Best Local Bank Savings and Money Market Rates in St. Gabriel, Louisiana, LA June 15, 2025

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If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

St. Gabriel, LA - June 15, 2025

Savings Account National Average Rate: 0.45% ^?

Banks	APY	MIN
Crescent Bank Crescent Bank & Trust Branch	4.00%	$100,000	Learn More
Rate History: 4.50% → 4.15% → 4.00%
ltriemer \| Apr 9, 2016 The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction. Read More Reviews (4)
Capital One, National Association Capital One, National Association Branch	3.60%	$1	Learn More
Rate History: 4.10% → 4.00% → 3.90% → 3.80% → 3.60%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (16)
Regions Bank Burnside Gonzales Branch	3.50% 1.50%	$10,000 $0	Learn More Add Review
Woodforest National Bank Ruston Branch	3.25% 2.25% 1.75% 1.25% 0.35%	$500,000 $250,000 $100,000 $1 $0	Learn More
Rate History: 4.00% → 3.75% → 3.50% → 3.25%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
Hancock Whitney Bank Franklinton Branch	3.00% 2.50%	$25,000 $0	Learn More
MLB \| Aug 29, 2019 Since Hancock Bank merged with Whitney Bank, it’s no longer the local bank it once was. Fees, gotcha gimmicks, underhanded surprises... It’s nothing more than another big, ugly, corporate bank looking ... Read More Reviews (1)
Capital One, National Association Capital One, National Association Branch	2.50%	$1	Learn More
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (16)
Crescent Bank Crescent Bank & Trust Branch	2.20% 1.70%	$100,000 $100	Learn More
ltriemer \| Apr 9, 2016 The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction. Read More Reviews (4)
Citizens Bank & Trust Company Of Vivian, Louisiana Citizens Bank & Trust Company Of Vivian, Louisiana Branch	1.00%	$10,000	Learn More Add Review
Citizens Bank & Trust Company Of Vivian, Louisiana Citizens Bank & Trust Company Of Vivian, Louisiana Branch	0.75%	$2,500	Learn More Add Review
Commercial Capital Bank Commercial Capital Bank Branch	0.75%	$2,500	Learn More
christan.tyson@gmail.com \| Apr 29, 2019 I called to ask about an auto loan that I only have one payment left on and was told that a loan officer would call me back. When she called me back, I asked 2 questions and was treaded like a criminal. Sh... Read More Reviews (1)
Abbeville Building & Loan (a State-chartered Savings Bank) Abbeville Building & Loan (A State-C Branch	0.75% 0.50%	$25,000 $2,500	Learn More
Sue Butaud \| Jan 20, 2015 would like to invest IRA Read More Reviews (1)
St. Landry Bank And Trust Company St. Landry Bank And Trust Company Branch	0.55%	$25,000	Learn More Add Review
Marion State Bank Marion State Bank Branch	0.50%	$10,001	Learn More Add Review
Bank Of Zachary Bank Of Zachary Branch	0.50%	$25,000	Learn More Add Review
Heritage Bank Of St Tammany Heritage Bank Of St Tammany Branch	0.50%	$10,000	Learn More Add Review
Commercial Capital Bank Commercial Capital Bank Branch	0.45%	$25,000	Learn More
christan.tyson@gmail.com \| Apr 29, 2019 I called to ask about an auto loan that I only have one payment left on and was told that a loan officer would call me back. When she called me back, I asked 2 questions and was treaded like a criminal. Sh... Read More Reviews (1)
American Bank & Trust Company American Bank & Trust Company Branch	0.45%	$2,500	Learn More Add Review
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	0.40%	$10	Learn More Add Review
Home Federal Bank Home Federal Bank Branch	0.40%	$25,000	Learn More Add Review
American Bank & Trust Company American Bank & Trust Company Branch	0.40%	$2,500	Learn More Add Review
Guaranty Bank And Trust Company Maringouin Br Branch	0.40%	$2,500	Learn More Add Review
Woodforest National Bank Ruston Branch	0.40% 0.25%	$10,000 $0	Learn More
Rate History: 1.00% → 0.50% → 0.40%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
Marion State Bank Marion State Bank Branch	0.35%	$2,500	Learn More Add Review
Bom Bank Bom Bank Branch	0.35%	$2,500	Learn More Add Review
Gulf Coast Bank And Trust Company Gulf Coast Bank And Trust Company Branch	0.35%	$2,500	Learn More
Jullianb \| Mar 19, 2020 I made a deposit of 14k at the Gulf Coast Bank and Trust Carrollton Ave branch on March 13, 2020. My account manager and the bank manager both handled the deposit, but secretly, the manager had requested a... Read More Reviews (1)
St. Landry Bank And Trust Company St. Landry Bank And Trust Company Branch	0.35%	$2,500	Learn More Add Review
Liberty Bank And Trust Company Liberty Bank And Trust Company Branch	0.35%	$2,500	Learn More Add Review
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	0.30%	$10,000	Learn More Add Review
Commerce Community Bank Commerce Community Bank Branch	0.30%	$1,000	Learn More Add Review
St Landry Homestead Federal Savings Bank St Landry Homestead Federal Savings Branch	0.30%	$25,000	Learn More Add Review
Gulf Coast Bank And Trust Company Gulf Coast Bank And Trust Company Branch	0.30%	$2,500	Learn More
Jullianb \| Mar 19, 2020 I made a deposit of 14k at the Gulf Coast Bank and Trust Carrollton Ave branch on March 13, 2020. My account manager and the bank manager both handled the deposit, but secretly, the manager had requested a... Read More Reviews (1)
Washington State Bank Washington State Bank Branch	0.30%	$2,500	Learn More Add Review
Anthem Bank & Trust Anthem Bank & Trust Branch	0.30%	$10,000	Learn More Add Review
St Landry Homestead Federal Savings Bank St Landry Homestead Federal Savings Branch	0.25%	$2,500	Learn More Add Review
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	0.25%	$1	Learn More Add Review
Clb The Community Bank Jena Branch	0.25%	$2,500	Learn More Add Review
United Mississippi Bank Vidalia Branch	0.25%	$2,500	Learn More Add Review
Beauregard Fsb Beauregard Fsb Branch	0.25%	$2,500	Learn More Add Review
The Bank The Bank Branch	0.25%	$2,500	Learn More
John \| Oct 1, 2019 What is the Swift code for Thebank Read More Reviews (1)
Bank Of Erath Bank Of Erath Branch	0.25%	$2,500	Learn More Add Review
Guaranty Bank And Trust Company Maringouin Br Branch	0.25%	$2,500	Learn More Add Review
Bank Of Zachary Bank Of Zachary Branch	0.25%	$2,500	Learn More Add Review
Fifth District Savings Bank Fifth District Savings Bank Branch	0.25%	$25,000	Learn More
Amanda Dailey \| Jul 19, 2019 Fifth District was great when we went to purchase a home and they gave us a very simple process to obtain a mortgage loan. I recommended them many times as I know many realtors however they really disappo... Read More Reviews (1)
Tensas State Bank Tensas State Bank Branch	0.24%	$1	Learn More Add Review
Tensas State Bank Tensas State Bank Branch	0.20%	$1	Learn More Add Review
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	0.20%	$1	Learn More Add Review
Bank Of Coushatta Bank Of Coushatta Branch	0.20%	$51	Learn More Add Review
St Landry Homestead Federal Savings Bank St Landry Homestead Federal Savings Branch	0.20%	$100	Learn More Add Review
First National Bank In Frankfort	0.20%	$0	Learn More Add Review
Delta Bank Louisiana Central Bank Branch	0.20%	$10,000	Learn More Add Review
Commercial Capital Bank Commercial Capital Bank Branch	0.20%	$2,500	Learn More
christan.tyson@gmail.com \| Apr 29, 2019 I called to ask about an auto loan that I only have one payment left on and was told that a loan officer would call me back. When she called me back, I asked 2 questions and was treaded like a criminal. Sh... Read More Reviews (1)
Jonesboro State Bank Jonesboro State Bank Branch	0.20%	$2,500	Learn More Add Review
Sicily Island State Bank Sicily Island State Bank Branch	0.20%	$2,500	Learn More Add Review
Merchants & Farmers Bank & Trust Company Merchants & Farmers Bank & Trust Com Branch	0.20%	$2,500	Learn More Add Review
Home Bank, National Association St Martinville Br Branch	0.20%	$2,500	Learn More Add Review
Investar Bank, National Association The Highlands Bank Branch	0.20%	$25,000	Learn More Add Review
Washington State Bank Washington State Bank Branch	0.20%	$2,500	Learn More Add Review
Bank Of Sunset And Trust Company Bank Of Sunset And Trust Company Branch	0.20%	$10,000	Learn More Add Review
Vermilion Bank & Trust Company Vermilion Bank & Trust Company Branch	0.20%	$2,500	Learn More Add Review
Plaquemine Bank & Trust Company Plaquemine Bank & Trust Company Branch	0.20%	$2,500	Learn More Add Review
Anthem Bank & Trust Anthem Bank & Trust Branch	0.20%	$2,500	Learn More Add Review
United Community Bank United Community Bank Branch	0.20%	$10,000	Learn More Add Review
South Lafourche Bank & Trust Company South Lafourche Bank & Trust Company Branch	0.20%	$2,500	Learn More Add Review
Hibernia Bank Union Savings And Loan Association Branch	0.20%	$2,500	Learn More
SMOE \| Feb 18, 2021 Interest rate on 1 year CD is only .40%. Five year term is .80% Read More Reviews (1)
Bank Of St. Francisville Bank Of St. Francisville Branch	0.20%	$25,000	Learn More Add Review
Home Bank, National Association St Martinville Br Branch	0.18%	$25,000	Learn More Add Review
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	0.15%	$1	Learn More Add Review
Marion State Bank Marion State Bank Branch	0.15%	$100	Learn More Add Review
Caldwell Bank & Trust Company Caldwell Bank & Trust Company Branch	0.15%	$10,000	Learn More Add Review
Gibsland Bank & Trust Company Gibsland Bank & Trust Company Branch	0.15%	$25,000	Learn More Add Review
The Mer Rouge State Bank The Mer Rouge State Bank Branch	0.15%	$2,500	Learn More Add Review
Homeland Federal Savings Bank Homeland Federal Savings Bank Branch	0.15%	$2,500	Learn More Add Review
Bank Of Winnfield & Trust Company Bank Of Winnfield & Trust Company Branch	0.15%	$2,500	Learn More Add Review
American Bank & Trust Company American Bank & Trust Company Branch	0.15%	$2,500	Learn More Add Review
Merchants & Farmers Bank & Trust Company Merchants & Farmers Bank & Trust Com Branch	0.15%	$2,500	Learn More Add Review
Colfax Banking Company Colfax Banking Company Branch	0.15%	$2,500	Learn More Add Review
Jd Bank Jd Bank Branch	0.15%	$200	Learn More Add Review
Beauregard Fsb Beauregard Fsb Branch	0.15%	$2,500	Learn More Add Review
Basile State Bank Basile State Bank Branch	0.15%	$2,500	Learn More Add Review
Bank Of Sunset And Trust Company Bank Of Sunset And Trust Company Branch	0.15%	$2,500	Learn More Add Review
Farmers-merchants Bank & Trust Company Farmers-Merchants Bank & Trust Compa Branch	0.15%	$2,500	Learn More Add Review
Simmesport State Bank Simmesport State Bank Branch	0.15%	$2,500	Learn More
ron derfel \| Feb 2, 2015 Do you accept cd opening deposits from mass. and how. thanks. 100,000 or more if rates can be improved a bit. thanks Read More Reviews (1)
Vermilion Bank & Trust Company Vermilion Bank & Trust Company Branch	0.15%	$2,500	Learn More Add Review
Gulf Coast Bank Gulf Coast Bank Branch	0.15%	$10,000	Learn More Add Review
Community First Bank Community First Bank Branch	0.15%	$2,500	Learn More Add Review
Landmark Bank Landmark Bank Branch	0.15%	$10,000	Learn More Add Review
Liberty Bank And Trust Company Liberty Bank And Trust Company Branch	0.15%	$2,500	Learn More Add Review
Fidelity Bank Fidelity Bank Branch	0.15%	$25,000	Learn More
sal \| Apr 15, 2020 Correction: 2/15/2020 6 months rate is .80% Read More Reviews (2)
Resource Bank Resource Bank Branch	0.15%	$25,000	Learn More Add Review
Fifth District Savings Bank Fifth District Savings Bank Branch	0.15%	$2,500	Learn More
Amanda Dailey \| Jul 19, 2019 Fifth District was great when we went to purchase a home and they gave us a very simple process to obtain a mortgage loan. I recommended them many times as I know many realtors however they really disappo... Read More Reviews (1)
First National Bank Usa First National Bank Usa Branch	0.15%	$2,500	Learn More Add Review
State Bank & Trust Company State Bank & Trust Company Branch	0.15%	$2,500	Learn More Add Review
Synergy Bank Synergy Bank Branch	0.15%	$2,500	Learn More Add Review
Hibernia Bank Union Savings And Loan Association Branch	0.15%	$2,500	Learn More
SMOE \| Feb 18, 2021 Interest rate on 1 year CD is only .40%. Five year term is .80% Read More Reviews (1)
Home Bank, National Association St Martinville Br Branch	0.14%	$10,000	Learn More Add Review
First National Bank Usa First National Bank Usa Branch	0.12%	$2,500	Learn More Add Review
Marion State Bank Marion State Bank Branch	0.10%	$2,500	Learn More Add Review
First National Bank Of Louisiana First National Bank Of Louisiana Branch	0.10%	$100	Learn More Add Review
Guaranty Bank & Trust Company Of Delhi, Louisiana Guaranty Bank & Trust Company Of Delhi, Louisiana Branch	0.10%	$10	Learn More Add Review
Cross Keys Bank Tallulah Branch	0.10%	$25,000	Learn More Add Review
Exchange Bank And Trust Company, Natchitoches, Louisiana Exchange Bank And Trust Company, Natchitoches, Louisiana Branch	0.10%	$2,500	Learn More Add Review
First National Bank In Deridder First National Bank In Deridder Branch	0.10%	$15,000	Learn More Add Review
Caldwell Bank & Trust Company Caldwell Bank & Trust Company Branch	0.10%	$2,500	Learn More Add Review
Citizens Progressive Bank Citizens Progressive Bank Branch	0.10%	$2,500	Learn More Add Review
Citizens Bank & Trust Company Of Vivian, Louisiana Citizens Bank & Trust Company Of Vivian, Louisiana Branch	0.10%	$2,500	Learn More Add Review
Home Federal Bank Home Federal Bank Branch	0.10%	$2,500	Learn More Add Review
Citizens National Bank, N.a. Springhill Branch	0.10%	$2,500	Learn More Add Review
Origin Bank Farmerville Financial Center Branch	0.10%	$2,500	Learn More
Ralph \| Nov 26, 2019 They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More Reviews (1)
Fsnb, National Association Fsnb, National Association Branch	0.10%	$2,500	Learn More Add Review
Gibsland Bank & Trust Company Gibsland Bank & Trust Company Branch	0.10%	$2,500	Learn More Add Review
Bank Of Oak Ridge Bank Of Oak Ridge Branch	0.10%	$2,500	Learn More Add Review
Delta Bank Louisiana Central Bank Branch	0.10%	$2,500	Learn More Add Review
Homeland Federal Savings Bank Homeland Federal Savings Bank Branch	0.10%	$2,500	Learn More Add Review
Bank Of Winnfield & Trust Company Bank Of Winnfield & Trust Company Branch	0.10%	$2,500	Learn More Add Review
City Bank & Trust Co. City Bank & Trust Co. Branch	0.10%	$2,500	Learn More Add Review
American Bank & Trust Company American Bank & Trust Company Branch	0.10%	$2,500	Learn More Add Review
Franklin State Bank & Trust Company Franklin State Bank & Trust Company Branch	0.10%	$2,500	Learn More Add Review
Concordia Bank & Trust Company Concordia Bank & Trust Company Branch	0.10%	$2,500	Learn More Add Review
United Mississippi Bank Vidalia Branch	0.10%	$2,500	Learn More Add Review
Colfax Banking Company Colfax Banking Company Branch	0.10%	$2,500	Learn More Add Review
Investar Bank, National Association The Highlands Bank Branch	0.10%	$2,500	Learn More Add Review
Rayne State Bank & Trust Company Rayne State Bank & Trust Company Branch	0.10%	$100	Learn More Add Review
Cottonport Bank Cottonport Bank Branch	0.10%	$2,500	Learn More
Cindy Hayes \| Apr 2, 2022 We looked long and hard for a bank in our oil and gas supported city that isn't out to destroy us with energy and America killing ESG and DEI programs. I even asked the Better Business Bureau to compile a ... Read More Reviews (1)
Farmers-merchants Bank & Trust Company Farmers-Merchants Bank & Trust Compa Branch	0.10%	$2,500	Learn More Add Review
Bank Of Erath Bank Of Erath Branch	0.10%	$2,500	Learn More Add Review
Bank Of Abbeville & Trust Company Bank Of Abbeville & Trust Company Branch	0.10%	$2,500	Learn More Add Review
Bank Of St. Francisville Bank Of St. Francisville Branch	0.10%	$2,500	Learn More Add Review
Plaquemine Bank & Trust Company Plaquemine Bank & Trust Company Branch	0.10%	$2,500	Learn More Add Review
Anthem Bank & Trust Anthem Bank & Trust Branch	0.10%	$2,500	Learn More Add Review
Bank Of Zachary Bank Of Zachary Branch	0.10%	$2,500	Learn More Add Review
Landmark Bank Landmark Bank Branch	0.10%	$2,500	Learn More Add Review
Fidelity Bank Fidelity Bank Branch	0.10%	$2,500	Learn More
sal \| Apr 15, 2020 Correction: 2/15/2020 6 months rate is .80% Read More Reviews (2)
United Community Bank United Community Bank Branch	0.10%	$2,500	Learn More Add Review
Resource Bank Resource Bank Branch	0.10%	$10,000	Learn More Add Review
Heritage Bank Of St Tammany Heritage Bank Of St Tammany Branch	0.10%	$2,500	Learn More Add Review
Citizens Savings Bank Citizens Savings Bank Branch	0.10%	$2,500	Learn More Add Review
South Louisiana Bank South Louisiana Bank Branch	0.10%	$2,500	Learn More Add Review
Bank Of St. Francisville Bank Of St. Francisville Branch	0.10%	$2,500	Learn More Add Review
The First, A National Banking Association Plaquemine Branch	0.08%	$10,000	Learn More Add Review
Metairie Bank & Trust Company Metairie Bank & Trust Company Branch	0.07%	$25,000	Learn More Add Review
Hancock Whitney Bank Franklinton Branch	0.05%	$2,499	Learn More
MLB \| Aug 29, 2019 Since Hancock Bank merged with Whitney Bank, it’s no longer the local bank it once was. Fees, gotcha gimmicks, underhanded surprises... It’s nothing more than another big, ugly, corporate bank looking ... Read More Reviews (1)
Progressive Bank Progressive Bank Branch	0.05%	$2,500	Learn More Add Review
Cross Keys Bank Tallulah Branch	0.05%	$1	Learn More Add Review
First National Bank In Deridder First National Bank In Deridder Branch	0.05%	$25	Learn More Add Review
Caldwell Bank & Trust Company Caldwell Bank & Trust Company Branch	0.05%	$2,500	Learn More Add Review
First Guaranty Bank Greensburg Branch	0.05%	$2,500	Learn More Add Review
Home Federal Bank Home Federal Bank Branch	0.05%	$2,500	Learn More Add Review
Gibsland Bank & Trust Company Gibsland Bank & Trust Company Branch	0.05%	$2,500	Learn More Add Review
Sabine State Bank And Trust Company Sabine State Bank And Trust Company Branch	0.05%	$2,500	Learn More Add Review
Delta Bank Louisiana Central Bank Branch	0.05%	$2,500	Learn More Add Review
First American Bank And Trust First American Bank And Trust Branch	0.05%	$2,500	Learn More Add Review
The Evangeline Bank And Trust Company The Evangeline Bank And Trust Compan Branch	0.05%	$100	Learn More Add Review
Jd Bank Jd Bank Branch	0.05%	$2,500	Learn More Add Review
Investar Bank, National Association The Highlands Bank Branch	0.05%	$2,500	Learn More Add Review
Fidelity Bank Fidelity Bank Branch	0.05%	$2,500	Learn More
sal \| Apr 15, 2020 Correction: 2/15/2020 6 months rate is .80% Read More Reviews (2)
Resource Bank Resource Bank Branch	0.05%	$2,500	Learn More Add Review
Citizens Savings Bank Citizens Savings Bank Branch	0.05%	$2,500	Learn More Add Review
Fifth District Savings Bank Fifth District Savings Bank Branch	0.05%	$2,500	Learn More
Amanda Dailey \| Jul 19, 2019 Fifth District was great when we went to purchase a home and they gave us a very simple process to obtain a mortgage loan. I recommended them many times as I know many realtors however they really disappo... Read More Reviews (1)
The First, A National Banking Association Plaquemine Branch	0.04%	$10,000	Learn More Add Review
Community Bank Of Louisiana Community Bank Of Louisiana Branch	0.03%	$25,000	Learn More Add Review
Lakeside Bank Lakeside Bank Branch	0.03%	$2,500	Learn More
Cassie Sonnier \| Mar 26, 2022 Worst bank. They close your account without telling you and then make you wait for your money you have left. Read More Reviews (1)
Metairie Bank & Trust Company Metairie Bank & Trust Company Branch	0.03%	$2,500	Learn More Add Review
Community Bank Of Louisiana Community Bank Of Louisiana Branch	0.02%	$2,500	Learn More Add Review
Landmark Bank Landmark Bank Branch	0.02%	$2,500	Learn More Add Review
Jpmorgan Chase Bank, National Association Houma Main Branch	0.02%	$25,000	Learn More
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (25)
The First, A National Banking Association Plaquemine Branch	0.02%	$2,500	Learn More Add Review
The First, A National Banking Association Plaquemine Branch	0.01%	$2,500	Learn More Add Review
Regions Bank Burnside Gonzales Branch	0.01%	$0	Learn More Add Review
Community Bank Of Louisiana Community Bank Of Louisiana Branch	0.01%	$2,500	Learn More Add Review
Gulf Coast Bank Gulf Coast Bank Branch	0.01%	$2,500	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.

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Branches Info around St. Gabriel, LA - June 15, 2025

Branch	Street	City	State
Crescent Bank Crescent Bank & Trust Branch	1100 Poydras Street, Suite 100	New Orleans	LA
Capital One, National Association Capital One, National Association Branch	8386 Highway 171	Grand Cane	LA
Regions Bank Burnside Gonzales Branch	916 South Burnside Avenue	Gonzales	LA
Woodforest National Bank Ruston Branch	1201 N. Service Road East	Ruston	LA
Hancock Whitney Bank Franklinton Branch	919 Washington Street	Franklinton	LA
Hancock Whitney Bank Franklinton Branch	919 Washington Street	Franklinton	LA
Capital One, National Association Capital One, National Association Branch	8386 Highway 171	Grand Cane	LA
Woodforest National Bank Ruston Branch	1201 N. Service Road East	Ruston	LA
Crescent Bank Crescent Bank & Trust Branch	1100 Poydras Street, Suite 100	New Orleans	LA
Woodforest National Bank Ruston Branch	1201 N. Service Road East	Ruston	LA
Crescent Bank Crescent Bank & Trust Branch	1100 Poydras Street, Suite 100	New Orleans	LA
Regions Bank Burnside Gonzales Branch	916 South Burnside Avenue	Gonzales	LA
Woodforest National Bank Ruston Branch	1201 N. Service Road East	Ruston	LA
Citizens Bank & Trust Company of Vivian, Louisiana Citizens Bank & Trust Company Of Vivian, Louisiana Branch	West Arkansas Avenue And South Spruce Street	Vivian	LA
Citizens Bank & Trust Company of Vivian, Louisiana Citizens Bank & Trust Company Of Vivian, Louisiana Branch	West Arkansas Avenue And South Spruce Street	Vivian	LA
Commercial Capital Bank Commercial Capital Bank Branch	311 Broadway	Delhi	LA
Abbeville Building & Loan (A State-Chartered Savings Bank) Abbeville Building & Loan (A State-C Branch	1212 Charity Street	Abbeville	LA
St. Landry Bank and Trust Company St. Landry Bank And Trust Company Branch	132 East Landry Street	Opelousas	LA
Marion State Bank Marion State Bank Branch	345 Main Street	Marion	LA
Abbeville Building & Loan (A State-Chartered Savings Bank) Abbeville Building & Loan (A State-C Branch	1212 Charity Street	Abbeville	LA
Bank of Zachary Bank Of Zachary Branch	4743 Main Street	Zachary	LA
Heritage Bank of St Tammany Heritage Bank Of St Tammany Branch	205 North Columbia Street	Covington	LA
Commercial Capital Bank Commercial Capital Bank Branch	311 Broadway	Delhi	LA
American Bank & Trust Company American Bank & Trust Company Branch	307 East Landry Street	Opelousas	LA
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	222 New Hampshire Street	Covington	LA
Home Federal Bank Home Federal Bank Branch	222 Florida St	Shreveport	LA
American Bank & Trust Company American Bank & Trust Company Branch	307 East Landry Street	Opelousas	LA
Guaranty Bank and Trust Company Maringouin Br Branch	11070 State Highway 77	Maringouin	LA
Woodforest National Bank Ruston Branch	1201 N. Service Road East	Ruston	LA
Woodforest National Bank Ruston Branch	1201 N. Service Road East	Ruston	LA
Marion State Bank Marion State Bank Branch	345 Main Street	Marion	LA
BOM Bank Bom Bank Branch	1000 Caddo Street	Montgomery	LA
Gulf Coast Bank and Trust Company Gulf Coast Bank And Trust Company Branch	200 St. Charles Avenue	New Orleans	LA
St. Landry Bank and Trust Company St. Landry Bank And Trust Company Branch	132 East Landry Street	Opelousas	LA
Liberty Bank and Trust Company Liberty Bank And Trust Company Branch	6600 Plaza Drive, Suite 600	New Orleans	LA
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	222 New Hampshire Street	Covington	LA
Currency Bank Commerce Community Bank Branch	600 East Main Street	Oak Grove	LA
Catalyst Bank St Landry Homestead Federal Savings Branch	235 N Court Street	Opelousas	LA
Gulf Coast Bank and Trust Company Gulf Coast Bank And Trust Company Branch	200 St. Charles Avenue	New Orleans	LA
Washington State Bank Washington State Bank Branch	103 North Main Street	Washington	LA
Anthem Bank & Trust Anthem Bank & Trust Branch	23910 Railroad Ave	Plaquemine	LA
Woodforest National Bank Ruston Branch	1201 N. Service Road East	Ruston	LA
Catalyst Bank St Landry Homestead Federal Savings Branch	235 N Court Street	Opelousas	LA
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	222 New Hampshire Street	Covington	LA
CLB The Community Bank Jena Branch	2349 N 1st St	Jena	LA
United Mississippi Bank Vidalia Branch	4257 Carter Street	Vidalia	LA
Beauregard Federal Savings Bank Beauregard Fsb Branch	122 Jefferson Avenue	Deridder	LA
The Bank The Bank Branch	1304 North Cutting Avenue	Jennings	LA
Bank of Erath Bank Of Erath Branch	105 West Edwards	Erath	LA
Guaranty Bank and Trust Company Maringouin Br Branch	11070 State Highway 77	Maringouin	LA
Bank of Zachary Bank Of Zachary Branch	4743 Main Street	Zachary	LA
Fifth District Savings Bank Fifth District Savings Bank Branch	4000 General Degaulle Dr	New Orleans	LA
Tensas State Bank Tensas State Bank Branch	307 Verona Street	Newellton	LA
Tensas State Bank Tensas State Bank Branch	307 Verona Street	Newellton	LA
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	57910 Main Street	Plaquemine	LA
Bank of Coushatta Bank Of Coushatta Branch	1525 Ringgold Avenue	Coushatta	LA
Catalyst Bank St Landry Homestead Federal Savings Branch	235 N Court Street	Opelousas	LA
Delta Bank Louisiana Central Bank Branch	302 Louisiana Avenue	Ferriday	LA
Commercial Capital Bank Commercial Capital Bank Branch	311 Broadway	Delhi	LA
Jonesboro State Bank Jonesboro State Bank Branch	109 Main Street	Jonesboro	LA
Sicily Island State Bank Sicily Island State Bank Branch	301 Newman Street	Sicily Island	LA
Merchants & Farmers Bank & Trust Company Merchants & Farmers Bank & Trust Com Branch	501 South Fifth Street	Leesville	LA
Home Bank, National Association St Martinville Br Branch	301 S Main St	Saint Martinville	LA
Investar Bank, National Association The Highlands Bank Branch	Erin And Church Streets	Jackson	LA
Washington State Bank Washington State Bank Branch	103 North Main Street	Washington	LA
Bank of Sunset and Trust Company Bank Of Sunset And Trust Company Branch	863 Napoleon Avenue	Sunset	LA
Vermilion Bank & Trust Company Vermilion Bank & Trust Company Branch	420 N Cushing Ave	Kaplan	LA
Plaquemine Bank & Trust Company Plaquemine Bank & Trust Company Branch	24025 Eden Street	Plaquemine	LA
Anthem Bank & Trust Anthem Bank & Trust Branch	23910 Railroad Ave	Plaquemine	LA
United Community Bank United Community Bank Branch	4626 Highway #1	Raceland	LA
South Lafourche Bank & Trust Company South Lafourche Bank & Trust Company Branch	13226 West Main Street	Larose	LA
Hibernia Bank Union Savings And Loan Association Branch	353 Carondelet St	New Orleans	LA
Bank of St. Francisville Bank Of St. Francisville Branch	5700 Commerce Street	Saint Francisville	LA
Home Bank, National Association St Martinville Br Branch	301 S Main St	Saint Martinville	LA
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	57910 Main Street	Plaquemine	LA
Marion State Bank Marion State Bank Branch	345 Main Street	Marion	LA
Caldwell Bank & Trust Company Caldwell Bank & Trust Company Branch	202 Main Street	Columbia	LA
Gibsland Bank & Trust Company Gibsland Bank & Trust Company Branch	1246 Third Street	Gibsland	LA
The Mer Rouge State Bank The Mer Rouge State Bank Branch	102 Davenport Avenue	Mer Rouge	LA
Homeland Federal Savings Bank Homeland Federal Savings Bank Branch	7840 Us Highway 165 South	Columbia	LA
Bank of Winnfield & Trust Company Bank Of Winnfield & Trust Company Branch	Jones And Main Streets	Winnfield	LA
American Bank American Bank & Trust Company Branch	1819 N. Columbia Street	Covington	LA
Merchants & Farmers Bank & Trust Company Merchants & Farmers Bank & Trust Com Branch	501 South Fifth Street	Leesville	LA
Colfax Banking Company Colfax Banking Company Branch	625 Eighth Street	Colfax	LA
JD Bank Jd Bank Branch	507 Main Street	Jennings	LA
Beauregard Federal Savings Bank Beauregard Fsb Branch	122 Jefferson Avenue	Deridder	LA
Basile State Bank Basile State Bank Branch	3031 Stagg Ave	Basile	LA
Bank of Sunset and Trust Company Bank Of Sunset And Trust Company Branch	863 Napoleon Avenue	Sunset	LA
Farmers-Merchants Bank & Trust Company Farmers-Merchants Bank & Trust Compa Branch	100 South Main Street	Breaux Bridge	LA
Simmesport State Bank Simmesport State Bank Branch	Highway 1 And Laurel Street	Simmesport	LA
Vermilion Bank & Trust Company Vermilion Bank & Trust Company Branch	420 N Cushing Ave	Kaplan	LA
Gulf Coast Bank Gulf Coast Bank Branch	221 South State Street	Abbeville	LA
Community First Bank Community First Bank Branch	1101 E. Admiral Doyle Drive	New Iberia	LA
Landmark Bank Landmark Bank Branch	12225 St. Helena Street	Clinton	LA
Liberty Bank and Trust Company Liberty Bank And Trust Company Branch	6600 Plaza Drive, Suite 600	New Orleans	LA
FIDELITY BANK Fidelity Bank Branch	321 St Charles Ave	New Orleans	LA
Resource Bank Resource Bank Branch	70533 Highway 21	Covington	LA
Fifth District Savings Bank Fifth District Savings Bank Branch	4000 General Degaulle Dr	New Orleans	LA
First National Bank USA First National Bank Usa Branch	13386 Hwy 90	Boutte	LA
State Bank & Trust Company State Bank & Trust Company Branch	1614 Bayou Drive	Golden Meadow	LA
Synergy Bank Synergy Bank Branch	210 Synergy Center Blvd	Houma	LA
Hibernia Bank Union Savings And Loan Association Branch	353 Carondelet St	New Orleans	LA
Home Bank, National Association St Martinville Br Branch	301 S Main St	Saint Martinville	LA
First National Bank USA First National Bank Usa Branch	13386 Hwy 90	Boutte	LA
Marion State Bank Marion State Bank Branch	345 Main Street	Marion	LA
First National Bank of Louisiana First National Bank Of Louisiana Branch	128 North Parkerson Avenue	Crowley	LA
Guaranty Bank & Trust Company of Delhi, Louisiana Guaranty Bank & Trust Company Of Delhi, Louisiana Branch	Oak And Georgia Streets	Delhi	LA
Cross Keys Bank Tallulah Branch	115 North Chestnut Street	Tallulah	LA
Exchange Bank and Trust Company, Natchitoches, Louisiana Exchange Bank And Trust Company, Natchitoches, Louisiana Branch	700 Front Street	Natchitoches	LA
First National Bank in DeRidder First National Bank In Deridder Branch	131 North Washington Avenue	Deridder	LA
Caldwell Bank & Trust Company Caldwell Bank & Trust Company Branch	202 Main Street	Columbia	LA
Citizens Progressive Bank Citizens Progressive Bank Branch	3540 Front Street	Winnsboro	LA
Citizens Bank & Trust Company of Vivian, Louisiana Citizens Bank & Trust Company Of Vivian, Louisiana Branch	West Arkansas Avenue And South Spruce Street	Vivian	LA
Home Federal Bank Home Federal Bank Branch	222 Florida St	Shreveport	LA
Bonvenu Bank, National Association Springhill Branch	18 Machen Drive	Springhill	LA
Origin Bank Farmerville Financial Center Branch	200 North Main Street	Farmerville	LA
FSNB, National Association Fsnb, National Association Branch	1645 E Bert Kouns Industrial Loop	Shreveport	LA
Gibsland Bank & Trust Company Gibsland Bank & Trust Company Branch	1246 Third Street	Gibsland	LA
Bank of Oak Ridge Bank Of Oak Ridge Branch	105 N. Oak	Oak Ridge	LA
Delta Bank Louisiana Central Bank Branch	302 Louisiana Avenue	Ferriday	LA
Homeland Federal Savings Bank Homeland Federal Savings Bank Branch	7840 Us Highway 165 South	Columbia	LA
Bank of Winnfield & Trust Company Bank Of Winnfield & Trust Company Branch	Jones And Main Streets	Winnfield	LA
City Bank & Trust Co. City Bank & Trust Co. Branch	Second And St. Denis Streets	Natchitoches	LA
American Bank American Bank & Trust Company Branch	1819 N. Columbia Street	Covington	LA
Franklin State Bank & Trust Company Franklin State Bank & Trust Company Branch	802 Prairie Street	Winnsboro	LA
Concordia Bank & Trust Company Concordia Bank & Trust Company Branch	904 Carter Street	Vidalia	LA
United Mississippi Bank Vidalia Branch	4257 Carter Street	Vidalia	LA
Colfax Banking Company Colfax Banking Company Branch	625 Eighth Street	Colfax	LA
Investar Bank, National Association The Highlands Bank Branch	Erin And Church Streets	Jackson	LA
Rayne State Bank & Trust Company Rayne State Bank & Trust Company Branch	200 South Adams Avenue	Rayne	LA
Cottonport Bank Cottonport Bank Branch	942 Bryan Street	Cottonport	LA
Farmers-Merchants Bank & Trust Company Farmers-Merchants Bank & Trust Compa Branch	100 South Main Street	Breaux Bridge	LA
Bank of Erath Bank Of Erath Branch	105 West Edwards	Erath	LA
Bank of Abbeville & Trust Company Bank Of Abbeville & Trust Company Branch	123 Concord Street	Abbeville	LA
Bank of St. Francisville Bank Of St. Francisville Branch	5700 Commerce Street	Saint Francisville	LA
Plaquemine Bank & Trust Company Plaquemine Bank & Trust Company Branch	24025 Eden Street	Plaquemine	LA
Anthem Bank & Trust Anthem Bank & Trust Branch	23910 Railroad Ave	Plaquemine	LA
Bank of Zachary Bank Of Zachary Branch	4743 Main Street	Zachary	LA
Landmark Bank Landmark Bank Branch	12225 St. Helena Street	Clinton	LA
FIDELITY BANK Fidelity Bank Branch	321 St Charles Ave	New Orleans	LA
United Community Bank United Community Bank Branch	4626 Highway #1	Raceland	LA
Resource Bank Resource Bank Branch	70533 Highway 21	Covington	LA
Heritage Bank of St Tammany Heritage Bank Of St Tammany Branch	205 North Columbia Street	Covington	LA
Citizens Savings Bank Citizens Savings Bank Branch	1725 Sullivan Drive	Bogalusa	LA
South Louisiana Bank South Louisiana Bank Branch	1362 West Tunnel Boulevard	Houma	LA
Bank of St. Francisville Bank Of St. Francisville Branch	5700 Commerce Street	Saint Francisville	LA
The First Bank Plaquemine Branch	23405 Eden Street	Plaquemine	LA
Metairie Bank & Trust Company Metairie Bank & Trust Company Branch	3344 Metairie Road	Metairie	LA
Hancock Whitney Bank Franklinton Branch	919 Washington Street	Franklinton	LA
Progressive Bank Progressive Bank Branch	1411 North 19th Street	Monroe	LA
Cross Keys Bank Tallulah Branch	115 North Chestnut Street	Tallulah	LA
First National Bank in DeRidder First National Bank In Deridder Branch	131 North Washington Avenue	Deridder	LA
Caldwell Bank & Trust Company Caldwell Bank & Trust Company Branch	202 Main Street	Columbia	LA
First Guaranty Bank Greensburg Branch	6151 Hwy 10	Greensburg	LA
Home Federal Bank Home Federal Bank Branch	222 Florida St	Shreveport	LA
Gibsland Bank & Trust Company Gibsland Bank & Trust Company Branch	1246 Third Street	Gibsland	LA
Sabine State Bank and Trust Company Sabine State Bank And Trust Company Branch	297 Elizabeth Street	Many	LA
Delta Bank Louisiana Central Bank Branch	302 Louisiana Avenue	Ferriday	LA
First American Bank and Trust First American Bank And Trust Branch	2785 Hwy 20	Vacherie	LA
The Evangeline Bank and Trust Company The Evangeline Bank And Trust Compan Branch	497 West Main Street	Ville Platte	LA
JD Bank Jd Bank Branch	507 Main Street	Jennings	LA
Investar Bank, National Association The Highlands Bank Branch	Erin And Church Streets	Jackson	LA
FIDELITY BANK Fidelity Bank Branch	321 St Charles Ave	New Orleans	LA
Resource Bank Resource Bank Branch	70533 Highway 21	Covington	LA
Citizens Savings Bank Citizens Savings Bank Branch	1725 Sullivan Drive	Bogalusa	LA
Fifth District Savings Bank Fifth District Savings Bank Branch	4000 General Degaulle Dr	New Orleans	LA
The First Bank Plaquemine Branch	23405 Eden Street	Plaquemine	LA
Community Bank of Louisiana Community Bank Of Louisiana Branch	118 Jefferson	Mansfield	LA
Lakeside Bank Lakeside Bank Branch	4735 Nelson Road	Lake Charles	LA
Metairie Bank & Trust Company Metairie Bank & Trust Company Branch	3344 Metairie Road	Metairie	LA
Community Bank of Louisiana Community Bank Of Louisiana Branch	118 Jefferson	Mansfield	LA
Landmark Bank Landmark Bank Branch	12225 St. Helena Street	Clinton	LA
JPMorgan Chase Bank, National Association Houma Main Branch	231 Gabasse Street	Houma	LA
The First Bank Plaquemine Branch	23405 Eden Street	Plaquemine	LA
The First Bank Plaquemine Branch	23405 Eden Street	Plaquemine	LA
Regions Bank Burnside Gonzales Branch	916 South Burnside Avenue	Gonzales	LA
Community Bank of Louisiana Community Bank Of Louisiana Branch	118 Jefferson	Mansfield	LA
Gulf Coast Bank Gulf Coast Bank Branch	221 South State Street	Abbeville	LA

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES

Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

Find a bank with a location convenient to you. Location counts.
Choose a bank with good rates. Rates are important to get continued growth of your capital.
Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.