Best Local Bank Savings and Money Market Rates in Florida, FL July 5, 2025

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If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

FL - July 5, 2025

Savings Account National Average Rate: 0.45% ^?

Banks	APY	MIN
Citibank, National Association Boca Mizner Branch	4.35% 0.20%	$0 $1	Learn More
Promotional rate for 3 months up to $11,000. Requires $25,000 in new deposits within 10 days of registration. After 3 month promotional period, rate reverts to between 0.03% and 0.12%. Rate History: 5.00% → 4.75% → 5.00% → 4.50% → 4.35%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (22)
Newtek Bank, National Association	4.35%	$0	Learn More Add Review
Rate History: 5.25% → 4.90% → 4.55% → 4.45% → 4.35%
Comerica Bank Naples Branch	4.25%	$1	Learn More
Rate History: 4.50% → 4.25%
Cory,Baldwin \| Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More Reviews (1)
Banesco Usa Doral Boulevard Branch	4.25%	$300	Learn More
Rate History: 4.50% → 4.40% → 4.25% → 4.00% → 4.25%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
North American Savings Bank	4.10%	$10,000	Learn More
Rate History: 4.90% → 4.75% → 4.55% → 4.20% → 4.10%
A Terkowitz \| Feb 15, 2024 I have always had great experiences with short-term CDs from this bank. No delays. Read More Reviews (3)
Busey Bank Busey Bank, Na Branch	4.00% 3.25% 0.05%	$100,000 $25,000 $0	Learn More
Rate History: 4.80% → 4.50% → 4.30% → 4.05% → 4.00%
mumsy@grics.net \| Nov 17, 2021 Does Busey Bank cash Series EE Savings Bonds? Read More Reviews (1)
Popular Bank Dadeland Branch	4.00% 3.90% 2.00%	$250,000 $25,000 $0	Learn More
Rate History: 5.00% → 4.40% → 4.25% → 4.15% → 4.00%
Dr. E. F. Ayers; e.f.ayers@outlook.com \| Oct 2, 2015 I have a CD maturing on 11/15 please email your CD Rates and contact info. Read More Reviews (2)
Banesco Usa Doral Boulevard Branch	4.00%	$300	Learn More
Rate History: 1.35% → 5.25% → 4.75% → 4.50% → 4.00%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Beal Bank Usa Tampa Branch	3.75%	$500	Learn More
Rate History: 4.25% → 3.75%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
Bankunited, National Association Coral Gables Branch	3.75%	$2,500	Learn More Add Review
Citizens Bank, National Association	3.70%	$0	Learn More
Rate History: 4.50% → 4.15% → 3.90% → 3.70%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (2)
Td Bank, National Association Stuart Branch	3.70% 2.25%	$100,000 $50,000	Learn More
Rate History: 4.00% → 3.70%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Truist Bank Branch Banking And Trust Company	3.66% 0.01%	$0 $1	Learn More
Rate History: 4.00% → 3.65% → 3.66%
Customer \| Jul 28, 2022 Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More Reviews (6)
Capital One, National Association	3.60%	$1	Learn More
Rate History: 4.10% → 4.00% → 3.90% → 3.80% → 3.60%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (16)
Hsbc Bank Usa, National Association Bal Harbour Surfside Branch	3.60% 0.01%	$1 $0	Learn More
Rate History: 4.00% → 3.85% → 3.75% → 3.70% → 3.60%
john \| Apr 14, 2020 I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More Reviews (3)
Regions Bank Ft Lauderdale Branch	3.50% 1.50%	$10,000 $0	Learn More Add Review
Beal Bank Usa Tampa Branch	3.50%	$25,000	Learn More
Rate History: 4.00% → 3.50%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
U.s. Bank National Association Naples Pcr Branch	3.50% 0.05%	$25,000 $1	Learn More
Rate History: 4.10% → 3.50%
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (6)
Gateway First Bank	3.40%	$1,000	Learn More
JohnC \| Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More Reviews (3)
Axiom Bank, National Association St Cloud Branch	3.25%	$0	Learn More
Sara Jennings \| Dec 26, 2021 SJennings Read More Reviews (4)
Woodforest National Bank 8253 Jacksonville Florida Walmart Br Branch	3.25% 2.25% 1.75% 1.25% 0.35%	$500,000 $250,000 $100,000 $1 $0	Learn More
Rate History: 4.00% → 3.75% → 3.50% → 3.25%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
Stearns Bank National Association St Petersburg Branch	3.20% 2.02% 1.00%	$500,000 $100,000 $0	Learn More Add Review
Bank Of Hope	3.05%	$1,000	Learn More
NORTY FLATZ \| Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More Reviews (1)
Hancock Whitney Bank Crestview Southside Branch	3.00% 2.50%	$25,000 $0	Learn More
MLB \| Aug 29, 2019 Since Hancock Bank merged with Whitney Bank, it’s no longer the local bank it once was. Fees, gotcha gimmicks, underhanded surprises... It’s nothing more than another big, ugly, corporate bank looking ... Read More Reviews (1)
Citizens Bank, National Association	3.00% 2.75%	$250,000 $25,000	Learn More
Rate History: 1.00% → 3.00%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (2)
Bmo Bank National Association Bonita Beach Road Office Branch	2.94% 2.22% 1.20% 0.80%	$250,000 $100,000 $25,000 $0	Learn More
Rate History: 2.00% → 3.56% → 3.30% → 3.09% → 2.94%
Beenthere \| Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More Reviews (9)
Bank Of Whittier, National Association	2.60%	$250	Learn More Add Review
Capital One, National Association	2.50%	$1	Learn More
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (16)
Citizens First Bank Mulberry Grove Branch	2.28% 2.02% 1.97% 1.87% 1.77%	$1,000,000 $250,000 $50,000 $10,000 $0	Learn More
Rate History: 4.08% → 3.98% → 3.87% → 3.77% → 2.28%
David Klemann Sr. \| Dec 8, 2023 We have been banking with Citizen's First for 4 years. Their branches, service, website, and employee attitudes are and always have been excellent. Their branches are warmly personal with free buttered po... Read More Reviews (1)
American Commerce Bank, National Association Probank Branch	2.12% 0.49% 0.46% 0.43%	$1,000 $250,000 $100,000 $25,000	Learn More Add Review
Rate History: 2.48% → 2.12%
M.y. Safra Bank, Fsb	2.00%	$5,000	Learn More
Richard \| Jul 1, 2022 Very easy opening process and wonderful staff. Read More Reviews (6)
Valley National Bank Brandon Branch	1.65%	$10,000	Learn More
Rate History: 1.75% → 0.70% → 1.75% → 1.65%
SadSack \| Dec 2, 2022 No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More Reviews (2)
Gateway First Bank	1.50%	$10	Learn More
JohnC \| Oct 11, 2020 You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More Reviews (3)
United Community Bank	1.25% 1.00% 0.50%	$500,000 $100,000 $0	Learn More
raymond denmark \| Nov 5, 2018 1years Read More Reviews (1)
Usaa Federal Savings Bank	1.10% 0.01%	$500,000 $1	Learn More
Rate History: 1.50% → 1.45% → 1.10%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
Wells Fargo Bank, National Association Reitz Union Branch	1.01% 0.01%	$100,000 $1	Learn More
Rate History: 1.01% → 1.02% → 1.01%
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
Union State Bank Destin Branch	1.00%	$20,000	Learn More Add Review
First Horizon Bank Key Largo Branch	1.00% 0.70%	$100,000 $50,000	Learn More
Rate History: 2.02% → 1.76% → 1.26% → 1.16% → 1.00%
D R Lineberger \| Dec 30, 2018 Garden14 Read More Reviews (1)
Surety Bank Surety Bank Branch	0.75%	$2,500	Learn More Add Review
Third Federal Savings And Loan Association Of Cleveland Plantation Branch	0.70%	$100,000	Learn More Add Review
Rate History: 0.80% → 0.05% → 0.10% → 0.80% → 0.70%
Optimumbank Galt Ocean Mile Branch	0.55%	$1,000	Learn More
nino \| Nov 11, 2021 nino Read More Reviews (1)
Amerasia Bank Miami Branch	0.51%	$2,500	Learn More
Chang \| Aug 19, 2021 Best Service! Read More Reviews (3)
Union State Bank Destin Branch	0.50%	$0	Learn More Add Review
City National Bank	0.50%	$0	Learn More Add Review
Rate History: 1.36% → 1.11% → 0.85% → 0.60% → 0.50%
Popular Bank Dadeland Branch	0.50% 0.40% 0.35% 0.30%	$50,000 $25,000 $10,000 $0	Learn More
Rate History: 0.60% → 0.50%
Dr. E. F. Ayers; e.f.ayers@outlook.com \| Oct 2, 2015 I have a CD maturing on 11/15 please email your CD Rates and contact info. Read More Reviews (2)
Metro City Bank	0.50%	$2,500	Learn More
thedon \| Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More Reviews (1)
First Port City Bank	0.50%	$25,000	Learn More Add Review
Primesouth Bank	0.40%	$25,000	Learn More Add Review
Oneunited Bank 79th Street Branch	0.40% 0.30% 0.20%	$201 $25,000 $200	Learn More Add Review
Servisfirst Bank Pensacola Cordova Branch	0.40%	$2,500	Learn More Add Review
Surety Bank Surety Bank Branch	0.40%	$2,500	Learn More Add Review
Valley National Bank Brandon Branch	0.40%	$10,000	Learn More
Rate History: 0.75% → 0.65% → 1.75% → 0.50% → 0.40%
SadSack \| Dec 2, 2022 No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More Reviews (2)
Woodforest National Bank 8253 Jacksonville Florida Walmart Br Branch	0.40% 0.25%	$10,000 $0	Learn More
Rate History: 1.00% → 0.50% → 0.40%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
Interamerican Bank, A Fsb Interamerican Bank, A Fsb Branch	0.35%	$25,000	Learn More Add Review
American Commerce Bank, National Association Probank Branch	0.35%	$100	Learn More Add Review
American National Bank American National Bank Branch	0.35%	$25,000	Learn More Add Review
Banco Do Brasil Americas Pompano Beach Branch	0.35%	$10,000	Learn More Add Review
Primesouth Bank	0.35%	$10,000	Learn More Add Review
Amerasia Bank Miami Branch	0.30%	$2,500	Learn More
Chang \| Aug 19, 2021 Best Service! Read More Reviews (3)
Anthem Bank & Trust Anthem Bank & Trust Branch	0.30%	$10,000	Learn More Add Review
First Southern Bank	0.30%	$2,500	Learn More Add Review
Madison County Community Bank Madison County Community Bank Branch	0.30%	$25,000	Learn More Add Review
First Port City Bank	0.30%	$2,500	Learn More Add Review
Fnbt Bank Hulburt Field Branch	0.30%	$2,500	Learn More
Mark2 \| Oct 2, 2020 O stars! Horrible bank Read More Reviews (2)
Sanibel Captiva Community Bank Mcgregor Branch	0.25%	$25,000	Learn More Add Review
First Horizon Bank Key Largo Branch	0.25%	$2,500	Learn More
Rate History: 0.30% → 0.25%
D R Lineberger \| Dec 30, 2018 Garden14 Read More Reviews (1)
American National Bank American National Bank Branch	0.25%	$10,000	Learn More Add Review
First Southern Bank	0.25%	$25,000	Learn More Add Review
Banco Do Brasil Americas Pompano Beach Branch	0.25%	$2,500	Learn More Add Review
The First National Bank Of Mount Dora Sorrento Branch	0.25%	$25,000	Learn More Add Review
Mainstreet Community Bank Of Florida Orange City Office Branch	0.25%	$25,000	Learn More
melissaowens \| Apr 1, 2022 This bank is the absolute worst along with [name redacted] and [name redacted]. Their communication is horrible, they lie and are negligent. They told me I was approved for a commercial loan so I moved for... Read More Reviews (3)
Primesouth Bank	0.25%	$2,500	Learn More Add Review
First Port City Bank	0.25%	$2,500	Learn More Add Review
Lafayette State Bank Lafayette State Bank Branch	0.25%	$25,000	Learn More Add Review
Midsouth Bank Panama City Branch	0.25%	$25,000	Learn More
Chadpatt \| Jun 14, 2021 I have banked with Midsouth for 4 years. I deposited a check that was for $6,000. I explained at the time of the deposit that I needed the mo ur available for my sons surgery that was in a few days. They t... Read More Reviews (1)
Keybank National Association Naples Branch	0.25%	$5,000	Learn More
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
U.s. Bank National Association Naples Pcr Branch	0.25%	$25,000	Learn More
Rate History: 4.25% → 4.16% → 4.25% → 3.75% → 0.25%
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (6)
Sunstate Bank Coral Gables Branch	0.21%	$25,000	Learn More Add Review
Bankflorida Firstcity Bank Of Commerce Branch	0.20%	$2,500	Learn More Add Review
Florida Capital Bank, National Association Pinellas Park Branch	0.20%	$10,000	Learn More Add Review
Bank Of Pensacola Bank Of Pensacola Branch	0.20%	$2,500	Learn More
FloridaDoug \| Aug 5, 2020 They can open a CD only if you are a local or already have an account. Otherwise they will send you an application which you can fill out and send back. If you call and get a message it says "No one is ava... Read More Reviews (1)
Anthem Bank & Trust Anthem Bank & Trust Branch	0.20%	$2,500	Learn More Add Review
First Southern Bank	0.20%	$10,000	Learn More Add Review
Servisfirst Bank Pensacola Cordova Branch	0.20%	$2,500	Learn More Add Review
The First National Bank Of Mount Dora Sorrento Branch	0.20%	$2,500	Learn More Add Review
Mainstreet Community Bank Of Florida Orange City Office Branch	0.20%	$2,500	Learn More
melissaowens \| Apr 1, 2022 This bank is the absolute worst along with [name redacted] and [name redacted]. Their communication is horrible, they lie and are negligent. They told me I was approved for a commercial loan so I moved for... Read More Reviews (3)
Southeastern Bank Callahan Branch	0.20%	$25,000	Learn More Add Review
Peoplessouth Bank Sneads Branch	0.20%	$25,000	Learn More Add Review
Midsouth Bank Panama City Branch	0.20%	$10,000	Learn More
Chadpatt \| Jun 14, 2021 I have banked with Midsouth for 4 years. I deposited a check that was for $6,000. I explained at the time of the deposit that I needed the mo ur available for my sons surgery that was in a few days. They t... Read More Reviews (1)
First National Bank In Frankfort	0.20%	$0	Learn More Add Review
Pnb Community Bank Freeport Branch	0.19% 0.17%	$10,000 $0	Learn More Add Review
Madison County Community Bank Madison County Community Bank Branch	0.18%	$10,000	Learn More Add Review
Sunstate Bank Coral Gables Branch	0.16%	$10,000	Learn More Add Review
Armed Forces Bank, National Association Macdill Afb Branch	0.15%	$25,000	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
Bank Of Pensacola Bank Of Pensacola Branch	0.15%	$2,500	Learn More
FloridaDoug \| Aug 5, 2020 They can open a CD only if you are a local or already have an account. Otherwise they will send you an application which you can fill out and send back. If you call and get a message it says "No one is ava... Read More Reviews (1)
United Community Bank	0.15%	$2,500	Learn More
Rate History: 0.20% → 0.15%
raymond denmark \| Nov 5, 2018 1years Read More Reviews (1)
Academy Bank, National Association Jacksonville Branch	0.15%	$25,000	Learn More
Fran1 \| Feb 4, 2020 Academy was great helping me open a new account Read More Reviews (5)
First Bank La Belle Branch	0.15%	$25,000	Learn More Add Review
United Fidelity Bank, Fsb Metro Parkway Branch	0.15%	$2,500	Learn More Add Review
Ccb Community Bank Ccb - Niceville Branch	0.15%	$15,000	Learn More Add Review
American National Bank American National Bank Branch	0.15%	$2,500	Learn More Add Review
Oneunited Bank 79th Street Branch	0.15% 0.10% 0.05%	$75,000 $25,000 $500	Learn More Add Review
First American Bank 95 Merrick Way Br Branch	0.15%	$25,000	Learn More Add Review
Heartland National Bank Avon Park Branch	0.15%	$25,000	Learn More Add Review
Interamerican Bank, A Fsb Interamerican Bank, A Fsb Branch	0.15%	$2,500	Learn More Add Review
Bank Of Belle Glade Bank Of Belle Glade Branch	0.15%	$25,000	Learn More Add Review
Midwestone Bank Naples - Branch 19	0.15%	$25,000	Learn More Add Review
First Southern Bank	0.15%	$2,500	Learn More Add Review
Community Bank Of The South Community Bank Of The South Branch	0.15%	$25,000	Learn More Add Review
Bankunited, National Association Coral Gables Branch	0.15%	$5,000	Learn More Add Review
Mainstreet Community Bank Of Florida Orange City Office Branch	0.15%	$2,500	Learn More
melissaowens \| Apr 1, 2022 This bank is the absolute worst along with [name redacted] and [name redacted]. Their communication is horrible, they lie and are negligent. They told me I was approved for a commercial loan so I moved for... Read More Reviews (3)
Pineland Bank Downtown Fernandina Beach Branch	0.15%	$2,500	Learn More Add Review
Millennium Bank	0.15%	$25,000	Learn More Add Review
Madison County Community Bank Madison County Community Bank Branch	0.15%	$2,500	Learn More Add Review
Lafayette State Bank Lafayette State Bank Branch	0.15%	$10,000	Learn More Add Review
Prime Meridian Bank Tallahassee Branch	0.15%	$25,000	Learn More Add Review
Peoplessouth Bank Sneads Branch	0.15%	$2,500	Learn More Add Review
Midsouth Bank Panama City Branch	0.15%	$2,500	Learn More
Chadpatt \| Jun 14, 2021 I have banked with Midsouth for 4 years. I deposited a check that was for $6,000. I explained at the time of the deposit that I needed the mo ur available for my sons surgery that was in a few days. They t... Read More Reviews (1)
Fnbt Bank Hulburt Field Branch	0.15%	$25,000	Learn More
Mark2 \| Oct 2, 2020 O stars! Horrible bank Read More Reviews (2)
Citizens First Bank Mulberry Grove Branch	0.15% 0.10%	$100,000 $100	Learn More
Rate History: 1.00% → 0.15%
David Klemann Sr. \| Dec 8, 2023 We have been banking with Citizen's First for 4 years. Their branches, service, website, and employee attitudes are and always have been excellent. Their branches are warmly personal with free buttered po... Read More Reviews (1)
Raymond James Bank Raymond James Bank, National Association Branch	0.15%	$2,500	Learn More Add Review
Rate History: 0.45% → 0.20% → 0.15%
Helm Bank Usa Helm Bank Usa Branch	0.13%	$25,000	Learn More Add Review
Sunrise Bank Sunrise Bank Branch	0.11%	$25,000	Learn More Add Review
Sunstate Bank Coral Gables Branch	0.11%	$2,500	Learn More Add Review
Armed Forces Bank, National Association Macdill Afb Branch	0.10%	$2,500	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
Sunwest Bank	0.10%	$2,500	Learn More
william \| Apr 10, 2022 these are the absolute worst rates in history--a 5 year old could see that--either wake up or close your doors to legitimate customers! Read More Reviews (1)
Heartland National Bank Avon Park Branch	0.10%	$2,500	Learn More Add Review
Ccb Community Bank Ccb - Niceville Branch	0.10%	$200	Learn More Add Review
Sunrise Bank Sunrise Bank Branch	0.10%	$2,500	Learn More Add Review
First-citizens Bank & Trust Company Health Park Branch	0.10% 0.07%	$100,000 $25,000	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
First Bank La Belle Branch	0.10%	$2,500	Learn More Add Review
Academy Bank, National Association Jacksonville Branch	0.10%	$2,500	Learn More
Fran1 \| Feb 4, 2020 Academy was great helping me open a new account Read More Reviews (5)
Centennial Bank Centennial Bank Branch	0.10%	$2,500	Learn More
Asj \| Nov 15, 2020 Do they? Read More Reviews (1)
Grove Bank & Trust South Miami Branch	0.10%	$2,500	Learn More Add Review
Midwestone Bank Naples - Branch 19	0.10%	$2,500	Learn More Add Review
Central Bank Central Bank Branch	0.10%	$1	Learn More
JD \| Nov 10, 2020 These rates are wrong Read More Reviews (2)
United Southern Bank Lake Port Square Branch	0.10%	$25,000	Learn More Add Review
United Fidelity Bank, Fsb Metro Parkway Branch	0.10%	$2,500	Learn More Add Review
Smartbank Destin Branch	0.10%	$1	Learn More Add Review
Anthem Bank & Trust Anthem Bank & Trust Branch	0.10%	$2,500	Learn More Add Review
Sunstate Bank Coral Gables Branch	0.10%	$2,500	Learn More Add Review
Desjardins Bank, National Association Lauderhill Branch	0.10%	$10,000	Learn More Add Review
Community Bank Of The South Community Bank Of The South Branch	0.10%	$10,000	Learn More Add Review
First National Bank Of Pasco Zephyrhills Branch	0.10%	$25,000	Learn More Add Review
City National Bank Of Florida Biscayne Tower Branch	0.10%	$2,500	Learn More
danioly24@icloud.com \| Jul 31, 2016 This Danny Burgess from Dalton. Ha. 30720 I am nominee next to kin. To Mrs. Endriani pipper and beneficidery. With your bank I want know. If you have received. The letter of funds release sent to ... Read More Reviews (1)
The First National Bank Of Mount Dora Sorrento Branch	0.10%	$2,500	Learn More Add Review
Southeast First National Bank Hutchison Boulevard Branch	0.10%	$2,500	Learn More Add Review
Florida Capital Bank, National Association Pinellas Park Branch	0.10%	$2,500	Learn More Add Review
Southeastern Bank Callahan Branch	0.10%	$2,500	Learn More Add Review
Millennium Bank	0.10%	$2,500	Learn More Add Review
Lafayette State Bank Lafayette State Bank Branch	0.10%	$2,500	Learn More Add Review
Prime Meridian Bank Tallahassee Branch	0.10%	$2,500	Learn More Add Review
Midsouth Bank Panama City Branch	0.10%	$2,500	Learn More
Chadpatt \| Jun 14, 2021 I have banked with Midsouth for 4 years. I deposited a check that was for $6,000. I explained at the time of the deposit that I needed the mo ur available for my sons surgery that was in a few days. They t... Read More Reviews (1)
Ameris Bank Ameris Bank Branch	0.10%	$25,000	Learn More
COLETTE B \| May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More Reviews (4)
Trustmark National Bank Banktrust Florida Branch	0.10%	$2,500	Learn More
trbf15 \| Nov 4, 2020 Transfer cds to checking. Trustmark Madison ok, Not, 6 figures deposit lost for 6 days they say due to scanner error. Then when we go to branch office mgr. all huffy tht error upset because of their mist... Read More Reviews (1)
Fnbt Bank Hulburt Field Branch	0.10%	$2,500	Learn More
Mark2 \| Oct 2, 2020 O stars! Horrible bank Read More Reviews (2)
Madison County Community Bank Madison County Community Bank Branch	0.10%	$2,500	Learn More Add Review
Centennial Bank Centennial Bank Branch	0.09%	$2,500	Learn More
Asj \| Nov 15, 2020 Do they? Read More Reviews (1)
Centennial Bank Centennial Bank Branch	0.08%	$25,000	Learn More
Asj \| Nov 15, 2020 Do they? Read More Reviews (1)
Sunrise Bank Sunrise Bank Branch	0.08%	$2,500	Learn More Add Review
The First, A National Banking Association Pace Branch	0.08%	$10,000	Learn More Add Review
Marine Bank & Trust Company Sebastian Branch	0.07%	$25,000	Learn More Add Review
Millennium Bank	0.07%	$2,500	Learn More Add Review
Community Bank Of The South Community Bank Of The South Branch	0.06%	$2,500	Learn More Add Review
Trustco Bank Maitland Branch	0.06%	$20,000	Learn More
Rate History: 4.00% → 3.55% → 3.50% → 0.07% → 0.06%
Mark Fitzpatrick \| Apr 4, 2016 I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More Reviews (1)
Amerant Bank, National Association Pinecrest Branch	0.05%	$2,500	Learn More
Rate History: 0.50% → 0.05% → 0.05%
Molddave \| Aug 30, 2023 Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More Reviews (2)
Desjardins Bank, National Association Lauderhill Branch	0.05%	$2,500	Learn More Add Review
Santander Bank, N.a.	0.05%	$10,000	Learn More
You must have a Premier Checking account to obtain this rate.
Maggie \| May 11, 2023 They made mistakes twice and would not correct them Read More Reviews (6)
Midwestone Bank Naples - Branch 19	0.05%	$2,500	Learn More Add Review
United Southern Bank Lake Port Square Branch	0.05%	$10	Learn More Add Review
Hancock Whitney Bank Crestview Southside Branch	0.05%	$2,499	Learn More
MLB \| Aug 29, 2019 Since Hancock Bank merged with Whitney Bank, it’s no longer the local bank it once was. Fees, gotcha gimmicks, underhanded surprises... It’s nothing more than another big, ugly, corporate bank looking ... Read More Reviews (1)
Grove Bank & Trust South Miami Branch	0.05%	$2,500	Learn More Add Review
Valley National Bank Brandon Branch	0.05%	$100	Learn More
Rate History: 0.60% → 0.40% → 0.30% → 0.15% → 0.05%
SadSack \| Dec 2, 2022 No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More Reviews (2)
Sanibel Captiva Community Bank Mcgregor Branch	0.05%	$2,500	Learn More Add Review
Sunwest Bank	0.05%	$100	Learn More
william \| Apr 10, 2022 these are the absolute worst rates in history--a 5 year old could see that--either wake up or close your doors to legitimate customers! Read More Reviews (1)
Community Bank Of The South Community Bank Of The South Branch	0.05%	$2,500	Learn More Add Review
South State Bank, National Association University Parkway Branch	0.05%	$100	Learn More
Justice \| Jul 22, 2021 This is a criminal lender and the worst bank. They merged with CenterState Bank.. They have made our lives miserable with a wrongful, fraudulent foreclosure. We will be starting a Website with all of the ... Read More Reviews (2)
American Momentum Bank Pelican Bay Branch	0.05%	$2,500	Learn More Add Review
Centennial Bank Centennial Bank Branch	0.05%	$2,500	Learn More
Asj \| Nov 15, 2020 Do they? Read More Reviews (1)
Bank Of Belle Glade Bank Of Belle Glade Branch	0.05%	$1	Learn More Add Review
Armed Forces Bank, National Association Macdill Afb Branch	0.05%	$2,500	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
First National Bank Of Pasco Zephyrhills Branch	0.05%	$2,500	Learn More Add Review
First American Bank 95 Merrick Way Br Branch	0.05%	$2,500	Learn More Add Review
Wauchula State Bank Interlake Boulevard Branch	0.05%	$25,000	Learn More Add Review
Heartland National Bank Avon Park Branch	0.05%	$1	Learn More Add Review
Finemark National Bank & Trust Bentley Village Branch	0.05%	$2,500	Learn More
jpchamorro \| Apr 5, 2020 great Read More Reviews (1)
Marine Bank & Trust Company Sebastian Branch	0.05%	$10,000	Learn More Add Review
Citizens Bank And Trust Winterset Branch	0.05%	$10,000	Learn More Add Review
Bankplus	0.05%	$100	Learn More Add Review
Academy Bank, National Association Jacksonville Branch	0.05%	$2,500	Learn More
Fran1 \| Feb 4, 2020 Academy was great helping me open a new account Read More Reviews (5)
Cogent Bank Longwood Branch	0.05%	$2,500	Learn More Add Review
Intracoastal Bank Intracoastal Bank Branch	0.05%	$2,500	Learn More Add Review
Ameris Bank Ameris Bank Branch	0.05%	$2,500	Learn More
COLETTE B \| May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More Reviews (4)
Firstbank Puerto Rico Deerfield Beach Office Branch	0.05%	$2,500	Learn More
wlsjacobson \| Jul 31, 2017 Outstanding bank, management and client service. Well run and financially very strong Read More Reviews (2)
Southeastern Bank Callahan Branch	0.05%	$10,000	Learn More Add Review
Lafayette State Bank Lafayette State Bank Branch	0.05%	$2,500	Learn More Add Review
Prime Meridian Bank Tallahassee Branch	0.05%	$2,500	Learn More Add Review
The First, A National Banking Association Pace Branch	0.05%	$2,500	Learn More Add Review
Capital City Bank Bank Link Branch	0.05%	$2,500	Learn More
Scrappy \| Mar 10, 2021 HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More Reviews (1)
Community Bank Of Mississippi Crestview Branch	0.05%	$2,500	Learn More Add Review
Bank Ozk Gulfport Boulevard Branch	0.05%	$0	Learn More
HB \| Sep 12, 2023 Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More Reviews (11)
Trustco Bank Maitland Branch	0.05%	$20,000	Learn More
Rate History: 4.00% → 3.55% → 3.50% → 0.08% → 0.05%
Mark Fitzpatrick \| Apr 4, 2016 I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More Reviews (1)
First National Bank Of Wauchula First National Bank Of Wauchula Branch	0.04%	$2,500	Learn More Add Review
Marine Bank & Trust Company Sebastian Branch	0.04%	$2,500	Learn More Add Review
Wauchula State Bank Interlake Boulevard Branch	0.04%	$2,500	Learn More Add Review
Bank Of America, National Association Miami International Airport Branch	0.04%	$2,500	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (11)
Cogent Bank Longwood Branch	0.03%	$2,500	Learn More Add Review
Renasant Bank Ocala State Road 200 Branch	0.03%	$2,500	Learn More
rand \| Mar 25, 2019 CDs shown are not offered in Knoxville area Read More Reviews (1)
Santander Bank, N.a.	0.03%	$0	Learn More
Maggie \| May 11, 2023 They made mistakes twice and would not correct them Read More Reviews (6)
Natbank, National Association Natbank, National Association Branch	0.03%	$10,000	Learn More Add Review
Marine Bank & Trust Company Sebastian Branch	0.03%	$2,500	Learn More Add Review
Wauchula State Bank Interlake Boulevard Branch	0.03%	$2,500	Learn More Add Review
Citizens Bank And Trust Winterset Branch	0.03%	$2,500	Learn More Add Review
Trustmark National Bank Banktrust Florida Branch	0.03%	$2,500	Learn More
trbf15 \| Nov 4, 2020 Transfer cds to checking. Trustmark Madison ok, Not, 6 figures deposit lost for 6 days they say due to scanner error. Then when we go to branch office mgr. all huffy tht error upset because of their mist... Read More Reviews (1)
Centennial Bank Centennial Bank Branch	0.02%	$10,000	Learn More
Asj \| Nov 15, 2020 Do they? Read More Reviews (1)
Comerica Bank Naples Branch	0.02%	$1	Learn More
Cory,Baldwin \| Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More Reviews (1)
Pnc Bank, National Association West Sebastian Branch	0.02%	$50,000	Learn More
Rate History: 1.00% → 0.05% → 0.02%
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Natbank, National Association Natbank, National Association Branch	0.02%	$2,500	Learn More Add Review
The Bank Of Tampa Downtown Branch	0.02%	$25,000	Learn More Add Review
City National Bank Of Florida Biscayne Tower Branch	0.02%	$2,500	Learn More
danioly24@icloud.com \| Jul 31, 2016 This Danny Burgess from Dalton. Ha. 30720 I am nominee next to kin. To Mrs. Endriani pipper and beneficidery. With your bank I want know. If you have received. The letter of funds release sent to ... Read More Reviews (1)
First Federal Bank South Ohio Avenue Branch	0.02%	$2,500	Learn More Add Review
Jpmorgan Chase Bank, National Association Miramar & Palm Banking Center Branch	0.02%	$25,000	Learn More
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (25)
The First, A National Banking Association Pace Branch	0.02%	$2,500	Learn More Add Review
Pnc Bank, National Association West Sebastian Branch	0.01%	$2,500	Learn More
Rate History: 0.03% → 0.01%
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Regions Bank Ft Lauderdale Branch	0.01%	$0	Learn More Add Review
First Federal Bank South Ohio Avenue Branch	0.01%	$2,500	Learn More Add Review
Keybank National Association Naples Branch	0.01%	$1	Learn More
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
The Bank Of Tampa Downtown Branch	0.01%	$2,500	Learn More Add Review
Fifth Third Bank, National Association Aloma & Tuscawilla Branch	0.01%	$500	Learn More
Juan Ricardo \| Nov 12, 2018 Helpful w/$ Read More Reviews (5)
Bmo Bank National Association Bonita Beach Road Office Branch	0.01%	$0	Learn More
Beenthere \| Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More Reviews (9)
Comerica Bank Naples Branch	0.01%	$1	Learn More
Cory,Baldwin \| Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More Reviews (1)
Manufacturers And Traders Trust Company North Palm Beach Office Branch	0.01%	$1	Learn More
Claire blankinship \| Aug 5, 2020 I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More Reviews (3)
Liberty Savings Bank, F.s.b. Tamiami Trail Branch	0.01%	$2,500	Learn More Add Review
Finemark National Bank & Trust Bentley Village Branch	0.01%	$2,500	Learn More
jpchamorro \| Apr 5, 2020 great Read More Reviews (1)
Seacoast National Bank Palm Beach Community Bank Branch	0.01%	$2,500	Learn More
Jason Wach \| Aug 22, 2019 Despite a perfect payment record of their Line of Credit during Four Years, Seacoast Bank arbitrarily sent a demand letter threatening legal action if I do not pay $ 39,000 immediately. The only option off... Read More Reviews (1)
City National Bank	0.01%	$0	Learn More Add Review
First American Bank 95 Merrick Way Br Branch	0.01%	$2,500	Learn More Add Review
Natbank, National Association Natbank, National Association Branch	0.01%	$2,500	Learn More Add Review
Intracoastal Bank Intracoastal Bank Branch	0.01%	$2,500	Learn More Add Review
Capital City Bank Bank Link Branch	0.01%	$2,500	Learn More
Scrappy \| Mar 10, 2021 HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More Reviews (1)
Pnb Community Bank Freeport Branch	0.01%	$100	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.

See rates for Credit Unions →

See rates for Online Banks →

Branches Info across Florida

Branch	Street	City	State
Citibank, National Association Boca Mizner Branch	700 South Federal Highway	Boca Raton	FL
Comerica Bank Naples Branch	3001 Tamiami Trl Ste 100	Naples	FL
Banesco USA Doral Boulevard Branch	9500 Nw 41 Street	Doral	FL
Busey Bank Busey Bank, Na Branch	7980 Summerlin Lakes Drive	Fort Myers	FL
Popular Bank Dadeland Branch	8875 Dadeland Blvd	Miami	FL
Banesco USA Doral Boulevard Branch	9500 Nw 41 Street	Doral	FL
Popular Bank Dadeland Branch	8875 Dadeland Blvd	Miami	FL
Beal Bank USA Tampa Branch	4142 West Boy Scout Boulevard, Suite E-4	Tampa	FL
BankUnited, National Association Coral Gables Branch	999 Ponce De Leon Boulevard	Coral Gables	FL
TD Bank, National Association Stuart Branch	989 South Federal Highway	Stuart	FL
Truist Bank Branch Banking And Trust Company	9770 Nw 25th Street	Doral	FL
HSBC Bank USA, National Association Bal Harbour Surfside Branch	9501 Harding Avenue	Surfside	FL
Regions Bank Ft Lauderdale Branch	100 Se 3rd Avenue	Fort Lauderdale	FL
Beal Bank USA Tampa Branch	4142 West Boy Scout Boulevard, Suite E-4	Tampa	FL
U.S. Bank National Association Naples Pcr Branch	9105 Strada Place, Suite 3200	Naples	FL
Busey Bank Busey Bank, Na Branch	7980 Summerlin Lakes Drive	Fort Myers	FL
Axiom Bank, National Association St Cloud Branch	4400 13th St	Saint Cloud	FL
Woodforest National Bank 8253 Jacksonville Florida Walmart Br Branch	6830 Normandy Blvd	Jacksonville	FL
Stearns Bank National Association St Petersburg Branch	7555 Dr. Martin Luther King, Jr. Street North	Saint Petersburg	FL
Hancock Whitney Bank Crestview Southside Branch	2541 South Highway 85	Crestview	FL
BMO Bank National Association Bonita Beach Road Office Branch	9000 Bonita Beach Road Se	Bonita Springs	FL
Hancock Whitney Bank Crestview Southside Branch	2541 South Highway 85	Crestview	FL
Citizens First Bank Mulberry Grove Branch	8590 S.E. 165th Mulberry Lane	The Villages	FL
Woodforest National Bank 8253 Jacksonville Florida Walmart Br Branch	6830 Normandy Blvd	Jacksonville	FL
TD Bank, National Association Stuart Branch	989 South Federal Highway	Stuart	FL
BMO Bank National Association Bonita Beach Road Office Branch	9000 Bonita Beach Road Se	Bonita Springs	FL
American Commerce Bank, National Association Probank Branch	536 North Monroe Street	Tallahassee	FL
Stearns Bank National Association St Petersburg Branch	7555 Dr. Martin Luther King, Jr. Street North	Saint Petersburg	FL
Citizens First Bank Mulberry Grove Branch	8590 S.E. 165th Mulberry Lane	The Villages	FL
Popular Bank Dadeland Branch	8875 Dadeland Blvd	Miami	FL
Citizens First Bank Mulberry Grove Branch	8590 S.E. 165th Mulberry Lane	The Villages	FL
Citizens First Bank Mulberry Grove Branch	8590 S.E. 165th Mulberry Lane	The Villages	FL
Citizens First Bank Mulberry Grove Branch	8590 S.E. 165th Mulberry Lane	The Villages	FL
Woodforest National Bank 8253 Jacksonville Florida Walmart Br Branch	6830 Normandy Blvd	Jacksonville	FL
Valley National Bank Brandon Branch	668 Oakfield Drive	Brandon	FL
Regions Bank Ft Lauderdale Branch	100 Se 3rd Avenue	Fort Lauderdale	FL
Woodforest National Bank 8253 Jacksonville Florida Walmart Br Branch	6830 Normandy Blvd	Jacksonville	FL
BMO Bank National Association Bonita Beach Road Office Branch	9000 Bonita Beach Road Se	Bonita Springs	FL
Wells Fargo Bank, National Association Reitz Union Branch	655 Reitz Union Drive, University Of Fl	Gainesville	FL
Union State Bank Destin Branch	978 Airport Road	Destin	FL
First Horizon Bank Key Largo Branch	99451 Overseas Highway	Key Largo	FL
Stearns Bank National Association St Petersburg Branch	7555 Dr. Martin Luther King, Jr. Street North	Saint Petersburg	FL
BMO Bank National Association Bonita Beach Road Office Branch	9000 Bonita Beach Road Se	Bonita Springs	FL
Surety Bank Surety Bank Branch	990 North Woodland Boulevard	Deland	FL
First Horizon Bank Key Largo Branch	99451 Overseas Highway	Key Largo	FL
Third Federal Savings and Loan Association of Cleveland Plantation Branch	8500 West Broward Boulevard	Plantation	FL
OptimumBank Galt Ocean Mile Branch	2477 E. Commercial Blvd.	Fort Lauderdale	FL
Amerasia Bank Miami Branch	4601 N.W. 72nd Avenue	Miami	FL
Union State Bank Destin Branch	978 Airport Road	Destin	FL
Popular Bank Dadeland Branch	8875 Dadeland Blvd	Miami	FL
American Commerce Bank, National Association Probank Branch	536 North Monroe Street	Tallahassee	FL
American Commerce Bank, National Association Probank Branch	536 North Monroe Street	Tallahassee	FL
American Commerce Bank, National Association Probank Branch	536 North Monroe Street	Tallahassee	FL
OneUnited Bank 79th Street Branch	3275 N.W. 79th Street	Miami	FL
ServisFirst Bank Pensacola Cordova Branch	4980 North 12th Avenue	Pensacola	FL
Surety Bank Surety Bank Branch	990 North Woodland Boulevard	Deland	FL
Valley National Bank Brandon Branch	668 Oakfield Drive	Brandon	FL
Popular Bank Dadeland Branch	8875 Dadeland Blvd	Miami	FL
Woodforest National Bank 8253 Jacksonville Florida Walmart Br Branch	6830 Normandy Blvd	Jacksonville	FL
Woodforest National Bank 8253 Jacksonville Florida Walmart Br Branch	6830 Normandy Blvd	Jacksonville	FL
Interamerican Bank, A FSB Interamerican Bank, A Fsb Branch	9190 Coral Way	Miami	FL
American Commerce Bank, National Association Probank Branch	536 North Monroe Street	Tallahassee	FL
American National Bank American National Bank Branch	4301 North Federal Highway	Oakland Park	FL
Banco do Brasil Americas Pompano Beach Branch	839 West Sample Road	Pompano Beach	FL
Popular Bank Dadeland Branch	8875 Dadeland Blvd	Miami	FL
Amerasia Bank Miami Branch	4601 N.W. 72nd Avenue	Miami	FL
Anthem Bank & Trust Anthem Bank & Trust Branch	1000 Brickell Ave, Suite 501	Coral Gables	FL
Madison County Community Bank Madison County Community Bank Branch	301 West Base Street	Madison	FL
FNBT BANK Hulburt Field Branch	108 Lielmanis Avenue	Hurlburt Field	FL
OneUnited Bank 79th Street Branch	3275 N.W. 79th Street	Miami	FL
Popular Bank Dadeland Branch	8875 Dadeland Blvd	Miami	FL
Woodforest National Bank 8253 Jacksonville Florida Walmart Br Branch	6830 Normandy Blvd	Jacksonville	FL
Sanibel Captiva Community Bank Mcgregor Branch	15975 Mcgregor Boulevard	Fort Myers	FL
First Horizon Bank Key Largo Branch	99451 Overseas Highway	Key Largo	FL
American National Bank American National Bank Branch	4301 North Federal Highway	Oakland Park	FL
Banco do Brasil Americas Pompano Beach Branch	839 West Sample Road	Pompano Beach	FL
The First National Bank of Mount Dora Sorrento Branch	24034 Highway 46	Sorrento	FL
Mainstreet Community Bank of Florida Orange City Office Branch	850 South Volusia Ave	Orange City	FL
Lafayette State Bank Lafayette State Bank Branch	340 West Main Street	Mayo	FL
MidSouth Bank Panama City Branch	1418 West 23rd Street	Panama City	FL
KeyBank National Association Naples Branch	3777 Tamiami Trail North	Naples	FL
U.S. Bank National Association Naples Pcr Branch	9105 Strada Place, Suite 3200	Naples	FL
Sunstate Bank Coral Gables Branch	2901 Le Jeune Road	Coral Gables	FL
BankFlorida Firstcity Bank Of Commerce Branch	11760 Us Highway 1, Suite 102w	Palm Beach Gardens	FL
Florida Capital Bank, National Association Pinellas Park Branch	8200 66th Street North	Pinellas Park	FL
OneUnited Bank 79th Street Branch	3275 N.W. 79th Street	Miami	FL
Bank of Pensacola Bank Of Pensacola Branch	5560 Highway 98 West	Pensacola	FL
Anthem Bank & Trust Anthem Bank & Trust Branch	1000 Brickell Ave, Suite 501	Coral Gables	FL
ServisFirst Bank Pensacola Cordova Branch	4980 North 12th Avenue	Pensacola	FL
The First National Bank of Mount Dora Sorrento Branch	24034 Highway 46	Sorrento	FL
Mainstreet Community Bank of Florida Orange City Office Branch	850 South Volusia Ave	Orange City	FL
Southeastern Bank Callahan Branch	542238 U.S. Highway 1	Callahan	FL
PeoplesSouth Bank Sneads Branch	8146 Highway 90	Sneads	FL
MidSouth Bank Panama City Branch	1418 West 23rd Street	Panama City	FL
Citibank, National Association Boca Mizner Branch	700 South Federal Highway	Boca Raton	FL
PNB Community Bank Freeport Branch	15835 331 Business	Freeport	FL
Madison County Community Bank Madison County Community Bank Branch	301 West Base Street	Madison	FL
PNB Community Bank Freeport Branch	15835 331 Business	Freeport	FL
Sunstate Bank Coral Gables Branch	2901 Le Jeune Road	Coral Gables	FL
Armed Forces Bank, National Association Macdill Afb Branch	Building 926	Macdill Afb	FL
Bank of Pensacola Bank Of Pensacola Branch	5560 Highway 98 West	Pensacola	FL
Academy Bank, National Association Jacksonville Branch	6767 103rd Street	Jacksonville	FL
First Bank La Belle Branch	301 Hwy 80 W	La Belle	FL
United Fidelity Bank, fsb Metro Parkway Branch	14241 Metro Parkway	Fort Myers	FL
CCB Community Bank Ccb - Niceville Branch	1502 E John Sims Parkway	Niceville	FL
American National Bank American National Bank Branch	4301 North Federal Highway	Oakland Park	FL
OneUnited Bank 79th Street Branch	3275 N.W. 79th Street	Miami	FL
First American Bank 95 Merrick Way Br Branch	2295 Galiano Street	Coral Gables	FL
Heartland National Bank Avon Park Branch	800 West Main Street	Avon Park	FL
Interamerican Bank, A FSB Interamerican Bank, A Fsb Branch	9190 Coral Way	Miami	FL
Bank of Belle Glade Bank Of Belle Glade Branch	108 Southeast Avenue D	Belle Glade	FL
MidWestOne Bank Naples - Branch 19	4099 Tamiami Trail North	Naples	FL
Community Bank of the South Community Bank Of The South Branch	277 North Sykes Creek Parkway	Merritt Island	FL
BankUnited, National Association Coral Gables Branch	999 Ponce De Leon Boulevard	Coral Gables	FL
Mainstreet Community Bank of Florida Orange City Office Branch	850 South Volusia Ave	Orange City	FL
Pineland Bank Downtown Fernandina Beach Branch	715 Centre Street	Fernandina Beach	FL
Madison County Community Bank Madison County Community Bank Branch	301 West Base Street	Madison	FL
Lafayette State Bank Lafayette State Bank Branch	340 West Main Street	Mayo	FL
Prime Meridian Bank Tallahassee Branch	1471 Timberlane Road, Ste 124	Tallahassee	FL
PeoplesSouth Bank Sneads Branch	8146 Highway 90	Sneads	FL
MidSouth Bank Panama City Branch	1418 West 23rd Street	Panama City	FL
FNBT BANK Hulburt Field Branch	108 Lielmanis Avenue	Hurlburt Field	FL
Citizens First Bank Mulberry Grove Branch	8590 S.E. 165th Mulberry Lane	The Villages	FL
Raymond James Bank Raymond James Bank, National Association Branch	710 Carillon Parkway	Saint Petersburg	FL
Helm Bank USA Helm Bank Usa Branch	999 Brickell Avenue	Miami	FL
Sunrise Bank Sunrise Bank Branch	5604 North Atlantic Avenue	Cocoa Beach	FL
Sunstate Bank Coral Gables Branch	2901 Le Jeune Road	Coral Gables	FL
Armed Forces Bank, National Association Macdill Afb Branch	Building 926	Macdill Afb	FL
Heartland National Bank Avon Park Branch	800 West Main Street	Avon Park	FL
CCB Community Bank Ccb - Niceville Branch	1502 E John Sims Parkway	Niceville	FL
Sunrise Bank Sunrise Bank Branch	5604 North Atlantic Avenue	Cocoa Beach	FL
First-Citizens Bank & Trust Company Health Park Branch	16700 Bass Road	Fort Myers	FL
First Bank La Belle Branch	301 Hwy 80 W	La Belle	FL
Academy Bank, National Association Jacksonville Branch	6767 103rd Street	Jacksonville	FL
Centennial Bank Centennial Bank Branch	2601 East Oakland Park Boulevard, Suite 102	Fort Lauderdale	FL
Grove Bank & Trust South Miami Branch	6400 S.Dixie Highway	South Miami	FL
Citizens First Bank Mulberry Grove Branch	8590 S.E. 165th Mulberry Lane	The Villages	FL
MidWestOne Bank Naples - Branch 19	4099 Tamiami Trail North	Naples	FL
OneUnited Bank 79th Street Branch	3275 N.W. 79th Street	Miami	FL
Central Bank Central Bank Branch	20701 Bruce B. Downs Blvd	Tampa	FL
United Southern Bank Lake Port Square Branch	900 Lake Port Square Boulevard	Leesburg	FL
United Fidelity Bank, fsb Metro Parkway Branch	14241 Metro Parkway	Fort Myers	FL
SmartBank Destin Branch	4405 Commons Drive East	Destin	FL
Anthem Bank & Trust Anthem Bank & Trust Branch	1000 Brickell Ave, Suite 501	Coral Gables	FL
Sunstate Bank Coral Gables Branch	2901 Le Jeune Road	Coral Gables	FL
Desjardins Bank, National Association Lauderhill Branch	7329 W. Oakland Park Blvd.	Lauderhill	FL
Community Bank of the South Community Bank Of The South Branch	277 North Sykes Creek Parkway	Merritt Island	FL
First National Bank of Pasco Zephyrhills Branch	4518 Gall Boulevard	Zephyrhills	FL
City National Bank of Florida Biscayne Tower Branch	Two South Biscayne Boulevard	Miami	FL
The First National Bank of Mount Dora Sorrento Branch	24034 Highway 46	Sorrento	FL
Southeast First National Bank Hutchison Boulevard Branch	12720 Hutchison Boulevard	Panama City	FL
Florida Capital Bank, National Association Pinellas Park Branch	8200 66th Street North	Pinellas Park	FL
Southeastern Bank Callahan Branch	542238 U.S. Highway 1	Callahan	FL
Lafayette State Bank Lafayette State Bank Branch	340 West Main Street	Mayo	FL
Prime Meridian Bank Tallahassee Branch	1471 Timberlane Road, Ste 124	Tallahassee	FL
MidSouth Bank Panama City Branch	1418 West 23rd Street	Panama City	FL
Ameris Bank Ameris Bank Branch	7880 Gate Parkway	Jacksonville	FL
Trustmark National Bank Banktrust Florida Branch	Mack Bayou Road And U.S. Highway 98	Santa Rosa Beach	FL
FNBT BANK Hulburt Field Branch	108 Lielmanis Avenue	Hurlburt Field	FL
Madison County Community Bank Madison County Community Bank Branch	301 West Base Street	Madison	FL
Centennial Bank Centennial Bank Branch	2601 East Oakland Park Boulevard, Suite 102	Fort Lauderdale	FL
Centennial Bank Centennial Bank Branch	2601 East Oakland Park Boulevard, Suite 102	Fort Lauderdale	FL
Sunrise Bank Sunrise Bank Branch	5604 North Atlantic Avenue	Cocoa Beach	FL
The First Bank Pace Branch	4911 Highway 90	Pace	FL
First-Citizens Bank & Trust Company Health Park Branch	16700 Bass Road	Fort Myers	FL
Marine Bank & Trust Company Sebastian Branch	1020 U.S. Highway 1	Sebastian	FL
Community Bank of the South Community Bank Of The South Branch	277 North Sykes Creek Parkway	Merritt Island	FL
TrustCo Bank Maitland Branch	9400 Us Rt 17/92 Ste F	Maitland	FL
Amerant Bank, Formerly Mercantil Bank Pinecrest Branch	9350 South Dixie Hwy	Miami	FL
Desjardins Bank, National Association Lauderhill Branch	7329 W. Oakland Park Blvd.	Lauderhill	FL
MidWestOne Bank Naples - Branch 19	4099 Tamiami Trail North	Naples	FL
United Southern Bank Lake Port Square Branch	900 Lake Port Square Boulevard	Leesburg	FL
Hancock Whitney Bank Crestview Southside Branch	2541 South Highway 85	Crestview	FL
Grove Bank & Trust South Miami Branch	6400 S.Dixie Highway	South Miami	FL
Valley National Bank Brandon Branch	668 Oakfield Drive	Brandon	FL
Sanibel Captiva Community Bank Mcgregor Branch	15975 Mcgregor Boulevard	Fort Myers	FL
Community Bank of the South Community Bank Of The South Branch	277 North Sykes Creek Parkway	Merritt Island	FL
SouthState Bank, National Association University Parkway Branch	6204 N. Lockwood Ridge Road	Sarasota	FL
American Momentum Bank Pelican Bay Branch	8625 Tamiami Trail North	Naples	FL
Centennial Bank Centennial Bank Branch	2601 East Oakland Park Boulevard, Suite 102	Fort Lauderdale	FL
Bank of Belle Glade Bank Of Belle Glade Branch	108 Southeast Avenue D	Belle Glade	FL
Armed Forces Bank, National Association Macdill Afb Branch	Building 926	Macdill Afb	FL
First National Bank of Pasco Zephyrhills Branch	4518 Gall Boulevard	Zephyrhills	FL
OneUnited Bank 79th Street Branch	3275 N.W. 79th Street	Miami	FL
First American Bank 95 Merrick Way Br Branch	2295 Galiano Street	Coral Gables	FL
Crews Bank & Trust Interlake Boulevard Branch	Interlake Boulevard At Main Street	Lake Placid	FL
Heartland National Bank Avon Park Branch	800 West Main Street	Avon Park	FL
FineMark National Bank & Trust Bentley Village Branch	701 Retreat Drive	Naples	FL
Marine Bank & Trust Company Sebastian Branch	1020 U.S. Highway 1	Sebastian	FL
Citizens Bank and Trust Winterset Branch	6340 Cypress Gardens Blvd	Winter Haven	FL
Academy Bank, National Association Jacksonville Branch	6767 103rd Street	Jacksonville	FL
Cogent Bank Longwood Branch	485 S. Ronald Reagan Boulevard	Longwood	FL
Intracoastal Bank Intracoastal Bank Branch	1290 Palm Coast Parkway Nw	Palm Coast	FL
Ameris Bank Ameris Bank Branch	7880 Gate Parkway	Jacksonville	FL
FirstBank Puerto Rico Deerfield Beach Office Branch	Century Plaza, 1898-A West Hillsboro Boulevard	Deerfield Beach	FL
Southeastern Bank Callahan Branch	542238 U.S. Highway 1	Callahan	FL
Lafayette State Bank Lafayette State Bank Branch	340 West Main Street	Mayo	FL
Prime Meridian Bank Tallahassee Branch	1471 Timberlane Road, Ste 124	Tallahassee	FL
The First Bank Pace Branch	4911 Highway 90	Pace	FL
Capital City Bank Bank Link Branch	Ccbg.Com	Tallahassee	FL
Community Bank of Mississippi Crestview Branch	345 East James Lee Boulevard	Crestview	FL
Busey Bank Busey Bank, Na Branch	7980 Summerlin Lakes Drive	Fort Myers	FL
Bank OZK Gulfport Boulevard Branch	6750 Gulfport Boulevard South	South Pasadena	FL
TrustCo Bank Maitland Branch	9400 Us Rt 17/92 Ste F	Maitland	FL
U.S. Bank National Association Naples Pcr Branch	9105 Strada Place, Suite 3200	Naples	FL
First National Bank of Wauchula First National Bank Of Wauchula Branch	406 North Sixth Avenue	Wauchula	FL
Marine Bank & Trust Company Sebastian Branch	1020 U.S. Highway 1	Sebastian	FL
Crews Bank & Trust Interlake Boulevard Branch	Interlake Boulevard At Main Street	Lake Placid	FL
Bank of America, National Association Miami International Airport Branch	Miami International Airport, Terminal D	Miami	FL
Cogent Bank Longwood Branch	485 S. Ronald Reagan Boulevard	Longwood	FL
Renasant Bank Ocala State Road 200 Branch	7605 Sw Highway 200	Ocala	FL
Natbank, National Association Natbank, National Association Branch	4031 Oakwood Boulevard	Hollywood	FL
Marine Bank & Trust Company Sebastian Branch	1020 U.S. Highway 1	Sebastian	FL
Crews Bank & Trust Interlake Boulevard Branch	Interlake Boulevard At Main Street	Lake Placid	FL
Citizens Bank and Trust Winterset Branch	6340 Cypress Gardens Blvd	Winter Haven	FL
Trustmark National Bank Banktrust Florida Branch	Mack Bayou Road And U.S. Highway 98	Santa Rosa Beach	FL
Centennial Bank Centennial Bank Branch	2601 East Oakland Park Boulevard, Suite 102	Fort Lauderdale	FL
Comerica Bank Naples Branch	3001 Tamiami Trl Ste 100	Naples	FL
PNC Bank, National Association West Sebastian Branch	993 Sebastian Boulevard	Sebastian	FL
Natbank, National Association Natbank, National Association Branch	4031 Oakwood Boulevard	Hollywood	FL
The Bank of Tampa Downtown Branch	Three Tampa City Center, Suite 40	Tampa	FL
City National Bank of Florida Biscayne Tower Branch	Two South Biscayne Boulevard	Miami	FL
First Federal Bank South Ohio Avenue Branch	804 Ohio Avenue South	Live Oak	FL
JPMorgan Chase Bank, National Association Miramar & Palm Banking Center Branch	9999 Miramar Pkwy	Miramar	FL
The First Bank Pace Branch	4911 Highway 90	Pace	FL
Wells Fargo Bank, National Association Reitz Union Branch	655 Reitz Union Drive, University Of Fl	Gainesville	FL
HSBC Bank USA, National Association Bal Harbour Surfside Branch	9501 Harding Avenue	Surfside	FL
PNC Bank, National Association West Sebastian Branch	993 Sebastian Boulevard	Sebastian	FL
Regions Bank Ft Lauderdale Branch	100 Se 3rd Avenue	Fort Lauderdale	FL
First Federal Bank South Ohio Avenue Branch	804 Ohio Avenue South	Live Oak	FL
KeyBank National Association Naples Branch	3777 Tamiami Trail North	Naples	FL
The Bank of Tampa Downtown Branch	Three Tampa City Center, Suite 40	Tampa	FL
Fifth Third Bank, National Association Aloma & Tuscawilla Branch	Aloma Avenue	Oviedo	FL
Truist Bank Branch Banking And Trust Company	9770 Nw 25th Street	Doral	FL
BMO Bank National Association Bonita Beach Road Office Branch	9000 Bonita Beach Road Se	Bonita Springs	FL
Comerica Bank Naples Branch	3001 Tamiami Trl Ste 100	Naples	FL
Manufacturers and Traders Trust Company North Palm Beach Office Branch	2000 Pga Boulevard	North Palm Beach	FL
Liberty Savings Bank, F.S.B. Tamiami Trail Branch	8383 South Tamiami Trail	Sarasota	FL
FineMark National Bank & Trust Bentley Village Branch	701 Retreat Drive	Naples	FL
Seacoast National Bank Palm Beach Community Bank Branch	8101 Okeechobee Boulevard	West Palm Beach	FL
First American Bank 95 Merrick Way Br Branch	2295 Galiano Street	Coral Gables	FL
Natbank, National Association Natbank, National Association Branch	4031 Oakwood Boulevard	Hollywood	FL
Intracoastal Bank Intracoastal Bank Branch	1290 Palm Coast Parkway Nw	Palm Coast	FL
Capital City Bank Bank Link Branch	Ccbg.Com	Tallahassee	FL
PNB Community Bank Freeport Branch	15835 331 Business	Freeport	FL

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FLORIDA SAVINGS ACCOUNT ENVIRONMENT

In addition to the US national banks, regional banks and local Florida credit unions, there are many foreign banks that are licensed to operate in Florida. This is due to the fact that Florida has a robust and dynamic banking sector, attracting numerous foreign banks from various countries. These banks may establish branches, agencies, or representative offices in the state, enabling them to offer financial services to businesses and individuals in Florida. Some well-known foreign banks operating in Florida include Banco Santander, HSBC, Deutsche Bank, Banco do Brasil, BBVA, and Bank of Tokyo-Mitsubishi UFJ, among others. As long as these foreign banks are licensed to operate in the US, deposits are covered by FDIC-insurance (generally, up tot $250,000 per individual or $500,000 per couple).

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES

Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

Find a bank with a location convenient to you. Location counts.
Choose a bank with good rates. Rates are important to get continued growth of your capital.
Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.