Virginia

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Virginia Savings Rates

You are viewing savings rates from banks across Virginia

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

VA - August 18, 2025

Savings Account National Average Rate: 0.45% ?

Banks APY MIN

Online Savings Account. Account is indicated as not currently available to new customers, but bank accepts new customers who sign up to be notified after 1-2 weeks.
Last change: ↓0.15% on March 12.
Rate History: 5.15% → 5.00% → 4.85% → 4.75% → 4.60%

| Oct 29, 2024

Agree with the prior review even though it is 10 years old. It is shady and it doesn't show up on other sites. However, they did pay me 5.30% and although it is recently lowered to 5.15% it is still the b... Read More

Last change: ↓ 0.15% on February 3.

| Jan 22, 2025

It wasn't all smooth. I needed to call, long wait times. In the end, I felt like the beta customer which isn't how you want to feel with a bank. Read More

Rate requires download of bank app and recording of over 12,500 average daily steps (or 10,000 if over age of 65).
Last change: ↓0.05% on August 4.
Rate History: 5.00% → 4.90% → 4.75% → 4.55% → 4.50%

| Oct 11, 2022

Glad to have found this one and thanks to bestcashcow for not hiding the best rates like bankrate does Read More

New money only. Requires Direct Deposit. Account carries a $15 monthly service charge.
Rate History: 5.34% → 4.72% → 4.46%

| Mar 2, 2024

Attracted to the name, but the service had too many steps so I didn't open an account. Read More

Last change: ↓ 0.20% on August 2.

Rate History: 4.66% → 4.46%

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

Direct Money Market Account.
Rate History: 4.86% → 4.67% → 4.51% → 4.47% → 4.41%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

4.40%

2.20%

$0

$100
Learn More

Last change: ↓ 0.09% on August 2.

Rate History: 4.75% → 4.35% → 4.54% → 4.44% → 4.35%

| Jan 28, 2025

4.75% is an introductory rate and they are not openly clear about that. Don't expect 4.75% to continue. They are otherwise competitive. Read More

Surge Money Market. Bank reports that this rate is available for new accounts only. External transfers are limited to $5,000/day and are not free.
Rate History: 4.85% → 4.70% → 4.50% → 4.40% → 4.35%

| May 30, 2023

They really do pay this amount, but the account lacks any functionality and they are constantly looking for some sort of add-on fee to enable them to claw back the interest. Any bank with a higher rate an... Read More

High Yield Money Market. External transfers are limited to $30,000 per week.
Rate History: 4.80% → 4.65% → 4.52% → 4.37% → 4.32%

| Sep 30, 2023

CFG overs very competitive Interest rates on their High Yield Savings account. I did everything ONLINE and have not had any issues with their service. Read More

Cornerstone Money Market Account. Bank reports that this account is available to new customers only. Old account holders in the savings product are earning 1.10%.
Rate History: 4.56% → 4.46% → 4.41% → 4.36% → 4.31%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Performance Savings
Last change: ↓0.10% on January 18.
Rate History: 5.15% → 5.05% → 4.75% → 4.40% → 4.30%

| Mar 20, 2025

A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More

External outbound transfers are limited to $25,000 per day.
Last change: ↓0.10% on April 18.
Rate History: 5.00% → 4.90% → 4.50% → 4.40% → 4.30%

| Aug 26, 2022

Too slow to raise rates. Read More

High-Yield Savings Account. Outbound transfers limited to $10,000/day or less.
Last change: ↓0.05% on July 13.
Rate History: 4.50% → 4.40% → 4.35% → 4.30% → 4.25%

| Jul 4, 2025

Bread's current 6-month CD is 4.45%, not 4.35%. Read More

Online Savings Account
Last change: ↓0.15% on May 24.
Rate History: 4.90% → 4.75% → 4.50% → 4.40% → 4.25%

| Nov 18, 2023

bank delayed 1-2days to credit into your account, pay less interest. Read More

Quontic Money Market Account.
Rate History: 4.00% → 4.75% → 4.50% → 4.25% → 4.25%

| Mar 17, 2023

STAY AWAY ! They closed my accounts with no warning. After multiple successful direct deposits and mobile checks deposits, they claimed one of the three checks I deposited a few days ago was fake. No... Read More

Rate History: 4.50% → 4.40% → 4.25% → 4.00% → 4.25%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

Promotional rate for 3 months up to $11,000. Requires $25,000 in new deposits within 10 days of registration. After 3 month promotional period, rate reverts to between 0.03% and 0.12%.
Rate History: 4.75% → 5.00% → 4.50% → 4.35% → 4.25%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Online Savings Account.
Last change: ↓0.35% on December 18, 2024.
Rate History: 5.00% → 5.30% → 5.00% → 4.60% → 4.25%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Ivy Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and c... Read More

Growth Savings
Last change: ↓0.35% on January 8.
Rate History: 5.15% → 5.30% → 5.00% → 4.60% → 4.25%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More

Money Market Account. Bank does not offer ACH processing; customers need to initiate ACH externally.
Rate History: 5.00% → 4.75% → 4.50% → 4.25%

| Dec 12, 2022

Developed buyers remorse after they stopped raising the rate and switched to Brilliant. Read More

LevelUp Savings Account. Requires direct deposit of at least $250/month. Bank's standard online savings rate is 3.40% APY.
Last change: ↓0.20% on July 15.
Rate History: 5.00% → 4.75% → 4.50% → 4.40% → 4.20%

| Aug 18, 2025

Sophomoric as hell. I opened a LevelUp account for the 4.40% rate (now 4.20%). Rate requires automatic $250 deposit each month which I made, but I now realized that I never got that rate. Customer servic... Read More

Last change: ↓ 0.15% on April 18.

Rate History: 4.65% → 4.65% → 4.50% → 4.35% → 4.20%

| Apr 20, 2024

Save your tears for another day. Very frustrating. 1-star. Read More

Last change: ↓ 0.30% on March 12.

Rate History: 5.25% → 5.05% → 4.80% → 4.50% → 4.20%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Jenius Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, an... Read More

Online Savings Account.
Last change: ↓0.15% on July 21.
Rate History: 4.75% → 4.70% → 4.35% → 4.20%

| Apr 7, 2023

Good luck deploying those high yield savings into profitable investments. It’s always a bad strategy … unbridled growth using volatile deposits forcing them to go out on the risk spectrum to make a dec... Read More

High Yield Savings Account.
Last change: ↓0.11% on July 15.
Rate History: 5.02% → 4.52% → 4.37% → 4.26% → 4.15%

| Mar 19, 2022

Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More

Last change: ↓ 0.10% on August 11.

Rate History: 4.45% → 4.45% → 4.25% → 4.15%

| Jul 1, 2022

not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More

Rate History: 4.00% → 2.51% → 5.25% → 5.00%

| Jul 1, 2022

Very easy opening process and wonderful staff. Read More

Rate History: 4.90% → 4.75% → 4.55% → 4.20% → 4.10%

| Feb 15, 2024

I have always had great experiences with short-term CDs from this bank. No delays. Read More

Last change: ↓ 0.30% on December 9, 2024.

Rate History: 4.50% → 4.00% → 3.45% → 4.40% → 4.10%

| Jan 18, 2024

Hi, We've noticed your website is at risk due to spammy comments and contact form submissions, making it susceptible to issues like spammy backlinks and data breaches. Don't worry—there's a simple sol... Read More

Direct Savings. Bank reports that this rate is available for new accounts only.
Last change: ↓0.05% on April 4.
Rate History: 4.40% → 4.30% → 4.20% → 4.10% → 4.05%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Personal Savings Account.
Last change: ↓0.10% on June 24.
Rate History: 4.50% → 4.15% → 4.05%

| May 6, 2023

Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More

Rate History: 4.65% → 4.75% → 4.25% → 4.05%

| Apr 25, 2022

We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki Read More

Jumbo Savings.
Last change: ↓0.10% on April 18.
Rate History: 4.60% → 4.50% → 4.25% → 4.15% → 4.05%

| Jul 17, 2021

I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More

CIBC Agility Savings Account.
Last change: ↓0.09% on July 15.
Rate History: 4.38% → 4.28% → 4.21% → 4.11% → 4.02%

| Jul 23, 2023

easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More

Bank reports that this rate is for new customers only. Bank also charges ACH transfer fees and routinely lowers rates for existing customers below those advertised.
Last change: ↓0.24% on January 18.
Rate History: 5.01% → 4.41% → 4.50% → 4.25% → 4.01%

| Dec 8, 2020

Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More

UFB High Yield Savings. Bank reports that this rate is for new customers only.
Rate History: 4.83% → 4.57% → 4.31% → 4.01% → 4.01%

| Jul 18, 2023

I got into this one back in early April for the rate. It was the first to hit 5%. I put up with all sorts of annoying thing getting the account funded (including a 5-day wait period during which they had... Read More

Last change: ↓ 0.25% on January 18.

Rate History: 5.00% → 4.85% → 4.25% → 4.00%

| Jun 13, 2023

I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More

eMoneyMarket Special. Bank reports that rate is extended for new money only.
Rate History: 5.25% → 4.75% → 4.50% → 4.25% → 4.00%

| Dec 22, 2018

I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More

Platinum Savings. Bank reports that this rate is available for new accounts only.
Last change: ↓0.10% on July 7.
Rate History: 4.55% → 4.35% → 4.30% → 4.10% → 4.00%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Money Market Premier. Bank reports that this rate is for new customers only.
Rate History: 4.85% → 4.75% → 4.50% → 4.25% → 4.00%

| Jul 6, 2023

This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More

Last change: ↓ 0.10% on January 2.

Rate History: 4.50% → 4.25% → 4.10% → 4.00%

| Jan 10, 2024

Account was frozen (over 400K) after they confused our account with another account / person whose name was not even very similar. We were treated like dirt after 12 years and "Guilty until Innocent". I ha... Read More

Performance Money Market
Rate History: 4.30% → 4.20% → 4.30% → 4.00%

| Mar 20, 2025

A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More

Rate History: 1.35% → 5.25% → 4.75% → 4.50% → 4.00%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

Rate History: 3.98% → 3.96%

| Jul 17, 2021

I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More

Last change: ↓ 0.10% on April 4.

Rate History: 4.20% → 4.10% → 4.25% → 4.00% → 3.90%

| May 2, 2022

Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More

Rate History: 4.75% → 3.90%

Rate History: 4.45% → 4.20% → 4.00% → 3.90%

| Mar 14, 2018

Poor service. Condescending attitude. Savings application denied without giving reason (Equifax file had a freeze because of hacking history) and not advising customer of need to unfreeze credit file for a... Read More

Last change: ↓ 0.20% on February 6.

Rate History: 4.00% → 4.25% → 4.10% → 3.90%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.25% → 4.10% → 3.90%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More

Rate History: 4.20% → 4.10% → 4.10% → 3.90% → 3.85%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Online Savings
Last change: ↓0.15% on January 4.
Rate History: 4.25% → 4.50% → 4.25% → 4.00% → 3.85%

| Mar 17, 2023

STAY AWAY ! They closed my accounts with no warning. After multiple successful direct deposits and mobile checks deposits, they claimed one of the three checks I deposited a few days ago was fake. No... Read More

Last change: ↑ 1.81% on February 4.

| Mar 2, 2024

Attracted to the name, but the service had too many steps so I didn't open an account. Read More

Last change: ↓ 0.21% on March 24.

Rate History: 4.28% → 4.60% → 4.01% → 3.80%

| Jun 12, 2022

I have a small question Read More

Last change: ↓ 0.20% on January 25.

Rate History: 4.30% → 4.30% → 4.20% → 4.00% → 3.80%

| May 17, 2022

Not what it seems. Avoid! Read More

External transfers may take up to 3 business days and may be limited to $25,000/day.
Last change: ↓0.20% on June 4.
Rate History: 4.50% → 4.30% → 4.10% → 4.00% → 3.80%

| Oct 23, 2023

Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More

High-Yield Savings Account.
Last change: ↓0.20% on February 24.
Rate History: 4.80% → 4.50% → 4.15% → 4.00% → 3.80%

| May 8, 2023

STAY BELOW FDIC limits. This is a desperate product unleashed from a distressed bank! Read More

MySavings Account.
Last change: ↓0.35% on May 19.
Rate History: 4.35% → 4.10% → 3.75%

| Apr 25, 2023

with all of these online bank, including the well known ones, delaying transfers forever in order to fund these high rates, this one still executes inbound and outbound transfers immediately. Read More

Online transfers limited to $1,500 per day and $10,000 per month.
Last change: ↓1.00% on December 19, 2024.
Rate History: 4.75% → 4.00% → 4.80% → 4.75% → 3.75%

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Rate History: 4.50% → 4.15% → 3.90% → 3.70%

| Mar 20, 2016

Good solid bank. Read More

Rate History: 4.00% → 3.70%

| May 19, 2018

Experience Read More

Rate History: 4.00% → 3.65% → 3.66%

| Jul 28, 2022

Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More

Last change: ↓ 0.10% on May 29.

Rate History: 4.25% → 4.10% → 3.90% → 3.75% → 3.65%

| Feb 15, 2024

best bank on the list but no longer the most competitive Read More

Rate History: 3.76% → 3.77% → 3.77% → 3.61%

| Jan 30, 2024

Have an IRA rollover, they don't take IRAs any longer. Read More

Last change: ↓ 0.10% on May 16.

Rate History: 4.00% → 3.90% → 3.75% → 3.70% → 3.60%

| Jan 10, 2024

AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More

Rate History: 4.10% → 4.00% → 3.90% → 3.80% → 3.60%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Last change: ↓ 0.10% on April 25.

Rate History: 4.30% → 4.10% → 4.00% → 3.70% → 3.60%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 1.50% → 3.56%

| Jul 28, 2020

Dropped rates again with restrictive transfer limits and poor service. Better rates and liquidity elsewhere. Beware!!! Read More

360 Performance Savings Account. Rate available for new account holders only.
Last change: ↓0.10% on July 2.
Rate History: 3.90% → 3.80% → 3.70% → 3.60% → 3.50%

| Mar 15, 2023

Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More

Last change: ↓ 0.10% on July 23.

Rate History: 4.00% → 3.80% → 3.70% → 3.60% → 3.50%

| Aug 31, 2022

never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More

Online Money Market Account. Ally's Online Savings account rate is only 3.75% APY.
Rate History: 3.80% → 3.70% → 3.60% → 3.60% → 3.50%

| Aug 13, 2023

Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More

Last change: ↓ 0.20% on July 30.

Rate History: 4.15% → 3.70% → 3.50%

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Not available to residents of states with PNC branch locations.
Rate History: 4.65% → 3.50% → 3.50%

| Jun 29, 2023

$10K monthly transfer limit. No thanks Read More

Rate History: 3.85% → 3.75% → 3.70% → 3.60% → 3.50%

| Apr 14, 2020

I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

Last change: ↓ 0.25% on May 16.

Rate History: 4.25% → 4.25% → 3.90% → 3.60% → 3.35%

| Mar 14, 2018

Poor service. Condescending attitude. Savings application denied without giving reason (Equifax file had a freeze because of hacking history) and not advising customer of need to unfreeze credit file for a... Read More

Rate History: 4.00% → 3.75% → 3.50% → 3.25%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 3.00% → 3.25%

| Jan 27, 2023

The worst bank I have ever had Read More

Rate History: 3.75% → 3.25%

Rate History: 0.41% → 3.04%

| Jun 28, 2021

They bait and switch. Advertise cds at .40 but offer only .04 when in the office. Sharp business practice. Read More

Rate History: 4.10% → 3.50% → 3.00%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

Rate History: 1.00% → 3.00%

| Mar 20, 2016

Good solid bank. Read More

Rate History: 4.25% → 3.75% → 3.35% → 3.00%

2.60%

$250

Learn More

Rate History: 2.50% → 3.00% → 2.53%

| May 21, 2021

avoid this Read More

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

| Jun 1, 2021

Update: STAY AWAY FROM THIS BANK! They have no clue how to run an online bank. This bank is not ready for prime time. Nothing but problems. Customer service is dismal at best. Read More

Rate History: 0.15% → 2.53%

| Jul 7, 2022

Insbank 1 yr is 1.5 % 18month is 1.6% 7-7-2022 Read More

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Last change: ↓ 0.35% on October 11, 2024.

Rate History: 2.60% → 2.25%

| Jun 26, 2022

ACH transfers are not allowed. Called and was told that I had to set up wire transfers (and pay fees) or I could come in to the bank and get a bank check. Read More

Last change: ↓ 0.25% on April 9.

Rate History: 2.75% → 2.50% → 2.25%

Rate History: 2.75% → 2.55% → 2.40% → 2.25%

| Oct 23, 2023

Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

1.51%

$10,000

Learn More

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

Rate History: 0.25% → 1.25%

Last change: ↑ 0.09% on February 13, 2023.

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 1.50% → 1.45% → 1.10%

| Nov 28, 2022

While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More

Rate History: 1.01% → 1.02% → 1.01%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 2.02% → 1.76% → 1.26% → 1.16% → 1.00%

| Dec 30, 2018

Garden14 Read More

| Jan 27, 2023

The worst bank I have ever had Read More

Rate History: 1.15% → 1.10% → 1.06% → 0.95% → 0.90%

| May 26, 2017

Before009 Read More

Last change: ↓ 0.01% on July 28.

Rate History: 1.00% → 0.81% → 0.80%

| Jan 30, 2024

Have an IRA rollover, they don't take IRAs any longer. Read More

Last change: ↓ 0.66% on May 16.

Rate History: 1.60% → 1.50% → 1.45% → 0.79%

| Feb 24, 2020

I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More

0.75%

$1

Learn More

Rate History: 0.65% → 3.04% → 0.65% → 3.04% → 0.65%

| Jun 28, 2021

They bait and switch. Advertise cds at .40 but offer only .04 when in the office. Sharp business practice. Read More

Last change: ↑ 0.25% on August 5, 2024.

Rate History: 1.36% → 1.11% → 0.85% → 0.60% → 0.50%

0.50%

$2,500

Learn More

0.50%

$10,000

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Inbound transfers limited to $25,000/day and $100,000/month.

| Aug 28, 2022

Rates are totally uncompetitive now. Read More

Rate History: 1.00% → 0.50% → 0.40%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

0.35%

$10,000

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0.35%

$2,500

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0.30%

$2,500

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0.30%

$2,500

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Aug 13, 2019

I filled out the application 10 days ago answering all questions and sent a file with a copy of my drivers license to Western Bank. I received an email saying that a banker would call me within one busines... Read More

Rate History: 0.30% → 0.25%

| Dec 30, 2018

Garden14 Read More

| Mar 19, 2022

Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

Rate History: 4.25% → 4.16% → 4.25% → 3.75% → 0.25%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.25%

$1

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0.25%

$2,500

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0.25%

$10,000

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0.25%

$25,000

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$25,000

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.22%

$2,500

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0.20%

$0

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0.20%

$1

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0.20%

$25,000

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0.20%

$25,000

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$2,500

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| Aug 5, 2020

How Willian Investments Company Brought Happiness To My Home. Hello Everyone out there! My name is Tom Brandy, from USA, I am using this medium to announce to the general public on how Willian Investmen... Read More

0.20%

$25,000

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$10,000

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0.20%

$25,000

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Last change: ↓ 0.10% on December 6, 2024.

Rate History: 0.48% → 0.25% → 0.15%

| Feb 12, 2020

WILL YOU CASH MY EE SAVINGS BONDS? PLEASE ADVSE. Read More

Last change: ↓ 0.30% on June 30, 2023.

| Apr 30, 2019

No issues. I feel confident using them. Read More

0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

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| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.15%

$25,000

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| Mar 31, 2018

I have banked with Bank of Botetourt since 1960 when it was Bank of Troutville that later merged with Bank of Buchanan before becoming the Bank of Botetourt. An excellent bank with knowledgeable, helpful ... Read More

0.15%

$10,000

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0.15%

$10,000

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$2,500

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0.15%

$10,000

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$10,000

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0.15%

$10,000

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Rate not available in all states.

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.12%

$25,000

Learn More

Last change: ↓ 0.05% on September 22, 2024.

Rate History: 0.25% → 0.20% → 0.15% → 0.10%

| May 26, 2017

Before009 Read More

Last change: ↑ 0.07% on March 26, 2024.

Rate History: 0.03% → 0.10%

Last change: ↑ 0.07% on March 26, 2024.

Rate History: 0.03% → 0.10%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

| Apr 30, 2019

No issues. I feel confident using them. Read More

0.10%

$10

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| Jun 28, 2021

They bait and switch. Advertise cds at .40 but offer only .04 when in the office. Sharp business practice. Read More

0.10%

$100

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Last change: ↑ 0.10% on May 11, 2023.

Last change: ↓ 0.90% on June 13, 2024.

| May 21, 2021

avoid this Read More

0.10%

$10,000

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0.10%

$1

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0.10%

$1

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0.10%

$2,500

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0.10%

$1

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0.10%

$1

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.10%

$25,000

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0.10%

$2,500

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0.10%

$2,500

Learn More

| Mar 31, 2018

I have banked with Bank of Botetourt since 1960 when it was Bank of Troutville that later merged with Bank of Buchanan before becoming the Bank of Botetourt. An excellent bank with knowledgeable, helpful ... Read More

0.10%

$2,500

Learn More

| Aug 5, 2020

How Willian Investments Company Brought Happiness To My Home. Hello Everyone out there! My name is Tom Brandy, from USA, I am using this medium to announce to the general public on how Willian Investmen... Read More

0.10%

$25,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$25,000

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| Mar 5, 2019

Pinnacle has not had a 3% CD since Oct of 2018. Read More

0.10%

$2,500

Learn More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

0.07%

$25,000

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0.07%

$25,000

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0.06%

$10,000

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0.06%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

Learn More

| Jul 20, 2020

This bank is very bad. I am posting my story here now, hoping to make a reference for those friends who want to become their customers. I was very excited when I saw Blue Ridge Bank, N.A. on Google beca... Read More

0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$10,000

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0.05%

$10,000

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0.05%

$2,500

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0.05%

$10,000

Learn More

| Mar 5, 2019

Pinnacle has not had a 3% CD since Oct of 2018. Read More

0.05%

$2,500

Learn More

0.05%

$25,000

Learn More

0.05%

$25,000

Learn More

0.05%

$2,500

Learn More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

0.04%

$2,500

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0.03%

$1

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0.03%

$1

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0.03%

$2,500

Learn More

| Jan 12, 2021

We are a commercial customer that have been with Pioneer Bank since 2014 when they were privately held in Dripping Springs. Since they were sold we have been through 3 bank managers and the Manager servic... Read More

| Jul 20, 2020

This bank is very bad. I am posting my story here now, hoping to make a reference for those friends who want to become their customers. I was very excited when I saw Blue Ridge Bank, N.A. on Google beca... Read More

0.03%

$25,000

Learn More

0.03%

$2,500

Learn More

0.03%

$2,500

Learn More

| Mar 5, 2019

Pinnacle has not had a 3% CD since Oct of 2018. Read More

Rate History: 1.00% → 0.05% → 0.02%

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.02%

$0

Learn More

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.02%

$1

Learn More

| Jan 12, 2021

We are a commercial customer that have been with Pioneer Bank since 2014 when they were privately held in Dripping Springs. Since they were sold we have been through 3 bank managers and the Manager servic... Read More

0.02%

$2,500

Learn More

0.02%

$2,500

Learn More

0.02%

$2,500

Learn More

0.02%

$2,500

Learn More

Rate History: 0.03% → 0.01%

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More

0.01%

$0

Learn More

0.01%

$200

Learn More

0.01%

$2,500

Learn More

| Jan 12, 2021

We are a commercial customer that have been with Pioneer Bank since 2014 when they were privately held in Dripping Springs. Since they were sold we have been through 3 bank managers and the Manager servic... Read More

| Jul 20, 2020

This bank is very bad. I am posting my story here now, hoping to make a reference for those friends who want to become their customers. I was very excited when I saw Blue Ridge Bank, N.A. on Google beca... Read More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More
All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


Branches Info across Virginia


Branch Street City State
EagleBank
Tysons Branch
8245 Boone Boulevard Vienna VA
Presidential Bank, FSB
Arlington Branch
901 N. Stuart Street Arlington VA
Citibank, National Association
Tysons Corner Branch
8516 Leesburg Pike Vienna VA
Forbright Bank
Herndon Branch
150 Elden Street Suite 170 Herndon VA
Primis Bank
High Street Branch
1430 Building 12 High Street Williamsburg VA
Forbright Bank
Herndon Branch
150 Elden Street Suite 170 Herndon VA
Citizens
Glen Allen Colleague Branch
10561 Telegraph Road Glen Allen VA
TD Bank, National Association
Manassas/Liberia Branch
9800 Liberia Avenue Manassas VA
Truist Bank
Tazewell Branch
100 Hillsboro Drive North Tazewell VA
Capital One, National Association
Capital One, National Association Branch
2401 Smith Boulevard, Room B2518 Arlington VA
HSBC Bank USA, National Association
Carlyle Place Branch
415 John Carlyle Street Alexandria VA
Woodforest National Bank
0927 Martinsville Wal-Mart Branch
976 Commonwealth Blvd Martinsville VA
Chesapeake Bank
Irvington Branch
98 King Carter Drive Irvington VA
Atlantic Union Bank
Court House Branch
6720 Sutton Road Gloucester VA
Citizens
Glen Allen Colleague Branch
10561 Telegraph Road Glen Allen VA
EagleBank
Tysons Branch
8245 Boone Boulevard Vienna VA
Citizens
Glen Allen Colleague Branch
10561 Telegraph Road Glen Allen VA
Atlantic Union Bank
Court House Branch
6720 Sutton Road Gloucester VA
EagleBank
Tysons Branch
8245 Boone Boulevard Vienna VA
EagleBank
Tysons Branch
8245 Boone Boulevard Vienna VA
Capital One, National Association
Capital One, National Association Branch
2401 Smith Boulevard, Room B2518 Arlington VA
Woodforest National Bank
0927 Martinsville Wal-Mart Branch
976 Commonwealth Blvd Martinsville VA
Fulton Bank, National Association
Stony Point Branch
9030 Stony Point Parkway Richmond VA
TD Bank, National Association
Manassas/Liberia Branch
9800 Liberia Avenue Manassas VA
EagleBank
Tysons Branch
8245 Boone Boulevard Vienna VA
Fulton Bank, National Association
Stony Point Branch
9030 Stony Point Parkway Richmond VA
Woodforest National Bank
0927 Martinsville Wal-Mart Branch
976 Commonwealth Blvd Martinsville VA
Farmers & Merchants Bank
Broadway Branch
126 North Timber Way Broadway VA
The Farmers Bank of Appomattox
The Farmers Bank Of Appomattox Branch
223 Main Street Appomattox VA
Woodforest National Bank
0927 Martinsville Wal-Mart Branch
976 Commonwealth Blvd Martinsville VA
Fulton Bank, National Association
Stony Point Branch
9030 Stony Point Parkway Richmond VA
Wells Fargo Bank, National Association
Southpoint Branch
9906 Southpoint Parkway Fredericksburg VA
First Horizon Bank
State Street Branch
901 West State Street Bristol VA
Benchmark Community Bank
Benchmark Community Bank Branch
Fifth Avenue And Commerce Street Kenbridge VA
Chesapeake Bank
Irvington Branch
98 King Carter Drive Irvington VA
Fulton Bank, National Association
Stony Point Branch
9030 Stony Point Parkway Richmond VA
Chesapeake Bank
Irvington Branch
98 King Carter Drive Irvington VA
Chesapeake Bank
Irvington Branch
98 King Carter Drive Irvington VA
MainStreet Bank
Mainstreet Bank Branch
10089 Fairfax Blvd Fairfax VA
First Horizon Bank
State Street Branch
901 West State Street Bristol VA
Fulton Bank, National Association
Stony Point Branch
9030 Stony Point Parkway Richmond VA
Atlantic Union Bank
Court House Branch
6720 Sutton Road Gloucester VA
Fulton Bank, National Association
Stony Point Branch
9030 Stony Point Parkway Richmond VA
The Farmers Bank of Appomattox
The Farmers Bank Of Appomattox Branch
223 Main Street Appomattox VA
Farmers & Merchants Bank
Broadway Branch
126 North Timber Way Broadway VA
New Horizon Bank, National Association
New Horizon Bank, National Association Branch
2501 Anderson Highway Powhatan VA
Atlantic Union Bank
Court House Branch
6720 Sutton Road Gloucester VA
Benchmark Community Bank
Benchmark Community Bank Branch
Fifth Avenue And Commerce Street Kenbridge VA
Woodforest National Bank
0927 Martinsville Wal-Mart Branch
976 Commonwealth Blvd Martinsville VA
Woodforest National Bank
0927 Martinsville Wal-Mart Branch
976 Commonwealth Blvd Martinsville VA
Presidential Bank, FSB
Arlington Branch
901 N. Stuart Street Arlington VA
The Blue Grass Valley Bank
Monterey Branch
East Main Street Monterey VA
Old Dominion National Bank
Old Dominion National Bank Branch
4916 Plank Road, Suite 216 North Garden VA
Presidential Bank, FSB
Arlington Branch
901 N. Stuart Street Arlington VA
FVCbank
Manassas Branch
7900 Sudley Road, Suite 100 Manassas VA
Locus Bank, Inc.
Vcc Bank Branch
110 Peppers Ferry Road Nw Christiansburg VA
Woodforest National Bank
0927 Martinsville Wal-Mart Branch
976 Commonwealth Blvd Martinsville VA
First Horizon Bank
State Street Branch
901 West State Street Bristol VA
Atlantic Union Bank
Court House Branch
6720 Sutton Road Gloucester VA
Benchmark Community Bank
Benchmark Community Bank Branch
Fifth Avenue And Commerce Street Kenbridge VA
Legacy Bank
Hurley Branch
10073 Hurley Road Hurley VA
Oak View National Bank
Marshall Office Branch
4174 D Old Stockyard Road Marshall VA
MVB Bank, Inc
Reston Branch
1801 Old Reston Avenue, Suite 103 Reston VA
FVCbank
Manassas Branch
7900 Sudley Road, Suite 100 Manassas VA
Farmers & Merchants Bank
Broadway Branch
126 North Timber Way Broadway VA
The Blue Grass Valley Bank
Monterey Branch
East Main Street Monterey VA
Highlands Community Bank
Highlands Community Bank Branch
307 Thacker Avenue Covington VA
New Horizon Bank, National Association
New Horizon Bank, National Association Branch
2501 Anderson Highway Powhatan VA
Locus Bank, Inc.
Vcc Bank Branch
110 Peppers Ferry Road Nw Christiansburg VA
Martinsville First Savings Bank
Martinsville First Savings Bank Branch
25 W Church Street Martinsville VA
Legacy Bank
Hurley Branch
10073 Hurley Road Hurley VA
Citibank, National Association
Tysons Corner Branch
8516 Leesburg Pike Vienna VA
Citizens Bank and Trust Company
Blackstone Shopping Center Branch
1575 South Main Street Blackstone VA
MainStreet Bank
Mainstreet Bank Branch
10089 Fairfax Blvd Fairfax VA
Capon Valley Bank
Western Frederick Branch
6701 Northwestern Pike Gore VA
John Marshall Bank
Leesburg Branch
842 S King St Leesburg VA
Bank of Charles Town
Middleburg Branch
115 The Plains Road, Suite 150 Middleburg VA
FVCbank
Manassas Branch
7900 Sudley Road, Suite 100 Manassas VA
Carter Bank & Trust
Memorial Drive Branch
998 Memorial Drive Pulaski VA
Citizens and Farmers Bank
Wellesley Branch
3490 Lauderdale Drive Richmond VA
The Old Point National Bank of Phoebus
Fort Monroe Branch
100 Griffith Street Fort Monroe VA
Highlands Community Bank
Highlands Community Bank Branch
307 Thacker Avenue Covington VA
First National Bank
First National Bank Branch
622 Broad Street Altavista VA
Farmers and Miners Bank
Rose Hill Branch
6489 Dr. Thomas Walker Rd Rose Hill VA
New Peoples Bank, Inc.
Castlewood Office Branch
87 Miners Drive Castlewood VA
Movement Bank
Movement Bank Branch
201 N. Union Street Danville VA
The Farmers Bank of Appomattox
The Farmers Bank Of Appomattox Branch
223 Main Street Appomattox VA
Atlantic Union Bank
Court House Branch
6720 Sutton Road Gloucester VA
SKYLINE NATIONAL BANK
Fairlawn Branch
7349 Perpper Ferry Boulevard Radford VA
Citizens Bank and Trust Company
Blackstone Shopping Center Branch
1575 South Main Street Blackstone VA
First Sentinel Bank
Bluefield Branch
801 S. College Ave., Ste. 5 Bluefield VA
Miners Exchange Bank
Miners Exchange Bank Branch
483 Front Street Coeburn VA
The First Bank and Trust Company
East Abingdon Branch
933 East Main Street Abingdon VA
Armed Forces Bank, National Association
Fort Myer Branch
108 Mcnair Road, Building 451 Fort Myer VA
The Freedom Bank of Virginia
The Freedom Bank Of Virginia Branch
10555 Main Street Fairfax VA
Bank of Botetourt
Natural Bridge Station Branch
9 Lloyd Tolley Road Natural Bridge Station VA
Citizens and Farmers Bank
Wellesley Branch
3490 Lauderdale Drive Richmond VA
The Old Point National Bank of Phoebus
Fort Monroe Branch
100 Griffith Street Fort Monroe VA
The Blue Grass Valley Bank
Monterey Branch
East Main Street Monterey VA
Highlands Community Bank
Highlands Community Bank Branch
307 Thacker Avenue Covington VA
The Bank of Southside Virginia
Colonial Heights Branch
764 East Ellerslie Avenue Colonial Heights VA
The Bank of Charlotte County
Brookneal Branch
308 Lynchburg Avenue Brookneal VA
First National Bank
First National Bank Branch
622 Broad Street Altavista VA
Lee Bank and Trust Company
Bristol Branch
707 Gate City Highway Bristol VA
New Peoples Bank, Inc.
Castlewood Office Branch
87 Miners Drive Castlewood VA
Movement Bank
Movement Bank Branch
201 N. Union Street Danville VA
AMG National Trust Bank
Virginia Beach Branch
708 Lynnhaven Parkway, Suite 140 Virginia Beach VA
Oak View National Bank
Marshall Office Branch
4174 D Old Stockyard Road Marshall VA
First-Citizens Bank & Trust Company
First-Citizens Bank & Trust Company Branch
906 Branchway Road Richmond VA
The Farmers Bank of Appomattox
The Farmers Bank Of Appomattox Branch
223 Main Street Appomattox VA
Atlantic Union Bank
Court House Branch
6720 Sutton Road Gloucester VA
Benchmark Community Bank
Benchmark Community Bank Branch
Fifth Avenue And Commerce Street Kenbridge VA
Chesapeake Bank
Irvington Branch
98 King Carter Drive Irvington VA
First Bank
South Woodstock Branch
860 South Main Street Woodstock VA
TruPoint Bank
West Abingdon Branch
914 West Main Street Abingdon VA
MainStreet Bank
Mainstreet Bank Branch
10089 Fairfax Blvd Fairfax VA
First Sentinel Bank
Bluefield Branch
801 S. College Ave., Ste. 5 Bluefield VA
Shore United Bank, National Association
Onley, Va Branch
25306 Lankford Hwy Onley VA
Miners Exchange Bank
Miners Exchange Bank Branch
483 Front Street Coeburn VA
Capon Valley Bank
Western Frederick Branch
6701 Northwestern Pike Gore VA
John Marshall Bank
Leesburg Branch
842 S King St Leesburg VA
The First Bank and Trust Company
East Abingdon Branch
933 East Main Street Abingdon VA
Armed Forces Bank, National Association
Fort Myer Branch
108 Mcnair Road, Building 451 Fort Myer VA
Burke & Herbert Bank & Trust Company
Burke Town Plaza Branch
9516 Old Keene Mill Road Burke VA
The Freedom Bank of Virginia
The Freedom Bank Of Virginia Branch
10555 Main Street Fairfax VA
Bank of Botetourt
Natural Bridge Station Branch
9 Lloyd Tolley Road Natural Bridge Station VA
Hanmi Bank
Annandale Branch
7140 Little River Turnpike, Suite 749 Annandale VA
Carter Bank & Trust
Memorial Drive Branch
998 Memorial Drive Pulaski VA
Pendleton Community Bank, Inc.
Harrisonburg Branch
41 Monte Vista Dr Harrisonburg VA
The Old Point National Bank of Phoebus
Fort Monroe Branch
100 Griffith Street Fort Monroe VA
The Bank of Southside Virginia
Colonial Heights Branch
764 East Ellerslie Avenue Colonial Heights VA
New Horizon Bank, National Association
New Horizon Bank, National Association Branch
2501 Anderson Highway Powhatan VA
First National Bank
First National Bank Branch
622 Broad Street Altavista VA
CornerStone Bank
College Square Branch
744 North Lee Highway Lexington VA
Lee Bank and Trust Company
Bristol Branch
707 Gate City Highway Bristol VA
Powell Valley National Bank
Wise Branch
540 West Main Street Wise VA
The National Bank of Blacksburg
Us Route 11 Branch
U.S.route 11 Dublin VA
Pinnacle Bank
Salem Branch
8 East Main Street Salem VA
Movement Bank
Movement Bank Branch
201 N. Union Street Danville VA
First-Citizens Bank & Trust Company
First-Citizens Bank & Trust Company Branch
906 Branchway Road Richmond VA
First Community Bank
Salem Branch
1406 S. Colorado Street Salem VA
Southern Bank and Trust Company
Lynnhaven Branch
601 Lynnhaven Parkway Virginia Beach VA
The National Bank of Blacksburg
Us Route 11 Branch
U.S.route 11 Dublin VA
First Community Bank
Salem Branch
1406 S. Colorado Street Salem VA
First Bank
South Woodstock Branch
860 South Main Street Woodstock VA
Bank of the James
Main Street Branch
828 Main Street Lynchburg VA
Oak View National Bank
Marshall Office Branch
4174 D Old Stockyard Road Marshall VA
Bank of Charles Town
Middleburg Branch
115 The Plains Road, Suite 150 Middleburg VA
The First Bank and Trust Company
East Abingdon Branch
933 East Main Street Abingdon VA
Armed Forces Bank, National Association
Fort Myer Branch
108 Mcnair Road, Building 451 Fort Myer VA
Burke & Herbert Bank & Trust Company
Burke Town Plaza Branch
9516 Old Keene Mill Road Burke VA
The Freedom Bank of Virginia
The Freedom Bank Of Virginia Branch
10555 Main Street Fairfax VA
Hanmi Bank
Annandale Branch
7140 Little River Turnpike, Suite 749 Annandale VA
Blue Ridge Bank, National Association
Stuart Branch
48 Animal Clinic Road Stuart VA
Pendleton Community Bank, Inc.
Harrisonburg Branch
41 Monte Vista Dr Harrisonburg VA
Citizens and Farmers Bank
Wellesley Branch
3490 Lauderdale Drive Richmond VA
The Old Point National Bank of Phoebus
Fort Monroe Branch
100 Griffith Street Fort Monroe VA
Old Dominion National Bank
Old Dominion National Bank Branch
4916 Plank Road, Suite 216 North Garden VA
First Community Bank
Salem Branch
1406 S. Colorado Street Salem VA
CornerStone Bank
College Square Branch
744 North Lee Highway Lexington VA
Farmers and Miners Bank
Rose Hill Branch
6489 Dr. Thomas Walker Rd Rose Hill VA
The Bank of Marion
Washington Avenue Branch
1026 South Main Street Marion VA
Pinnacle Bank
Salem Branch
8 East Main Street Salem VA
Martinsville First Savings Bank
Martinsville First Savings Bank Branch
25 W Church Street Martinsville VA
The Fidelity Bank
Rocky Mount Branch
77 Powder Creek Lane Rocky Mount VA
Southern Bank and Trust Company
Lynnhaven Branch
601 Lynnhaven Parkway Virginia Beach VA
AMG National Trust Bank
Virginia Beach Branch
708 Lynnhaven Parkway, Suite 140 Virginia Beach VA
Bank of America, National Association
Mathews Branch
10458 Buckley Hall Road Mathews VA
Chain Bridge Bank, National Association
Chain Bridge Bank, National Association Branch
1445-A Laughlin Avenue Mclean VA
Shore United Bank, National Association
Onley, Va Branch
25306 Lankford Hwy Onley VA
The National Bank of Blacksburg
Us Route 11 Branch
U.S.route 11 Dublin VA
Chain Bridge Bank, National Association
Chain Bridge Bank, National Association Branch
1445-A Laughlin Avenue Mclean VA
Pioneer Bank
Harrisonburg Branch
890 West Market Street Harrisonburg VA
Blue Ridge Bank, National Association
Stuart Branch
48 Animal Clinic Road Stuart VA
TowneBank
First Colonial Branch
984 First Colonial Road Virginia Beach VA
First Community Bank
Salem Branch
1406 S. Colorado Street Salem VA
The Bank of Marion
Washington Avenue Branch
1026 South Main Street Marion VA
Pinnacle Bank
Salem Branch
8 East Main Street Salem VA
PNC Bank, National Association
Herndon Branch
950 Herndon Parkway Herndon VA
Fulton Bank, National Association
Stony Point Branch
9030 Stony Point Parkway Richmond VA
The National Bank of Blacksburg
Us Route 11 Branch
U.S.route 11 Dublin VA
Pioneer Bank
Harrisonburg Branch
890 West Market Street Harrisonburg VA
TowneBank
First Colonial Branch
984 First Colonial Road Virginia Beach VA
CornerStone Bank
College Square Branch
744 North Lee Highway Lexington VA
The Fidelity Bank
Rocky Mount Branch
77 Powder Creek Lane Rocky Mount VA
Southern Bank and Trust Company
Lynnhaven Branch
601 Lynnhaven Parkway Virginia Beach VA
Wells Fargo Bank, National Association
Southpoint Branch
9906 Southpoint Parkway Fredericksburg VA
HSBC Bank USA, National Association
Carlyle Place Branch
415 John Carlyle Street Alexandria VA
PNC Bank, National Association
Herndon Branch
950 Herndon Parkway Herndon VA
Truist Bank
Tazewell Branch
100 Hillsboro Drive North Tazewell VA
Manufacturers and Traders Trust Company
Fairfax Circle Branch
9720 Lee Highway Fairfax VA
First Bank
South Woodstock Branch
860 South Main Street Woodstock VA
MVB Bank, Inc
Reston Branch
1801 Old Reston Avenue, Suite 103 Reston VA
Pioneer Bank
Harrisonburg Branch
890 West Market Street Harrisonburg VA
Blue Ridge Bank, National Association
Stuart Branch
48 Animal Clinic Road Stuart VA
TowneBank
First Colonial Branch
984 First Colonial Road Virginia Beach VA
The Bank of Marion
Washington Avenue Branch
1026 South Main Street Marion VA
Southern Bank and Trust Company
Lynnhaven Branch
601 Lynnhaven Parkway Virginia Beach VA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

VIRGINIA SAVINGS ACCOUNT ENVIRONMENT


Virginia is generally considered a competitive consumer market for deposit products. There are numerous banks and financial institutions operating in the state, offering a wide range of deposit products such as savings accounts, checking accounts, certificates of deposit (CDs), and other options. Consumers in Virginia have access to various options and can compare and choose from different financial institutions based on factors such as interest rates, fees, account features, customer service, and convenience.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES


Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

  • Find a bank with a location convenient to you. Location counts.
  • Choose a bank with good rates. Rates are important to get continued growth of your capital.
  • Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
  • Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
  • Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
  • Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
  • Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
  • Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.