Pennsylvania

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Pittsburgh, Pennsylvania CD Rates

You are viewing rates from banks across Pittsburgh

 

Below are the best one-year CD Rates from banks in Pittsburgh, Pennsylvania. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

Pittsburgh, PA - July 6, 2025

1 Year CD National Average : 0.55% ?

Banks APY MIN MILES ?

Rate History: 1.70% → 3.00% → 2.75% → 2.50% → 4.25%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 4.85% → 5.15% → 5.05% → 4.50% → 4.05%

Rate History: 4.00% → 3.75% → 4.00% → 3.75%

| May 15, 2020

Sucks don’t ever get with this bank Read More

Rate History: 4.50% → 4.25% → 4.00% → 4.35% → 3.50%

| Mar 20, 2016

Good solid bank. Read More

Rate History: 4.70% → 4.00% → 4.30% → 3.30% → 3.49%

| Nov 12, 2018

Helpful w/$ Read More

Rate History: 2.00% → 1.50% → 3.25% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.75%

$10,000

23.85

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0.45%

$100,000

2.47

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0.45%

$10,000

6.58

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0.40%

$10,000

17.75

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| Mar 24, 2023

I have never been treated so poorly in all the banks ive been in i went there to ask about buying change the girl acted like she never heard of rolled coins before and really made me feel as though i shou... Read More

0.40%

$10,000

2.47

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0.40%

$10,000

13.58

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0.30%

$10,000

24.79

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| Oct 7, 2019

64000 Read More

0.20%

$10,000

22.83

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0.20%

$10,000

24.20

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0.20%

$10,000

23.65

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0.20%

$10,000

20.90

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0.15%

$10,000

23.65

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0.05%

$10,000

20.67

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| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Pittsburgh, PA - July 6, 2025


Branch Street City State
Woodforest National Bank
0255 Cranberry Pennsylvania Branch
20245 Route 19 Cranberry Township PA
XD Bank
Bethel Park Branch
1680 Washington Road, Suite 100 Pittsburgh PA
S&T Bank
Mcmurray Branch
3402 Washington Road Mc Murray PA
Citizens
Http:/Www.Citizensbank.com/ Branch
Direct Bank Deposit Support Po Box 535857 Pittsburgh PA
Fifth Third Bank, National Association
Robinson Township Branch
6390 Steubenville Pike Pittsburgh PA
Wells Fargo Bank, National Association
Pittsburgh Pb - Satellite Office Branch
444 Liberty Avenue Pittsburgh PA
First Federal Savings and Loan Association of Greene Co
460 Washington Road Branch
460 Washington Road Washington PA
Ameriserv Financial Bank
Pittsburgh Branch
60 Boulevard Of Allies, Suite 100 Pittsburgh PA
Enterprise Bank
Enterprise Bank Branch
4091 Mount Royal Boulvard Allison Park PA
West View Savings Bank
Sherwood Oaks Branch
100 Norman Drive Cranberry Township PA
CFSBANK
Washington Branch
730 East Beau Street Washington PA
Ameriserv Financial Bank
Pittsburgh Branch
60 Boulevard Of Allies, Suite 100 Pittsburgh PA
Brentwood Bank
Friendship Village Branch
1290 Boyce Road Pittsburgh PA
Dollar Bank, Federal Savings Bank
Washington Branch
250 Oak Spring Center Washington PA
Slovenian Savings and Loan Association of Canonsburg
Slovenian Savings And Loan Associati Branch
130 Boone Avenue Strabane PA
WesBanco Bank, Inc.
Center Township Branch
3531 Brodhead Road Monaca PA
NEXTIER BANK, NATIONAL ASSOCIATION
Zelienople Branch
226 South Main Street Zelienople PA
First Commonwealth Bank
Monaca Office Branch
80 Wagner Road Monaca PA
Apollo Trust Company
Allegheny Township Branch
501 Hyde Park Road Leechburg PA
First Commonwealth Bank
Monaca Office Branch
80 Wagner Road Monaca PA
Commercial Bank and Trust of PA
West Newton Branch
109 E Main Street West Newton PA
PNC Bank, National Association
Beaver Branch
599 Third Street Beaver PA
Fifth Third Bank, National Association
Robinson Township Branch
6390 Steubenville Pike Pittsburgh PA


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PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2025

A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

CD Terms

The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.

CD Risk

Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.

Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.

How Interest is Paid

The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.

Interest Rate

Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of branch-based CDs are:

  • The deposited money is committed for a certain period of time and can only be withdrawn with substantial penalties.
  • One year CDs from branch banks often pay less interest than from online banks. Please see those rates here.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

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