You are viewing rates across Texas


Texas CD Rates

Below are the best one year CD Rates from banks in Texas. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

TX - February 8, 2016

1 Year CD National Average : 0.37% ?

Bank APY MIN MILES ?
The First National Bank Of Bellville 1.36% $100,000 - Learn MoreShow Less
The First National Bank Of Bellville 1.31% $100,000 - Learn MoreShow Less
Fayetteville Bank 1.31% $100,000 - Learn MoreShow Less
Industry State Bank 1.31% $100,000 - Learn MoreShow Less
Citizens State Bank 1.31% $100,000 - Learn MoreShow Less
The First National Bank Of Shiner 1.31% $100,000 - Learn MoreShow Less
Plains State Bank 1.26% $1,000 - Learn MoreShow Less
The First National Bank Of Bellville 1.26% $1 - Learn MoreShow Less
Lone Star Bank 1.25% $1,000 - Learn MoreShow Less
Triumph Savings Bank, Ssb 1.25% $1,000 - Learn MoreShow Less
Bank Of Brenham, National Association 1.21% $500 - Learn MoreShow Less
Industry State Bank 1.21% $500 - Learn MoreShow Less
Fayetteville Bank 1.21% $500 - Learn MoreShow Less
The First National Bank Of Shiner 1.21% $1,000 - Learn MoreShow Less
The First National Bank Of Bellville 1.21% $1,000 - Learn MoreShow Less
Citizens State Bank 1.21% $1,000 - Learn MoreShow Less
Crockett National Bank 1.10% $100,000 - Learn MoreShow Less
Nexbank, Ssb 1.10% $10,000 - Learn MoreShow Less
Round Top State Bank 1.01% $100,000 - Learn MoreShow Less
The Mint National Bank 1.00% $10,000 - Learn MoreShow Less
Texas Bank Financial 1.00% $100,000 - Learn MoreShow Less
Bth Bank, National Association 1.00% $1,000 - Learn MoreShow Less
Golden Bank, National Association 1.00% $1,500 - Learn MoreShow Less
First Community Bank, National Association 1.00% $1,500 - Learn MoreShow Less
Pioneer Bank, Ssb 0.95% $1,000 - Learn MoreShow Less
Citizens State Bank 0.95% $100,000 - Learn MoreShow Less
Austin County State Bank 0.95% $100,000 - Learn MoreShow Less
Austin County State Bank 0.90% $1,000 - Learn MoreShow Less
First National Bank Of Omaha 0.88% $500 - Learn MoreShow Less
Round Top State Bank 0.87% $1,000 - Learn MoreShow Less
Lone Star State Bank Of West Texas 0.85% $1,000 - Learn MoreShow Less
Citizens State Bank 0.85% $1,000 - Learn MoreShow Less
First State Bank 0.85% $100,000 - Learn MoreShow Less
Interstate Bank, Ssb 0.85% $100,000 - Learn MoreShow Less
The Yoakum National Bank 0.85% $100,000 - Learn MoreShow Less
Bank Of South Texas 0.85% $1,000 - Learn MoreShow Less
Austin Capital Bank Ssb 0.85% $10,001 - Learn MoreShow Less
R Bank 0.81% $1,000 - Learn MoreShow Less
The Chasewood Bank 0.80% $1,000 - Learn MoreShow Less
Commercial State Bank 0.80% $100,000 - Learn MoreShow Less
Security State Bank 0.80% $100,000 - Learn MoreShow Less
Brush Country Bank 0.80% $100,000 - Learn MoreShow Less
Wallis State Bank 0.80% $100,000 - Learn MoreShow Less
Spring Hill State Bank 0.80% $99,000 - Learn MoreShow Less
The First State Bank 0.80% $100,000 - Learn MoreShow Less
First-lockhart National Bank 0.80% $100,000 - Learn MoreShow Less
Firstcapital Bank Of Texas, National Association 0.75% $500 - Learn MoreShow Less
Hamlin National Bank 0.75% $500 - Learn MoreShow Less
First State Bank 0.75% $10,000 - Learn MoreShow Less
Veritex Community Bank 0.75% $1,000 - Learn MoreShow Less
Westbound Bank 0.75% $1,000 - Learn MoreShow Less
Commercial State Bank 0.75% $1,000 - Learn MoreShow Less
Lone Star State Bank Of West Texas 0.75% $1,000 - Learn MoreShow Less
Wallis State Bank 0.75% $2,500 - Learn MoreShow Less
Sundown State Bank 0.75% $500 - Learn MoreShow Less
Hill Bank & Trust Co. 0.75% $100,000 - Learn MoreShow Less
Armed Forces Bank, National Association 0.75% $500 - Learn MoreShow Less
Spring Hill State Bank 0.75% $1,000 - Learn MoreShow Less
Brush Country Bank 0.75% $1,500 - Learn MoreShow Less
Peoples Bank 0.74% $2,500 - Learn MoreShow Less
American Bank Of Commerce 0.71% $1,000 - Learn MoreShow Less
First State Bank Of Burnet 0.70% $95,000 - Learn MoreShow Less
Trusttexas Bank, Ssb 0.70% $100,000 - Learn MoreShow Less
Interstate Bank, Ssb 0.70% $500 - Learn MoreShow Less
Henderson Federal Savings Bank 0.70% $90,000 - Learn MoreShow Less
Cendera Bank, National Association 0.70% $100,000 - Learn MoreShow Less
Citizens Bank 0.70% $100,000 - Learn MoreShow Less
The Citizens National Bank Of Hillsboro 0.70% $1,000 - Learn MoreShow Less
Lone Star Bank 0.70% $1,000 - Learn MoreShow Less
First-lockhart National Bank 0.70% $1,000 - Learn MoreShow Less
Accessbank Texas 0.70% $1,000 - Learn MoreShow Less
Providence Bank Of Texas, Ssb 0.70% $100,000 - Learn MoreShow Less
Citizens State Bank 0.65% $1,000 - Learn MoreShow Less
Preferred Bank 0.65% $1,000 - Learn MoreShow Less
The First National Bank Of Winnsboro 0.65% $100,000 - Learn MoreShow Less
The First National Bank Of Mcgregor 0.65% $500 - Learn MoreShow Less
The State National Bank In West 0.65% $1,000 - Learn MoreShow Less
Ciera Bank 0.65% $1,000 - Learn MoreShow Less
Capital Bank 0.65% $90,000 - Learn MoreShow Less
Normangee State Bank 0.65% $1,000 - Learn MoreShow Less
State Bank Of De Kalb 0.65% $500 - Learn MoreShow Less
Southwestern National Bank 0.65% $100,000 - Learn MoreShow Less
American First National Bank 0.65% $100,000 - Learn MoreShow Less
Cendera Bank, National Association 0.65% $500 - Learn MoreShow Less
Peoples State Bank Of Hallettsville 0.65% $50,000 - Learn MoreShow Less
Marion State Bank 0.65% $100,000 - Learn MoreShow Less
Valuebank Texas 0.65% $1,000 - Learn MoreShow Less
Pilgrim Bank 0.65% $1,000 - Learn MoreShow Less
Guaranty Bank & Trust, N.a. 0.65% $1,000 - Learn MoreShow Less
The First National Bank Of Bastrop 0.65% $500 - Learn MoreShow Less
Security State Bank 0.65% $90,000 - Learn MoreShow Less
Fayette Savings Bank, Ssb 0.65% $2,500 - Learn MoreShow Less
First Federal Community Bank, Ssb 0.65% $1,000 - Learn MoreShow Less
Cypress Bank, Ssb 0.65% $1,000 - Learn MoreShow Less
Hanmi Bank 0.65% $100,000 - Learn MoreShow Less
First State Bank 0.65% $1,000 - Learn MoreShow Less
The First National Bank Of Mount Vernon 0.65% $1,000 - Learn MoreShow Less
Texas Heritage National Bank 0.61% $1,000 - Learn MoreShow Less
Spirit Of Texas Bank, Ssb 0.61% $1,000 - Learn MoreShow Less
Allegiance Bank Texas 0.60% $1,000 - Learn MoreShow Less
Security State Bank 0.60% $100,000 - Learn MoreShow Less
The First National Bank Of Winnsboro 0.60% $1,000 - Learn MoreShow Less
First State Bank 0.60% $100,000 - Learn MoreShow Less
American First National Bank 0.60% $10,000 - Learn MoreShow Less
Green Bank, National Association 0.60% $1,000 - Learn MoreShow Less
Cathay Bank 0.60% $100,000 - Learn MoreShow Less
Citizens State Bank 0.60% $1,000 - Learn MoreShow Less
First State Bank 0.60% $500 - Learn MoreShow Less
Elsa State Bank And Trust Company 0.60% $1,000 - Learn MoreShow Less
Southside Bank 0.60% $25,000 - Learn MoreShow Less
Capital Bank 0.60% $500 - Learn MoreShow Less
Castroville State Bank 0.60% $100,000 - Learn MoreShow Less
Hanmi Bank 0.60% $1,000 - Learn MoreShow Less
Henderson Federal Savings Bank 0.60% $500 - Learn MoreShow Less
Texas National Bank Of Jacksonville 0.60% $500 - Learn MoreShow Less
First National Bank Of Central Texas 0.60% $1,000 - Learn MoreShow Less
United Bank Of El Paso Del Norte 0.60% $100,000 - Learn MoreShow Less
Mineola Community Bank, S.s.b. 0.60% $1,000 - Learn MoreShow Less
Southwestern National Bank 0.60% $1,000 - Learn MoreShow Less
Security State Bank 0.60% $1,000 - Learn MoreShow Less
First National Bank 0.60% $100,000 - Learn MoreShow Less
Heritage Bank 0.60% $1,000 - Learn MoreShow Less
The First State Bank 0.60% $500 - Learn MoreShow Less
Frontier Bank Of Texas 0.60% $1,000 - Learn MoreShow Less
Community Bank & Trust, Waco, Texas 0.60% $500 - Learn MoreShow Less
Integrity Bank, Ssb 0.60% $1,000 - Learn MoreShow Less
Classic Bank, National Association 0.60% $100,000 - Learn MoreShow Less
First National Bank Of Hereford 0.60% $1,000 - Learn MoreShow Less
Providence Bank Of Texas, Ssb 0.60% $1,000 - Learn MoreShow Less
The Yoakum National Bank 0.58% $500 - Learn MoreShow Less
Farmers State Bank 0.57% $50,000 - Learn MoreShow Less
Rio Bank 0.57% $2,500 - Learn MoreShow Less
Platinum Bank 0.55% $1,000 - Learn MoreShow Less
Texstar National Bank 0.55% $1,000 - Learn MoreShow Less
The City National Bank Of Sulphur Springs 0.55% $1,000 - Learn MoreShow Less
The First National Bank Of Moody 0.55% $100,000 - Learn MoreShow Less
Citizens State Bank Of Luling 0.55% $100,000 - Learn MoreShow Less
The First National Bank Of Hebbronville 0.55% $100,000 - Learn MoreShow Less
Marion State Bank 0.55% $10,000 - Learn MoreShow Less
First State Bank Of Bedias 0.55% $100,000 - Learn MoreShow Less
Newfirst National Bank 0.55% $10,000 - Learn MoreShow Less
Amistad Bank 0.55% $50,000 - Learn MoreShow Less
The Donley County State Bank 0.55% $100,000 - Learn MoreShow Less
Citizens Bank 0.55% $4,000 - Learn MoreShow Less
First United Bank 0.55% $100,000 - Learn MoreShow Less
The American National Bank Of Mount Pleasant 0.55% $1,000 - Learn MoreShow Less
Heritage Bank 0.55% $1,000 - Learn MoreShow Less
Peoples State Bank Of Hallettsville 0.55% $10,000 - Learn MoreShow Less
Gladewater National Bank 0.55% $1,000 - Learn MoreShow Less
The Comanche National Bank 0.55% $100,000 - Learn MoreShow Less
Amarillo National Bank 0.55% $1,000 - Learn MoreShow Less
The First National Bank Of Beeville 0.55% $100,000 - Learn MoreShow Less
The Buckholts State Bank 0.55% $100,000 - Learn MoreShow Less
Bank Of Commerce 0.53% $1,000 - Learn MoreShow Less
The First National Bank Of Beeville 0.52% $10,000 - Learn MoreShow Less
Security State Bank 0.50% $500 - Learn MoreShow Less
Texas First State Bank 0.50% $1,000 - Learn MoreShow Less
International Bank Of Commerce 0.50% $100,000 - Learn MoreShow Less
Texas Bank And Trust Company 0.50% $1,000 - Learn MoreShow Less
Lubbock National Bank 0.50% $1,000 - Learn MoreShow Less
Texas Citizens Bank, National Association 0.50% $100 - Learn MoreShow Less
Lone Star Capital Bank, National Association 0.50% $100,000 - Learn MoreShow Less
Aimbank 0.50% $1,000 - Learn MoreShow Less
Plainscapital Bank 0.50% $1,000 - Learn MoreShow Less
Pointwest Bank 0.50% $1,000 - Learn MoreShow Less
Citizens State Bank 0.50% $100,000 - Learn MoreShow Less
Bloomburg State Bank 0.50% $1,000 - Learn MoreShow Less
National Bank 0.50% $100,000 - Learn MoreShow Less
The First National Bank Of Lipan 0.50% $1,000 - Learn MoreShow Less
Texas Security Bank 0.50% $1,000 - Learn MoreShow Less
Texas Champion Bank 0.50% $1,000 - Learn MoreShow Less
Texas Bank 0.50% $500 - Learn MoreShow Less
First State Bank 0.50% $1,000 - Learn MoreShow Less
First State Bank Of San Diego 0.50% $100,000 - Learn MoreShow Less
The First National Bank Of Woodsboro 0.50% $1,000 - Learn MoreShow Less
Central Bank 0.50% $1,000 - Learn MoreShow Less
Post Oak Bank, N.a. 0.50% $1,000 - Learn MoreShow Less
Trusttexas Bank, Ssb 0.50% $1,000 - Learn MoreShow Less
Citizens State Bank Of Luling 0.50% $1,000 - Learn MoreShow Less
Vantage Bank Texas 0.50% $100,000 - Learn MoreShow Less
The Hondo National Bank 0.50% $1,000 - Learn MoreShow Less
Coleman County State Bank 0.50% $100,000 - Learn MoreShow Less
United Bank Of El Paso Del Norte 0.50% $500 - Learn MoreShow Less
The Morris County National Bank Of Naples 0.50% $1,000 - Learn MoreShow Less
Alliance Bank 0.50% $1,000 - Learn MoreShow Less
Cathay Bank 0.50% $2,500 - Learn MoreShow Less
Woodhaven National Bank 0.50% $100,000 - Learn MoreShow Less
The First Bank Of Celeste 0.50% $100,000 - Learn MoreShow Less
The State National Bank Of Groom 0.50% $5,000 - Learn MoreShow Less
First National Bank 0.50% $10,000 - Learn MoreShow Less
First Community Bank 0.50% $1,000 - Learn MoreShow Less
First State Bank Of Uvalde 0.50% $100,000 - Learn MoreShow Less
Lone Star State Bank Of West Texas 0.50% $100,000 - Learn MoreShow Less
The Bank Of River Oaks 0.50% $100,000 - Learn MoreShow Less
The Moody National Bank 0.50% $100,000 - Learn MoreShow Less
Texas National Bank 0.50% $100,000 - Learn MoreShow Less
First Bank & Trust 0.50% $1,000 - Learn MoreShow Less
Schertz Bank & Trust 0.50% $100,000 - Learn MoreShow Less
Firstcapital Bank Of Texas, National Association 0.50% $500 - Learn MoreShow Less
Prosper Bank 0.50% $1,000 - Learn MoreShow Less
International Bank Of Commerce 0.50% $100,000 - Learn MoreShow Less
Burton State Bank 0.50% $1 - Learn MoreShow Less
The Liberty National Bank In Paris 0.50% $1,000 - Learn MoreShow Less
The Comanche National Bank 0.50% $1,000 - Learn MoreShow Less
Community National Bank 0.50% $1,000 - Learn MoreShow Less
Riverbend Bank 0.50% $100,000 - Learn MoreShow Less
The First National Bank Of Moody 0.50% $1,000 - Learn MoreShow Less
American Bank, National Association 0.50% $1,000 - Learn MoreShow Less
First State Bank 0.50% $1,000 - Learn MoreShow Less
Commercial National Bank Of Texarkana 0.50% $1,000 - Learn MoreShow Less
American Momentum Bank 0.50% $500 - Learn MoreShow Less
American State Bank 0.50% $1,000 - Learn MoreShow Less
Lone Star Bank 0.50% $95,000 - Learn MoreShow Less
The First National Bank Of Albany 0.50% $1,000 - Learn MoreShow Less
First Community Bank, National Association 0.50% $1,000 - Learn MoreShow Less
Happy State Bank 0.50% $100,000 - Learn MoreShow Less
Zavala County Bank 0.50% $95,000 - Learn MoreShow Less
Carmine State Bank 0.50% $500 - Learn MoreShow Less
Greater State Bank 0.50% $100,000 - Learn MoreShow Less
Mills County State Bank 0.47% $100,000 - Learn MoreShow Less
Farmers State Bank 0.47% $1,000 - Learn MoreShow Less
The First National Bank Of Gilmer 0.46% $95,000 - Learn MoreShow Less
Texas Regional Bank 0.46% $100,000 - Learn MoreShow Less
Legend Bank, N.a. 0.45% $1,000 - Learn MoreShow Less
Star Bank Of Texas 0.45% $100,000 - Learn MoreShow Less
Vista Bank 0.45% $100,000 - Learn MoreShow Less
First State Bank Of Bedias 0.45% $1 - Learn MoreShow Less
First United Bank And Trust Company 0.45% $500 - Learn MoreShow Less
The Santa Anna National Bank 0.45% $1,000 - Learn MoreShow Less
The First National Bank Of Tom Bean 0.45% $500 - Learn MoreShow Less
Vantage Bank Texas 0.45% $500 - Learn MoreShow Less
Castroville State Bank 0.45% $1,000 - Learn MoreShow Less
Citizens State Bank 0.45% $1,000 - Learn MoreShow Less
Amistad Bank 0.45% $1,000 - Learn MoreShow Less
East West Bank 0.45% $99,000 - Learn MoreShow Less
Classic Bank, National Association 0.45% $2,500 - Learn MoreShow Less
The Bank And Trust, S.s.b. 0.45% $100,000 - Learn MoreShow Less
Citizens State Bank 0.45% $500 - Learn MoreShow Less
The National Bank Of Andrews 0.45% $95,000 - Learn MoreShow Less
West Texas National Bank 0.45% $100,000 - Learn MoreShow Less
First Bank & Trust 0.45% $1,000 - Learn MoreShow Less
Western Bank 0.45% $500 - Learn MoreShow Less
First United Bank 0.45% $1,000 - Learn MoreShow Less
First National Bank 0.45% $100,000 - Learn MoreShow Less
First National Bank Of Jasper 0.45% $1,000 - Learn MoreShow Less
Hill Bank & Trust Co. 0.45% $1,000 - Learn MoreShow Less
Liberty Bank 0.45% $1,000 - Learn MoreShow Less
The Buckholts State Bank 0.45% $1,000 - Learn MoreShow Less
Central National Bank 0.45% $1,000 - Learn MoreShow Less
Fort Davis State Bank 0.45% $100,000 - Learn MoreShow Less
Capital Bank Of Texas 0.45% $95,000 - Learn MoreShow Less
Sabine State Bank And Trust Company 0.45% $5,000 - Learn MoreShow Less
Umb Bank, National Association 0.45% $1,000 - Learn MoreShow Less
Firstbank Southwest 0.45% $100,000 - Learn MoreShow Less
Washington Federal, National Association 0.45% $90,000 - Learn MoreShow Less
State Bank Of Texas 0.45% $100,000 - Learn MoreShow Less
Herring Bank 0.45% $1,000 - Learn MoreShow Less
Weststar Bank 0.42% $100,000 - Learn MoreShow Less
Mills County State Bank 0.42% $1,000 - Learn MoreShow Less
Capital Bank, Ssb 0.42% $100,000 - Learn MoreShow Less
Texas Regional Bank 0.41% $1,000 - Learn MoreShow Less
The First National Bank Of Gilmer 0.41% $1,000 - Learn MoreShow Less
Valliance Bank 0.40% $1,000 - Learn MoreShow Less
Coleman County State Bank 0.40% $1,000 - Learn MoreShow Less
The State National Bank Of Big Spring 0.40% $1,000 - Learn MoreShow Less
Fannin Bank 0.40% $1,000 - Learn MoreShow Less
Lubbock National Bank 0.40% $1,000 - Learn MoreShow Less
First Security State Bank 0.40% $1,000 - Learn MoreShow Less
First National Bank Of Huntsville 0.40% $1,000 - Learn MoreShow Less
Texas Hill Country Bank 0.40% $100,000 - Learn MoreShow Less
Alliance Bank 0.40% $1,000 - Learn MoreShow Less
The First National Bank Of Hebbronville 0.40% $1,000 - Learn MoreShow Less
Panola National Bank 0.40% $100,000 - Learn MoreShow Less
Fort Davis State Bank 0.40% $1,000 - Learn MoreShow Less
Kress National Bank 0.40% $1,000 - Learn MoreShow Less
Star Bank Of Texas 0.40% $1,000 - Learn MoreShow Less
The Bank Of River Oaks 0.40% $2,000 - Learn MoreShow Less
Citizens National Bank 0.40% $500 - Learn MoreShow Less
The First National Bank Of Sterling City 0.40% $100,000 - Learn MoreShow Less
The Dublin National Bank 0.40% $1,000 - Learn MoreShow Less
West Texas National Bank 0.40% $1,000 - Learn MoreShow Less
Happy State Bank 0.40% $1,000 - Learn MoreShow Less
First State Bank Of San Diego 0.40% $10,000 - Learn MoreShow Less
Kilgore National Bank 0.40% $1,000 - Learn MoreShow Less
The First National Bank In Cooper 0.40% $1,000 - Learn MoreShow Less
Texas Star Bank 0.40% $100,000 - Learn MoreShow Less
First State Bank Of Odem 0.40% $100,000 - Learn MoreShow Less
Pearland State Bank 0.40% $100,000 - Learn MoreShow Less
Sage Capital Bank, National Association 0.40% $90,000 - Learn MoreShow Less
Charter Bank 0.40% $1,000 - Learn MoreShow Less
National Bank 0.40% $1,000 - Learn MoreShow Less
Citizens National Bank At Brownwood 0.40% $1,000 - Learn MoreShow Less
The First National Bank Of Sonora 0.40% $1,000 - Learn MoreShow Less
American Bank Of Texas 0.40% $25,000 - Learn MoreShow Less
Benchmark Bank 0.40% $10,001 - Learn MoreShow Less
Colonial Savings, F.a. 0.40% $1,000 - Learn MoreShow Less
The First National Bank Of Tom Bean 0.40% $500 - Learn MoreShow Less
Texas Bank 0.40% $1,000 - Learn MoreShow Less
First National Bank Of Dublin 0.40% $1,000 - Learn MoreShow Less
Interbank 0.40% $1 - Learn MoreShow Less
Zavala County Bank 0.40% $1,000 - Learn MoreShow Less
The Waggoner National Bank Of Vernon 0.40% $1,000 - Learn MoreShow Less
The Jacksboro National Bank 0.40% $100,000 - Learn MoreShow Less
The First National Bank Of Tahoka 0.40% $1,000 - Learn MoreShow Less
The Moody National Bank 0.40% $500 - Learn MoreShow Less
Woodhaven National Bank 0.40% $1,000 - Learn MoreShow Less
First State Bank Of Uvalde 0.40% $1,000 - Learn MoreShow Less
The Pecos County State Bank 0.40% $100,000 - Learn MoreShow Less
The First Bank Of Celeste 0.40% $1,000 - Learn MoreShow Less
Lone Star Capital Bank, National Association 0.40% $500 - Learn MoreShow Less
Security State Bank 0.40% $10,000 - Learn MoreShow Less
Community Trust Bank 0.40% $500 - Learn MoreShow Less
Community Bank 0.40% $10,000 - Learn MoreShow Less
Schertz Bank & Trust 0.40% $1,000 - Learn MoreShow Less
Greater State Bank 0.40% $1,000 - Learn MoreShow Less
First State Bank And Trust Company 0.40% $100,000 - Learn MoreShow Less
Riverbend Bank 0.40% $1,000 - Learn MoreShow Less
Texas National Bank 0.40% $1,000 - Learn MoreShow Less
Shelby Savings Bank, Ssb 0.40% $100,000 - Learn MoreShow Less
Texas Gulf Bank, National Association 0.40% $2,500 - Learn MoreShow Less
Washington Federal, National Association 0.40% $1,000 - Learn MoreShow Less
The First National Bank Of Quitaque 0.40% $1,000 - Learn MoreShow Less
First National Bank Of Alvin 0.40% $100,000 - Learn MoreShow Less
The First National Bank Of Livingston 0.40% $1,000 - Learn MoreShow Less
Citizens 1st Bank 0.39% $100,000 - Learn MoreShow Less
Capital Bank, Ssb 0.39% $1,000 - Learn MoreShow Less
Citizens 1st Bank 0.36% $1,000 - Learn MoreShow Less
First State Bank 0.35% $1,000 - Learn MoreShow Less
The Pecos County State Bank 0.35% $1,000 - Learn MoreShow Less
First State Bank Of Burnet 0.35% $10,000 - Learn MoreShow Less
Citizens Bank 0.35% $1,000 - Learn MoreShow Less
Ballinger National Bank 0.35% $1,000 - Learn MoreShow Less
Muenster State Bank 0.35% $1,000 - Learn MoreShow Less
Shelby Savings Bank, Ssb 0.35% $1,000 - Learn MoreShow Less
Citizens National Bank Of Texas 0.35% $1,000 - Learn MoreShow Less
First State Bank Of Odem 0.35% $1,000 - Learn MoreShow Less
First National Bank Of Lake Jackson 0.35% $100,000 - Learn MoreShow Less
The Falls City National Bank 0.35% $100,000 - Learn MoreShow Less
First State Bank 0.35% $100,000 - Learn MoreShow Less
The First National Bank Of Anderson 0.35% $1,000 - Learn MoreShow Less
The Bank And Trust, S.s.b. 0.35% $500 - Learn MoreShow Less
Community National Bank 0.35% $100,000 - Learn MoreShow Less
First National Bank Of Fort Stockton 0.35% $100,000 - Learn MoreShow Less
First Savings Bank 0.35% $10,000 - Learn MoreShow Less
First Bank Texas, Ssb 0.35% $1,000 - Learn MoreShow Less
Worthington National Bank 0.35% $1,000 - Learn MoreShow Less
The First National Bank Of Trenton 0.35% $1,000 - Learn MoreShow Less
Crowell State Bank 0.35% $500 - Learn MoreShow Less
First Capital Bank 0.35% $1,000 - Learn MoreShow Less
First National Bank And Trust Company Of Weatherford 0.35% $1,000 - Learn MoreShow Less
American Bank Of Texas 0.35% $10,000 - Learn MoreShow Less
Hometown Bank, National Association 0.35% $1,000 - Learn MoreShow Less
Centennial Bank 0.35% $50,000 - Learn MoreShow Less
Security State Bank & Trust 0.35% $100,000 - Learn MoreShow Less
Vista Bank 0.35% $1,000 - Learn MoreShow Less
The Lytle State Bank Of Lytle, Texas 0.35% $100,000 - Learn MoreShow Less
The First National Bank Of Sterling City 0.35% $1,000 - Learn MoreShow Less
Capital Bank Of Texas 0.35% $1,000 - Learn MoreShow Less
Independent Bank 0.35% $1,000 - Learn MoreShow Less
Union State Bank 0.35% $1,000 - Learn MoreShow Less
West Texas State Bank 0.35% $1,000 - Learn MoreShow Less
First National Bank 0.35% $1,000 - Learn MoreShow Less
Weststar Bank 0.31% $2,500 - Learn MoreShow Less
First National Bank Texas 0.31% $50,000 - Learn MoreShow Less
Liberty Capital Bank 0.30% $1,000 - Learn MoreShow Less
Grand Bank Of Texas 0.30% $1,000 - Learn MoreShow Less
The Lytle State Bank Of Lytle, Texas 0.30% $500 - Learn MoreShow Less
First Commercial Bank, National Association 0.30% $2,500 - Learn MoreShow Less
First National Bank Of Lake Jackson 0.30% $1,000 - Learn MoreShow Less
Huntington State Bank 0.30% $100,000 - Learn MoreShow Less
First State Bank And Trust Company 0.30% $1,000 - Learn MoreShow Less
Texas Community Bank 0.30% $100,000 - Learn MoreShow Less
Texas Star Bank 0.30% $1,000 - Learn MoreShow Less
Titan Bank, N.a. 0.30% $1,000 - Learn MoreShow Less
First State Bank 0.30% $5,000 - Learn MoreShow Less
The Falls City National Bank 0.30% $1,500 - Learn MoreShow Less
Lone Star National Bank 0.30% $100,000 - Learn MoreShow Less
The Ozona National Bank 0.30% $2,500 - Learn MoreShow Less
Panola National Bank 0.30% $1,000 - Learn MoreShow Less
Texana Bank, National Association 0.30% $1,000 - Learn MoreShow Less
Incommons Bank, N.a. 0.30% $1,000 - Learn MoreShow Less
The First National Bank Of Evant 0.30% $1,000 - Learn MoreShow Less
Community National Bank 0.30% $1,000 - Learn MoreShow Less
First National Bank Of Fort Stockton 0.30% $1,000 - Learn MoreShow Less
West Texas State Bank 0.30% $2,500 - Learn MoreShow Less
The Jacksboro National Bank 0.30% $2,500 - Learn MoreShow Less
Texas Republic Bank, National Association 0.30% $1,000 - Learn MoreShow Less
The Bank & Trust Of Bryan/college Station 0.30% $2,500 - Learn MoreShow Less
Sage Capital Bank, National Association 0.30% $500 - Learn MoreShow Less
The National Bank Of Andrews 0.30% $1,000 - Learn MoreShow Less
East West Bank 0.30% $10,000 - Learn MoreShow Less
Northstar Bank Of Texas 0.30% $1,000 - Learn MoreShow Less
Commercial State Bank 0.30% $100,000 - Learn MoreShow Less
Austin Bank, Texas National Association 0.30% $1,000 - Learn MoreShow Less
Tradition Bank - Bellaire 0.30% $1,000 - Learn MoreShow Less
First State Bank Central Texas 0.30% $100,000 - Learn MoreShow Less
The National Bank Of Texas At Fort Worth 0.30% $100,000 - Learn MoreShow Less
Wellington State Bank 0.30% $1,000 - Learn MoreShow Less
Grapeland State Bank 0.30% $1,000 - Learn MoreShow Less
The Roscoe State Bank 0.30% $1,000 - Learn MoreShow Less
Bank Of The Ozarks 0.30% $1,000 - Learn MoreShow Less
Security Bank 0.30% $50,000 - Learn MoreShow Less
Southside Bank 0.30% $1,000 - Learn MoreShow Less
Texas Hill Country Bank 0.30% $1,000 - Learn MoreShow Less
Lone Star State Bank Of West Texas 0.30% $1,000 - Learn MoreShow Less
Texas Bank Financial 0.30% $10,000 - Learn MoreShow Less
Lakeside National Bank 0.26% $2,500 - Learn MoreShow Less
First National Bank Texas 0.26% $500 - Learn MoreShow Less
The First National Bank Of Hughes Springs 0.25% $1,000 - Learn MoreShow Less
First Bank Of Muleshoe 0.25% $10,000 - Learn MoreShow Less
Community National Bank & Trust Of Texas 0.25% $1,000 - Learn MoreShow Less
Falcon International Bank 0.25% $1,000 - Learn MoreShow Less
The First National Bank Of Granbury 0.25% $1,000 - Learn MoreShow Less
First State Bank Central Texas 0.25% $1,000 - Learn MoreShow Less
Texas State Bank 0.25% $1,000 - Learn MoreShow Less
First State Bank 0.25% $1,500 - Learn MoreShow Less
The American National Bank Of Texas 0.25% $100,000 - Learn MoreShow Less
Firstbank Southwest 0.25% $2,500 - Learn MoreShow Less
Huntington State Bank 0.25% $500 - Learn MoreShow Less
Southwest Bank 0.25% $1,000 - Learn MoreShow Less
First Texas Bank 0.25% $500 - Learn MoreShow Less
Texas Capital Bank, National Association 0.25% $1,000 - Learn MoreShow Less
Inwood National Bank 0.25% $2,500 - Learn MoreShow Less
Landmark Bank, National Association 0.25% $5,000 - Learn MoreShow Less
Grandview Bank 0.25% $1,000 - Learn MoreShow Less
American National Bank & Trust 0.25% $1,000 - Learn MoreShow Less
The First National Bank Of Ballinger 0.25% $10,000 - Learn MoreShow Less
Menard Bank 0.25% $100,000 - Learn MoreShow Less
First Bank & Trust East Texas 0.25% $1,000 - Learn MoreShow Less
Farmers State Bank 0.25% $1,000 - Learn MoreShow Less
Arrowhead Bank 0.25% $100,000 - Learn MoreShow Less
Pegasus Bank 0.25% $1,000 - Learn MoreShow Less
The First National Bank Of Emory 0.25% $1,000 - Learn MoreShow Less
Bancorpsouth Bank 0.25% $1,000 - Learn MoreShow Less
The Donley County State Bank 0.25% $1,000 - Learn MoreShow Less
North Dallas Bank & Trust Co. 0.25% $1,000 - Learn MoreShow Less
Fidelity Bank 0.25% $1,000 - Learn MoreShow Less
Texas Community Bank 0.25% $1,000 - Learn MoreShow Less
Guadalupe National Bank 0.25% $2,500 - Learn MoreShow Less
Pioneer Bank 0.25% $1,000 - Learn MoreShow Less
Bank Of The West 0.25% $1,000 - Learn MoreShow Less
The Commercial National Bank Of Brady 0.25% $1,000 - Learn MoreShow Less
The First National Bank Of Eldorado 0.25% $1,000 - Learn MoreShow Less
First National Bank Of Burleson 0.25% $1,000 - Learn MoreShow Less
Southwest Bank 0.25% $10,000 - Learn MoreShow Less
First Texas Bank 0.25% $100,000 - Learn MoreShow Less
Commercial State Bank 0.25% $1,000 - Learn MoreShow Less
Interbank 0.25% $1,000 - Learn MoreShow Less
International Bank Of Commerce 0.25% $10,000 - Learn MoreShow Less
First National Bank In Port Lavaca 0.25% $1,000 - Learn MoreShow Less
Texas Regional Bank 0.25% $1,000 - Learn MoreShow Less
State Bank Of Texas 0.25% $2,500 - Learn MoreShow Less
Junction National Bank 0.25% $1,000 - Learn MoreShow Less
International Bank Of Commerce 0.25% $10,000 - Learn MoreShow Less
Texas State Bank 0.20% $1,000 - Learn MoreShow Less
Commercial Bank Of Texas, National Association 0.20% $1,000 - Learn MoreShow Less
Bokf, National Association 0.20% $100,000 - Learn MoreShow Less
Sovereign Bank 0.20% $1,000 - Learn MoreShow Less
The First National Bank Of Eagle Lake 0.20% $2,500 - Learn MoreShow Less
Security State Bank & Trust 0.20% $500 - Learn MoreShow Less
Texas First Bank 0.20% $1,000 - Learn MoreShow Less
Transpecos Banks 0.20% $1,000 - Learn MoreShow Less
First National Bank Of Alvin 0.20% $10,000 - Learn MoreShow Less
Jefferson Bank 0.20% $1,000 - Learn MoreShow Less
The National Bank Of Texas At Fort Worth 0.20% $1,000 - Learn MoreShow Less
Lone Star National Bank 0.20% $1,000 - Learn MoreShow Less
Arrowhead Bank 0.20% $500 - Learn MoreShow Less
The City National Bank Of San Saba 0.20% $1,000 - Learn MoreShow Less
Justin State Bank 0.20% $500 - Learn MoreShow Less
Citizens Bank, National Association 0.20% $100,000 - Learn MoreShow Less
The First National Bank Of Mertzon 0.20% $1 - Learn MoreShow Less
Pearland State Bank 0.20% $10,000 - Learn MoreShow Less
First Bank 0.20% $1,000 - Learn MoreShow Less
Farmers And Merchants Bank 0.20% $2,500 - Learn MoreShow Less
Llano National Bank 0.20% $500 - Learn MoreShow Less
First National Bank 0.20% $500 - Learn MoreShow Less
Kleberg Bank, N.a. 0.20% $100,000 - Learn MoreShow Less
Robert Lee State Bank 0.20% $1,000 - Learn MoreShow Less
Texas Heritage Bank 0.20% $100,000 - Learn MoreShow Less
Southwest Bank 0.18% $10,000 - Learn MoreShow Less
The American National Bank Of Texas 0.17% $1,000 - Learn MoreShow Less
Bokf, National Association 0.15% $1,000 - Learn MoreShow Less
Haskell National Bank 0.15% $500 - Learn MoreShow Less
Menard Bank 0.15% $1,000 - Learn MoreShow Less
Texas Financial Bank 0.15% $100,000 - Learn MoreShow Less
Inter National Bank 0.15% $1,000 - Learn MoreShow Less
The Brenham National Bank 0.15% $1,000 - Learn MoreShow Less
First State Bank 0.15% $500 - Learn MoreShow Less
Trustmark National Bank 0.15% $1,000 - Learn MoreShow Less
Centennial Bank 0.15% $1,000 - Learn MoreShow Less
Kleberg Bank, N.a. 0.15% $3,000 - Learn MoreShow Less
First Texas Bank 0.15% $1,000 - Learn MoreShow Less
The City National Bank Of Taylor 0.15% $10,000 - Learn MoreShow Less
Bank Snb 0.15% $1,000 - Learn MoreShow Less
Jourdanton State Bank 0.12% $1,000 - Learn MoreShow Less
First Bank & Trust East Texas 0.12% $100,000 - Learn MoreShow Less
American Bank, National Association 0.10% $1,000 - Learn MoreShow Less
Amegy Bank National Association 0.10% $1,000 - Learn MoreShow Less
Big Bend Banks, N.a. 0.10% $100,000 - Learn MoreShow Less
First Financial Bank, National Association 0.10% $500 - Learn MoreShow Less
The First National Bank Of Stanton 0.10% $500 - Learn MoreShow Less
Comerica Bank 0.10% $10,000 - Learn MoreShow Less
Branch Banking And Trust Company 0.10% $10,000 - Learn MoreShow Less
Texas Financial Bank 0.10% $1,000 - Learn MoreShow Less
Extraco Banks, National Association 0.10% $1,000 - Learn MoreShow Less
Citizens Bank, National Association 0.10% $1,000 - Learn MoreShow Less
Security Bank 0.10% $3,000 - Learn MoreShow Less
Compass Bank 0.10% $1 - Learn MoreShow Less
Texas Heritage Bank 0.10% $1,000 - Learn MoreShow Less
Bank Of America, National Association 0.07% $10,000 - Learn MoreShow Less
Wells Fargo Bank, National Association 0.05% $10,000 - Learn MoreShow Less
Bank Of America, National Association 0.05% $10,000 - Learn MoreShow Less
Big Bend Banks, N.a. 0.05% $2,500 - Learn MoreShow Less
Broadway National Bank 0.05% $1,000 - Learn MoreShow Less
Frost Bank 0.05% $1,000 - Learn MoreShow Less
Regions Bank 0.05% $500 - Learn MoreShow Less
Jpmorgan Chase Bank, National Association 0.01% $10,000 - Learn MoreShow Less

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know by commenting below so that we can update it. Thank you for your help.

  • mike

    February 07, 2016

    Why can banks 100 miles away offer rates 5 to 6 time higher on a one year CD , seems banks and or there management in this area simply refuse to be competitive and show no respect for the people , neighbors and area they live and work in.

  • Braun

    December 30, 2015

    @Brian. Click the tabs at the top. You can choose the rate term you want.

  • Brian

    December 30, 2015

    Where are the 60 month CD rates?

  • won't say

    November 05, 2015

    where are the local banks?

  • Stephen C

    August 06, 2015

    It would be nice if you would include an option for all terms e.g., up to 10 years. Also it would help if you could select all banks and credit unions. It has been my experience that some bank and CU's will change their policy of being regional to national.

  • David H. 7/10/15

    July 10, 2015

    Union Savings Bank doesn't have a one year cd for 1.15%

  • Alan Platt

    November 24, 2014

    So stupid that you cannot vote "yes". The only thing that registers is "no".

  • Darren

    September 16, 2014

    Union County Savings Bank in Cranford is offering a 1.3% Jumbo CD Rate for 1 year.

  • Alan Platt

    August 25, 2014

    Why did you stop listing information about DORAL BANK?

  • Allen

    April 11, 2014

    Rate is wrong on "Investar Bank 0.75% $1,000 0.92 +Learn More"

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Certificates of Deposit - Branch Banks

A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

CD Terms

The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time.

CD Risk

Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.

Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.

How Interest is Paid

The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.

Interest Rate

Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

Advantages and Disadvantages

The advantages of a Certificate of Deposit from a branch bank are:

 · 

Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.

 · 

CDs provide a predictable, set rate of return.

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Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of branch-based CDs are:

 · 

The deposited money is committed for a certain period of time and can only be withdrawn with substantial penalties.

 · 

One year CDs from branch banks often pay less interest than from online banks.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, you visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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