Arkansas

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Helena-West Helena, Arkansas CD Rates – 3-Year

You are viewing rates from banks across Helena-West Helena





Below are three-year CD Rates from banks in Helena-West Helena, Arkansas. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

Helena-West Helena, AR - August 2, 2025

3 Year CD National Average : 0.75% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 365 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.56% → 4.16% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.10% → 4.30% → 4.10% → 4.00% → 3.95%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.25% → 4.15% → 4.00% → 3.95% → 3.75%

| Jun 26, 2020

Rate not current Read More

Rate History: 3.65% → 3.85% → 3.75% → 3.65% → 3.75%

| Sep 30, 2023

CFG overs very competitive Interest rates on their High Yield Savings account. I did everything ONLINE and have not had any issues with their service. Read More

Rate History: 2.75% → 2.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.00% → 4.15% → 4.00% → 3.60% → 3.40%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 4.25% → 3.75% → 3.00% → 2.50% → 2.00%

Rate History: 2.05% → 1.55%

| May 29, 2020

Dua Read More

1.27%

$10,000

-

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| Mar 19, 2021

... Read More

1.25%

$10,000

-

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1.11%

$10,000

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| Oct 23, 2017

How o purchases the special 10% CD rate? Read More

1.00%

$10,000

-

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1.00%

$10,000

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1.00%

$100,000

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| Mar 2, 2021

This is NOT CORRECT. Read More

1.00%

$10,000

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Rate History: 1.25% → 1.00%

| Oct 23, 2017

How o purchases the special 10% CD rate? Read More

| Aug 1, 2019

Who is the owner now this day. Read More

0.95%

$10,000

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0.95%

$10,000

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0.95%

$10,000

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0.90%

$10,000

-

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0.90%

$100,000

-

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0.90%

$10,000

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0.90%

$500

-

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0.85%

$100,000

-

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0.85%

$1,000

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0.80%

$10,000

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0.80%

$10,000

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0.80%

$10,000

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0.80%

$100,000

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0.80%

$10,000

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0.80%

$10,000

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| May 3, 2023

Do you cash ee saving bonds Read More

0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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| May 4, 2021

Very knowledgeable people Read More

0.75%

$10,000

-

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| Aug 1, 2019

Who is the owner now this day. Read More

0.75%

$10,000

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0.75%

$500

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| Aug 4, 2023

Our Mastercard was transferred to this bank 10 yrs ago. One account--two cards. Fraud on EACH card began occurring in April 2023. Their fraud group cancelled each compromised card and issued new ones each... Read More

0.70%

$100,000

-

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| Sep 14, 2023

My wife and I wanted to purchase a tractor for 25000.00. The equipment company sent us to Anstaff Bank for financing and instructed us to speak with Bailey Booperhamer. When we walked in, he immediately sa... Read More

0.65%

$10,000

-

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0.65%

$100,000

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0.65%

$1,000

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0.65%

$10,000

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0.65%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$100,000

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| Nov 6, 2016

Chambers Bank is the best bank by far! The branch in Mena still has the small town friendly atmosphere. Quick service and they know you by name. Read More

0.60%

$10,000

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| Mar 1, 2021

Rates on here are not accurate. Read More

0.55%

$500

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0.55%

$10,000

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0.55%

$10,000

-

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| Dec 2, 2020

Only gave it one star because we had to. We were referred to Priority Bank by Rausch and Coleman homes as we purchased a house from them. That is the only reason we even started a home mortgage with them. ... Read More

0.50%

$10,000

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0.50%

$10,000

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0.50%

$250

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0.50%

$5,000

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0.50%

$100,000

-

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0.50%

$1,000

-

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0.50%

$10,000

-

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0.50%

$10,000

-

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0.45%

$10,000

-

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0.45%

$10,000

-

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| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.40%

$10,000

-

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0.40%

$10,000

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0.40%

$500

-

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| Jun 15, 2019

My aunt was treated horrible by okd gray headed teller with glasses at malvern national bank down town and this big fat black man with a too little shirt on and jeans sagging and tammie. This bank is raci... Read More

| Nov 15, 2020

Do they? Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$1,000

-

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

Rate History: 0.03% → 0.05%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116


Branch Street City State
CFG Bank
Signature Bank Of Arkansas Branch
3878 North Crossover Road, Suite 20 Fayetteville AR
Finworth, a division of InsBank
Bank Of The Ozarks Branch
17901 Chenal Parkway Little Rock AR
BMO Alto, a division of Bank of Montreal Harris
The Merchants & Planters Bank Branch
297 Madison Street Clarendon AR
Intrust Bank, National Association
Rogers, Arkansas Branch
3300 Market Street Rogers AR
BOKF, National Association
Bk Arkansas Fayetteville Branch
3500 North College Ave Fayetteville AR
Gateway Bank
Gateway Bank Branch
112 Main Street Rison AR
Texana Bank, National Association
Arkansas Blvd Branch
502 Arkansas Blvd Texarkana AR
Bank of England
Bank Of England Branch
123 South Main Street England AR
First Financial Bank
First Financial Bank Branch
315 West Main Street El Dorado AR
Signature Bank of Arkansas
Signature Bank Of Arkansas Branch
3878 North Crossover Road, Suite 20 Fayetteville AR
First State Bank of DeQueen
First State Bank Of Dequeen Branch
402 West Collin Raye Drive De Queen AR
Farmers Bank & Trust Company
Farmers Bank & Trust Company Branch
200 East Main Magnolia AR
Merchants and Farmers Bank
Merchants And Farmers Bank Branch
500 Highway 65 South Dumas AR
The Peoples Bank
The Peoples Bank Branch
500 North Jackson Magnolia AR
Merchants & Planters' Bank
Merchants & Planters' Bank Branch
Second And Hazel Streets Newport AR
Bank of Little Rock
Bank Of Little Rock Branch
200 North State Street Little Rock AR
Signature Bank of Arkansas
Signature Bank Of Arkansas Branch
3878 North Crossover Road, Suite 20 Fayetteville AR
Armstrong Bank
Phoenix Branch
8300 Phoenix Avenue Fort Smith AR
Legacy National Bank
Legacy National Bank Branch
4055 West Sunset Springdale AR
Commercial National Bank of Texarkana
State Line Branch
2700 North State Line Avenue Texarkana AR
Connect Bank
Bank Of Star City Branch
116 North Lincoln Star City AR
Bank of Lake Village
Bank Of Lake Village Branch
101 Main Street Lake Village AR
Southern Bank
Bald Knob Facility Branch
306 South Elm Street Bald Knob AR
Bank of Salem
Bank Of Salem Branch
207 Church Street Salem AR
Grand Savings Bank
Decatur Branch
372 Sh 59 N Decatur AR
Firstar Bank
Fort Smith Branch
4300 Rogers Avenue, Suite 7 Fort Smith AR
Bank of Cave City
Bank Of Cave City Branch
137 S Main Street Cave City AR
Bank of 1889
First National Bank Of North Arkansa Branch
305-307 Public Square Berryville AR
United Bank
United Bank Branch
2600 South Thompson Springdale AR
Focus Bank
Paragould Kingshighway Facility Branch
3005 W Kings Highway Paragould AR
Cross Bank
Cross County Bank Branch
1 Cross County Plaza Wynne AR
First Financial Bank
First Financial Bank Branch
315 West Main Street El Dorado AR
Southern Bank
Bald Knob Facility Branch
306 South Elm Street Bald Knob AR
First Security Bank
Judsonia Branch
Jefferson And Van Buren Streets Judsonia AR
Partners Bank
Marvell Branch
Highway 49 West Marvell AR
Union Bank & Trust Company
Union Bank & Trust Company Branch
102 West Mccloy Monticello AR
Cross Bank
Cross County Bank Branch
1 Cross County Plaza Wynne AR
First National Bank
First National Bank Branch
Second And Court Streets Paragould AR
FBT Bank & Mortgage
Fbt Bank & Mortgage Branch
200 West Fourth Street Fordyce AR
Armstrong Bank
Phoenix Branch
8300 Phoenix Avenue Fort Smith AR
First State Bank
First State Bank Branch
101 South Center Street Lonoke AR
Merchants and Farmers Bank
Merchants And Farmers Bank Branch
500 Highway 65 South Dumas AR
First Arkansas Bank and Trust
Heber Springs Branch
806 W Main St Heber Springs AR
Generations Bank
Generations Bank Branch
302 E Main Hampton AR
The Farmers & Merchants Bank
Marianna Branch
33 West Main Street Marianna AR
Anstaff Bank
Anstaff Bank Branch
100 First National Avenue Green Forest AR
The Citizens Bank
The Citizens Bank Branch
200 South 3rd Street Batesville AR
Relyance Bank
Central Branch
4446 Central Avenue Hot Springs AR
Firstar Bank
Fort Smith Branch
4300 Rogers Avenue, Suite 7 Fort Smith AR
The Farmers & Merchants Bank
Marianna Branch
33 West Main Street Marianna AR
Today's Bank
Allied Bank Branch
311 Main Street Mulberry AR
Relyance Bank
Central Branch
4446 Central Avenue Hot Springs AR
The First National Bank of Izard County
The First National Bank Of Izard Cou Branch
2005 Highway 56 Calico Rock AR
Union Bank
The Union Bank Of Mena Branch
303 Highway 71 North Mena AR
First National Bank of Eastern Arkansas
First National Bank Of Eastern Arkan Branch
101 North Washington Street Forrest City AR
Chambers Bank
East Joyce Avenue Branch
1685 East Joyce Boulevard Fayetteville AR
The Farmers & Merchants Bank
Marianna Branch
33 West Main Street Marianna AR
CS Bank
Cornerstone Bank Branch
70 South Main Street Eureka Springs AR
FNBC Bank
Fnbc Bank Branch
636 Ash Flat Drive Ash Flat AR
First Community Bank
Little River Bank Branch
202 Greenwood Avenue Lepanto AR
Citizens' Bank & Trust Co.
Citizens' Bank & Trust Co. Branch
3110 Alma Highway Van Buren AR
Priority Bank
Priority Bank Branch
3401 East Mission Blvd Fayetteville AR
First Western Bank
First Western Bank Branch
80 W Main St Booneville AR
Smackover State Bank
Smackover State Bank Branch
708 North Broadway Smackover AR
Great Southern Bank
Southern Bankcorp Bank Of Trumann Br Branch
2522 Pinnacle Hills Parkway, Suite 101 Rogers AR
The First National Bank of Fort Smith
Lavaca Branch
400 W Main Street Lavaca AR
Farmers Bank
Farmers Bank Branch
71 West Center St Greenwood AR
First State Bank
First State Bank Branch
3103 East Main Street Russellville AR
First National Bank of Eastern Arkansas
First National Bank Of Eastern Arkan Branch
101 North Washington Street Forrest City AR
Armor Bank
Armor Bank, National Association Branch
715 N Washington Forrest City AR
First National Bank Of Commerce
The First National Bank Of Lawrence Branch
202 West Main Street Walnut Ridge AR
Farmers Bank
Farmers Bank Branch
71 West Center St Greenwood AR
Eagle Bank and Trust Company
Eagle Bank And Trust Company Branch
650 Shakleford, Suite 150 Little Rock AR
ENCORE BANK
The Capital Bank Branch
12224 Chenal Parkway Little Rock AR
Southern Bancorp Bank
Southern Bancorp Bank Branch
601 Main Street Arkadelphia AR
The Malvern National Bank
The Malvern National Bank Branch
501 S. Main Street Malvern AR
Centennial Bank
Community Bank Branch
1 City Plaza Cabot AR
Equity Bank
Harrison Branch
200 East Ridge Avenue Harrison AR
U.S. Bank National Association
Van Buren 6th & Webster Branch
510 Webster Van Buren AR
Regions Bank
El Dorado Main Branch
100 E. Peach Street El Dorado AR
Bank of America, National Association
Little Rock Main Branch
200 West Capitol Avenue Little Rock AR
Regions Bank
El Dorado Main Branch
100 E. Peach Street El Dorado AR


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Three Year CDs - Branch Banks 2025

A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.

The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.

Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.

While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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