Oklahoma

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Jenks, Oklahoma CD Rates – 3-Year

You are viewing rates from banks across Jenks





Below are three-year CD Rates from banks in Jenks, Oklahoma. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

Jenks, OK - August 1, 2025

3 Year CD National Average : 0.75% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 365 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.56% → 4.16% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.10% → 4.30% → 4.10% → 4.00% → 3.95%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.25% → 4.15% → 4.00% → 3.95% → 3.75%

| Jun 26, 2020

Rate not current Read More

Rate History: 2.75% → 2.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.00% → 4.15% → 4.00% → 3.60% → 3.40%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 3.10% → 3.40%

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

| Oct 13, 2020

Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 2.05% → 1.55%

| May 29, 2020

Dua Read More

| Jan 12, 2016

Very good bank all the way around glad I found them Read More

0.95%

$100,000

6.65

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0.91%

$10,000

5.08

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0.85%

$1,000

-

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| Jun 27, 2022

It took 4 times contacting this back to get a simple stop payment done. It end up costing over $100 because of their inability to take care of it after the first contact. Read More

0.85%

$10,000

24.63

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0.85%

$100,000

4.15

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| Aug 25, 2022

My family and I have used American Heritage Bank for years, I have had auto loans with them always paid them off, I have one right now, however during this pandemic I got behind a little I got caught up, b... Read More

0.80%

$10,000

24.69

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| Jan 12, 2016

Very good bank all the way around glad I found them Read More

0.75%

$10,000

6.76

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0.75%

$100,000

9.61

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0.75%

$10,000

6.22

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| Apr 22, 2022

I am considering finding another bank to do business with Read More

0.75%

$10,000

8.82

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.70%

$1,000

5.67

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0.65%

$1,000

4.15

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0.60%

$10,000

2.58

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0.60%

$10,000

6.15

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0.60%

$10,000

3.94

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0.55%

$100,000

3.87

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0.55%

$100,000

14.65

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0.50%

$10,000

3.93

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0.50%

$10,000

9.61

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0.50%

$10,000

8.41

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0.50%

$250

6.10

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| Dec 1, 2022

I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away ... Read More

0.45%

$10,000

3.87

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.45%

$10,000

14.65

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0.42%

$100,000

4.63

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| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.40%

$10,000

4.63

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| Jun 17, 2022

Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More

| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$1,000

2.13

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| Jun 1, 2020

UMB does not honor the rate posted here! Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

0.20%

$10,000

7.14

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0.20%

$10,000

9.78

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0.20%

$10,000

8.30

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| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Jenks, OK - August 1, 2025


Branch Street City State
Gateway First Bank
Jenks Branch
244 South Gateway Place Jenks OK
RCB Bank
Skiatook Branch
1001 West Rogers Skiatook OK
JPMorgan Chase Bank, National Association
Boston And 4th Branch
321 S Boston Tulsa OK
BOKF, National Association
Sand Springs Branch
401 East Broadway Sand Springs OK
American Bank of Oklahoma
Skiatook Branch
1525 West Rogers Boulevard Skiatook OK
American Bank and Trust Company
American Bank And Trust Company Branch
6060 American Plaza Tulsa OK
First Pryority Bank
First Pryority Bank Branch
10632 S. Memorial Tulsa OK
Regent Bank
Regent Bank Branch
105 N Maple Street Nowata OK
The Exchange Bank
The Exchange Bank Branch
300 West Rogers Skiatook OK
Firstar Bank
Tulsa Branch
9696 E 101st Street Tulsa OK
American Heritage Bank
Kellyville Branch
113 W Allen Kellyville OK
Oklahoma Capital Bank
1602 West Rogers Boulevard Branch
1602 West Rogers Boulevard Skiatook OK
American Bank of Oklahoma
Skiatook Branch
1525 West Rogers Boulevard Skiatook OK
Blue Sky Bank
Tulsa Branch
3353 E. 41st Street Tulsa OK
International Bank of Commerce
Sand Springs South Branch
3973 Highway 97 Sand Springs OK
SpiritBank
Salpulpa Drive-In Branch
400 North Mission Sapulpa OK
AVB Bank
Mingo Branch
9810 East 51st Street Tulsa OK
Security Bank
Security Bank Branch
10727 East 51st Street South Tulsa OK
Prosperity Bank
Utica Tower Branch
1924 South Utica Tulsa OK
Stride Bank, National Association
Tulsa Branch
8811 S Yale Ave. Tulsa OK
Firstar Bank
Tulsa Branch
9696 E 101st Street Tulsa OK
The City National Bank and Trust Company of Lawton, Oklahoma
Glenpool Branch
12200 South Waco Avenue Sapulpa OK
Grand Bank
Grand Bank Branch
4200 East Skelly Drive Tulsa OK
Bank of Commerce
6655 South Lewis Avenue Branch
6655 South Lewis Avenue, Suite 150 Tulsa OK
Mabrey Bank
Glenpool Branch
381 East 141st Street Glenpool OK
FNB Coweta
Oneta Branch
10097 South 241st East Avenue Broken Arrow OK
NBC OKLAHOMA
Tulsa Branch
8120 S. Yale Avenue Tulsa OK
International Bank of Commerce
Sand Springs South Branch
3973 Highway 97 Sand Springs OK
Vast Bank, National Association
Utica Square Branch
2030 East 21st Tulsa OK
Great Southern Bank
Great Southern Bank Branch
4200 East Skelly Drive, Suite 900 Tulsa OK
First Fidelity Bank
Tulsa Branch
30 West 21st Street South Tulsa OK
Mabrey Bank
Glenpool Branch
381 East 141st Street Glenpool OK
Prosperity Bank
Utica Tower Branch
1924 South Utica Tulsa OK
FNB Coweta
Oneta Branch
10097 South 241st East Avenue Broken Arrow OK
Triad Bank, National Association
Souther Hills Branch
5951 S Lewis Tulsa OK
Triad Bank, National Association
Souther Hills Branch
5951 S Lewis Tulsa OK
MidFirst Bank
43rd & Peoria Branch
4255 South Peoria Ave Tulsa OK
BancFirst
West 41st Street Branch
102 West 41st Street Sand Springs OK
Equity Bank
Tulsa Branch
9292 South Delaware Ave Tulsa OK
UMB Bank, National Association
South Boulder Branch
1437 South Boulder Tulsa OK
BancFirst
West 41st Street Branch
102 West 41st Street Sand Springs OK
First United Bank and Trust Company
Sapulpa Branch
815 South Main Sapulpa OK
The First National Bank and Trust Company of Broken Arrow
North Aspen Branch
2100 North Aspen Broken Arrow OK
Commerce Bank
Tulsa Branch
2054 Utica Sq Tulsa OK
BancFirst
West 41st Street Branch
102 West 41st Street Sand Springs OK
Bank of America, National Association
North Pointe Branch
205 East Pine Street Tulsa OK


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Three Year CDs - Branch Banks 2025

A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.

The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.

Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.

While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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