Ohio

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New Philadelphia, Ohio CD Rates – 2-Year

You are viewing rates from banks across New Philadelphia

 

Below are two-year Certificates of Deposit (CD) rates from banks in New Philadelphia, Ohio. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

New Philadelphia, OH - July 8, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Rate History: 3.75% → 3.50% → 3.75% → 3.50%

| Mar 20, 2016

Good solid bank. Read More

Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00%

| Nov 12, 2018

Helpful w/$ Read More

Rate History: 1.00% → 1.55% → 2.25% → 3.50% → 2.25%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

1.00%

$10,000

21.64

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0.65%

$100,000

19.60

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0.55%

$100,000

19.60

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0.55%

$10,000

19.60

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| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.50%

$500

14.15

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0.50%

$10,000

19.60

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0.50%

$10,000

9.52

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Rate History: 0.60% → 0.50% → 0.40%

0.40%

$10,000

20.72

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0.35%

$1,000

16.54

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0.23%

$10,000

2.48

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0.20%

$10,000

23.53

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0.15%

$10,000

23.53

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0.15%

$10,000

19.96

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| Jun 28, 2017

showmethreethousanddollars Read More

Rate History: 0.01% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around New Philadelphia, OH - July 8, 2025


Branch Street City State
Citizens
Massilon Branch
115 Tommy Henrich Dr Nw Massillon OH
Fifth Third Bank, National Association
Perry Township Branch
4653 Tuscarawas Street West Canton OH
Woodforest National Bank
Massillon Walmart Branch
1 Massillon Market Place Drive Massillon OH
JPMorgan Chase Bank, National Association
West Lafayette Branch
102 South Oak Street West Lafayette OH
THE HOME LOAN SAVINGS BANK
West Lafayette Branch
503 W Main St West Lafayette OH
The Killbuck Savings Bank Company
German Village Branch
4900 Oak Street Berlin OH
The Commercial and Savings Bank of Millersburg, Ohio
Berlin Branch
4587 State Route 39 Berlin OH
The Killbuck Savings Bank Company
German Village Branch
4900 Oak Street Berlin OH
The Huntington National Bank
Sugarcreek Branch
123 East Main Street Sugarcreek OH
The Apple Creek Banking Company
Beach City Branch
105 2nd Ave Ne Beach City OH
The Commercial and Savings Bank of Millersburg, Ohio
Berlin Branch
4587 State Route 39 Berlin OH
SSB Community Bank
Ssb Community Bank Branch
224 North Bodmer Avenue Strasburg OH
First Federal Community Bank, National Association
Berlin Branch
4737 Us Highway 62 Berlin OH
WesBanco Bank, Inc.
Freeport Branch
102 East Main Street Freeport OH
The Park National Bank
0921 Newcomerstown Branch
220 East State St. Newcomerstown OH
The First National Bank of Dennison
Boulevard Branch
824 Boulevard Dover OH
First Commonwealth Bank
Downtown Massillon Branch
140 Lincoln Way West Massillon OH
First Commonwealth Bank
Downtown Massillon Branch
140 Lincoln Way West Massillon OH
The Bank of Magnolia Company
Canton South Branch
3221 Cleveland Ave Sw Canton OH
Peoples Bank
Coshocton Branch
200 Main Street Coshocton OH
The Farmers National Bank of Canfield
Kidron Branch
4950 Kidron Road Kidron OH
KeyBank National Association
Whales Square Branch
7925 Hills And Dales Road, N.W. Massillon OH
U.S. Bank National Association
Sugarcreek Branch
214 North Factory Street Sugarcreek OH
Fifth Third Bank, National Association
Perry Township Branch
4653 Tuscarawas Street West Canton OH


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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