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Port Chester, New York CD Rates – 18-Month

You are viewing rates from banks across Port Chester





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Port Chester, New York . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Port Chester, NY - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 8 months interest.
Rate History: 4.50% → 3.75% → 3.85% → 4.30% → 4.20%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 5.20% → 3.00% → 4.85%

| Jul 1, 2022

Very easy opening process and wonderful staff. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Rate History: 1.00% → 4.00%

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.85% → 4.50% → 4.00% → 4.20% → 3.75%

Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.90% → 4.75% → 4.40% → 3.75% → 3.50%

| Nov 12, 2022

I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 5.00% → 4.00% → 3.50%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.00% → 4.00% → 3.50% → 3.25% → 3.00%

| Feb 5, 2020

The employees of this bank are helpful but the bank's systems and procedures for obtaining your account information STINK. If you want a bank that provides you quarterly (or even annual) statements by mai... Read More

Rate History: 2.65% → 3.00%

| Feb 13, 2018

Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More

| Jul 1, 2022

Very easy opening process and wonderful staff. Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 4.50% → 1.00% → 4.00% → 1.00%

| May 19, 2018

Experience Read More

Rate History: 0.10% → 4.25% → 1.50% → 0.92%

| Apr 4, 2016

I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More

| Aug 19, 2021

Best Service! Read More

0.65%

$10,000

23.62

Learn More

0.60%

$10,000

24.43

Learn More

0.60%

$10,000

21.27

Learn More

0.50%

$10,000

19.29

Learn More

0.48%

$10,000

23.59

Learn More

| Mar 29, 2020

have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

0.25%

$10,000

24.61

Learn More

0.20%

$10,000

12.74

Learn More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

Rate History: 4.75% → 0.01% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Port Chester, NY - August 2, 2025


Branch Street City State
Finworth, a division of InsBank
New York Branch
1 Rockefeller Plaza New York NY
M.Y. Safra Bank
M.Y. Safra Bank, Fsb Branch
499 Park Avenue New York NY
First Central Savings Bank
First Central Savings Bank Branch
45-08 46th Street Sunnyside NY
New Millennium Bank
Bayside Branch
209-35 Northern Boulevard Bayside NY
Bank of Hope
Manhattan Branch
16 West 32nd Street New York NY
LendingClub
Lakeville Rd Branch
2020 Lakeville Rd New Hyde Park NY
Wells Fargo Bank, National Association
Pearl River Shoprite Branch
26 North Middletown Road Pearl River NY
Spring Bank
Harlem Branch - Frederick Douglas Blvd
301 W. 111th Street New York NY
Hanover Community Bank
Hanover Community Bank Branch
2131 Jericho Turnpike Garden City Park NY
Habib American Bank
Habib American Bank Branch
99 Madison Avenue New York NY
M.Y. Safra Bank
M.Y. Safra Bank, Fsb Branch
499 Park Avenue New York NY
JPMorgan Chase Bank, National Association
Mount Ivy Branch
349 U.S. Route 202 Pomona NY
TD Bank, National Association
Nanuet Branch
104 Market Street E Nanuet NY
TrustCo Bank
Ardsley Branch
33-35 Center Street New City NY
Amerasia Bank
86-26 Broadway Branch
86-26 Broadway Elmhurst NY
Dime Community Bank
52nd Street Manhattan Branch
12 East 52nd Street New York NY
Metropolitan Commercial Bank
1359 Broadway Branch
1359 Broadway New York NY
Alma Bank
Alma Bank Branch
28-31 31st Street Astoria NY
PCSB Bank
New City Branch
76 Main Street New City NY
The Putnam County National Bank of Carmel
Croton Falls Office Branch
12 Front Street Croton Falls NY
Metro City Bank
Bayside Branch
212-45 Northern Boulevard Bayside NY
Bank of Hope
Manhattan Branch
16 West 32nd Street New York NY
Shinhan Bank America
Manhattan Branch
313 Fifth Avenue New York NY
Hana Bank USA, National Association
Fifth Avenue Branch
309 5th Avenue New York NY
Webster Bank, National Association
Yonkers Branch
760 Mclean Ave Yonkers NY
BankUnited, National Association
Avenue Of The Americas Branch
960 6th Avenue Of The Americas New York NY
KeyBank National Association
North Middletown Road Branch
93 North Middletown Road Pearl River NY
PNC Bank, National Association
11 Penn Plaza Branch
Seventh Avenue And West 31st Street New York NY


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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