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Brenham, Texas CD Rates – 18-Month

You are viewing rates from banks across Brenham





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Brenham, Texas . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Brenham, TX - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Dec 1, 2020

This Bank and Bank of Brenham were great to deal with. Just a little drive out to the country and definitely worth it. Read More

| Jun 25, 2016

Recommend this bank and Bank of Brenham! Friendly, helpful, and both have great rates! Read More

1.11%

$100,000

22.63

Learn More

| Dec 1, 2020

Worth the drive out to the country! Read More

1.01%

$10,000

16.58

Learn More

| Dec 1, 2020

This Bank and Bank of Brenham were great to deal with. Just a little drive out to the country and definitely worth it. Read More

| Jun 25, 2016

Recommend this bank and Bank of Brenham! Friendly, helpful, and both have great rates! Read More

| Dec 1, 2020

Worth the drive out to the country! Read More

1.00%

$100,000

17.07

Learn More

0.95%

$10,000

17.07

Learn More

0.85%

$10,000

14.74

Learn More

| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.15%

$10,000

0.96

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Brenham, TX - August 2, 2025


Branch Street City State
Capital One, National Association
Capital One, National Association Branch
301 East Main Street Brenham TX
Wells Fargo Bank, National Association
Wells Fargo Bank, National Association Branch
110 W Vulcan St Brenham TX
JPMorgan Chase Bank, National Association
Brenham Branch
303 North Market Street Brenham TX
Industry State Bank
Industry State Bank Branch
16886 Fordtran Blvd Industry TX
The First National Bank of Bellville
The First National Bank Of Bellville Branch
100 East Main Street Bellville TX
Fayetteville Bank
Fayetteville Bank Branch
107 West Fayette Street Fayetteville TX
Bank of Brenham, National Association
Bank Of Brenham, National Association Branch
501 South Austin Street Brenham TX
Round Top State Bank
Round Top State Bank Branch
301 N. Washington St Round Top TX
Industry State Bank
Industry State Bank Branch
16886 Fordtran Blvd Industry TX
The First National Bank of Bellville
The First National Bank Of Bellville Branch
100 East Main Street Bellville TX
Bank of Brenham, National Association
Bank Of Brenham, National Association Branch
501 South Austin Street Brenham TX
Austin County State Bank
Austin County State Bank Branch
436 South Front Street Bellville TX
Austin County State Bank
Austin County State Bank Branch
436 South Front Street Bellville TX
Carmine State Bank
Carmine State Bank Branch
235 Centennial Street Carmine TX
Prosperity Bank
Navasota Branch
109 West Washington Avenue Navasota TX
Prosperity Bank
Navasota Branch
109 West Washington Avenue Navasota TX
Prosperity Bank
Navasota Branch
109 West Washington Avenue Navasota TX
The Brenham National Bank
The Brenham National Bank Branch
2211 South Day Street Brenham TX


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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