Illinois

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Illinois CD Rates

You are viewing rates from banks across Illinois





Below are the best one-year CD Rates from banks in Illinois. One-year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

IL - July 30, 2025

1 Year CD National Average : 0.55% ?

Banks APY MIN MILES ?

Rate History: 5.05% → 5.80% → 5.65%

| Aug 21, 2019

this bank does not honor rates they publish.. stay away Read More

Early Withdrawal Penalty is 6 months interest.
Rate History: 4.35% → 4.55% → 4.35% → 4.20% → 4.46%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Warning: Early Withdrawal Penalty is 270 days interest.
Rate History: 4.50% → 4.40% → 4.30% → 4.25% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 3 months interest.
Rate History: 4.50% → 4.45% → 4.40% → 4.00% → 4.40%

| Jul 1, 2022

not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More

Rate History: 5.01% → 4.59% → 4.40% → 5.06% → 4.38%

Rate History: 4.65% → 4.55% → 4.45% → 4.35%

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.10% → 4.35% → 4.25% → 4.05% → 4.35%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 30 days interest.
Rate History: 4.75% → 4.50% → 4.45% → 4.25% → 4.30%

| May 6, 2023

Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.40% → 4.25% → 4.40% → 4.30%

| Apr 20, 2024

Save your tears for another day. Very frustrating. 1-star. Read More

Early Withdrawal Penalty is 6 months interest.
Rate History: 5.35% → 4.50% → 4.46% → 4.41% → 4.25%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Rate History: 5.15% → 4.70% → 4.20% → 4.00% → 4.25%

| Apr 18, 2018

Worst experience of my life. Did not fund and gave $25 to my own charity. Read More

Rate History: 4.00% → 5.00% → 4.50% → 4.25%

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.90% → 4.75% → 4.50% → 4.40% → 4.25%

| Jun 26, 2020

Rate not current Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.25% → 4.15% → 4.25% → 4.45% → 4.21%

| Aug 26, 2022

Too slow to raise rates. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.10% → 4.00% → 4.25% → 4.40% → 4.20%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.84% → 4.42% → 4.20% → 4.40% → 4.19%

| Jan 30, 2024

Have an IRA rollover, they don't take IRAs any longer. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.00% → 4.25% → 4.15% → 4.00% → 4.15%

| Sep 30, 2023

CFG overs very competitive Interest rates on their High Yield Savings account. I did everything ONLINE and have not had any issues with their service. Read More

Rate History: 4.30% → 4.20% → 4.10% → 4.25% → 4.10%

| Feb 15, 2024

best bank on the list but no longer the most competitive Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 5.02% → 4.85% → 4.25% → 4.21% → 4.10%

| Mar 19, 2022

Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 5.00% → 5.00% → 4.55% → 4.30% → 4.10%

| Nov 21, 2023

A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More

Early Withdrawal Penalty is 3 months interest.
Rate History: 5.18% → 5.02% → 5.18% → 4.30% → 4.08%

| Jun 1, 2021

Update: STAY AWAY FROM THIS BANK! They have no clue how to run an online bank. This bank is not ready for prime time. Nothing but problems. Customer service is dismal at best. Read More

Rate History: 4.85% → 5.15% → 5.05% → 4.50% → 4.05%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Early Withdrawal Penalty is 30 days interest.
Rate History: 4.56% → 4.43% → 4.31% → 4.21% → 4.01%

| Jul 23, 2023

easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More

Early Withdrawal Penalty is 3 months interest.
Rate History: 4.50% → 4.20% → 4.00% → 4.10% → 4.00%

| Mar 15, 2023

Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More

Rate History: 4.90% → 4.80% → 4.70% → 4.10% → 4.00%

| Jan 10, 2024

AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More

Early Withdrawal Penalty is 6 months interest.
Rate History: 5.15% → 5.00% → 4.25% → 4.15% → 4.00%

Early Withdrawal Penalty is 90 days interest.
Rate History: 5.20% → 3.00% → 4.90% → 4.55% → 4.75%

| Jul 1, 2022

Very easy opening process and wonderful staff. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.60% → 4.50% → 4.40% → 4.20% → 4.00%

| Oct 23, 2023

Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More

Rate History: 5.00% → 4.50% → 4.20% → 4.10% → 4.00%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

4.00%

$10,000

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Rate History: 1.81% → 4.85% → 4.75% → 4.30% → 4.00%

| Nov 3, 2023

site does not update at all, totally wrong rates listed Read More

Rate History: 5.30% → 5.10% → 5.30% → 4.25% → 4.00%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.90% → 4.40% → 4.30% → 4.10% → 4.00%

| Jul 4, 2025

Bread's current 6-month CD is 4.45%, not 4.35%. Read More

Rate History: 4.70% → 3.75% → 3.30% → 3.15% → 3.99%

Rate History: 5.00% → 5.25% → 5.60% → 4.30% → 3.90%

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Rate History: 4.85% → 4.60% → 4.25% → 4.00% → 3.90%

| Nov 18, 2023

bank delayed 1-2days to credit into your account, pay less interest. Read More

Early Withdrawal Penalty is 1% of principal.

| Dec 22, 2018

I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More

Rate History: 4.25% → 4.10% → 4.00% → 3.90% → 3.85%

| Aug 13, 2023

Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More

Rate History: 4.20% → 4.00% → 4.15% → 4.00% → 3.85%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

3.82%

$1,000

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Early withdrawal penalty is one-fourth the amount of interest that would have been earned had CD been held to maturity.
Rate History: 4.70% → 4.10% → 4.00% → 3.90% → 3.80%

| Mar 20, 2025

A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 5.15% → 5.15% → 4.50% → 4.20% → 3.80%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

Rate History: 4.70% → 4.65% → 4.50% → 4.20% → 3.79%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.60% → 4.40% → 4.10% → 4.00% → 3.75%

| Nov 12, 2022

I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More

Rate History: 2.95% → 3.75%

| Dec 8, 2020

Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More

Rate History: 1.25% → 2.00% → 1.25% → 4.25% → 3.75%

| Apr 30, 2019

No issues. I feel confident using them. Read More

Rate History: 4.00% → 4.50% → 4.00% → 3.75%

| Jan 28, 2025

4.75% is an introductory rate and they are not openly clear about that. Don't expect 4.75% to continue. They are otherwise competitive. Read More

Rate History: 4.42% → 4.21% → 4.06% → 3.91% → 3.70%

• $1,000 minimum deposit to open an account. • A penalty may be imposed for early withdrawal. • Account fees may reduce your earnings.
Rate History: 5.17% → 5.00% → 4.08% → 4.06% → 3.55%

| May 21, 2021

avoid this Read More

Rate History: 3.85% → 3.64% → 3.54%

Rate History: 4.00% → 4.50% → 4.00% → 3.75% → 3.51%

| May 19, 2018

Experience Read More

Warning: Early Withdrawal Penalty is 12 Months interest.
Rate History: 5.60% → 5.30% → 4.75% → 4.00% → 3.50%

| Jul 6, 2023

This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.00% → 4.35% → 3.50%

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 1.10% → 3.50%

| Aug 13, 2019

I filled out the application 10 days ago answering all questions and sent a file with a copy of my drivers license to Western Bank. I received an email saying that a banker would call me within one busines... Read More

Rate History: 4.60% → 4.05% → 4.00% → 3.70% → 3.50%

Rate History: 4.50% → 4.25% → 4.00% → 4.35% → 3.50%

| Mar 20, 2016

Good solid bank. Read More

Rate History: 4.70% → 4.00% → 4.30% → 3.30% → 3.49%

| Nov 12, 2018

Helpful w/$ Read More

Rate History: 3.85% → 3.60% → 3.85% → 3.50% → 3.25%

| Aug 31, 2022

never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.25% → 3.75% → 4.25% → 4.10% → 3.25%

| May 2, 2022

Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 5.00% → 5.00% → 3.50% → 3.25%

| Jun 13, 2023

I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More

Rate History: 3.75% → 4.25% → 3.75% → 3.51% → 3.25%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 2.02% → 2.52% → 3.02%

Rate History: 2.75% → 2.00% → 4.00% → 2.50% → 3.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.50% → 4.30% → 4.20% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 1.00% → 2.91%

| Mar 2, 2024

Attracted to the name, but the service had too many steps so I didn't open an account. Read More

Rate History: 2.50% → 2.75%

| Feb 2, 2021

This bank's site shows the 15 mo rate at .45% Read More

Rate History: 0.75% → 3.00% → 2.85% → 3.00% → 2.75%

| May 26, 2017

Before009 Read More

Rate History: 2.87% → 2.66%

Rate History: 3.00% → 2.75% → 2.50% → 4.25% → 2.50%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

2.41%

$10,000

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Rate History: 2,500.00% → 4.42% → 2.27% → 1.00% → 2.27%

Rate History: 4.85% → 4.40% → 4.25% → 3.00% → 2.05%

| Nov 28, 2022

While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More

Rate History: 0.05% → 2.00%

| Jul 28, 2020

Dropped rates again with restrictive transfer limits and poor service. Better rates and liquidity elsewhere. Beware!!! Read More

Rate History: 2.00% → 3.50% → 3.25% → 3.00% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 2.00% → 1.50% → 3.25% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 4.65% → 3.00% → 1.80%

| Feb 24, 2020

I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More

Rate History: 2.00% → 1.75%

| May 8, 2021

Location: 5069 N. Broadway Chicago IL 60640 Read More

Rate History: 2.00% → 4.65% → 2.00% → 1.50% → 1.25%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

Rate History: 1.65% → 1.01% → 4.15% → 1.01%

Rate History: 3.50% → 1.00%

Rate History: 0.10% → 1.00%

0.90%

$10,000

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| Sep 26, 2016

I think the specials have ended. can you double check? Read More

0.90%

$100,000

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0.90%

$10,000

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0.85%

$100,000

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0.85%

$10,000

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0.80%

$100,000

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0.80%

$1,000

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0.80%

$100,000

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0.80%

$100,000

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0.80%

$50,000

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0.80%

$1,000

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0.75%

$10,000

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0.75%

$1,000

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0.75%

$10,000

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0.75%

$100,000

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0.75%

$100,000

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Rate History: 0.75% → 0.30% → 0.75%

0.72%

$10,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$10,000

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| Aug 31, 2021

Community Partners Savings Bank aka Marion County Savings are dishonest, incompetent, deceitful and they break the FCRA laws. They lie and trick you to get as much money as they can out of you, greedy for ... Read More

0.70%

$100,000

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0.70%

$10,000

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0.70%

$10,000

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0.65%

$100,000

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0.65%

$10,000

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0.65%

$100,000

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0.65%

$10,000

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0.65%

$10,000

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| Jun 20, 2019

12 month rate not 2.5. Changed to 1.5%. Read More

0.65%

$100,000

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0.65%

$100,000

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0.65%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$1,000

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0.60%

$10,000

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0.60%

$100,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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| Aug 31, 2021

Community Partners Savings Bank aka Marion County Savings are dishonest, incompetent, deceitful and they break the FCRA laws. They lie and trick you to get as much money as they can out of you, greedy for ... Read More

0.60%

$1,000

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0.57%

$500

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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| Dec 5, 2020

You people did a very good job with our loan. You where very prompt in sending the overrun within a few days of the last payment ! Thank You ! Read More

0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$1,000

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0.55%

$10,000

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0.55%

$10,000

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| Jul 9, 2021

ABSOLUTELY RIDICULOUS how this place is still around in Wheeling. Taking any more than 3 days on a loan check is UNEXCUSEABLE. Having an 800 plus credit rating. A SENIOR. Wanting to move out ofa big hou... Read More

0.55%

$10,000

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| Aug 13, 2020

Was wondering if you cash savings bonds........thx Read More

0.55%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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| Oct 13, 2022

Upon entering the Savanna Location, I 1st waited and waited and then was told it was gonna be a few minutes; Therefore when one's app once I got to deposit money they tried to tell me it was too late. To... Read More

0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$1,000

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0.50%

$500

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$500

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$1,000

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0.50%

$1,000

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0.50%

$2,500

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0.50%

$50,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$100,000

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0.47%

$100,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$100,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$100,000

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0.45%

$10,000

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0.45%

$2,500

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0.45%

$100,000

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0.45%

$100,000

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0.45%

$10,000

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0.45%

$1,000

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0.45%

$10,000

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Rate History: 0.45% → 2.02% → 0.45%

| Aug 28, 2022

Rates are totally uncompetitive now. Read More

0.43%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$100,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$100,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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| Nov 12, 2022

This bank has changed from what it used to be some years ago. I used to have an account, got loans through them. Did all my banking through this establishment. They were a hometown proud financial insti... Read More

0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$1,000

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0.40%

$10,000

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0.40%

$1,000

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0.40%

$1,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$2,500

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.36%

$10,000

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0.35%

$100,000

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0.35%

$500

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$100,000

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| Nov 3, 2021

If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More

| Aug 13, 2020

Was wondering if you cash savings bonds........thx Read More

0.35%

$10,000

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| Oct 28, 2017

Le agradezco a la Sra. Clara por hacerme confiar nuevamente. Mi propia Historia comenzó en 2010 cuando estaba buscando cómo conseguir un sueño en Sudáfrica y gasté todo el dinero que tenía e incluso ... Read More

0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$100,000

-

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0.35%

$10,000

-

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.35%

$10,000

-

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0.35%

$10,000

-

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0.35%

$100,000

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0.35%

$10,000

-

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$1,000

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0.35%

$100,000

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0.35%

$100,000

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0.35%

$50,000

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0.35%

$10,000

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0.34%

$500

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0.32%

$10,000

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0.31%

$10,000

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0.31%

$100,000

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0.30%

$10,000

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0.30%

$10,000

-

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$100,000

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0.30%

$10,000

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0.30%

$100,000

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0.30%

$10,000

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0.30%

$10,000

-

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

-

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0.30%

$10,000

-

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$1,000

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$100,000

-

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0.30%

$100,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$100,000

-

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0.30%

$10,000

-

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0.30%

$10,000

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0.27%

$100,000

-

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0.26%

$10,000

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0.26%

$10,000

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0.26%

$10,000

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0.25%

$10,000

-

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Early Withdrawal Penalty is 181 days interest.

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$100,000

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0.25%

$10,000

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0.25%

$100,000

-

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0.25%

$10,000

-

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| Oct 10, 2023

I had a good experience with the online bank and the customer support is excellent Read More

0.25%

$10,000

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

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0.25%

$10,000

-

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0.25%

$1,000

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0.25%

$10,000

-

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$1,000

-

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0.25%

$10,000

-

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0.25%

$10,000

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$1,000

-

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0.25%

$10,000

-

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0.25%

$100,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.21%

$10,000

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0.20%

$100,000

-

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

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| Dec 26, 2017

Good people to deal with. Competitive rates better than CEFCU. Easy in/out processing of CD's & MM. Read More

0.20%

$10,000

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0.20%

$10,000

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0.20%

$100,000

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0.20%

$10,000

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0.20%

$10,000

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| May 10, 2022

Centrust Bank is excellent to do business with. Friendly and experienced bankers. Read More

0.20%

$500

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0.20%

$25,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$1,000

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0.20%

$10,000

-

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0.20%

$100,000

-

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| Aug 30, 2019

I witnessed an appallingly racist exchange at the window this morning, and the teller had just been perfectly polite to me. On top of the rudeness I've come to expect from a couple of their tellers, this p... Read More

0.20%

$10,000

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.17%

$100,000

-

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0.17%

$100,000

-

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0.16%

$1,000

-

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0.15%

$500

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0.15%

$10,000

-

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| Nov 18, 2019

sweet thanks Read More

0.15%

$10,000

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0.15%

$10,000

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0.15%

$10,000

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0.15%

$10,000

-

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Feb 16, 2021

No longer offered even though it’s shown here Read More

0.15%

$1,000

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0.15%

$10,000

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0.15%

$1,000

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0.15%

$10,000

-

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| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.15%

$10,000

-

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.15%

$100,000

-

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| Feb 21, 2019

Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More

| Jun 26, 2019

On a scale of 1 to 10 GN bank rates a negative 1. While they gladly accept your deposits, they are far from forhright with your withdrawals. Especially if you are withdrawing large sums of money or closing... Read More

0.14%

$10,000

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0.14%

$100,000

-

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0.12%

$10,000

-

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0.12%

$10,000

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0.10%

$10,000

-

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0.10%

$10,000

-

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0.10%

$10,000

-

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0.10%

$10,000

-

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0.10%

$10,000

-

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0.10%

$10,000

-

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0.10%

$10,000

-

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0.10%

$10,000

-

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0.10%

$10,000

-

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0.10%

$2,500

-

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0.10%

$10,000

-

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0.10%

$10,000

-

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

| Jun 20, 2019

12 month rate not 2.5. Changed to 1.5%. Read More

0.10%

$1,000

-

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0.10%

$10,000

-

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0.10%

$10,000

-

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0.10%

$1,000

-

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0.10%

$10,000

-

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| Feb 21, 2019

Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More

0.09%

$1,000

-

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0.09%

$10,000

-

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0.08%

$10,000

-

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0.08%

$10,000

-

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| Aug 22, 2017

$100K min on new CD's. They will not bend. So had to take $170K to another bank, now @ 2.5%. Read More

0.05%

$10,000

-

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| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

0.05%

$10,000

-

Learn More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.01%

$10,000

-

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116


Branch Street City State
The Federal Savings Bank
The Federal Savings Bank Branch
300 North Elizabeth Street, Floor 3e Chicago IL
Lakeside Bank
Lakeside Bank Branch
55 West Wacker Drive Chicago IL
State Bank of India
State Bank Of India Branch
19 South Lasalle Street, 2nd Floor Chicago IL
Dieterich Bank
Effingham Branch
510 West Fayette Avenue Effingham IL
Farmers National Bank
Geneseo Office Branch
700 U.S. Highway 6 East Geneseo IL
Beal Bank USA
Chicago Branch
3232 Lake Avenue, Suite 200 Wilmette IL
State Bank
State Bank Of Waterloo Branch
855 North Illinois Route 3 Waterloo IL
Farmers National Bank
Geneseo Office Branch
700 U.S. Highway 6 East Geneseo IL
Bank of Hope
Niles Branch
8504a W. Golf Road Niles IL
The Clay City Banking Co.
Fairfield Il Branch
915 Commerce Drive Fairfield IL
Evergreen Bank Group
Evergreen Park Branch
3842 West 95th Street Evergreen Park IL
Fifth Third Bank, National Association
Mooseheart Branch
Route 31 Mooseheart IL
Bank of America, National Association
Cook & Will County Mobile 1 Branch
135 South La Salle Street Chicago IL
First Robinson Savings Bank, National Association
First Robinson Savings Bank, National Association Branch
501 East Main Street Robinson IL
Citibank, National Association
Old Orchard Branch
9933 Lawler Avenue Skokie IL
FCB Banks
Fcb Banks Branch
800 Belt Line Road Collinsville IL
Morton Community Bank
Roseville Branch
Main Street And Penn Avenue Roseville IL
Morton Community Bank
Roseville Branch
Main Street And Penn Avenue Roseville IL
Woodforest National Bank
0156 Orland Hills Illinois Walmart B Branch
9245 West 159th Street Orland Hills IL
The Fairfield National Bank
The Fairfield National Bank Branch
220 East Main Street Fairfield IL
Washington Savings Bank
Washington Savings Bank Branch
200 South Banker Street Effingham IL
JPMorgan Chase Bank, National Association
Arlington Heights Dunton Branch
One North Dunton Avenue Arlington Heights IL
Wells Fargo Bank, National Association
Palatine Branch
621 E. Dundee Road Palatine IL
International Bank of Chicago
All American Bank Branch
9380 West Ballard Road Des Plaines IL
Prairie Community Bank
Prairie Community Bank Branch
800 West Grant Highway Marengo IL
BMO Bank National Association
Evergreen Park Branch
9950 South Kedzie Avenue Evergreen Park IL
North County Savings Bank
Liberty St Branch
606 Liberty Street Evansville IL
First Bank
Johnston City Facility Branch
908 Grand Avenue Johnston City IL
Heartland Bank and Trust Company
Fourth Street Facility Branch
913 South Fourth Street De Kalb IL
State Street Bank and Trust Company
State Street Bank And Trust Company Branch
801 State Street Quincy IL
Preferred Bank
Preferred Bank Branch
602 North Route 49 Casey IL
Sterling Bank
Sterling Bank Branch
360 S. 1st Street Saint Charles IL
Raritan State Bank
Abingdon Banking Center Branch
805 N Monroe St. Abingdon IL
United Community Bank
430 W Jackson St Branch
430 West Jackson Street Macomb IL
Midwest Bank
Oquawka Banking Center Branch
Sixth And Schuyler Streets Oquawka IL
Grand Rivers Community Bank
Karnak Branch
406 Washington Street Karnak IL
State Bank of Cherry
State Bank Of Cherry Branch
110 South Main Street Cherry IL
Anderson State Bank
Anderson State Bank Branch
111 West Highway Street Oneida IL
Security Savings Bank
Security Savings Bank Branch
220 East Broadway Monmouth IL
Raritan State Bank
Abingdon Banking Center Branch
805 N Monroe St. Abingdon IL
First State Bank of St. Peter
First State Bank Of St. Peter Branch
200 East Third St Saint Peter IL
Casey State Bank
West Union Facility Branch
405 South State Highway 1 West Union IL
The FNB Community Bank
Patoka Branch
209 South Railroad Street Patoka IL
The Bradford National Bank of Greenville
The Bradford Lane Branch
600 South Idler Lane Greenville IL
Anna State Bank
Anna State Bank Branch
100 East Vienna Street Anna IL
Community National Bank in Monmouth
Community National Bank In Monmouth Branch
311 North Main Street Monmouth IL
Republic Bank of Chicago
Berwyn Bank Branch
2136 South Oak Park Avenue Berwyn IL
United Fidelity Bank, fsb
Highland Community Branch
1701 West 87th Street Chicago IL
Midwest Bank
Oquawka Banking Center Branch
Sixth And Schuyler Streets Oquawka IL
First State Bank of Beecher City
First State Bank Of Beecher City Branch
101 South Charles Street Beecher City IL
Anderson State Bank
Anderson State Bank Branch
111 West Highway Street Oneida IL
Community Partners Savings Bank
Pekin Branch
532 Court Street Pekin IL
BankOrion
44th Avenue Branch
5301 44th Avenue Moline IL
The City National Bank of Metropolis
The City National Bank Of Metropolis Branch
423 Ferry Street Metropolis IL
Servbank,sb
Allied First Bank,sb Branch
3201 Orchard Rd Oswego IL
Mason City National Bank
Mason City National Bank Branch
104 West Pine Street Mason City IL
The Havana National Bank
Cass Community Bank Branch
20883 Il 125 Virginia IL
Mutual Federal Bank
Mutual Federal Bank Branch
2212 West Cermak Road Chicago IL
Southern Bank
Anna Facility Branch
358 South Main Street Anna IL
Community National Bank in Monmouth
Community National Bank In Monmouth Branch
311 North Main Street Monmouth IL
The First National Bank of Brownstown
The First National Bank Of Brownstow Branch
108 East Main Street Brownstown IL
Parkway Bank and Trust Company
Elk Grove Village Branch
951 Meacham Road Elk Grove Village IL
Hanmi Bank
Roselle Branch
801 East Nerge Road Roselle IL
Milledgeville State Bank
Milledgeville State Bank Branch
451 North Main Street Milledgeville IL
The First National Bank of Allendale
First State Bank Of West Salem Branch
200 West Church Street West Salem IL
Crossroads Bank
Keller Drive Facility Branch
806 North Keller Drive Effingham IL
The First National Bank in Amboy
Dixon Branch
728 South Crawford Avenue Dixon IL
First National Bank of Steeleville
First National Bank Of Steeleville Branch
400 West Broadway Steeleville IL
Vermilion Valley Bank
Kempton Branch
Main & Railroad St Kempton IL
The First National Bank of Raymond
North Route Branch
625 North Third St Girard IL
The Peoples State Bank of Newton, Illinois
Sumner Branch
2388 State Route 250 Sumner IL
Southern Bank
Anna Facility Branch
358 South Main Street Anna IL
Anna State Bank
Anna State Bank Branch
100 East Vienna Street Anna IL
Liberty Bank
Quincy Il Branch
4134 Broadway Street Quincy IL
Prospect Bank
Sidell Branch
504 North Chicago Street Sidell IL
BankOrion
44th Avenue Branch
5301 44th Avenue Moline IL
Bank of Stronghurst
Lomax Banking Center Branch
297 Auburn Street Lomax IL
First Federal Savings and Loan Association of Central Illinois, S.B.
First Fs & La Of Shelbyville Thrift Branch
800 West Lincoln Avenue Charleston IL
First FSB of Mascoutah
Lebanon Branch
115 S Madison St Lebanon IL
Community Partners Savings Bank
Pekin Branch
532 Court Street Pekin IL
1NB Bank
The First National Bank In Carlyle Branch
891 Fairfax Street Carlyle IL
First Neighbor Bank, National Association
Greenup Branch
705 East Cumberland Street Greenup IL
The First National Bank of Carmi
Mount Carmel Branch
601 Market Street Mount Carmel IL
State Bank of Bement
Ivesdale Branch
301 Chapin St Ivesdale IL
Blackhawk Bank & Trust
Lil'hawk Facility Branch
4610 38th Street Rock Island IL
Sauk Valley Bank & Trust Company
Rock Falls Branch
904 First Avenue Rock Falls IL
Community State Bank of Rock Falls
Sterling Il Branch
3210 East Lincolnway Sterling IL
Bank & Trust Company
Rochester Branch
Route 29 And Walnut Rochester IL
Bank of Hillsboro, National Association
Carlyle Branch
801 12th Street Carlyle IL
United Community Bank
430 W Jackson St Branch
430 West Jackson Street Macomb IL
Philo Exchange Bank
Community Bank Plaza Facility Branch
Lincoln And Diller Streets Broadlands IL
Farmers State Bank of Western Illinois
New Windsor Branch
600 Main Street New Windsor IL
Citizens National Bank of Albion
Lawrenceville Branch
1300 15th Street Lawrenceville IL
Hoyne Savings Bank
7001 W Grand Ave Branch
7001 West Grand Avenue Chicago IL
First National Bank in Olney
Olney Drive-In Facility Branch
400 South Whittle Avenue Olney IL
Peoples Bank of Kankakee County
Kankakee Branch
333 East Court Street Kankakee IL
Bank of Belleville
Bank Of Belleville Branch
215 South Illinois Street Belleville IL
Quad City Bank and Trust Company
Illinois Branch
3551 7th Street Moline IL
Iroquois Federal Savings and Loan Association
619 N Gilbert Branch
619 North Gilbert Danville IL
The Gerber State Bank
The Gerber State Bank Branch
110 East Elm Street Argenta IL
Longview Bank
Royal Facility Branch
102 North Park Street Royal IL
The First National Bank of Sparta
The First National Bank Of Sparta Branch
Broadway And Market Streets Sparta IL
Fidelity Bank
Savanna-Thomson State Bank Branch
Main Street And Route 84 Thomson IL
Central Bank Illinois
Ashton Rochelle Branch
803 Main Street Ashton IL
First State Bank
La Moille Facility Branch
90 North Main Street La Moille IL
Sauk Valley Bank & Trust Company
Rock Falls Branch
904 First Avenue Rock Falls IL
National Bank of St. Anne
National Bank Of St. Anne Branch
158 West Station Street St. Anne IL
Streator Home Savings Bank
Streator Home Savings Bank Branch
132 S Monroe Street Streator IL
Tompkins State Bank
Knoxville Branch
695 Knox Highway 10 Galesburg IL
BankChampaign, National Association
Market Place Branch
5 Convenience Center Road Champaign IL
American Bank and Trust Company, National Association
Kaneland/Elburn Branch
8 South Main Street Elburn IL
Prospect Bank
Sidell Branch
504 North Chicago Street Sidell IL
Iroquois Farmers State Bank
Beaverville Facility Branch
202 St. Charles Street Beaverville IL
State Bank of Industry
State Bank Of Industry Branch
101 W. Main Street Industry IL
Bank of Yates City
Bank Of Yates City Branch
107 E Main Street Yates City IL
Citizens Bank of Chatsworth
Citizens Bank Of Chatsworth Branch
502 East Locust Street Chatsworth IL
Washington State Bank
Cherry Tree Shopping Center Branch
32 Cherry Tree Shopping Center Washington IL
Hanmi Bank
Roselle Branch
801 East Nerge Road Roselle IL
Byline Bank
Schaumburg Office Branch
10 N Martingal Rd Suite 100 Schaumburg IL
Bank of Rantoul
Bank Of Rantoul Branch
201 East Champaign Rantoul IL
American Community Bank & Trust
Crystal Lake Branch
381 South Main Street Crystal Lake IL
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora Branch
260 Front Street Xenia IL
Clay County State Bank
Clay County State Bank Branch
111 North Church Street Louisville IL
The Gifford State Bank
The Gifford State Bank Branch
304 South Main Street Gifford IL
Great Rivers Bank
The First National Bank Of Barry Branch
694 Bainbridge Barry IL
Exchange State Bank
Exchange State Bank Branch
126 North Broad Street Lanark IL
Fairview State Banking Company
Fairview State Banking Company Branch
420 Carter Street Fairview IL
Fortress Bank
Macomb Branch
500 East Jackson Macomb IL
Midland Community Bank
Taylorville Facility Branch
State Route 104, Rural Route 2 Taylorville IL
Hometown National Bank
Joliet Branch
722 Essington Road, Suite A Joliet IL
Milledgeville State Bank
Milledgeville State Bank Branch
451 North Main Street Milledgeville IL
Citizens Community Bank
Citizens Community Bank Branch
9 East Main Street Mascoutah IL
PeopleFirst Bank
Peoplefirst Bank Branch
3100 Theodore Street Joliet IL
American Metro Bank
American Metro Bank Branch
4878 North Broadway Chicago IL
First Community Bank and Trust
Peotone Branch
650 Wilmington Road Peotone IL
Middletown State Bank
Latham Branch
Second And Macon Streets Latham IL
The Hill-Dodge Banking Company
The Hill-Dodge Banking Company Branch
210 N 6th St Warsaw IL
The State Bank of Pearl City
Mount Carroll Branch
408 South Clay Street Mount Carroll IL
Byron Bank
Davis Junction Branch
5653 N. Junction Way Davis Junction IL
HomeBank
Quincy Branch
305 North 48th Street Quincy IL
Community First Bank of the Heartland
Mount Vernon West Branch
900 South 42nd Street Mount Vernon IL
Citizens State Bank of Milford
Citizens State Bank Of Milford Branch
36 East Jones Street Milford IL
First Trust Bank of Illinois
Convent Road Bourbonnais Branch
720 North Convent Road Bourbonnais IL
Devon Bank
Glenview Branch
950 Milwaukee Avenue Glenview IL
Itasca Bank & Trust Co.
Roselle Il Branch
One East Irving Park Road Roselle IL
Nashville Savings Bank
Nashville Savings Bank Branch
209 East Lebanon Street Nashville IL
TrustBank
Trustbank Branch
600 East Main Street Olney IL
The Old Exchange National Bank of Okawville
The Old Exchange National Bank Of Ok Branch
Walnut And Nashville Streets Okawville IL
Old Plank Trail Community Bank, National Association
Shorewood Branch
931 Brook Forest Ave Shorewood IL
Farmers State Bank
Farmers State Bank Branch
104 East Main Street Elmwood IL
First National Bank of Pana
The Old State Bank Of Blue Mound Bra Branch
202 North Saint Marie Street Blue Mound IL
Midland Community Bank
Taylorville Facility Branch
State Route 104, Rural Route 2 Taylorville IL
CBI Bank & Trust
Buffalo Prairie Branch
20228 183rd Ave West Buffalo Prairie IL
Prospect Bank
Sidell Branch
504 North Chicago Street Sidell IL
Mason City National Bank
Mason City National Bank Branch
104 West Pine Street Mason City IL
Chesterfield State Bank
Chesterfield State Bank Branch
25 S Main St Chesterfield IL
Holcomb Bank
New Milford Branch
6771 Eleventh Street New Milford IL
Alliance Community Bank
Springfield Branch
Route 29 And Andrew Road Springfield IL
Hartsburg State Bank
Hartsburg State Bank Branch
101 North Second Hartsburg IL
Farmers State Bank of Emden
Farmers State Bank Of Emden Branch
205 Lincoln St Emden IL
Petefish, Skiles & Co.
Havana Branch
400 East Dearborn Street Havana IL
Eureka Savings Bank
Peru Branch
2959 Peoria Street Peru IL
Illini State Bank
Illini State Bank Branch
301 South Columbia Avenue Oglesby IL
Beardstown Savings s.b.
Beardstown Savings S.B. Branch
301 State Street Beardstown IL
West Central Bank
Rushville Branch
U.S. Routes 24 And 67 Rushville IL
First Mid Bank & Trust, National Association
Edwardsville Br Branch
6814 Goshen Road Edwardsville IL
Town & Country Bank Midwest
Town & Country Bank Midwest Branch
524 North 30th Street Quincy IL
Central State Bank
12th Street Quincy Branch
900 South 12th Street Quincy IL
First State Bank of Campbell Hill
Steeleville Community Bank Branch
424 West Broadway Steeleville IL
Itasca Bank & Trust Co.
Roselle Il Branch
One East Irving Park Road Roselle IL
Citizens State Bank of Milford
Citizens State Bank Of Milford Branch
36 East Jones Street Milford IL
State Bank of Toulon
Kewanee Banking Center Branch
635 South Tenney Street Kewanee IL
1st Community Bank
Aledo Facility Branch
East Route 17 And Highways 94 And 17 Aledo IL
Security Savings Bank
Security Savings Bank Branch
220 East Broadway Monmouth IL
Vermont State Bank
Vermont State Bank Branch
106 North Main Street Vermont IL
Table Grove State Bank
Table Grove State Bank Branch
121 South Broadway Street Table Grove IL
Ipava State Bank
Canton Branch
74 East Pine Street Canton IL
The Atlanta National Bank
Mclean Banking Center Branch
Franklin And Hamilton Streets Mclean IL
Frederick Community Bank, The
Cissna Park State Bank Branch
102 South Second Street Cissna Park IL
Providence Bank & Trust
Providence Bank & Trust Branch
630 East 162nd Street South Holland IL
The Granville National Bank
Sheridanbank Branch
130 W Si Johnson Ave Sheridan IL
Williamsville State Bank & Trust
Sherman Branch
6092 Business I-55 Sherman IL
First National Bank in Taylorville
Mount Auburn Branch
502 South Broad Street Mount Auburn IL
Fortress Bank
Macomb Branch
500 East Jackson Macomb IL
The Gerber State Bank
The Gerber State Bank Branch
110 East Elm Street Argenta IL
PeopleFirst Bank
Peoplefirst Bank Branch
3100 Theodore Street Joliet IL
First Eagle Bank
First Eagle Bank Branch
1201 West Madison Street Chicago IL
Community Savings Bank
West Belmont Branch
4824 West Belmont Avenue Chicago IL
First Secure Bank and Trust Co.
First Secure Bank And Trust Co. Branch
10360 South Roberts Road Palos Hills IL
American Metro Bank
American Metro Bank Branch
4878 North Broadway Chicago IL
First Community Bank and Trust
Peotone Branch
650 Wilmington Road Peotone IL
INB, National Association
Peoria Branch
7535 North Knoxville Avenue Peoria IL
Princeville State Bank
Peoria Branch
4924 West American Prairie Drive Peoria IL
First Federal Savings Bank
Shorewood Branch
801 West Jefferson Street Shorewood IL
The First National Bank of Lacon
The First National Bank Of Lacon Branch
111 South Broad Street Lacon IL
Nashville Savings Bank
Nashville Savings Bank Branch
209 East Lebanon Street Nashville IL
First State Bank Shannon-Polo
Lake Carroll Branch
24494 Payne Road Shannon IL
Peoples National Bank of Kewanee
South Tenney Facility Branch
737 South Tenney Street Kewanee IL
Byron Bank
Davis Junction Branch
5653 N. Junction Way Davis Junction IL
Longview Community Bank
The Farmers Bank Of Mt. Pulaski Branch
130 South Washington Street Mount Pulaski IL
Midland States Bank
Bradley Branch
980 North Kinzie Avenue Bradley IL
Peoples Bank of Kankakee County
Kankakee Branch
333 East Court Street Kankakee IL
North Shore Trust and Savings
North Shore Trust And Savings Branch
700 S Lewis Ave Waukegan IL
Peru Federal Savings Bank
914 Shooting Park Rd Branch
914 Shooting Park Road Peru IL
OSB Community Bank
Branch Office Branch
1508 Creek Drive Morris IL
Federated Bank
Loda Facility Branch
Oak And South First Streets Loda IL
Shelby County State Bank
Strasburg Branch
Commercial & Chestnut Strasburg IL
Fidelity Bank & Trust
East Dubuque Branch
242 Wall Street East Dubuque IL
First Secure Community Bank
First Secure Community Bank Branch
670 Sugar Grove Parkway (Route 47) Sugar Grove IL
CIBC Bank USA
Minooka Branch
502 West Mondamin Street Minooka IL
Bank of Farmington
Bank Of Farmington At Canton Branch
2115 N Main St Canton IL
Banterra Bank
Marion Drive Up - 800 Branch
West Main & North Van Buren Streets Marion IL
Cornerstone National Bank & Trust Company
Cornerstone National Bank & Trust Co Branch
One West Northwest Highway Palatine IL
Teutopolis State Bank
Sigel Branch
202 South Main Sigel IL
First National Bank of Waterloo
Waterloo Wal-Mart Bkg. Center Branch
961 North Market Street Waterloo IL
Farmers & Merchants Bank of Hutsonville
Farmers & Merchants Bank Of Hutsonvi Branch
108 S Main St Hutsonville IL
The First National Bank of Okawville
The First National Bank Of Okawville Branch
203 East Walnut Street Okawville IL
Citizens State Bank
Freeport Branch
1525 South Forest Road Freeport IL
State Bank of Whittington
Sesser Branch
700 E Franklin Sesser IL
Prospect Bank
Sidell Branch
504 North Chicago Street Sidell IL
Anchor State Bank
Anchor State Bank Branch
246 2nd Street Anchor IL
Town Center Bank
Town Center Bank Branch
20181 S Lagrange Road Frankfort IL
The First National Bank of Ava
The First National Bank Of Ava Branch
304 West Main Street Ava IL
MidAmerica National Bank
Henry State Branch
700 Second Street Henry IL
Bank of Springfield
417 West North Street Branch
417 West North Street Staunton IL
Peoples National Bank , N.A.
Marion East Branch
908 East Deyoung Street Marion IL
The First National Bank of Assumption
The First National Bank Of Assumptio Branch
141 North Chestnut Street Assumption IL
Warren-Boynton State Bank
Palmyra Branch
332 North Main Street Palmyra IL
The State Bank of Geneva
The State Bank Of Geneva Branch
22 South Fourth Street Geneva IL
Fidelity Bank & Trust
East Dubuque Branch
242 Wall Street East Dubuque IL
Carrollton Bank
Carrollton Bank Branch
315 West Public Square Carrollton IL
Spring Valley City Bank
Spring Valley City Bank Branch
315 North Cornelia Street Spring Valley IL
Community State Bank
Community State Bank Branch
625 S.E. 2nd Street Galva IL
Stillman BancCorp N.A.
Rockford Branch
8492 East State Street Rockford IL
Union Savings Bank
715 W South St Branch
715 West South Street Freeport IL
Armed Forces Bank, National Association
Great Lakes Exchange Branch
540 Cluverius Avenue, Building 400 Great Lakes IL
First Community Bank of Hillsboro
First Community Bank Of Hillsboro Branch
807 South Main Street Hillsboro IL
Sterling Federal Bank, F.S.B.
821 First Ave Branch
821 First Avenue Rock Falls IL
SouthernTrust Bank
Vienna Branch
200 South First Street Vienna IL
The Litchfield National Bank
Drive-In Facility Branch
704 North State Street Litchfield IL
The First State Bank of Dongola
Ullin Facility Branch
Oak Street Ullin IL
The Anna -Jonesboro National Bank
East Vienna Drive-In Facility Branch
512 East Vienna Street Anna IL
Solutions Bank
Freeport Branch
996 West Fairview Road Freeport IL
Pan American Bank & Trust
Pulaski Road Branch
6232 North Pulaski Road Chicago IL
Prospect Bank
Sidell Branch
504 North Chicago Street Sidell IL
Southern Illinois Bank
West Frankfort Branch
404 South Logan Street West Frankfort IL
The First National Bank of Arenzville
South Jacksonville Branch
1904 South Main Jacksonville IL
Eagle Valley Bank
Meredosia Branch
920 State Highway 104 Meredosia IL
The Farmers and Merchants National Bank of Nashville
Dubois Branch
Third And Broadway Dubois IL
Bank of Hope
Niles Branch
8504a W. Golf Road Niles IL
CIBC Bank USA
Minooka Branch
502 West Mondamin Street Minooka IL
State Bank of Graymont
Chenoa Branch
314 Crittenden Chenoa IL
Farmers State Bank of Hoffman
Hoyleton Banking Center Facility Branch
85 East St. Louis Street Hoyleton IL
Grand Ridge National Bank
Grand Ridge National Bank Branch
27w111 Geneva Road Winfield IL
Cornerstone National Bank & Trust Company
Cornerstone National Bank & Trust Co Branch
One West Northwest Highway Palatine IL
The Farmers State Bank and Trust Company
The Farmers State Bank And Trust Com Branch
200 West State Street Jacksonville IL
Forest Park National Bank and Trust Company
Forest Park National Bank And Trust Branch
7348 West Madison Street Forest Park IL
State Bank of the Lakes, National Association
Grayslake Branch
50 Commerce Drive Grayslake IL
Marseilles Bank
Drive-In Facility Branch
508 Roath Street Marseilles IL
Bank of O'Fallon
Drive-In Facility Branch
Lincoln And Virginia Avenues O'fallon IL
First Savings Bank of Hegewisch
South End Savings Branch
18200 S Halsted Homewood IL
United Trust Bank
United Trust Bank Branch
12330 South Harlem Avenue Palos Heights IL
Heritage Bank of Schaumburg
Heritage Bank Of Schaumburg Branch
1535 Schaumburg Road Schaumburg IL
Cathay Bank
Chicago -westmont Branch
665 Pasquinelli Drive #b104 Westmont IL
Resource Bank, National Association
Annie Glidden Branch
775 S. Annie Glidden Road Dekalb IL
Prairie State Bank and Trust
Perry Facility Branch
Route 107 And Main Street Perry IL
Flanagan State Bank
Leroy Branch
500 S Persimmon St Le Roy IL
First Southern Bank
Royalton Facility Branch
204 South Main Street Royalton IL
Flora Bank & Trust
West North Avenue Branch
131 West North Avenue Flora IL
First Farmers Bank & Trust Co.
Paris East Branch
8964 North Terre Haute Road Paris IL
INB, National Association
Peoria Branch
7535 North Knoxville Avenue Peoria IL
First Financial Bank, National Association
Mahomet Banking Center Branch
202 Eastwood Drive Mahomet IL
The Fisher National Bank
Fisher National Bank Of Mahomet Bran Branch
1501 East Oak Mahomet IL
Chester National Bank
Sparta Branch
165 West Broadway Sparta IL
Bank of Calhoun County
Bank Of Calhoun County Branch
Park And Main Streets Hardin IL
North Central Bank
North Central Bank Branch
126 E. High Street Hennepin IL
Peoples State Bank of Colfax
Peoples State Bank Of Colfax Branch
101 West Main Street Colfax IL
The Bank of Herrin
Energy Facility Branch
State Route 148 At Ford Street Energy IL
The Harvard State Bank
The Harvard State Bank Branch
Washington And Fifth Streets Oregon IL
Longview Community Bank
The Farmers Bank Of Mt. Pulaski Branch
130 South Washington Street Mount Pulaski IL
First American Bank
Www.Firstambank.com Branch
700 Busse Road Elk Grove Village IL
The Litchfield National Bank
Drive-In Facility Branch
704 North State Street Litchfield IL
Farmers State Bank of Alto Pass, Ill.
Commercial Street Branch
555 South Commercial Street Harrisburg IL
Security Bank, s.b.
Security Bank, S.B. Branch
510 E Monroe St Springfield IL
Legence Bank
Carbondale Branch
925 West Main Street Carbondale IL
The Anna -Jonesboro National Bank
East Vienna Drive-In Facility Branch
512 East Vienna Street Anna IL
Union Federal Savings and Loan Association
320 W Main St Branch
320 West Main Street Geneseo IL
Bank of Pontiac
Motor Facility Branch
East Chippewa And Franklin Dwight IL
Peoples National Bank , N.A.
Marion East Branch
908 East Deyoung Street Marion IL
Farmers State Bank & Trust Co.
Iga Branch
200 S Pittsfield Rd Mount Sterling IL
Peoples Bank & Trust
Peoples Bank & Trust Branch
200 South Locust Street Pana IL
Community Bank of Elmhurst
Lexington Square Branch
400 W. Butterfield Rd. Elmhurst IL
Resource Bank, National Association
Annie Glidden Branch
775 S. Annie Glidden Road Dekalb IL
DeWitt Savings Bank
De Witt Savings Bank Branch
302 West Main Street Clinton IL
Community Bank of Trenton
Community Bank Of Trenton Branch
104 East Broadway Trenton IL
Anchor State Bank
Anchor State Bank Branch
246 2nd Street Anchor IL
Prospect Bank
Sidell Branch
504 North Chicago Street Sidell IL
State Bank of the Lakes, National Association
Grayslake Branch
50 Commerce Drive Grayslake IL
Buckley State Bank
Buckley State Bank Branch
102 S Railroad Ave Buckley IL
Holcomb Bank
New Milford Branch
6771 Eleventh Street New Milford IL
Crystal Lake Bank and Trust Company, National Association
Crystal Lake Bank And Trust Company, National Association Branch
70 North Williams Street Crystal Lake IL
Brickyard Bank
Mccormick Boulevard Facility Branch
7000 North Mccormick Boulevard Lincolnwood IL
American Commercial Bank & Trust, National Association
Northfield Branch
2771 Columbus Street Ottawa IL
Barrington Bank & Trust Company, National Association
West Golf Road Branch
2497 West Golf Road Hoffman Estates IL
First Financial Bank, National Association
Mahomet Banking Center Branch
202 Eastwood Drive Mahomet IL
CIBM Bank
Sheridan Road Peoria Branch
4125 North Sheridan Road Peoria IL
Buena Vista National Bank
Warrensburg Branch
State Route 121 And East Main Street Warrensburg IL
Collinsville Building and Loan Association
Collinsville Building And Loan Assoc Branch
701 Belt Line Road Collinsville IL
Stillman BancCorp N.A.
Rockford Branch
8492 East State Street Rockford IL
Home State Bank, National Association
Crystal Lake Facility Branch
Route 14 And Main Street Crystal Lake IL
La Salle State Bank
Peru Branch
901 Wenzel Road Peru IL
SmartBiz Bank, National Association
Centrust Bank, National Association Branch
385 Waukegan Road Northbrook IL
First National Bank in Pinckneyville
First National Bank In Pinckneyville Branch
210 South Main Street Pinckneyville IL
State Bank of Nauvoo
Niota Facility Branch
Illinois Route 96 Niota IL
Municipal Trust and Savings Bank
Municipal Trust And Savings Bank Branch
720 Main Street, N.W. Bourbonnais IL
St. Charles Bank & Trust Company, National Association
Tyler Creek Plaza Banking Center Branch
50 Tyler Creek Plaza Elgin IL
Murphy-Wall State Bank and Trust Company
Elkville Branch
110 S 4th St Elkville IL
Crystal Lake Bank and Trust Company, National Association
Crystal Lake Bank And Trust Company, National Association Branch
70 North Williams Street Crystal Lake IL
Forest Park National Bank and Trust Company
Forest Park National Bank And Trust Branch
7348 West Madison Street Forest Park IL
BankFinancial, National Association
Success/Lincolnshire Branch
One Marriott Drive Lincolnshire IL
Northbrook Bank and Trust Company, National Association
West Northbrook Branch
875 Sanders Road Northbrook IL
Rushville State Bank
Rushville State Bank Branch
Liberty And Lafayette Streets Rushville IL
Community Bank
Lena Street Branch
420 East Lena Street Lena IL
State Bank of Whittington
Sesser Branch
700 E Franklin Sesser IL
Beverly Bank & Trust Company, National Association
Pullman Bank & Trust Company Branch
861 West 115th Street Chicago IL
Belmont Bank & Trust Company
Belmont Bank & Trust Company Branch
8250 West Belmont Avenue Chicago IL
First National Bank of Brookfield
First National Bank Of Brookfield Branch
9136 Washington Avenue Brookfield IL
Lake Forest Bank & Trust Company, National Association
Wlf Branch
959 South Waukegan Road Lake Forest IL
First National Bank & Trust Company
First National Bank & Trust Company Branch
2 Kelli Court Clinton IL
The First National Bank and Trust Company
Roscoe Branch
5360 Bridge St Roscoe IL
First Community Bank of Moultrie County
Hardware State Bank Branch
102 West State Street Lovington IL
Hickory Point Bank and Trust
Hickory Point Bank And Trust Branch
701 Devonshire Drive Champaign IL
Goodfield State Bank
Goodfield State Bank Branch
201 South Eureka Street Goodfield IL
First Security Bank
Deer Creek Branch
201 East First Street Deer Creek IL
The First National Bank in Tremont
The First National Bank In Tremont Branch
134 South Sampson Street Tremont IL
Du Quoin State Bank
Southtowne Facility Branch
Highway 51 South Du Quoin IL
Barrington Bank & Trust Company, National Association
West Golf Road Branch
2497 West Golf Road Hoffman Estates IL
First Secure State Bank
Harvard/Ayer Branch
58 N. Ayer St. Harvard IL
Scott State Bank
Dalton City Branch
100 East Main Street Dalton City IL
Farmers and Merchants State Bank of Bushnell
Farmers And Merchants State Bank Of Branch
484 East Main Street Bushnell IL
First Federal Savings Bank of Champaign Urbana
Urbana Branch
301 W. Springfield Avenue Urbana IL
State Bank of Nauvoo
Niota Facility Branch
Illinois Route 96 Niota IL
Old National Bank
Old National Bank Branch
415 Archer Avenue Marshall IL
Northbrook Bank and Trust Company, National Association
West Northbrook Branch
875 Sanders Road Northbrook IL
First Merchants Bank
Darien Branch
8301 South Cass Avenue Darien IL
Foresight Bank
Winnebago Branch
809 Cannell-Puri Court Winnebago IL
Wintrust Bank, National Association
Rogers Park Branch
7555 North Western Avenue Chicago IL
GN Bank
8700 S Martin Luther King Branch
8700 S. Martin L Uth Er King Dr. Chicago IL
First National Bank & Trust Company
First National Bank & Trust Company Branch
2 Kelli Court Clinton IL
Amalgamated Bank of Chicago
Amalgamated Bank Of Chicago Branch
30 North Lasalle Street Chicago IL
Lake Forest Bank & Trust Company, National Association
Wlf Branch
959 South Waukegan Road Lake Forest IL
FNBC Bank & Trust
Western Springs Branch
1013 Burlington Avenue Western Springs IL
Libertyville Bank & Trust Company, National Association
M O'plain Road Branch
675 N. O'plaine Road Gurnee IL
First Farmers Bank & Trust Co.
Paris East Branch
8964 North Terre Haute Road Paris IL
First State Bank of Forrest
Erie Branch
915 8th Avenue Erie IL
Union National Bank and Trust Company of Elgin
Union National Bank And Trust Compan Branch
101 East Chicago Street Elgin IL
Commerce Bank
Columbia Centre Branch
995 Columbia Centre Columbia IL
North Shore Bank
Illinois State Bank Mchenry Branch
1689 Curran Road Mchenry IL
Foresight Bank
Winnebago Branch
809 Cannell-Puri Court Winnebago IL
First Bankers Trust Company, National Association
State At 24th Street Facility Branch
502 South 24th Street Quincy IL
Central Federal Savings and Loan Association
6940 W Ogden Ave Branch
6940 West Ogden Avenue Berwyn IL
Hinsdale Bank & Trust Company, National Association
Stone Park Branch
1759 North Mannheim Road Stone Park IL
Village Bank and Trust, National Association
Park Ridge Branch - Touhy Ave.
950 W. Touhy Ave. Park Ridge IL
First Merchants Bank
Darien Branch
8301 South Cass Avenue Darien IL
Parkway Bank and Trust Company
Elk Grove Village Branch
951 Meacham Road Elk Grove Village IL
Old Second National Bank
Sugar Grove Branch
Cross Street At Illinois Route 47 Sugar Grove IL
Schaumburg Bank & Trust Company, National Association
Wood Dale Bank & Trust, A Branch Of Schaumburg Bank & Trust Company, N.A.
171 East Irving Park Road Wood Dale IL
FIRST NATIONAL BANK OF NOKOMIS
Stonington Branch
108 East Third Street Stonington IL
The First Trust and Savings Bank of Watseka, Illinois
Clifton Branch
145 East Fifth Avenue Clifton IL
The Lemont National Bank
Dupage Branch
9700 Lemont Road Lemont IL
Wintrust Bank, National Association
Rogers Park Branch
7555 North Western Avenue Chicago IL
Amalgamated Bank of Chicago
Amalgamated Bank Of Chicago Branch
30 North Lasalle Street Chicago IL
Grundy Bank
Plaza I Facility Branch
Main And Franklin Streets Morris IL
Wheaton Bank & Trust, National Association
County Farm Road Branch
370 South County Farm Road Wheaton IL
Marquette Bank
Call Center Branch
Www.Emarquettebank.com Orland Park IL
Liberty Bank for Savings
Foster Office Branch
7111 West Foster Avenue Chicago IL
The First Bank and Trust Company of Murphysboro
Carbondale Branch
2471 West Main Street Carbondale IL
The Bank of Bourbonnais
The Bank Of Bourbonnais Branch
One Heritage Plaza Bourbonnais IL
U.S. Bank National Association
Frankfort Branch
9795 West Lincoln Highway Frankfort IL
Regions Bank
Collinsville Il Branch
One Eastport Plaza Drive Collinsville IL
PNC Bank, National Association
Woodridge Branch
Woodward Avenue Woodridge IL
Regions Bank
Collinsville Il Branch
One Eastport Plaza Drive Collinsville IL
Associated Bank, National Association
Libertyville Branch
929 North Milwaukee Avenue Libertyville IL
Fifth Third Bank, National Association
Mooseheart Branch
Route 31 Mooseheart IL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2025

A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

CD Terms

The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.

CD Risk

Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.

Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.

How Interest is Paid

The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.

Interest Rate

Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of branch-based CDs are:

  • The deposited money is committed for a certain period of time and can only be withdrawn with substantial penalties.
  • One year CDs from branch banks often pay less interest than from online banks. Please see those rates here.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates