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Compare Michigan 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.
| Lender | APR | Rate (%) | Monthly Payment? |
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New American Funding, LLC NMLS ID: 6606 |
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District Lending NMLS ID: 1835285 |
5.887% 30 Yr Fixed |
5.750%
Fees & Points
$4,800 Total
1.000 Pts: $3,200 $1,600 Fees |
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Midwest Mortgage Lending NMLS ID: 2262032 License#: FL0023982 |
5.906% 30 Yr Fixed |
5.750%
Fees & Points
$5,450 Total
0.875 Pts: $2,800 $2,650 Fees |
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Strength Financial NMLS ID: 2337822 |
5.963% 30 Yr Fixed |
5.875%
Fees & Points
$3,040 Total
0.950 Pts: $3,040 $0 Fees |
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West Capital Lending NMLS ID: 1566096 |
6.003% 30 Yr Fixed |
5.875%
Fees & Points
$4,453 Total
0.987 Pts: $3,158 $1,295 Fees |
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Pro Mortgage Funding LLC NMLS ID: 2119829 |
6.093% 30 Yr Fixed |
6.000%
Fees & Points
$3,195 Total
0.625 Pts: $2,000 $1,195 Fees |
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Northpointe Bank NMLS ID: 447490 |
6.093% 30 Yr Fixed |
6.000%
Fees & Points
$3,197 Total
0.999 Pts: $3,197 $0 Fees |
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PenFed Credit Union NMLS ID: 401822 |
6.186% 30 Yr Fixed |
6.000%
Fees & Points
$6,400 Total
1.000 Pts: $3,200 $3,200 Fees |
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Refi.com NMLS ID: 1907 License#: Michigan |
6.190% 30 Yr Fixed |
6.125%
Fees & Points
$2,202 Total
0.688 Pts: $2,202 $0 Fees |
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New American Funding, LLC. NMLS ID: 6606 |
6.460% 30 Yr Fixed |
6.375%
Fees & Points
$2,867 Total
0.896 Pts: $2,867 $0 Fees |
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Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.463% 30 Yr Fixed |
6.375%
Fees & Points
$2,953 Total
0.704 Pts: $2,253 $700 Fees |
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Filo Mortgage, L.L.C. NMLS ID: 1928741 |
7.205% 30 Yr Fixed |
7.125%
Fees & Points
$2,560 Total
0.800 Pts: $2,560 $0 Fees |
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Beeline Loans, Inc. NMLS ID: 1799947 |
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Rocket Mortgage NMLS ID: 3030 |
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Quicken Loans NMLS ID: 167283 |
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Veterans United Home Loans NMLS ID: 1907 |
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details. |
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Pnc Bank, National Association Updated 10/04/2022 |
6.20% |
6.00%
0.00 points $3,210.00 fees |
$1,918.56 |
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Macatawa Bank, National Association Updated 12/06/2022 |
6.23% |
6.13%
0.00 points $0.00 fees |
$1,944.35 |
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Updated 01/05/2023 |
6.57% |
6.50%
0.00 points $2,698.00 fees |
$2,022.62 |
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Updated 05/08/2023 |
6.82% |
6.75%
0.25 points $0.00 fees |
$2,075.51 |
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Jpmorgan Chase Bank, National Association Updated 02/21/2024 |
6.96% |
6.88%
0.00 points $0.00 fees |
$2,102.17 |
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Bank Of America, National Association Updated 05/07/2023 |
7.05% |
6.88%
0.84 points $0.00 fees |
$2,102.17 |
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Updated 04/18/2025 |
6.95% |
6.95%
0.50 points $0.00 fees |
$2,118.23 |
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Updated 06/15/2022 |
7.10% |
7.00%
0.00 points $3,566.00 fees |
$2,128.97 |
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Updated 06/15/2022 |
7.11% |
7.00%
0.00 points $2,227.00 fees |
$2,128.97 |
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Updated 10/11/2024 |
6.70% |
7.08%
0.00 points $2,369.00 fees |
$2,145.33 |
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Updated 06/15/2022 |
7.16% |
7.13%
0.00 points $2,297.00 fees |
$2,155.90 |
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Updated 06/15/2022 |
7.16% |
7.13%
0.00 points $0.00 fees |
$2,155.90 |
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Updated 09/22/2023 |
7.56% |
7.23%
0.00 points $0.00 fees |
$2,177.76 |
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Updated 06/15/2022 |
7.29% |
7.25%
0.00 points $1,299.00 fees |
$2,182.96 |
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Updated 06/15/2022 |
7.39% |
7.25%
0.00 points $0.00 fees |
$2,182.96 |
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Updated 06/15/2022 |
7.33% |
7.25%
0.00 points $2,392.00 fees |
$2,182.96 |
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Updated 06/15/2022 |
7.30% |
7.25%
0.00 points $2,654.00 fees |
$2,182.96 |
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Updated 06/15/2022 Restrictions |
7.38% |
7.25%
0.00 points $1,235.00 fees |
$2,182.96 |
See Table View |
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Updated 06/15/2022 |
7.41% |
7.38%
0.00 points $0.00 fees |
$2,210.16 |
See Table View |
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Michigan State University Credit Union Updated 06/15/2022 Restrictions |
7.43% |
7.38%
0.00 points $2,784.00 fees |
$2,210.16 |
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Data provided by BestCashCow |
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1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.