Best 18-Month CD Rates in Tega Cay, South Carolina, SC

You are viewing rates from banks across Tega Cay

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Tega Cay, South Carolina . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Tega Cay, SC - August 1, 2025

18 Month CD National Average : 0.58% ^?

Banks	APY	MIN	MILES ^?
Merrick Bank	4.20%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Finworth, a division of InsBank Bluffton Branch	4.20%	$50,000	-	Learn More Add Review
Early Withdrawal Penalty is 8 months interest. Rate History: 4.50% → 3.75% → 3.85% → 4.30% → 4.20%
Geoffrey Christopher 1 \| Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More
Valley Direct, a division of Valley National Bank	4.15%	$500	-	Learn More Add Review
AEM \| Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More
Popular Direct	4.10%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 270 days interest. Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Woodruff Federal Savings and Loan Association Woodruff Federal Savings And Loan As Branch	4.06%	$1,000	-	Learn More Add Review
Rate History: 3.34% → 3.24% → 3.34% → 3.24% → 4.06%
Limelight Bank, A division of Capital Community Bank	4.00%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%
Savvysaver \| Jun 26, 2020 Rate not current Read More
Sallie Mae Bank	3.80%	$2,500	-	Learn More
Earty Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Vio Bank, A Division of MidFirst Bank	3.80%	$500	-	Learn More Add Review
Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Wells Fargo Bank, National Association Edgefield Main Branch	3.50%	$5,000	-	Learn More
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
CIT Bank, a division of First-Citizens Bank and Trust	3.00%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
Spratt Savings Bank Spratt Savings And Loan Association Branch	1.05%	$500	-	Learn More Add Review
TD Bank, National Association Marion Branch	1.00%	$10,000	-	Learn More
Rate History: 4.50% → 1.00% → 4.00% → 1.00%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Bank of Greeleyville Bank Of Greeleyville Branch	0.90%	$10,000	-	Learn More Add Review
Anderson Brothers Bank Anderson Brothers Bank Branch	0.85%	$100,000	-	Learn More
Susan G \| Jun 29, 2021 CD rates are not posted on any advertised sites. Contact Anderson Brothers Bank at 800-345-8081 during normal business hours Monday - Friday 8:30 AM - 5:00 PM EST. Read More Reviews (30)
First Capital Bank Bennettsville Branch	0.85%	$10,000	-	Learn More Add Review
ServisFirst Bank Charleston Branch	0.71%	$10,000	-	Learn More Add Review
Citizens Building and Loan, SSB Citizens Building And Loan, Ssb Branch	0.70%	$10,000	-	Learn More Add Review
First Reliance Bank First Reliance Bank Branch	0.65%	$10,000	-	Learn More
Sandra \| Apr 13, 2019 Shout out to the 2nd Loop branch. These people are the friendliest employees. I have so enjoyed doing business with them. They go way beyond their job descriptions to help you. AND I have never had to wait... Read More Reviews (1)
Coastal Carolina National Bank Aiken Branch	0.65%	$10,000	-	Learn More
hmb627 \| Sep 21, 2021 Best bank in town! Read More Reviews (1)
Anderson Brothers Bank Anderson Brothers Bank Branch	0.65%	$10,000	-	Learn More
Susan G \| Jun 29, 2021 CD rates are not posted on any advertised sites. Contact Anderson Brothers Bank at 800-345-8081 during normal business hours Monday - Friday 8:30 AM - 5:00 PM EST. Read More Reviews (30)
CoastalStates Bank Coastalstates Bank Branch	0.65%	$10,000	-	Learn More Add Review
The Commercial Bank The Commercial Bank Branch	0.55%	$10,000	-	Learn More Add Review
The Conway National Bank The Conway National Bank Branch	0.50%	$100,000	-	Learn More Add Review
1st Federal Savings Bank of SC, Inc. First Federal Of South Carolina, Fsb Branch	0.50%	$10,000	-	Learn More Add Review
First National Bank of Pennsylvania Gaffney Branch	0.45%	$10,000	-	Learn More
Mark \| Apr 21, 2020 Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More Reviews (1)
Oconee Federal Savings and Loan Association Oconee Federal Savings And Loan Asso Branch	0.40%	$10,000	-	Learn More
Bonjo \| Nov 10, 2022 Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More Reviews (1)
The Bank of Clarendon The Bank Of Clarendon Branch	0.35%	$10,000	-	Learn More
RAWEXPOSURE5 \| Mar 27, 2022 Lately, I am constantly being locked out of my account. I have double-checked and triple-checked and everything is correct. It is the weekend of March 26, 2022, and I cannot get help with this...what am I ... Read More Reviews (1)
The Conway National Bank The Conway National Bank Branch	0.35%	$10,000	-	Learn More Add Review
FSNB, National Association Fsnb - Parris Island Branch	0.35%	$10,000	-	Learn More Add Review
Dedicated Community Bank Dedicated Community Bank Branch	0.30%	$10,000	-	Learn More Add Review
OPTUS Bank South Carolina Community Bank Branch	0.30%	$10,000	-	Learn More Add Review
Pee Dee Federal Savings Bank Pee Dee Federal Savings Bank Branch	0.30%	$10,000	-	Learn More Add Review
Blue Ridge Bank Blue Ridge Bank Branch	0.30%	$10,000	-	Learn More Add Review
The Peoples Bank The Peoples Bank Branch	0.30%	$10,000	-	Learn More Add Review
Pinnacle Bank Myrtle Beach Grissom Branch	0.30%	$10,000	-	Learn More
jchitt@comcast.nrt \| Mar 5, 2019 Pinnacle has not had a 3% CD since Oct of 2018. Read More Reviews (3)
Bank of Travelers Rest Bank Of Travelers Rest Branch	0.30%	$1,000	-	Learn More Add Review
Enterprise Bank of South Carolina Enterprise Bank Of South Carolina Branch	0.30%	$10,000	-	Learn More Add Review
Bank of the Lowcountry Bank Of Walterboro Branch	0.30%	$10,000	-	Learn More
Dee Snutz \| Oct 10, 2020 Great banking experience. Love this bank! Read More Reviews (1)
Palmetto State Bank Estill Branch	0.30%	$100,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
First National Bank of South Carolina First National Bank Of South Carolin Branch	0.25%	$500	-	Learn More Add Review
Carolina Bank & Trust Co. Carolina Bank & Trust Co. Branch	0.25%	$10,000	-	Learn More Add Review
First Bank Latta Branch	0.25%	$100,000	-	Learn More Add Review
First Palmetto Bank First Palmetto Bank Branch	0.25%	$10,000	-	Learn More
Locked out \| Nov 6, 2020 First Palmetto Bank lacks access to support representatives after hours. If you get locked out of your account just hope it happens during business hours. Read More Reviews (1)
South Atlantic Bank South Atlantic Bank Branch	0.25%	$10,000	-	Learn More Add Review
Farmers and Merchants Bank of South Carolina Farmers And Merchants Bank Of South Branch	0.25%	$10,000	-	Learn More Add Review
Ameris Bank Beaufort Branch	0.20%	$10,000	-	Learn More
COLETTE B \| May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More Reviews (4)
Bank of York Bank Of York Branch	0.20%	$10,000	-	Learn More Add Review
First Bank Latta Branch	0.20%	$10,000	-	Learn More Add Review
Security Federal Bank Security Federal Bank Branch	0.20%	$10,000	-	Learn More
Angry \| Aug 8, 2022 DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More Reviews (2)
Palmetto State Bank Estill Branch	0.20%	$10,000	-	Learn More Add Review
The Citizens Bank The Citizens Bank Branch	0.17%	$1,000	-	Learn More
MadAnn \| Dec 12, 2019 My debit card stopped working 5 weeks ago and I requested 6 times for a new card with the same number to be issued........never got the card, after I was told during my last call (over an hour of nonsense)... Read More Reviews (1)
Banco Bilbao Vizcaya Argenteria	0.15%	$500	-	Learn More Add Review
The Duffster \| May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More
Synovus Bank Sumter Branch	0.15%	$10,000	-	Learn More
deb \| Jun 11, 2015 Synovus no longer offers this rate as of 5/8/2015---I called and asked Read More Reviews (1)
First Community Bank Newberry Branch	0.15%	$10,000	-	Learn More Add Review
Arthur State Bank Woodruff Main Street Branch	0.15%	$10,000	-	Learn More Add Review
Countybank Countybank Branch	0.12%	$10,000	-	Learn More Add Review
Regions Bank Greenville Sc Main Branch	0.03% 0.01%	$2,501 $2,500	-	Learn More Add Review
PNC Bank, National Association Five Point Branch	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association Tower Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
First-Citizens Bank & Trust Company Bishopville Branch	0.02%	$500	-	Learn More
Rate History: 0.10% → 0.02% → 0.10% → 0.02%
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
Finworth, a division of InsBank Bluffton Branch	3 Clark Summit Drive, Suite 100	Bluffton	SC
Woodruff Federal Savings and Loan Association Woodruff Federal Savings And Loan As Branch	247 North Main Street	Woodruff	SC
Wells Fargo Bank, National Association Edgefield Main Branch	111 Courthouse Square	Edgefield	SC
Spratt Savings Bank Spratt Savings And Loan Association Branch	121 Saluda St	Chester	SC
TD Bank, National Association Marion Branch	307 North Main Street	Marion	SC
Bank of Greeleyville Bank Of Greeleyville Branch	73 Main Street	Greeleyville	SC
Anderson Brothers Bank Anderson Brothers Bank Branch	101 North Main Street	Mullins	SC
First Capital Bank Bennettsville Branch	207 Highway 15-401 By-Pass East	Bennettsville	SC
ServisFirst Bank Charleston Branch	701 East Bay Street	Charleston	SC
CBL State Savings Bank Citizens Building And Loan, Ssb Branch	229 Trade Street	Greer	SC
First Reliance Bank First Reliance Bank Branch	2170 West Palmetto Street	Florence	SC
Coastal Carolina National Bank Aiken Branch	128 Laurens Street, Nw	Aiken	SC
Anderson Brothers Bank Anderson Brothers Bank Branch	101 North Main Street	Mullins	SC
Coastal States Bank Coastalstates Bank Branch	5 Bow Circle	Hilton Head Island	SC
The Commercial Bank The Commercial Bank Branch	4 Church Street	Honea Path	SC
The Conway National Bank The Conway National Bank Branch	1400 Third Avenue	Conway	SC
1st Federal Savings Bank of SC, Inc. First Federal Of South Carolina, Fsb Branch	300 Robertson Boulevard	Walterboro	SC
First National Bank of Pennsylvania Gaffney Branch	217 North Granard Street	Gaffney	SC
Oconee Federal Savings and Loan Association Oconee Federal Savings And Loan Asso Branch	115 East North 2nd Street	Seneca	SC
The Bank of Clarendon The Bank Of Clarendon Branch	106 South Brooks Street	Manning	SC
The Conway National Bank The Conway National Bank Branch	1400 Third Avenue	Conway	SC
FSNB, National Association Fsnb - Parris Island Branch	Boulevard De France Building 292	Parris Island	SC
Dedicated Community Bank Dedicated Community Bank Branch	202 Cashua Street	Darlington	SC
OPTUS Bank South Carolina Community Bank Branch	1545 Sumter Street	Columbia	SC
Pee Dee Federal Savings Bank Pee Dee Federal Savings Bank Branch	106 East Court Street	Marion	SC
Blue Ridge Bank Blue Ridge Bank Branch	100 East Main Street	Walhalla	SC
The Peoples Bank The Peoples Bank Branch	801 East Front Street	Iva	SC
Pinnacle Bank Myrtle Beach Grissom Branch	3751 Robert M. Grissom Parkway Suite 100	Myrtle Beach	SC
Bank of Travelers Rest Bank Of Travelers Rest Branch	42 Plaza Drive	Travelers Rest	SC
Enterprise Bank of South Carolina Enterprise Bank Of South Carolina Branch	13497 Broxton Bridge Road	Ehrhardt	SC
Bank of the Lowcountry Bank Of Walterboro Branch	1100 North Jefferies Boulevard	Walterboro	SC
Palmetto State Bank Estill Branch	106 East 3rd Street	Estill	SC
First National Bank of South Carolina First National Bank Of South Carolin Branch	801 Gilway Avenue	Holly Hill	SC
Carolina Bank & Trust Co. Carolina Bank & Trust Co. Branch	114 South Main Street	Lamar	SC
First Bank Latta Branch	100 East Leitner Street	Latta	SC
First Palmetto Bank First Palmetto Bank Branch	407 Dekalb Street	Camden	SC
South Atlantic Bank South Atlantic Bank Branch	630 29th Ave North	Myrtle Beach	SC
Farmers and Merchants Bank of South Carolina Farmers And Merchants Bank Of South Branch	8624 Old State Street	Holly Hill	SC
Ameris Bank Beaufort Branch	2348 Boundary Street	Beaufort	SC
Bank of York Bank Of York Branch	13 W Liberty St	York	SC
First Bank Latta Branch	100 East Leitner Street	Latta	SC
Security Federal Bank Security Federal Bank Branch	238 Richland Avenue, Nw	Aiken	SC
Palmetto State Bank Estill Branch	106 East 3rd Street	Estill	SC
The Citizens Bank The Citizens Bank Branch	124 East Main Street	Olanta	SC
Synovus Bank Sumter Branch	One Broad Street	Sumter	SC
First Community Bank Newberry Branch	1735 Wilson Road	Newberry	SC
Arthur State Bank Woodruff Main Street Branch	131 S Main Street	Woodruff	SC
Countybank Countybank Branch	419 Main Street	Greenwood	SC
Regions Bank Greenville Sc Main Branch	290 S. Pleasantburg Drive	Greenville	SC
PNC Bank, National Association Five Point Branch	2000 West Palmetto Street	Florence	SC
Bank of America, National Association Tower Branch	1301 Gervais Street	Columbia	SC
First-Citizens Bank & Trust Company Bishopville Branch	144 South Main Street	Bishopville	SC
Regions Bank Greenville Sc Main Branch	290 S. Pleasantburg Drive	Greenville	SC

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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 18 month period.
FDIC insurance.
Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for 18 months. Removing it early results in significant penalties.
Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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Tega Cay, South Carolina CD Rates – 18-Month

Branches Info around zip 10007

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

The advantages of an eighteen month CD are:

The disadvantages of an eighteen month branch CDs are:

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