Best CD Rates in Louisiana, LA

You are viewing rates from banks across Louisiana

Below are the best one-year CD Rates from banks in Louisiana. One-year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

LA - August 16, 2025

1 Year CD National Average : 0.55% ^?

Banks	APY	MIN	MILES ^?
Finworth, a division of InsBank Psb Home Loans - Loan Production Off Branch	4.35%	$50,000	-	Learn More Add Review
Early Withdrawal Penalty is 6 months interest. Rate History: 4.55% → 4.35% → 4.20% → 4.46% → 4.35%
Geoffrey Christopher 1 \| Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More
Prime Alliance Bank	4.30%	$500	-	Learn More
Early Withdrawal Penalty is 30 days interest. Rate History: 4.75% → 4.50% → 4.45% → 4.25% → 4.30%
JBaker65 \| May 6, 2023 Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More Reviews (10)
Colorado Federal Savings Bank	4.30%	$5,000	-	Learn More Add Review
Early Withdrawal Penalty is 3 months interest. Rate History: 4.45% → 4.40% → 4.00% → 4.40% → 4.30%
jp2 \| Jul 1, 2022 not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More
Bask Bank, a division of Texas Capital Bank	4.30%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.40% → 4.25% → 4.40% → 4.30%
smithy1968 \| Apr 20, 2024 Save your tears for another day. Very frustrating. 1-star. Read More
TotalDirect, a division of City National Bank of Florida	4.25%	$25,000	-	Learn More Add Review
Early Withdrawal Penalty is 6 months interest. Rate History: 5.35% → 4.50% → 4.46% → 4.41% → 4.25%
79Thru \| Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More
ableBanking, a division of Northeast Bank	4.25%	$500	-	Learn More Add Review
Rate History: 5.15% → 4.70% → 4.20% → 4.00% → 4.25%
Dudley \| Apr 18, 2018 Worst experience of my life. Did not fund and gave $25 to my own charity. Read More
Popular Direct	4.25%	$10,000	-	Learn More Add Review
Warning: Early Withdrawal Penalty is 270 days interest. Rate History: 4.40% → 4.30% → 4.25% → 4.40% → 4.25%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Limelight Bank, A division of Capital Community Bank	4.25%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.90% → 4.75% → 4.50% → 4.40% → 4.25%
Savvysaver \| Jun 26, 2020 Rate not current Read More
Rising Bank, a division of Midwest BankCentre	4.21%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.25% → 4.15% → 4.25% → 4.45% → 4.21%
Az1 \| Aug 26, 2022 Too slow to raise rates. Read More
Sallie Mae Bank	4.20%	$2,500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.10% → 4.00% → 4.25% → 4.40% → 4.20%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Merrick Bank	4.20%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.35% → 4.25% → 4.05% → 4.35% → 4.20%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
First Internet Bank of Indiana	4.19%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.84% → 4.42% → 4.20% → 4.40% → 4.19%
Beenthere \| Jan 30, 2024 Have an IRA rollover, they don't take IRAs any longer. Read More Reviews (2)
CFG Bank	4.15%	$500	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.00% → 4.25% → 4.15% → 4.00% → 4.15%
TJK \| Sep 30, 2023 CFG overs very competitive Interest rates on their High Yield Savings account. I did everything ONLINE and have not had any issues with their service. Read More
Goldman Sachs Bank	4.10%	$500	-	Learn More Add Review
Rate History: 4.30% → 4.20% → 4.10% → 4.25% → 4.10%
A Terkowitz \| Feb 15, 2024 best bank on the list but no longer the most competitive Read More
Transportation Alliance Bank, Inc. d/b/a TAB Bank	4.10%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 5.02% → 4.85% → 4.25% → 4.21% → 4.10%
Yat 1965 \| Mar 19, 2022 Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More Reviews (8)
Seattle Bank	4.10%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 5.00% → 5.00% → 4.55% → 4.30% → 4.10%
Rob H. \| Nov 21, 2023 A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More Reviews (2)
National Cooperative Bank	4.08%	$2,500	-	Learn More
Early Withdrawal Penalty is 3 months interest. Rate History: 5.18% → 5.02% → 5.18% → 4.30% → 4.08%
JC \| Jun 1, 2021 Update: STAY AWAY FROM THIS BANK! They have no clue how to run an online bank. This bank is not ready for prime time. Nothing but problems. Customer service is dismal at best. Read More Reviews (2)
Canadian Imperial Bank USA	4.01%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 30 days interest. Rate History: 4.56% → 4.43% → 4.31% → 4.21% → 4.01%
ytr0171 \| Jul 23, 2023 easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More
Capital One 360	4.00%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 3 months interest. Rate History: 4.50% → 4.20% → 4.00% → 4.10% → 4.00%
NS123 \| Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More
Discover Bank	4.00%	$2,500	-	Learn More Add Review
Rate History: 4.90% → 4.80% → 4.70% → 4.10% → 4.00%
AVOID_ READ_CAREFULLY \| Jan 10, 2024 AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More
MainStreet Bank	4.00%	$500	-	Learn More Add Review
Early Withdrawal Penalty is 6 months interest. Rate History: 5.15% → 5.00% → 4.25% → 4.15% → 4.00%
M.Y. Safra Bank	4.00%	$500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 5.20% → 3.00% → 4.90% → 4.55% → 4.75%
Richard \| Jul 1, 2022 Very easy opening process and wonderful staff. Read More Reviews (6)
Synchrony Bank	4.00%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.60% → 4.50% → 4.40% → 4.20% → 4.00%
mcriss \| Oct 23, 2023 Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More
Capital One, National Association Haynesville Drive-Up Branch	4.00%	$0	-	Learn More
Rate History: 5.00% → 4.50% → 4.20% → 4.10% → 4.00%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
Ivy Bank	4.00%	$1,000	-	Learn More Add Review
Rate History: 5.00% → 4.60% → 4.20% → 4.35% → 4.00%
lrcbob \| Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Ivy Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and c... Read More
Amboy Direct	4.00%	$10,000	-	Learn More Add Review
Union Bank and Trust Company	4.00%	$1,000	-	Learn More
Rate History: 1.81% → 4.85% → 4.75% → 4.30% → 4.00%
rick \| Nov 3, 2023 site does not update at all, totally wrong rates listed Read More Reviews (2)
Forbright Bank	4.00%	$1,000	-	Learn More
Rate History: 5.30% → 5.10% → 5.30% → 4.25% → 4.00%
lrcbob \| Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More Reviews (2)
Bread Savings, a division of Bread Financial	4.00%	$1,500	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.90% → 4.40% → 4.30% → 4.10% → 4.00%
m abram \| Jul 4, 2025 Bread's current 6-month CD is 4.45%, not 4.35%. Read More
Valley Direct, a division of Valley National Bank	3.90%	$500	-	Learn More Add Review
Rate History: 5.00% → 5.25% → 5.60% → 4.30% → 3.90%
AEM \| Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More
First Foundation Bank	3.90%	$2,500	-	Learn More
Rate History: 4.85% → 4.60% → 4.25% → 4.00% → 3.90%
james \| Nov 18, 2023 bank delayed 1-2days to credit into your account, pay less interest. Read More Reviews (32)
Gateway First Bank	3.90%	$500	-	Learn More
Rate History: 4.30% → 3.90%
JohnC \| Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More Reviews (3)
Virtualbank, a division of First Horizon Bank	3.87%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 1% of principal.
Hello VirtualBank? \| Dec 22, 2018 I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More
Ally Bank	3.85%	$0	-	Learn More Add Review
Rate History: 4.25% → 4.10% → 4.00% → 3.90% → 3.85%
Rad \| Aug 13, 2023 Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More
Vio Bank, A Division of MidFirst Bank	3.85%	$500	-	Learn More Add Review
Rate History: 4.20% → 4.00% → 4.15% → 4.00% → 3.85%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Crescent Bank Shreveport Limited Purpose Branch	3.85%	$1,000	-	Learn More
Rate History: 5.00% → 4.65% → 4.45% → 4.20% → 3.85%
ltriemer \| Apr 9, 2016 The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction. Read More Reviews (4)
Bank of Whittier, National Association	3.82%	$1,000	-	Learn More Add Review
TIAA Bank / Everbank	3.80%	$1,000	-	Learn More Add Review
Early withdrawal penalty is one-fourth the amount of interest that would have been earned had CD been held to maturity. Rate History: 4.70% → 4.10% → 4.00% → 3.90% → 3.80%
smithy1968 \| Mar 20, 2025 A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More
Banesco USA	3.80%	$1,000	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 5.15% → 5.15% → 4.50% → 4.20% → 3.80%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
LendingClub	3.75%	$2,500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.60% → 4.40% → 4.10% → 4.00% → 3.75%
overdrawn \| Nov 12, 2022 I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More Reviews (21)
Northfield Bank	3.75%	$0	-	Learn More Add Review
Rate History: 1.25% → 2.00% → 1.25% → 4.25% → 3.75%
Stella \| Apr 30, 2019 No issues. I feel confident using them. Read More
Blue Foundry Bank	3.75%	$1,000	-	Learn More Add Review
Rate History: 4.00% → 4.50% → 4.00% → 3.75%
Peak Bank	3.70%	$500	-	Learn More Add Review
Gary Smith \| Jan 28, 2025 4.75% is an introductory rate and they are not openly clear about that. Don't expect 4.75% to continue. They are otherwise competitive. Read More
IncredibleBank	3.55%	$1,000	-	Learn More Add Review
• $1,000 minimum deposit to open an account. • A penalty may be imposed for early withdrawal. • Account fees may reduce your earnings. Rate History: 5.17% → 5.00% → 4.08% → 4.06% → 3.55%
nonsense \| May 21, 2021 avoid this Read More
Hingham Institution for Savings	3.54%	$1,000	-	Learn More Add Review
Rate History: 3.85% → 3.64% → 3.54%
TD Bank, National Association	3.51% 0.05%	$10,000 $10,001	-	Learn More
Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Northern Bank Direct	3.50%	$500	-	Learn More Add Review
Warning: Early Withdrawal Penalty is 12 Months interest. Rate History: 5.60% → 5.30% → 4.75% → 4.00% → 3.50%
Mike Brown \| Jul 6, 2023 This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More
Citizens	3.50%	$5,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.25% → 4.00% → 4.35% → 3.50%
james \| Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More
WebBank	3.50%	$2,500	-	Learn More
Rate History: 1.10% → 3.50%
dbestway@gmail.com \| Aug 13, 2019 I filled out the application 10 days ago answering all questions and sent a file with a copy of my drivers license to Western Bank. I received an email saying that a banker would call me within one busines... Read More Reviews (2)
Salem Five Direct	3.50%	$500	-	Learn More Add Review
Rate History: 2.95% → 3.75% → 3.50%
LarryMass \| Dec 8, 2020 Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More
Citizens	3.50%	$5,000	-	Learn More
Rate History: 4.50% → 4.25% → 4.00% → 4.35% → 3.50%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (1)
Hibernia Bank 5620 Veterans Memorial Blvd Branch	3.30%	$1,000	-	Learn More
SMOE \| Feb 18, 2021 Interest rate on 1 year CD is only .40%. Five year term is .80% Read More Reviews (1)
American Express Bank, FSB	3.25%	$0	-	Learn More Add Review
Rate History: 3.85% → 3.60% → 3.85% → 3.50% → 3.25%
Chris \| Aug 31, 2022 never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More
Barclays Bank Delaware	3.25%	$0	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.25% → 3.75% → 4.25% → 4.10% → 3.25%
LenaL \| May 2, 2022 Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More Reviews (33)
Dollar Savings Direct, a division of Emigrant Bank	3.25%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 5.00% → 5.00% → 3.50% → 3.25%
J Dally \| Jun 13, 2023 I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More
Bank of America, National Association	3.25%	$100,000	-	Learn More
Rate History: 3.75% → 4.25% → 3.75% → 3.51% → 3.25%
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
Citibank, National Association	3.00%	$0	-	Learn More
Rate History: 2.75% → 2.00% → 4.00% → 2.50% → 3.00%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
BMO Alto, a division of Bank of Montreal Harris	3.00%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.50% → 4.30% → 4.20% → 3.90% → 3.00%
Jenny Kingston \| Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More
Climate First Bank	2.91%	$500	-	Learn More
Rate History: 1.00% → 2.91%
tjgarnett \| Mar 2, 2024 Attracted to the name, but the service had too many steps so I didn't open an account. Read More Reviews (1)
Chesapeake Bank	2.75%	$1,000	-	Learn More Add Review
Rate History: 0.75% → 3.00% → 2.85% → 3.00% → 2.75%
ruler009 \| May 26, 2017 Before009 Read More
Woodforest National Bank 8188 Houma Louisiana Walmart Branch	2.50%	$500	-	Learn More
Rate History: 3.00% → 2.75% → 2.50% → 4.25% → 2.50%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
USAA Federal Savings Bank	2.05%	$1,000	-	Learn More
Rate History: 4.85% → 4.40% → 4.25% → 3.00% → 2.05%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
Bank of Montreal Harris	2.00%	$1,000	-	Learn More Add Review
Rate History: 0.05% → 2.00%
GAM \| Jul 28, 2020 Dropped rates again with restrictive transfer limits and poor service. Better rates and liquidity elsewhere. Beware!!! Read More
JPMorgan Chase Bank, National Association Lakeside Plaza Branch	2.00%	$10,000	-	Learn More
Rate History: 2.00% → 3.50% → 3.25% → 3.00% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
Wells Fargo Bank, National Association	2.00%	$25,000	-	Learn More
Rate History: 2.00% → 1.50% → 3.25% → 2.00%
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
USAA Federal Savings Bank	1.80%	$1,000	-	Learn More Add Review
Rate History: 4.65% → 3.00% → 1.80%
Azblondie007 \| Feb 24, 2020 I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More
Rayne State Bank & Trust Company Church Point Branch	1.25%	$1,000	-	Learn More Add Review
Hingham Savings	1.01%	$1,000	-	Learn More Add Review
Rate History: 1.65% → 1.01% → 4.15% → 1.01%
Bank of Erath Delcambre Branch	1.00%	$10,000	-	Learn More Add Review
JD Bank Mamou Branch	0.90%	$10,000	-	Learn More Add Review
Bank of Abbeville & Trust Company Maurice Branch	0.90%	$10,000	-	Learn More Add Review
Bank of Zachary Bank Of Zachary Branch	0.90%	$10,000	-	Learn More Add Review
CLB The Community Bank Harrisonburg Branch	0.85%	$100,000	-	Learn More Add Review
Simmesport State Bank Simmesport State Bank Branch	0.85%	$10,000	-	Learn More
ron derfel \| Feb 2, 2015 Do you accept cd opening deposits from mass. and how. thanks. 100,000 or more if rates can be improved a bit. thanks Read More Reviews (1)
St Landry Homestead Federal Savings Bank Port Barre Branch	0.80%	$1,000	-	Learn More Add Review
Lakeside Bank Lakeside Bank Branch	0.80%	$10,000	-	Learn More
Cassie Sonnier \| Mar 26, 2022 Worst bank. They close your account without telling you and then make you wait for your money you have left. Read More Reviews (1)
Washington State Bank Leonville Branch	0.80%	$10,000	-	Learn More Add Review
Guaranty Bank and Trust Company Livonia Branch	0.80%	$10,000	-	Learn More Add Review
Landmark Bank Greensburg Branch	0.80%	$10,000	-	Learn More Add Review
Commerce Community Bank Commerce Community Bank Branch	0.75%	$1,000	-	Learn More Add Review
First National Bank in DeRidder Park Terrace Branch	0.75%	$1,000	-	Learn More Add Review
Citizens Bank & Trust Company of Vivian, Louisiana Citizens Bank & Trust Company Of Vivian, Louisiana Branch	0.75%	$10,000	-	Learn More Add Review
First Guaranty Bank Kentwood Branch	0.75%	$10,000	-	Learn More Add Review
Commercial Capital Bank Commercial Capital Bank Branch	0.75%	$10,000	-	Learn More
christan.tyson@gmail.com \| Apr 29, 2019 I called to ask about an auto loan that I only have one payment left on and was told that a loan officer would call me back. When she called me back, I asked 2 questions and was treaded like a criminal. Sh... Read More Reviews (1)
Merchants & Farmers Bank & Trust Company Uptown Branch	0.75%	$100,000	-	Learn More Add Review
Beauregard FSB 522 N. Pine Street Branch	0.75%	$10,000	-	Learn More Add Review
The Bank Lake Arthur Branch	0.75%	$10,000	-	Learn More
John \| Oct 1, 2019 What is the Swift code for Thebank Read More Reviews (1)
Heritage Bank of St Tammany Heritage Bank Of St Tammany Branch	0.75%	$10,000	-	Learn More Add Review
OneLocal Bank	0.75%	$1,000	-	Learn More Add Review
Rate History: 0.75% → 0.30% → 0.75%
Franklin State Bank & Trust Company Crowville Branch	0.70%	$100,000	-	Learn More Add Review
Merchants & Farmers Bank & Trust Company Uptown Branch	0.70%	$10,000	-	Learn More Add Review
Delta Bank Lake Providence Branch	0.65%	$100,000	-	Learn More Add Review
Basile State Bank Eunice Branch	0.65%	$100,000	-	Learn More Add Review
St. Landry Bank and Trust Company Scott Branch	0.65%	$10,000	-	Learn More Add Review
American Bank & Trust Company Port Barre Branch	0.65%	$10,000	-	Learn More Add Review
Gulf Coast Bank Maurice Branch	0.65%	$10,000	-	Learn More Add Review
Resource Bank Franklinton Branch	0.65%	$10,000	-	Learn More Add Review
CLB The Community Bank Harrisonburg Branch	0.60%	$10,000	-	Learn More Add Review
Caldwell Bank & Trust Company Columbia Heights Branch	0.60%	$10,000	-	Learn More Add Review
Guaranty Bank & Trust Company of Delhi, Louisiana Guaranty Bank & Trust Company Of Delhi, Louisiana Branch	0.60%	$1,000	-	Learn More Add Review
Citizens Progressive Bank Citizens Progressive Bank Branch	0.60%	$10,000	-	Learn More Add Review
Franklin State Bank & Trust Company Crowville Branch	0.60%	$10,000	-	Learn More Add Review
First American Bank and Trust Norco Branch	0.60%	$10,000	-	Learn More Add Review
Farmers-Merchants Bank & Trust Company Arnaudville Branch	0.60%	$100,000	-	Learn More Add Review
FIDELITY BANK River Ridge Branch	0.60%	$10,000	-	Learn More
sal \| Apr 15, 2020 Correction: 2/15/2020 6 months rate is .80% Read More Reviews (2)
Citizens Bank & Trust Company Barker's Corner Branch	0.60%	$1,000	-	Learn More Add Review
Citizens Savings Bank Main Street Branch	0.60%	$10,000	-	Learn More Add Review
Jonesboro State Bank Jonesboro State Bank Branch	0.55%	$10,000	-	Learn More Add Review
Investar Bank, National Association Investar Bank Branch	0.55%	$10,000	-	Learn More Add Review
South Lafourche Bank & Trust Company Cut Off Branch	0.55%	$10,000	-	Learn More Add Review
South Louisiana Bank West Park Branch	0.55%	$100,000	-	Learn More Add Review
Marion State Bank Sterlington Branch	0.50%	$500	-	Learn More Add Review
Bank of St. Francisville Bank Of St. Francisville Branch	0.50%	$10,000	-	Learn More Add Review
Plaquemine Bank & Trust Company Plaquemine Bank & Trust Company Branch	0.50%	$10,000	-	Learn More Add Review
BOM Bank Youree Drive Branch	0.50%	$10,000	-	Learn More Add Review
Delta Bank Lake Providence Branch	0.50%	$10,000	-	Learn More Add Review
Homeland Federal Savings Bank Homeland Federal Savings Bank Branch	0.50%	$10,000	-	Learn More Add Review
Concordia Bank & Trust Company Concordia Bank & Trust Company Branch	0.50%	$10,000	-	Learn More Add Review
Sicily Island State Bank Winnsboro Branch	0.50%	$10,000	-	Learn More Add Review
United Mississippi Bank Vidalia Branch	0.50%	$10,000	-	Learn More Add Review
Home Bank, National Association 5435 Magazine St Branch	0.50%	$10,000	-	Learn More Add Review
Basile State Bank Eunice Branch	0.50%	$10,000	-	Learn More Add Review
Farmers-Merchants Bank & Trust Company Arnaudville Branch	0.50%	$10,000	-	Learn More Add Review
Community First Bank Broussard Branch	0.50%	$10,000	-	Learn More Add Review
United Community Bank Main Street Branch	0.50%	$10,000	-	Learn More Add Review
Fifth District Savings Bank 4800 Tenth St Branch	0.50%	$10,000	-	Learn More
Amanda Dailey \| Jul 19, 2019 Fifth District was great when we went to purchase a home and they gave us a very simple process to obtain a mortgage loan. I recommended them many times as I know many realtors however they really disappo... Read More Reviews (1)
First National Bank USA Norco Branch	0.50%	$10,000	-	Learn More Add Review
South Louisiana Bank West Park Branch	0.50%	$10,000	-	Learn More Add Review
Synergy Bank East Houma Office Branch	0.50%	$10,000	-	Learn More Add Review
Bank of Coushatta Bank Of Coushatta Branch	0.45%	$10,000	-	Learn More Add Review
Bank of Winnfield & Trust Company Bank Of Winnfield & Trust Company Branch	0.45%	$100,000	-	Learn More Add Review
Colfax Banking Company Pollock Branch	0.45%	$10,000	-	Learn More Add Review
Investar Bank, National Association Investar Bank Branch	0.45%	$10,000	-	Learn More Add Review
Vermilion Bank & Trust Company West-End Branch	0.45%	$100,000	-	Learn More Add Review
State Bank & Trust Company Larose Branch	0.45%	$10,000	-	Learn More Add Review
MutualOne Bank	0.45%	$500	-	Learn More
Rate History: 0.45% → 2.02% → 0.45%
Thomas DeMauro \| Aug 28, 2022 Rates are totally uncompetitive now. Read More Reviews (11)
City Bank & Trust Co. City Bank & Trust Co. Branch	0.40%	$10,000	-	Learn More Add Review
Exchange Bank and Trust Company, Natchitoches, Louisiana Exchange Bank And Trust Company, Natchitoches, Louisiana Branch	0.40%	$10,000	-	Learn More Add Review
Progressive National Bank Restrictions	0.40%	$10,000	-	Learn More Add Review
Bank of Oak Ridge Bank Of Oak Ridge Branch	0.40%	$10,000	-	Learn More Add Review
Bank of Winnfield & Trust Company Bank Of Winnfield & Trust Company Branch	0.40%	$10,000	-	Learn More Add Review
American Bank & Trust Company Hammond Branch	0.40%	$10,000	-	Learn More Add Review
Citizens National Bank, N.A. Haynesville Branch	0.35%	$10,000	-	Learn More Add Review
Community Bank of Louisiana South Bossier Branch	0.35%	$100,000	-	Learn More Add Review
Bank of Sunset and Trust Company Lafayette Branch	0.35%	$10,000	-	Learn More Add Review
Vermilion Bank & Trust Company West-End Branch	0.35%	$10,000	-	Learn More Add Review
Tensas State Bank St. Joseph Branch	0.34%	$2,500	-	Learn More Add Review
Liberty Bank and Trust Company Greenwell Springs Branch	0.31%	$10,000	-	Learn More Add Review
CIT Bank, a division of First-Citizens Bank and Trust	0.30%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
Home Federal Bank Mansfield Road Branch	0.30%	$10,000	-	Learn More Add Review
FSNB, National Association Fsnb - Mansfield Road Walmart Branch	0.30%	$10,000	-	Learn More Add Review
The Mer Rouge State Bank The Mer Rouge State Bank Branch	0.30%	$10,000	-	Learn More Add Review
Cottonport Bank Effie Branch	0.30%	$10,000	-	Learn More
Cindy Hayes \| Apr 2, 2022 We looked long and hard for a bank in our oil and gas supported city that isn't out to destroy us with energy and America killing ESG and DEI programs. I even asked the Better Business Bureau to compile a ... Read More Reviews (1)
Gibsland Bank & Trust Company Mansfield Road Branch	0.28%	$100,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 181 days interest.
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
Citizens Bank & Trust Company Bocage Branch	0.25%	$10,000	-	Learn More Add Review
Origin Bank Highway 2 Banking Center Branch	0.25%	$10,000	-	Learn More
Ralph \| Nov 26, 2019 They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More Reviews (1)
Sabine State Bank and Trust Company Jackson Street Branch	0.25%	$10,000	-	Learn More Add Review
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More
Cross Keys Bank Mcmillan Road Branch	0.20%	$2,500	-	Learn More Add Review
BankPlus	0.20%	$1,000	-	Learn More Add Review
Progressive Bank Fern Avenue Financial Center Branch	0.20%	$1,000	-	Learn More Add Review
Gulf Coast Bank and Trust Company Lakeview Branch	0.20%	$10,000	-	Learn More
Jullianb \| Mar 19, 2020 I made a deposit of 14k at the Gulf Coast Bank and Trust Carrollton Ave branch on March 13, 2020. My account manager and the bank manager both handled the deposit, but secretly, the manager had requested a... Read More Reviews (1)
Banco Bilbao Vizcaya Argenteria	0.15%	$500	-	Learn More Add Review
The Duffster \| May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More
Community Bank of Louisiana South Bossier Branch	0.15%	$10,000	-	Learn More Add Review
Metairie Bank & Trust Company Airline Highway Branch	0.15%	$10,000	-	Learn More Add Review
First Horizon Bank	0.10%	$1,000	-	Learn More
D R Lineberger \| Dec 30, 2018 Garden14 Read More Reviews (1)
Gibsland Bank & Trust Company Mansfield Road Branch	0.10%	$10,000	-	Learn More Add Review
Anthem Bank & Trust East Baton Rouge Branch	0.10%	$10,000	-	Learn More Add Review
KeyBank National Association	0.05%	$2,500	-	Learn More
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
U.S. Bank National Association	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
Regions Bank Florida Blvd Branch	0.03% 0.01%	$2,501 $2,500	-	Learn More Add Review
PNC Bank, National Association	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
OneWest Bank, a division of First-Citizens Bank and Trust	0.01%	$500	-	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116

Branch	Street	City	State
Finworth, a division of InsBank Psb Home Loans - Loan Production Off Branch	1006 Surrey Street	Lafayette	LA
Capital One, National Association Haynesville Drive-Up Branch	9999 Highway 79	Haynesville	LA
Crescent Bank Shreveport Limited Purpose Branch	900 Pierremont, Suite 120	Shreveport	LA
Hibernia Bank 5620 Veterans Memorial Blvd Branch	5620 Veterans Boulevard	Metairie	LA
Woodforest National Bank 8188 Houma Louisiana Walmart Branch	933 Grand Caillou Road	Houma	LA
JPMorgan Chase Bank, National Association Lakeside Plaza Branch	127 W Broad St	Lake Charles	LA
Rayne State Bank & Trust Company Church Point Branch	741.5 South Main Street	Church Point	LA
Bank of Erath Delcambre Branch	Railroad And Main Streets	Delcambre	LA
JD Bank Mamou Branch	609 Main Street	Mamou	LA
Bank of Abbeville & Trust Company Maurice Branch	8705 Maurice Avenue	Maurice	LA
Bank of Zachary Bank Of Zachary Branch	4743 Main Street	Zachary	LA
CLB The Community Bank Harrisonburg Branch	Brushley And Pine Streets	Harrisonburg	LA
Simmesport State Bank Simmesport State Bank Branch	Highway 1 And Laurel Street	Simmesport	LA
Catalyst Bank Port Barre Branch	341 Saizan Avenue	Port Barre	LA
Lakeside Bank Lakeside Bank Branch	4735 Nelson Road	Lake Charles	LA
Washington State Bank Leonville Branch	3371 Oscar Rivette Street	Leonville	LA
Guaranty Bank and Trust Company Livonia Branch	3026 Highway 78	Livonia	LA
Landmark Bank Greensburg Branch	31 Kendrick	Greensburg	LA
Currency Bank Commerce Community Bank Branch	600 East Main Street	Oak Grove	LA
First National Bank in DeRidder Park Terrace Branch	Highway 171 North	De Ridder	LA
Citizens Bank & Trust Company of Vivian, Louisiana Citizens Bank & Trust Company Of Vivian, Louisiana Branch	West Arkansas Avenue And South Spruce Street	Vivian	LA
First Guaranty Bank Kentwood Branch	723 Ave G	Kentwood	LA
Commercial Capital Bank Commercial Capital Bank Branch	311 Broadway	Delhi	LA
Merchants & Farmers Bank & Trust Company Uptown Branch	400 N Sixth Street	Leesville	LA
Beauregard Federal Savings Bank 522 N. Pine Street Branch	522 N. Pine Street	Deridder	LA
The Bank Lake Arthur Branch	800 North Highway 26	Lake Arthur	LA
Heritage Bank of St Tammany Heritage Bank Of St Tammany Branch	205 North Columbia Street	Covington	LA
Franklin State Bank & Trust Company Crowville Branch	5263 Highway 17	Crowville	LA
Merchants & Farmers Bank & Trust Company Uptown Branch	400 N Sixth Street	Leesville	LA
Delta Bank Lake Providence Branch	406 Lake Street	Lake Providence	LA
Basile State Bank Eunice Branch	751 West Maple Avenue	Eunice	LA
St. Landry Bank and Trust Company Scott Branch	5636 Cameron	Scott	LA
American Bank & Trust Company Port Barre Branch	Saizon Street	Port Barre	LA
Gulf Coast Bank Maurice Branch	9302 Maurice Ave	Maurice	LA
Resource Bank Franklinton Branch	950 Tenth Avenue	Franklinton	LA
CLB The Community Bank Harrisonburg Branch	Brushley And Pine Streets	Harrisonburg	LA
Caldwell Bank & Trust Company Columbia Heights Branch	8157 Highway 165	Columbia	LA
Guaranty Bank & Trust Company of Delhi, Louisiana Guaranty Bank & Trust Company Of Delhi, Louisiana Branch	Oak And Georgia Streets	Delhi	LA
Citizens Progressive Bank Citizens Progressive Bank Branch	3540 Front Street	Winnsboro	LA
Franklin State Bank & Trust Company Crowville Branch	5263 Highway 17	Crowville	LA
First American Bank and Trust Norco Branch	903 First Street	Norco	LA
Farmers-Merchants Bank & Trust Company Arnaudville Branch	Wilkins And Neblet Streets	Arnaudville	LA
FIDELITY BANK River Ridge Branch	9099 Jefferson Hwy	River Ridge	LA
Citizens Bank & Trust Company Barker's Corner Branch	79030 Hwy 437	Covington	LA
Citizens Savings Bank Main Street Branch	828 Main Street	Franklinton	LA
Jonesboro State Bank Jonesboro State Bank Branch	109 Main Street	Jonesboro	LA
Investar Bank, National Association Investar Bank Branch	7244 Perkins Road	Baton Rouge	LA
South Lafourche Bank & Trust Company Cut Off Branch	East 51st Street And Highway 308	Cut Off	LA
South Louisiana Bank West Park Branch	6405 West Park Avenue	Houma	LA
Marion State Bank Sterlington Branch	9032 Highway #165 North	Sterlington	LA
Bank of St. Francisville Bank Of St. Francisville Branch	5700 Commerce Street	Saint Francisville	LA
Plaquemine Bank & Trust Company Plaquemine Bank & Trust Company Branch	24025 Eden Street	Plaquemine	LA
BOM Bank Youree Drive Branch	4321 Youree Drive	Shreveport	LA
Delta Bank Lake Providence Branch	406 Lake Street	Lake Providence	LA
Homeland Federal Savings Bank Homeland Federal Savings Bank Branch	7840 Us Highway 165 South	Columbia	LA
Concordia Bank & Trust Company Concordia Bank & Trust Company Branch	904 Carter Street	Vidalia	LA
Sicily Island State Bank Winnsboro Branch	6800 Kinloch Street	Winnsboro	LA
United Mississippi Bank Vidalia Branch	4257 Carter Street	Vidalia	LA
Home Bank, National Association 5435 Magazine St Branch	5435 Magazine Street	New Orleans	LA
Basile State Bank Eunice Branch	751 West Maple Avenue	Eunice	LA
Farmers-Merchants Bank & Trust Company Arnaudville Branch	Wilkins And Neblet Streets	Arnaudville	LA
Community First Bank Broussard Branch	801 Albertson Parkway	Broussard	LA
United Community Bank Main Street Branch	6473 Highway 44, Suite 106	Gonzales	LA
Fifth District Savings Bank 4800 Tenth St Branch	4800 Tenth Street	Marrero	LA
First National Bank USA Norco Branch	590 Apple Street	Norco	LA
South Louisiana Bank West Park Branch	6405 West Park Avenue	Houma	LA
Synergy Bank East Houma Office Branch	919 Grand Caillou Road	Houma	LA
Bank of Coushatta Bank Of Coushatta Branch	1525 Ringgold Avenue	Coushatta	LA
Bank of Winnfield & Trust Company Bank Of Winnfield & Trust Company Branch	Jones And Main Streets	Winnfield	LA
Colfax Banking Company Pollock Branch	U.S. Highway 165	Pollock	LA
Investar Bank, National Association Investar Bank Branch	7244 Perkins Road	Baton Rouge	LA
Vermilion Bank & Trust Company West-End Branch	West Highway 14 And Trahan Avenue	Kaplan	LA
State Bank & Trust Company Larose Branch	Highway 308	Larose	LA
City Bank & Trust Co. City Bank & Trust Co. Branch	Second And St. Denis Streets	Natchitoches	LA
Exchange Bank and Trust Company, Natchitoches, Louisiana Exchange Bank And Trust Company, Natchitoches, Louisiana Branch	700 Front Street	Natchitoches	LA
Bank of Oak Ridge Bank Of Oak Ridge Branch	105 N. Oak	Oak Ridge	LA
Bank of Winnfield & Trust Company Bank Of Winnfield & Trust Company Branch	Jones And Main Streets	Winnfield	LA
American Bank Hammond Branch	506 S. W. Railroad Avenue	Hammond	LA
Bonvenu Bank, National Association Haynesville Branch	9865 Highway 79	Haynesville	LA
Community Bank of Louisiana South Bossier Branch	Highway 71 And Jimmie Davis Highway	Bossier City	LA
Bank of Sunset and Trust Company Lafayette Branch	900 Kaliste Saloom Road	Lafayette	LA
Vermilion Bank & Trust Company West-End Branch	West Highway 14 And Trahan Avenue	Kaplan	LA
Tensas State Bank St. Joseph Branch	921 Plank Road	St. Joseph	LA
Liberty Bank and Trust Company Greenwell Springs Branch	8796 Greenwell Springs Road	Baton Rouge	LA
Home Federal Bank Mansfield Road Branch	9300 Mansfield Road	Shreveport	LA
FSNB, National Association Fsnb - Mansfield Road Walmart Branch	9550 Mansfield Road	Shreveport	LA
The Mer Rouge State Bank The Mer Rouge State Bank Branch	102 Davenport Avenue	Mer Rouge	LA
Cottonport Bank Effie Branch	State Highway 115	Effie	LA
Gibsland Bank & Trust Company Mansfield Road Branch	9709 Mansfield Road	Shreveport	LA
Citizens Bank & Trust Company Bocage Branch	7646 Jefferson Highway	Baton Rouge	LA
Origin Bank Highway 2 Banking Center Branch	929 Sterlington Hwy	Farmerville	LA
Sabine State Bank and Trust Company Jackson Street Branch	4716 Jackson Street	Alexandria	LA
Cross Keys Bank Mcmillan Road Branch	400 Mcmillan Road	West Monroe	LA
Progressive Bank Fern Avenue Financial Center Branch	8550 Fern Avenue	Shreveport	LA
Gulf Coast Bank and Trust Company Lakeview Branch	848 Harrison Avenue	New Orleans	LA
Community Bank of Louisiana South Bossier Branch	Highway 71 And Jimmie Davis Highway	Bossier City	LA
Metairie Bank & Trust Company Airline Highway Branch	7807 Airline Highway	Metairie	LA
Gibsland Bank & Trust Company Mansfield Road Branch	9709 Mansfield Road	Shreveport	LA
Anthem Bank & Trust East Baton Rouge Branch	7809 Jefferson Hwy	Baton Rouge	LA
Regions Bank Florida Blvd Branch	9590 Florida Boulevard	Baton Rouge	LA
Regions Bank Florida Blvd Branch	9590 Florida Boulevard	Baton Rouge	LA

See rates for Online Banks →

See rates for Credit Unions →

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2025

A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

CD Terms

The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.

CD Risk

Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.

Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.

How Interest is Paid

The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.

Interest Rate

Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
CDs provide a predictable, set rate of return.
Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of branch-based CDs are:

The deposited money is committed for a certain period of time and can only be withdrawn with substantial penalties.
One year CDs from branch banks often pay less interest than from online banks. Please see those rates here.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

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Louisiana CD Rates

Branches Info around zip 10116

PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2025

CD Terms

CD Risk

How Interest is Paid

Interest Rate

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

The disadvantages of branch-based CDs are:

SAVINGS & CD CALCULATOR

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CD Products by City in Louisiana

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