Colorado

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Thornton, Colorado CD Rates – 6-Month

You are viewing rates from banks across Thornton





Below are the best six-month CD Rates from banks with branches in Thornton, Colorado . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Thornton, CO - August 1, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 3.85% → 4.15% → 4.00% → 3.70% → 3.60%

| Aug 5, 2022

The worst customer service during covid. I lost my wallet they were nit understanding when things were shutting down. I knew covid was going to be bad and did not want to be around people. They did nit eve... Read More

Rate History: 4.86% → 3.05%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 0.15% → 2.55% → 2.45% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.50%

$10,000

20.14

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0.50%

$10,000

17.56

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0.50%

$100,000

19.21

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0.40%

$10,000

21.88

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0.40%

$10,000

19.21

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| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

0.30%

$10,000

14.32

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0.30%

$10,000

8.56

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0.25%

$10,000

17.75

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| Feb 4, 2020

Academy was great helping me open a new account Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$100,000

15.18

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$10,000

18.98

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| Jun 17, 2022

Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More

0.15%

$10,000

15.18

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0.13%

$10,000

15.11

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0.10%

$10,000

19.78

Learn More

| Dec 11, 2023

only series EE currently. I have I series and have to mail them in Read More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.04%

$500

19.00

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| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

0.01%

$1,000

16.87

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Thornton, CO - August 1, 2025


Branch Street City State
Beal Bank USA
Denver Branch
154 Steele Street Denver CO
Bank of America, National Association
Boulder Branch
1965 28th Street Boulder CO
FirstBank
28th And Pearl Branch
2835 Pearl Street, Suite A Boulder CO
Zions Bank
Longmont Branch
2011 Ken Pratt Boulevard Longmont CO
BOKF, National Association
Lakewood Branch
201 Wadsworth Boulevard Lakewood CO
Wells Fargo Bank, National Association
Co Boulder County 1 Branch
2425 Canyon Boulevard Boulder CO
JPMorgan Chase Bank, National Association
Arapahoe Branch
2500 Arapahoe Avenue Boulder CO
Liberty Savings Bank, F.S.B.
E Yale Ave Branch
6460 E. Yale Avenue Denver CO
FlatIrons Bank
Longmont Branch
522 4th Avenue Longmont CO
RNB STATE BANK
Rawlins National Bank - Longmont Bra Branch
2001 North Main Street Longmont CO
Fortis Bank
Fortis Private Bank Branch
1550 17th Street, Suite 203 Denver CO
RNB STATE BANK
Rawlins National Bank - Longmont Bra Branch
2001 North Main Street Longmont CO
Glacier Bank
River North Branch
3350 Brighton Boulevard, Unit 135 Denver CO
NBH Bank
Arvada Branch
7530 Grandview Avenue Arvada CO
North Valley Bank
Broomfield Town Centre Branch
1210 East First Ave. Broomfield CO
High Plains Bank
Longmont Branch
600 Kimbark Street Longmont CO
Academy Bank, National Association
Academy Bank, National Association Branch
500 Summit Boulevard Broomfield CO
Native American Bank, National Association
Native American Bank, National Association Branch
999 18th Street Denver CO
ANB Bank
Messenger Service Branch
2835 Pearl Street Boulder CO
MidFirst Bank
Downtown Banking Center Branch
555 17th Street Denver CO
Native American Bank, National Association
Native American Bank, National Association Branch
999 18th Street Denver CO
First Western Trust Bank
First Western Trust Bank Branch
1900 16th Street, Suite 1200 Denver CO
The Pueblo Bank and Trust Company
Denver Branch
2351 South Colorado Denver CO
Glacier Bank
River North Branch
3350 Brighton Boulevard, Unit 135 Denver CO
KeyBank National Association
South Boulder Branch
2460 Baseline Road Boulder CO
U.S. Bank National Association
Boulder Safeway Branch
3325 28th Street Boulder CO
First National Bank of Omaha
Iris Avenue Branch
3033 Iris Avenue Branch Boulder CO
First-Citizens Bank & Trust Company
Boulder Branch
1601 28th Street Boulder CO
Bank of Estes Park
Niwot Branch
7980 Niwot Road Niwot CO


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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