Texas

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Mission, Texas CD Rates – 2-Year

You are viewing rates from banks across Mission





Below are two-year Certificates of Deposit (CD) rates from banks in Mission, Texas. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Mission, TX - August 1, 2025

2 Year CD National Average : 0.66% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 3.50% → 3.50% → 3.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.20% → 4.00% → 3.70% → 3.60% → 3.50%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

1.00%

$10,000

8.49

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0.85%

$10,000

1.41

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0.74%

$100,000

7.16

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0.71%

$2,500

11.81

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0.65%

$100,000

6.49

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0.64%

$1,000

7.16

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0.60%

$10,000

5.94

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0.55%

$100,000

9.98

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| Sep 3, 2021

I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More

0.50%

$10,000

9.98

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| Dec 14, 2018

I stayed with Vantage bank when they merged with DHanis bank because of the excellent service there . That remained excellent till you change the ability to deal locally. At the beginning of this review I ... Read More

| Sep 3, 2021

I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More

0.45%

$10,000

1.41

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| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.35%

$10,000

6.49

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| Sep 8, 2021

Just moved to south Texas from Oregon, and needed to open a local checking account. I liked the name, Lone Star National Bank so decided to give them a try; and am so glad that I did. Went to the lobby b... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Oct 7, 2019

Just recently had the pleasure of doing a finance of some rental units. Mr. Hale and his staff were very professional and efficient in this process. I highly recommend them to anyone in our community. Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.05%

$10,000

6.61

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| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Mission, TX - August 1, 2025


Branch Street City State
Frost Bank
Frost Bank Branch
1514 E. Griffin Parkway Mission TX
Frost Bank
Frost Bank Branch
1514 E. Griffin Parkway Mission TX
Capital One, National Association
Capital One, National Association Branch
124 S. Shary Road Mission TX
JPMorgan Chase Bank, National Association
Sharyland Branch
207 S Shary Rd Mission TX
First Community Bank
Edinburg Branch
8000 North 10th Street Mcallen TX
Bank of South Texas
Mission Branch
2000 N. Conway Mission TX
Texas National Bank
Tnb North Mcallen Branch
6901 North 10th Street Mcallen TX
Rio Bank
Palmview Branch
401 North Bentsen Palm Drive Mission TX
International Bank of Commerce
Penitas Branch - Wal-Mart
Expressway 83 Penitas TX
Texas National Bank
Tnb North Mcallen Branch
6901 North 10th Street Mcallen TX
Greater State Bank
Falfurrias Branch
131 East Rice Street Falfurrias TX
First National Bank Texas
Edinburg Banking Center - Rc 622 Branch
2812 South Expressway 281 Edinburg TX
Texas Regional Bank
Mission Banking Center Branch
2300 East Griffin Pkwy Mission TX
First National Bank Texas
Edinburg Banking Center - Rc 622 Branch
2812 South Expressway 281 Edinburg TX
Vantage Bank Texas
Mcallen Branch
901 South 10th Street Mcallen TX
Texas Regional Bank
Mission Banking Center Branch
2300 East Griffin Pkwy Mission TX
PlainsCapital Bank
Mission Branch
1709 North Conway Mission TX
International Bank of Commerce
Penitas Branch - Wal-Mart
Expressway 83 Penitas TX
Lone Star National Bank
Palmview Branch
720 East Veterans Blvd. Mission TX
Falcon International Bank
Mcallen North 10th Branch
6301 N. 10th Mcallen TX
Texas Community Bank
Mcallen Nolana Branch
1124 Nolana Mcallen TX
Bank of America, National Association
Mission Branch
1101 North Conway Mission TX


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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