Tennessee

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Clinton, Tennessee CD Rates – 18-Month

You are viewing rates from banks across Clinton





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Clinton, Tennessee . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Clinton, TN - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 5.00% → 4.30%

| Sep 19, 2019

No Specials are being offered. These rates are wrong. Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.75%

$100,000

13.28

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0.60%

$10,000

20.79

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| Mar 1, 2021

And yet again. Two more CD rates offered on this date only on this site not by the bank. Read More

0.50%

$10,000

13.28

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0.50%

$10,000

12.77

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0.45%

$10,000

16.45

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| Jan 27, 2022

I closed account today, due to bank closing. I was slow on thinking, I was charged $5 per account for Cashier's Checks. I should of been offered cash with no charge. My feelings is I should have been give... Read More

0.45%

$1,000

20.16

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0.45%

$10,000

13.88

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0.38%

$10,000

0.75

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0.35%

$10,000

15.57

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0.35%

$10,000

1.03

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| Sep 30, 2021

No Read More

| Dec 18, 2023

They will not cash savings bonds for non-account holders Read More

| Mar 5, 2019

Pinnacle has not had a 3% CD since Oct of 2018. Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

16.20

Learn More

| Aug 5, 2019

Wonderful new experience both in their personnel and their policies. A fresh approach to personal banking! Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Aug 5, 2019

Wonderful new experience both in their personnel and their policies. A fresh approach to personal banking! Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Clinton, TN - August 2, 2025


Branch Street City State
Simmons Bank
Oak Ridge Branch
21 Jefferson Avenue Oak Ridge TN
First Peoples Bank of Tennessee
Knoxville Branch
7100 Kingston Pike Knoxville TN
Citizens National Bank
South Knoxville Walmart Branch
7420 Chapman Highway Knoxville TN
First Century Bank
Emory Road Branch
600 East Emory Powell TN
First Peoples Bank of Tennessee
Knoxville Branch
7100 Kingston Pike Knoxville TN
Mountain Commerce Bank
Cedar Bluff Road Branch
320 North Cedar Bluff Road, Suite 101 Knoxville TN
United Cumberland Bank
Jacksboro Main Office Branch
2828 Appalachian Hwy Jacksboro TN
Thread Bank
The Citizens Bank Of East Tennessee Branch
606 West Main Street, Suite 202 Knoxville TN
Citizens Bank
Medical Park Drive Branch
256 Medical Park Drive Lenoir City TN
Tennessee State Bank
Turkey Creek Branch
11470 Parkside Drive Farragut TN
Southern Bank of Tennessee
East Broad Street Office Branch
151 E Broad St Clinton TN
FirstBank
Farragut Branch
11820 Kingston Pike Knoxville TN
FSNB, National Association
Fsnb - Clinton Branch
150 Tanner Lane Clinton TN
Home Federal Bank of Tennessee
Oak Ridge Branch
1125 Oak Ridge Turnpike Oak Ridge TN
Builtwell Bank
Jacksboro Branch
301 Main St Jacksboro TN
Pinnacle Bank
Farragut Office Branch
241 Brooklawn Street Knoxville TN
Hearthside Bank Corporation
Jacksboro Branch
300 Main Street Jacksboro TN
SouthEast Bank
Southeast Bank Branch
12700 Kingston Pike Farragut TN
SouthEast Bank
Southeast Bank Branch
12700 Kingston Pike Farragut TN
U.S. Bank National Association
Hardin Valley Road Food City Branch
11501 Hardin Valley Road Knoxville TN
Regions Bank
Oliver Springs Branch
727 Main Street Oliver Springs TN
Bank of America, National Association
Oak Ridge Main Branch
795 Main Street West Oak Ridge TN
First-Citizens Bank & Trust Company
Farragut Branch
100 Campbell Station Drive Knoxville TN
Regions Bank
Oliver Springs Branch
727 Main Street Oliver Springs TN
Fifth Third Bank, National Association
Walker Springs Branch
8331 East Walker Springs Lane Knoxville TN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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