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Compare Florida 15-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.
| Lender | APR | Rate (%) | Monthly Payment? |
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New American Funding, LLC NMLS ID: 6606 |
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Reliant Home Loans NMLS ID: 1945532 |
4.723% 15 Yr Fixed |
4.500%
Fees & Points
$4,800 Total
1.000 Pts: $3,200 $1,600 Fees |
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Barrett Financial NMLS ID: 181106 License#: 2618991 |
4.795% 15 Yr Fixed |
4.625%
Fees & Points
$3,630 Total
0.825 Pts: $2,640 $990 Fees |
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Saxton Mortgage NMLS ID: 1717191 |
4.917% 15 Yr Fixed |
4.750%
Fees & Points
$3,657 Total
0.740 Pts: $2,368 $1,289 Fees |
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District Lending NMLS ID: 1835285 |
4.938% 15 Yr Fixed |
4.750%
Fees & Points
$4,000 Total
0.750 Pts: $2,400 $1,600 Fees |
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Pure Rate Mortgage NMLS ID: 2578474 |
5.026% 15 Yr Fixed |
4.875%
Fees & Points
$3,210 Total
0.675 Pts: $2,160 $1,050 Fees |
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West Capital Lending NMLS ID: 1566096 |
5.045% 15 Yr Fixed |
4.875%
Fees & Points
$3,609 Total
0.723 Pts: $2,314 $1,295 Fees |
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Novum Home Loans LLC NMLS ID: 2487386 |
5.054% 15 Yr Fixed |
4.875%
Fees & Points
$3,795 Total
0.875 Pts: $2,800 $995 Fees |
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Foundation Home Loans, LLC NMLS ID: 2559614 |
5.130% 15 Yr Fixed |
5.000%
Fees & Points
$2,752 Total
0.860 Pts: $2,752 $0 Fees |
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Dylken Home Loans, Inc NMLS ID: 2673152 |
5.157% 15 Yr Fixed |
4.875%
Fees & Points
$5,984 Total
0.495 Pts: $1,584 $4,400 Fees |
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Revix NMLS ID: 2684156 License#: MBR7986 |
5.179% 15 Yr Fixed |
5.000%
Fees & Points
$3,876 Total
0.840 Pts: $2,688 $1,188 Fees |
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Home Simply NMLS ID: 2473786 License#: MBR6346 |
5.183% 15 Yr Fixed |
4.990%
Fees & Points
$4,090 Total
0.936 Pts: $2,995 $1,095 Fees |
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Ready Rate NMLS ID: 2154342 License#: FL - MLD2280 |
5.191% 15 Yr Fixed |
4.875%
Fees & Points
$6,715 Total
0.725 Pts: $2,320 $4,395 Fees |
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Loansteady NMLS ID: 1701910 |
5.193% 15 Yr Fixed |
4.990%
Fees & Points
$4,290 Total
0.875 Pts: $2,800 $1,490 Fees |
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Northpointe Bank NMLS ID: 447490 |
5.204% 15 Yr Fixed |
4.990%
Fees & Points
$4,521 Total
0.977 Pts: $3,126 $1,395 Fees |
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Bergen Mortgage Enterprise LLC NMLS ID: 1897215 License#: MBR3293 |
5.220% 15 Yr Fixed |
5.125%
Fees & Points
$2,000 Total
0.625 Pts: $2,000 $0 Fees |
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LoanFlight Lending, LLC NMLS ID: 1522344 License#: MLD 1386 |
5.257% 15 Yr Fixed |
5.125%
Fees & Points
$2,784 Total
0.870 Pts: $2,784 $0 Fees |
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PenFed Credit Union NMLS ID: 401822 |
5.302% 15 Yr Fixed |
5.000%
Fees & Points
$6,400 Total
1.000 Pts: $3,200 $3,200 Fees |
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Allied Mortgage Group, Inc. NMLS ID: 1067 |
5.354% 15 Yr Fixed |
5.250%
Fees & Points
$2,173 Total
0.679 Pts: $2,173 $0 Fees |
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Farmers Bank of Kansas City NMLS ID: 613839 |
5.461% 15 Yr Fixed |
5.250%
Fees & Points
$4,428 Total
0.794 Pts: $2,541 $1,887 Fees |
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New American Funding, LLC. NMLS ID: 6606 |
5.520% 15 Yr Fixed |
5.375%
Fees & Points
$3,030 Total
0.947 Pts: $3,030 $0 Fees |
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Refi.com NMLS ID: 1907 License#: Florida |
5.635% 15 Yr Fixed |
5.625%
Fees & Points
$202 Total
0.063 Pts: $202 $0 Fees |
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Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
5.647% 15 Yr Fixed |
5.490%
Fees & Points
$3,263 Total
0.801 Pts: $2,563 $700 Fees |
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Beeline Loans, Inc. NMLS ID: 1799947 |
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Agave Home Loans NMLS ID: 1951574 License#: MLD2545 |
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CrossCountry Mortgage NMLS ID: 3029 |
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Quicken Loans NMLS ID: 167283 |
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Veterans United Home Loans NMLS ID: 1907 |
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details. |
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Pnc Bank, National Association Updated 10/04/2022 |
5.66% |
5.38%
0.00 points $3,210.00 fees |
$2,593.49 |
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U.s. Bank National Association Updated 05/07/2023 |
5.66% |
5.38%
0.77 points $0.00 fees |
$2,593.49 |
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Bank Of America, National Association Updated 05/07/2023 |
6.29% |
6.00%
0.78 points $0.00 fees |
$2,700.34 |
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Updated 06/02/2023 |
6.52% |
6.25%
0.00 points $1,936.00 fees |
$2,744.45 |
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Updated 10/10/2022 |
6.65% |
6.38%
0.00 points $4,266.00 fees |
$2,765.60 |
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Updated 06/15/2022 |
6.61% |
6.38%
0.00 points $4,876.00 fees |
$2,765.60 |
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Citibank, National Association Updated 10/18/2024 |
6.06% |
6.48%
1.00 points $2,739.00 fees |
$2,783.67 |
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Navy Federal Credit Union Credit Union Updated 01/30/2023 Restrictions |
6.84% |
6.63%
0.50 points $0.00 fees |
$2,809.58 |
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Updated 06/15/2022 Restrictions |
6.99% |
6.63%
0.00 points $0.00 fees |
$2,809.58 |
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Updated 06/15/2022 Restrictions |
6.69% |
6.63%
0.00 points $0.00 fees |
$2,810.46 |
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Updated 06/13/2025 |
6.21% |
6.74%
0.00 points $0.00 fees |
$2,830.11 |
See Table View |
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Jpmorgan Chase Bank, National Association Updated 02/21/2024 |
6.91% |
6.75%
0.00 points $0.00 fees |
$2,831.71 |
See Table View |
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Updated 06/15/2022 Restrictions |
6.99% |
6.75%
0.00 points $2,374.00 fees |
$2,831.71 |
See Table View |
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Updated 05/17/2024 |
7.10% |
6.81%
0.00 points $3,261.00 fees |
$2,842.19 |
See Table View |
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Wells Fargo Bank, National Association Updated 02/23/2024 |
7.54% |
6.93%
0.00 points $0.00 fees |
$2,864.10 |
See Table View |
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Updated 06/15/2022 |
7.22% |
7.13%
0.00 points $4,125.00 fees |
$2,899.56 |
See Table View |
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Everbank, National Association Updated 06/15/2022 |
7.93% |
7.50%
0.00 points $0.00 fees |
$2,966.44 |
See Table View |
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Data provided by BestCashCow |
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1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.