Kansas

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Bonner Springs, Kansas CD Rates – 3-Year

You are viewing rates from banks across Bonner Springs





Below are three-year CD Rates from banks in Bonner Springs, Kansas. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

Bonner Springs, KS - August 2, 2025

3 Year CD National Average : 0.75% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 365 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.56% → 4.16% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.10% → 4.30% → 4.10% → 4.00% → 3.95%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.25% → 4.15% → 4.00% → 3.95% → 3.75%

| Jun 26, 2020

Rate not current Read More

Rate History: 2.02% → 4.06% → 3.80% → 3.55%

| Sep 13, 2021

On September 13th, 2021. I called “SBOK” to verify if the account number matches the business name that is on the check I’ve received. I spoke with a supervisor named Brenda Jones. Brenda informed me... Read More

Rate History: 2.75% → 2.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.00% → 4.15% → 4.00% → 3.60% → 3.40%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 1.46% → 2.48% → 2.38% → 3.30%

Rate History: 3.50% → 4.25% → 3.50% → 3.25%

| Jun 21, 2022

The new rates have eclipsed shat i currently hold with this bank. Read More

Rate History: 2.02% → 3.50% → 3.25%

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 2.22% → 2.27%

| Nov 3, 2023

site does not update at all, totally wrong rates listed Read More

Rate History: 4.25% → 3.75% → 3.00% → 2.50% → 2.00%

Rate History: 2.05% → 1.55%

| May 29, 2020

Dua Read More

1.37%

$10,000

24.72

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1.25%

$10,000

24.71

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Rate History: 1.00% → 1.25%

1.21%

$500

17.64

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1.20%

$10,000

13.21

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1.15%

$1,000

18.78

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1.15%

$10,000

13.26

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1.05%

$10,000

3.95

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| Feb 9, 2019

Can I order new checks online? Read More

Rate History: 0.10% → 1.35% → 4.00% → 1.35% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

| Feb 9, 2019

Can I order new checks online? Read More

0.95%

$100,000

10.11

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0.95%

$10,000

17.43

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0.85%

$1,000

-

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0.85%

$10,000

15.59

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0.80%

$100,000

17.11

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0.80%

$10,000

11.97

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| Feb 4, 2020

Academy was great helping me open a new account Read More

| Jun 25, 2021

TriCentury is great! They were there for me when my credit was not great, and I haven’t left because of their great customer service. Read More

0.70%

$10,000

17.11

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0.70%

$10,000

18.76

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0.70%

$10,000

21.09

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0.70%

$10,000

22.73

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0.67%

$10,000

15.44

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0.65%

$10,000

17.43

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| Aug 30, 2017

Excellent bank with a friendly helpful staff Read More

0.60%

$1,000

18.48

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0.60%

$10,000

17.43

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0.60%

$10,000

10.11

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0.55%

$500

24.63

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0.50%

$500

23.98

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| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.50%

$250

8.21

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0.50%

$1

16.30

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0.45%

$10,000

20.92

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0.42%

$10,000

15.58

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0.41%

$10,000

16.85

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| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

| Nov 9, 2018

The online banking system for this bank is beyond ridiculous. I have tried on numerous occasions to get help and as soon as I get one issue resolved, sure enough another pops up. From passwords being lock... Read More

0.35%

$10,000

9.91

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0.27%

$50,000

21.23

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$1,000

18.52

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| Jun 1, 2020

UMB does not honor the rate posted here! Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

20.09

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0.17%

$10,000

21.23

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.10%

$500

14.80

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| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Bonner Springs, KS - August 2, 2025


Branch Street City State
Security Bank of Kansas City
Shawnee Branch
5450 Roberts Street Shawnee KS
Argentine Federal Savings
Overland Park Branch
12501 Antioch Rd Overland Park KS
Capitol Federal Savings Bank
Lawrence Target Branch
3201 S Iowa St Lawrence KS
First Federal Bank of Kansas City
132 Oak St Branch
132 Oak Street Bonner Springs KS
Union Bank and Trust Company
Commercial State Bk. Of Bonner Sprin Branch
309 Oak Street Bonner Springs KS
Intrust Bank, National Association
Lawrence Vermont Branch
901 Vermont Lawrence KS
BOKF, National Association
Overland Park Office Branch
11225 College Blvd Overland Park KS
The Baldwin State Bank
Eighth Street Branch
112 North Eighth Street Baldwin City KS
Mid-America Bank
Mid-America Bank Branch
802 Ames Street Baldwin City KS
Fidelity Bank, National Association
Metcalf Branch
14435 Metcalf Avenue Overland Park KS
Patriots Bank
Patriots Bank Branch
104 East Main Street Gardner KS
Kaw Valley State Bank
Kaw Valley State Bank Branch
737 Main Street Eudora KS
Great American Bank
Lawrench Branch
888 New Hampshire Street Lawrence KS
Mutual Savings Association
8th & Main Branch
801 Main Eudora KS
Citizens Federal Savings Bank
State Avenue Branch
15500 State Ave Basehor KS
Country Club Bank
Leavenworth-Delaware Branch
401 Delaware Street Leavenworth KS
BMO Bank National Association
Monticello Branch
21900 Shawnee Mission Parkway Shawnee KS
Country Club Bank
Leavenworth-Delaware Branch
401 Delaware Street Leavenworth KS
Community National Bank
Tonganoxie Branch
231 N. Main Street Tonganoxie KS
The Citizens National Bank
Leavenworth Branch
601 Delaware Leavenworth KS
Farmers Bank & Trust
Cedar Lake Village Branch
15325 South Lone Elm Road Olathe KS
First Heritage Bank
First Heritage Bank Commercial Divis Branch
7450 West 130th Street, Suite 100 Overland Park KS
CoreFirst Bank & Trust
Corefirst Bank & Trust Branch
11875 South Ridgeview Road Olathe KS
Academy Bank, National Association
Bonner Springs Wal-Mart Branch # 58
12801 Kansas Avenue Bonner Springs KS
TriCentury Bank
Tricentury Bank Branch
33485 Lexington Avenue De Soto KS
First Heritage Bank
First Heritage Bank Commercial Divis Branch
7450 West 130th Street, Suite 100 Overland Park KS
First State Bank and Trust
Lawrence Vermont Branch
609 Vermont Lawrence KS
NBH Bank
31st Street Branch
3045 Iowa Street Lawrence KS
Kendall Bank
The State Bank Of Spring Hill Branch
201 South Webster Street Spring Hill KS
Liberty Bank and Trust Company
1314 North 5th Street Branch
1314 North 5th Street Kansas City KS
The Citizens National Bank
Leavenworth Branch
601 Delaware Leavenworth KS
Enterprise Bank & Trust
East Branch
110 North Clairborne Olathe KS
The Union State Bank of Everest
Mclouth Branch
117 S Union St Mc Louth KS
The Citizens National Bank
Leavenworth Branch
601 Delaware Leavenworth KS
Community National Bank
Tonganoxie Branch
231 N. Main Street Tonganoxie KS
The Kansas State Bank
Baldwin City Branch
602 Ames Baldwin City KS
The First National Bank of Louisburg
Stilwell Branch
7640 W. 199th Stilwell KS
Armed Forces Bank, National Association
Armed Forces Bank, National Association Branch
330 Kansas Avenue Fort Leavenworth KS
Great Southern Bank
Desoto Branch
34102 Commerce Drive De Soto KS
NBKC Bank
Nbkc Bank Branch
10700 Nall Ave Overland Park KS
Landmark National Bank
2710 Iowa Branch
2710 Iowa Lawrence KS
Bank of Prairie Village
Bank Of Prairie Village Branch
3515 W. 75th Street Prairie Village KS
Cornerstone Bank
Cornerstone Bank Branch
9120 W. 135th Street Overland Park KS
Bank of Labor
Olathe Branch
17900 West 119th Street Olathe KS
ANB Bank
Lenexa Premier Branch
15301 W 87th Street Parkway Lenexa KS
Central National Bank
Lawrence Wal-Mart Branch
3300 Iowa St. P.O. Box 4404 Lawrence KS
Equity Bank
Overland Park Branch
8880 W. 151st Street Overland Park KS
UMB Bank, National Association
Shawnee Branch
22320 W 66th Street Shawnee KS
Commerce Bank
Iowa Branch
955 Iowa St Lawrence KS
Central National Bank
Lawrence Wal-Mart Branch
3300 Iowa St. P.O. Box 4404 Lawrence KS
U.S. Bank National Association
South Plaza Branch
2701 Iowa Street Lawrence KS
First National Bank of Omaha
Olathe Branch
13518 South Alden Street Olathe KS
First-Citizens Bank & Trust Company
Overland Park Branch
7850 College Blvd Overland Park KS
Bank of America, National Association
Lawrence Branch
900 Ohio Street Lawrence KS


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Three Year CDs - Branch Banks 2025

A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.

The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.

Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.

While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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