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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Franklin
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Franklin, Massachusetts . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Franklin, MA - August 1, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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5.25% |
$500 |
16.14 |
Learn More
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Rate History: 5.00% → 5.30% → 5.40% → 5.25% |
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Thomas DeMauro | Aug 28, 2022 Rates are totally uncompetitive now. Read More |
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4.50% |
$1,000 |
4.32 |
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4.25% |
$500 |
18.94 |
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Rate History: 0.25% → 4.25% |
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DMuessig | Jan 8, 2018 Another bad bank! Did a hard pull just to open a checking account with no overdraft and denied me. Never even bothered to send a letter or e-mail. Now I have another inquiry on my credit report for nothin... Read More |
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4.25% |
$10 |
15.58 |
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Rate History: 5.00% → 4.75% → 4.05% → 4.25% |
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Stephen Clinton | Jan 9, 2021 Used to be a good bank!! Taking money out of my account for something I did not purchase. This is the second time they did this. They do it on Fridays knowing that no one from the Fraud Department isn't th... Read More |
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4.20% |
$25,000 |
- |
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Warning: Early Withdrawal Penalty is 2% of the account balance. |
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Frank M | Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More |
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4.15% |
$500 |
- |
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AEM | Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More |
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4.10% |
$10,000 |
- |
Learn More
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.00% |
$1,000 |
- |
Learn More
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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3.80% |
$2,500 |
- |
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Earty Withdrawal Penalty is 180 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.80% |
$500 |
- |
Learn More
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Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80% |
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Jim S | Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More |
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3.75% |
$1,000 |
15.75 |
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Rate History: 4.35% → 4.25% → 4.20% → 3.75% |
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george | Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More |
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3.75% |
$1,000 |
18.14 |
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Rate History: 4.50% → 4.38% → 4.00% → 2.50% → 3.75% |
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3.75% |
$1,000 |
7.66 |
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Rate History: 4.00% → 3.75% |
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3.75% |
$20 |
19.16 |
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Rate History: 4.25% → 4.50% → 3.75% → 3.50% → 3.75% |
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Andrea | Apr 18, 2017 Village Bank currently has a 15 mo. CD special at 1.50% Read More |
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3.75% |
$0 |
9.09 |
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Rate History: 1.70% → 4.25% → 4.10% → 3.80% → 3.75% |
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3.75% |
$0 |
15.43 |
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Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75% |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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3.65% |
$1,000 |
12.21 |
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Rate History: 3.75% → 3.65% |
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Shawn | Feb 14, 2022 I had a personal checking account and a business account. All went well until I sent a polite letter pointing out that it is improper, and not good practice, to make online passwords expire. Why should ... Read More |
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3.65% |
$1,000 |
12.00 |
Learn More
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Rate History: 4.50% → 4.10% → 3.35% → 3.75% → 3.65% |
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Jacob | Jan 30, 2020 Find branch personnel are genuinely interested in my business. Read More |
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3.20% |
$1,000 |
0.33 |
Learn More
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Rate History: 4.08% → 3.82% → 3.56% → 3.46% → 3.20% |
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3.00% |
$1,000 |
- |
Learn More
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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2.53% |
$1,000 |
21.74 |
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Rate History: 4.70% → 3.56% → 3.51% → 3.05% → 2.53% |
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sur | Aug 16, 2019 Deceptive Sales Practices: Huge Penalties What an awakening! Without any clear statement, and nothing at all on its website, Avidia charged us 50% of the CD’s FULL TERM interest, including both paid... Read More |
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1.25% |
$500 |
8.13 |
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1.25% |
$500 |
17.00 |
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1.02% |
$500 |
17.15 |
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Rate History: 1.28% → 1.02% |
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1.00% |
$10,000 |
22.04 |
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Rate History: 4.50% → 1.00% → 4.00% → 1.00% |
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Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
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0.50% |
$10,000 |
16.18 |
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Bill Quinn | Feb 21, 2015 Interesting. Is there an approximate Texas ratio for a bank at which other banks may become very interested in an acquisition. Read More |
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0.50% |
$10,000 |
21.50 |
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Run | Jan 12, 2021 They put paychecks on hold for a day so don’t expect your paycheck right away and they don’t answer their phones Read More |
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0.50% |
$10,000 |
20.42 |
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0.50% |
$10,000 |
12.99 |
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cfcbjm | Nov 5, 2020 Appalling customer service! Don't answer the phone, a simple credit line takes days & a mountain of paperwork - absolutely not worth the trouble! Read More |
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0.50% |
$500 |
9.00 |
Learn More
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CS | Sep 3, 2020 Went in to open accounts in Middleboro foy my husband and myself as well as one for my grandson. Without being invited into an office I was asked from across the room if I was opening accounts for the chi... Read More |
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0.40% |
$1,000 |
19.06 |
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Rate History: 1.00% → 0.40% |
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0.40% |
$1,000 |
23.66 |
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Rate History: 1.00% → 0.40% |
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0.35% |
$500 |
4.86 |
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0.30% |
$500 |
12.92 |
Learn More
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Rate History: 0.30% → 1.26% → 0.30% |
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0.30% |
$500 |
16.39 |
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0.25% |
$10,000 |
- |
Learn More
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UtahJazz1 | Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More |
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0.25% |
$10 |
24.88 |
Learn More
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0.20% |
$10,000 |
14.39 |
Learn More
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0.15% |
$500 |
- |
Learn More
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The Duffster | May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More |
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0.15% |
$2,000 |
17.62 |
Learn More
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Rate History: 0.15% → 5.00% → 4.50% → 4.00% → 0.15% |
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0.10% |
$10,000 |
14.04 |
Learn More
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marcus | Nov 1, 2021 worst bank ever and they racist ruth bitchell and the rest of them ban frontline workers that complain about their mistakes this only happens to blacks Read More |
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0.03% |
$100,000 |
21.61 |
Learn More
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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