Oklahoma

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Moore, Oklahoma CD Rates – 3-Year

You are viewing rates from banks across Moore





Below are three-year CD Rates from banks in Moore, Oklahoma. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

Moore, OK - August 1, 2025

3 Year CD National Average : 0.75% ?

Banks APY MIN MILES ?

Early Withdrawal Penalty is 365 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.15%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.56% → 4.16% → 4.00%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.10% → 4.30% → 4.10% → 4.00% → 3.95%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.25% → 4.15% → 4.00% → 3.95% → 3.75%

| Jun 26, 2020

Rate not current Read More

3.65%

$1,000

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Rate History: 2.75% → 2.75% → 3.50%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.00% → 4.15% → 4.00% → 3.60% → 3.40%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 3.10% → 3.40%

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

Rate History: 1.00% → 3.75% → 3.25%

| Feb 25, 2016

What's your phone number? Read More

| Oct 13, 2020

Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 4.25% → 3.75% → 3.00% → 2.50% → 2.00%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Jan 16, 2019

12 mo now pays 2.80% apr Read More

Rate History: 2.05% → 1.55%

| May 29, 2020

Dua Read More

1.31%

$100,000

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| Mar 24, 2022

I visited this bank yesterday, 3/23 and this advertised rate was not offered. Read More

Rate History: 1.00% → 1.25%

1.25%

$10,000

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1.21%

$10,000

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| Mar 24, 2022

I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More

1.10%

$10,000

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1.05%

$100,000

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1.01%

$10,000

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1.00%

$100,000

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| Aug 1, 2019

Who is the owner now this day. Read More

1.00%

$10,000

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1.00%

$10,000

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0.99%

$100,000

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0.96%

$10,000

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0.95%

$10,000

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0.95%

$100,000

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| Jan 12, 2016

Very good bank all the way around glad I found them Read More

0.95%

$10,000

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0.95%

$100,000

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0.95%

$10,000

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0.95%

$10,000

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0.95%

$10,000

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0.91%

$10,000

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0.90%

$1,000

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0.90%

$1,000

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0.90%

$100,000

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0.90%

$500

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0.90%

$100,000

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0.90%

$10,000

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0.85%

$1,000

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0.85%

$10,000

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0.85%

$100,000

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0.85%

$10,000

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| Jun 27, 2022

It took 4 times contacting this back to get a simple stop payment done. It end up costing over $100 because of their inability to take care of it after the first contact. Read More

0.85%

$10,000

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0.85%

$10,000

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0.85%

$10,000

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0.85%

$10,000

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0.85%

$100,000

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0.85%

$10,000

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| Aug 23, 2021

11 years or so ago, when I first opened an account, it was a nice community oriented bank you could go to for help. Now they only seem to want to help themselves and the already wealthy get wealthier. Read More

0.85%

$10,000

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0.80%

$10,000

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0.80%

$10,000

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0.80%

$10,000

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0.80%

$10,000

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| Aug 25, 2022

My family and I have used American Heritage Bank for years, I have had auto loans with them always paid them off, I have one right now, however during this pandemic I got behind a little I got caught up, b... Read More

0.80%

$10,000

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0.80%

$100,000

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0.80%

$10,000

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| Jan 12, 2016

Very good bank all the way around glad I found them Read More

| Nov 23, 2019

Recently applied for a loan. I was denied. Got the letter stating why, it has things checked like foreclosure and garnishment. I know I never had either. I get a copy of my report. Doesn't show any ... Read More

0.75%

$10,000

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| Aug 1, 2019

Who is the owner now this day. Read More

0.75%

$10,000

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0.75%

$10,000

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| Jul 30, 2021

I have banked here for years and will continue to.I have never had any problems and the staff is always respectful,polite,helpful and knowlegable.Thankyou Read More

0.75%

$10,000

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0.75%

$100,000

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0.75%

$100,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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| Apr 22, 2022

I am considering finding another bank to do business with Read More

0.75%

$10,000

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.70%

$1,000

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0.70%

$100,000

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0.70%

$10,000

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| Jan 12, 2023

so really, I know that 0 real shits are given but the chance at persuading even a single person would make this worth my while and granted everyone's experience is not the same. I've been doing business ... Read More

0.70%

$10,000

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| Jul 1, 2021

What day of the month do you report to the credit bureaus Read More

0.70%

$10,000

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0.65%

$1,000

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0.65%

$10,000

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0.65%

$100,000

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$100,000

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0.65%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$100,000

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0.60%

$10,000

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0.60%

$100,000

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| Nov 19, 2023

The people at MCNB are nothing but idiotic childish nuts, especially that woman who runs the Valliant branch. She is unprofessional and is a jerk, and not only a jerk, a fruitcake who is suffering from a m... Read More

0.55%

$1,000

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0.55%

$100,000

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0.55%

$100,000

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0.55%

$10,000

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0.55%

$100,000

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0.50%

$1,000

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0.50%

$1,000

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0.50%

$1,000

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0.50%

$10,000

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| Sep 30, 2015

Stephenville,Tx branch is very professional, helpful and possibly the best bank I have encountered. If you move to this region, consider this institution. You will be pleasantly satisfied. I in no way... Read More

0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$250

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$1,000

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0.48%

$10,000

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| Dec 1, 2022

I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away ... Read More

0.45%

$1,000

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0.45%

$10,000

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.44%

$100,000

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0.42%

$100,000

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| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.40%

$10,000

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0.40%

$10,000

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| Dec 30, 2019

Disappointing. My family has been working through McClain bank for a number of services over the years. We've overlooked many mistakes that have been made, but are not going to overlook the terrible custom... Read More

0.40%

$1,000

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0.40%

$10,000

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0.35%

$10,000

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| Jun 17, 2022

Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More

0.31%

$10,000

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| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

0.30%

$10,000

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0.26%

$10,000

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$1,000

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| Jun 1, 2020

UMB does not honor the rate posted here! Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

0.20%

$10,000

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0.20%

$10,000

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0.20%

$10,000

-

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| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

0.09%

$100,000

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0.08%

$10,000

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| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007


Branch Street City State
VALOR BANK
Valor Bank Branch
1501 Renaissance Blvd Edmond OK
Gateway First Bank
Helena Branch
220 N. Main Helena OK
All America Bank
Southwest State Bank Branch
122 East Main Street Sentinel OK
RCB Bank
Drumright Branch
121 West Broadway Drumright OK
Intrust Bank, National Association
Moore Branch
100 South Broadway Moore OK
JPMorgan Chase Bank, National Association
Norman Main Branch
116 South Peters Avenue Norman OK
Frontier State Bank
Frontier State Bank Branch
5100 South I-35 Service Road Oklahoma City OK
BOKF, National Association
Muskogee Branch
215 State Street Muskogee OK
Exchange Bank and Trust Company
Exchange Bank And Trust Company Branch
523 Delaware Street Perry OK
Sooner State Bank
Sooner State Bank Branch
2 Southeast Fourth Tuttle OK
Fidelity Bank, National Association
Bridgeview/Oklahoma Branch
2225 West Hefner Rd Oklahoma City OK
Bank of Commerce
Anadarko Main Branch
110 West Oklahoma Anadarko OK
Exchange Bank and Trust Company
Exchange Bank And Trust Company Branch
523 Delaware Street Perry OK
Bank 7
Camargo Bank7 Branch
100 South Broadway Camargo OK
The First Security Bank
The First Security Bank Branch
15 South Douglas Avenue Beaver OK
The Stock Exchange Bank
The Stock Exchange Bank Branch
1117 Tenth Street Woodward OK
The Farmers Bank
The Farmers Bank Branch
31 West Main Street Carnegie OK
Panhandle First Bank
Bank Of The Panhandle Branch
13th And Main Streets Guymon OK
Armstrong Bank
Armstrong Bank Branch
1215 West Okmulgee Street Muskogee OK
Washita State Bank
Washita State Bank Branch
701 State Highway 44 Burns Flat OK
Peoples Bank and Trust Company
Peoples Bank And Trust Company Branch
517 Washington Street Ryan OK
Farmers & Merchants Bank
Farmers & Merchants Bank Branch
101 East Second Street Duke OK
First Summit Bank
First Summit Bank Branch
6th And Washington Ryan OK
The Stock Exchange Bank
The Stock Exchange Bank Branch
1117 Tenth Street Woodward OK
Community Bank
Community Bank Branch
1729 College Boulevard Alva OK
American Bank of Oklahoma
Muskogee Branch
3300 West Broadway Muskogee OK
Great Nations Bank
Great Nations Bank Branch
2200 Alameda Street Norman OK
American Bank and Trust Company
American Bank And Trust Company Branch
6060 American Plaza Tulsa OK
The First National Bank in Marlow
The First National Bank In Marlow Branch
301 West Main Street Marlow OK
Chickasaw Community Bank
Bank 2 Branch
909 South Meridian Avenue Oklahoma City OK
First National Bank
First National Bank Branch
400 East First Street Heavener OK
First Pryority Bank
First Pryority Bank Branch
310 East Graham Avenue Pryor OK
ACB Bank
Garber Branch
323 Main Street Garber OK
Great Plains National Bank
Granite Branch
400 North Main Street Granite OK
Alva State Bank & Trust Company
Alva State Bank & Trust Company Branch
518 College Avenue Alva OK
Grand Savings Bank
Grand Savings Bank Branch
1022 South Main Street Grove OK
Sovereign Bank
Quanah Parker Branch
6702 Quanah Parker Trailway Lawton OK
Farmers & Merchants Bank
Farmers & Merchants Bank Branch
101 East Second Street Duke OK
The Bank of Beaver City
Forgan Branch
Main And Broadway Forgan OK
First Bank & Trust Company
Billings Branch
111 West Main Street Billings OK
1st Bank in Hominy
1st Bank In Hominy Branch
117 North Price Hominy OK
Regent Bank
Regent Bank Branch
7136 South. Yale, Suite 100 Tulsa OK
Security Bank and Trust Company
Afton Branch
1 S.W. First Street Afton OK
The Exchange Bank
The Exchange Bank Branch
300 West Rogers Skiatook OK
Bank of Hydro
Bank Of Hydro Branch
146 West Main Street Hydro OK
The Bank, National Association
The Bank, National Association Branch
Second And Carl Albert Parkway Mcalester OK
Firstar Bank
Firstar Bank, National Association Branch
1720 East Cherokee Street Sallisaw OK
BANK360
Bank Of Cordell Branch
808 North Glenn English Cordell OK
Oklahoma Heritage Bank
Oklahoma Heritage Bank Branch
Main And Ninth Streets Roff OK
The Peoples National Bank of Checotah
The Peoples National Bank Of Checota Branch
Broadway And Gentry Checotah OK
Alva State Bank & Trust Company
Alva State Bank & Trust Company Branch
518 College Avenue Alva OK
Community Bank
Community Bank Branch
1729 College Boulevard Alva OK
First Bank & Trust Company
Billings Branch
111 West Main Street Billings OK
The Farmers and Merchants National Bank of Fairview
The Farmers And Merchants National B Branch
312 North Main Fairview OK
American Heritage Bank
Beggs Branch
301 North Choctaw Beggs OK
Community Bank
Community Bank Branch
104 South Main Street Bristow OK
Vision Bank
Vision Bank, National Association Branch
101 East Main Street Ada OK
Oklahoma Capital Bank
Oklahoma Capital Bank Branch
6555 North Peoria Street Tulsa OK
American Bank of Oklahoma
Muskogee Branch
3300 West Broadway Muskogee OK
Frazer Bank
Frazer Bank Branch
110 East Broadway Altus OK
Panhandle First Bank
Bank Of The Panhandle Branch
13th And Main Streets Guymon OK
Armstrong Bank
Armstrong Bank Branch
1215 West Okmulgee Street Muskogee OK
The First State Bank of Pond Creek, Oklahoma
The First State Bank Of Pond Creek, Oklahoma Branch
Second And Broadway Streets Pond Creek OK
Cleo State Bank
Cleo State Bank Branch
202 South Square Cleo Springs OK
Fairview Savings and Loan Association
Fairview Savings And Loan Associatio Branch
301 North Main Fairview OK
Blue Sky Bank
Blue Sky Bank Branch
101 East 8th Street Pawhuska OK
International Bank of Commerce
Elk City Branch
200 E Broadway Elk City OK
Local Bank
Bank Of Cherokee County Branch
Main And Broadway Hulbert OK
Bank of Grand Lake
Bank Of Grand Lake Branch
201 East 18th Street Grove OK
The Payne County Bank
The Payne County Bank Branch
202 South Main Street Perkins OK
SpiritBank
Spiritbank Branch
4815 South Harvard, Suite 100 Tulsa OK
Vision Bank
Vision Bank, National Association Branch
101 East Main Street Ada OK
AVB Bank
Avb Bank Branch
322 South Main Street Broken Arrow OK
Security Bank
Security Bank Branch
10727 East 51st Street South Tulsa OK
Prosperity Bank
Harvard Branch - Tulsa Ok
1330 South Harvard Ave Tulsa OK
Stride Bank, National Association
Central National Bank & Trust Co., Of Enid Branch
324 West Broadway Enid OK
Community National Bank of Okarche
Fairview Branch
101 North Main Fairview OK
First National Bank of Oklahoma
First National Bank Of Oklahoma Branch
10900 Hefner Pointe Drive Oklahoma City OK
The First National Bank and Trust Company of Miami
Fairland Branch
32 West Conner Avenue Fairland OK
Local Bank
Bank Of Cherokee County Branch
Main And Broadway Hulbert OK
Herring Bank
First State Bank Of Altus Branch
721 North Main Street Altus OK
The Pauls Valley National Bank
The First National Bank Of Davis Bra Branch
227 East Main Davis OK
Firstar Bank
Firstar Bank, National Association Branch
1720 East Cherokee Street Sallisaw OK
Cowboy Bank
Goltry Branch
Main And Broadway Goltry OK
Carson Community Bank
Peoples Bank Branch
121 South Williams Avenue Westville OK
Prism Bank
Coyle Branch
116 West Main Coyle OK
The First National Bank and Trust Co., Chickasha, Oklahoma
Alex Branch
102 South Main Street Alex OK
Citizens Bank of Ada
Citizens Bank Of Ada Branch
123 West 12th Street Ada OK
First State Bank
First State Bank Branch
Dalton Avenue And Harris Street Valliant OK
The City National Bank and Trust Company of Lawton, Oklahoma
The City National Bank And Trust Company Of Lawton, Oklahoma Branch
500-600 D Avenue Lawton OK
Community National Bank of Okarche
Fairview Branch
101 North Main Fairview OK
Grand Bank
Grand Bank Branch
4200 East Skelly Drive Tulsa OK
Bank of Commerce
Bank Of Commerce Branch
322 West Sixth Chelsea OK
American Nation Bank
Comanche Branch
122 Oak Main Street Comanche OK
The Bank of the West
401 South Main Street Branch
401 South Main Street Leedey OK
AllNations Bank
Allnations Bank Branch
114 East Main Calumet OK
First National Bank and Trust Company of Ardmore
First National Bank And Trust Compan Branch
405 West Main Street Ardmore OK
First State Bank
First State Bank Branch
102 North Third Street Noble OK
FirstBank
Firstbank Branch
100 North High Street Antlers OK
McCurtain County National Bank
Mccurtain County National Bank Branch
20 North Park Drive Broken Bow OK
Carson Community Bank
Peoples Bank Branch
121 South Williams Avenue Westville OK
Mabrey Bank
Haskell Branch
202 N Broadway Avenue Haskell OK
FNB Coweta
The First National Bank Of Coweta Branch
106 S Broadway St Coweta OK
FirstBank
Firstbank Branch
100 North High Street Antlers OK
The First National Bank of Fort Smith
Sallisaw Branch
1000 South Kerr Boulevard Sallisaw OK
Security State Bank of Oklahoma
Fairfax Branch
308 North Main Street Fairfax OK
The State Exchange Bank
The State Exchange Bank Branch
1280 Main Street Lamont OK
First Bank & Trust Co.
Healdton Branch
313 West Main Street Healdton OK
NBC OKLAHOMA
Nbc Oklahoma Branch
13401 North Pennsylvania Avenue Oklahoma City OK
InterBank
Hennessey Branch
101 North Main Street Hennessey OK
International Bank of Commerce
Elk City Branch
200 E Broadway Elk City OK
Vast Bank, National Association
Owasso Branch
12401 East 86th Street North Owasso OK
F&M Bank
First Capital Branch
601 South Main Street Kingfisher OK
Community State Bank
Community State Bank Branch
525 N. Main Street Hennessey OK
Great Southern Bank
Great Southern Bank Branch
4200 East Skelly Drive, Suite 900 Tulsa OK
First Texoma National Bank
First Texoma National Bank Branch
220 West Main Street Durant OK
The First National Bank of Fort Smith
Sallisaw Branch
1000 South Kerr Boulevard Sallisaw OK
The Farmers State Bank
The Farmers State Bank Branch
1101 West Main Street Quinton OK
The State Bank of Wynnewood
The State Bank Of Wynnewood Branch
109 South Dean A. Mcgee Street Wynnewood OK
First Fidelity Bank
Downtown Norman Office Branch
131 East Main Street Norman OK
First Bank & Trust Co.
Healdton Branch
313 West Main Street Healdton OK
Mabrey Bank
Haskell Branch
202 N Broadway Avenue Haskell OK
Prosperity Bank
Harvard Branch - Tulsa Ok
1330 South Harvard Ave Tulsa OK
First Bank
First Bank Branch
118 West Roger Miller Boulevard Erick OK
FNB Coweta
The First National Bank Of Coweta Branch
106 S Broadway St Coweta OK
Sovereign Bank
Quanah Parker Branch
6702 Quanah Parker Trailway Lawton OK
Shamrock Bank, N.A.
Clayton State Bank Branch
318 Lawson Boulevard Clayton OK
Liberty National Bank
Liberty National Bank Branch
629 S W C Avenue Lawton OK
First National Bank and Trust Company of Ardmore
First National Bank And Trust Compan Branch
405 West Main Street Ardmore OK
FNB Community Bank
Fnb Community Bank Branch
2911 South Air Depot Boulevard Midwest City OK
First National Bank & Trust Company of McAlester
Hartshorne Branch
935 Pennsylvania Avenue Hartshorne OK
Welch State Bank of Welch, Okla.
Welch State Bank Of Welch, Okla. Branch
396 S Commercial Street Welch OK
Triad Bank, National Association
Triad Bank, National Association Branch
7666 East 61st Street, Suite 150 Tulsa OK
Welch State Bank of Welch, Okla.
Welch State Bank Of Welch, Okla. Branch
396 S Commercial Street Welch OK
Triad Bank, National Association
Triad Bank, National Association Branch
7666 East 61st Street, Suite 150 Tulsa OK
McClain Bank
Mcclain Bank Branch
131 West Main Street Purcell OK
First Bank & Trust Co.
Healdton Branch
313 West Main Street Healdton OK
Citizens Bank of Ada
Citizens Bank Of Ada Branch
123 West 12th Street Ada OK
Farmers and Merchants Bank
Farmers And Merchants Bank Branch
225 E. Renfrow Ave Arnett OK
MidFirst Bank
Midfirst Bank Branch
501 Nw Grand Boulevard Oklahoma City OK
Farmers and Merchants Bank
Farmers And Merchants Bank Branch
621 Main Street Maysville OK
BancFirst
North Main Street Branch
101 North Main Street Blackwell OK
Valliance Bank
Valliance Bank Branch
1601 N. W. Expressway Oklahoma City OK
SNB Bank, National Association
Snb Bank, National Association Branch
503 South Main Street Shattuck OK
Equity Bank
Newkirk Branch
102 South Main Street Newkirk OK
UMB Bank, National Association
Penn Square Branch
2079 Penn Sq Oklahoma City OK
BancFirst
North Main Street Branch
101 North Main Street Blackwell OK
First United Bank and Trust Company
Bokchito Branch
102 West Main Street Bokchito OK
The First National Bank and Trust Company of Broken Arrow
The First National Bank And Trust Co Branch
121 South Main Street Broken Arrow OK
Commerce Bank
Bank South Branch
6130 E 81st St Tulsa OK
BancFirst
North Main Street Branch
101 North Main Street Blackwell OK
High Plains Bank
High Plains Bank Branch
301 South Polk Avenue Keyes OK
High Plains Bank
High Plains Bank Branch
301 South Polk Avenue Keyes OK
First-Citizens Bank & Trust Company
Landmark Towers Branch
3535 Nw 58th Street Oklahoma City OK
Bank of America, National Association
Capitol Hill Branch
2701 South Harvey Ave Oklahoma City OK


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Three Year CDs - Branch Banks 2025

A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.

The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.

Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.

While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

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