Texas

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Texas CD Rates

You are viewing rates from banks across Texas

Below are the best one-year CD Rates from banks in Texas. One-year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

TX - June 23, 2024

1 Year CD National Average : 0.56% ?

Advertiser Disclosure
Banks APY MIN MILES ?
 

13-Month Online CD - Save for the things you want later. Easy online application.

| Feb 15, 2024

I have always had great experiences with short-term CDs from this bank. No delays. Read More

Rate History: 5.55% → 5.60% → 5.40%

| Oct 5, 2023

You need to specifically indicate what you are applying your money to when you take out an account here. You could make a mistake and put your money on a lesser rate product than what's advertised. Other... Read More

Rate History: 5.35% → 5.65% → 5.55% → 5.50% → 5.40%

| Aug 20, 2019

Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More

Rate History: 5.15% → 5.60% → 5.40% → 5.20% → 5.30%

| Apr 20, 2024

Save your tears for another day. Very frustrating. 1-star. Read More

Rate History: 4.75% → 5.25%

| Aug 30, 2023

Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 5.00% → 5.25%

| Nov 21, 2023

A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More

Rate History: 4.80% → 4.75% → 5.20% → 5.00% → 5.15%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

Rate History: 4.85% → 5.15%

Rate History: 5.55% → 5.40% → 5.55% → 5.38% → 5.15%

| Jun 22, 2023

I have been with The Mint Ntl Bank for going on the 3rd yr. They have always taken care of my CD investment and changes that come after the maturity (yearly) date. I highly recommend them! Read More

5.08%

$5,000

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Rate History: 5.05% → 5.05% → 5.05%

| Jul 3, 2019

Just set up an account. Don't know long term yet, however they were (Kelsey) a dream to work with. Read More

| Aug 26, 2023

I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 5.25% → 5.05% → 4.95% → 4.80% → 4.95%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 5.25% → 4.85%

| Nov 28, 2022

While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More

Rate History: 5.40% → 5.25% → 4.85%

| Nov 18, 2023

bank delayed 1-2days to credit into your account, pay less interest. Read More

Rate History: 4.75% → 5.00% → 5.25% → 5.00% → 4.85%

Rate History: 5.00% → 5.25% → 5.00% → 4.90% → 4.80%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 4.75% → 4.60% → 4.70%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 5.00% → 4.75% → 4.70% → 4.50%

4.50%

$1,000

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Rate History: 4.00% → 4.50%

| May 3, 2016

Houston, Tx. Branches Read More

Rate History: 5.00% → 4.00%

| May 19, 2018

Experience Read More

| Jul 28, 2022

Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More

Rate History: 3.51% → 0.03% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

| May 21, 2021

this bank is pooooooooooooooooooop Read More

Rate History: 4.76% → 3.05%

Rate History: 4.25% → 3.00%

| Oct 18, 2016

IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More

Rate History: 4.30% → 4.00% → 2.75% → 2.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.00% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 1.00% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

1.11%

$100,000

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1.10%

$10,000

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| Dec 1, 2020

This Bank and Bank of Brenham were great to deal with. Just a little drive out to the country and definitely worth it. Read More

| May 3, 2016

Branchs locations, Houston, Tx. Read More

| Jun 25, 2016

Recommend this bank and Bank of Brenham! Friendly, helpful, and both have great rates! Read More

| Dec 1, 2020

Worth the drive out to the country! Read More

1.06%

$100,000

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1.06%

$100,000

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1.05%

$10,000

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1.01%

$10,000

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| Oct 22, 2021

TrustTexas Bank was founded in 1921. Read More

1.00%

$100,000

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1.00%

$90,000

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1.00%

$100,000

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1.00%

$100,000

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1.00%

$100,000

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| Aug 4, 2022

Great CD rates & service Read More

1.00%

$100,000

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1.00%

$100,000

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1.00%

$10,000

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| Dec 1, 2020

This Bank and Bank of Brenham were great to deal with. Just a little drive out to the country and definitely worth it. Read More

| May 3, 2016

Branchs locations, Houston, Tx. Read More

0.95%

$10,000

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| Jun 25, 2016

Recommend this bank and Bank of Brenham! Friendly, helpful, and both have great rates! Read More

| Dec 1, 2020

Worth the drive out to the country! Read More

0.95%

$100,000

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0.95%

$10,000

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0.95%

$1,000

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0.90%

$10,000

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0.90%

$10,000

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0.90%

$1,000

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0.90%

$10,000

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0.90%

$100,000

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0.90%

$10,000

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0.90%

$100,000

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0.90%

$10,000

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0.90%

$100,000

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0.90%

$10,000

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0.90%

$10,000

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0.90%

$10,000

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0.90%

$10,000

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0.90%

$100,000

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| Oct 22, 2021

TrustTexas Bank was founded in 1921. Read More

0.88%

$100,000

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0.85%

$100,000

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| Mar 24, 2022

I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More

| Mar 19, 2021

... Read More

0.85%

$100,000

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0.85%

$100,000

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0.80%

$10,000

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0.80%

$10,000

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0.80%

$1,000

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0.80%

$10,000

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0.78%

$100,000

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0.76%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$500

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0.75%

$1,000

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0.75%

$10,000

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0.75%

$10,000

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Rate History: 0.25% → 0.75%

0.75%

$100,000

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0.75%

$100,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$1,000

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| Nov 7, 2018

now pays 1.46% Read More

0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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| May 1, 2016

I have had this bank for the past 10 years and I would not want to change banks due to friendly customer service over the phone as I live a hundred miles from this bank. I always get my questions answered ... Read More

0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$100,000

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0.75%

$100,000

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0.70%

$100,000

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0.70%

$100,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$1,000

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| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

0.70%

$100,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$100,000

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0.70%

$100,000

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0.70%

$10,000

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0.70%

$100,000

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0.70%

$1,000

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0.68%

$10,000

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$100,000

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0.65%

$10,000

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0.65%

$100,000

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0.65%

$100,000

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| Feb 6, 2023

Lindale Community Bank with employees that care. Read More

0.65%

$10,000

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0.65%

$100,000

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0.65%

$10,000

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0.65%

$10,000

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0.63%

$2,500

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0.63%

$100,000

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0.61%

$100,000

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0.60%

$100,000

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0.60%

$10,000

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0.60%

$100,000

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0.60%

$500

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0.60%

$10,000

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0.60%

$100,000

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.60%

$10,000

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| Aug 12, 2021

Will not protect their customers against fraudulent debit card charges. Out hundreds of dollars due to multiple fraudulent charges, and they keep allowing same charges. RUN! Read More

0.60%

$100,000

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0.60%

$10,000

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0.60%

$10,000

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| Jan 8, 2024

Awful, rude unprofessional! Beware Read More

0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$100,000

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0.60%

$100,000

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0.60%

$10,000

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0.60%

$100,000

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0.60%

$10,000

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0.60%

$10,000

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0.58%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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| Sep 3, 2021

I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More

0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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| Jan 29, 2019

The Bank does not have this product. Read More

0.55%

$100,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$100,000

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| Nov 23, 2020

This is a typical blow hard south texas bank that boasts its ability to “handle your money” and to “ loan up to 50k on the spot” “ we work with anyome regardless of credit” it’s a desperate b... Read More

0.55%

$10,000

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0.55%

$100,000

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0.55%

$10,000

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0.51%

$10,000

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0.50%

$10,000

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0.50%

$1,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$100,000

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| Sep 3, 2021

I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More

0.50%

$100,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$5,000

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0.50%

$10,000

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0.50%

$5,000

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0.50%

$10,000

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| Jul 12, 2019

They are not paying this amount...it's .20% Read More

0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$50,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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| Jan 26, 2022

You all Have Been Taking Peggy Wood Sterioti's Money for years . 2007-2022 Read More

0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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| Mar 6, 2021

You guys have four “ Lobby Open “ signs outside on each corner of the bank .I’m new and do not know your lobby hours yet so I depended on the four “ Lobby Open “signs . I was dropped off there i... Read More

0.50%

$100,000

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0.50%

$100,000

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0.50%

$1,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$100,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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0.45%

$100,000

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0.45%

$10,000

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0.45%

$100,000

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0.45%

$1,000

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0.45%

$10,000

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0.45%

$100,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$100,000

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0.45%

$10,000

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0.45%

$100,000

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0.45%

$100,000

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0.45%

$1,000

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| Mar 6, 2021

You guys have four “ Lobby Open “ signs outside on each corner of the bank .I’m new and do not know your lobby hours yet so I depended on the four “ Lobby Open “signs . I was dropped off there i... Read More

0.45%

$100,000

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| Jan 23, 2021

This is the WORST bank ever!! We had a substantial amount of money taken from our accounts. When we first discovered it, we immediately met with Sue Hearn, VP in The Woodlands. Her first reaction was to ... Read More

0.45%

$100,000

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0.45%

$100,000

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0.40%

$100,000

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0.40%

$1,000

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0.40%

$1,000

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0.40%

$1,000

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0.40%

$10,000

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0.40%

$100,000

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0.40%

$1,000

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0.40%

$100,000

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0.40%

$10,000

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| Mar 6, 2021

My family lives in Texas wanted to open and account with liberty bank Texas is name on Instagram is @obilo 10 10 u refuse him and stole his information cause he is black .plsss get it check out thank u Read More

0.40%

$500

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0.40%

$500

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0.40%

$100,000

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0.40%

$10,000

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| Jul 1, 2021

What day of the month do you report to the credit bureaus Read More

0.40%

$1,000

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0.40%

$100,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$1,000

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0.40%

$10,000

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0.40%

$10,000

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| Sep 21, 2017

easy to establish a cd via mail Read More

0.40%

$10,000

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0.40%

$100,000

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0.40%

$10,000

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0.40%

$10,000

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.40%

$10,000

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| Dec 14, 2018

I stayed with Vantage bank when they merged with DHanis bank because of the excellent service there . That remained excellent till you change the ability to deal locally. At the beginning of this review I ... Read More

0.40%

$10,000

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0.40%

$100,000

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0.40%

$10,000

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