Florida

Image Courtesy: www.pixabay.com

Florida Savings Rates

You are viewing savings rates from banks across Florida

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

FL - August 20, 2025

Savings Account National Average Rate: 0.45% ?

Banks APY MIN

Online Savings Account. Account is indicated as not currently available to new customers, but bank accepts new customers who sign up to be notified after 1-2 weeks.
Last change: ↓0.15% on March 12.
Rate History: 5.15% → 5.00% → 4.85% → 4.75% → 4.60%

| Oct 29, 2024

Agree with the prior review even though it is 10 years old. It is shady and it doesn't show up on other sites. However, they did pay me 5.30% and although it is recently lowered to 5.15% it is still the b... Read More

Last change: ↓ 0.15% on February 3.

| Jan 22, 2025

It wasn't all smooth. I needed to call, long wait times. In the end, I felt like the beta customer which isn't how you want to feel with a bank. Read More

Rate requires download of bank app and recording of over 12,500 average daily steps (or 10,000 if over age of 65).
Last change: ↓0.05% on August 4.
Rate History: 5.00% → 4.90% → 4.75% → 4.55% → 4.50%

| Oct 11, 2022

Glad to have found this one and thanks to bestcashcow for not hiding the best rates like bankrate does Read More

New money only. Requires Direct Deposit. Account carries a $15 monthly service charge.
Rate History: 5.34% → 4.72% → 4.46%

| Mar 2, 2024

Attracted to the name, but the service had too many steps so I didn't open an account. Read More

Last change: ↓ 0.20% on August 2.

Rate History: 4.66% → 4.46%

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

Direct Money Market Account.
Rate History: 4.86% → 4.67% → 4.51% → 4.47% → 4.41%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Last change: ↓ 0.09% on August 2.

Rate History: 4.75% → 4.35% → 4.54% → 4.44% → 4.35%

| Jan 28, 2025

4.75% is an introductory rate and they are not openly clear about that. Don't expect 4.75% to continue. They are otherwise competitive. Read More

Surge Money Market. Bank reports that this rate is available for new accounts only. External transfers are limited to $5,000/day and are not free.
Rate History: 4.85% → 4.70% → 4.50% → 4.40% → 4.35%

| May 30, 2023

They really do pay this amount, but the account lacks any functionality and they are constantly looking for some sort of add-on fee to enable them to claw back the interest. Any bank with a higher rate an... Read More

Rate History: 5.25% → 4.90% → 4.55% → 4.45% → 4.35%

High Yield Money Market. External transfers are limited to $30,000 per week.
Rate History: 4.80% → 4.65% → 4.52% → 4.37% → 4.32%

| Sep 30, 2023

CFG overs very competitive Interest rates on their High Yield Savings account. I did everything ONLINE and have not had any issues with their service. Read More

Cornerstone Money Market Account. Bank reports that this account is available to new customers only. Old account holders in the savings product are earning 1.10%.
Rate History: 4.56% → 4.46% → 4.41% → 4.36% → 4.31%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Performance Savings
Last change: ↓0.10% on January 18.
Rate History: 5.15% → 5.05% → 4.75% → 4.40% → 4.30%

| Mar 20, 2025

A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More

External outbound transfers are limited to $25,000 per day.
Last change: ↓0.10% on April 18.
Rate History: 5.00% → 4.90% → 4.50% → 4.40% → 4.30%

| Aug 26, 2022

Too slow to raise rates. Read More

High-Yield Savings Account. Outbound transfers limited to $10,000/day or less.
Last change: ↓0.05% on July 13.
Rate History: 4.50% → 4.40% → 4.35% → 4.30% → 4.25%

| Jul 4, 2025

Bread's current 6-month CD is 4.45%, not 4.35%. Read More

Rate History: 4.50% → 4.25%

| Oct 18, 2016

IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More

Online Savings Account
Last change: ↓0.15% on May 24.
Rate History: 4.90% → 4.75% → 4.50% → 4.40% → 4.25%

| Nov 18, 2023

bank delayed 1-2days to credit into your account, pay less interest. Read More

Quontic Money Market Account.
Rate History: 4.00% → 4.75% → 4.50% → 4.25% → 4.25%

| Mar 17, 2023

STAY AWAY ! They closed my accounts with no warning. After multiple successful direct deposits and mobile checks deposits, they claimed one of the three checks I deposited a few days ago was fake. No... Read More

Rate History: 4.50% → 4.40% → 4.25% → 4.00% → 4.25%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

Promotional rate for 3 months up to $11,000. Requires $25,000 in new deposits within 10 days of registration. After 3 month promotional period, rate reverts to between 0.03% and 0.12%.
Rate History: 4.75% → 5.00% → 4.50% → 4.35% → 4.25%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Online Savings Account.
Last change: ↓0.35% on December 18, 2024.
Rate History: 5.00% → 5.30% → 5.00% → 4.60% → 4.25%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Ivy Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and c... Read More

Growth Savings
Last change: ↓0.35% on January 8.
Rate History: 5.15% → 5.30% → 5.00% → 4.60% → 4.25%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More

Rate History: 5.01% → 4.81% → 4.40% → 3.90% → 4.25%

| Sep 22, 2023

Terrible bank. Terrible service. Not equipped to service customers outside Florida. Plays games with your taxes by issuing 1090s whenever. Really shouldn't be on this list or your radar. Avoid. Read More

Money Market Account. Bank does not offer ACH processing; customers need to initiate ACH externally.
Rate History: 5.00% → 4.75% → 4.50% → 4.25%

| Dec 12, 2022

Developed buyers remorse after they stopped raising the rate and switched to Brilliant. Read More

LevelUp Savings Account. Requires direct deposit of at least $250/month. Bank's standard online savings rate is 3.40% APY.
Last change: ↓0.20% on July 15.
Rate History: 5.00% → 4.75% → 4.50% → 4.40% → 4.20%

| Aug 18, 2025

Sophomoric as hell. I opened a LevelUp account for the 4.40% rate (now 4.20%). Rate requires automatic $250 deposit each month which I made, but I now realized that I never got that rate. Customer servic... Read More

Last change: ↓ 0.15% on April 18.

Rate History: 4.65% → 4.65% → 4.50% → 4.35% → 4.20%

| Apr 20, 2024

Save your tears for another day. Very frustrating. 1-star. Read More

Last change: ↓ 0.30% on March 12.

Rate History: 5.25% → 5.05% → 4.80% → 4.50% → 4.20%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Jenius Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, an... Read More

Online Savings Account.
Last change: ↓0.15% on July 21.
Rate History: 4.75% → 4.70% → 4.35% → 4.20%

| Apr 7, 2023

Good luck deploying those high yield savings into profitable investments. It’s always a bad strategy … unbridled growth using volatile deposits forcing them to go out on the risk spectrum to make a dec... Read More

High Yield Savings Account.
Last change: ↓0.11% on July 15.
Rate History: 5.02% → 4.52% → 4.37% → 4.26% → 4.15%

| Mar 19, 2022

Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More

Last change: ↓ 0.10% on August 11.

Rate History: 4.45% → 4.45% → 4.25% → 4.15%

| Jul 1, 2022

not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More

Rate History: 4.00% → 2.51% → 5.25% → 5.00%

| Jul 1, 2022

Very easy opening process and wonderful staff. Read More

Rate History: 4.90% → 4.75% → 4.55% → 4.20% → 4.10%

| Feb 15, 2024

I have always had great experiences with short-term CDs from this bank. No delays. Read More

Last change: ↓ 0.30% on December 9, 2024.

Rate History: 4.50% → 4.00% → 3.45% → 4.40% → 4.10%

| Jan 18, 2024

Hi, We've noticed your website is at risk due to spammy comments and contact form submissions, making it susceptible to issues like spammy backlinks and data breaches. Don't worry—there's a simple sol... Read More

Direct Savings. Bank reports that this rate is available for new accounts only.
Last change: ↓0.05% on April 4.
Rate History: 4.40% → 4.30% → 4.20% → 4.10% → 4.05%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Personal Savings Account.
Last change: ↓0.10% on June 24.
Rate History: 4.50% → 4.15% → 4.05%

| May 6, 2023

Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More

Rate History: 4.65% → 4.75% → 4.25% → 4.05%

| Apr 25, 2022

We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki Read More

Jumbo Savings.
Last change: ↓0.10% on April 18.
Rate History: 4.60% → 4.50% → 4.25% → 4.15% → 4.05%

| Jul 17, 2021

I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More

CIBC Agility Savings Account.
Last change: ↓0.09% on July 15.
Rate History: 4.38% → 4.28% → 4.21% → 4.11% → 4.02%

| Jul 23, 2023

easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More

Bank reports that this rate is for new customers only. Bank also charges ACH transfer fees and routinely lowers rates for existing customers below those advertised.
Last change: ↓0.24% on January 18.
Rate History: 5.01% → 4.41% → 4.50% → 4.25% → 4.01%

| Dec 8, 2020

Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More

UFB High Yield Savings. Bank reports that this rate is for new customers only.
Rate History: 4.83% → 4.57% → 4.31% → 4.01% → 4.01%

| Jul 18, 2023

I got into this one back in early April for the rate. It was the first to hit 5%. I put up with all sorts of annoying thing getting the account funded (including a 5-day wait period during which they had... Read More

Last change: ↓ 0.25% on January 18.

Rate History: 5.00% → 4.85% → 4.25% → 4.00%

| Jun 13, 2023

I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More

eMoneyMarket Special. Bank reports that rate is extended for new money only.
Rate History: 5.25% → 4.75% → 4.50% → 4.25% → 4.00%

| Dec 22, 2018

I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More

Platinum Savings. Bank reports that this rate is available for new accounts only.
Last change: ↓0.10% on July 7.
Rate History: 4.55% → 4.35% → 4.30% → 4.10% → 4.00%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Money Market Premier. Bank reports that this rate is for new customers only.
Rate History: 4.85% → 4.75% → 4.50% → 4.25% → 4.00%

| Jul 6, 2023

This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More

Rate History: 4.80% → 4.50% → 4.30% → 4.05% → 4.00%

| Nov 17, 2021

Does Busey Bank cash Series EE Savings Bonds? Read More

Last change: ↓ 0.10% on January 2.

Rate History: 4.50% → 4.25% → 4.10% → 4.00%

| Jan 10, 2024

Account was frozen (over 400K) after they confused our account with another account / person whose name was not even very similar. We were treated like dirt after 12 years and "Guilty until Innocent". I ha... Read More

Performance Money Market
Rate History: 4.30% → 4.20% → 4.30% → 4.00%

| Mar 20, 2025

A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More

Rate History: 5.00% → 4.40% → 4.25% → 4.15% → 4.00%

| Oct 2, 2015

I have a CD maturing on 11/15 please email your CD Rates and contact info. Read More

Rate History: 1.35% → 5.25% → 4.75% → 4.50% → 4.00%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

Rate History: 3.98% → 3.96%

| Jul 17, 2021

I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More

Last change: ↓ 0.10% on April 4.

Rate History: 4.20% → 4.10% → 4.25% → 4.00% → 3.90%

| May 2, 2022

Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More

Rate History: 4.75% → 3.90%

Rate History: 4.45% → 4.20% → 4.00% → 3.90%

| Mar 14, 2018

Poor service. Condescending attitude. Savings application denied without giving reason (Equifax file had a freeze because of hacking history) and not advising customer of need to unfreeze credit file for a... Read More

Last change: ↓ 0.20% on February 6.

Rate History: 4.00% → 4.25% → 4.10% → 3.90%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.20% → 4.10% → 4.10% → 3.90% → 3.85%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Online Savings
Last change: ↓0.15% on January 4.
Rate History: 4.25% → 4.50% → 4.25% → 4.00% → 3.85%

| Mar 17, 2023

STAY AWAY ! They closed my accounts with no warning. After multiple successful direct deposits and mobile checks deposits, they claimed one of the three checks I deposited a few days ago was fake. No... Read More

Last change: ↑ 1.81% on February 4.

| Mar 2, 2024

Attracted to the name, but the service had too many steps so I didn't open an account. Read More

Last change: ↓ 0.21% on March 24.

Rate History: 4.28% → 4.60% → 4.01% → 3.80%

| Jun 12, 2022

I have a small question Read More

Last change: ↓ 0.20% on January 25.

Rate History: 4.30% → 4.30% → 4.20% → 4.00% → 3.80%

| May 17, 2022

Not what it seems. Avoid! Read More

External transfers may take up to 3 business days and may be limited to $25,000/day.
Last change: ↓0.20% on June 4.
Rate History: 4.50% → 4.30% → 4.10% → 4.00% → 3.80%

| Oct 23, 2023

Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More

High-Yield Savings Account.
Last change: ↓0.20% on February 24.
Rate History: 4.80% → 4.50% → 4.15% → 4.00% → 3.80%

| May 8, 2023

STAY BELOW FDIC limits. This is a desperate product unleashed from a distressed bank! Read More

MySavings Account.
Last change: ↓0.35% on May 19.
Rate History: 4.35% → 4.10% → 3.75%

| Apr 25, 2023

with all of these online bank, including the well known ones, delaying transfers forever in order to fund these high rates, this one still executes inbound and outbound transfers immediately. Read More

Rate History: 4.25% → 3.75%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Online transfers limited to $1,500 per day and $10,000 per month.
Last change: ↓1.00% on December 19, 2024.
Rate History: 4.75% → 4.00% → 4.80% → 4.75% → 3.75%

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Rate History: 4.50% → 4.15% → 3.90% → 3.70%

| Mar 20, 2016

Good solid bank. Read More

Rate History: 4.00% → 3.70%

| May 19, 2018

Experience Read More

Rate History: 4.00% → 3.65% → 3.66%

| Jul 28, 2022

Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More

Last change: ↓ 0.10% on May 29.

Rate History: 4.25% → 4.10% → 3.90% → 3.75% → 3.65%

| Feb 15, 2024

best bank on the list but no longer the most competitive Read More

Rate History: 3.76% → 3.77% → 3.77% → 3.61%

| Jan 30, 2024

Have an IRA rollover, they don't take IRAs any longer. Read More

Last change: ↓ 0.10% on May 16.

Rate History: 4.00% → 3.90% → 3.75% → 3.70% → 3.60%

| Jan 10, 2024

AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More

Rate History: 4.10% → 4.00% → 3.90% → 3.80% → 3.60%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Last change: ↓ 0.10% on April 25.

Rate History: 4.30% → 4.10% → 4.00% → 3.70% → 3.60%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 1.50% → 3.56%

| Jul 28, 2020

Dropped rates again with restrictive transfer limits and poor service. Better rates and liquidity elsewhere. Beware!!! Read More

360 Performance Savings Account. Rate available for new account holders only.
Last change: ↓0.10% on July 2.
Rate History: 3.90% → 3.80% → 3.70% → 3.60% → 3.50%

| Mar 15, 2023

Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More

Last change: ↓ 0.10% on July 23.

Rate History: 4.00% → 3.80% → 3.70% → 3.60% → 3.50%

| Aug 31, 2022

never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More

Online Money Market Account. Ally's Online Savings account rate is only 3.75% APY.
Rate History: 3.80% → 3.70% → 3.60% → 3.60% → 3.50%

| Aug 13, 2023

Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More

Last change: ↓ 0.20% on July 30.

Rate History: 4.15% → 3.70% → 3.50%

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 4.00% → 3.50%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Not available to residents of states with PNC branch locations.
Rate History: 4.65% → 3.50% → 3.50%

| Jun 29, 2023

$10K monthly transfer limit. No thanks Read More

Rate History: 3.85% → 3.75% → 3.70% → 3.60% → 3.50%

| Apr 14, 2020

I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More

Rate History: 3.55% → 3.50% → 0.07% → 0.06% → 3.45%

| Apr 4, 2016

I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

Last change: ↓ 0.25% on May 16.

Rate History: 4.25% → 4.25% → 3.90% → 3.60% → 3.35%

| Mar 14, 2018

Poor service. Condescending attitude. Savings application denied without giving reason (Equifax file had a freeze because of hacking history) and not advising customer of need to unfreeze credit file for a... Read More

| Dec 26, 2021

SJennings Read More

Rate History: 4.00% → 3.75% → 3.50% → 3.25%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 3.75% → 3.25%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

| Aug 29, 2019

Since Hancock Bank merged with Whitney Bank, it’s no longer the local bank it once was. Fees, gotcha gimmicks, underhanded surprises... It’s nothing more than another big, ugly, corporate bank looking ... Read More

Rate History: 4.10% → 3.50% → 3.00%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

Rate History: 1.00% → 3.00%

| Mar 20, 2016

Good solid bank. Read More

Rate History: 4.25% → 3.75% → 3.35% → 3.00%

Rate History: 2.00% → 3.56% → 3.30% → 3.09% → 2.94%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

2.60%

$250

Learn More

Rate History: 2.50% → 3.00% → 2.53%

| May 21, 2021

avoid this Read More

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

| Jun 1, 2021

Update: STAY AWAY FROM THIS BANK! They have no clue how to run an online bank. This bank is not ready for prime time. Nothing but problems. Customer service is dismal at best. Read More

Rate History: 0.15% → 2.53%

| Jul 7, 2022

Insbank 1 yr is 1.5 % 18month is 1.6% 7-7-2022 Read More

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 4.08% → 3.98% → 3.87% → 3.77% → 2.28%

| Dec 8, 2023

We have been banking with Citizen's First for 4 years. Their branches, service, website, and employee attitudes are and always have been excellent. Their branches are warmly personal with free buttered po... Read More

Last change: ↓ 0.35% on October 11, 2024.

Rate History: 2.60% → 2.25%

| Jun 26, 2022

ACH transfers are not allowed. Called and was told that I had to set up wire transfers (and pay fees) or I could come in to the bank and get a bank check. Read More

Last change: ↓ 0.25% on April 9.

Rate History: 2.75% → 2.50% → 2.25%

Rate History: 2.48% → 2.12%

| Oct 23, 2023

Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More

Rate History: 1.75% → 0.70% → 1.75% → 1.65%

| Dec 2, 2022

No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

| Nov 5, 2018

1years Read More

Rate History: 3.55% → 3.50% → 0.08% → 0.05% → 1.14%

| Apr 4, 2016

I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More

Last change: ↑ 0.09% on February 13, 2023.

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 1.50% → 1.45% → 1.10%

| Nov 28, 2022

While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More

Rate History: 1.01% → 1.02% → 1.01%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 2.02% → 1.76% → 1.26% → 1.16% → 1.00%

| Dec 30, 2018

Garden14 Read More

Rate History: 1.15% → 1.10% → 1.06% → 0.95% → 0.90%

| May 26, 2017

Before009 Read More

Last change: ↓ 0.01% on July 28.

Rate History: 1.00% → 0.81% → 0.80%

| Jan 30, 2024

Have an IRA rollover, they don't take IRAs any longer. Read More

Last change: ↓ 0.66% on May 16.

Rate History: 1.60% → 1.50% → 1.45% → 0.79%

| Feb 24, 2020

I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More

0.75%

$2,500

Learn More

Rate History: 0.80% → 0.05% → 0.10% → 0.80% → 0.70%

| Nov 11, 2021

nino Read More

| Aug 19, 2021

Best Service! Read More

Last change: ↑ 0.25% on August 5, 2024.

Rate History: 1.36% → 1.11% → 0.85% → 0.60% → 0.50%

Rate History: 0.60% → 0.50%

| Oct 2, 2015

I have a CD maturing on 11/15 please email your CD Rates and contact info. Read More

| Mar 29, 2020

have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More

0.50%

$25,000

Learn More

0.40%

$25,000

Learn More

0.40%

$2,500

Learn More

0.40%

$2,500

Learn More

Rate History: 0.75% → 0.65% → 1.75% → 0.50% → 0.40%

| Dec 2, 2022

No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More

Inbound transfers limited to $25,000/day and $100,000/month.

| Aug 28, 2022

Rates are totally uncompetitive now. Read More

Rate History: 1.00% → 0.50% → 0.40%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

0.35%

$25,000

Learn More

0.35%

$10,000

Learn More

0.35%

$10,000

Learn More

| Aug 19, 2021

Best Service! Read More

0.30%

$10,000

Learn More

0.30%

$2,500

Learn More

0.30%

$25,000

Learn More

0.30%

$2,500

Learn More

| Oct 2, 2020

O stars! Horrible bank Read More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Aug 13, 2019

I filled out the application 10 days ago answering all questions and sent a file with a copy of my drivers license to Western Bank. I received an email saying that a banker would call me within one busines... Read More

0.25%

$25,000

Learn More

Rate History: 0.30% → 0.25%

| Dec 30, 2018

Garden14 Read More

0.25%

$25,000

Learn More

0.25%

$2,500

Learn More

0.25%

$25,000

Learn More

| Apr 1, 2022

This bank is the absolute worst along with [name redacted] and [name redacted]. Their communication is horrible, they lie and are negligent. They told me I was approved for a commercial loan so I moved for... Read More

0.25%

$2,500

Learn More

0.25%

$2,500

Learn More

0.25%

$25,000

Learn More

| Jun 14, 2021

I have banked with Midsouth for 4 years. I deposited a check that was for $6,000. I explained at the time of the deposit that I needed the mo ur available for my sons surgery that was in a few days. They t... Read More

| Mar 19, 2022

Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

Rate History: 4.25% → 4.16% → 4.25% → 3.75% → 0.25%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.21%

$25,000

Learn More

0.20%

$2,500

Learn More

0.20%

$10,000

Learn More

| Aug 5, 2020

They can open a CD only if you are a local or already have an account. Otherwise they will send you an application which you can fill out and send back. If you call and get a message it says "No one is ava... Read More

0.20%

$2,500

Learn More

0.20%

$10,000

Learn More

0.20%

$2,500

Learn More

0.20%

$2,500

Learn More

| Apr 1, 2022

This bank is the absolute worst along with [name redacted] and [name redacted]. Their communication is horrible, they lie and are negligent. They told me I was approved for a commercial loan so I moved for... Read More

0.20%

$25,000

Learn More

0.20%

$25,000

Learn More

| Jun 14, 2021

I have banked with Midsouth for 4 years. I deposited a check that was for $6,000. I explained at the time of the deposit that I needed the mo ur available for my sons surgery that was in a few days. They t... Read More

0.20%

$0

Learn More

0.18%

$10,000

Learn More

0.16%

$10,000

Learn More

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

| Aug 5, 2020

They can open a CD only if you are a local or already have an account. Otherwise they will send you an application which you can fill out and send back. If you call and get a message it says "No one is ava... Read More

Rate History: 0.20% → 0.15%

| Nov 5, 2018

1years Read More

| Feb 4, 2020

Academy was great helping me open a new account Read More

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

0.15%

$15,000

Learn More

Last change: ↓ 0.10% on December 6, 2024.

Rate History: 0.48% → 0.25% → 0.15%

| Feb 12, 2020

WILL YOU CASH MY EE SAVINGS BONDS? PLEASE ADVSE. Read More

Last change: ↓ 0.30% on June 30, 2023.

| Apr 30, 2019

No issues. I feel confident using them. Read More

0.15%

$25,000

Learn More

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

0.15%

$25,000

Learn More

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

0.15%

$25,000

Learn More

| Apr 1, 2022

This bank is the absolute worst along with [name redacted] and [name redacted]. Their communication is horrible, they lie and are negligent. They told me I was approved for a commercial loan so I moved for... Read More

0.15%

$2,500

Learn More

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

0.15%

$10,000

Learn More

0.15%

$25,000

Learn More

0.15%

$2,500

Learn More

| Jun 14, 2021

I have banked with Midsouth for 4 years. I deposited a check that was for $6,000. I explained at the time of the deposit that I needed the mo ur available for my sons surgery that was in a few days. They t... Read More

| Oct 2, 2020

O stars! Horrible bank Read More

Rate History: 1.00% → 0.15%

| Dec 8, 2023

We have been banking with Citizen's First for 4 years. Their branches, service, website, and employee attitudes are and always have been excellent. Their branches are warmly personal with free buttered po... Read More

Rate History: 0.45% → 0.20% → 0.15%

Rate not available in all states.

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.13%

$25,000

Learn More

0.11%

$25,000

Learn More

0.11%

$2,500

Learn More

Last change: ↓ 0.05% on September 22, 2024.

Rate History: 0.25% → 0.20% → 0.15% → 0.10%

| May 26, 2017

Before009 Read More

Last change: ↑ 0.07% on March 26, 2024.

Rate History: 0.03% → 0.10%

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

Last change: ↑ 0.07% on March 26, 2024.

Rate History: 0.03% → 0.10%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

| Apr 10, 2022

these are the absolute worst rates in history--a 5 year old could see that--either wake up or close your doors to legitimate customers! Read More

0.10%

$2,500

Learn More

0.10%

$200

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Feb 4, 2020

Academy was great helping me open a new account Read More

| Nov 15, 2020

Do they? Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Nov 10, 2020

These rates are wrong Read More

0.10%

$25,000

Learn More

0.10%

$2,500

Learn More

0.10%

$1

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$10,000

Learn More

0.10%

$10,000

Learn More

0.10%

$25,000

Learn More

| Jul 31, 2016

This Danny Burgess from Dalton. Ha. 30720 I am nominee next to kin. To Mrs. Endriani pipper and beneficidery. With your bank I want know. If you have received. The letter of funds release sent to ... Read More

| Apr 30, 2019

No issues. I feel confident using them. Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Jun 14, 2021

I have banked with Midsouth for 4 years. I deposited a check that was for $6,000. I explained at the time of the deposit that I needed the mo ur available for my sons surgery that was in a few days. They t... Read More

| May 30, 2022

I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More

| Nov 4, 2020

Transfer cds to checking. Trustmark Madison ok, Not, 6 figures deposit lost for 6 days they say due to scanner error. Then when we go to branch office mgr. all huffy tht error upset because of their mist... Read More

| Oct 2, 2020

O stars! Horrible bank Read More

0.10%

$2,500

Learn More

Last change: ↑ 0.10% on May 11, 2023.

Last change: ↓ 0.90% on June 13, 2024.

| May 21, 2021

avoid this Read More

| Nov 15, 2020

Do they? Read More

| Nov 15, 2020

Do they? Read More

0.08%

$2,500

Learn More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

0.07%

$25,000

Learn More

0.07%

$2,500

Learn More

0.06%

$2,500

Learn More

Rate History: 0.50% → 0.05% → 0.05%

| Aug 30, 2023

Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More

0.05%

$2,500

Learn More

You must have a Premier Checking account to obtain this rate.

| May 11, 2023

They made mistakes twice and would not correct them Read More

0.05%

$2,500

Learn More

0.05%

$10

Learn More

| Aug 29, 2019

Since Hancock Bank merged with Whitney Bank, it’s no longer the local bank it once was. Fees, gotcha gimmicks, underhanded surprises... It’s nothing more than another big, ugly, corporate bank looking ... Read More

0.05%

$2,500

Learn More

Rate History: 0.60% → 0.40% → 0.30% → 0.15% → 0.05%

| Dec 2, 2022

No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More

0.05%

$2,500

Learn More

| Apr 10, 2022

these are the absolute worst rates in history--a 5 year old could see that--either wake up or close your doors to legitimate customers! Read More

0.05%

$2,500

Learn More

| Jul 22, 2021

This is a criminal lender and the worst bank. They merged with CenterState Bank.. They have made our lives miserable with a wrongful, fraudulent foreclosure. We will be starting a Website with all of the ... Read More

0.05%

$2,500

Learn More

| Nov 15, 2020

Do they? Read More

0.05%

$1

Learn More

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$25,000

Learn More

0.05%

$1

Learn More

| Apr 5, 2020

great Read More

0.05%

$10,000

Learn More

0.05%

$10,000

Learn More

0.05%

$100

Learn More

| Feb 4, 2020

Academy was great helping me open a new account Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| May 30, 2022

I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More

| Jul 31, 2017

Outstanding bank, management and client service. Well run and financially very strong Read More

0.05%

$10,000

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Mar 10, 2021

HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More

0.05%

$2,500

Learn More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

0.04%

$2,500

Learn More

0.04%

$2,500

Learn More

0.04%

$2,500

Learn More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

0.03%

$2,500

Learn More

| Mar 25, 2019

CDs shown are not offered in Knoxville area Read More

| May 11, 2023

They made mistakes twice and would not correct them Read More

0.03%

$10,000

Learn More

0.03%

$2,500

Learn More

0.03%

$2,500

Learn More

0.03%

$2,500

Learn More

| Nov 4, 2020

Transfer cds to checking. Trustmark Madison ok, Not, 6 figures deposit lost for 6 days they say due to scanner error. Then when we go to branch office mgr. all huffy tht error upset because of their mist... Read More

| Nov 15, 2020

Do they? Read More

| Oct 18, 2016

IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More

Rate History: 1.00% → 0.05% → 0.02%

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.02%

$2,500

Learn More

0.02%

$25,000

Learn More

| Jul 31, 2016

This Danny Burgess from Dalton. Ha. 30720 I am nominee next to kin. To Mrs. Endriani pipper and beneficidery. With your bank I want know. If you have received. The letter of funds release sent to ... Read More

0.02%

$2,500

Learn More

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 0.03% → 0.01%

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.01%

$0

Learn More

0.01%

$2,500

Learn More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

0.01%

$2,500

Learn More

| Nov 12, 2018

Helpful w/$ Read More

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

| Oct 18, 2016

IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More

| Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More

0.01%

$2,500

Learn More

| Apr 5, 2020

great Read More

| Aug 22, 2019

Despite a perfect payment record of their Line of Credit during Four Years, Seacoast Bank arbitrarily sent a demand letter threatening legal action if I do not pay $ 39,000 immediately. The only option off... Read More

0.01%

$0

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

| Mar 10, 2021

HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


Branches Info across Florida


Branch Street City State
Comerica Bank
Naples Branch
3001 Tamiami Trl Ste 100 Naples FL
Banesco USA
Doral Boulevard Branch
9500 Nw 41 Street Doral FL
Citibank, National Association
Boca Mizner Branch
700 South Federal Highway Boca Raton FL
Busey Bank
Busey Bank, Na Branch
7980 Summerlin Lakes Drive Fort Myers FL
Popular Bank
Dadeland Branch
8875 Dadeland Blvd Miami FL
Banesco USA
Doral Boulevard Branch
9500 Nw 41 Street Doral FL
Popular Bank
Dadeland Branch
8875 Dadeland Blvd Miami FL
Synchrony Bank
Berryhill Road Branch
5907 Berryhill Road Milton FL
Popular Bank
Dadeland Branch
8875 Dadeland Blvd Miami FL
Beal Bank USA
Tampa Branch
4142 West Boy Scout Boulevard, Suite E-4 Tampa FL
BankUnited, National Association
Coral Gables Branch
999 Ponce De Leon Boulevard Coral Gables FL
TD Bank, National Association
Stuart Branch
989 South Federal Highway Stuart FL
Truist Bank
Branch Banking And Trust Company
9770 Nw 25th Street Doral FL
Regions Bank
Ft Lauderdale Branch
100 Se 3rd Avenue Fort Lauderdale FL
Beal Bank USA
Tampa Branch
4142 West Boy Scout Boulevard, Suite E-4 Tampa FL
HSBC Bank USA, National Association
Bal Harbour Surfside Branch
9501 Harding Avenue Surfside FL
TrustCo Bank
Maitland Branch
9400 Us Rt 17/92 Ste F Maitland FL
Busey Bank
Busey Bank, Na Branch
7980 Summerlin Lakes Drive Fort Myers FL
Axiom Bank, National Association
St Cloud Branch
4400 13th St Saint Cloud FL
Woodforest National Bank
8253 Jacksonville Florida Walmart Br Branch
6830 Normandy Blvd Jacksonville FL
Stearns Bank National Association
St Petersburg Branch
7555 Dr. Martin Luther King, Jr. Street North Saint Petersburg FL
Hancock Whitney Bank
Crestview Southside Branch
2541 South Highway 85 Crestview FL
U.S. Bank National Association
Naples Pcr Branch
9105 Strada Place, Suite 3200 Naples FL
BMO Bank National Association
Bonita Beach Road Office Branch
9000 Bonita Beach Road Se Bonita Springs FL
Finworth, a division of InsBank
Gulfport Boulevard Branch
6750 Gulfport Boulevard South South Pasadena FL
Hancock Whitney Bank
Crestview Southside Branch
2541 South Highway 85 Crestview FL
Citizens First Bank
Mulberry Grove Branch
8590 S.E. 165th Mulberry Lane The Villages FL
Woodforest National Bank
8253 Jacksonville Florida Walmart Br Branch
6830 Normandy Blvd Jacksonville FL
TD Bank, National Association
Stuart Branch
989 South Federal Highway Stuart FL
BMO Bank National Association
Bonita Beach Road Office Branch
9000 Bonita Beach Road Se Bonita Springs FL
American Commerce Bank, National Association
Probank Branch
536 North Monroe Street Tallahassee FL
Stearns Bank National Association
St Petersburg Branch
7555 Dr. Martin Luther King, Jr. Street North Saint Petersburg FL
Citizens First Bank
Mulberry Grove Branch
8590 S.E. 165th Mulberry Lane The Villages FL
Synchrony Bank
Berryhill Road Branch
5907 Berryhill Road Milton FL
Citizens First Bank
Mulberry Grove Branch
8590 S.E. 165th Mulberry Lane The Villages FL
Citizens First Bank
Mulberry Grove Branch
8590 S.E. 165th Mulberry Lane The Villages FL
Citizens First Bank
Mulberry Grove Branch
8590 S.E. 165th Mulberry Lane The Villages FL
Woodforest National Bank
8253 Jacksonville Florida Walmart Br Branch
6830 Normandy Blvd Jacksonville FL
Valley National Bank
Brandon Branch
668 Oakfield Drive Brandon FL
Regions Bank
Ft Lauderdale Branch
100 Se 3rd Avenue Fort Lauderdale FL
Woodforest National Bank
8253 Jacksonville Florida Walmart Br Branch
6830 Normandy Blvd Jacksonville FL
BMO Bank National Association
Bonita Beach Road Office Branch
9000 Bonita Beach Road Se Bonita Springs FL
TrustCo Bank
Maitland Branch
9400 Us Rt 17/92 Ste F Maitland FL
Wells Fargo Bank, National Association
Reitz Union Branch
655 Reitz Union Drive, University Of Fl Gainesville FL
Union State Bank
Destin Branch
978 Airport Road Destin FL
First Horizon Bank
Key Largo Branch
99451 Overseas Highway Key Largo FL
Stearns Bank National Association
St Petersburg Branch
7555 Dr. Martin Luther King, Jr. Street North Saint Petersburg FL
BMO Bank National Association
Bonita Beach Road Office Branch
9000 Bonita Beach Road Se Bonita Springs FL
Surety Bank
Surety Bank Branch
990 North Woodland Boulevard Deland FL
First Horizon Bank
Key Largo Branch
99451 Overseas Highway Key Largo FL
Third Federal Savings and Loan Association of Cleveland
Plantation Branch
8500 West Broward Boulevard Plantation FL
OptimumBank
Galt Ocean Mile Branch
2477 E. Commercial Blvd. Fort Lauderdale FL
Amerasia Bank
Miami Branch
4601 N.W. 72nd Avenue Miami FL
Union State Bank
Destin Branch
978 Airport Road Destin FL
Popular Bank
Dadeland Branch
8875 Dadeland Blvd Miami FL
American Commerce Bank, National Association
Probank Branch
536 North Monroe Street Tallahassee FL
American Commerce Bank, National Association
Probank Branch
536 North Monroe Street Tallahassee FL
American Commerce Bank, National Association
Probank Branch
536 North Monroe Street Tallahassee FL
OneUnited Bank
79th Street Branch
3275 N.W. 79th Street Miami FL
ServisFirst Bank
Pensacola Cordova Branch
4980 North 12th Avenue Pensacola FL
Surety Bank
Surety Bank Branch
990 North Woodland Boulevard Deland FL
Valley National Bank
Brandon Branch
668 Oakfield Drive Brandon FL
Popular Bank
Dadeland Branch
8875 Dadeland Blvd Miami FL
Woodforest National Bank
8253 Jacksonville Florida Walmart Br Branch
6830 Normandy Blvd Jacksonville FL
Woodforest National Bank
8253 Jacksonville Florida Walmart Br Branch
6830 Normandy Blvd Jacksonville FL
Interamerican Bank, A FSB
Interamerican Bank, A Fsb Branch
9190 Coral Way Miami FL
American Commerce Bank, National Association
Probank Branch
536 North Monroe Street Tallahassee FL
Banco do Brasil Americas
Pompano Beach Branch
839 West Sample Road Pompano Beach FL
Popular Bank
Dadeland Branch
8875 Dadeland Blvd Miami FL
Amerasia Bank
Miami Branch
4601 N.W. 72nd Avenue Miami FL
Anthem Bank & Trust
Anthem Bank & Trust Branch
1000 Brickell Ave, Suite 501 Coral Gables FL
Madison County Community Bank
Madison County Community Bank Branch
301 West Base Street Madison FL
FNBT BANK
Hulburt Field Branch
108 Lielmanis Avenue Hurlburt Field FL
OneUnited Bank
79th Street Branch
3275 N.W. 79th Street Miami FL
Popular Bank
Dadeland Branch
8875 Dadeland Blvd Miami FL
Woodforest National Bank
8253 Jacksonville Florida Walmart Br Branch
6830 Normandy Blvd Jacksonville FL
Sanibel Captiva Community Bank
Mcgregor Branch
15975 Mcgregor Boulevard Fort Myers FL
First Horizon Bank
Key Largo Branch
99451 Overseas Highway Key Largo FL
Banco do Brasil Americas
Pompano Beach Branch
839 West Sample Road Pompano Beach FL
The First National Bank of Mount Dora
Sorrento Branch
24034 Highway 46 Sorrento FL
Mainstreet Community Bank of Florida
Orange City Office Branch
850 South Volusia Ave Orange City FL
Lafayette State Bank
Lafayette State Bank Branch
340 West Main Street Mayo FL
MidSouth Bank
Panama City Branch
1418 West 23rd Street Panama City FL
KeyBank National Association
Naples Branch
3777 Tamiami Trail North Naples FL
U.S. Bank National Association
Naples Pcr Branch
9105 Strada Place, Suite 3200 Naples FL
Sunstate Bank
Coral Gables Branch
2901 Le Jeune Road Coral Gables FL
BankFlorida
Firstcity Bank Of Commerce Branch
11760 Us Highway 1, Suite 102w Palm Beach Gardens FL
Florida Capital Bank, National Association
Pinellas Park Branch
8200 66th Street North Pinellas Park FL
OneUnited Bank
79th Street Branch
3275 N.W. 79th Street Miami FL
Bank of Pensacola
Bank Of Pensacola Branch
5560 Highway 98 West Pensacola FL
Anthem Bank & Trust
Anthem Bank & Trust Branch
1000 Brickell Ave, Suite 501 Coral Gables FL
ServisFirst Bank
Pensacola Cordova Branch
4980 North 12th Avenue Pensacola FL
The First National Bank of Mount Dora
Sorrento Branch
24034 Highway 46 Sorrento FL
Mainstreet Community Bank of Florida
Orange City Office Branch
850 South Volusia Ave Orange City FL
Southeastern Bank
Callahan Branch
542238 U.S. Highway 1 Callahan FL
PeoplesSouth Bank
Sneads Branch
8146 Highway 90 Sneads FL
MidSouth Bank
Panama City Branch
1418 West 23rd Street Panama City FL
Citibank, National Association
Boca Mizner Branch
700 South Federal Highway Boca Raton FL
PNB Community Bank
Freeport Branch
15835 331 Business Freeport FL
Madison County Community Bank
Madison County Community Bank Branch
301 West Base Street Madison FL
PNB Community Bank
Freeport Branch
15835 331 Business Freeport FL
Sunstate Bank
Coral Gables Branch
2901 Le Jeune Road Coral Gables FL
Armed Forces Bank, National Association
Macdill Afb Branch
Building 926 Macdill Afb FL
Bank of Pensacola
Bank Of Pensacola Branch
5560 Highway 98 West Pensacola FL
Academy Bank, National Association
Jacksonville Branch
6767 103rd Street Jacksonville FL
First Bank
La Belle Branch
301 Hwy 80 W La Belle FL
United Fidelity Bank, fsb
Metro Parkway Branch
14241 Metro Parkway Fort Myers FL
CCB Community Bank
Ccb - Niceville Branch
1502 E John Sims Parkway Niceville FL
OneUnited Bank
79th Street Branch
3275 N.W. 79th Street Miami FL
First American Bank
95 Merrick Way Br Branch
2295 Galiano Street Coral Gables FL
Heartland National Bank
Avon Park Branch
800 West Main Street Avon Park FL
Interamerican Bank, A FSB
Interamerican Bank, A Fsb Branch
9190 Coral Way Miami FL
Bank of Belle Glade
Bank Of Belle Glade Branch
108 Southeast Avenue D Belle Glade FL
MidWestOne Bank
Naples - Branch 19
4099 Tamiami Trail North Naples FL
Community Bank of the South
Community Bank Of The South Branch
277 North Sykes Creek Parkway Merritt Island FL
BankUnited, National Association
Coral Gables Branch
999 Ponce De Leon Boulevard Coral Gables FL
Mainstreet Community Bank of Florida
Orange City Office Branch
850 South Volusia Ave Orange City FL
Pineland Bank
Downtown Fernandina Beach Branch
715 Centre Street Fernandina Beach FL
Madison County Community Bank
Madison County Community Bank Branch
301 West Base Street Madison FL
Lafayette State Bank
Lafayette State Bank Branch
340 West Main Street Mayo FL
Prime Meridian Bank
Tallahassee Branch
1471 Timberlane Road, Ste 124 Tallahassee FL
PeoplesSouth Bank
Sneads Branch
8146 Highway 90 Sneads FL
MidSouth Bank
Panama City Branch
1418 West 23rd Street Panama City FL
FNBT BANK
Hulburt Field Branch
108 Lielmanis Avenue Hurlburt Field FL
Citizens First Bank
Mulberry Grove Branch
8590 S.E. 165th Mulberry Lane The Villages FL
Raymond James Bank
Raymond James Bank, National Association Branch
710 Carillon Parkway Saint Petersburg FL
Helm Bank USA
Helm Bank Usa Branch
999 Brickell Avenue Miami FL
Sunrise Bank
Sunrise Bank Branch
5604 North Atlantic Avenue Cocoa Beach FL
Sunstate Bank
Coral Gables Branch
2901 Le Jeune Road Coral Gables FL
Armed Forces Bank, National Association
Macdill Afb Branch
Building 926 Macdill Afb FL
First-Citizens Bank & Trust Company
Health Park Branch
16700 Bass Road Fort Myers FL
Heartland National Bank
Avon Park Branch
800 West Main Street Avon Park FL
CCB Community Bank
Ccb - Niceville Branch
1502 E John Sims Parkway Niceville FL
Sunrise Bank
Sunrise Bank Branch
5604 North Atlantic Avenue Cocoa Beach FL
First Bank
La Belle Branch
301 Hwy 80 W La Belle FL
Academy Bank, National Association
Jacksonville Branch
6767 103rd Street Jacksonville FL
Centennial Bank
Centennial Bank Branch
2601 East Oakland Park Boulevard, Suite 102 Fort Lauderdale FL
Grove Bank & Trust
South Miami Branch
6400 S.Dixie Highway South Miami FL
Citizens First Bank
Mulberry Grove Branch
8590 S.E. 165th Mulberry Lane The Villages FL
MidWestOne Bank
Naples - Branch 19
4099 Tamiami Trail North Naples FL
OneUnited Bank
79th Street Branch
3275 N.W. 79th Street Miami FL
Central Bank
Central Bank Branch
20701 Bruce B. Downs Blvd Tampa FL
United Southern Bank
Lake Port Square Branch
900 Lake Port Square Boulevard Leesburg FL
United Fidelity Bank, fsb
Metro Parkway Branch
14241 Metro Parkway Fort Myers FL
SmartBank
Destin Branch
4405 Commons Drive East Destin FL
Anthem Bank & Trust
Anthem Bank & Trust Branch
1000 Brickell Ave, Suite 501 Coral Gables FL
Sunstate Bank
Coral Gables Branch
2901 Le Jeune Road Coral Gables FL
Desjardins Bank, National Association
Lauderhill Branch
7329 W. Oakland Park Blvd. Lauderhill FL
Community Bank of the South
Community Bank Of The South Branch
277 North Sykes Creek Parkway Merritt Island FL
First National Bank of Pasco
Zephyrhills Branch
4518 Gall Boulevard Zephyrhills FL
City National Bank of Florida
Biscayne Tower Branch
Two South Biscayne Boulevard Miami FL
The First National Bank of Mount Dora
Sorrento Branch
24034 Highway 46 Sorrento FL
Southeast First National Bank
Hutchison Boulevard Branch
12720 Hutchison Boulevard Panama City FL
Florida Capital Bank, National Association
Pinellas Park Branch
8200 66th Street North Pinellas Park FL
Southeastern Bank
Callahan Branch
542238 U.S. Highway 1 Callahan FL
Lafayette State Bank
Lafayette State Bank Branch
340 West Main Street Mayo FL
Prime Meridian Bank
Tallahassee Branch
1471 Timberlane Road, Ste 124 Tallahassee FL
MidSouth Bank
Panama City Branch
1418 West 23rd Street Panama City FL
Ameris Bank
Ameris Bank Branch
7880 Gate Parkway Jacksonville FL
Trustmark National Bank
Banktrust Florida Branch
Mack Bayou Road And U.S. Highway 98 Santa Rosa Beach FL
FNBT BANK
Hulburt Field Branch
108 Lielmanis Avenue Hurlburt Field FL
Madison County Community Bank
Madison County Community Bank Branch
301 West Base Street Madison FL
Centennial Bank
Centennial Bank Branch
2601 East Oakland Park Boulevard, Suite 102 Fort Lauderdale FL
Centennial Bank
Centennial Bank Branch
2601 East Oakland Park Boulevard, Suite 102 Fort Lauderdale FL
Sunrise Bank
Sunrise Bank Branch
5604 North Atlantic Avenue Cocoa Beach FL
First-Citizens Bank & Trust Company
Health Park Branch
16700 Bass Road Fort Myers FL
Marine Bank & Trust Company
Sebastian Branch
1020 U.S. Highway 1 Sebastian FL
Community Bank of the South
Community Bank Of The South Branch
277 North Sykes Creek Parkway Merritt Island FL
Amerant Bank, Formerly Mercantil Bank
Pinecrest Branch
9350 South Dixie Hwy Miami FL
Desjardins Bank, National Association
Lauderhill Branch
7329 W. Oakland Park Blvd. Lauderhill FL
MidWestOne Bank
Naples - Branch 19
4099 Tamiami Trail North Naples FL
United Southern Bank
Lake Port Square Branch
900 Lake Port Square Boulevard Leesburg FL
Hancock Whitney Bank
Crestview Southside Branch
2541 South Highway 85 Crestview FL
Grove Bank & Trust
South Miami Branch
6400 S.Dixie Highway South Miami FL
Valley National Bank
Brandon Branch
668 Oakfield Drive Brandon FL
Sanibel Captiva Community Bank
Mcgregor Branch
15975 Mcgregor Boulevard Fort Myers FL
Community Bank of the South
Community Bank Of The South Branch
277 North Sykes Creek Parkway Merritt Island FL
SouthState Bank, National Association
University Parkway Branch
6204 N. Lockwood Ridge Road Sarasota FL
American Momentum Bank
Pelican Bay Branch
8625 Tamiami Trail North Naples FL
Centennial Bank
Centennial Bank Branch
2601 East Oakland Park Boulevard, Suite 102 Fort Lauderdale FL
Bank of Belle Glade
Bank Of Belle Glade Branch
108 Southeast Avenue D Belle Glade FL
Armed Forces Bank, National Association
Macdill Afb Branch
Building 926 Macdill Afb FL
First National Bank of Pasco
Zephyrhills Branch
4518 Gall Boulevard Zephyrhills FL
OneUnited Bank
79th Street Branch
3275 N.W. 79th Street Miami FL
First American Bank
95 Merrick Way Br Branch
2295 Galiano Street Coral Gables FL
Crews Bank & Trust
Interlake Boulevard Branch
Interlake Boulevard At Main Street Lake Placid FL
Heartland National Bank
Avon Park Branch
800 West Main Street Avon Park FL
FineMark National Bank & Trust
Bentley Village Branch
701 Retreat Drive Naples FL
Marine Bank & Trust Company
Sebastian Branch
1020 U.S. Highway 1 Sebastian FL
Citizens Bank and Trust
Winterset Branch
6340 Cypress Gardens Blvd Winter Haven FL
Academy Bank, National Association
Jacksonville Branch
6767 103rd Street Jacksonville FL
Cogent Bank
Longwood Branch
485 S. Ronald Reagan Boulevard Longwood FL
Intracoastal Bank
Intracoastal Bank Branch
1290 Palm Coast Parkway Nw Palm Coast FL
Ameris Bank
Ameris Bank Branch
7880 Gate Parkway Jacksonville FL
FirstBank Puerto Rico
Deerfield Beach Office Branch
Century Plaza, 1898-A West Hillsboro Boulevard Deerfield Beach FL
Southeastern Bank
Callahan Branch
542238 U.S. Highway 1 Callahan FL
Lafayette State Bank
Lafayette State Bank Branch
340 West Main Street Mayo FL
Prime Meridian Bank
Tallahassee Branch
1471 Timberlane Road, Ste 124 Tallahassee FL
Capital City Bank
Bank Link Branch
Ccbg.Com Tallahassee FL
Community Bank of Mississippi
Crestview Branch
345 East James Lee Boulevard Crestview FL
Busey Bank
Busey Bank, Na Branch
7980 Summerlin Lakes Drive Fort Myers FL
Bank OZK
Gulfport Boulevard Branch
6750 Gulfport Boulevard South South Pasadena FL
U.S. Bank National Association
Naples Pcr Branch
9105 Strada Place, Suite 3200 Naples FL
First National Bank of Wauchula
First National Bank Of Wauchula Branch
406 North Sixth Avenue Wauchula FL
Marine Bank & Trust Company
Sebastian Branch
1020 U.S. Highway 1 Sebastian FL
Crews Bank & Trust
Interlake Boulevard Branch
Interlake Boulevard At Main Street Lake Placid FL
Bank of America, National Association
Miami International Airport Branch
Miami International Airport, Terminal D Miami FL
Cogent Bank
Longwood Branch
485 S. Ronald Reagan Boulevard Longwood FL
Renasant Bank
Ocala State Road 200 Branch
7605 Sw Highway 200 Ocala FL
Natbank, National Association
Natbank, National Association Branch
4031 Oakwood Boulevard Hollywood FL
Marine Bank & Trust Company
Sebastian Branch
1020 U.S. Highway 1 Sebastian FL
Crews Bank & Trust
Interlake Boulevard Branch
Interlake Boulevard At Main Street Lake Placid FL
Citizens Bank and Trust
Winterset Branch
6340 Cypress Gardens Blvd Winter Haven FL
Trustmark National Bank
Banktrust Florida Branch
Mack Bayou Road And U.S. Highway 98 Santa Rosa Beach FL
Centennial Bank
Centennial Bank Branch
2601 East Oakland Park Boulevard, Suite 102 Fort Lauderdale FL
Comerica Bank
Naples Branch
3001 Tamiami Trl Ste 100 Naples FL
PNC Bank, National Association
West Sebastian Branch
993 Sebastian Boulevard Sebastian FL
Natbank, National Association
Natbank, National Association Branch
4031 Oakwood Boulevard Hollywood FL
The Bank of Tampa
Downtown Branch
Three Tampa City Center, Suite 40 Tampa FL
City National Bank of Florida
Biscayne Tower Branch
Two South Biscayne Boulevard Miami FL
First Federal Bank
South Ohio Avenue Branch
804 Ohio Avenue South Live Oak FL
JPMorgan Chase Bank, National Association
Miramar & Palm Banking Center Branch
9999 Miramar Pkwy Miramar FL
Wells Fargo Bank, National Association
Reitz Union Branch
655 Reitz Union Drive, University Of Fl Gainesville FL
HSBC Bank USA, National Association
Bal Harbour Surfside Branch
9501 Harding Avenue Surfside FL
PNC Bank, National Association
West Sebastian Branch
993 Sebastian Boulevard Sebastian FL
Regions Bank
Ft Lauderdale Branch
100 Se 3rd Avenue Fort Lauderdale FL
First Federal Bank
South Ohio Avenue Branch
804 Ohio Avenue South Live Oak FL
KeyBank National Association
Naples Branch
3777 Tamiami Trail North Naples FL
The Bank of Tampa
Downtown Branch
Three Tampa City Center, Suite 40 Tampa FL
Fifth Third Bank, National Association
Aloma & Tuscawilla Branch
Aloma Avenue Oviedo FL
Truist Bank
Branch Banking And Trust Company
9770 Nw 25th Street Doral FL
BMO Bank National Association
Bonita Beach Road Office Branch
9000 Bonita Beach Road Se Bonita Springs FL
Comerica Bank
Naples Branch
3001 Tamiami Trl Ste 100 Naples FL
Manufacturers and Traders Trust Company
North Palm Beach Office Branch
2000 Pga Boulevard North Palm Beach FL
Liberty Savings Bank, F.S.B.
Tamiami Trail Branch
8383 South Tamiami Trail Sarasota FL
FineMark National Bank & Trust
Bentley Village Branch
701 Retreat Drive Naples FL
Seacoast National Bank
Palm Beach Community Bank Branch
8101 Okeechobee Boulevard West Palm Beach FL
First American Bank
95 Merrick Way Br Branch
2295 Galiano Street Coral Gables FL
Natbank, National Association
Natbank, National Association Branch
4031 Oakwood Boulevard Hollywood FL
Intracoastal Bank
Intracoastal Bank Branch
1290 Palm Coast Parkway Nw Palm Coast FL
Capital City Bank
Bank Link Branch
Ccbg.Com Tallahassee FL
PNB Community Bank
Freeport Branch
15835 331 Business Freeport FL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FLORIDA SAVINGS ACCOUNT ENVIRONMENT


In addition to the US national banks, regional banks and local Florida credit unions, there are many foreign banks that are licensed to operate in Florida. This is due to the fact that Florida has a robust and dynamic banking sector, attracting numerous foreign banks from various countries. These banks may establish branches, agencies, or representative offices in the state, enabling them to offer financial services to businesses and individuals in Florida. Some well-known foreign banks operating in Florida include Banco Santander, HSBC, Deutsche Bank, Banco do Brasil, BBVA, and Bank of Tokyo-Mitsubishi UFJ, among others.  As long as these foreign banks are licensed to operate in the US, deposits are covered by FDIC-insurance (generally, up tot $250,000 per individual or $500,000 per couple).

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES


Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

  • Find a bank with a location convenient to you. Location counts.
  • Choose a bank with good rates. Rates are important to get continued growth of your capital.
  • Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
  • Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
  • Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
  • Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
  • Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
  • Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.