Best 4-Year CD Rates in Park City, Kansas, KS

You are viewing rates from banks across Park City

Below are four-year CD Rates from banks in Kansas . Four-Year Certificates of Deposit (CD) are not as popular as the three and five year terms which means the rates often aren’t as competitive. The best four year cd rates are often only marginally above the 3 year rates. Nevertheless, for those who want to lock in a rate for a longer period of time, 4 year cds are worth a look.

Park City, KS - August 2, 2025

4 Year CD National Average : 0.82% ^?

Banks	APY	MIN	MILES ^?
Popular Direct	4.15%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 365 days interest. Rate History: 4.15% → 4.05% → 4.00% → 3.90% → 4.15%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
First Bank Coronado Branch	4.15%	$500	-	Learn More Add Review
KS StateBank Ks Statebank Branch	4.10%	$500	-	Learn More
Rate History: 3.95% → 4.25% → 4.30% → 4.15% → 4.10%
HonestReview \| Apr 19, 2023 This bank was honest and I had no problems with them in person. Not everyone was equally competent but they got help. Read More Reviews (3)
Merrick Bank	4.05%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.20% → 4.10% → 4.00% → 3.85% → 4.05%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Security Bank of Kansas City Wea St Branch	3.55%	$500	-	Learn More
Rate History: 1.26% → 2.02% → 3.55%
ccass \| Sep 13, 2021 On September 13th, 2021. I called “SBOK” to verify if the account number matches the business name that is on the check I’ve received. I spoke with a supervisor named Brenda Jones. Brenda informed me... Read More Reviews (1)
Emprise Bank Council Grove Branch	3.25%	$1,000	-	Learn More Add Review
RCB Bank Rcb Bank Branch	3.25%	$1,000	-	Learn More
Holly cannady \| Oct 13, 2020 Been banking with RCB for 20 years now after today this will probably be my last year I was in a car wreck and my car was a total loss insurance set me a check. When up to the bank to try to catch it so I ... Read More Reviews (1)
Argentine Federal Savings Argentine Federal Savings Branch	3.13%	$1,000	-	Learn More Add Review
Rate History: 1.57% → 2.59% → 2.48% → 3.13%
First Federal Bank of Kansas City Minnesota Ave Br Branch	3.10%	$1,000	-	Learn More Add Review
Rate History: 2.02% → 3.50% → 3.10%
Vio Bank, A Division of MidFirst Bank	2.75%	$500	-	Learn More Add Review
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Citizens	2.75%	$5,000	-	Learn More Add Review
james \| Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More
Capitol Federal Savings Bank Capitol Federal Savings Bank Branch	2.75%	$1,000	-	Learn More
Rate History: 3.50% → 2.75%
JtAlmond \| Jun 21, 2022 The new rates have eclipsed shat i currently hold with this bank. Read More Reviews (1)
Union Bank and Trust Company Commercial State Bk. Of Bonner Sprin Branch	2.27%	$1,000	-	Learn More
rick \| Nov 3, 2023 site does not update at all, totally wrong rates listed Read More Reviews (2)
Intrust Bank, National Association Intrust Bank, National Association Branch	2.00%	$500	-	Learn More Add Review
Rate History: 4.25% → 3.50% → 3.00% → 2.50% → 2.00%
The Bendena State Bank The Bendena State Bank Branch	1.76%	$10,000	-	Learn More Add Review
Bank of Denton Bank Of Denton Branch	1.70%	$10,000	-	Learn More Add Review
BOKF, National Association Topeka Office Branch	1.55%	$100,000	-	Learn More
Aku \| May 29, 2020 Dua Read More Reviews (1)
The State Bank of Bern The State Bank Of Bern Branch	1.51%	$10,000	-	Learn More Add Review
New Century Bank New Century Bank Branch	1.51%	$10,000	-	Learn More Add Review
Farmers and Merchants Bank Cawker City Branch	1.41%	$500	-	Learn More Add Review
Swedish-American State Bank Swedish-American State Bank Branch	1.41%	$10,000	-	Learn More Add Review
The Baldwin State Bank The Baldwin State Bank Branch	1.41%	$10,000	-	Learn More Add Review
ESB Financial Esb Financial Branch	1.41%	$10,000	-	Learn More Add Review
Patriots Bank East Central Branch	1.36%	$500	-	Learn More Add Review
The Lyon County State Bank The Lyon County State Bank Branch	1.36%	$500	-	Learn More Add Review
The First State Bank of Healy The First State Bank Of Healy Branch	1.35%	$100,000	-	Learn More Add Review
Union State Bank Union State Bank Branch	1.35%	$10,000	-	Learn More Add Review
Citizens Bank Citizens Bank A Branch Of Security B	1.31%	$500	-	Learn More Add Review
ESB Financial Esb Financial Branch	1.31%	$10,000	-	Learn More Add Review
The Stock Exchange Bank, Caldwell, Kansas The Stock Exchange Bank, Caldwell, Kansas Branch	1.31%	$10,000	-	Learn More Add Review
Impact Bank Impact Bank Branch	1.30%	$10,000	-	Learn More Add Review
The Security State Bank The Security State Bank Branch	1.30%	$10,000	-	Learn More Add Review
The Farmers State Bank of Bucklin, Kansas The Farmers State Bank Of Bucklin, Kansas Branch	1.30%	$10,000	-	Learn More Add Review
Mid-America Bank Mid-America Bank Branch	1.30%	$10,000	-	Learn More Add Review
Home Bank and Trust Company Home Bank And Trust Company Branch	1.30%	$10,000	-	Learn More Add Review
The Lyndon State Bank The Lyndon State Bank Branch	1.27%	$10,000	-	Learn More Add Review
Country Club Bank Leavenworth-Delaware Branch	1.26%	$50,000	-	Learn More
Watson1895 \| Feb 9, 2019 Can I order new checks online? Read More Reviews (1)
The Haviland State Bank The Haviland State Bank Branch	1.26%	$10,000	-	Learn More Add Review
Garden Plain State Bank Garden Plain State Bank Branch	1.26%	$10,000	-	Learn More Add Review
Great American Bank De Soto Branch	1.25%	$1,000	-	Learn More Add Review
The First State Bank of Healy The First State Bank Of Healy Branch	1.25%	$10,000	-	Learn More Add Review
Flint Hills Bank Burlingame Branch	1.25%	$100,000	-	Learn More Add Review
Kaw Valley State Bank Kaw Valley State Bank Branch	1.25%	$10,000	-	Learn More Add Review
Marquette Farmers State Bank of Marquette Marquette Farmers State Bank Of Marq Branch	1.25%	$10,000	-	Learn More Add Review
First National Bank of Kansas First National Bank Of Kansas Branch	1.25%	$10,000	-	Learn More Add Review
Southwest National Bank Southwest National Bank Branch	1.25%	$10,000	-	Learn More Add Review
Country Club Bank Leavenworth-Delaware Branch	1.21%	$10,000	-	Learn More
Watson1895 \| Feb 9, 2019 Can I order new checks online? Read More Reviews (1)
The Kansas State Bank Overbrook Kansas The Kansas State Bank Overbrook Kans Branch	1.21%	$10,000	-	Learn More Add Review
Heritage Bank Heritage Bank Branch	1.21%	$10,000	-	Learn More Add Review
The Farmers State Bank of Westmoreland The Farmers State Bank Of Westmorela Branch	1.20%	$10,000	-	Learn More Add Review
Citizens Federal Savings Bank Citizens Savings And Loan Association, Fsb Branch	1.20%	$10,000	-	Learn More Add Review
Mutual Savings Association Mutual Savings Association, Fsa Branch	1.20%	$10,000	-	Learn More Add Review
Ford County State Bank Ford County State Bank Branch	1.20%	$10,000	-	Learn More Add Review
The First National Bank of Spearville The First National Bank Of Spearvill Branch	1.16%	$100,000	-	Learn More Add Review
Chisholm Trail State Bank Chisholm Trail State Bank Branch	1.16%	$1,000	-	Learn More Add Review
Kaw Valley Bank Kaw Valley Bank Branch	1.16%	$100,000	-	Learn More Add Review
Farmers and Merchants Bank of Mound City, Kansas Farmers And Merchants Bank Of Mound City, Kansas Branch	1.16%	$1,000	-	Learn More Add Review
Flint Hills Bank Burlingame Branch	1.15%	$10,000	-	Learn More Add Review
The State Bank of Canton, Canton, Kansas The State Bank Of Canton, Canton, Kansas Branch	1.15%	$10,000	-	Learn More Add Review
Legacy Bank Sedgwick Branch	1.15%	$10,000	-	Learn More Add Review
The State Exchange Bank The State Exchange Bank Branch	1.11%	$10,000	-	Learn More Add Review
Bank 7 Montezuma Branch	1.11%	$10,000	-	Learn More
Randall Stewart \| Mar 24, 2022 I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More Reviews (1)
The Farmers State Bank of Blue Mound Pleasanton Branch	1.10%	$10,000	-	Learn More Add Review
The Denison State Bank Meriden Branch	1.10%	$10,000	-	Learn More Add Review
The Farmers State Bank The Farmers State Bank Branch	1.10%	$500	-	Learn More Add Review
Exchange Bank Exchange Bank Branch	1.10%	$10,000	-	Learn More Add Review
First Commerce Bank Blue Rapids Branch	1.06%	$10,000	-	Learn More Add Review
First FarmBank Tribune Branch	1.05%	$10,000	-	Learn More Add Review
Bank of Greeley Bank Of Greeley Branch	1.05%	$3,000	-	Learn More Add Review
Andover State Bank Andover State Bank Branch	1.05%	$10,000	-	Learn More Add Review
The First National Bank of Spearville The First National Bank Of Spearvill Branch	1.01%	$1,000	-	Learn More Add Review
The Fowler State Bank The Fowler State Bank Branch	1.01%	$100,000	-	Learn More Add Review
SJN Bank of Kansas Sjn Bank Of Kansas Branch	1.00%	$50	-	Learn More Add Review
Carson Bank Carson Bank Branch	1.00%	$500	-	Learn More Add Review
Southwind Bank Southwind Bank Branch	1.00%	$500	-	Learn More Add Review
BMO Bank National Association Pittsburg Branch	1.00%	$1,000	-	Learn More
Rate History: 0.15% → 1.35% → 4.00% → 1.35% → 1.00%
Beenthere \| Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More Reviews (9)
Lyons Federal Bank Lyons Federal Bank Branch	1.00%	$100,000	-	Learn More Add Review
State Bank of Downs Downs Branch	1.00%	$10,000	-	Learn More Add Review
Golden Belt Bank, FSA Golden Belt Bank, Fsa Branch	1.00%	$10,000	-	Learn More Add Review
New Century Bank New Century Bank Branch	1.00%	$10,000	-	Learn More Add Review
Community National Bank Community National Bank Branch	1.00%	$100,000	-	Learn More Add Review
The Farmers State Bank The Farmers State Bank Branch	1.00%	$10,000	-	Learn More Add Review
The Citizens National Bank The Citizens National Bank Branch	1.00%	$10,000	-	Learn More Add Review
The Community Bank The Community Bank Branch	1.00%	$100,000	-	Learn More Add Review
Farmers Bank & Trust Larned Branch	1.00%	$10,000	-	Learn More Add Review
Farmers and Drovers Bank Farmers And Drovers Bank Branch	1.00%	$10,000	-	Learn More Add Review
Kaw Valley Bank Kaw Valley Bank Branch	1.00%	$10,000	-	Learn More Add Review
TriCentury Bank Tricentury Bank Branch	1.00%	$10,000	-	Learn More
Jjjohnston7 \| Jun 25, 2021 TriCentury is great! They were there for me when my credit was not great, and I haven’t left because of their great customer service. Read More Reviews (2)
The Citizens State Bank Home State Mcpherson Branch	1.00%	$1,000	-	Learn More Add Review
Community Bank of Wichita, Inc. Community Bank Of Wichita, Inc. Branch	1.00%	$10,000	-	Learn More Add Review
The Citizens State Bank The Citizens State Bank Branch	0.99%	$100,000	-	Learn More Add Review
Lyons Federal Bank Lyons Federal Bank Branch	0.95%	$10,000	-	Learn More Add Review
Farmers National Bank Farmers National Bank Branch	0.95%	$10,000	-	Learn More Add Review
First National Bank and Trust West Main Branch	0.95%	$10,000	-	Learn More Add Review
Elk State Bank Baileyville Branch	0.95%	$100,000	-	Learn More Add Review
Peoples Bank and Trust Company Peoples Bank And Trust Company Branch	0.95%	$10,000	-	Learn More Add Review
The First Security Bank The First Security Bank Branch	0.95%	$10,000	-	Learn More Add Review
Prescott State Bank Prescott State Bank Branch	0.95%	$10,000	-	Learn More Add Review
Community National Bank & Trust Arma Branch	0.95%	$1,000	-	Learn More Add Review
The First National Bank of Hutchinson The First National Bank Of Hutchinso Branch	0.93%	$5,000	-	Learn More Add Review
The Western State Bank Leoti Branch	0.90%	$50,000	-	Learn More Add Review
Bank of Hays Jetmore Farmers' State Branch	0.90%	$1,000	-	Learn More Add Review
The Fowler State Bank The Fowler State Bank Branch	0.90%	$10,000	-	Learn More Add Review
The Citizens State Bank Community Branch	0.90%	$50,000	-	Learn More Add Review
First Heritage Bank First Heritage Bank Branch	0.90%	$100,000	-	Learn More Add Review
Johnson State Bank Johnson State Bank Branch	0.90%	$100,000	-	Learn More Add Review
The Community Bank The Community Bank Branch	0.90%	$10,000	-	Learn More Add Review
Prairie Bank of Kansas Prairie Bank Of Kansas Branch	0.90%	$10,000	-	Learn More Add Review
CoreFirst Bank & Trust Corefirst Bank & Trust Branch	0.90%	$10,000	-	Learn More Add Review
Labette Bank Columbus Branch	0.90%	$10,000	-	Learn More Add Review
Vintage Bank Kansas Whitewater Branch	0.90%	$100,000	-	Learn More Add Review
Alva State Bank & Trust Company The First State Bank Kiowa Branch	0.90%	$100,000	-	Learn More Add Review
The Citizens State Bank The Citizens State Bank Branch	0.89%	$10,000	-	Learn More Add Review
The Bank of Tescott The Bank Of Tescott Branch	0.87%	$10,000	-	Learn More Add Review
GNBank, National Association The Girard National Bank Branch	0.85%	$10,000	-	Learn More Add Review
American Bank of Baxter Springs American Bank Of Baxter Springs Branch	0.85%	$1,000	-	Learn More Add Review
Elk State Bank Baileyville Branch	0.85%	$10,000	-	Learn More Add Review
The Citizens State Bank Community Branch	0.85%	$1,000	-	Learn More Add Review
Silver Lake Bank Silver Lake Bank Branch	0.85%	$10,000	-	Learn More Add Review
The Bennington State Bank Lucas Branch	0.83%	$10,000	-	Learn More Add Review
Citizens State Bank and Trust Co., Ellsworth, Kansas Lincoln Branch	0.80%	$500	-	Learn More Add Review
SOLUTIONS NORTH BANK Lenora Branch	0.80%	$1,000	-	Learn More Add Review
United Bank & Trust Clay Center Branch	0.80%	$10,000	-	Learn More Add Review
Union State Bank Union State Bank Branch	0.80%	$10,000	-	Learn More Add Review
The Citizens National Bank The Citizens National Bank Branch	0.80%	$10,000	-	Learn More Add Review
FNB Washington Fnb Washington Branch	0.80%	$10,000	-	Learn More Add Review
First Heritage Bank First Heritage Bank Branch	0.80%	$10,000	-	Learn More Add Review
Community Bank Community Bank Branch	0.80%	$10,000	-	Learn More Add Review
Academy Bank, National Association Merit Bank Branch	0.80%	$10,000	-	Learn More
Fran1 \| Feb 4, 2020 Academy was great helping me open a new account Read More Reviews (5)
Alva State Bank & Trust Company The First State Bank Kiowa Branch	0.80%	$10,000	-	Learn More Add Review
The City State Bank The City State Bank Branch	0.75%	$10,000	-	Learn More Add Review
The Western State Bank Leoti Branch	0.75%	$5,000	-	Learn More Add Review
Conway Bank Conway Bank Branch	0.75%	$10,000	-	Learn More Add Review
The Peoples State Bank The Peoples State Bank Branch	0.75%	$10,000	-	Learn More Add Review
Farmers & Merchants Bank of Colby Farmers & Merchants Bank Of Colby Branch	0.75%	$10,000	-	Learn More Add Review
Adams Bank & Trust Colby Branch	0.75%	$10,000	-	Learn More Add Review
The Wilson State Bank Hoisington Branch	0.75%	$1,000	-	Learn More Add Review
The Plains State Bank The Plains State Bank Branch	0.75%	$10,000	-	Learn More Add Review
Johnson State Bank Johnson State Bank Branch	0.75%	$10,000	-	Learn More Add Review
Enterprise Bank & Trust Overland Park Branch	0.75%	$10,000	-	Learn More
Fredbird \| Aug 30, 2017 Excellent bank with a friendly helpful staff Read More Reviews (1)
Vintage Bank Kansas Whitewater Branch	0.75%	$10,000	-	Learn More Add Review
Bank of Commerce Thayer Branch	0.75%	$10,000	-	Learn More Add Review
The Exchange State Bank of St. Paul, Kansas The Exchange State Bank Of St. Paul, Kansas Branch	0.75%	$10,000	-	Learn More Add Review
Liberty Bank and Trust Company 1314 North 5th Street Branch	0.75%	$10,000	-	Learn More Add Review
Grant County Bank Grant County Bank Branch	0.74%	$100,000	-	Learn More Add Review
The Riley State Bank of Riley, Kansas Fmsb-Riley Branch	0.70%	$500	-	Learn More Add Review
The Farmers State Bank The Farmers State Bank Branch	0.70%	$10,000	-	Learn More Add Review
FNB Bank First National Bank Branch	0.70%	$100,000	-	Learn More Add Review
Community National Bank Community National Bank Branch	0.70%	$10,000	-	Learn More Add Review
The Farmers State Bank The Farmers State Bank Branch	0.70%	$10,000	-	Learn More Add Review
The First National Bank of Syracuse The First National Bank Of Syracuse Branch	0.70%	$10,000	-	Learn More Add Review
Goppert State Service Bank Hepler Branch	0.70%	$10,000	-	Learn More Add Review
Grant County Bank Grant County Bank Branch	0.69%	$1	-	Learn More Add Review
The Kearny County Bank The Kearny County Bank Branch	0.65%	$50,000	-	Learn More Add Review
The Citizens National Bank The Citizens National Bank Branch	0.65%	$10,000	-	Learn More Add Review
First Bank Kansas Lindsborg Branch	0.65%	$10,000	-	Learn More Add Review
NBH Bank Lenexa Branch Br # 21	0.65%	$10,000	-	Learn More Add Review
The Union State Bank of Everest Mclouth Branch	0.60%	$1,000	-	Learn More Add Review
Armed Forces Bank, National Association Armed Forces Bank, National Association Branch	0.60%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
The Kansas State Bank The Kansas State Bank Branch	0.60%	$500	-	Learn More Add Review
Great Southern Bank Osawatomie Branch	0.60%	$250	-	Learn More Add Review
The Tampa State Bank The Tampa State Bank Branch	0.60%	$10,000	-	Learn More Add Review
The City National Bank and Trust Company of Lawton, Oklahoma Kellogg Branch	0.60%	$10,000	-	Learn More Add Review
FirstOak Bank Firstoak Bank Branch	0.60%	$10,000	-	Learn More Add Review
The Kearny County Bank The Kearny County Bank Branch	0.55%	$10,000	-	Learn More Add Review
Bank of Prairie Village Bank Of Prairie Village Branch	0.53%	$10,000	-	Learn More Add Review
CIT Bank, a division of First-Citizens Bank and Trust	0.50%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
Landmark National Bank Osage City Branch	0.50%	$10,000	-	Learn More Add Review
Union State Bank Union State Bank Branch	0.50%	$10,000	-	Learn More Add Review
The First National Bank of Louisburg The First National Bank Of Louisburg Branch	0.50%	$500	-	Learn More Add Review
Bank of Labor Bank Of Labor Branch	0.50%	$10,000	-	Learn More
ksucat \| Nov 9, 2018 The online banking system for this bank is beyond ridiculous. I have tried on numerous occasions to get help and as soon as I get one issue resolved, sure enough another pops up. From passwords being lock... Read More Reviews (1)
NBKC Bank Nbkc Bank Branch	0.50%	$1	-	Learn More Add Review
The Valley State Bank The Valley State Bank Branch	0.50%	$10,000	-	Learn More Add Review
The First National Bank of Hope The First National Bank Of Hope Branch	0.45%	$100,000	-	Learn More Add Review
Cornerstone Bank Cornerstone Bank Branch	0.45%	$10,000	-	Learn More Add Review
Citizens Bank of Kansas Citizens Bank Of Kansas Branch	0.45%	$500	-	Learn More Add Review
Astra Bank Belleville Branch	0.40%	$500	-	Learn More Add Review
The First National Bank of Hope The First National Bank Of Hope Branch	0.40%	$10,000	-	Learn More Add Review
Fidelity State Bank and Trust Company Fidelity State Bank And Trust Compan Branch	0.40%	$1,000	-	Learn More Add Review
ANB Bank Lenexa Premier Branch	0.40%	$10,000	-	Learn More Add Review
Peoples State Bank Peoples St Bk Br Branch	0.37%	$10,000	-	Learn More
kccode1 \| Jun 9, 2019 They don't have this rate anymore. 5 year rate is only 3.11 Read More Reviews (2)
Citizens State Bank and Trust Company Citizens State Bank And Trust Compan Branch	0.35%	$500	-	Learn More Add Review
The Farmers State Bank of Oakley, Kansas The Farmers State Bank Of Oakley, Kansas Branch	0.35%	$50,000	-	Learn More Add Review
The Farmers State Bank of Oakley, Kansas The Farmers State Bank Of Oakley, Kansas Branch	0.30%	$10,000	-	Learn More Add Review
UMB Bank, National Association Abilene Branch	0.30%	$10,000	-	Learn More
RS \| Jun 1, 2020 UMB does not honor the rate posted here! Read More Reviews (2)
Central National Bank 201 South Fourth Street Branch	0.27%	$50,000	-	Learn More Add Review
Equity Bank Equity Ellis Branch	0.25%	$1,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
Commerce Bank Manhattan Main Branch	0.25%	$10,000	-	Learn More Add Review
The Baxter State Bank The Baxter State Bank Branch	0.25%	$10,000	-	Learn More Add Review
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More
Central National Bank 201 South Fourth Street Branch	0.17%	$10,000	-	Learn More Add Review
First-Citizens Bank & Trust Company Overland Park Branch	0.15%	$500	-	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
U.S. Bank National Association Crosby Place Branch	0.15%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
First National Bank of Omaha Overland Park Branch	0.12%	$500	-	Learn More Add Review
FNB Bank First National Bank Branch	0.05%	$10,000	-	Learn More Add Review
Bank of America, National Association Lenexa Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
First Bank Coronado Branch	201 East Avenue South	Lyons	KS
KS StateBank Ks Statebank Branch	1010 Westloop Pl	Manhattan	KS
Security Bank of Kansas City Wea St Branch	3 E Wea Street	Paola	KS
Emprise Bank Council Grove Branch	20 South Mission	Council Grove	KS
RCB Bank Rcb Bank Branch	126 South Summit	Arkansas City	KS
Argentine Federal Savings Argentine Federal Savings Branch	3004 Strong Ave	Kansas City	KS
First Federal Bank of Kansas City Minnesota Ave Br Branch	711 Minnesota Avenue	Kansas City	KS
Capitol Federal Savings Bank Capitol Federal Savings Bank Branch	700 S Kansas Ave	Topeka	KS
Union Bank and Trust Company Commercial State Bk. Of Bonner Sprin Branch	309 Oak Street	Bonner Springs	KS
Intrust Bank, National Association Intrust Bank, National Association Branch	105 North Main Street	Wichita	KS
The Bendena State Bank The Bendena State Bank Branch	933 Friendship Road	Bendena	KS
Bank of Denton Bank Of Denton Branch	510 Main Street	Denton	KS
BOKF, National Association Topeka Office Branch	900 South Kansas Avenue, Suite 100	Topeka	KS
The State Bank of Bern The State Bank Of Bern Branch	402 Main St	Bern	KS
New Century Bank New Century Bank Branch	1211 28th Street	Belleville	KS
Farmers and Merchants Bank Cawker City Branch	719 Wisconsin St	Cawker City	KS
Swedish-American State Bank Swedish-American State Bank Branch	324 Liberty Street	Courtland	KS
The Baldwin State Bank The Baldwin State Bank Branch	721 High Street	Baldwin City	KS
ESB Financial Esb Financial Branch	8th And Merchant Streets	Emporia	KS
Patriots Bank East Central Branch	114 East Central Avenue	Richmond	KS
The Lyon County State Bank The Lyon County State Bank Branch	902 Merchant Street	Emporia	KS
The First State Bank of Healy The First State Bank Of Healy Branch	Jayhawk Plaza On K-4	Healy	KS
Union State Bank Union State Bank Branch	204 Sherman St	Uniontown	KS
Citizens Bank Citizens Bank A Branch Of Security B	2205 S. Main St	Fort Scott	KS
ESB Financial Esb Financial Branch	8th And Merchant Streets	Emporia	KS
The Stock Exchange Bank, Caldwell, Kansas The Stock Exchange Bank, Caldwell, Kansas Branch	103 South Main Street	Caldwell	KS
Impact Bank Impact Bank Branch	206 East Harvey Avenue	Wellington	KS
The Security State Bank The Security State Bank Branch	101 North Washington Avenue	Wellington	KS
The Farmers State Bank of Bucklin, Kansas The Farmers State Bank Of Bucklin, Kansas Branch	111 N Main St	Bucklin	KS
Mid-America Bank Mid-America Bank Branch	802 Ames Street	Baldwin City	KS
Home Bank and Trust Company Home Bank And Trust Company Branch	217 North Main Street	Eureka	KS
The Lyndon State Bank The Lyndon State Bank Branch	817 Topeka Avenue	Lyndon	KS
Country Club Bank Leavenworth-Delaware Branch	401 Delaware Street	Leavenworth	KS
The Haviland State Bank The Haviland State Bank Branch	209 North Main Street	Haviland	KS
Garden Plain State Bank Garden Plain State Bank Branch	10526 West Maple Street	Wichita	KS
Great American Bank De Soto Branch	33050 West 83rd Street	De Soto	KS
The First State Bank of Healy The First State Bank Of Healy Branch	Jayhawk Plaza On K-4	Healy	KS
Flint Hills Bank Burlingame Branch	115 South Topeka Avenue	Burlingame	KS
Kaw Valley State Bank Kaw Valley State Bank Branch	737 Main Street	Eudora	KS
Marquette Farmers State Bank of Marquette Marquette Farmers State Bank Of Marq Branch	205 North Washington	Marquette	KS
First National Bank of Kansas First National Bank Of Kansas Branch	600 North Fourth Street	Burlington	KS
Southwest National Bank Southwest National Bank Branch	400 East Douglas Avenue	Wichita	KS
Country Club Bank Leavenworth-Delaware Branch	401 Delaware Street	Leavenworth	KS
The Kansas State Bank Overbrook Kansas The Kansas State Bank Overbrook Kans Branch	400 Maple Street	Overbrook	KS
Heritage Bank Heritage Bank Branch	3024 Southwest Wanamaker Road	Topeka	KS
The Farmers State Bank of Westmoreland The Farmers State Bank Of Westmorela Branch	307 Main Street	Westmoreland	KS
Citizens Federal Savings Bank Citizens Savings And Loan Association, Fsb Branch	5151 S 4th Street Trafficway	Leavenworth	KS
Mutual Savings Association Mutual Savings Association, Fsa Branch	100 South 4th St	Leavenworth	KS
Ford County State Bank Ford County State Bank Branch	322 N Main St	Spearville	KS
The First National Bank of Spearville The First National Bank Of Spearvill Branch	401 North Main St	Spearville	KS
Stryv Bank Chisholm Trail State Bank Branch	6160 North Broadway	Wichita	KS
Kaw Valley Bank Kaw Valley Bank Branch	1110 North Kansas Avenue	Topeka	KS
Farmers and Merchants Bank of Mound City, Kansas Farmers And Merchants Bank Of Mound City, Kansas Branch	103 S. 5th St.	Mound City	KS
Flint Hills Bank Burlingame Branch	115 South Topeka Avenue	Burlingame	KS
The State Bank of Canton, Canton, Kansas The State Bank Of Canton, Canton, Kansas Branch	103 South Main Street	Canton	KS
Legacy Bank Sedgwick Branch	514 N Commercial Avenue	Sedgwick	KS
The State Exchange Bank The State Exchange Bank Branch	107 South Commercial Street	Mankato	KS
Bank 7 Montezuma Branch	209 North Aztec Street	Montezuma	KS
The Farmers State Bank of Blue Mound Pleasanton Branch	901 Main Street	Pleasanton	KS
The Denison State Bank Meriden Branch	3675 74th Street	Meriden	KS
The Farmers State Bank The Farmers State Bank Branch	624 Main Street	Dwight	KS
Exchange Bank Exchange Bank Branch	702 North Washington Street	Junction City	KS
First Commerce Bank Blue Rapids Branch	21 Public Square	Blue Rapids	KS
First FarmBank Tribune Branch	522 Broadway Avenue	Tribune	KS
Bank of Greeley Bank Of Greeley Branch	118 W Brown St	Greeley	KS
Andover State Bank Andover State Bank Branch	511 North Andover Road	Andover	KS
The First National Bank of Spearville The First National Bank Of Spearvill Branch	401 North Main St	Spearville	KS
Integrity Bank The Fowler State Bank Branch	401 Main Street	Fowler	KS
SJN Bank of Kansas Sjn Bank Of Kansas Branch	116 E 3rd Avenue	Saint John	KS
Carson Bank Carson Bank Branch	122 West Main Street	Mulvane	KS
Southwind Bank Southwind Bank Branch	702 North Second Street	Natoma	KS
BMO Bank National Association Pittsburg Branch	417 North Broadway Street	Pittsburg	KS
Lyons Federal Bank Lyons Federal Bank Branch	200 East Ave South	Lyons	KS
State Bank of Downs Downs Branch	800 Morgan Avenue	Downs	KS
Golden Belt Bank, FSA Golden Belt Bank, Fsa Branch	901 Washington St	Ellis	KS
New Century Bank New Century Bank Branch	1211 28th Street	Belleville	KS
Community National Bank Community National Bank Branch	210 Main Street	Seneca	KS
The Farmers State Bank The Farmers State Bank Branch	211 St Joseph Street	Wathena	KS
The Citizens National Bank The Citizens National Bank Branch	417 Commercial Street	Greenleaf	KS
The Community Bank The Community Bank Branch	2320 North Kansas Avenue	Liberal	KS
Farmers Bank & Trust Larned Branch	102 West 6th Street	Larned	KS
Farmers and Drovers Bank Farmers And Drovers Bank Branch	201 West Main Street	Council Grove	KS
Kaw Valley Bank Kaw Valley Bank Branch	1110 North Kansas Avenue	Topeka	KS
TriCentury Bank Tricentury Bank Branch	33485 Lexington Avenue	De Soto	KS
The Citizens State Bank Home State Mcpherson Branch	223 North Main Street	Mcpherson	KS
Community Bank of Wichita, Inc. Community Bank Of Wichita, Inc. Branch	11330 East 21st Street	Wichita	KS
The Citizens State Bank The Citizens State Bank Branch	601 S. Main Street	Hugoton	KS
Lyons Federal Bank Lyons Federal Bank Branch	200 East Ave South	Lyons	KS
Farmers National Bank Farmers National Bank Branch	759 State Street	Phillipsburg	KS
First National Bank and Trust West Main Branch	201 West Main	Logan	KS
Elk State Bank Baileyville Branch	611 North Second Street	Seneca	KS
Peoples Bank and Trust Company Peoples Bank And Trust Company Branch	101 South Main Street	Mcpherson	KS
The First Security Bank The First Security Bank Branch	312 Maple Street	Overbrook	KS
Prescott State Bank Prescott State Bank Branch	283 East Main St	Prescott	KS
Community National Bank & Trust Arma Branch	401 East South Street	Arma	KS
The First National Bank of Hutchinson The First National Bank Of Hutchinso Branch	1 North Main Street	Hutchinson	KS
The Western State Bank Leoti Branch	Second And Broadway	Leoti	KS
Bank of Hays Jetmore Farmers' State Branch	601 Main St	Jetmore	KS
Integrity Bank The Fowler State Bank Branch	401 Main Street	Fowler	KS
The Citizens State Bank Community Branch	101 West North Street	Hanover	KS
First Heritage Bank First Heritage Bank Branch	620 Fourth Street	Centralia	KS
Johnson State Bank Johnson State Bank Branch	106 North Main Street	Johnson	KS
The Community Bank The Community Bank Branch	2320 North Kansas Avenue	Liberal	KS
Prairie Bank of Kansas Prairie Bank Of Kansas Branch	200 South Main Street	Stafford	KS
CoreFirst Bank & Trust Corefirst Bank & Trust Branch	3035 South Topeka Avenue	Topeka	KS
Labette Bank Columbus Branch	101 East Maple Street	Columbus	KS
Vintage Bank Kansas Whitewater Branch	126 South Main Street	Whitewater	KS
Alva State Bank & Trust Company The First State Bank Kiowa Branch	546 Main Street	Kiowa	KS
The Citizens State Bank The Citizens State Bank Branch	601 S. Main Street	Hugoton	KS
The Bank of Tescott The Bank Of Tescott Branch	104 S Main St	Tescott	KS
GNBank, National Association The Girard National Bank Branch	100 East Forest Avenue	Girard	KS
American Bank of Baxter Springs American Bank Of Baxter Springs Branch	1201 Military Avenue	Baxter Springs	KS
Elk State Bank Baileyville Branch	611 North Second Street	Seneca	KS
The Citizens State Bank Community Branch	101 West North Street	Hanover	KS
Silver Lake Bank Silver Lake Bank Branch	201 Nw U.S. Highway 24	Topeka	KS
The Bennington State Bank Lucas Branch	132 South Main	Lucas	KS
Citizens State Bank and Trust Co., Ellsworth, Kansas Lincoln Branch	100 West Lincoln Ave	Lincoln	KS
SOLUTIONS NORTH BANK Lenora Branch	105 South Main Street	Lenora	KS
United Bank & Trust Clay Center Branch	502 Lincoln Ave	Clay Center	KS
Union State Bank Union State Bank Branch	701 5th Street	Clay Center	KS
The Citizens National Bank The Citizens National Bank Branch	417 Commercial Street	Greenleaf	KS
FNB Washington Fnb Washington Branch	101 C Street	Washington	KS
First Heritage Bank First Heritage Bank Branch	620 Fourth Street	Centralia	KS
Community Bank Community Bank Branch	5431 Southwest 29th Street	Topeka	KS
Academy Bank, National Association Merit Bank Branch	10000 College Boulevard	Overland Park	KS
Alva State Bank & Trust Company The First State Bank Kiowa Branch	546 Main Street	Kiowa	KS
The City State Bank The City State Bank Branch	1012 Highway 69	Fort Scott	KS
The Western State Bank Leoti Branch	Second And Broadway	Leoti	KS
Conway Bank Conway Bank Branch	124 West Spring Avenue	Conway Springs	KS
The Peoples State Bank The Peoples State Bank Branch	200 West Main Street	Cherryvale	KS
Farmers & Merchants Bank of Colby Farmers & Merchants Bank Of Colby Branch	240 West Fourth Street	Colby	KS
Adams Bank & Trust Colby Branch	370 North Franklin Avenue	Colby	KS
The Wilson State Bank Hoisington Branch	Second And Main Streets	Hoisington	KS
Bank of the Plains The Plains State Bank Branch	411 Grand Ave	Plains	KS
Johnson State Bank Johnson State Bank Branch	106 North Main Street	Johnson	KS
Enterprise Bank & Trust Overland Park Branch	12695 Metcalf Avenue	Overland Park	KS
Vintage Bank Kansas Whitewater Branch	126 South Main Street	Whitewater	KS
Bank of Commerce Thayer Branch	115 Neosh0 St	Thayer	KS
The Exchange State Bank of St. Paul, Kansas The Exchange State Bank Of St. Paul, Kansas Branch	408 5th Street	Saint Paul	KS
Liberty Bank and Trust Company 1314 North 5th Street Branch	1314 North 5th Street	Kansas City	KS
Grant County Bank Grant County Bank Branch	201 South Main Street	Ulysses	KS
The Riley State Bank of Riley, Kansas Fmsb-Riley Branch	711 Elm Street	Wakefield	KS
The Farmers State Bank The Farmers State Bank Branch	2074 East Kansas Avenue	Mcpherson	KS
FNB Bank First National Bank Branch	202 East Eleventh Street	Goodland	KS
Community National Bank Community National Bank Branch	210 Main Street	Seneca	KS
The Farmers State Bank The Farmers State Bank Branch	412 West Commercial Street	Fairview	KS
Dream First Bank, National Association The First National Bank Of Syracuse Branch	111 South Main Street	Syracuse	KS
Goppert State Service Bank Hepler Branch	101 North Prarie Avenue	Hepler	KS
Grant County Bank Grant County Bank Branch	201 South Main Street	Ulysses	KS
KCB Bank The Kearny County Bank Branch	221 North Main Street	Lakin	KS
The Citizens National Bank The Citizens National Bank Branch	417 Commercial Street	Greenleaf	KS
First Bank Kansas Lindsborg Branch	118 North Main Street	Lindsborg	KS
NBH Bank Lenexa Branch Br # 21	15040 West 87th Street	Lenexa	KS
The Union State Bank of Everest Mclouth Branch	117 S Union St	Mc Louth	KS
Armed Forces Bank, National Association Armed Forces Bank, National Association Branch	320 Kansas Avenue	Fort Leavenworth	KS
The Kansas State Bank The Kansas State Bank Branch	236 North Main Street	Ottawa	KS
Great Southern Bank Osawatomie Branch	519 South Sixth Street	Osawatomie	KS
The Tampa State Bank The Tampa State Bank Branch	326 North Main Street	Tampa	KS
The City National Bank and Trust Company of Lawton, Oklahoma Kellogg Branch	11411 E Kellogg Drive	Wichita	KS
FirstOak Bank Firstoak Bank Branch	113 North Penn Avenue	Independence	KS
KCB Bank The Kearny County Bank Branch	221 North Main Street	Lakin	KS
Bank of Prairie Village Bank Of Prairie Village Branch	3515 W. 75th Street	Prairie Village	KS
Landmark National Bank Osage City Branch	102 South Sixth Street	Osage City	KS
Union State Bank Union State Bank Branch	204 E Hwy 16	Olsburg	KS
The First National Bank of Louisburg The First National Bank Of Louisburg Branch	1201 West Amity Street	Louisburg	KS
Bank of Labor Bank Of Labor Branch	756 Minnesota Avenue	Kansas City	KS
NBKC Bank Nbkc Bank Branch	10700 Nall Ave	Overland Park	KS
The Valley State Bank The Valley State Bank Branch	502 North Merchant Street	Belle Plaine	KS
The First National Bank of Hope The First National Bank Of Hope Branch	112 North Main Street	Hope	KS
Cornerstone Bank Cornerstone Bank Branch	9120 W. 135th Street	Overland Park	KS
Citizens Bank of Kansas Citizens Bank Of Kansas Branch	300 North Main Street	Kingman	KS
Astra Bank Belleville Branch	1205 18th Street	Belleville	KS
The First National Bank of Hope The First National Bank Of Hope Branch	112 North Main Street	Hope	KS
Fidelity State Bank and Trust Company Fidelity State Bank And Trust Compan Branch	600 Kansas Avenue	Topeka	KS
ANB Bank Lenexa Premier Branch	15301 W 87th Street Parkway	Lenexa	KS
Outdoor Bank Peoples St Bk Br Branch	304 Rawlins Avenue	Mc Donald	KS
Citizens State Bank and Trust Company Citizens State Bank And Trust Compan Branch	610 Oregon Street	Hiawatha	KS
The Farmers State Bank of Oakley, Kansas The Farmers State Bank Of Oakley, Kansas Branch	100 Center Avenue	Oakley	KS
The Farmers State Bank of Oakley, Kansas The Farmers State Bank Of Oakley, Kansas Branch	100 Center Avenue	Oakley	KS
UMB Bank, National Association Abilene Branch	400 North Broadway	Abilene	KS
Central National Bank 201 South Fourth Street Branch	201 South Fourth Street	Burlington	KS
Equity Bank Equity Ellis Branch	916 Washington Street	Ellis	KS
Commerce Bank Manhattan Main Branch	727 Poyntz Ave	Manhattan	KS
The Baxter State Bank The Baxter State Bank Branch	1401 Military Avenue	Baxter Springs	KS
Central National Bank 201 South Fourth Street Branch	201 South Fourth Street	Burlington	KS
First-Citizens Bank & Trust Company Overland Park Branch	7850 College Blvd	Overland Park	KS
U.S. Bank National Association Crosby Place Branch	719 South Kansas Avenue	Topeka	KS
First National Bank of Omaha Overland Park Branch	9700 Metcalf	Overland Park	KS
FNB Bank First National Bank Branch	202 East Eleventh Street	Goodland	KS
Bank of America, National Association Lenexa Branch	12345 West 95th Street	Lenexa	KS

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PRODUCT INFORMATION

Four Year CDs - Branch Banks 2025

Four year CDs are a longer-term CD and offer a fixed rate for 4 years in return for a commitment to keep the money in the bank for this period of time. While savers can withdraw the money (termed "breaking the CD") high penalties make this undesirable. Generally, an individual should not invest in a four year CD unless they are comfortable parting with the money for this period of time.

Safety

Four year CDs from FDIC insured banks are insured up to FDIC limits (generally $250,000 per account holder per bank). If your deposit is over the FDIC limit then you may not receive the uninsured money in case of a bank failure. For this who remain within FDIC limits, the principal threat is inflation. The value of longer-term CDs are especially prone to be eaten away by inflation, especially if the CD is opened in a rising rate environment.

Interest

Four year CDs currently pay between .40-.60 percentage points more in interest than a one year CD. In general, CDs of this duration are best opened as part of a laddered CD portfolio or if the depositor thinks that rates will either stagnate or drop over the next couple of years. To get a sense of rate trends, please visit our BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES OF FOUR YEAR CDs

Advantages of four year CDs

4 year CDs provide a fixed rate for the term of the CD
The rate is higher than a savings account or a 1 year CD to compensate for the longer term.
Branch-opened CDs can be done quickly in one day.

Disadvantages of four year CDs

The saver's money is locked away for four years unless they want to break the CD and pay a penalty.
In a rising rate environment, inflation will reduce the value of the money in the CD over time.
Branch CDs require the saver to visit a branch and be subjected to cross-sell pitches and other marketing tactics.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

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PRODUCT INFORMATION

Four Year CDs - Branch Banks 2025

Safety

Interest

ADVANTAGES AND DISADVANTAGES OF FOUR YEAR CDs

Advantages of four year CDs

Disadvantages of four year CDs

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