Tennessee

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Tennessee CD Rates

You are viewing rates from banks across Tennessee





Below are the best one-year CD Rates from banks in Tennessee. One-year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

TN - July 11, 2025

1 Year CD National Average : 0.55% ?

Banks APY MIN MILES ?

Rate History: 4.90% → 4.70% → 4.55% → 4.30% → 4.46%

| Jul 7, 2022

Insbank 1 yr is 1.5 % 18month is 1.6% 7-7-2022 Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.10% → 4.35% → 4.25% → 4.05% → 4.35%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 5.00% → 5.00% → 4.55% → 4.30% → 4.10%

| Nov 21, 2023

A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More

4.08%

$500

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Rate History: 5.00% → 4.50% → 4.20% → 4.10% → 4.00%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 5.00% → 4.60% → 4.20% → 4.35% → 4.00%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Ivy Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and c... Read More

Rate History: 5.30% → 5.10% → 5.30% → 4.25% → 4.00%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More

Rate History: 4.85% → 4.60% → 4.25% → 4.00% → 3.90%

| Nov 18, 2023

bank delayed 1-2days to credit into your account, pay less interest. Read More

Rate History: 4.30% → 3.90%

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

3.82%

$1,000

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Early Withdrawal Penalty is 90 days interest.
Rate History: 5.15% → 5.15% → 4.50% → 4.20% → 3.80%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

Rate History: 3.00% → 3.50% → 4.00% → 3.55% → 3.75%

| Jul 28, 2022

Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More

Rate History: 4.00% → 4.50% → 4.00% → 3.75%

Rate History: 3.85% → 3.64% → 3.54%

Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%

| May 19, 2018

Experience Read More

Rate History: 4.50% → 4.25% → 4.00% → 4.35% → 3.50%

| Mar 20, 2016

Good solid bank. Read More

Rate History: 4.70% → 4.00% → 4.30% → 3.30% → 3.49%

| Nov 12, 2018

Helpful w/$ Read More

Rate History: 3.75% → 4.25% → 3.75% → 3.51% → 3.25%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 2.75% → 2.00% → 4.00% → 2.50% → 3.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.04% → 2.48%

Rate History: 4.85% → 4.40% → 4.25% → 3.00% → 2.05%

| Nov 28, 2022

While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More

Rate History: 2.00% → 3.50% → 3.25% → 3.00% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 2.00% → 1.50% → 3.25% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Aug 26, 2020

JeanJennings6 Read More

0.80%

$100,000

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0.80%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$100,000

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0.71%

$10,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$100,000

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$100,000

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$100,000

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| Nov 4, 2019

So convenient, the branch is right around the corner and the process (paper work) was minimal. I had some extra cash sitting in a very low interest rate savings account in another state that made sense to ... Read More

0.60%

$10,000

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0.60%

$1,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.50%

$1,000

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| Aug 6, 2021

Can take days to set up internet banking. They won't fax anything for you. Not a customer oriented bank as they claim. Read More

| Jan 21, 2022

SC Read More

0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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| May 20, 2017

I received a check from them, misplaced it and now have found. Two years old. What now? Read More

0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.49%

$10,000

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| Aug 26, 2020

JeanJennings6 Read More

0.47%

$10,000

-

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| Mar 1, 2021

And yet again. Two more CD rates offered on this date only on this site not by the bank. Read More

0.45%

$100,000

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0.45%

$10,000

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0.45%

$1,000

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0.45%

$10,000

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0.45%

$10,000

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0.42%

$10,000

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| Dec 18, 2023

They will not cash savings bonds for non-account holders Read More

| Dec 5, 2018

This bank is telling me that an IRA CD is only 0.90% Read More

0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$1,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.39%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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| Jan 30, 2020

Rate no longer available Read More

0.35%

$10,000

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| Sep 30, 2021

No Read More

| Jan 27, 2022

I closed account today, due to bank closing. I was slow on thinking, I was charged $5 per account for Cashier's Checks. I should of been offered cash with no charge. My feelings is I should have been give... Read More

0.35%

$100,000

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| Jun 7, 2018

Fabulous bank Read More

0.35%

$10,000

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0.35%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$1,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.26%

$500

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| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

0.25%

$1,000

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0.25%

$10,000

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| Mar 5, 2019

Pinnacle has not had a 3% CD since Oct of 2018. Read More

0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$1,000

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0.20%

$10,000

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0.20%

$10,000

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| Aug 10, 2022

1st National Bank of Tennessee is not, in my opinion, a mobile friendly bank. Be aware that they do not have a 1-800 number on their cards. So, if it happens to be a weekend and you're out of town trying... Read More

0.20%

$500

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0.17%

$10,000

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0.15%

$1,000

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0.15%

$10,000

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| Aug 5, 2019

Wonderful new experience both in their personnel and their policies. A fresh approach to personal banking! Read More

| Nov 4, 2020

Transfer cds to checking. Trustmark Madison ok, Not, 6 figures deposit lost for 6 days they say due to scanner error. Then when we go to branch office mgr. all huffy tht error upset because of their mist... Read More

0.15%

$10,000

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| Dec 30, 2018

Garden14 Read More

| Aug 5, 2019

Wonderful new experience both in their personnel and their policies. A fresh approach to personal banking! Read More

0.10%

$10,000

-

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0.10%

$10,000

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| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 98109


Branch Street City State
InsBank
Insbank Branch
2106 Crestmoor Road Nashville TN
Elizabethton Federal Savings Bank
404 South Shady Street Branch
404 South Shadt Street Mountain City TN
Truist Bank
Ooltewah Branch
9238 Lee Highway Ooltewah TN
Fifth Third Bank, National Association
Walker Springs Branch
8331 East Walker Springs Lane Knoxville TN
Bank of America, National Association
Madison Branch
969 Gallatin Pike S Madison TN
City National Bank
Nashville Branch
54 Music Square East, Suite 100 Nashville TN
Wells Fargo Bank, National Association
Germantown East Branch
9301 Poplar Avenue Germantown TN
Apex Bank
American Patriot Bank Branch
3095 East Andrew Johnson Highway Greeneville TN
Bank of Gleason
Mckenzie Branch
15865 North Highland Drive Mckenzie TN
Bank of Lincoln County
Bank Of Lincoln County Branch
307 East College Street Fayetteville TN
Bank3
Bank3 Branch
5210 Poplar Avenue Memphis TN
Lawrenceburg Federal Bank
Lawrenceburg Federal Bank Branch
118 West Gaines Street Lawrenceburg TN
Homeland Community Bank
Homeland Community Bank Branch
900 North Chancery Street Mcminnville TN
Citizens Bank
Gordonsville Branch
530 Gordonsville Highway Gordonsville TN
ServisFirst Bank
Nashville Branch
1801 West End Avenue Nashville TN
Greenfield Banking Company
Greenfield Branch
202 South Meridian Street Greenfield TN
Bank of Gleason
Mckenzie Branch
15865 North Highland Drive Mckenzie TN
First Commerce Bank
Lewisburg Branch
701 Cornersville Road Lewisburg TN
First Peoples Bank of Tennessee
Strawberry Plains Branch
7500 Ashville Highway Knoxville TN
Carroll Bank and Trust
Mclemoresville Branch
5626 Main Street Mc Lemoresville TN
Citizens Savings Bank and Trust Company
Memphis Branch
7444 Winchester Road, Suite 105 Memphis TN
Union Bank
Union Bank Branch
8500 Highway 111, Suite 200 Byrdstown TN
The Bank of Fayette County
Selmer Branch
610 Mulberry Avenue Selmer TN
Bank of Crockett
South Bells Branch
389 South Bells Street Alamo TN
The Bank of Jackson
The Bank Of Jackson Branch
558 Carriage House Drive Jackson TN
First Community Bank of Tennessee
Lynchburg Branch
535 Majors Blvd. Lynchburg TN
Coffee County Bank
Hillsboro Boulevard Branch
301 Hillsboro Boulevard Manchester TN
Independent Bank
Germantown Branch
7635 Poplar Avenue Germantown TN
Volunteer Bank
Gallatin Branch
554 West Main Street Gallatin TN
CedarStone Bank
Cedarstone Bank Branch
900 West Main Street Lebanon TN
BankTennessee
East Memphis Branch
5540 Poplar Ave Memphis TN
Peoples Bank
Hohenwald Branch
526 E Main St Hohenwald TN
First Jackson Bank, Inc.
South Pittsburg Branch
201 Battlecreek Road South Pittsburg TN
The Farmers Bank
Cross Plains Office Branch
7836 Highway 25 Cross Plains TN
TriStar Bank
Tristar Bank Branch
719 East College Street Dickson TN
Citizens Bank of Lafayette
Alexandria Branch
100 North Public Square Alexandria TN
Union Bank
Union Bank Branch
8500 Highway 111, Suite 200 Byrdstown TN
Citizens Bank and Trust Company of Grainger County
Blaine Branch
880 Rutledge Pike Blaine TN
Citizens National Bank
Gatlinburg Branch
906 E Pkwy Gatlinburg TN
Bank of Halls
Church Street Branch
503 South Church Street Halls TN
INSOUTH Bank
Millington Branch
7696 Highway 51 North Millington TN
Miners Exchange Bank
Gray Branch
5575 Bobby Hicks Hwy Johnson City TN
One Bank of Tennessee
Jamestown Branch
416 East Central Avenue Jamestown TN
Foundation Bank
Foundation Bank, A Division Of Mckenzie Banking Company Branch
9 North Bells Street Alamo TN
Legends Bank
Legends Bank Branch
310 First Street Clarksville TN
TriStar Bank
Tristar Bank Branch
719 East College Street Dickson TN
Traditions First Bank
Traditions First Bank Branch
5745 East Main Street Erin TN
Planters Bank, Inc.
Sango Branch
895 Highway 76 Clarksville TN
CedarStone Bank
Cedarstone Bank Branch
900 West Main Street Lebanon TN
Republic Bank & Trust Company
Greeen Hills Branch
2034 Richard Jones Road Nashville TN
People's Bank and Trust Company of Pickett County
People's Bank And Trust Company Of P Branch
19 Courthouse Square Byrdstown TN
TNBANK
Jackson Square Branch
900 Oak Ridge Turnpike Oak Ridge TN
Security Bank
Mall Boulevard Branch
650 Mall Boulevard Dyersburg TN
The Lauderdale County Bank
Cleveland Street Branch
331 Cleveland Street Ripley TN
Citizens Bank
Gordonsville Branch
530 Gordonsville Highway Gordonsville TN
CBBC Bank
Townsend Branch
7729 East Lamar Alexander Parkway Townsend TN
First Vision Bank of Tennessee
Manchester Office Branch
2134 Hillsboro Blvd. Manchester TN
Apex Bank
American Patriot Bank Branch
3095 East Andrew Johnson Highway Greeneville TN
Bank of Tennessee
Pinecrest Branch
Milligan Road Johnson City TN
First Century Bank
Harrogate Branch
6946 Cumberland Gap Parkway Harrogate TN
Citizens Bank
Gordonsville Branch
530 Gordonsville Highway Gordonsville TN
First Farmers and Merchants Bank
Loretto Branch
U.S. Highway 43 Loretto TN
First Community Bank of East Tennessee
First Community Bank Of East Tenness Branch
809 West Main Street Rogersville TN
Security Federal Savings Bank of McMinnville
Manchester Hwy Branch
5839 Manchester Hwy Morrison TN
First Peoples Bank of Tennessee
Strawberry Plains Branch
7500 Ashville Highway Knoxville TN
Southern Bank of Tennessee
Smyrna Branch
403 S Lowry St Smyrna TN
Builtwell Bank
First Volunteer Bank Branch
728 Broad Street Chattanooga TN
First Federal Bank
Clarksville Main Br Branch
502 Madison St Clarksville TN
F&M Bank
Dover Branch
One Donelson Parkway Dover TN
People's Bank and Trust Company of Pickett County
People's Bank And Trust Company Of P Branch
19 Courthouse Square Byrdstown TN
United Cumberland Bank
Huntsville Branch
567 Howard H. Baker Highway Huntsville TN
Commercial Bank
Halls Branch
7400 Maynardville Highway Knoxville TN
Citizens Bank
Baum Drive Branch
6771 Baum Drive Knoxville TN
Andrew Johnson Bank
Cleveland Branch
555 North Ocoee Street Cleveland TN
Millennium Bank
Millennium Bank Branch
6392 Artesian Circle Ooltewah TN
Mountain Commerce Bank
Unicoi Branch
4200 Unicoi Drive Unicoi TN
Greeneville Federal Bank, FSB
903 Tusculum Boulevard Branch
903 Tusculum Boulevard Greeneville TN
Heritage Community Bank
Greeneville Branch
3626 East Andrew Johnson Highway Greeneville TN
Tower Community Bank
Coalmont-Junction Branch
9933 State Highway 56 Coalmont TN
FirstBank
American City Bank Branch
340 West Lincoln Street Tullahoma TN
First Citizens National Bank
Georgetown Branch
3795 Georgetown Road Cleveland TN
Highland Federal Savings and Loan Association
Village Green Shopping Mall Branch
126 Stonehenge Dr Suite 113 Crossville TN
Home Federal Bank of Tennessee
Carter Branch
7600 Asheville Highway Knoxville TN
Thread Bank
Civis Bank Branch
210 East Main Street Rogersville TN
CB&S Bank, Inc.
Selmer Mulberry Branch
731 Mulberry Avenue Selmer TN
Community Bank
West Church Street Branch
605 West Church Street Lexington TN
Tennessee State Bank
Gatlinburg Branch
414 East Parkway Gatlinburg TN
First Community Bank
Poeple's Community Branch
300 Sunset Drive Johnson City TN
First State Bank of the Southeast, Inc
First State Financial, Inc. Branch
996 Fifth Street Jellico TN
FSNB, National Association
Fsnb - Mcminnville Branch
915 N. Chancery St Mc Minnville TN
Wilson Bank and Trust
Leeville 109 Branch
440 Highway 109n Lebanon TN
First Freedom Bank
Providence Parkway Branch
Providence Pkwy Mount Juliet TN
Citizens Bank
Gordonsville Branch
530 Gordonsville Highway Gordonsville TN
UBank
Ubank Branch
1075 Fifth Street Jellico TN
New Peoples Bank, Inc.
Bloomingdale Office Branch
2600 N. John B. Dennis Hwy Kingsport TN
Heritage Bank & Trust
Heritage Bank & Trust Branch
845 Nashville Highway Columbia TN
Bank of Cleveland
Bank Of Cleveland Branch
75 Bobby Taylor Avenue Cleveland TN
First Community Bank of the Heartland, Inc.
Martin Banking Center Branch
5475 Skyhawk Parkway Martin TN
Renasant Bank
Poplar Avenue Branch
5264 Poplar Avenue Memphis TN
TruPoint Bank
Johnson City Branch
709 Medtech Pkwy Johnson City TN
Security Bank and Trust Company
South First Street Branch
611 South First Street Union City TN
Pinnacle Bank
Knoxville Location Branch
551 W. Main St. Knoxville TN
The First Bank and Trust Company
Gray Office Branch
2100 Forest Drive Gray TN
Paragon Bank
Saddle Creek Banking Center Branch
7600 Poplar Avenue Germantown TN
Citizens Tri-County Bank
Decherd Branch
2030 Decherd Boulevard Decherd TN
Newport Federal Bank
345 Cosby Highway Branch
345 Cosby Highway Newport TN
Hearthside Bank Corporation
New Tazewell Branch
500 Fifth Avenue New Tazewell TN
Community Bank of Mississippi
Memphis Branch
6465 North Quail Hollow Road Memphis TN
First National Bank of Pulaski
Industrial Park Branch
Bennett Drive Pulaski TN
Volunteer Federal Savings Bank
Sweetwater Hwy 68 Branch
906 New Highway 68 Sweetwater TN
First Community Bank
Poeple's Community Branch
300 Sunset Drive Johnson City TN
Bank of Bartlett
Houston Levee Branch
9915 Highway 64 Arlington TN
First National Bank of Tennessee
Fairfield Glade Branch
5011 Peavine Rd Crossville TN
SouthEast Bank
Ooltewah Branch
9218 Lee Highway Ooltewah TN
Trustmark National Bank
Rossville Branch
70 Front Street Rossville TN
Peoples Bank of East Tennessee
Tellico Plains Branch
9186 New Highway 68 Tellico Plains TN
First Horizon Bank
Cool Springs Branch
9200 Carothers Parkway Franklin TN
SouthEast Bank
Ooltewah Branch
9218 Lee Highway Ooltewah TN
Mountain Valley Bank
Monteagle Branch
P. O. Box 1329 Monteagle TN
First Community Bank
Poeple's Community Branch
300 Sunset Drive Johnson City TN
U.S. Bank National Association
Cookeville Jackson Branch
Two West Jackson Street Cookeville TN
Regions Bank
Nashville Tn Main Branch
One Nashville Place 150 4th Avenue N Nashville TN
Regions Bank
Nashville Tn Main Branch
One Nashville Place 150 4th Avenue N Nashville TN
Fifth Third Bank, National Association
Walker Springs Branch
8331 East Walker Springs Lane Knoxville TN
First-Citizens Bank & Trust Company
Royal Oaks Branch
228 South Royal Oaks Boulevard Franklin TN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2025

A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

CD Terms

The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.

CD Risk

Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.

Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.

How Interest is Paid

The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.

Interest Rate

Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of branch-based CDs are:

  • The deposited money is committed for a certain period of time and can only be withdrawn with substantial penalties.
  • One year CDs from branch banks often pay less interest than from online banks. Please see those rates here.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates