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Image Courtesy: www.pixabay.com
You are viewing local cd rates from banks around: Arizona, AZ 85001
This page lists Certificate of Deposit rates and terms for non-traditional lengths offered by banks located within 20 miles of the zip code selected above. CDs of ordinarily terms (3-month, 6-month, 1-year, 18-month, 2-year, 3-year, 4-year and 5-year) are found in the respective tables which can be accessed in the tabs above.
You can also view specials for banks across your state by clicking 'view rates statewide' above. Additionally, click on the credit union tab above to see offerings from credit unions in your area.
As rates rise, banks near you may offer special CD offers at any time to attract new capital and new customers. Check back frequently for updates.
Phoenix, AZ - September 10, 2026
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
Deer Valley Branch
|
4.97%
3.40% 3.40% |
$5,000
$100,000 |
9 months |
Learn More
|
|
Rate History: 4.00% → 4.98% → 4.93% → 4.97% |
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|
Palm Valley Branch
|
4.75% | $1,000 | 13 months |
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|
|
Rate History: 1.00% → 5.00% → 4.75% |
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|
Palm Valley Branch
|
4.60% | $1,000 | 19 months |
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|
|
Rate History: 1.00% → 5.25% → 4.60% |
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|
Bankers Trust Phoenix Branch
|
4.54% | $1,000 | 7 months |
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|
|
Rate History: 4.00% → 5.00% → 4.54% |
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|
Palm Valley Branch
|
4.45% | $1,000 | 7 months |
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|
|
Rate History: 1.00% → 4.45% |
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|
UMB Bank, National Association Gateway Branch |
4.10% | $5,000 | 15 months |
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|
|
Rate History: 3.45% → 3.75% → 4.10% → 3.75% → 4.10% |
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|
UMB Bank, National Association Gateway Branch |
4.05% | $5,000 | 9 months |
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|
|
Rate History: 3.75% → 3.90% → 4.05% → 3.90% → 4.05% |
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|
First-Citizens Bank & Trust Company First-Citizens Bank & Trust Company Branch |
4.00% | $5,000 | 5 months |
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|
|
Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00% |
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|
UMB Bank, National Association Gateway Branch |
3.85% | $5,000 | 3 months |
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|
|
Rate History: 4.10% → 4.02% → 3.70% → 3.90% → 3.85% |
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|
Bank of America, National Association Yuma And Cotton Branch |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
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|
|
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
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|
First-Citizens Bank & Trust Company First-Citizens Bank & Trust Company Branch |
3.75% | $5,000 | 11 months |
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|
|
Wells Fargo Bank, National Association Sun City Grand Branch |
3.74% | $2,500 | 7 months |
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|
|
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74% |
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|
West Camelback And 101 Branch
|
3.65% | $100,000 | 10 months |
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|
|
Rate History: 3.80% → 4.05% → 3.95% → 3.80% → 3.65% |
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|
Wells Fargo Bank, National Association Sun City Grand Branch |
3.64% | $2,500 | 15 months |
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|
|
Rate History: 3.74% → 3.64% |
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|
Wells Fargo Bank, National Association Sun City Grand Branch |
3.59% | $2,500 | 11 months |
Learn More
|
|
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59% |
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|
Deer Valley Branch
|
3.49% | $5,000 | 13 months |
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|
|
Rate History: 3.60% → 3.50% → 3.35% → 3.10% → 3.49% |
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|
U.S. Bank National Association Cotton And Bell Road Safeway Branch |
3.25% | $1,000 | 7 months |
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|
|
Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25% |
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|
CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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|
|
Rate History: 3.50% → 3.35% → 3.25% |
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|
Bankers Trust Phoenix Branch
|
3.25% | $1,000 | 14 months |
Learn More
|
|
Rate History: 1.00% → 5.10% → 3.25% |
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|
West Camelback And 101 Branch
|
3.25% | $100,000 | 17 months |
Learn More
|
|
Rate History: 2.25% → 2.15% → 2.10% → 2.20% → 3.25% |
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|
U.S. Bank National Association Cotton And Bell Road Safeway Branch |
3.00% | $1,000 | 13 months |
Learn More
|
|
Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00% |
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|
Deer Valley Branch
|
3.00% | $5,000 | 18 months |
Learn More
|
|
Rate History: 3.51% → 3.76% → 3.31% → 3.16% → 3.00% |
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|
Bank of America, National Association Yuma And Cotton Branch |
2.95% | $10,000 | 10 months |
Learn More
|
|
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
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|
Deer Valley Branch
|
2.94% | $10,000 | 33 months |
Learn More
|
|
Rate History: 3.91% → 3.00% → 3.20% → 3.05% → 2.94% |
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|
Surprise West Branch
|
2.75% | $1,000 | 59 months |
Learn More
|
|
Rate History: 2.85% → 2.50% → 2.25% → 2.00% → 2.75% |
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|
Surprise West Branch
|
2.65% | $1,000 | 45 months |
Learn More
|
|
Rate History: 2.75% → 2.35% → 2.10% → 2.00% → 2.65% |
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|
Surprise West Branch
|
2.60% | $1,000 | 35 months |
Learn More
|
|
Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.60% |
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|
Surprise West Branch
|
2.55% | $1,000 | 25 months |
Learn More
|
|
Rate History: 3.00% → 2.75% → 2.25% → 2.00% → 2.55% |
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|
U.S. Bank National Association Cotton And Bell Road Safeway Branch |
2.50% | $1,000 | 25 months |
Learn More
|
|
Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50% |
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|
Bank of America, National Association Yuma And Cotton Branch |
2.00% | $10,000 | 13 months |
Learn More
|
|
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
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|
Bank of America, National Association Yuma And Cotton Branch |
1.75% | $10,000 | 25 months |
Learn More
|
|
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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|
Bankers Trust Phoenix Branch
|
1.10% | $1,000 | 3 months |
Learn More
|
|
Rate History: 2.00% → 1.10% |
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|
JPMorgan Chase Bank, National Association Yuma And Cotton Branch |
0.50% | $100,000 | 6 months |
Learn More
|
|
Rate History: 2.00% → 1.50% → 1.01% → 0.75% → 0.50% |
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Last Update on September 9, 2026
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