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You are viewing rates from banks across Texas
Below are the best one-year CD Rates from banks in Texas. One-year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.
TX - December 14, 2024
1 Year CD National Average : 0.55% ?
Banks | APY | MIN | MILES ? | |
---|---|---|---|---|
5.40% 5.35% |
$25,000 $10,000 |
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Rate History: 5.35% → 5.65% → 5.55% → 5.50% → 5.40% |
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Ange | Aug 20, 2019 Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More |
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5.25% |
$500 |
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Rate History: 4.75% → 5.25% |
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Molddave | Aug 30, 2023 Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More |
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5.10% |
$10,000 |
- |
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dennisphillipslee@gmail.com | Jun 22, 2023 I have been with The Mint Ntl Bank for going on the 3rd yr. They have always taken care of my CD investment and changes that come after the maturity (yearly) date. I highly recommend them! Read More |
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5.05% |
$25,000 |
- |
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Rate History: 5.05% → 5.05% → 5.05% |
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aprz | Jul 3, 2019 Just set up an account. Don't know long term yet, however they were (Kelsey) a dream to work with. Read More |
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5.05% |
$50,000 |
- |
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|
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Rate History: 5.55% → 5.60% → 5.40% → 5.05% |
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Maricia | Oct 5, 2023 You need to specifically indicate what you are applying your money to when you take out an account here. You could make a mistake and put your money on a lesser rate product than what's advertised. Other... Read More |
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5.00% |
$1,000 |
- |
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|
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6CellBattery | Aug 26, 2023 I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More |
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4.55% 4.08% |
$100,000 $1,000 |
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4.50% |
$1,000 |
- |
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Rate History: 4.85% → 5.15% → 5.05% → 4.50% |
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4.50% |
$1,000 |
- |
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4.35% |
$25,000 |
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Warning: Early Withdrawal Penalty is 2% of the account balance.
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Frank M | Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More |
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4.34% |
$1,000 |
- |
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4.30% |
$1,000 |
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Early Withdrawal Penalty is 180 days interest.
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Rob H. | Nov 21, 2023 A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More |
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4.30% |
$500 |
- |
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|
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JohnC | Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More |
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4.25% |
$2,500 |
- |
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|
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Rate History: 5.40% → 5.25% → 4.85% → 4.60% → 4.25% |
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james | Nov 18, 2023 bank delayed 1-2days to credit into your account, pay less interest. Read More |
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4.25% |
$500 |
- |
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|
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Rate History: 4.85% → 5.00% → 4.70% → 4.20% → 4.25% |
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4.25% |
$5,000 |
- |
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Rate History: 4.50% → 4.25% |
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Dana E. | Mar 20, 2016 Good solid bank. Read More |
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4.25% |
$1,000 |
- |
Learn More
|
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Early Withdrawal Penalty is 90 days interest.
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smithy1968 | Apr 20, 2024 Save your tears for another day. Very frustrating. 1-star. Read More |
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4.20% |
$1,000 |
- |
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|
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Early Withdrawal Penalty is 90 days interest.
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Dkplan | Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More |
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4.20% 0.30% |
$250,000 $1,000 |
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|
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Rate History: 4.60% → 4.70% → 4.65% → 4.50% → 4.20% |
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NORTY FLATZ | Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More |
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4.16% 3.00% |
$100,000 $1,000 |
- |
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|
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Rate History: 4.50% → 4.37% → 3.96% → 4.16% |
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4.07% |
$1,000 |
- |
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|
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mdubois77077@yahoo.com | May 3, 2016 Houston, Tx. Branches Read More |
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4.00% |
$0 |
- |
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|
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Rate History: 5.00% → 4.50% → 4.20% → 4.10% → 4.00% |
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highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
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4.00% |
$1,000 |
- |
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|
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Rate History: 5.30% → 5.10% → 5.30% → 4.25% → 4.00% |
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lrcbob | Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More |
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3.95% 3.85% |
$100,000 $500 |
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3.75% 0.05% |
$10,000 $10,001 |
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Rate History: 5.00% → 4.00% → 4.50% → 4.00% → 3.75% |
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Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
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3.75% |
$1,000 |
- |
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|
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Rate History: 4.00% → 4.50% → 4.00% → 3.75% |
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3.54% |
$1,000 |
- |
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|
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Rate History: 3.85% → 3.64% → 3.54% |
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3.51% |
$500 |
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|
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Rate History: 4.07% → 3.71% → 3.51% |
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3.51% |
$100,000 |
- |
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Rate History: 0.03% → 3.75% → 4.25% → 3.75% → 3.51% |
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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3.50% |
$1,000 |
- |
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|
|
hi | May 21, 2021 this bank is pooooooooooooooooooop Read More |
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3.25% 3.00% |
$100,000 $10,000 |
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Rate History: 3.00% → 2.00% → 3.50% → 3.25% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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3.25% |
$1,000 |
- |
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|
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Rate History: 4.80% → 3.00% → 3.25% |
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3.25% 2.75% |
$100,000 $25,000 |
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Rate History: 2.00% → 1.50% → 3.25% |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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3.20% |
$1,000 |
- |
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Rate History: 4.50% → 4.00% → 3.75% → 3.25% → 3.20% |
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3.19% |
$500 |
- |
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3.09% 2.80%2.57% |
$250,000 $10,000$1,000 |
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3.05% |
$1,000 |
- |
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|
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Rate History: 4.76% → 3.05% |
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3.00% 0.10% |
$2,500 $1 |
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|
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Rate History: 4.25% → 3.00% |
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Cory,Baldwin | Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More |
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3.00% |
$1,000 |
- |
Learn More
|
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Rate History: 4.00% → 3.50% → 3.25% → 3.00% |
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2.75% |
$500 |
- |
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|
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Rate History: 1.70% → 3.00% → 2.75% |
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Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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2.50% |
$0 |
- |
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|
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Rate History: 4.00% → 2.75% → 2.00% → 4.00% → 2.50% |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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2.05% |
$1,000 |
- |
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|
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Rate History: 4.85% → 4.40% → 4.25% → 3.00% → 2.05% |
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RYAN S | Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More |
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2.00% 1.50% |
$100,000 $0 |
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Rate History: 1.00% → 2.00% |
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1.11% |
$100,000 |
- |
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1.10% |
$10,000 |
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1.06% |
$100,000 |
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Mike Smith | Dec 1, 2020 This Bank and Bank of Brenham were great to deal with. Just a little drive out to the country and definitely worth it. Read More |
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1.06% |
$100,000 |
- |
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|
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mdubois77077@yahoo.com | May 3, 2016 Branchs locations, Houston, Tx. Read More |
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1.06% |
$100,000 |
- |
Learn More
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Jon Davis | Jun 25, 2016 Recommend this bank and Bank of Brenham! Friendly, helpful, and both have great rates! Read More |
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1.06% |
$100,000 |
- |
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Bob Collier | Dec 1, 2020 Worth the drive out to the country! Read More |
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1.06% |
$100,000 |
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1.06% |
$100,000 |
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1.05% |
$10,000 |
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1.01% |
$10,000 |
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1.01% |
$100,000 |
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CFO | Oct 22, 2021 TrustTexas Bank was founded in 1921. Read More |
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1.00% |
$100,000 |
- |
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1.00% |
$90,000 |
- |
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1.00% |
$100,000 |
- |
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1.00% |
$100,000 |
- |
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1.00% |
$100,000 |
- |
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1.00% |
$10,000 |
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Rhepler | Aug 4, 2022 Great CD rates & service Read More |
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1.00% |
$100,000 |
- |
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1.00% |
$100,000 |
- |
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1.00% |
$10,000 |
- |
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0.95% |
$10,000 |
- |
Learn More
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Mike Smith | Dec 1, 2020 This Bank and Bank of Brenham were great to deal with. Just a little drive out to the country and definitely worth it. Read More |
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0.95% |
$10,000 |
- |
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mdubois77077@yahoo.com | May 3, 2016 Branchs locations, Houston, Tx. Read More |
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0.95% |
$10,000 |
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0.95% |
$10,000 |
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Jon Davis | Jun 25, 2016 Recommend this bank and Bank of Brenham! Friendly, helpful, and both have great rates! Read More |
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0.95% |
$10,000 |
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Learn More
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Bob Collier | Dec 1, 2020 Worth the drive out to the country! Read More |
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0.95% |
$100,000 |
- |
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0.95% |
$10,000 |
- |
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0.95% |
$1,000 |
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0.90% |
$10,000 |
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0.90% |
$10,000 |
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0.90% |
$1,000 |
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0.90% |
$10,000 |
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0.90% |
$100,000 |
- |
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0.90% |
$10,000 |
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0.90% |
$100,000 |
- |
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0.90% |
$10,000 |
- |
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0.90% |
$100,000 |
- |
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0.90% |
$10,000 |
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0.90% |
$10,000 |
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0.90% |
$10,000 |
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0.90% |
$10,000 |
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0.90% |
$100,000 |
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0.90% |
$10,000 |
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CFO | Oct 22, 2021 TrustTexas Bank was founded in 1921. Read More |
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0.88% |
$100,000 |
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0.85% |
$100,000 |
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0.85% |
$1,000 |
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Randall Stewart | Mar 24, 2022 I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More |
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0.85% |
$10,000 |
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Steve | Mar 19, 2021 ... Read More |
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0.85% |
$100,000 |
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0.85% |
$100,000 |
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0.80% |
$10,000 |
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0.80% |
$10,000 |
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0.80% |
$1,000 |
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0.80% |
$10,000 |
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0.78% |
$100,000 |
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0.76% |
$10,000 |
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0.75% |
$10,000 |
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0.75% |
$10,000 |
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0.75% |
$10,000 |
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0.75% |
$500 |
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0.75% |
$1,000 |
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0.75% |
$10,000 |
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0.75% |
$10,000 |
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0.75% |
$1,000 |
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Rate History: 0.25% → 0.75% |
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0.75% |
$100,000 |
- |
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0.75% |
$100,000 |
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0.75% |
$10,000 |
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0.75% |
$10,000 |
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0.75% |
$10,000 |
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0.75% |
$10,000 |
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0.75% |
$1,000 |
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0.75% |
$10,000 |
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gsander | Nov 7, 2018 now pays 1.46% Read More |
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0.75% |
$10,000 |
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0.75% |
$10,000 |
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0.75% |
$10,000 |
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0.75% |
$10,000 |
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Ann Wagner | May 1, 2016 I have had this bank for the past 10 years and I would not want to change banks due to friendly customer service over the phone as I live a hundred miles from this bank. I always get my questions answered ... Read More |
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0.75% |
$10,000 |
- |
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0.75% |
$10,000 |
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0.75% |
$10,000 |
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0.75% |
$10,000 |
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0.75% |
$100,000 |
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0.75% |
$100,000 |
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0.70% |
$100,000 |
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0.70% |
$100,000 |
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0.70% |
$10,000 |
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0.70% |
$10,000 |
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0.70% |
$1,000 |
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0.70% |
$10,000 |
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Lori Kroko | Mar 10, 2021 I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More |
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0.70% |
$100,000 |
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0.70% |
$10,000 |
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0.70% |
$10,000 |
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0.70% |
$100,000 |
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0.70% |
$100,000 |
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0.70% |
$10,000 |
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0.70% |
$100,000 |
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0.70% |
$1,000 |
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0.68% |
$10,000 |
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0.65% |
$10,000 |
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0.65% |
$10,000 |
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0.65% |
$100,000 |
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0.65% |
$10,000 |
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0.65% |
$100,000 |
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0.65% |
$100,000 |
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0.65% |
$10,000 |
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dwaters | Feb 6, 2023 Lindale Community Bank with employees that care. Read More |
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0.65% |
$10,000 |
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0.65% |
$100,000 |
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0.65% |
$10,000 |
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0.65% |
$10,000 |
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0.63% |
$2,500 |
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0.63% |
$100,000 |
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0.61% |
$100,000 |
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0.60% |
$100,000 |
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0.60% |
$10,000 |
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0.60% |
$100,000 |
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0.60% |
$500 |
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0.60% |
$10,000 |
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0.60% |
$100,000 |
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0.60% |
$100,000 |
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.60% |
$10,000 |
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0.60% |
$10,000 |
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rhon1334 | Aug 12, 2021 Will not protect their customers against fraudulent debit card charges. Out hundreds of dollars due to multiple fraudulent charges, and they keep allowing same charges. RUN! Read More |
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0.60% |
$100,000 |
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0.60% |
$10,000 |
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0.60% |
$10,000 |
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0.60% |
$10,000 |
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Splashgirl1961@gmail.com | Jan 8, 2024 Awful, rude unprofessional! Beware Read More |
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0.60% |
$10,000 |
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0.60% |
$10,000 |
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0.60% |
$10,000 |
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0.60% |
$10,000 |
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0.60% |
$100,000 |
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0.60% |
$100,000 |
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0.60% |
$10,000 |
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0.60% |
$100,000 |
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0.60% |
$10,000 |
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0.60% |
$10,000 |
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0.58% |
$10,000 |
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0.55% |
$10,000 |
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0.55% |
$10,000 |
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0.55% |
$100,000 |
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FEE free now | Sep 3, 2021 I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More |
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0.55% |
$10,000 |
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|
0.55% |
$10,000 |
- |
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|
|
0.55% |
$10,000 |
- |
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|
|
0.55% |
$10,000 |
- |
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|
|
RHG | Jan 29, 2019 The Bank does not have this product. Read More |
||||
0.55% |
$100,000 |
- |
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|
|
0.55% |
$10,000 |
- |
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|
|
0.55% |
$10,000 |
- |
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|
|
0.55% |
$10,000 |
- |
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|
|
0.55% |
$10,000 |
- |
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|
|
0.55% |
$100,000 |
- |
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|
|
0.55% |
$100,000 |
- |
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|
|
Will-not-be-a-customer | Nov 23, 2020 This is a typical blow hard south texas bank that boasts its ability to “handle your money” and to “ loan up to 50k on the spot” “ we work with anyome regardless of credit” it’s a desperate b... Read More |
||||
0.55% |
$10,000 |
- |
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|
|
0.55% |
$100,000 |
- |
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|
|
0.55% |
$10,000 |
- |
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|
|
0.51% |
$10,000 |
- |
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|
|
0.50% |
$10,000 |
- |
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|
|
0.50% |
$1,000 |
- |
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|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$100,000 |
- |
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|
|
0.50% |
$10,000 |
- |
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|
|
0.50% |
$100,000 |
- |
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|
|
0.50% |
$10,000 |
- |
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|
|
FEE free now | Sep 3, 2021 I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More |
||||
0.50% |
$100,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$100,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$5,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$5,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$100,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$100,000 |
- |
Learn More
|
|
0.50% |
$50,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$100,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$100,000 |
- |
Learn More
|
|
Peggy Sterioti | Jan 26, 2022 You all Have Been Taking Peggy Wood Sterioti's Money for years . 2007-2022 Read More |
||||
0.50% |
$100,000 |
- |
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|
|
0.50% |
$10,000 |
- |
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|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$100,000 |
- |
Learn More
|
|
0.50% |
$100,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$100,000 |
- |
Learn More
|
|
Cindy | Mar 6, 2021 You guys have four “ Lobby Open “ signs outside on each corner of the bank .I’m new and do not know your lobby hours yet so I depended on the four “ Lobby Open “signs . I was dropped off there i... Read More |
||||
0.50% |
$100,000 |
- |
Learn More
|
|
0.50% |
$100,000 |
- |
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|
|
0.50% |
$1,000 |
- |
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|
|
0.50% |
$100,000 |
- |
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|
|
0.50% |
$10,000 |
- |
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|
|
0.50% |
$10,000 |
- |
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|
|
0.50% |
$10,000 |
- |
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|
|
0.50% |
$10,000 |
- |
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|
|
0.50% |
$10,000 |
- |
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|
|
0.50% |
$10,000 |
- |
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|
|
0.50% |
$100,000 |
- |
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|
|
0.50% |
$100,000 |
- |
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|
|
0.50% |
$100,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.50% |
$100,000 |
- |
Learn More
|
|
0.50% |
$10,000 |
- |
Learn More
|
|
0.45% |
$100,000 |
- |
Learn More
|
|
0.45% |
$10,000 |
- |
Learn More
|
|
0.45% |
$100,000 |
- |
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|
|
0.45% |
$1,000 |
- |
Learn More
|
|
0.45% |
$10,000 |
- |
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|
|
0.45% |
$100,000 |
- |
Learn More
|
|
0.45% |
$10,000 |
- |
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|
|
0.45% |
$10,000 |
- |
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|
|
0.45% |
$10,000 |
- |
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|
|
0.45% |
$10,000 |
- |
Learn More
|
|
0.45% |
$100,000 |
- |
Learn More
|
|
0.45% |
$10,000 |
- |
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|
|
0.45% |
$100,000 |
- |
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|
|
0.45% |
$100,000 |
- |
Learn More
|
|
0.45% |
$1,000 |
- |
Learn More
|
|
0.45% |
$10,000 |
- |
Learn More
|
|
Cindy | Mar 6, 2021 You guys have four “ Lobby Open “ signs outside on each corner of the bank .I’m new and do not know your lobby hours yet so I depended on the four “ Lobby Open “signs . I was dropped off there i... Read More |
||||
0.45% |
$100,000 |
- |
Learn More
|
|
0.45% |
$10,000 |
- |
Learn More
|
|
utpara4 | Jan 23, 2021 This is the WORST bank ever!! We had a substantial amount of money taken from our accounts. When we first discovered it, we immediately met with Sue Hearn, VP in The Woodlands. Her first reaction was to ... Read More |
||||
0.45% |
$100,000 |
- |
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|
|
0.45% |
$100,000 |
- |
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|
|
0.40% |
$100,000 |
- |
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|
|
0.40% |
$1,000 |
- |
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|
|
0.40% |
$1,000 |
- |
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|
|
0.40% |
$1,000 |
- |
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|
|
0.40% |
$10,000 |
- |
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|
|
0.40% |
$100,000 |
- |
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|
|
0.40% |
$1,000 |
- |
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|
|
0.40% |
$1,000 |
- |
Learn More
|
|
0.40% |
$100,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
elizabethcoker22@gmail.com | Mar 6, 2021 My family lives in Texas wanted to open and account with liberty bank Texas is name on Instagram is @obilo 10 10 u refuse him and stole his information cause he is black .plsss get it check out thank u Read More |
||||
0.40% |
$500 |
- |
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|
|
0.40% |
$500 |
- |
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|
|
0.40% |
$100,000 |
- |
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|
|
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
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|
|
wello50 | Jul 1, 2021 What day of the month do you report to the credit bureaus Read More |
||||
0.40% |
$1,000 |
- |
Learn More
|
|
0.40% |
$100,000 |
- |
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|
|
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$1,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$100,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
||||
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
charles gregory | Dec 14, 2018 I stayed with Vantage bank when they merged with DHanis bank because of the excellent service there . That remained excellent till you change the ability to deal locally. At the beginning of this review I ... Read More |
||||
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$100,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$100,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$100,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$100,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$100,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
0.40% |
$10,000 |
- |
Learn More
|
|
0.38% |
$10,000 |
- |
Learn More
|
|
Peggy Sterioti | Jan 26, 2022 You all Have Been Taking Peggy Wood Sterioti's Money for years . 2007-2022 Read More |
||||
0.35% |
$10,000 |
- |
Learn More
|
|
0.35% |
$10,000 |
- |
Learn More
|
|
Ernie Bramlett | Sep 30, 2015 Stephenville,Tx branch is very professional, helpful and possibly the best bank I have encountered. If you move to this region, consider this institution. You will be pleasantly satisfied. I in no way... Read More |
||||
0.35% |
$2,500 |
- |
Learn More
|
|
0.35% |
$10,000 |
- |
Learn More
|
|
0.35% |
$1,000 |
- |
Learn More
|
|
0.35% |
$100,000 |
- |
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|
|
0.35% |
$100,000 |
- |
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|
|
0.35% |
$100,000 |
- |
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|
|
0.35% |
$100,000 |
- |
Learn More
|
|
0.35% |
$10,000 |
- |
Learn More
|
|
0.35% |
$100,000 |
- |
Learn More
|
|
0.35% |
$100,000 |
- |
Learn More
|
|
0.35% |
$10,000 |
- |
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|
|
0.35% |
$10,000 |
- |
Learn More
|
|
0.35% |
$10,000 |
- |
Learn More
|
|
dionpayne | Jun 28, 2017 showmefivethousanddollars Read More |
||||
0.35% |
$10,000 |
- |
Learn More
|
|
0.35% |
$10,000 |
- |
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|
|
0.35% |
$10,000 |
- |
Learn More
|
|
0.35% |
$10,000 |
- |
Learn More
|
|
0.35% |
$10,000 |
- |
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|
|
0.35% |
$100,000 |
- |
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|
|
0.35% |
$100,000 |
- |
Learn More
|
|
0.35% |
$100,000 |
- |
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|
|
0.35% |
$10,000 |
- |
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|
|
0.35% |
$10,000 |
- |
Learn More
|
|
Looking | Sep 7, 2023 Went to Stellar bank off Bay Area yesterday 8/6/23. I was 1 minute late, but a gentleman let me in and instructed me to a lady to my left. Unfortunately, the ONLY words to me that she said was "just to let... Read More |
||||
0.35% |
$1,000 |
- |
Learn More
|
|
RICSHA | Sep 8, 2021 Just moved to south Texas from Oregon, and needed to open a local checking account. I liked the name, Lone Star National Bank so decided to give them a try; and am so glad that I did. Went to the lobby b... Read More |
||||
0.35% |
$100,000 |
- |
Learn More
|
|
0.33% |
$1,000 |
- |
Learn More
|
|
thedon | Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More |
||||
0.31% |
$10,000 |
- |
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|
|
0.30% |
$10,000 |
- |
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|
|
0.30% |
$10,000 |
- |
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|
|
0.30% |
$10,000 |
- |
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|
|
0.30% |
$1,000 |
- |
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|
|
0.30% |
$10,000 |
- |
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|
|
0.30% |
$10,000 |
- |
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|
|
0.30% |
$100,000 |
- |
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|
|
0.30% |
$10,000 |
- |
Learn More
|
|
0.30% |
$10,000 |
- |
Learn More
|
|
0.30% |
$1,000 |
- |
Learn More
|
|
0.30% |
$50,000 |
- |
Learn More
|
|
0.30% |
$10,000 |
- |
Learn More
|
|
0.30% |
$10,000 |
- |
Learn More
|
|
Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
||||
0.30% |
$10,000 |
- |
Learn More
|
|
0.30% |
$10,000 |
- |
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|
|
0.30% |
$10,000 |
- |
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|
|
0.30% |
$10,000 |
- |
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|
|
0.30% |
$10,000 |
- |
Learn More
|
|
0.30% |
$10,000 |
- |
Learn More
|
|
RS | Jun 1, 2020 UMB does not honor the rate posted here! Read More |
||||
0.30% |
$250 |
- |
Learn More
|
|
0.30% |
$10,000 |
- |
Learn More
|
|
0.30% |
$10,000 |
- |
Learn More
|
|
BENNIE BROOKS | Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More |
||||
0.30% |
$10,000 |
- |
Learn More
|
|
0.30% |
$10,000 |
- |
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|
|
0.30% |
$2,500 |
- |
Learn More
|
|
0.30% |
$10,000 |
- |
Learn More
|
|
0.30% |
$1,000 |
- |
Learn More
|
|
0.30% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
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|
|
0.25% |
$10,000 |
- |
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|
|
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$100,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$1,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
Ralph | Nov 26, 2019 They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More |
||||
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$95,000 |
- |
Learn More
|
|
0.25% |
$100,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
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|
|
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
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|
|
homegirl | Aug 7, 2021 Worst banking institution I have ever dealt with. Three months to provide payment coupons and return envelopes. Into second year of erroneously instituted property tax and insurance coverage escrow failur... Read More |
||||
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
joann.burbridge@yahoo.com | Mar 16, 2020 What is the current 30 year mortgage rate? Read More |
||||
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
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|
|
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$100,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
Olin | Sep 27, 2023 They take excellent care of their customers. Wish they had more branches. I appreciate they are so involved in their respective communities. Read More |
||||
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
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|
|
0.25% |
$10,000 |
- |
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|
|
0.25% |
$10,000 |
- |
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|
|
0.25% |
$100,000 |
- |
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|
|
0.25% |
$10,000 |
- |
Learn More
|
|
0.25% |
$10,000 |
- |
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|
|
0.20% |
$10,000 |
- |
Learn More
|
|
0.20% |
$10,000 |
- |
Learn More
|
|
0.20% |
$1,000 |
- |
Learn More
|
|
Rate History: 0.20% → 0.20% |
||||
jim | Sep 28, 2016 After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More |
||||
0.20% |
$10,000 |
- |
Learn More
|
|
0.20% |
$10,000 |
- |
Learn More
|
|
0.20% |
$10,000 |
- |
Learn More
|
|
carfuss2000 | Mar 10, 2021 when and what is cost Read More |
||||
0.20% |
$10,000 |
- |
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|
|
0.20% |
$10,000 |
- |
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|
|
0.20% |
$10,000 |
- |
Learn More
|
|
0.20% |
$10,000 |
- |
Learn More
|
|
0.20% |
$10,000 |
- |
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|
|
0.20% |
$100,000 |
- |
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|
|
0.20% |
$1,000 |
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Rate History: 2.27% → 3.04% → 0.20% |
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0.20% |
$10,000 |
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0.20% |
$10,000 |
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Will-not-be-a-customer | Nov 23, 2020 This is a typical blow hard south texas bank that boasts its ability to “handle your money” and to “ loan up to 50k on the spot” “ we work with anyome regardless of credit” it’s a desperate b... Read More |
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0.18% |
$10,000 |
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0.15% |
$100,000 |
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Aku | May 29, 2020 Dua Read More |
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0.15% |
$1,000 |
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0.15% |
$10,000 |
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0.15% |
$1,000 |
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0.15% |
$10,000 |
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0.15% |
$10,000 |
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0.15% |
$10,000 |
- |
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0.15% |
$100,000 |
- |
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0.15% |
$10,000 |
- |
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0.15% |
$10,000 |
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0.15% |
$10,000 |
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0.15% |
$10,000 |
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0.12% |
$1,000 |
- |
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HB | Sep 12, 2023 Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More |
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0.10% |
$1,000 |
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D R Lineberger | Dec 30, 2018 Garden14 Read More |
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0.10% |
$10,000 |
- |
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Bauhinia C | Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More |
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0.10% |
$1,000 |
- |
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Ramiro Saucedo | Oct 7, 2019 Just recently had the pleasure of doing a finance of some rental units. Mr. Hale and his staff were very professional and efficient in this process. I highly recommend them to anyone in our community. Read More |
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0.10% |
$10,000 |
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0.10% |
$10,000 |
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Traci Mitchell | Jul 3, 2024 have been a customer of Broadway National Bank's Wealth Management Division for over 30 years (since 1990), but my recent experiences have been deeply troubling. Following the retirement of my previous tru... Read More |
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0.10% |
$10,000 |
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0.10% |
$10,000 |
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0.10% |
$10,000 |
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0.06% |
$10,000 |
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0.05% |
$2,500 |
- |
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Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
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0.05% |
$10,000 |
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0.05% |
$500 |
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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0.03% 0.01% |
$2,501 $2,500 |
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0.03% |
$25,000 |
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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0.01% |
$500 |
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MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
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0.00% |
$10,000 |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.
The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.
Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.
Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.
The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.
Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.
When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates