Best Special CD Rates and Terms in New York City, New York NY - June 14, 2025

You are viewing local cd rates from banks around: New York, NY 10116

This page lists Certificate of Deposit rates and terms for non-traditional lengths offered by banks located within 20 miles of the zip code selected above. CDs of ordinarily terms (3-month, 6-month, 1-year, 18-month, 2-year, 3-year, 4-year and 5-year) are found in the respective tables which can be accessed in the tabs above.
You can also view specials for banks across your state by clicking 'view rates statewide' above. Additionally, click on the credit union tab above to see offerings from credit unions in your area.
As rates rise, banks near you may offer special CD offers at any time to attract new capital and new customers. Check back frequently for updates.

New York City, NY - June 14, 2025

Bank	APY	MIN	PERIOD
First Commerce Bank	5.00%	$1,000	10 months	Learn More Reviews
Popular Bank	5.00%	$1,000	13 months	Learn More Reviews (2)
Rate History: 5.25% → 5.10% → 4.90% → 5.25% → 5.00%
Popular Bank	4.95%	$1,000	7 months	Learn More Reviews (2)
Rate History: 4.85% → 5.05% → 5.15% → 5.30% → 4.95%
Popular Bank	4.90%	$1,000	4 months	Learn More Reviews (2)
Rate History: 4.90% → 4.80% → 5.00% → 5.35% → 4.90%
Ponce Bank	4.75%	$1,000	7 months	Learn More Reviews
Rate History: 4.00% → 4.75%
Ridgewood Savings Bank	4.50%	$100	10 months	Learn More Reviews (5)
Rate History: 2.50% → 5.15% → 4.50%
Popular Bank	4.30%	$1,000	19 months	Learn More Reviews (2)
Rate History: 4.00% → 4.75% → 4.60% → 4.45% → 4.30%
Popular Bank	4.15%	$1,000	25 months	Learn More Reviews (2)
Rate History: 4.00% → 4.30% → 4.40% → 4.30% → 4.15%
Northfield Bank	4.00%	$0	5 months	Learn More Reviews
Rate History: 1.00% → 5.00% → 4.75% → 4.50% → 4.00%
TrustCo Bank	4.00%	$500	6 months	Learn More Reviews (1)
Rate History: 3.95% → 3.90% → 4.00% → 3.95% → 4.00%
BankUnited, National Association	4.00%	$1,000	6 months	Learn More Reviews
Rate History: 5.25% → 4.50% → 4.35% → 4.25% → 4.00%
Kearny Bank	4.00%	$500	7 months	Learn More Reviews
Rate History: 4.50% → 4.00%
ConnectOne Bank	4.00%	$500	7 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 3.80% → 4.95% → 4.75% → 4.25% → 4.00%
KeyBank National Association	4.00%	$10,000	7 months	Learn More Reviews (2)
Rate History: 5.00% → 4.75% → 4.00%
Empire State Bank	4.00%	$1,000	11 months	Learn More Reviews (1)
Rate History: 0.25% → 4.55% → 4.30% → 4.25% → 4.00%
First Central Savings Bank	3.95%	$500	14 months	Learn More Reviews
Rate History: 1.00% → 4.15% → 3.95%
Eastbank, National Association	3.85%	$2,500	3 months	Learn More Reviews
Rate History: 4.00% → 3.85%
TrustCo Bank	3.85%	$500	12 months	Learn More Reviews (1)
Rate History: 4.25% → 4.00% → 3.95% → 3.90% → 3.85%
City National Bank	3.82%	$10,000	3 months	Learn More Reviews
Rate History: 5.12% → 4.59% → 4.33% → 4.07% → 3.82%
Bank of America, National Association	3.80%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 5.00% → 4.35% → 4.05% → 3.80%
Wells Fargo Bank, National Association	3.75%	$5,000	7 months	Learn More Reviews (7)
Rate History: 4.75% → 4.25% → 4.00% → 3.75%
Northfield Bank	3.75%	$0	8 months	Learn More Reviews
Rate History: 5.00% → 1.25% → 4.50% → 4.25% → 3.75%
TD Bank, National Association	3.75%	$10,000	9 months	Learn More Reviews (1)
Blue Foundry Bank	3.75%	$1,000	12 months	Learn More Reviews
Rate History: 4.00% → 4.50% → 4.00% → 3.75%
Citibank, National Association	3.75%	$0	13 months	Learn More Reviews (11)
Rate History: 4.00% → 3.75%
KeyBank National Association	3.75%	$10,000	25 months	Learn More Reviews (2)
City National Bank	3.61%	$10,000	5 months	Learn More Reviews
Rate History: 1.00% → 4.07% → 3.61%
TD Bank, National Association	3.51%	$10,000	12 months	Learn More Reviews (1)
Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%
CTBC Bank Corp. (USA)	3.50%	$5,000	12 months	Learn More Reviews
Wells Fargo Bank, National Association	3.50%	$5,000	18 months	Learn More Reviews (7)
Bank of America, National Association	3.45%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45%
Citibank, National Association	3.25%	$0	5 months	Learn More Reviews (11)
Rate History: 4.25% → 0.05% → 3.00% → 3.50% → 3.25%
Blue Foundry Bank	3.25%	$1,000	24 months	Learn More Reviews
Rate History: 3.50% → 3.25%
Citibank, National Association	3.00%	$0	7 months	Learn More Reviews (11)
Rate History: 0.05% → 4.15% → 4.35% → 3.35% → 3.00%
ConnectOne Bank	3.00%	$500	23 months	Learn More Reviews (19)
Early withdrawal penalty is 180 days interest. Rate History: 4.50% → 4.25% → 3.60% → 3.25% → 3.00%
Blue Foundry Bank	3.00%	$1,000	36 months	Learn More Reviews
TD Bank, National Association	2.75%	$10,001	6 months	Learn More Reviews (1)
Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%
Bank of America, National Association	2.75%	$10,000	13 months	Learn More Reviews (7)
Rate History: 4.30% → 4.90% → 3.25% → 3.00% → 2.75%
PNC Bank, National Association	2.60%	$1,000	61 months	Learn More Reviews (1)
Bogota Savings Bank	2.50%	$1,000	6 months	Learn More Reviews
PNC Bank, National Association	2.40%	$1,000	37 months	Learn More Reviews (1)
PNC Bank, National Association	2.20%	$1,000	25 months	Learn More Reviews (1)
Cross County Savings Bank	2.15%	$500	7 months	Learn More Reviews
Rate History: 2.75% → 2.65% → 2.15%
Cross County Savings Bank	2.00%	$500	3 months	Learn More Reviews
Rate History: 2.45% → 2.40% → 2.00%
PNC Bank, National Association	2.00%	$1,000	13 months	Learn More Reviews (1)
Bogota Savings Bank	2.00%	$150,000	17 months	Learn More Reviews
Bank of America, National Association	2.00%	$10,000	25 months	Learn More Reviews (7)
Rate History: 3.20% → 3.00% → 2.00%
JPMorgan Chase Bank, National Association	1.50%	$100,000	6 months	Learn More Reviews (18)
Rate History: 5.00% → 3.00% → 2.00% → 1.50%
TrustCo Bank	1.50%	$500	18 months	Learn More Reviews (1)
Rate History: 0.10% → 4.25% → 1.50%
Citibank, National Association	0.05%	$0	8 months	Learn More Reviews (11)
Rate History: 4.35% → 0.05%