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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Santa Clarita
Below are three-year CD Rates from banks in Santa Clarita, California. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.
Santa Clarita, CA - October 29, 2025
3 Year CD National Average : 0.75% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.07% |
$10,000 |
22.45 |
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Rate History: 4.80% → 4.65% → 4.49% → 4.33% → 4.07% |
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samcasino | Mar 5, 2021 The best rate on any CD or savings account is .40% Read More |
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3.90% |
$2,500 |
- |
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Rate History: 4.00% → 3.60% → 3.40% → 4.00% → 3.90% |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.76% |
$25,000 |
- |
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Rate History: 3.56% → 4.16% → 4.00% → 3.76% |
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79Thru | Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More |
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3.75% |
$1,000 |
23.50 |
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Rate History: 2.27% → 3.44% → 4.00% → 3.95% → 3.75% |
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3.70% |
$10,000 |
- |
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Early Withdrawal Penalty is 365 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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3.70% |
$1,000 |
- |
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Early Withdrawal Penalty is 180 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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3.50% |
$500 |
- |
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Rate History: 2.75% → 2.75% → 3.50% |
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2 Months with Vio Bank | Sep 4, 2025 And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More |
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3.35% 0.30% |
$250,000 $1,000 |
16.66 |
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Rate History: 3.70% → 3.55% → 3.75% → 3.45% → 3.35% |
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NORTY FLATZ | Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More |
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3.25% |
$5,000 |
- |
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james | Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More |
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2.02% |
$1,000 |
23.23 |
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Rate History: 3.05% → 2.53% → 2.02% |
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2.00% |
$10,000 |
23.81 |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.66% |
$10,000 |
19.08 |
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Rate History: 2.02% → 1.66% |
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0.85% |
$1,000 |
- |
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0.70% |
$10,000 |
22.76 |
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0.60% |
$100,000 |
16.60 |
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0.55% |
$10,000 |
24.58 |
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Small Company | Apr 9, 2020 I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions cha... Read More |
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0.55% |
$10,000 |
16.60 |
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0.50% |
$100,000 |
19.48 |
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0.45% |
$10,000 |
22.58 |
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0.45% |
$100,000 |
22.80 |
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0.40% |
$1,000 |
- |
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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0.40% |
$10,000 |
22.80 |
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0.40% |
$50,000 |
18.44 |
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0.38% |
$10,000 |
19.48 |
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0.35% 0.30% |
$1,000 $1,001 |
22.79 |
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0.26% |
$100,000 |
8.01 |
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0.25% |
$1 |
23.07 |
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Cory,Baldwin | Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More |
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0.23% |
$10,000 |
8.01 |
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0.20% |
$1,000 |
- |
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Jeff Talmage | Aug 22, 2025 Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and ad... Read More |
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0.15% |
$10,000 |
22.62 |
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Bauhinia C | Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More |
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0.10% |
$1,000 |
22.58 |
Learn More
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Austin | Aug 25, 2021 I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More |
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0.05% |
$500 |
22.64 |
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MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
Community Commerce Bank Tarzana Branch |
19538 Ventura Boulevard | Tarzana | CA |
|
State Bank of India (California) State Bank Of India Branch |
21724 Ventura Blvd | Woodland Hills | CA |
|
Bank of Hope Northridge Branch |
10147 Reseda Boulevard | Northridge | CA |
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Zions Bank Woodland Hills Branch |
21800 Burbank Boulevard, Suite 160 | Woodland Hills | CA |
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JPMorgan Chase Bank, National Association Simi Valley Branch |
660 East Los Angeles Avenue, Suite B12 | Simi Valley | CA |
|
City National Bank of Los Angeles. California Chatsworth Banking Office Branch |
9400 Topanga Canyon Blvd | Chatsworth | CA |
|
SMBC MANUBANK Warner Center Branch |
21550 Oxnard Street, Suite 250 | Los Angeles | CA |
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Hanmi Bank Northridge Branch |
10180 Reseda Blvd. | Northridge | CA |
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United Business Bank Tri-Cities Branch |
330 North Brand Blvd., Ste. 120 | Glendale | CA |
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Hanmi Bank Northridge Branch |
10180 Reseda Blvd. | Northridge | CA |
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Mission Bank Lancaster Branch |
43830 20th Street West | Lancaster | CA |
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Citizens Business Bank Encino Branch |
16830 Ventura Blvd Suite 310 | Encino | CA |
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Commercial Bank of California Sherman Oaks Branch |
14724 Ventura Boulevard, Suite 100 | Sherman Oaks | CA |
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Commercial Bank of California Sherman Oaks Branch |
14724 Ventura Boulevard, Suite 100 | Sherman Oaks | CA |
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Cathay Bank Northridge Branch |
9045 Corbin Avenue #100 | Northridge | CA |
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Mission Bank Lancaster Branch |
43830 20th Street West | Lancaster | CA |
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First Bank Woodland Hills Branch |
21757 Erwin Street | Woodland Hills | CA |
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First Bank Woodland Hills Branch |
21757 Erwin Street | Woodland Hills | CA |
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Bank of Hope Northridge Branch |
10147 Reseda Boulevard | Northridge | CA |
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Bank of the Sierra Valencia Branch |
26328 Citrus Avenue | Valencia | CA |
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Comerica Bank Woodland Hills Branch |
5700 Canoga Ave Bldg G Ste 100 | Woodland Hills | CA |
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Bank of the Sierra Valencia Branch |
26328 Citrus Avenue | Valencia | CA |
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East West Bank San Fernando Valley Cbc0 Branch |
15821 Ventura Boulevard | Encino | CA |
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Columbia Bank Encino Branch |
16501 Ventura Blvd., Suite 101 | Encino | CA |
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First-Citizens Bank & Trust Company Encino Branch |
16055 Ventura Boulevard, Ste 110 | Encino | CA |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.
The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.
Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.
While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates