Illinois

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Huntley, Illinois CD Rates – 6-Month

You are viewing rates from banks across Huntley





Below are the best six-month CD Rates from banks with branches in Huntley, Illinois . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Huntley, IL - August 3, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.35% → 4.00% → 4.15% → 4.40% → 4.35%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 5.10% → 5.20% → 4.50% → 4.00% → 3.80%

| Nov 12, 2018

Helpful w/$ Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 4.65% → 3.75% → 3.50% → 3.25% → 3.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Sep 26, 2016

I think the specials have ended. can you double check? Read More

0.50%

$2,500

20.86

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0.40%

$10,000

23.87

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0.35%

$10,000

23.83

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0.35%

$100,000

6.92

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0.35%

$100,000

21.88

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0.30%

$10,000

8.86

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0.30%

$10,000

10.14

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0.25%

$10,000

11.24

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0.25%

$10,000

20.63

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0.25%

$10,000

21.88

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0.25%

$10,000

6.92

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$100,000

20.93

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.20%

$100,000

22.55

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$10,000

19.81

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0.15%

$10,000

22.55

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| Jul 9, 2021

ABSOLUTELY RIDICULOUS how this place is still around in Wheeling. Taking any more than 3 days on a loan check is UNEXCUSEABLE. Having an 800 plus credit rating. A SENIOR. Wanting to move out ofa big hou... Read More

0.15%

$10,000

20.68

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0.15%

$10,000

20.93

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0.15%

$10,000

19.35

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0.10%

$10,000

6.57

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0.10%

$10,000

12.06

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0.10%

$100,000

3.47

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0.10%

$10,000

9.92

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0.10%

$10,000

18.00

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0.10%

$10,000

9.42

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0.10%

$1,000

24.65

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| Jun 20, 2019

12 month rate not 2.5. Changed to 1.5%. Read More

0.10%

$10,000

7.42

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| Feb 16, 2021

No longer offered even though it’s shown here Read More

0.08%

$10,000

13.58

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0.05%

$10,000

3.47

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0.05%

$10,000

14.23

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0.05%

$10,000

21.20

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| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jun 20, 2019

12 month rate not 2.5. Changed to 1.5%. Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.01%

$10,000

22.77

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Huntley, IL - August 3, 2025


Branch Street City State
Old Second National Bank
Sycamore Branch
1810 Dekalb Avenue Sycamore IL
Fifth Third Bank, National Association
Dekalb Branch
2707 Sycamore Road Dekalb IL
Bank of America, National Association
Geneva Branch
802 Commons Drive Geneva IL
Citibank, National Association
St Charles Branch
1925 Lincoln Highway St. Charles IL
Woodforest National Bank
0149 Harvard Il Walmart Branch
21101 Mcguire Road Harvard IL
Wells Fargo Bank, National Association
Huntley Branch
13308 Village Green Drive Huntley IL
Prairie Community Bank
Prairie Community Bank Branch
800 West Grant Highway Marengo IL
JPMorgan Chase Bank, National Association
Marengo Branch
200 East Grant Highway Marengo IL
Sterling Bank
Sterling Bank Branch
360 S. 1st Street Saint Charles IL
Republic Bank of Chicago
West Chicago Branch
101 Main Street West Chicago IL
First Eagle Bank
Hanover Park Branch
1040 East Lake Street Hanover Park IL
First State Bank
Sycamore Branch
1940 Dekalb Avenue Sycamore IL
American Bank and Trust Company, National Association
Kaneland/Elburn Branch
8 South Main Street Elburn IL
Cornerstone National Bank & Trust Company
Cornerstone National Bank & Trust Co Branch
650 East Terra Cotta Avenue, Suite 11 Crystal Lake IL
Hanmi Bank
Carol Stream Branch
1275 North County Farm Road Carol Stream IL
American Community Bank & Trust
American Community Bank & Trust Branch
1290 Lake Avenue Woodstock IL
Sauk Valley Bank & Trust Company
Woodstock Il Lpo Branch
140 Newell Street Woodstock IL
First Federal Savings Bank
Elgin Branch
325 South Randall Road Elgin IL
The State Bank of Geneva
The State Bank Of Geneva Branch
22 South Fourth Street Geneva IL
Hanmi Bank
Carol Stream Branch
1275 North County Farm Road Carol Stream IL
Cornerstone National Bank & Trust Company
Cornerstone National Bank & Trust Co Branch
650 East Terra Cotta Avenue, Suite 11 Crystal Lake IL
State Bank of the Lakes, National Association
Spring Grove Branch
1906 Holian Drive Spring Grove IL
CIBC Bank USA
Saint Charles Branch
24 South Second Stereet Saint Charles IL
Itasca Bank & Trust Co.
Roselle Il Branch
One East Irving Park Road Roselle IL
CIBC Bank USA
Saint Charles Branch
24 South Second Stereet Saint Charles IL
The Harvard State Bank
The Harvard State Bank Branch
33-35 North Ayer Street Harvard IL
Itasca Bank & Trust Co.
Roselle Il Branch
One East Irving Park Road Roselle IL
Hoyne Savings Bank
400 St. Johns Road Branch
400 St. Johns Road Woodstock IL
BankFinancial, National Association
Schaumburg Branch
1005 West Wise Road Schaumburg IL
State Bank of the Lakes, National Association
Spring Grove Branch
1906 Holian Drive Spring Grove IL
Heritage Bank of Schaumburg
Heritage Bank Of Schaumburg Branch
1535 Schaumburg Road Schaumburg IL
North Shore Bank
Illinois State Bank/Branch
1301 Pyott Road Lake In The Hills IL
Union National Bank and Trust Company of Elgin
Union National Bank And Trust Compan Branch
101 East Chicago Street Elgin IL
Crystal Lake Bank and Trust Company, National Association
Algonquin Bank Branch
4049 W. Algonquin Rd Algonquin IL
Home State Bank, National Association
Woodstock Banking Center Branch
124 Johnson Street Woodstock IL
Barrington Bank & Trust Company, National Association
Hanover Park Branch
6800 Barrington Road Hanover Park IL
St. Charles Bank & Trust Company, National Association
Elgin Branch
1001 South Randall Road Elgin IL
Grand Ridge National Bank
Grand Ridge National Bank Branch
27w111 Geneva Road Winfield IL
Parkway Bank and Trust Company
Carpentersville Branch
2 North Western Avenue Carpentersville IL
First American Bank
Hampshire Facility Branch
201 South State Street Hampshire IL
First Secure State Bank
Harvard/Ayer Branch
58 N. Ayer St. Harvard IL
FNBC Bank & Trust
South Elgin Branch
1140 West Spring Street South Elgin IL
Heartland Bank and Trust Company
Fourth Street Facility Branch
913 South Fourth Street De Kalb IL
Crystal Lake Bank and Trust Company, National Association
Algonquin Bank Branch
4049 W. Algonquin Rd Algonquin IL
Libertyville Bank & Trust Company, National Association
Libertyville Bank & Trust Company Branch
229 E. State Road Island Lake IL
Schaumburg Bank & Trust Company, National Association
Roselle Bank & Trust, A Branch Of Schaumburg Bank & Trust Company, N.A.
1350 West Lake Street Roselle IL
BMO Bank National Association
Drive-In Branch
123 West Grant Highway Marengo IL
U.S. Bank National Association
St. Charles Meijer Branch
855 South Randall Road Saint Charles IL
Parkway Bank and Trust Company
Carpentersville Branch
2 North Western Avenue Carpentersville IL
PNC Bank, National Association
Dekalb Branch
145 North Fourth Street De Kalb IL
Associated Bank, National Association
Dekalb Sycamore Branch
1325 Sycamore Road De Kalb IL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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