Illinois

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Illinois CD Rates

You are viewing rates from banks across Illinois

 

Below are the best one-year CD Rates from banks in Illinois. One-year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

IL - February 8, 2025

1 Year CD National Average : 0.55% ?

Banks APY MIN MILES ?

Rate History: 5.05% → 5.80% → 5.65%

| Aug 21, 2019

this bank does not honor rates they publish.. stay away Read More

Rate History: 4.85% → 5.15% → 5.05% → 4.50%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.60% → 4.50% → 4.40% → 4.25% → 4.40%

| Apr 20, 2024

Save your tears for another day. Very frustrating. 1-star. Read More

Rate History: 5.01% → 4.59% → 4.40% → 5.06% → 4.38%

Rate History: 4.65% → 4.55% → 4.45% → 4.35%

Rate History: 4.00% → 5.00% → 4.50% → 4.25%

Early Withdrawal Penalty is 90 days interest.
Rate History: 5.00% → 5.15% → 5.15% → 4.50% → 4.20%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.05% → 4.20% → 4.35% → 4.10%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 5.00% → 5.00% → 4.55% → 4.30% → 4.10%

| Nov 21, 2023

A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More

Rate History: 5.00% → 4.50% → 4.20% → 4.10% → 4.00%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 5.30% → 5.10% → 5.30% → 4.25% → 4.00%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More

Rate History: 5.25% → 4.85% → 4.60% → 4.25% → 4.00%

| Nov 18, 2023

bank delayed 1-2days to credit into your account, pay less interest. Read More

Rate History: 4.50% → 4.25% → 4.00%

| Mar 20, 2016

Good solid bank. Read More

Rate History: 4.42% → 4.21% → 4.06% → 3.91%

3.82%

$1,000

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Rate History: 4.70% → 4.65% → 4.50% → 4.20% → 3.79%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 5.00% → 4.00% → 4.50% → 4.00% → 3.75%

| May 19, 2018

Experience Read More

Rate History: 4.00% → 4.50% → 4.00% → 3.75%

Rate History: 4.75% → 4.60% → 4.05% → 4.00% → 3.70%

Rate History: 3.85% → 3.64% → 3.54%

Rate History: 4.70% → 4.00% → 4.30% → 3.30% → 3.49%

| Nov 12, 2018

Helpful w/$ Read More

Rate History: 3.00% → 2.00% → 3.50% → 3.25%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 3.75% → 4.25% → 3.75% → 3.51% → 3.25%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.80% → 4.70% → 3.75% → 3.30% → 3.15%

Rate History: 2.02% → 2.52% → 3.02%

Rate History: 2.75% → 2.00% → 4.00% → 2.50% → 3.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 2.50% → 2.75%

| Feb 2, 2021

This bank's site shows the 15 mo rate at .45% Read More

Rate History: 2.87% → 2.66%

Rate History: 1.70% → 3.00% → 2.75% → 2.50%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

2.41%

$10,000

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Rate History: 2,500.00% → 4.42% → 2.27% → 1.00% → 2.27%

Rate History: 4.85% → 4.40% → 4.25% → 3.00% → 2.05%

| Nov 28, 2022

While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More

Rate History: 2.00% → 1.50% → 3.25% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 2.00% → 1.75%

| May 8, 2021

Location: 5069 N. Broadway Chicago IL 60640 Read More

Rate History: 0.05% → 2.00% → 4.65% → 2.00% → 1.50%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

Rate History: 3.50% → 1.00%

Rate History: 0.10% → 1.00%

0.90%

$10,000

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| Sep 26, 2016

I think the specials have ended. can you double check? Read More

0.90%

$100,000

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0.90%

$10,000

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0.85%

$100,000

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0.85%

$10,000

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0.80%

$100,000

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0.80%

$1,000

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0.80%

$100,000

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0.80%

$100,000

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0.80%

$50,000

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0.80%

$1,000

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0.75%

$10,000

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0.75%

$1,000

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0.75%

$10,000

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0.75%

$100,000

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0.75%

$100,000

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0.72%

$10,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$10,000

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| Aug 31, 2021

Community Partners Savings Bank aka Marion County Savings are dishonest, incompetent, deceitful and they break the FCRA laws. They lie and trick you to get as much money as they can out of you, greedy for ... Read More

0.70%

$100,000

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0.70%

$10,000

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0.70%

$10,000

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0.65%

$100,000

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0.65%

$10,000

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0.65%

$100,000

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0.65%

$10,000

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0.65%

$10,000

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| Jun 20, 2019

12 month rate not 2.5. Changed to 1.5%. Read More

0.65%

$100,000

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0.65%

$100,000

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0.65%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$1,000

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0.60%

$10,000

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0.60%

$100,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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| Aug 31, 2021

Community Partners Savings Bank aka Marion County Savings are dishonest, incompetent, deceitful and they break the FCRA laws. They lie and trick you to get as much money as they can out of you, greedy for ... Read More

0.60%

$1,000

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0.57%

$500

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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| Dec 5, 2020

You people did a very good job with our loan. You where very prompt in sending the overrun within a few days of the last payment ! Thank You ! Read More

0.55%

$10,000

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0.55%

$10,000

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0.55%

$10,000

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0.55%

$1,000

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0.55%

$10,000

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0.55%

$10,000

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| Jul 9, 2021

ABSOLUTELY RIDICULOUS how this place is still around in Wheeling. Taking any more than 3 days on a loan check is UNEXCUSEABLE. Having an 800 plus credit rating. A SENIOR. Wanting to move out ofa big hou... Read More

0.55%

$10,000

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| Aug 13, 2020

Was wondering if you cash savings bonds........thx Read More

0.55%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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| Oct 13, 2022

Upon entering the Savanna Location, I 1st waited and waited and then was told it was gonna be a few minutes; Therefore when one's app once I got to deposit money they tried to tell me it was too late. To... Read More

0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$1,000

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0.50%

$500

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$500

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$1,000

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0.50%

$1,000

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0.50%

$2,500

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0.50%

$50,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$100,000

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0.47%

$100,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$100,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$100,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$2,500

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0.45%

$100,000

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0.45%

$100,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$1,000

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0.45%

$10,000

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0.43%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$100,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$100,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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| Nov 12, 2022

This bank has changed from what it used to be some years ago. I used to have an account, got loans through them. Did all my banking through this establishment. They were a hometown proud financial insti... Read More

0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$1,000

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0.40%

$10,000

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0.40%

$1,000

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0.40%

$1,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$2,500

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.36%

$10,000

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0.35%

$100,000

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0.35%

$500

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$100,000

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| Nov 3, 2021

If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More

| Aug 13, 2020

Was wondering if you cash savings bonds........thx Read More

0.35%

$10,000

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| Oct 28, 2017

Le agradezco a la Sra. Clara por hacerme confiar nuevamente. Mi propia Historia comenzó en 2010 cuando estaba buscando cómo conseguir un sueño en Sudáfrica y gasté todo el dinero que tenía e incluso ... Read More

0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$100,000

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0.35%

$10,000

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.35%

$10,000

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0.35%

$10,000

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0.35%

$100,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$1,000

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0.35%

$100,000

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0.35%

$100,000

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0.35%

$50,000

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0.35%

$10,000

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0.34%

$500

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0.32%

$10,000

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0.31%

$10,000

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0.31%

$100,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$100,000

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0.30%

$10,000

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0.30%

$100,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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$10,000

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0.30%

$10,000

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$10,000

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0.30%

$10,000

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.30%

$10,000

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0.30%

$10,000

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0.30%

$1,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$100,000

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0.30%

$100,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$100,000

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0.30%

$10,000

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0.30%

$10,000

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0.27%

$100,000

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0.26%

$10,000

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0.26%

$10,000

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0.26%

$10,000

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0.26%

$10,000

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0.25%

$10,000

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0.25%

$100,000

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0.25%

$10,000

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$100,000

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0.25%

$10,000

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| Oct 10, 2023

I had a good experience with the online bank and the customer support is excellent Read More

0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$100,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$1,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$1,000

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0.25%

$1,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$1,000

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0.25%

$10,000

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0.25%

$100,000

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0.25%

$10,000

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0.25%

$10,000

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0.21%

$10,000

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0.20%

$100,000

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0.20%

$10,000

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| Dec 26, 2017

Good people to deal with. Competitive rates better than CEFCU. Easy in/out processing of CD's & MM. Read More