Best Local Bank Savings and Money Market Rates in Louisiana, LA August 4, 2025

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If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

LA - August 4, 2025

Savings Account National Average Rate: 0.45% ^?

Banks	APY	MIN
Neighbors Bank	4.60%	$25,000	Learn More
Online Savings Account. Account is indicated as not currently available to new customers, but bank accepts new customers who sign up to be notified after 1-2 weeks. Last change: ↓0.15% on March 12. Rate History: 5.15% → 5.00% → 4.85% → 4.75% → 4.60%
redstate jeff \| Oct 29, 2024 Agree with the prior review even though it is 10 years old. It is shady and it doesn't show up on other sites. However, they did pay me 5.30% and although it is recently lowered to 5.15% it is still the b... Read More Reviews (2)
PiBank, a division of Intercredit Bank, NA	4.60%	$0	Learn More
Last change: ↓ 0.15% on February 3.
Teresa McGee \| Jan 22, 2025 It wasn't all smooth. I needed to call, long wait times. In the end, I felt like the beta customer which isn't how you want to feel with a bank. Read More Reviews (1)
FitnessBank, a division of Affinity Bank	4.55%	$100	Learn More
Rate requires download of bank app and recording of over 12,500 average daily steps (or 10,000 if over age of 65). Last change: ↓0.20% on February 3. Rate History: 4.75% → 5.00% → 4.90% → 4.75% → 4.55%
JGothelf \| Oct 11, 2022 Glad to have found this one and thanks to bestcashcow for not hiding the best rates like bankrate does Read More Reviews (26)
Climate First Bank	4.46%	$50,000	Learn More
New money only. Requires Direct Deposit. Account carries a $15 monthly service charge. Rate History: 5.34% → 4.72% → 4.46%
tjgarnett \| Mar 2, 2024 Attracted to the name, but the service had too many steps so I didn't open an account. Read More Reviews (1)
Axos Bank	4.46%	$0	Learn More
Last change: ↓ 0.20% on August 2.
Rate History: 4.66% → 4.46%
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More Reviews (9)
TotalDirect, a division of City National Bank of Florida	4.41%	$2,500	Learn More
Direct Money Market Account. Rate History: 4.86% → 4.67% → 4.51% → 4.47% → 4.41%
79Thru \| Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More Reviews (9)
Peak Bank	4.35%	$100	Learn More
Last change: ↓ 0.09% on August 2.
Rate History: 4.75% → 4.35% → 4.54% → 4.44% → 4.35%
Gary Smith \| Jan 28, 2025 4.75% is an introductory rate and they are not openly clear about that. Don't expect 4.75% to continue. They are otherwise competitive. Read More Reviews (1)
Citibank, National Association	4.35% 0.20%	$0 $1	Learn More
Promotional rate for 3 months up to $11,000. Requires $25,000 in new deposits within 10 days of registration. After 3 month promotional period, rate reverts to between 0.03% and 0.12%. Rate History: 5.00% → 4.75% → 5.00% → 4.50% → 4.35%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (22)
Brilliant Bank, a division of Equity Bank	4.35%	$2,000	Learn More
Surge Money Market. Bank reports that this rate is available for new accounts only. External transfers are limited to $5,000/day and are not free. Rate History: 4.85% → 4.70% → 4.50% → 4.40% → 4.35%
Jason T \| May 30, 2023 They really do pay this amount, but the account lacks any functionality and they are constantly looking for some sort of add-on fee to enable them to claw back the interest. Any bank with a higher rate an... Read More Reviews (6)
CFG Bank	4.32%	$1,000	Learn More
High Yield Money Market. External transfers are limited to $30,000 per week. Rate History: 4.80% → 4.65% → 4.52% → 4.37% → 4.32%
TJK \| Sep 30, 2023 CFG overs very competitive Interest rates on their High Yield Savings account. I did everything ONLINE and have not had any issues with their service. Read More Reviews (51)
Vio Bank, A Division of MidFirst Bank	4.31%	$100	Learn More
Cornerstone Money Market Account. Bank reports that this account is available to new customers only. Old account holders in the savings product are earning 1.10%. Rate History: 4.56% → 4.46% → 4.41% → 4.36% → 4.31%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More Reviews (38)
TIAA Bank / Everbank	4.30%	$0	Learn More
Performance Savings Last change: ↓0.10% on January 18. Rate History: 5.15% → 5.05% → 4.75% → 4.40% → 4.30%
smithy1968 \| Mar 20, 2025 A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More Reviews (40)
Citi Accelerate	4.30%	$0	Learn More
Last change: ↓ 0.05% on August 7, 2024.
Rate History: 4.35% → 4.30%
Michelle \| Jun 30, 2020 I can easily imagine the pain and the trouble Karen went through. I tried and open accounts, too, but when I asked questions on the phone, the customer service person was not very knowledgeable, kind, or p... Read More Reviews (3)
Rising Bank, a division of Midwest BankCentre	4.30%	$1,000	Learn More
External outbound transfers are limited to $25,000 per day. Last change: ↓0.10% on April 18. Rate History: 5.00% → 4.90% → 4.50% → 4.40% → 4.30%
Az1 \| Aug 26, 2022 Too slow to raise rates. Read More Reviews (8)
Bread Savings, a division of Bread Financial	4.25%	$100	Learn More
High-Yield Savings Account. Outbound transfers limited to $10,000/day or less. Last change: ↓0.05% on July 13. Rate History: 4.50% → 4.40% → 4.35% → 4.30% → 4.25%
m abram \| Jul 4, 2025 Bread's current 6-month CD is 4.45%, not 4.35%. Read More Reviews (41)
First Foundation Bank	4.25%	$1,000	Learn More
Online Savings Account Last change: ↓0.15% on May 24. Rate History: 4.90% → 4.75% → 4.50% → 4.40% → 4.25%
james \| Nov 18, 2023 bank delayed 1-2days to credit into your account, pay less interest. Read More Reviews (32)
Quontic Bank	4.25%	$100	Learn More
Quontic Money Market Account. Rate History: 4.00% → 4.75% → 4.50% → 4.25% → 4.25%
JuanVelasco \| Mar 17, 2023 STAY AWAY ! They closed my accounts with no warning. After multiple successful direct deposits and mobile checks deposits, they claimed one of the three checks I deposited a few days ago was fake. No... Read More Reviews (15)
Banesco USA	4.25%	$300	Learn More
Rate History: 4.50% → 4.40% → 4.25% → 4.00% → 4.25%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Ivy Bank, a division of Cambridge Savings Bank	4.25%	$2,500	Learn More
Online Savings Account. Last change: ↓0.35% on December 18, 2024. Rate History: 5.00% → 5.30% → 5.00% → 4.60% → 4.25%
lrcbob \| Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Ivy Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and c... Read More Reviews (25)
Forbright Bank	4.25%	$0	Learn More
Growth Savings Last change: ↓0.35% on January 8. Rate History: 5.15% → 5.30% → 5.00% → 4.60% → 4.25%
lrcbob \| Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More Reviews (2)
Colorado Federal Savings Bank	4.25% 4.20%	$50,000 $1	Learn More
Last change: ↓ 0.20% on February 17.
Rate History: 4.45% → 4.45% → 4.25%
jp2 \| Jul 1, 2022 not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More Reviews (16)
Merchants Bank of Indiana	4.25%	$50	Learn More
Money Market Account. Bank does not offer ACH processing; customers need to initiate ACH externally. Rate History: 5.00% → 4.75% → 4.50% → 4.25%
65JimmyJay \| Dec 12, 2022 Developed buyers remorse after they stopped raising the rate and switched to Brilliant. Read More Reviews (5)
LendingClub Bank, National Association	4.20%	$0	Learn More
LevelUp Savings Account. Requires direct deposit of at least $250/month. Bank's standard online savings rate is 3.40% APY. Last change: ↓0.20% on July 15. Rate History: 5.00% → 4.75% → 4.50% → 4.40% → 4.20%
overdrawn \| Nov 12, 2022 I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More Reviews (21)
Bask Bank, a division of Texas Capital Bank	4.20%	$0	Learn More
Last change: ↓ 0.15% on April 18.
Rate History: 4.65% → 4.65% → 4.50% → 4.35% → 4.20%
smithy1968 \| Apr 20, 2024 Save your tears for another day. Very frustrating. 1-star. Read More Reviews (19)
Jenius Bank, a division of Sumitomo Mitsui Bank	4.20%	$0	Learn More
Last change: ↓ 0.30% on March 12.
Rate History: 5.25% → 5.05% → 4.80% → 4.50% → 4.20%
lrcbob \| Jul 26, 2024 Multiple roadblocks trying to set up a savings account with Jenius Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, an... Read More Reviews (2)
Primis Bank	4.20%	$1	Learn More
Online Savings Account. Last change: ↓0.15% on July 21. Rate History: 4.75% → 4.70% → 4.35% → 4.20%
American Banker \| Apr 7, 2023 Good luck deploying those high yield savings into profitable investments. It’s always a bad strategy … unbridled growth using volatile deposits forcing them to go out on the risk spectrum to make a dec... Read More Reviews (12)
Transportation Alliance Bank, Inc. d/b/a TAB Bank	4.15%	$1	Learn More
High Yield Savings Account. Last change: ↓0.11% on July 15. Rate History: 5.02% → 4.52% → 4.37% → 4.26% → 4.15%
Yat 1965 \| Mar 19, 2022 Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More Reviews (8)
M.Y. SAFRA BANK, FSB	4.15% 2.00%	$5,000 $5,000	Learn More
Rate History: 4.00% → 2.51% → 5.25% → 5.00%
Richard \| Jul 1, 2022 Very easy opening process and wonderful staff. Read More Reviews (6)
North American Savings Bank	4.10%	$10,000	Learn More
Rate History: 4.90% → 4.75% → 4.55% → 4.20% → 4.10%
A Terkowitz \| Feb 15, 2024 I have always had great experiences with short-term CDs from this bank. No delays. Read More Reviews (3)
ConnectOne Bank	4.10% 4.00%	$250,000 $2,500	Learn More
Last change: ↓ 0.30% on December 9, 2024.
Rate History: 4.50% → 4.00% → 3.45% → 4.40% → 4.10%
praveen raj \| Jan 18, 2024 Hi, We've noticed your website is at risk due to spammy comments and contact form submissions, making it susceptible to issues like spammy backlinks and data breaches. Don't worry—there's a simple sol... Read More Reviews (19)
Popular Direct	4.05%	$100	Learn More
Direct Savings. Bank reports that this rate is available for new accounts only. Last change: ↓0.05% on April 4. Rate History: 4.40% → 4.30% → 4.20% → 4.10% → 4.05%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More Reviews (30)
Prime Alliance Bank	4.05%	$0	Learn More
Personal Savings Account. Last change: ↓0.10% on June 24. Rate History: 4.50% → 4.15% → 4.05%
JBaker65 \| May 6, 2023 Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More Reviews (10)
Ridgewood Savings Bank	4.05%	$10,000	Learn More
Rate History: 4.65% → 4.75% → 4.25% → 4.05%
an \| Apr 25, 2022 We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki Read More Reviews (5)
Bank5 Connect	4.05% 1.50%	$25,000 $100	Learn More
Jumbo Savings. Last change: ↓0.10% on April 18. Rate History: 4.60% → 4.50% → 4.25% → 4.15% → 4.05%
BW \| Jul 17, 2021 I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More Reviews (10)
Canadian Imperial Bank USA	4.02%	$1,000	Learn More
CIBC Agility Savings Account. Last change: ↓0.09% on July 15. Rate History: 4.38% → 4.28% → 4.21% → 4.11% → 4.02%
ytr0171 \| Jul 23, 2023 easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More Reviews (22)
Salem Five Direct	4.01%	$0	Learn More
Bank reports that this rate is for new customers only. Bank also charges ACH transfer fees and routinely lowers rates for existing customers below those advertised. Last change: ↓0.24% on January 18. Rate History: 5.01% → 4.41% → 4.50% → 4.25% → 4.01%
LarryMass \| Dec 8, 2020 Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More Reviews (7)
UFB Direct, a division of Axos Bank	4.01%	$1	Learn More
UFB High Yield Savings. Bank reports that this rate is for new customers only. Rate History: 4.83% → 4.57% → 4.31% → 4.01% → 4.01%
Miles Jacobsen \| Jul 18, 2023 I got into this one back in early April for the rate. It was the first to hit 5%. I put up with all sorts of annoying thing getting the account funded (including a 5-day wait period during which they had... Read More Reviews (11)
Dollar Savings Direct, a division of Emigrant Bank	4.00%	$0	Learn More
Last change: ↓ 0.25% on January 18.
Rate History: 5.00% → 4.85% → 4.25% → 4.00%
J Dally \| Jun 13, 2023 I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More Reviews (26)
Virtualbank, a division of First Horizon Bank	4.00%	$0	Learn More
eMoneyMarket Special. Bank reports that rate is extended for new money only. Rate History: 5.25% → 4.75% → 4.50% → 4.25% → 4.00%
Hello VirtualBank? \| Dec 22, 2018 I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More Reviews (12)
CIT Bank, a division of First-Citizens Bank and Trust	4.00%	$5,000	Learn More
Platinum Savings. Bank reports that this rate is available for new accounts only. Last change: ↓0.10% on July 7. Rate History: 4.55% → 4.35% → 4.30% → 4.10% → 4.00%
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More Reviews (33)
Northern Bank Direct	4.00%	$1	Learn More
Money Market Premier. Bank reports that this rate is for new customers only. Rate History: 4.85% → 4.75% → 4.50% → 4.25% → 4.00%
Mike Brown \| Jul 6, 2023 This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More Reviews (9)
Morgan Stanley Private Bank (Offered through ETrade)	4.00%	$0	Learn More
Last change: ↓ 0.10% on January 2.
Rate History: 4.50% → 4.25% → 4.10% → 4.00%
FROZE-ACCOUNT \| Jan 10, 2024 Account was frozen (over 400K) after they confused our account with another account / person whose name was not even very similar. We were treated like dirt after 12 years and "Guilty until Innocent". I ha... Read More Reviews (3)
TIAA Bank / Everbank	4.00% 2.02%	$50,000 $0	Learn More
Performance Money Market Rate History: 4.30% → 4.20% → 4.30% → 4.00%
smithy1968 \| Mar 20, 2025 A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More Reviews (40)
Crescent Bank Shreveport Limited Purpose Branch	4.00%	$100,000	Learn More
Rate History: 4.50% → 4.15% → 4.00%
ltriemer \| Apr 9, 2016 The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction. Read More Reviews (4)
Banesco USA	4.00%	$300	Learn More
Rate History: 1.35% → 5.25% → 4.75% → 4.50% → 4.00%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Bank5 Connect	3.96%	$5,000	Learn More
Rate History: 3.98% → 3.96%
BW \| Jul 17, 2021 I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More Reviews (10)
Barclays Bank Delaware	3.90%	$0	Learn More
Last change: ↓ 0.10% on April 4.
Rate History: 4.20% → 4.10% → 4.25% → 4.00% → 3.90%
LenaL \| May 2, 2022 Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More Reviews (40)
Byline Bank	3.90%	$5,000	Learn More Add Review
Rate History: 4.75% → 3.90%
FNBO Direct	3.90% 3.81% 3.70% 3.50%	$1,000,000 $500,000 $100,000 $0	Learn More
Rate History: 4.45% → 4.20% → 4.00% → 3.90%
NRB \| Mar 14, 2018 Poor service. Condescending attitude. Savings application denied without giving reason (Equifax file had a freeze because of hacking history) and not advising customer of need to unfreeze credit file for a... Read More Reviews (4)
Sallie Mae Bank	3.90%	$0	Learn More
Last change: ↓ 0.20% on February 6.
Rate History: 4.00% → 4.25% → 4.10% → 3.90%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Sallie Mae Bank	3.85%	$0	Learn More
Rate History: 4.20% → 4.10% → 4.10% → 3.90% → 3.85%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Quontic Bank	3.85%	$0	Learn More
Online Savings Last change: ↓0.15% on January 4. Rate History: 4.25% → 4.50% → 4.25% → 4.00% → 3.85%
JuanVelasco \| Mar 17, 2023 STAY AWAY ! They closed my accounts with no warning. After multiple successful direct deposits and mobile checks deposits, they claimed one of the three checks I deposited a few days ago was fake. No... Read More Reviews (15)
Amboy Direct	3.82%	$1	Learn More Add Review
Climate First Bank	3.81%	$50	Learn More
Last change: ↑ 1.81% on February 4.
tjgarnett \| Mar 2, 2024 Attracted to the name, but the service had too many steps so I didn't open an account. Read More Reviews (1)
CNB Bank Direct	3.80%	$100	Learn More
Last change: ↓ 0.21% on March 24.
Rate History: 4.28% → 4.60% → 4.01% → 3.80%
Yolanda Gilruth \| Jun 12, 2022 I have a small question Read More Reviews (1)
SoFi Bank	3.80%	$0	Learn More
Last change: ↓ 0.20% on January 25.
Rate History: 4.30% → 4.30% → 4.20% → 4.00% → 3.80%
Bait and Swich \| May 17, 2022 Not what it seems. Avoid! Read More Reviews (1)
Synchrony Bank	3.80%	$0	Learn More
External transfers may take up to 3 business days and may be limited to $25,000/day. Last change: ↓0.20% on June 4. Rate History: 4.50% → 4.30% → 4.10% → 4.00% → 3.80%
mcriss \| Oct 23, 2023 Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More Reviews (71)
Laurel Road, a division of KeyBank	3.80%	$0	Learn More
High-Yield Savings Account. Last change: ↓0.20% on February 24. Rate History: 4.80% → 4.50% → 4.15% → 4.00% → 3.80%
Yeller \| May 8, 2023 STAY BELOW FDIC limits. This is a desperate product unleashed from a distressed bank! Read More Reviews (1)
My Savings Direct, a division of Emigrant Bank	3.75%	$1	Learn More
MySavings Account. Last change: ↓0.35% on May 19. Rate History: 4.35% → 4.10% → 3.75%
not perfect but \| Apr 25, 2023 with all of these online bank, including the well known ones, delaying transfers forever in order to fund these high rates, this one still executes inbound and outbound transfers immediately. Read More Reviews (21)
Valley Direct, a division of Valley National Bank	3.75%	$5,000	Learn More
Online transfers limited to $1,500 per day and $10,000 per month. Last change: ↓1.00% on December 19, 2024. Rate History: 4.75% → 4.00% → 4.80% → 4.75% → 3.75%
AEM \| Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More Reviews (19)
Citizens Bank, National Association	3.70%	$0	Learn More
Rate History: 4.50% → 4.15% → 3.90% → 3.70%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (2)
TD Bank, National Association	3.70% 2.25%	$100,000 $50,000	Learn More
Rate History: 4.00% → 3.70%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Goldman Sachs Bank	3.65%	$1	Learn More
Last change: ↓ 0.10% on May 29.
Rate History: 4.25% → 4.10% → 3.90% → 3.75% → 3.65%
A Terkowitz \| Feb 15, 2024 best bank on the list but no longer the most competitive Read More Reviews (46)
First Internet Bank of Indiana	3.61%	$1,000	Learn More
Rate History: 3.76% → 3.77% → 3.77% → 3.61%
Beenthere \| Jan 30, 2024 Have an IRA rollover, they don't take IRAs any longer. Read More Reviews (2)
Discover Bank	3.60%	$0	Learn More
Last change: ↓ 0.10% on May 16.
Rate History: 4.00% → 3.90% → 3.75% → 3.70% → 3.60%
AVOID_ READ_CAREFULLY \| Jan 10, 2024 AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More Reviews (13)
Capital One, National Association Haynesville Drive-Up Branch	3.60%	$1	Learn More
Rate History: 4.10% → 4.00% → 3.90% → 3.80% → 3.60%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (16)
BMO Alto, a division of Bank of Montreal Harris	3.60%	$0	Learn More
Last change: ↓ 0.10% on April 25.
Rate History: 4.30% → 4.10% → 4.00% → 3.70% → 3.60%
Jenny Kingston \| Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More Reviews (6)
Bank of Montreal Harris	3.56%	$250,000	Learn More
Rate History: 1.50% → 3.56%
GAM \| Jul 28, 2020 Dropped rates again with restrictive transfer limits and poor service. Better rates and liquidity elsewhere. Beware!!! Read More Reviews (2)
Bogota Savings Bank	3.56% 2.79%	$100,000 $50,000	Learn More Add Review
Capital One 360	3.50%	$0	Learn More
360 Performance Savings Account. Rate available for new account holders only. Last change: ↓0.10% on July 2. Rate History: 3.90% → 3.80% → 3.70% → 3.60% → 3.50%
NS123 \| Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More Reviews (24)
American Express Bank, FSB	3.50%	$0	Learn More
Last change: ↓ 0.10% on July 23.
Rate History: 4.00% → 3.80% → 3.70% → 3.60% → 3.50%
Chris \| Aug 31, 2022 never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More Reviews (8)
Regions Bank Florida Blvd Branch	3.50% 1.50%	$10,000 $0	Learn More Add Review
Ally Bank	3.50%	$0	Learn More
Online Money Market Account. Ally's Online Savings account rate is only 3.75% APY. Rate History: 3.80% → 3.70% → 3.60% → 3.60% → 3.50%
Rad \| Aug 13, 2023 Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More Reviews (53)
Citizens	3.50%	$1	Learn More
Last change: ↓ 0.20% on July 30.
Rate History: 4.15% → 3.70% → 3.50%
james \| Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More Reviews (37)
PNC Bank	3.50%	$1	Learn More
Not available to residents of states with PNC branch locations. Rate History: 4.65% → 3.50% → 3.50%
JM \| Jun 29, 2023 $10K monthly transfer limit. No thanks Read More Reviews (4)
U.S. Bank National Association	3.50% 0.05%	$25,000 $1	Learn More
Rate History: 4.10% → 3.50%
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (6)
Gateway First Bank	3.40%	$1,000	Learn More
JohnC \| Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More Reviews (3)
FNBO Direct	3.35%	$1	Learn More
Last change: ↓ 0.25% on May 16.
Rate History: 4.25% → 4.25% → 3.90% → 3.60% → 3.35%
NRB \| Mar 14, 2018 Poor service. Condescending attitude. Savings application denied without giving reason (Equifax file had a freeze because of hacking history) and not advising customer of need to unfreeze credit file for a... Read More Reviews (4)
Woodforest National Bank 8188 Houma Louisiana Walmart Branch	3.25% 2.25% 1.75% 1.25% 0.35%	$500,000 $250,000 $100,000 $1 $0	Learn More
Rate History: 4.00% → 3.75% → 3.50% → 3.25%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
OneLocal Bank	3.25% 3.00%	$250,000 $0	Learn More Add Review
Rate History: 3.75% → 3.25%
Hancock Whitney Bank Kentwood Branch	3.00% 2.50%	$25,000 $0	Learn More
MLB \| Aug 29, 2019 Since Hancock Bank merged with Whitney Bank, it’s no longer the local bank it once was. Fees, gotcha gimmicks, underhanded surprises... It’s nothing more than another big, ugly, corporate bank looking ... Read More Reviews (1)
Citizens Bank, National Association	3.00% 2.75%	$250,000 $25,000	Learn More
Rate History: 1.00% → 3.00%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (2)
MainStreet Bank	3.00% 2.25% 1.25% 0.80%	$100,000 $50,000 $25,000 $0	Learn More Add Review
Rate History: 4.25% → 3.75% → 3.35% → 3.00%
Bank of Whittier, National Association	2.60%	$250	Learn More Add Review
IncredibleBank	2.53% 1.76%	$250,000 $50,000	Learn More
Rate History: 2.50% → 3.00% → 2.53%
nonsense \| May 21, 2021 avoid this Read More Reviews (22)
Finworth Psb Home Loans - Loan Production Off Branch	2.53%	$250,000	Learn More
Geoffrey Christopher 1 \| Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More Reviews (1)
NATIONAL COOPERATIVE BANK, N.A.	2.53%	$5,000	Learn More
JC \| Jun 1, 2021 Update: STAY AWAY FROM THIS BANK! They have no clue how to run an online bank. This bank is not ready for prime time. Nothing but problems. Customer service is dismal at best. Read More Reviews (2)
InsBank	2.53% 2.38%	$250,000 $50,000	Learn More
Rate History: 0.15% → 2.53%
judy \| Jul 7, 2022 Insbank 1 yr is 1.5 % 18month is 1.6% 7-7-2022 Read More Reviews (6)
Capital One, National Association Haynesville Drive-Up Branch	2.50%	$1	Learn More
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (16)
Cross River Bank	2.25%	$0	Learn More
Last change: ↓ 0.35% on October 11, 2024.
Rate History: 2.60% → 2.25%
Zman111 \| Jun 26, 2022 ACH transfers are not allowed. Called and was told that I had to set up wire transfers (and pay fees) or I could come in to the bank and get a bank check. Read More Reviews (13)
Amalgamated Bank	2.25%	$1	Learn More Add Review
Last change: ↓ 0.25% on April 9.
Rate History: 2.75% → 2.50% → 2.25%
Crescent Bank Shreveport Limited Purpose Branch	2.20% 1.70%	$100,000 $100	Learn More
ltriemer \| Apr 9, 2016 The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction. Read More Reviews (4)
Synchrony Bank	2.00%	$0	Learn More
mcriss \| Oct 23, 2023 Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More Reviews (71)
CIT Bank, a division of First-Citizens Bank and Trust	1.55%	$100	Learn More
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More Reviews (33)
Gateway First Bank	1.50%	$10	Learn More
JohnC \| Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More Reviews (3)
Vio Bank, A Division of MidFirst Bank	1.10%	$0	Learn More
Last change: ↑ 0.09% on February 13, 2023.
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More Reviews (38)
USAA Federal Savings Bank	1.10% 0.01%	$500,000 $1	Learn More
Rate History: 1.50% → 1.45% → 1.10%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
Wells Fargo Bank, National Association	1.01% 0.01%	$100,000 $1	Learn More
Rate History: 1.01% → 1.02% → 1.01%
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
First Horizon Bank	1.00% 0.70%	$100,000 $50,000	Learn More
Rate History: 2.02% → 1.76% → 1.26% → 1.16% → 1.00%
D R Lineberger \| Dec 30, 2018 Garden14 Read More Reviews (1)
Citizens Bank & Trust Company of Vivian, Louisiana Citizens Bank & Trust Company Of Vivian, Louisiana Branch	1.00%	$10,000	Learn More Add Review
Chesapeake Bank	0.90% 0.80% 0.70%	$500,000 $100,000 $25,000	Learn More
Rate History: 1.15% → 1.10% → 1.06% → 0.95% → 0.90%
ruler009 \| May 26, 2017 Before009 Read More Reviews (2)
First Internet Bank of Indiana	0.80%	$25	Learn More
Last change: ↓ 0.01% on July 28.
Rate History: 1.00% → 0.81% → 0.80%
Beenthere \| Jan 30, 2024 Have an IRA rollover, they don't take IRAs any longer. Read More Reviews (2)
USAA Federal Savings Bank	0.79% 0.01%	$1,000,000 $10,000	Learn More
Last change: ↓ 0.66% on May 16.
Rate History: 1.60% → 1.50% → 1.45% → 0.79%
Azblondie007 \| Feb 24, 2020 I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More Reviews (1)
Abbeville Building & Loan (A State-Chartered Savings Bank) Abbeville Building & Loan (A State-C Branch	0.75% 0.50%	$25,000 $2,500	Learn More
Sue Butaud \| Jan 20, 2015 would like to invest IRA Read More Reviews (1)
Citizens Bank & Trust Company of Vivian, Louisiana Citizens Bank & Trust Company Of Vivian, Louisiana Branch	0.75%	$2,500	Learn More Add Review
Commercial Capital Bank Commercial Capital Bank Branch	0.75%	$2,500	Learn More
christan.tyson@gmail.com \| Apr 29, 2019 I called to ask about an auto loan that I only have one payment left on and was told that a loan officer would call me back. When she called me back, I asked 2 questions and was treaded like a criminal. Sh... Read More Reviews (1)
St. Landry Bank and Trust Company Scott Branch	0.55%	$25,000	Learn More Add Review
MainStreet Bank	0.50%	$0	Learn More Add Review
Last change: ↑ 0.25% on August 5, 2024.
Marion State Bank Sterlington Branch	0.50%	$10,001	Learn More Add Review
Bank of Zachary Bank Of Zachary Branch	0.50%	$25,000	Learn More Add Review
Heritage Bank of St Tammany Heritage Bank Of St Tammany Branch	0.50%	$10,000	Learn More Add Review
Commercial Capital Bank Commercial Capital Bank Branch	0.45%	$25,000	Learn More
christan.tyson@gmail.com \| Apr 29, 2019 I called to ask about an auto loan that I only have one payment left on and was told that a loan officer would call me back. When she called me back, I asked 2 questions and was treaded like a criminal. Sh... Read More Reviews (1)
American Bank & Trust Company Port Barre Branch	0.45%	$2,500	Learn More Add Review
Freedom Bank (NJ)	0.40%	$0	Learn More Add Review
MutualOne Bank	0.40%	$500	Learn More
Inbound transfers limited to $25,000/day and $100,000/month.
Thomas DeMauro \| Aug 28, 2022 Rates are totally uncompetitive now. Read More Reviews (11)
Middlesex Federal Savings, F.A.	0.40%	$50	Learn More Add Review
Woodforest National Bank 8188 Houma Louisiana Walmart Branch	0.40% 0.25%	$10,000 $0	Learn More
Rate History: 1.00% → 0.50% → 0.40%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
Citizens Bank & Trust Company Barker's Corner Branch	0.40%	$10	Learn More Add Review
Home Federal Bank Mansfield Road Branch	0.40%	$25,000	Learn More Add Review
Progressive National Bank Restrictions	0.40%	$10,000	Learn More Add Review
American Bank & Trust Company Port Barre Branch	0.40%	$2,500	Learn More Add Review
Guaranty Bank and Trust Company Livonia Branch	0.40%	$2,500	Learn More Add Review
Marion State Bank Sterlington Branch	0.35%	$2,500	Learn More Add Review
BOM Bank Youree Drive Branch	0.35%	$2,500	Learn More Add Review
Gulf Coast Bank and Trust Company Lakeview Branch	0.35%	$2,500	Learn More
Jullianb \| Mar 19, 2020 I made a deposit of 14k at the Gulf Coast Bank and Trust Carrollton Ave branch on March 13, 2020. My account manager and the bank manager both handled the deposit, but secretly, the manager had requested a... Read More Reviews (1)
St. Landry Bank and Trust Company Scott Branch	0.35%	$2,500	Learn More Add Review
Liberty Bank and Trust Company Greenwell Springs Branch	0.35%	$2,500	Learn More Add Review
Citizens Bank & Trust Company Barker's Corner Branch	0.30%	$10,000	Learn More Add Review
Commerce Community Bank Commerce Community Bank Branch	0.30%	$1,000	Learn More Add Review
St Landry Homestead Federal Savings Bank Port Barre Branch	0.30%	$25,000	Learn More Add Review
Gulf Coast Bank and Trust Company Lakeview Branch	0.30%	$2,500	Learn More
Jullianb \| Mar 19, 2020 I made a deposit of 14k at the Gulf Coast Bank and Trust Carrollton Ave branch on March 13, 2020. My account manager and the bank manager both handled the deposit, but secretly, the manager had requested a... Read More Reviews (1)
Washington State Bank Leonville Branch	0.30%	$2,500	Learn More Add Review
Anthem Bank & Trust East Baton Rouge Branch	0.30%	$10,000	Learn More Add Review
Axos Bank	0.25%	$0	Learn More
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More Reviews (9)
WebBank	0.25%	$1,000	Learn More
dbestway@gmail.com \| Aug 13, 2019 I filled out the application 10 days ago answering all questions and sent a file with a copy of my drivers license to Western Bank. I received an email saying that a banker would call me within one busines... Read More Reviews (2)
First Horizon Bank	0.25%	$2,500	Learn More
Rate History: 0.30% → 0.25%
D R Lineberger \| Dec 30, 2018 Garden14 Read More Reviews (1)
Transportation Alliance Bank, Inc. d/b/a TAB Bank	0.25%	$1	Learn More
Yat 1965 \| Mar 19, 2022 Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More Reviews (8)
KeyBank National Association	0.25%	$5,000	Learn More
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
U.S. Bank National Association	0.25%	$25,000	Learn More
Rate History: 4.25% → 4.16% → 4.25% → 3.75% → 0.25%
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (6)
St Landry Homestead Federal Savings Bank Port Barre Branch	0.25%	$2,500	Learn More Add Review
Citizens Bank & Trust Company Barker's Corner Branch	0.25%	$1	Learn More Add Review
Progressive National Bank Restrictions	0.25%	$2,500	Learn More Add Review
CLB The Community Bank Harrisonburg Branch	0.25%	$2,500	Learn More Add Review
United Mississippi Bank Vidalia Branch	0.25%	$2,500	Learn More Add Review
Beauregard FSB 522 N. Pine Street Branch	0.25%	$2,500	Learn More Add Review
The Bank Lake Arthur Branch	0.25%	$2,500	Learn More
John \| Oct 1, 2019 What is the Swift code for Thebank Read More Reviews (1)
Bank of Erath Delcambre Branch	0.25%	$2,500	Learn More Add Review
Guaranty Bank and Trust Company Livonia Branch	0.25%	$2,500	Learn More Add Review
Bank of Zachary Bank Of Zachary Branch	0.25%	$2,500	Learn More Add Review
Fifth District Savings Bank 4800 Tenth St Branch	0.25%	$25,000	Learn More
Amanda Dailey \| Jul 19, 2019 Fifth District was great when we went to purchase a home and they gave us a very simple process to obtain a mortgage loan. I recommended them many times as I know many realtors however they really disappo... Read More Reviews (1)
Tensas State Bank St. Joseph Branch	0.24%	$1	Learn More Add Review
First National Bank in Frankfort	0.20%	$0	Learn More Add Review
Hibernia Bank 5620 Veterans Memorial Blvd Branch	0.20%	$2,500	Learn More
SMOE \| Feb 18, 2021 Interest rate on 1 year CD is only .40%. Five year term is .80% Read More Reviews (1)
Tensas State Bank St. Joseph Branch	0.20%	$1	Learn More Add Review
Citizens Bank & Trust Company Bocage Branch	0.20%	$1	Learn More Add Review
Bank of Coushatta Bank Of Coushatta Branch	0.20%	$51	Learn More Add Review
St Landry Homestead Federal Savings Bank Port Barre Branch	0.20%	$100	Learn More Add Review
Delta Bank Lake Providence Branch	0.20%	$10,000	Learn More Add Review
Commercial Capital Bank Commercial Capital Bank Branch	0.20%	$2,500	Learn More
christan.tyson@gmail.com \| Apr 29, 2019 I called to ask about an auto loan that I only have one payment left on and was told that a loan officer would call me back. When she called me back, I asked 2 questions and was treaded like a criminal. Sh... Read More Reviews (1)
Jonesboro State Bank Jonesboro State Bank Branch	0.20%	$2,500	Learn More Add Review
Sicily Island State Bank Winnsboro Branch	0.20%	$2,500	Learn More Add Review
Merchants & Farmers Bank & Trust Company Uptown Branch	0.20%	$2,500	Learn More Add Review
Home Bank, National Association 5435 Magazine St Branch	0.20%	$2,500	Learn More Add Review
Investar Bank, National Association Investar Bank Branch	0.20%	$25,000	Learn More Add Review
Washington State Bank Leonville Branch	0.20%	$2,500	Learn More Add Review
Bank of Sunset and Trust Company Lafayette Branch	0.20%	$10,000	Learn More Add Review
Vermilion Bank & Trust Company West-End Branch	0.20%	$2,500	Learn More Add Review
Plaquemine Bank & Trust Company Plaquemine Bank & Trust Company Branch	0.20%	$2,500	Learn More Add Review
Anthem Bank & Trust East Baton Rouge Branch	0.20%	$2,500	Learn More Add Review
United Community Bank Main Street Branch	0.20%	$10,000	Learn More Add Review
South Lafourche Bank & Trust Company Cut Off Branch	0.20%	$2,500	Learn More Add Review
Bank of St. Francisville Bank Of St. Francisville Branch	0.20%	$25,000	Learn More Add Review
Home Bank, National Association 5435 Magazine St Branch	0.18%	$25,000	Learn More Add Review
Charles Schwab Bank, SSB	0.15%	$0	Learn More
Last change: ↓ 0.10% on December 6, 2024.
Rate History: 0.48% → 0.25% → 0.15%
kenbeckyreese@icloud.com \| Feb 12, 2020 WILL YOU CASH MY EE SAVINGS BONDS? PLEASE ADVSE. Read More Reviews (5)
Northfield Bank	0.15%	$0	Learn More
Last change: ↓ 0.30% on June 30, 2023.
Stella \| Apr 30, 2019 No issues. I feel confident using them. Read More Reviews (1)
JD Bank Mamou Branch	0.15%	$200	Learn More Add Review
Hibernia Bank 5620 Veterans Memorial Blvd Branch	0.15%	$2,500	Learn More
SMOE \| Feb 18, 2021 Interest rate on 1 year CD is only .40%. Five year term is .80% Read More Reviews (1)
Citizens Bank & Trust Company Bocage Branch	0.15%	$1	Learn More Add Review
Marion State Bank Sterlington Branch	0.15%	$100	Learn More Add Review
Caldwell Bank & Trust Company Columbia Heights Branch	0.15%	$10,000	Learn More Add Review
Gibsland Bank & Trust Company Mansfield Road Branch	0.15%	$25,000	Learn More Add Review
The Mer Rouge State Bank The Mer Rouge State Bank Branch	0.15%	$2,500	Learn More Add Review
Homeland Federal Savings Bank Homeland Federal Savings Bank Branch	0.15%	$2,500	Learn More Add Review
Bank of Winnfield & Trust Company Bank Of Winnfield & Trust Company Branch	0.15%	$2,500	Learn More Add Review
American Bank & Trust Company Hammond Branch	0.15%	$2,500	Learn More Add Review
Merchants & Farmers Bank & Trust Company Uptown Branch	0.15%	$2,500	Learn More Add Review
Colfax Banking Company Pollock Branch	0.15%	$2,500	Learn More Add Review
Beauregard FSB 522 N. Pine Street Branch	0.15%	$2,500	Learn More Add Review
Basile State Bank Eunice Branch	0.15%	$2,500	Learn More Add Review
Bank of Sunset and Trust Company Lafayette Branch	0.15%	$2,500	Learn More Add Review
Farmers-Merchants Bank & Trust Company Arnaudville Branch	0.15%	$2,500	Learn More Add Review
Simmesport State Bank Simmesport State Bank Branch	0.15%	$2,500	Learn More
ron derfel \| Feb 2, 2015 Do you accept cd opening deposits from mass. and how. thanks. 100,000 or more if rates can be improved a bit. thanks Read More Reviews (1)
Vermilion Bank & Trust Company West-End Branch	0.15%	$2,500	Learn More Add Review
Gulf Coast Bank Maurice Branch	0.15%	$10,000	Learn More Add Review
Community First Bank Broussard Branch	0.15%	$2,500	Learn More Add Review
Landmark Bank Greensburg Branch	0.15%	$10,000	Learn More Add Review
Liberty Bank and Trust Company Greenwell Springs Branch	0.15%	$2,500	Learn More Add Review
FIDELITY BANK River Ridge Branch	0.15%	$25,000	Learn More
sal \| Apr 15, 2020 Correction: 2/15/2020 6 months rate is .80% Read More Reviews (2)
Resource Bank Franklinton Branch	0.15%	$25,000	Learn More Add Review
Fifth District Savings Bank 4800 Tenth St Branch	0.15%	$2,500	Learn More
Amanda Dailey \| Jul 19, 2019 Fifth District was great when we went to purchase a home and they gave us a very simple process to obtain a mortgage loan. I recommended them many times as I know many realtors however they really disappo... Read More Reviews (1)
First National Bank USA Norco Branch	0.15%	$2,500	Learn More Add Review
State Bank & Trust Company Larose Branch	0.15%	$2,500	Learn More Add Review
Synergy Bank East Houma Office Branch	0.15%	$2,500	Learn More Add Review
Home Bank, National Association 5435 Magazine St Branch	0.14%	$10,000	Learn More Add Review
Banco Bilbao Vizcaya Argenteria	0.13%	$10,000	Learn More
Rate not available in all states.
The Duffster \| May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More Reviews (2)
First National Bank USA Norco Branch	0.12%	$2,500	Learn More Add Review
Chesapeake Bank	0.10%	$1	Learn More
Last change: ↓ 0.05% on September 22, 2024.
Rate History: 0.25% → 0.20% → 0.15% → 0.10%
ruler009 \| May 26, 2017 Before009 Read More Reviews (2)
OneWest Bank, a division of First-Citizens Bank and Trust	0.10%	$50	Learn More Add Review
Last change: ↑ 0.07% on March 26, 2024.
Rate History: 0.03% → 0.10%
First National Bank of Louisiana Lake Charles Branch	0.10%	$100	Learn More Add Review
Northfield Bank	0.10%	$0	Learn More
Stella \| Apr 30, 2019 No issues. I feel confident using them. Read More Reviews (1)
Rayne State Bank & Trust Company Church Point Branch	0.10%	$100	Learn More Add Review
OneLocal Bank	0.10%	$25,000	Learn More Add Review
Last change: ↑ 0.10% on May 11, 2023.
IncredibleBank	0.10%	$10,000	Learn More
Last change: ↓ 0.90% on June 13, 2024.
nonsense \| May 21, 2021 avoid this Read More Reviews (22)
Marion State Bank Sterlington Branch	0.10%	$2,500	Learn More Add Review
Guaranty Bank & Trust Company of Delhi, Louisiana Guaranty Bank & Trust Company Of Delhi, Louisiana Branch	0.10%	$10	Learn More Add Review
Cross Keys Bank Mcmillan Road Branch	0.10%	$25,000	Learn More Add Review
Exchange Bank and Trust Company, Natchitoches, Louisiana Exchange Bank And Trust Company, Natchitoches, Louisiana Branch	0.10%	$2,500	Learn More Add Review
First National Bank in DeRidder Park Terrace Branch	0.10%	$15,000	Learn More Add Review
Caldwell Bank & Trust Company Columbia Heights Branch	0.10%	$2,500	Learn More Add Review
Citizens Progressive Bank Citizens Progressive Bank Branch	0.10%	$2,500	Learn More Add Review
Citizens Bank & Trust Company of Vivian, Louisiana Citizens Bank & Trust Company Of Vivian, Louisiana Branch	0.10%	$2,500	Learn More Add Review
Home Federal Bank Mansfield Road Branch	0.10%	$2,500	Learn More Add Review
Citizens National Bank, N.A. Haynesville Branch	0.10%	$2,500	Learn More Add Review
Origin Bank Highway 2 Banking Center Branch	0.10%	$2,500	Learn More
Ralph \| Nov 26, 2019 They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More Reviews (1)
FSNB, National Association Fsnb - Mansfield Road Walmart Branch	0.10%	$2,500	Learn More Add Review
Gibsland Bank & Trust Company Mansfield Road Branch	0.10%	$2,500	Learn More Add Review
Progressive National Bank Restrictions	0.10%	$2,500	Learn More Add Review
Bank of Oak Ridge Bank Of Oak Ridge Branch	0.10%	$2,500	Learn More Add Review
Delta Bank Lake Providence Branch	0.10%	$2,500	Learn More Add Review
Homeland Federal Savings Bank Homeland Federal Savings Bank Branch	0.10%	$2,500	Learn More Add Review
Bank of Winnfield & Trust Company Bank Of Winnfield & Trust Company Branch	0.10%	$2,500	Learn More Add Review
City Bank & Trust Co. City Bank & Trust Co. Branch	0.10%	$2,500	Learn More Add Review
American Bank & Trust Company Hammond Branch	0.10%	$2,500	Learn More Add Review
Franklin State Bank & Trust Company Crowville Branch	0.10%	$2,500	Learn More Add Review
Concordia Bank & Trust Company Concordia Bank & Trust Company Branch	0.10%	$2,500	Learn More Add Review
United Mississippi Bank Vidalia Branch	0.10%	$2,500	Learn More Add Review
Colfax Banking Company Pollock Branch	0.10%	$2,500	Learn More Add Review
Investar Bank, National Association Investar Bank Branch	0.10%	$2,500	Learn More Add Review
Cottonport Bank Effie Branch	0.10%	$2,500	Learn More
Cindy Hayes \| Apr 2, 2022 We looked long and hard for a bank in our oil and gas supported city that isn't out to destroy us with energy and America killing ESG and DEI programs. I even asked the Better Business Bureau to compile a ... Read More Reviews (1)
Farmers-Merchants Bank & Trust Company Arnaudville Branch	0.10%	$2,500	Learn More Add Review
Bank of Erath Delcambre Branch	0.10%	$2,500	Learn More Add Review
Bank of Abbeville & Trust Company Maurice Branch	0.10%	$2,500	Learn More Add Review
Bank of St. Francisville Bank Of St. Francisville Branch	0.10%	$2,500	Learn More Add Review
Plaquemine Bank & Trust Company Plaquemine Bank & Trust Company Branch	0.10%	$2,500	Learn More Add Review
Anthem Bank & Trust East Baton Rouge Branch	0.10%	$2,500	Learn More Add Review
Bank of Zachary Bank Of Zachary Branch	0.10%	$2,500	Learn More Add Review
Landmark Bank Greensburg Branch	0.10%	$2,500	Learn More Add Review
FIDELITY BANK River Ridge Branch	0.10%	$2,500	Learn More
sal \| Apr 15, 2020 Correction: 2/15/2020 6 months rate is .80% Read More Reviews (2)
United Community Bank Main Street Branch	0.10%	$2,500	Learn More Add Review
Resource Bank Franklinton Branch	0.10%	$10,000	Learn More Add Review
Heritage Bank of St Tammany Heritage Bank Of St Tammany Branch	0.10%	$2,500	Learn More Add Review
Citizens Savings Bank Main Street Branch	0.10%	$2,500	Learn More Add Review
South Louisiana Bank West Park Branch	0.10%	$2,500	Learn More Add Review
Bank of St. Francisville Bank Of St. Francisville Branch	0.10%	$2,500	Learn More Add Review
Metairie Bank & Trust Company Airline Highway Branch	0.07%	$25,000	Learn More Add Review
Hancock Whitney Bank Kentwood Branch	0.05%	$2,499	Learn More
MLB \| Aug 29, 2019 Since Hancock Bank merged with Whitney Bank, it’s no longer the local bank it once was. Fees, gotcha gimmicks, underhanded surprises... It’s nothing more than another big, ugly, corporate bank looking ... Read More Reviews (1)
BankPlus	0.05%	$100	Learn More Add Review
The Evangeline Bank and Trust Company Crowley Branch	0.05%	$100	Learn More Add Review
Progressive Bank Fern Avenue Financial Center Branch	0.05%	$2,500	Learn More Add Review
Cross Keys Bank Mcmillan Road Branch	0.05%	$1	Learn More Add Review
First National Bank in DeRidder Park Terrace Branch	0.05%	$25	Learn More Add Review
Caldwell Bank & Trust Company Columbia Heights Branch	0.05%	$2,500	Learn More Add Review
First Guaranty Bank Kentwood Branch	0.05%	$2,500	Learn More Add Review
Home Federal Bank Mansfield Road Branch	0.05%	$2,500	Learn More Add Review
Gibsland Bank & Trust Company Mansfield Road Branch	0.05%	$2,500	Learn More Add Review
Sabine State Bank and Trust Company Jackson Street Branch	0.05%	$2,500	Learn More Add Review
Delta Bank Lake Providence Branch	0.05%	$2,500	Learn More Add Review
First American Bank and Trust Norco Branch	0.05%	$2,500	Learn More Add Review
JD Bank Mamou Branch	0.05%	$2,500	Learn More Add Review
Investar Bank, National Association Investar Bank Branch	0.05%	$2,500	Learn More Add Review
FIDELITY BANK River Ridge Branch	0.05%	$2,500	Learn More
sal \| Apr 15, 2020 Correction: 2/15/2020 6 months rate is .80% Read More Reviews (2)
Resource Bank Franklinton Branch	0.05%	$2,500	Learn More Add Review
Citizens Savings Bank Main Street Branch	0.05%	$2,500	Learn More Add Review
Fifth District Savings Bank 4800 Tenth St Branch	0.05%	$2,500	Learn More
Amanda Dailey \| Jul 19, 2019 Fifth District was great when we went to purchase a home and they gave us a very simple process to obtain a mortgage loan. I recommended them many times as I know many realtors however they really disappo... Read More Reviews (1)
Bank of America, National Association	0.04%	$2,500	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (11)
Community Bank of Louisiana South Bossier Branch	0.03%	$25,000	Learn More Add Review
Lakeside Bank Lakeside Bank Branch	0.03%	$2,500	Learn More
Cassie Sonnier \| Mar 26, 2022 Worst bank. They close your account without telling you and then make you wait for your money you have left. Read More Reviews (1)
Metairie Bank & Trust Company Airline Highway Branch	0.03%	$2,500	Learn More Add Review
PNC Bank, National Association	0.02%	$50,000	Learn More
Rate History: 1.00% → 0.05% → 0.02%
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
JPMorgan Chase Bank, National Association Lakeside Plaza Branch	0.02%	$25,000	Learn More
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (25)
Community Bank of Louisiana South Bossier Branch	0.02%	$2,500	Learn More Add Review
Landmark Bank Greensburg Branch	0.02%	$2,500	Learn More Add Review
PNC Bank, National Association	0.01%	$2,500	Learn More
Rate History: 0.03% → 0.01%
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Regions Bank Florida Blvd Branch	0.01%	$0	Learn More Add Review
KeyBank National Association	0.01%	$1	Learn More
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
Community Bank of Louisiana South Bossier Branch	0.01%	$2,500	Learn More Add Review
Gulf Coast Bank Maurice Branch	0.01%	$2,500	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.

See rates for Credit Unions →

See rates for Online Banks →

Branches Info across Louisiana

Branch	Street	City	State
Crescent Bank Shreveport Limited Purpose Branch	900 Pierremont, Suite 120	Shreveport	LA
Capital One, National Association Haynesville Drive-Up Branch	9999 Highway 79	Haynesville	LA
Regions Bank Florida Blvd Branch	9590 Florida Boulevard	Baton Rouge	LA
Woodforest National Bank 8188 Houma Louisiana Walmart Branch	933 Grand Caillou Road	Houma	LA
Hancock Whitney Bank Kentwood Branch	606 Avenue G	Kentwood	LA
Finworth, a division of InsBank Psb Home Loans - Loan Production Off Branch	1006 Surrey Street	Lafayette	LA
Hancock Whitney Bank Kentwood Branch	606 Avenue G	Kentwood	LA
Capital One, National Association Haynesville Drive-Up Branch	9999 Highway 79	Haynesville	LA
Woodforest National Bank 8188 Houma Louisiana Walmart Branch	933 Grand Caillou Road	Houma	LA
Crescent Bank Shreveport Limited Purpose Branch	900 Pierremont, Suite 120	Shreveport	LA
Woodforest National Bank 8188 Houma Louisiana Walmart Branch	933 Grand Caillou Road	Houma	LA
Crescent Bank Shreveport Limited Purpose Branch	900 Pierremont, Suite 120	Shreveport	LA
Regions Bank Florida Blvd Branch	9590 Florida Boulevard	Baton Rouge	LA
Woodforest National Bank 8188 Houma Louisiana Walmart Branch	933 Grand Caillou Road	Houma	LA
Citizens Bank & Trust Company of Vivian, Louisiana Citizens Bank & Trust Company Of Vivian, Louisiana Branch	West Arkansas Avenue And South Spruce Street	Vivian	LA
Abbeville Building & Loan (A State-Chartered Savings Bank) Abbeville Building & Loan (A State-C Branch	1212 Charity Street	Abbeville	LA
Citizens Bank & Trust Company of Vivian, Louisiana Citizens Bank & Trust Company Of Vivian, Louisiana Branch	West Arkansas Avenue And South Spruce Street	Vivian	LA
Commercial Capital Bank Commercial Capital Bank Branch	311 Broadway	Delhi	LA
St. Landry Bank and Trust Company Scott Branch	5636 Cameron	Scott	LA
Abbeville Building & Loan (A State-Chartered Savings Bank) Abbeville Building & Loan (A State-C Branch	1212 Charity Street	Abbeville	LA
Marion State Bank Sterlington Branch	9032 Highway #165 North	Sterlington	LA
Bank of Zachary Bank Of Zachary Branch	4743 Main Street	Zachary	LA
Heritage Bank of St Tammany Heritage Bank Of St Tammany Branch	205 North Columbia Street	Covington	LA
Commercial Capital Bank Commercial Capital Bank Branch	311 Broadway	Delhi	LA
American Bank & Trust Company Port Barre Branch	Saizon Street	Port Barre	LA
Woodforest National Bank 8188 Houma Louisiana Walmart Branch	933 Grand Caillou Road	Houma	LA
Citizens Bank & Trust Company Barker's Corner Branch	79030 Hwy 437	Covington	LA
Home Federal Bank Mansfield Road Branch	9300 Mansfield Road	Shreveport	LA
American Bank & Trust Company Port Barre Branch	Saizon Street	Port Barre	LA
Guaranty Bank and Trust Company Livonia Branch	3026 Highway 78	Livonia	LA
Woodforest National Bank 8188 Houma Louisiana Walmart Branch	933 Grand Caillou Road	Houma	LA
Marion State Bank Sterlington Branch	9032 Highway #165 North	Sterlington	LA
BOM Bank Youree Drive Branch	4321 Youree Drive	Shreveport	LA
Gulf Coast Bank and Trust Company Lakeview Branch	848 Harrison Avenue	New Orleans	LA
St. Landry Bank and Trust Company Scott Branch	5636 Cameron	Scott	LA
Liberty Bank and Trust Company Greenwell Springs Branch	8796 Greenwell Springs Road	Baton Rouge	LA
Citizens Bank & Trust Company Barker's Corner Branch	79030 Hwy 437	Covington	LA
Currency Bank Commerce Community Bank Branch	600 East Main Street	Oak Grove	LA
Catalyst Bank Port Barre Branch	341 Saizan Avenue	Port Barre	LA
Gulf Coast Bank and Trust Company Lakeview Branch	848 Harrison Avenue	New Orleans	LA
Washington State Bank Leonville Branch	3371 Oscar Rivette Street	Leonville	LA
Anthem Bank & Trust East Baton Rouge Branch	7809 Jefferson Hwy	Baton Rouge	LA
Woodforest National Bank 8188 Houma Louisiana Walmart Branch	933 Grand Caillou Road	Houma	LA
Catalyst Bank Port Barre Branch	341 Saizan Avenue	Port Barre	LA
Citizens Bank & Trust Company Barker's Corner Branch	79030 Hwy 437	Covington	LA
CLB The Community Bank Harrisonburg Branch	Brushley And Pine Streets	Harrisonburg	LA
United Mississippi Bank Vidalia Branch	4257 Carter Street	Vidalia	LA
Beauregard Federal Savings Bank 522 N. Pine Street Branch	522 N. Pine Street	Deridder	LA
The Bank Lake Arthur Branch	800 North Highway 26	Lake Arthur	LA
Bank of Erath Delcambre Branch	Railroad And Main Streets	Delcambre	LA
Guaranty Bank and Trust Company Livonia Branch	3026 Highway 78	Livonia	LA
Bank of Zachary Bank Of Zachary Branch	4743 Main Street	Zachary	LA
Fifth District Savings Bank 4800 Tenth St Branch	4800 Tenth Street	Marrero	LA
Tensas State Bank St. Joseph Branch	921 Plank Road	St. Joseph	LA
Hibernia Bank 5620 Veterans Memorial Blvd Branch	5620 Veterans Boulevard	Metairie	LA
Tensas State Bank St. Joseph Branch	921 Plank Road	St. Joseph	LA
Citizens Bank & Trust Company Bocage Branch	7646 Jefferson Highway	Baton Rouge	LA
Bank of Coushatta Bank Of Coushatta Branch	1525 Ringgold Avenue	Coushatta	LA
Catalyst Bank Port Barre Branch	341 Saizan Avenue	Port Barre	LA
Delta Bank Lake Providence Branch	406 Lake Street	Lake Providence	LA
Commercial Capital Bank Commercial Capital Bank Branch	311 Broadway	Delhi	LA
Jonesboro State Bank Jonesboro State Bank Branch	109 Main Street	Jonesboro	LA
Sicily Island State Bank Winnsboro Branch	6800 Kinloch Street	Winnsboro	LA
Merchants & Farmers Bank & Trust Company Uptown Branch	400 N Sixth Street	Leesville	LA
Home Bank, National Association 5435 Magazine St Branch	5435 Magazine Street	New Orleans	LA
Investar Bank, National Association Investar Bank Branch	7244 Perkins Road	Baton Rouge	LA
Washington State Bank Leonville Branch	3371 Oscar Rivette Street	Leonville	LA
Bank of Sunset and Trust Company Lafayette Branch	900 Kaliste Saloom Road	Lafayette	LA
Vermilion Bank & Trust Company West-End Branch	West Highway 14 And Trahan Avenue	Kaplan	LA
Plaquemine Bank & Trust Company Plaquemine Bank & Trust Company Branch	24025 Eden Street	Plaquemine	LA
Anthem Bank & Trust East Baton Rouge Branch	7809 Jefferson Hwy	Baton Rouge	LA
United Community Bank Main Street Branch	6473 Highway 44, Suite 106	Gonzales	LA
South Lafourche Bank & Trust Company Cut Off Branch	East 51st Street And Highway 308	Cut Off	LA
Bank of St. Francisville Bank Of St. Francisville Branch	5700 Commerce Street	Saint Francisville	LA
Home Bank, National Association 5435 Magazine St Branch	5435 Magazine Street	New Orleans	LA
JD Bank Mamou Branch	609 Main Street	Mamou	LA
Hibernia Bank 5620 Veterans Memorial Blvd Branch	5620 Veterans Boulevard	Metairie	LA
Citizens Bank & Trust Company Bocage Branch	7646 Jefferson Highway	Baton Rouge	LA
Marion State Bank Sterlington Branch	9032 Highway #165 North	Sterlington	LA
Caldwell Bank & Trust Company Columbia Heights Branch	8157 Highway 165	Columbia	LA
Gibsland Bank & Trust Company Mansfield Road Branch	9709 Mansfield Road	Shreveport	LA
The Mer Rouge State Bank The Mer Rouge State Bank Branch	102 Davenport Avenue	Mer Rouge	LA
Homeland Federal Savings Bank Homeland Federal Savings Bank Branch	7840 Us Highway 165 South	Columbia	LA
Bank of Winnfield & Trust Company Bank Of Winnfield & Trust Company Branch	Jones And Main Streets	Winnfield	LA
American Bank Hammond Branch	506 S. W. Railroad Avenue	Hammond	LA
Merchants & Farmers Bank & Trust Company Uptown Branch	400 N Sixth Street	Leesville	LA
Colfax Banking Company Pollock Branch	U.S. Highway 165	Pollock	LA
Beauregard Federal Savings Bank 522 N. Pine Street Branch	522 N. Pine Street	Deridder	LA
Basile State Bank Eunice Branch	751 West Maple Avenue	Eunice	LA
Bank of Sunset and Trust Company Lafayette Branch	900 Kaliste Saloom Road	Lafayette	LA
Farmers-Merchants Bank & Trust Company Arnaudville Branch	Wilkins And Neblet Streets	Arnaudville	LA
Simmesport State Bank Simmesport State Bank Branch	Highway 1 And Laurel Street	Simmesport	LA
Vermilion Bank & Trust Company West-End Branch	West Highway 14 And Trahan Avenue	Kaplan	LA
Gulf Coast Bank Maurice Branch	9302 Maurice Ave	Maurice	LA
Community First Bank Broussard Branch	801 Albertson Parkway	Broussard	LA
Landmark Bank Greensburg Branch	31 Kendrick	Greensburg	LA
Liberty Bank and Trust Company Greenwell Springs Branch	8796 Greenwell Springs Road	Baton Rouge	LA
FIDELITY BANK River Ridge Branch	9099 Jefferson Hwy	River Ridge	LA
Resource Bank Franklinton Branch	950 Tenth Avenue	Franklinton	LA
Fifth District Savings Bank 4800 Tenth St Branch	4800 Tenth Street	Marrero	LA
First National Bank USA Norco Branch	590 Apple Street	Norco	LA
State Bank & Trust Company Larose Branch	Highway 308	Larose	LA
Synergy Bank East Houma Office Branch	919 Grand Caillou Road	Houma	LA
Home Bank, National Association 5435 Magazine St Branch	5435 Magazine Street	New Orleans	LA
First National Bank USA Norco Branch	590 Apple Street	Norco	LA
First National Bank of Louisiana Lake Charles Branch	551 West Prien Lake Road	Lake Charles	LA
Rayne State Bank & Trust Company Church Point Branch	741.5 South Main Street	Church Point	LA
Marion State Bank Sterlington Branch	9032 Highway #165 North	Sterlington	LA
Guaranty Bank & Trust Company of Delhi, Louisiana Guaranty Bank & Trust Company Of Delhi, Louisiana Branch	Oak And Georgia Streets	Delhi	LA
Cross Keys Bank Mcmillan Road Branch	400 Mcmillan Road	West Monroe	LA
Exchange Bank and Trust Company, Natchitoches, Louisiana Exchange Bank And Trust Company, Natchitoches, Louisiana Branch	700 Front Street	Natchitoches	LA
First National Bank in DeRidder Park Terrace Branch	Highway 171 North	De Ridder	LA
Caldwell Bank & Trust Company Columbia Heights Branch	8157 Highway 165	Columbia	LA
Citizens Progressive Bank Citizens Progressive Bank Branch	3540 Front Street	Winnsboro	LA
Citizens Bank & Trust Company of Vivian, Louisiana Citizens Bank & Trust Company Of Vivian, Louisiana Branch	West Arkansas Avenue And South Spruce Street	Vivian	LA
Home Federal Bank Mansfield Road Branch	9300 Mansfield Road	Shreveport	LA
Bonvenu Bank, National Association Haynesville Branch	9865 Highway 79	Haynesville	LA
Origin Bank Highway 2 Banking Center Branch	929 Sterlington Hwy	Farmerville	LA
FSNB, National Association Fsnb - Mansfield Road Walmart Branch	9550 Mansfield Road	Shreveport	LA
Gibsland Bank & Trust Company Mansfield Road Branch	9709 Mansfield Road	Shreveport	LA
Bank of Oak Ridge Bank Of Oak Ridge Branch	105 N. Oak	Oak Ridge	LA
Delta Bank Lake Providence Branch	406 Lake Street	Lake Providence	LA
Homeland Federal Savings Bank Homeland Federal Savings Bank Branch	7840 Us Highway 165 South	Columbia	LA
Bank of Winnfield & Trust Company Bank Of Winnfield & Trust Company Branch	Jones And Main Streets	Winnfield	LA
City Bank & Trust Co. City Bank & Trust Co. Branch	Second And St. Denis Streets	Natchitoches	LA
American Bank Hammond Branch	506 S. W. Railroad Avenue	Hammond	LA
Franklin State Bank & Trust Company Crowville Branch	5263 Highway 17	Crowville	LA
Concordia Bank & Trust Company Concordia Bank & Trust Company Branch	904 Carter Street	Vidalia	LA
United Mississippi Bank Vidalia Branch	4257 Carter Street	Vidalia	LA
Colfax Banking Company Pollock Branch	U.S. Highway 165	Pollock	LA
Investar Bank, National Association Investar Bank Branch	7244 Perkins Road	Baton Rouge	LA
Cottonport Bank Effie Branch	State Highway 115	Effie	LA
Farmers-Merchants Bank & Trust Company Arnaudville Branch	Wilkins And Neblet Streets	Arnaudville	LA
Bank of Erath Delcambre Branch	Railroad And Main Streets	Delcambre	LA
Bank of Abbeville & Trust Company Maurice Branch	8705 Maurice Avenue	Maurice	LA
Bank of St. Francisville Bank Of St. Francisville Branch	5700 Commerce Street	Saint Francisville	LA
Plaquemine Bank & Trust Company Plaquemine Bank & Trust Company Branch	24025 Eden Street	Plaquemine	LA
Anthem Bank & Trust East Baton Rouge Branch	7809 Jefferson Hwy	Baton Rouge	LA
Bank of Zachary Bank Of Zachary Branch	4743 Main Street	Zachary	LA
Landmark Bank Greensburg Branch	31 Kendrick	Greensburg	LA
FIDELITY BANK River Ridge Branch	9099 Jefferson Hwy	River Ridge	LA
United Community Bank Main Street Branch	6473 Highway 44, Suite 106	Gonzales	LA
Resource Bank Franklinton Branch	950 Tenth Avenue	Franklinton	LA
Heritage Bank of St Tammany Heritage Bank Of St Tammany Branch	205 North Columbia Street	Covington	LA
Citizens Savings Bank Main Street Branch	828 Main Street	Franklinton	LA
South Louisiana Bank West Park Branch	6405 West Park Avenue	Houma	LA
Bank of St. Francisville Bank Of St. Francisville Branch	5700 Commerce Street	Saint Francisville	LA
Metairie Bank & Trust Company Airline Highway Branch	7807 Airline Highway	Metairie	LA
Hancock Whitney Bank Kentwood Branch	606 Avenue G	Kentwood	LA
The Evangeline Bank and Trust Company Crowley Branch	5th Street And Avenue G	Crowley	LA
Progressive Bank Fern Avenue Financial Center Branch	8550 Fern Avenue	Shreveport	LA
Cross Keys Bank Mcmillan Road Branch	400 Mcmillan Road	West Monroe	LA
First National Bank in DeRidder Park Terrace Branch	Highway 171 North	De Ridder	LA
Caldwell Bank & Trust Company Columbia Heights Branch	8157 Highway 165	Columbia	LA
First Guaranty Bank Kentwood Branch	723 Ave G	Kentwood	LA
Home Federal Bank Mansfield Road Branch	9300 Mansfield Road	Shreveport	LA
Gibsland Bank & Trust Company Mansfield Road Branch	9709 Mansfield Road	Shreveport	LA
Sabine State Bank and Trust Company Jackson Street Branch	4716 Jackson Street	Alexandria	LA
Delta Bank Lake Providence Branch	406 Lake Street	Lake Providence	LA
First American Bank and Trust Norco Branch	903 First Street	Norco	LA
JD Bank Mamou Branch	609 Main Street	Mamou	LA
Investar Bank, National Association Investar Bank Branch	7244 Perkins Road	Baton Rouge	LA
FIDELITY BANK River Ridge Branch	9099 Jefferson Hwy	River Ridge	LA
Resource Bank Franklinton Branch	950 Tenth Avenue	Franklinton	LA
Citizens Savings Bank Main Street Branch	828 Main Street	Franklinton	LA
Fifth District Savings Bank 4800 Tenth St Branch	4800 Tenth Street	Marrero	LA
Community Bank of Louisiana South Bossier Branch	Highway 71 And Jimmie Davis Highway	Bossier City	LA
Lakeside Bank Lakeside Bank Branch	4735 Nelson Road	Lake Charles	LA
Metairie Bank & Trust Company Airline Highway Branch	7807 Airline Highway	Metairie	LA
JPMorgan Chase Bank, National Association Lakeside Plaza Branch	127 W Broad St	Lake Charles	LA
Community Bank of Louisiana South Bossier Branch	Highway 71 And Jimmie Davis Highway	Bossier City	LA
Landmark Bank Greensburg Branch	31 Kendrick	Greensburg	LA
Regions Bank Florida Blvd Branch	9590 Florida Boulevard	Baton Rouge	LA
Community Bank of Louisiana South Bossier Branch	Highway 71 And Jimmie Davis Highway	Bossier City	LA
Gulf Coast Bank Maurice Branch	9302 Maurice Ave	Maurice	LA

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

LOUISIANA SAVINGS ACCOUNT ENVIRONMENT

Louisiana's status as a poor state can have some impact on its banking system. Here are a few ways it may be affected:

1. Limited capital: A poor state often has limited financial resources, which could translate into lower deposits and less capital available for banks. This may restrict the capacity of banks to lend and invest.

2. Higher risk levels: Lower income levels in the state can result in higher default rates on loans, making the banking system riskier. This may lead to stricter lending practices and higher interest rates, making it more challenging for individuals and businesses to access credit.

3. Limited access to financial services: The poverty rate can affect the demand for banking services. People with limited income may be less likely to have bank accounts or engage in financial transactions, resulting in reduced demand for banking services in the state.

4. Limited competition and innovation: The profitability and attractiveness of the banking sector are influenced by the economic conditions of a region. A poor state may face limited competition among banks, restricting innovation and the introduction of new financial products and services.

However, it's worth noting that these effects can vary depending on several factors, including the overall economic development strategies, state policies, and the specific characteristics of individual banks operating within Louisiana.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES

Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

Find a bank with a location convenient to you. Location counts.
Choose a bank with good rates. Rates are important to get continued growth of your capital.
Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.