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Refinance Mortgage Products
30-Year Fixed Conforming Mortgage Refinance

2025

Compare Michigan 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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Dearborn Heights, Michigan 30-Year Fixed Conforming Mortgage Refinance

May 2, 2025
Average: 7.16% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
District Lending NMLS ID: 1835285	6.380% 30 Yr Fixed	6.250% Fees & Points $4,400 Total 0.875 Pts: $2,800 $1,600 Fees	$1,971	Learn More See Table View
Green Lending, LLC NMLS ID: 2598612	6.492% 30 Yr Fixed	6.375% Fees & Points $4,162 Total 0.985 Pts: $3,152 $1,010 Fees	$1,997	Learn More See Table View
Treeside Financial. NMLS ID: 138594 License#: FL0022684	6.494% 30 Yr Fixed	6.375% Fees & Points $4,198 Total 0.875 Pts: $2,800 $1,398 Fees	$1,997	Learn More See Table View
Cornerstone Capital Lending NMLS ID: 2627028	6.612% 30 Yr Fixed	6.500% Fees & Points $3,843 Total 0.800 Pts: $2,560 $1,283 Fees	$2,023	Learn More See Table View
Beeline Loans, Inc. NMLS ID: 1799947	6.713% 30 Yr Fixed	6.625% Fees & Points $2,909 Total 0.909 Pts: $2,909 $0 Fees	$2,049	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	6.717% 30 Yr Fixed	6.625% Fees & Points $3,046 Total 0.733 Pts: $2,346 $700 Fees	$2,049	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	6.806% 30 Yr Fixed	6.625% Fees & Points $6,000 Total 0.875 Pts: $2,800 $3,200 Fees	$2,049	Learn More See Table View
Refi.com NMLS ID: 1907 License#: Michigan	6.829% 30 Yr Fixed	6.750% Fees & Points $2,602 Total 0.813 Pts: $2,602 $0 Fees	$2,076	Learn More See Table View
West Capital Lending NMLS ID: 1566096	6.881% 30 Yr Fixed	6.750% Fees & Points $4,300 Total 0.797 Pts: $2,550 $1,750 Fees	$2,076	Learn More See Table View
Rocket Mortgage NMLS ID: 3030	7.476% 30 Yr Fixed	7.375% Fees & Points $3,200 Total 1.000 Pts: $3,200 $0 Fees	$2,211	Learn More See Table View
Veterans United Home Loans NMLS ID: 1907	Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews 30 Yr Fixed			Learn More
Freedom Mortgage Corporation NMLS ID: 2767	We approve credit scores as low as 550 for VA and FHA refinancing Family-owned, 35+ years of cash out assistance A top FHA and VA lender Over three million customers nationwide 30 Yr Fixed			Learn More
Beeline Loans, Inc. NMLS ID: 1799947	Apply in less than 10 minutes. Fast, stress-free closing in as little as 14 days More loan types so you’re more likely to qualify "The smoothest refi experience I’ve ever had" - TR, Houston 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Pnc Bank, National Association Updated 10/04/2022	6.20%	6.00% 0.00 points $3,210.00 fees	$1,918.56	Learn MoreShow Less See Table View
Macatawa Bank, National Association Updated 12/06/2022	6.23%	6.13% 0.00 points $0.00 fees	$1,944.35	Learn MoreShow Less See Table View
Isabella Bank Updated 01/05/2023	6.57%	6.50% 0.00 points $2,698.00 fees	$2,022.62	Learn MoreShow Less See Table View
Citizens Updated 05/08/2023	6.82%	6.75% 0.25 points $0.00 fees	$2,075.51	Learn MoreShow Less See Table View
Jpmorgan Chase Bank, National Association Updated 02/21/2024	6.96%	6.88% 0.00 points $0.00 fees	$2,102.17	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	7.05%	6.88% 0.84 points $0.00 fees	$2,102.17	Learn MoreShow Less See Table View
Independent Bank Updated 04/18/2025	6.95%	6.95% 0.50 points $0.00 fees	$2,118.23	Learn MoreShow Less See Table View
Baybank Updated 06/15/2022	7.10%	7.00% 0.00 points $3,566.00 fees	$2,128.97	Learn MoreShow Less See Table View
Range Bank Updated 06/15/2022	7.11%	7.00% 0.00 points $2,227.00 fees	$2,128.97	Learn MoreShow Less See Table View
Choiceone Bank Updated 10/11/2024	6.70%	7.08% 0.00 points $2,369.00 fees	$2,145.33	Learn MoreShow Less See Table View
Central Savings Bank Updated 06/15/2022	7.16%	7.13% 0.00 points $2,297.00 fees	$2,155.90	Learn MoreShow Less See Table View
Dearborn Federal Savings Bank Updated 06/15/2022	7.16%	7.13% 0.00 points $0.00 fees	$2,155.90	Learn MoreShow Less See Table View
Nicolet National Bank Updated 09/22/2023	7.56%	7.23% 0.00 points $0.00 fees	$2,177.76	Learn MoreShow Less See Table View
The Shelby State Bank Updated 06/15/2022	7.29%	7.25% 0.00 points $1,299.00 fees	$2,182.96	Learn MoreShow Less See Table View
Highpoint Community Bank Updated 06/15/2022	7.39%	7.25% 0.00 points $0.00 fees	$2,182.96	Learn MoreShow Less See Table View
Union Bank Updated 06/15/2022	7.33%	7.25% 0.00 points $2,392.00 fees	$2,182.96	Learn MoreShow Less See Table View
Commercial Bank Updated 06/15/2022	7.30%	7.25% 0.00 points $2,654.00 fees	$2,182.96	Learn MoreShow Less See Table View
Dfcu Financial Credit Union Updated 06/15/2022 Restrictions	7.38%	7.25% 0.00 points $1,235.00 fees	$2,182.96	Learn MoreShow Less See Table View
Huron Community Bank Updated 06/15/2022	7.41%	7.38% 0.00 points $0.00 fees	$2,210.16	Learn MoreShow Less See Table View
Michigan State University Credit Union Updated 06/15/2022 Restrictions	7.43%	7.38% 0.00 points $2,784.00 fees	$2,210.16	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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2025

Dearborn Heights, Michigan 30-Year Fixed Conforming Mortgage Refinance

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