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Danville, California CD Rates – 18-Month

You are viewing rates from banks across Danville

 

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Danville, California . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Danville, CA - July 4, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 3.44% → 3.29% → 4.00% → 3.29% → 4.10%

Rate History: 4.35% → 4.25% → 4.20% → 3.75%

Warning: Early withdrawal penalty is 3.00%.
Rate History: 2.00% → 3.75%

| Jan 10, 2024

Applied for the Joint 5.50% Hi Yield Savings special. (Note: some places reference it is guaranteed for 6 months, other parts of website only guarantee rate for 3 months). We applied and surprising denied ... Read More

Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.05% → 2.53%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.70%

$10,000

18.30

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0.65%

$100,000

19.09

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0.55%

$10,000

19.09

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0.50%

$2,500

19.09

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| Dec 6, 2018

I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More

0.45%

$10,000

18.79

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0.40%

$10,000

14.52

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0.30%

$100,000

18.97

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0.20%

$10,000

18.97

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| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Danville, CA - July 4, 2025


Branch Street City State
State Bank of India (California)
State Bank Of India (California) - F Branch
39148 Paseo Padre Parkway Fremont CA
XD Bank
Walnut Creek Branch
1631 North California Blvd Walnut Creek CA
Poppy Bank
Alameda Branch
2531 Blanding Avenue Alameda CA
Citibank, National Association
Oakland-Chinatown Branch
801-A Franklin St Oakland CA
Bank of Hope
Oakland Branch
1940 Webster St Oakland CA
Wells Fargo Bank, National Association
Alameda Marina Branch
821 Marina Village Parkway Alameda CA
Zions Bank
Oakland Branch
400 20th Street Oakland CA
JPMorgan Chase Bank, National Association
Franklin Street & 8th Bankinig Cente Branch
401 8th Street Oakland CA
Fremont Bank
San Leandro Branch
1480 East 14th Street San Leandro CA
Fremont Bank
San Leandro Branch
1480 East 14th Street San Leandro CA
First Federal Savings and Loan Association of San Rafael
6058 College Avenue Branch
6058 College Avenue Oakland CA
Industrial and Commercial Bank of China USA, National Association
Oakland Branch
401 Ninth Street Oakland CA
Industrial and Commercial Bank of China USA, National Association
Oakland Branch
401 Ninth Street Oakland CA
Industrial and Commercial Bank of China USA, National Association
Oakland Branch
401 Ninth Street Oakland CA
Mechanics Bank
Berkeley Office Branch
2301 Shattuck Avenue Berkeley CA
Western Alliance Bank
Oakland Branch
1951 Webster Street Oakland CA
Bank of Stockton
Lone Tree Way Branch
6590 Lone Tree Way Brentwood CA
Bank of the Orient
Oakland Branch
360 Twelfth Street Oakland CA
Bank of Hope
Oakland Branch
1940 Webster St Oakland CA
Cathay Bank
Oakland Branch
710 Webster Street Oakland CA
Bank of the Orient
Oakland Branch
360 Twelfth Street Oakland CA
East West Bank
Oakland Webster Branch
900 Webster Street Oakland CA
U.S. Bank National Association
Hercules Lucky Branch
1590 Sycamore Avenue Hercules CA
Bank of America, National Association
Oakland Chinatown Branch
388 Ninth Street Oakland CA


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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