New Jersey

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North Arlington, New Jersey CD Rates – 6-Month

You are viewing rates from banks across North Arlington





Below are the best six-month CD Rates from banks with branches in North Arlington, New Jersey . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

North Arlington, NJ - July 16, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.75% → 5.15% → 5.00% → 4.75% → 4.50%

| May 11, 2023

They made mistakes twice and would not correct them Read More

Rate History: 1.10% → 5.00% → 4.40%

| Feb 13, 2018

Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More

| Dec 2, 2022

No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More

Rate History: 4.85% → 4.60% → 4.50% → 4.35% → 4.16%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 1.05% → 5.00% → 3.00% → 4.15%

| Jun 26, 2022

ACH transfers are not allowed. Called and was told that I had to set up wire transfers (and pay fees) or I could come in to the bank and get a bank check. Read More

Rate History: 4.90% → 4.75% → 4.50% → 5.00% → 4.10%

| Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More

Rate History: 3.95% → 3.90% → 4.00% → 3.95% → 4.00%

| Apr 4, 2016

I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More

Rate History: 4.50% → 5.25% → 5.00% → 4.00%

Rate History: 4.40% → 4.25% → 4.15% → 4.00% → 3.90%

| Apr 14, 2020

I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More

Rate History: 4.25% → 4.20% → 4.00% → 3.90% → 3.80%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 3.35% → 3.87% → 3.61% → 3.35% → 3.24%

| Apr 29, 2020

I called this banl there is no this rate Read More

Rate History: 4.65% → 3.75% → 3.50% → 3.25% → 3.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%

| May 19, 2018

Experience Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.60%

$10,000

5.74

Learn More

0.50%

$10,000

18.11

Learn More

| May 14, 2015

looking to refinance into a fixed equity 15 yr loan, I have now a 1st Mortg & equity line total of about 218000. looking to get about 360 & pay off the old ones & have extra, I have a 4 unit house were we ... Read More

0.40%

$10,000

9.36

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0.35%

$1,000

23.51

Learn More

| Apr 1, 2020

when I hit learn more, I get this box to rate the bank. WHY Read More

0.35%

$100,000

22.37

Learn More

0.30%

$10,000

10.28

Learn More

0.25%

$10,000

22.75

Learn More

| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

| Jul 11, 2020

A great bank. Rates are competitive and they have outstanding customer service. Read More

0.25%

$10,000

22.37

Learn More

0.20%

$10,000

8.79

Learn More

Rate History: 4.25% → 4.65% → 0.15%

| Mar 26, 2021

Spencer Bank is by far, the ABSOLUTE WORST Banking institution there is. The Bank - and the Headquarters - display a host of shortcomings and clearly are the most substandard bank - dealing with numerou... Read More

0.15%

$10,000

7.95

Learn More

| Jan 30, 2017

Bank is offering 1.74% for 17 months, minimum deposit $17,000. This CD promotion ends on Feb 02, 2020 Read More

| May 24, 2021

Rate is not valid BCC needs to improve on this. Its difficult enough savers are being penalized by the FED Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around North Arlington, NJ - July 16, 2025


Branch Street City State
Santander Bank, N.A.
Stirling Branch
1188 Valley Road Stirling NJ
Habib American Bank
Iselin Branch
1585 Oak Tree Road Iselin NJ
Valley National Bank
Morris Plains Branch
51 Gibraltar Drive Morris Plains NJ
Bank of Hope
Edison Branch
1757 Lincoln Highway (Rt. 27) Edison NJ
Cross River Bank
Cross River Bank Branch
885 Teaneck Road Teaneck NJ
Manufacturers and Traders Trust Company
Rockaway Branch
210 Enterprise Drive Rockaway NJ
CTBC Bank Corp. (USA)
Edison Branch
1753 Route 27 Edison NJ
TrustCo Bank
Ramsey Branch
385 N Franklin Turnpike Ramsey NJ
Santander Bank, N.A.
Stirling Branch
1188 Valley Road Stirling NJ
Freedom Bank
Freedom Bank Branch
99 West Essex Street Maywood NJ
HSBC Bank USA, National Association
Morristown Branch
20 North Park Place Morristown NJ
Capital One, National Association
Morristown Branch
133 South Street Morristown NJ
Bank of America, National Association
Warren Township Branch
59 Mountain Boulevard Warren NJ
GSL Savings Bank
Gsl Savings Bank Branch
6823 Bergenline Ave Guttenberg NJ
Citibank, National Association
Private Bank Branch - Short Hill
101 John F Kennedy Parkway, 4th Floor Short Hills NJ
TD Bank, National Association
Greenbook Branch
1000 Washington Avenue Green Brook NJ
Bogota Savings Bank
Classic Residence Branch
655 Pomander Walk Teaneck NJ
JPMorgan Chase Bank, National Association
Stirling Branch
1300 Valley Road Stirling NJ
Alma Bank
Clifton Branch
1133 Main Avenue Clifton NJ
Haven Savings Bank
Berkeley Heights Branch
555 Springfield Avenue Berkeley Heights NJ
Provident Bank
North Park Place Branch
24 North Park Place Morristown NJ
The Berkshire Bank
Teaneck Branch
517 Cedar Lane Teaneck NJ
Abacus Federal Savings Bank
Edison Branch
869 U.S. Route 1 South Edison NJ
Columbia Bank
Edison Branch
245 Talmadge Road Edison NJ
Hanmi Bank
Edison Branch
1031 Us Hwy 1 South Edison NJ
Ascendia Bank
Glen Rock Savings Bank Branch
25 W Northfield Rd Livingston NJ
Cathay Bank
New Jersey Branch
1775 Route 27 Edison NJ
Crown Bank
Washington Valley Branch
198 Washington Valley Road Warren NJ
Shinhan Bank America
Palisades Park Branch
101 Broad Avenue Palisades Park NJ
Unity Bank
North Plainfield Branch
450 Somerset Street North Plainfield NJ
Hanmi Bank
Edison Branch
1031 Us Hwy 1 South Edison NJ
Bank of Hope
Edison Branch
1757 Lincoln Highway (Rt. 27) Edison NJ
Blue Foundry Bank
Chatham Branch
453 Main Street Chatham NJ
Lusitania Savings Bank
Liberty Avenue Branch
1135 Liberty Avenue Hillside NJ
Spencer Savings Bank, SLA
Parsippany Branch
1699 Littleton Road Parsippany NJ
Hana Bank USA, National Association
Keb Hana Bank Usa, National Association Branch
136 Broad Avenue Palisades Park NJ
BCB Community Bank
Colonia Branch
1379 St. Georges Avenue Colonia NJ
TD Bank, National Association
Greenbook Branch
1000 Washington Avenue Green Brook NJ
First Bank
Denville Branch
530 East Main Street Denville NJ


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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