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Compare North Carolina 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.
Lender | APR | Rate (%) | Monthly Payment? |
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![]() Piedmont Financial Services LLC NMLS ID: 1845138 License#: B-184511 |
6.219% 30 Yr Fixed |
6.125%
Fees & Points
$3,273 Total
1.000 Pts: $3,200 $73 Fees |
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![]() Carolinas Capital Lending Inc NMLS ID: 2715366 License#: B-228944 |
6.238% 30 Yr Fixed |
6.125%
Fees & Points
$3,850 Total
0.875 Pts: $2,800 $1,050 Fees |
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![]() Foundation Home Loans, LLC NMLS ID: 2559614 |
6.308% 30 Yr Fixed |
6.250%
Fees & Points
$1,952 Total
0.610 Pts: $1,952 $0 Fees |
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![]() Northpointe Bank NMLS ID: 447490 |
6.373% 30 Yr Fixed |
6.250%
Fees & Points
$4,153 Total
0.862 Pts: $2,758 $1,395 Fees |
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![]() Home Simply NMLS ID: 2473786 License#: L-223685 |
6.472% 30 Yr Fixed |
6.375%
Fees & Points
$3,268 Total
0.679 Pts: $2,173 $1,095 Fees |
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![]() Farmers Bank of Kansas City NMLS ID: 613839 |
6.510% 30 Yr Fixed |
6.375%
Fees & Points
$4,527 Total
0.825 Pts: $2,640 $1,887 Fees |
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![]() Refi.com NMLS ID: 1907 License#: North Carolina |
6.554% 30 Yr Fixed |
6.500%
Fees & Points
$1,802 Total
0.563 Pts: $1,802 $0 Fees |
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![]() LoanFlight Lending, LLC NMLS ID: 1522344 License#: L-202969 |
6.558% 30 Yr Fixed |
6.490%
Fees & Points
$2,272 Total
0.710 Pts: $2,272 $0 Fees |
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![]() Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.565% 30 Yr Fixed |
6.490%
Fees & Points
$2,508 Total
0.565 Pts: $1,808 $700 Fees |
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![]() PenFed Credit Union NMLS ID: 401822 |
6.656% 30 Yr Fixed |
6.500%
Fees & Points
$5,200 Total
0.625 Pts: $2,000 $3,200 Fees |
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![]() Beeline Loans, Inc. NMLS ID: 1799947 |
6.875% 30 Yr Fixed |
6.875%
Fees & Points
$0 Total
0.000 Pts: $0 $0 Fees |
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![]() Agave Home Loans NMLS ID: 1951574 License#: L-221352 |
6.952% 30 Yr Fixed |
6.875%
Fees & Points
$2,684 Total
0.777 Pts: $2,486 $198 Fees |
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![]() Quicken Loans NMLS ID: 167283 |
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![]() Veterans United Home Loans NMLS ID: 1907 |
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![]() Freedom Mortgage Corporation NMLS ID: 2767 |
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![]() Beeline Loans, Inc. NMLS ID: 1799947 |
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![]() Rocket Mortgage NMLS ID: 3030 |
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details. |
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Updated 10/19/2022 |
4.91% |
4.75%
1.00 points $0.00 fees |
$1,669.27 |
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Pnc Bank, National Association Updated 10/04/2022 |
6.20% |
6.00%
0.00 points $3,210.00 fees |
$1,918.56 |
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Updated 10/13/2023 Restrictions |
7.60% |
6.35%
0.00 points $0.00 fees |
$1,990.11 |
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Updated 10/10/2022 |
6.67% |
6.50%
0.00 points $4,266.00 fees |
$2,022.62 |
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Updated 06/15/2022 Restrictions |
6.52% |
6.50%
0.00 points $2,784.00 fees |
$2,022.62 |
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Bank Of America, National Association Updated 05/07/2023 |
7.05% |
6.88%
0.84 points $0.00 fees |
$2,102.17 |
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Updated 06/15/2022 |
7.46% |
7.25%
0.00 points $3,241.00 fees |
$2,182.96 |
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Updated 06/15/2022 |
7.33% |
7.25%
0.00 points $3,241.00 fees |
$2,182.96 |
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Navy Federal Credit Union Credit Union Updated 01/30/2023 Restrictions |
7.43% |
7.25%
0.75 points $0.00 fees |
$2,182.96 |
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Updated 06/15/2022 Restrictions |
7.28% |
7.25%
0.00 points $1,946.00 fees |
$2,182.96 |
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Updated 06/15/2022 Restrictions |
7.40% |
7.38%
0.00 points $3,394.00 fees |
$2,210.16 |
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Wells Fargo Bank, National Association Updated 09/27/2024 |
5.20% |
7.44%
0.00 points $0.00 fees |
$2,225.23 |
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Updated 06/15/2022 |
7.50% |
7.50%
0.00 points $2,304.00 fees |
$2,237.49 |
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Updated 05/17/2024 |
7.10% |
7.77%
0.00 points $3,874.00 fees |
$2,296.50 |
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Updated 06/15/2022 |
8.04% |
7.88%
1.00 points $2,000.00 fees |
$2,321.33 |
See Table View |
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Data provided by BestCashCow |
1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.