Compare Savings vs. CDs
Comparison of Deposit Account from WISCONSIN MEDICAL with 0.19%
- September 2026
Long-Term Analysis of AMERICAN SPIRIT with 0.20% APY and WISCONSIN MEDICAL with 0.19% APY and WISCONSIN MEDICAL with 0.28% APY and VERVE, A CREDIT UNION with 0.10% APY and HEALTH CARE with 0.15% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL MONEY MARKET0.20%-$50,000N.A.Credit UnionN.A.$25,000SCENARIO
Year Rate
0.20%Annual
InterestAnnual Interest
(After Tax)1 50,000 100 70 2 50,100 100 70 3 50,200 100 70 4 50,301 101 70 5 50,401 101 71 6 50,502 101 71 7 50,603 101 71 8 50,704 101 71 9 50,806 102 71 10 50,907 102 71 11 51,009 102 71 12 51,111 102 72 13 51,213 102 72 14 51,316 103 72 15 51,418 103 72 16 51,521 103 72 17 51,624 103 72 18 51,727 103 72 19 51,831 104 73 20 51,935 104 73 TOTAL $2,038 $1,427 - 2N.A.0.19%-$50,000N.A.Credit UnionN.A.$10,000SCENARIO
Year Rate
0.19%Annual
InterestAnnual Interest
(After Tax)1 50,000 95 67 2 50,095 95 67 3 50,190 95 67 4 50,286 96 67 5 50,381 96 67 6 50,477 96 67 7 50,573 96 67 8 50,669 96 67 9 50,765 96 68 10 50,862 97 68 11 50,958 97 68 12 51,055 97 68 13 51,152 97 68 14 51,249 97 68 15 51,347 98 68 16 51,444 98 68 17 51,542 98 69 18 51,640 98 69 19 51,738 98 69 20 51,836 98 69 TOTAL $1,935 $1,354 - 3N.A.0.28%-$50,000N.A.Credit UnionN.A.$25,000SCENARIO
Year Rate
0.28%Annual
InterestAnnual Interest
(After Tax)1 50,000 140 98 2 50,140 140 98 3 50,280 141 99 4 50,421 141 99 5 50,562 142 99 6 50,704 142 99 7 50,846 142 100 8 50,988 143 100 9 51,131 143 100 10 51,274 144 100 11 51,418 144 101 12 51,562 144 101 13 51,706 145 101 14 51,851 145 102 15 51,996 146 102 16 52,142 146 102 17 52,288 146 102 18 52,434 147 103 19 52,581 147 103 20 52,728 148 103 TOTAL $2,876 $2,013 - 4LOCAL SAVINGS0.10%-$50,000N.A.Credit Union0.43x (National Avg. - 0.23%)$2,500SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 5LOCAL SAVINGS0.15%-$50,000N.A.Credit Union0.64x (National Avg. - 0.23%)$2,500SCENARIO
Year Rate
0.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 75 53 2 50,075 75 53 3 50,150 75 53 4 50,225 75 53 5 50,301 75 53 6 50,376 76 53 7 50,452 76 53 8 50,527 76 53 9 50,603 76 53 10 50,679 76 53 11 50,755 76 53 12 50,831 76 53 13 50,907 76 53 14 50,984 76 54 15 51,060 77 54 16 51,137 77 54 17 51,214 77 54 18 51,290 77 54 19 51,367 77 54 20 51,444 77 54 TOTAL $1,522 $1,065
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$2,500 |
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Last change: ↑0.10% on September 25. |
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