Best Local Bank Savings and Money Market Rates in Georgia, GA July 1, 2025

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If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

GA - July 1, 2025

Savings Account National Average Rate: 0.45% ^?

Banks	APY	MIN
Citibank, National Association	4.35% 0.20%	$0 $1	Learn More
Promotional rate for 3 months up to $11,000. Requires $25,000 in new deposits within 10 days of registration. After 3 month promotional period, rate reverts to between 0.03% and 0.12%. Rate History: 5.00% → 4.75% → 5.00% → 4.50% → 4.35%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (22)
Banesco Usa	4.25%	$300	Learn More
Rate History: 4.50% → 4.40% → 4.25% → 4.00% → 4.25%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Loyal Trust Bank Loyal Trust Bank Branch	4.25%	$1,000	Learn More Add Review
North American Savings Bank	4.10%	$10,000	Learn More
Rate History: 4.90% → 4.75% → 4.55% → 4.20% → 4.10%
A Terkowitz \| Feb 15, 2024 I have always had great experiences with short-term CDs from this bank. No delays. Read More Reviews (3)
Banesco Usa	4.00%	$300	Learn More
Rate History: 1.35% → 5.25% → 4.75% → 4.50% → 4.00%
Dkplan \| Dec 27, 2022 They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More Reviews (8)
Beal Bank Usa Atlanta Branch	3.75%	$500	Learn More
Rate History: 4.25% → 3.75%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
Citizens Bank, National Association	3.70%	$0	Learn More
Rate History: 4.50% → 4.15% → 3.90% → 3.70%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (2)
Td Bank, National Association	3.70% 2.25%	$100,000 $50,000	Learn More
Rate History: 4.00% → 3.70%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Truist Bank Stockbridge Branch	3.66% 0.01%	$0 $1	Learn More
Rate History: 4.00% → 3.65% → 3.66%
Customer \| Jul 28, 2022 Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More Reviews (6)
Capital One, National Association	3.60%	$1	Learn More
Rate History: 4.10% → 4.00% → 3.90% → 3.80% → 3.60%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (16)
Regions Bank Dawsonville Hwy Branch	3.50% 1.50%	$10,000 $0	Learn More Add Review
Beal Bank Usa Atlanta Branch	3.50%	$25,000	Learn More
Rate History: 4.00% → 3.50%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
Loyal Trust Bank Loyal Trust Bank Branch	3.50%	$10,000	Learn More Add Review
U.s. Bank National Association Georgia Trust Branch	3.50% 0.05%	$25,000 $1	Learn More
Rate History: 4.10% → 3.50%
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (6)
Woodforest National Bank Roswell Ga 8256 Branch	3.25% 2.25% 1.75% 1.25% 0.35%	$500,000 $250,000 $100,000 $1 $0	Learn More
Rate History: 4.00% → 3.75% → 3.50% → 3.25%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
Bank Of Hope Lagrange Branch	3.05%	$1,000	Learn More
NORTY FLATZ \| Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More Reviews (1)
Citizens Bank, National Association	3.00% 2.75%	$250,000 $25,000	Learn More
Rate History: 1.00% → 3.00%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (2)
Touchmark National Bank Touchmark National Bank Branch	2.80% 2.50% 2.00% 1.25%	$250,000 $100,000 $50,000 $0	Learn More Add Review
New Millennium Bank	2.75% 0.15%	$500,000 $1	Learn More Add Review
Bank Of Whittier, National Association	2.60%	$250	Learn More Add Review
Capital One, National Association	2.50%	$1	Learn More
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (16)
New Millennium Bank	2.25% 1.75%	$100,000 $1,000	Learn More Add Review
American Commerce Bank, National Association American Commerce Bank, National Association Branch	2.12% 0.49% 0.46% 0.43%	$1,000 $250,000 $100,000 $25,000	Learn More Add Review
Rate History: 2.48% → 2.12%
M.y. Safra Bank, Fsb	2.00%	$5,000	Learn More
Richard \| Jul 1, 2022 Very easy opening process and wonderful staff. Read More Reviews (6)
United Community Bank Tyrone Branch	1.25% 1.00% 0.50%	$500,000 $100,000 $0	Learn More
raymond denmark \| Nov 5, 2018 1years Read More Reviews (1)
Usaa Federal Savings Bank	1.10% 0.01%	$500,000 $1	Learn More
Rate History: 1.50% → 1.45% → 1.10%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
Wells Fargo Bank, National Association Cnn Center Omni Branch	1.01% 0.01%	$100,000 $1	Learn More
Rate History: 1.01% → 1.02% → 1.01%
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
First Horizon Bank Ringgold Financial Center Branch	1.00% 0.70%	$100,000 $50,000	Learn More
Rate History: 2.02% → 1.76% → 1.26% → 1.16% → 1.00%
D R Lineberger \| Dec 30, 2018 Garden14 Read More Reviews (1)
City National Bank Atlanta Branch	1.00%	$1,000,000	Learn More Add Review
Rate History: 2.89% → 2.12% → 1.36% → 1.11% → 1.00%
Peoples Bank & Trust Peoples Bank & Trust Branch	1.00% 0.40%	$100,000 $5,000	Learn More Add Review
Hyperion Bank	0.75%	$1,000	Learn More Add Review
Bank Of Newington Bank Of Newington Branch	0.75%	$25,000	Learn More Add Review
Family Bank 800 East College Street Branch	0.75%	$2,500	Learn More Add Review
Georgia Community Bank Drive-In Branch	0.65%	$25,000	Learn More Add Review
Bank Of Newington Bank Of Newington Branch	0.60%	$10,000	Learn More Add Review
Bank Of Madison Eatontown Road Branch	0.50%	$10,000	Learn More Add Review
Bank Of Newington Bank Of Newington Branch	0.50%	$2,500	Learn More Add Review
City National Bank Atlanta Branch	0.50%	$0	Learn More Add Review
Rate History: 1.36% → 1.11% → 0.85% → 0.60% → 0.50%
First Ic Bank First Ic Bank Branch	0.50%	$2,500	Learn More Add Review
Bank Of Dawson Bank Of Dawson Branch	0.50%	$2,500	Learn More Add Review
Talbot State Bank Talbot State Bank Branch	0.50%	$25,000	Learn More
ronald.burrell673@gmail.com \| Aug 11, 2019 We have trouble with them crediting payments made on time, by the time point Aand B get your payment and record it, you are always seen as a late payment. This just drives me crazy, also, they don't do all... Read More Reviews (1)
Glennville Bank Main Street Facility Branch	0.50%	$25,000	Learn More Add Review
First Port City Bank First Port City Bank Branch	0.50%	$25,000	Learn More Add Review
The Bank Of La Fayette, Georgia West Main-Chattanooga Branch	0.45%	$25,000	Learn More Add Review
Bank Of Madison Eatontown Road Branch	0.40%	$2,500	Learn More Add Review
Tandem Bank	0.40%	$25,000	Learn More Add Review
Community Bank Of Georgia Community Bank Of Georgia Branch	0.40%	$2,500	Learn More Add Review
First State Bank Of Blakely First State Bank Of Blakely Branch	0.40%	$2,500	Learn More Add Review
The Bank Of La Fayette, Georgia West Main-Chattanooga Branch	0.40%	$10,000	Learn More Add Review
Farmers & Merchants Bank Homerville Branch	0.40%	$2,500	Learn More Add Review
Servisfirst Bank Douglasville Branch	0.40%	$2,500	Learn More Add Review
Talbot State Bank Talbot State Bank Branch	0.40%	$2,500	Learn More
ronald.burrell673@gmail.com \| Aug 11, 2019 We have trouble with them crediting payments made on time, by the time point Aand B get your payment and record it, you are always seen as a late payment. This just drives me crazy, also, they don't do all... Read More Reviews (1)
Mount Vernon Bank West First Street Branch	0.40%	$2,500	Learn More Add Review
American Pride Bank American Pride Bank Branch	0.40%	$25,000	Learn More
Lily \| Dec 14, 2021 no reveiw Read More Reviews (1)
Primesouth Bank Atlantic National Bank Branch	0.40%	$25,000	Learn More Add Review
Georgia Community Bank Drive-In Branch	0.40%	$2,500	Learn More Add Review
Woodforest National Bank Roswell Ga 8256 Branch	0.40% 0.25%	$10,000 $0	Learn More
Rate History: 1.00% → 0.50% → 0.40%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
Mount Vernon Bank West First Street Branch	0.35%	$2,500	Learn More Add Review
Primesouth Bank Atlantic National Bank Branch	0.35%	$10,000	Learn More Add Review
Firstbank Northwest Georgia Bank Branch	0.35%	$10,000	Learn More Add Review
Hyperion Bank	0.35%	$0	Learn More Add Review
American Commerce Bank, National Association American Commerce Bank, National Association Branch	0.35%	$100	Learn More Add Review
Farmers & Merchants Bank Homerville Branch	0.35%	$2,500	Learn More Add Review
The Peoples Bank Of Georgia The Peoples Bank Of Georgia Branch	0.35%	$2,500	Learn More Add Review
The Four County Bank The Four County Bank Branch	0.35%	$2,500	Learn More Add Review
Morris Bank S. Houston Lake Road Office Branch	0.35%	$25,000	Learn More
Samantha \| Dec 14, 2021 Awesome i lost half my money and they paid me triple Read More Reviews (1)
Bank Of Dudley Dublin Branch	0.35%	$2,500	Learn More Add Review
First Federal Savings And Loan Association Of Valdosta Lakes Blvd. Branch	0.35%	$25,000	Learn More Add Review
Family Bank 800 East College Street Branch	0.35%	$2,500	Learn More Add Review
South Georgia Bank Hinesville Branch	0.30%	$2,500	Learn More Add Review
Coastalstates Bank	0.30%	$2,500	Learn More Add Review
Bank Of Madison Eatontown Road Branch	0.30%	$2,500	Learn More Add Review
The Bank Of La Fayette, Georgia West Main-Chattanooga Branch	0.30%	$2,500	Learn More Add Review
Metro City Bank Metro City Bank Branch	0.30%	$10,000	Learn More
thedon \| Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More Reviews (1)
Bank Of Dade Drive-In Branch	0.30%	$2,500	Learn More Add Review
Citizens Bank & Trust, Inc. Citizens Bank & Trust, Inc. Branch	0.30%	$2,500	Learn More Add Review
Community Bank Of Pickens County Cove Road Location Branch	0.30%	$25,000	Learn More
bdowda \| Feb 12, 2022 The rate information listed here is incorrect, but Community Bank of Pickens County is a great bank with great customer service. I opened an account today so not sure the source this website uses, but the ... Read More Reviews (1)
Rabun County Bank North Rabun Branch	0.30%	$25,000	Learn More Add Review
Shinhan Bank America Duluth Branch	0.30%	$25,000	Learn More
Lori Kroko \| Mar 10, 2021 I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More Reviews (1)
Signature Bank Of Georgia Signature Bank Client Engagement Center Branch	0.30%	$200,000	Learn More Add Review
F&m Bank Tignall Branch	0.30%	$2,500	Learn More Add Review
Bank Of Wrightsville Bank Of Wrightsville Branch	0.30%	$10,000	Learn More Add Review
The Citizens Bank Of Cochran Dublin Branch	0.30%	$25,000	Learn More Add Review
Southern Bank Liberty Street Office Branch	0.30%	$2,500	Learn More Add Review
The Citizens National Bank Of Quitman The Citizens National Bank Of Quitma Branch	0.30%	$25,000	Learn More Add Review
First Federal Savings And Loan Association Of Valdosta Lakes Blvd. Branch	0.30%	$10,000	Learn More Add Review
Bank Of Camilla Bank Of Camilla Branch	0.25%	$2,500	Learn More Add Review
State Bank Of Cochran Wrightsville Branch	0.25%	$2,500	Learn More Add Review
Wheeler County State Bank Wheeler County State Bank Branch	0.25%	$2,500	Learn More Add Review
North Georgia National Bank Downtown Calhoun Branch	0.25%	$25,000	Learn More Add Review
Wilkinson County Bank Wilkinson County Bank Branch	0.25%	$2,500	Learn More Add Review
The Four County Bank The Four County Bank Branch	0.25%	$2,500	Learn More Add Review
Bank Of Hazlehurst Bank Of Hazlehurst Branch	0.25%	$2,500	Learn More Add Review
Primesouth Bank Atlantic National Bank Branch	0.25%	$2,500	Learn More Add Review
Peoples Bank Peoples Bank Branch	0.25%	$2,500	Learn More Add Review
Tandem Bank	0.25%	$2,500	Learn More Add Review
Bank Of Dade Drive-In Branch	0.25%	$100	Learn More Add Review
Citizens Bank & Trust, Inc. Citizens Bank & Trust, Inc. Branch	0.25%	$100	Learn More Add Review
F&m Bank Tignall Branch	0.25%	$2,500	Learn More Add Review
First Horizon Bank Ringgold Financial Center Branch	0.25%	$2,500	Learn More
Rate History: 0.30% → 0.25%
D R Lineberger \| Dec 30, 2018 Garden14 Read More Reviews (1)
The Bank Of La Fayette, Georgia West Main-Chattanooga Branch	0.25%	$2,500	Learn More Add Review
Planters And Citizens Bank Planters And Citizens Bank Branch	0.25%	$2,500	Learn More Add Review
Banksouth Banksouth Branch	0.25%	$2,500	Learn More Add Review
Citizens Community Bank Valdosta Branch	0.25%	$25,000	Learn More Add Review
Bank Of Wrightsville Bank Of Wrightsville Branch	0.25%	$2,500	Learn More Add Review
Bank Of Hancock County Bank Of Hancock County Branch	0.25%	$2,500	Learn More Add Review
Century Bank And Trust Northside Branch	0.25%	$2,500	Learn More Add Review
Glennville Bank Main Street Facility Branch	0.25%	$2,500	Learn More Add Review
American Pride Bank American Pride Bank Branch	0.25%	$10,000	Learn More
Lily \| Dec 14, 2021 no reveiw Read More Reviews (1)
Bank Of Dudley Dublin Branch	0.25%	$2,500	Learn More Add Review
Exchange Bank Exchange Bank Of Lake Oconee Branch	0.25%	$2,500	Learn More Add Review
First Ic Bank First Ic Bank Branch	0.25%	$2,500	Learn More Add Review
Community Banking Company Of Fitzgerald South Main Street Branch	0.25%	$25,000	Learn More Add Review
Vidalia Federal Savings Bank Vidalia Federal Savings Bank Branch	0.25%	$2,500	Learn More
adriane jackson \| Aug 29, 2015 hello I need to know how much it is to open a regular savings that gains intrest Read More Reviews (1)
First Southern Bank Waycross Branch	0.25%	$25,000	Learn More Add Review
Fnb South Fnb South Branch	0.25%	$2,500	Learn More
It's just me \| Aug 20, 2022 FNB FOLKSTON,GA, Ga. is the BEST bank to do business with, they go above and beyond for their customers, staff Is Great!! Sure miss some of the former employees though!! Read More Reviews (1)
Guardian Bank Guardian Bank Branch	0.25%	$2,500	Learn More
A \| Aug 21, 2019 Guardian bank is the worst company I’ve ever try to do business with me and my husband went to them for a refinance the lender submitted a application for a loan that was not fitting the needs we wante... Read More Reviews (1)
The Citizens National Bank Of Quitman The Citizens National Bank Of Quitma Branch	0.25%	$2,500	Learn More Add Review
First Federal Savings And Loan Association Of Valdosta Lakes Blvd. Branch	0.25%	$2,500	Learn More Add Review
First Port City Bank First Port City Bank Branch	0.25%	$2,500	Learn More Add Review
Peoples Bank & Trust Peoples Bank & Trust Branch	0.25%	$0	Learn More Add Review
Keybank National Association	0.25%	$5,000	Learn More
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
U.s. Bank National Association Georgia Trust Branch	0.25%	$25,000	Learn More
Rate History: 4.25% → 4.16% → 4.25% → 3.75% → 0.25%
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (6)
State Bank Of Cochran Wrightsville Branch	0.20%	$2,500	Learn More Add Review
Peoplessouth Bank Bainbridge Branch	0.20%	$25,000	Learn More Add Review
The Merchants & Citizens Bank The Merchants & Citizens Bank Branch	0.20%	$2,500	Learn More Add Review
South Coast Bank & Trust Midway Branch	0.20%	$25,000	Learn More Add Review
Bank Of Dudley Dublin Branch	0.20%	$10,000	Learn More Add Review
Bank Of Hancock County Bank Of Hancock County Branch	0.20%	$2,500	Learn More Add Review
Morris Bank S. Houston Lake Road Office Branch	0.20%	$2,500	Learn More
Samantha \| Dec 14, 2021 Awesome i lost half my money and they paid me triple Read More Reviews (1)
First Chatham Bank Richmond Hill Branch	0.20%	$2,500	Learn More
314201 \| Sep 18, 2018 I have been a satisfied customer at the Hodgson Memorial branch. The customer service is always excellent. Jenny Collins has been especially helpful and professional. Read More Reviews (1)
Bank Of Monticello Bank Of Monticello Branch	0.20%	$25,000	Learn More Add Review
Peoples Bank Of East Tennessee Mccaysville Branch	0.20%	$10,000	Learn More Add Review
Community Bank Of Pickens County Cove Road Location Branch	0.20%	$1	Learn More
bdowda \| Feb 12, 2022 The rate information listed here is incorrect, but Community Bank of Pickens County is a great bank with great customer service. I opened an account today so not sure the source this website uses, but the ... Read More Reviews (1)
Servisfirst Bank Douglasville Branch	0.20%	$2,500	Learn More Add Review
Signature Bank Of Georgia Signature Bank Client Engagement Center Branch	0.20%	$2,500	Learn More Add Review
First National Community Bank The Eton Branch	0.20%	$25,000	Learn More Add Review
Shinhan Bank America Duluth Branch	0.20%	$2,500	Learn More
Lori Kroko \| Mar 10, 2021 I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More Reviews (1)
The Citizens Bank Of Georgia The Citizens Bank Of Forsyth County Branch	0.20%	$10,000	Learn More Add Review
Newton Federal Bank Newton Federal Savings And Loan East Branch	0.20%	$25,000	Learn More Add Review
Oconee State Bank Oconee State Bank Branch	0.20%	$25,000	Learn More
Carol Walters \| Mar 29, 2021 I have had problems with Oconee State Bank blocking purchases I made online from a legitimate business for pet products. They block it because the seller is in the UK, even though I have purchased from the... Read More Reviews (1)
Farmers State Bank Washington Branch	0.20%	$2,500	Learn More Add Review
Century Bank And Trust Northside Branch	0.20%	$25,000	Learn More Add Review
Wilkinson County Bank Wilkinson County Bank Branch	0.20%	$2,500	Learn More Add Review
Durden Banking Company, Incorporated Metter Branch	0.20%	$25,000	Learn More Add Review
Community Banking Company Of Fitzgerald South Main Street Branch	0.20%	$2,500	Learn More Add Review
The Security State Bank The Security State Bank Branch	0.20%	$2,500	Learn More Add Review
Security Federal Bank Evans Branch	0.20%	$25,000	Learn More
Angry \| Aug 8, 2022 DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More Reviews (2)
First Southern Bank Waycross Branch	0.20%	$2,500	Learn More Add Review
Southeastern Bank Folkston Branch	0.20%	$25,000	Learn More Add Review
Citizens Community Bank Valdosta Branch	0.20%	$2,500	Learn More Add Review
Commercial Banking Company Tifton Branch	0.20%	$2,500	Learn More Add Review
The Citizens National Bank Of Quitman The Citizens National Bank Of Quitma Branch	0.20%	$2,500	Learn More Add Review
United National Bank United National Bank Branch	0.20%	$2,500	Learn More Add Review
Rabun County Bank North Rabun Branch	0.20%	$10,000	Learn More Add Review
First National Bank In Frankfort	0.20%	$0	Learn More Add Review
Pinnacle Bank Braselton Branch	0.19%	$25,000	Learn More Add Review
Douglas National Bank Douglas National Bank Branch	0.15%	$2,500	Learn More Add Review
Bank Of Lumber City Telfair County Bank Branch	0.15%	$2,500	Learn More Add Review
Newton Federal Bank Newton Federal Savings And Loan East Branch	0.15%	$2,500	Learn More Add Review
Durden Banking Company, Incorporated Metter Branch	0.15%	$10,000	Learn More Add Review
Community Banking Company Of Fitzgerald South Main Street Branch	0.15%	$2,500	Learn More Add Review
United Community Bank Tyrone Branch	0.15%	$2,500	Learn More
Rate History: 0.20% → 0.15%
raymond denmark \| Nov 5, 2018 1years Read More Reviews (1)
Altamaha Bank And Trust Company Hazlehurst Branch	0.15%	$2,500	Learn More Add Review
Signature Bank Of Georgia Signature Bank Client Engagement Center Branch	0.15%	$25,000	Learn More Add Review
First Peoples Bank Hamilton Branch	0.15%	$25,000	Learn More Add Review
Security Federal Bank Evans Branch	0.15%	$10,000	Learn More
Angry \| Aug 8, 2022 DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More Reviews (2)
Embassy National Bank Embassy National Bank Branch	0.15%	$1	Learn More Add Review
Pineland Bank Kingsland Branch	0.15%	$2,500	Learn More Add Review
Glennville Bank Main Street Facility Branch	0.15%	$2,500	Learn More Add Review
Commercial Banking Company Tifton Branch	0.15%	$10,000	Learn More Add Review
First Bank Of Coastal Georgia Richmond Hill Branch	0.15%	$2,500	Learn More Add Review
Ab&t Ab&T Branch	0.15%	$2,500	Learn More Add Review
Century Bank And Trust Northside Branch	0.15%	$2,500	Learn More Add Review
Planters And Citizens Bank Planters And Citizens Bank Branch	0.15%	$2,500	Learn More Add Review
Thomasville National Bank Thomasville National Bank Branch	0.15%	$2,500	Learn More Add Review
First National Community Bank The Eton Branch	0.15%	$10,000	Learn More Add Review
First Bank Of Pike Concord Branch	0.15%	$2,500	Learn More Add Review
Coastalstates Bank	0.15%	$2,500	Learn More Add Review
Oconee Federal Savings And Loan Association Toccoa Br Branch	0.15%	$25,000	Learn More
Bonjo \| Nov 10, 2022 Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More Reviews (1)
The Citizens Bank Of Georgia The Citizens Bank Of Forsyth County Branch	0.15%	$10,000	Learn More Add Review
The Commercial Bank The Commercial Bank Branch	0.15%	$25,000	Learn More Add Review
Oconee State Bank Oconee State Bank Branch	0.15%	$2,500	Learn More
Carol Walters \| Mar 29, 2021 I have had problems with Oconee State Bank blocking purchases I made online from a legitimate business for pet products. They block it because the seller is in the UK, even though I have purchased from the... Read More Reviews (1)
First Community Bank Augusta Branch	0.15%	$25,000	Learn More Add Review
Farmers & Merchants Bank Oconee Parkway Branch	0.15%	$10,000	Learn More Add Review
Exchange Bank Exchange Bank Of Lake Oconee Branch	0.15%	$25,000	Learn More Add Review
Guardian Bank Guardian Bank Branch	0.15%	$2,500	Learn More
A \| Aug 21, 2019 Guardian bank is the worst company I’ve ever try to do business with me and my husband went to them for a refinance the lender submitted a application for a loan that was not fitting the needs we wante... Read More Reviews (1)
Bank Of Monticello Bank Of Monticello Branch	0.15%	$10,000	Learn More Add Review
F & M Bank And Trust Company F & M Bank And Trust Company Branch	0.15%	$25,000	Learn More Add Review
Southern Bank Liberty Street Office Branch	0.15%	$2,500	Learn More Add Review
The Citizens Bank Of Cochran Dublin Branch	0.15%	$2,500	Learn More Add Review
Morris Bank S. Houston Lake Road Office Branch	0.15%	$2,500	Learn More
Samantha \| Dec 14, 2021 Awesome i lost half my money and they paid me triple Read More Reviews (1)
Flint Community Bank Flint Community Bank Branch	0.15%	$25,000	Learn More Add Review
The Bank Of Soperton The Bank Of Soperton Branch	0.15%	$2,500	Learn More Add Review
Queensborough National Bank & Trust Company Savannah Branch	0.15%	$25,000	Learn More Add Review
First Southern Bank Waycross Branch	0.15%	$2,500	Learn More Add Review
The Claxton Bank Claxton Square Branch	0.15%	$25,000	Learn More Add Review
The Trust Bank Adel Branch	0.15%	$100	Learn More Add Review
Armed Forces Bank, National Association Moody Afb Branch	0.15%	$25,000	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
Citizens Community Bank Valdosta Branch	0.15%	$2,500	Learn More Add Review
First Federal Savings And Loan Association Of Valdosta Lakes Blvd. Branch	0.15%	$2,500	Learn More Add Review
Peoplessouth Bank Bainbridge Branch	0.15%	$2,500	Learn More Add Review
Community Bank Of Georgia Community Bank Of Georgia Branch	0.15%	$2,500	Learn More Add Review
Pinnacle Bank Braselton Branch	0.14%	$1	Learn More Add Review
Southern States Bank Columbus Community Branch	0.13%	$25,000	Learn More Add Review
Community Bank And Trust - West Georgia Columbus Main Banking Center Branch	0.10%	$2,500	Learn More Add Review
North Georgia National Bank Downtown Calhoun Branch	0.10%	$2,500	Learn More Add Review
Bank Of Monticello Bank Of Monticello Branch	0.10%	$2,500	Learn More Add Review
Planters First Bank Ocilla Branch	0.10%	$10,000	Learn More Add Review
Bank Of Eastman Magnolia State Bank -gray Branch	0.10%	$2,500	Learn More Add Review
F & M Bank And Trust Company F & M Bank And Trust Company Branch	0.10%	$2,500	Learn More Add Review
The Peoples Bank Sinclair Branch	0.10%	$2,500	Learn More Add Review
Southeast First National Bank Trion Branch	0.10%	$2,500	Learn More Add Review
Ameris Bank Butler Branch	0.10%	$25,000	Learn More
COLETTE B \| May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More Reviews (4)
East West Bank Asian Banking Center Branch	0.10%	$2,500	Learn More
Bauhinia C \| Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More Reviews (2)
Citizens Bank Of The South Citizens Bank Of Bulloch County Branch	0.10%	$100	Learn More Add Review
First-citizens Bank & Trust Company Peachtree Branch	0.10% 0.07%	$100,000 $25,000	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
Rabun County Bank North Rabun Branch	0.10%	$1,000	Learn More Add Review
Flint Community Bank Flint Community Bank Branch	0.10%	$2,500	Learn More Add Review
West Central Georgia Bank West Central Georgia Bank Branch	0.10%	$2,500	Learn More Add Review
Citizens Trust Bank West Side Branch	0.10%	$2,500	Learn More Add Review
The First National Bank Of Waynesboro The First National Bank Of Waynesbor Branch	0.10%	$2,500	Learn More Add Review
Firstbank Northwest Georgia Bank Branch	0.10%	$25,000	Learn More Add Review
Southern States Bank Columbus Community Branch	0.10%	$2,500	Learn More Add Review
South Georgia Bank Hinesville Branch	0.10%	$2,500	Learn More Add Review
First National Community Bank The Eton Branch	0.10%	$2,500	Learn More Add Review
Oconee Federal Savings And Loan Association Toccoa Br Branch	0.10%	$2,500	Learn More
Bonjo \| Nov 10, 2022 Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More Reviews (1)
Wallis Bank	0.10%	$2,500	Learn More Add Review
The Citizens Bank Of Georgia The Citizens Bank Of Forsyth County Branch	0.10%	$2,500	Learn More Add Review
Signature Bank Of Georgia Signature Bank Client Engagement Center Branch	0.10%	$1,000	Learn More Add Review
Commercial Banking Company Tifton Branch	0.10%	$2,500	Learn More Add Review
Fsnb, National Association	0.10%	$2,500	Learn More Add Review
Newton Federal Bank Newton Federal Savings And Loan East Branch	0.10%	$2,500	Learn More Add Review
The Commercial Bank The Commercial Bank Branch	0.10%	$10,000	Learn More Add Review
Oconee State Bank Oconee State Bank Branch	0.10%	$2,500	Learn More
Carol Walters \| Mar 29, 2021 I have had problems with Oconee State Bank blocking purchases I made online from a legitimate business for pet products. They block it because the seller is in the UK, even though I have purchased from the... Read More Reviews (1)
First Community Bank Augusta Branch	0.10%	$10,000	Learn More Add Review
First State Bank Peachtree Street Branch	0.10%	$2,500	Learn More Add Review
Farmers & Merchants Bank Oconee Parkway Branch	0.10%	$2,500	Learn More Add Review
Exchange Bank Exchange Bank Of Lake Oconee Branch	0.10%	$2,500	Learn More Add Review
First Peoples Bank Hamilton Branch	0.10%	$2,500	Learn More Add Review
Durden Banking Company, Incorporated Metter Branch	0.10%	$2,500	Learn More Add Review
American Pride Bank American Pride Bank Branch	0.10%	$2,500	Learn More
Lily \| Dec 14, 2021 no reveiw Read More Reviews (1)
The Bank Of Soperton The Bank Of Soperton Branch	0.10%	$1	Learn More Add Review
Security Federal Bank Evans Branch	0.10%	$2,500	Learn More
Angry \| Aug 8, 2022 DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More Reviews (2)
Queensborough National Bank & Trust Company Savannah Branch	0.10%	$2,500	Learn More Add Review
South Coast Bank & Trust Midway Branch	0.10%	$2,500	Learn More Add Review
First Chatham Bank Richmond Hill Branch	0.10%	$25,000	Learn More
314201 \| Sep 18, 2018 I have been a satisfied customer at the Hodgson Memorial branch. The customer service is always excellent. Jenny Collins has been especially helpful and professional. Read More Reviews (1)
South Georgia Banking Company Vienna Branch	0.10%	$25,000	Learn More Add Review
Armed Forces Bank, National Association Moody Afb Branch	0.10%	$2,500	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
Southeastern Bank Folkston Branch	0.10%	$2,500	Learn More Add Review
United National Bank United National Bank Branch	0.10%	$2,500	Learn More Add Review
Sunmark Community Bank Sunmark Community Bank Branch	0.08%	$2,500	Learn More Add Review
Southern States Bank Columbus Community Branch	0.08%	$10,000	Learn More Add Review
First Volunteer Bank Fort Oglethorpe Branch	0.08%	$24,999	Learn More
GOb \| Dec 18, 2023 They will not cash savings bonds for non-account holders Read More Reviews (5)
The Farmers Bank The Farmers Bank Branch	0.07%	$25,000	Learn More Add Review
Colony Bank Southside Branch	0.07%	$25,000	Learn More Add Review
Northeast Georgia Bank Carnesville Branch	0.06%	$2,500	Learn More Add Review
Waycross Bank & Trust Waycross Bank & Trust Branch	0.06%	$100	Learn More Add Review
First National Bank Of Griffin Hampton Branch	0.05%	$2,500	Learn More Add Review
Peach State Bank & Trust Peach State Bank & Trust Branch	0.05%	$2,500	Learn More Add Review
South Georgia Banking Company Vienna Branch	0.05%	$2,500	Learn More Add Review
First Chatham Bank Richmond Hill Branch	0.05%	$2,500	Learn More
314201 \| Sep 18, 2018 I have been a satisfied customer at the Hodgson Memorial branch. The customer service is always excellent. Jenny Collins has been especially helpful and professional. Read More Reviews (1)
Ameris Bank Butler Branch	0.05%	$2,500	Learn More
COLETTE B \| May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More Reviews (4)
South State Bank, National Association	0.05%	$100	Learn More
Justice \| Jul 22, 2021 This is a criminal lender and the worst bank. They merged with CenterState Bank.. They have made our lives miserable with a wrongful, fraudulent foreclosure. We will be starting a Website with all of the ... Read More Reviews (2)
Pinnacle Bank Braselton Branch	0.05%	$1	Learn More Add Review
The Citizens Bank Of Georgia The Citizens Bank Of Forsyth County Branch	0.05%	$2,500	Learn More Add Review
Southern States Bank Columbus Community Branch	0.05%	$2,500	Learn More Add Review
First American Bank And Trust Company North Athens Branch	0.05%	$2,500	Learn More Add Review
Planters First Bank Ocilla Branch	0.05%	$2,500	Learn More Add Review
Firstbank Northwest Georgia Bank Branch	0.05%	$2,500	Learn More Add Review
Northeast Georgia Bank Carnesville Branch	0.05%	$2,500	Learn More Add Review
Capital City Bank Highway 84 Branch	0.05%	$2,500	Learn More
Scrappy \| Mar 10, 2021 HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More Reviews (1)
United Bank The Woodbury Banking Company Branch	0.05%	$2,500	Learn More Add Review
First National Bank Of Decatur County First National Bank Of Decatur Count Branch	0.05%	$2,500	Learn More Add Review
The Claxton Bank Claxton Square Branch	0.05%	$2,500	Learn More Add Review
Peoples Bank Of East Tennessee Mccaysville Branch	0.05%	$2,500	Learn More Add Review
Rabun County Bank North Rabun Branch	0.05%	$1	Learn More Add Review
Oconee Federal Savings And Loan Association Toccoa Br Branch	0.05%	$2,500	Learn More
Bonjo \| Nov 10, 2022 Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More Reviews (1)
Tandem Bank	0.05%	$2,500	Learn More Add Review
First Community Bank Augusta Branch	0.05%	$2,500	Learn More Add Review
East West Bank Asian Banking Center Branch	0.05%	$2,500	Learn More
Bauhinia C \| Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More Reviews (2)
The Farmers Bank The Farmers Bank Branch	0.05%	$10,000	Learn More Add Review
The Commercial Bank The Commercial Bank Branch	0.05%	$2,500	Learn More Add Review
Farmers State Bank Washington Branch	0.05%	$2,500	Learn More Add Review
The Geo. D. Warthen Bank The Geo. D. Warthen Bank Branch	0.05%	$2,500	Learn More Add Review
The Peoples Bank Sinclair Branch	0.05%	$2,500	Learn More Add Review
Armed Forces Bank, National Association Moody Afb Branch	0.05%	$2,500	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
The Peoples Bank Of Georgia The Peoples Bank Of Georgia Branch	0.05%	$2,500	Learn More Add Review
West Central Georgia Bank West Central Georgia Bank Branch	0.05%	$10,000	Learn More Add Review
The Citizens Bank Of Cochran Dublin Branch	0.05%	$2,500	Learn More Add Review
Community Bank And Trust - West Georgia Columbus Main Banking Center Branch	0.05%	$2,500	Learn More Add Review
Citizens Trust Bank West Side Branch	0.05%	$2,500	Learn More Add Review
Ab&t Ab&T Branch	0.05%	$2,500	Learn More Add Review
South Coast Bank & Trust Midway Branch	0.05%	$2,500	Learn More Add Review
Carver State Bank Skidaway Road Branch	0.05%	$25,000	Learn More Add Review
Waycross Bank & Trust Waycross Bank & Trust Branch	0.05%	$100	Learn More Add Review
Southeastern Bank Folkston Branch	0.05%	$10,000	Learn More Add Review
Southern First Bank Paces Ferry Branch	0.05%	$0	Learn More
Dillon \| Jan 12, 2020 My wife is changing from Southern First because of the trouble she has getting her Zelle transfers. Zelle has been contacted and the Bank. Yet the Bank won't own up for lack of responsibility. Just blames ... Read More Reviews (2)
Bank Ozk Cornelia Branch	0.05%	$0	Learn More
HB \| Sep 12, 2023 Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More Reviews (11)
Sunmark Community Bank Sunmark Community Bank Branch	0.04%	$2,500	Learn More Add Review
Bank Of America, National Association Ponce De Leon Branch	0.04%	$2,500	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (11)
First Century Bank, National Association First Century Bank, National Association Branch	0.03%	$2,500	Learn More Add Review
First Volunteer Bank Fort Oglethorpe Branch	0.03%	$100	Learn More
GOb \| Dec 18, 2023 They will not cash savings bonds for non-account holders Read More Reviews (5)
River City Bank River City Bank Branch	0.03%	$2,500	Learn More Add Review
Cibc Bank Usa North Fulton Branch	0.03%	$2,500	Learn More
me \| Oct 13, 2021 Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More Reviews (6)
Carver State Bank Skidaway Road Branch	0.03%	$2,500	Learn More Add Review
Renasant Bank Alpharetta Haynes Bridge Village Bra Branch	0.03%	$2,500	Learn More
rand \| Mar 25, 2019 CDs shown are not offered in Knoxville area Read More Reviews (1)
Colony Bank Southside Branch	0.03%	$2,500	Learn More Add Review
Pnc Bank, National Association Duluth Medlock Bridge Branch	0.02%	$50,000	Learn More
Rate History: 1.00% → 0.05% → 0.02%
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
First Century Bank, National Association First Century Bank, National Association Branch	0.02%	$25,000	Learn More Add Review
The Farmers Bank The Farmers Bank Branch	0.02%	$2,500	Learn More Add Review
First Community Bank Augusta Branch	0.02%	$2,500	Learn More Add Review
Jpmorgan Chase Bank, National Association Roswell - Mansell - Branch	0.02%	$25,000	Learn More
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (25)
Pnc Bank, National Association Duluth Medlock Bridge Branch	0.01%	$2,500	Learn More
Rate History: 0.03% → 0.01%
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Regions Bank Dawsonville Hwy Branch	0.01%	$0	Learn More Add Review
Keybank National Association	0.01%	$1	Learn More
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
Fifth Third Bank, National Association Lawrenceville Suwanne Financial Bran Branch	0.01%	$500	Learn More
Juan Ricardo \| Nov 12, 2018 Helpful w/$ Read More Reviews (5)
Great Oaks Bank Citizens Bank & Trust Company Branch	0.01%	$2,500	Learn More Add Review
First Century Bank, National Association First Century Bank, National Association Branch	0.01%	$2,500	Learn More Add Review
City National Bank Atlanta Branch	0.01%	$0	Learn More Add Review
Capital City Bank Highway 84 Branch	0.01%	$2,500	Learn More
Scrappy \| Mar 10, 2021 HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More Reviews (1)
Queensborough National Bank & Trust Company Savannah Branch	0.01%	$2,500	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.

See rates for Credit Unions →

See rates for Online Banks →

Branches Info across Georgia

Branch	Street	City	State
Loyal Trust Bank Loyal Trust Bank Branch	11675 Medlock Bridge Road	Johns Creek	GA
Beal Bank USA Atlanta Branch	4511 Olde Perimeter Way, Suite 500	Atlanta	GA
Truist Bank Stockbridge Branch	991 Eagles Landing Parkway	Stockbridge	GA
Regions Bank Dawsonville Hwy Branch	976 Dawsonville Highway	Gainesville	GA
Beal Bank USA Atlanta Branch	4511 Olde Perimeter Way, Suite 500	Atlanta	GA
Loyal Trust Bank Loyal Trust Bank Branch	11675 Medlock Bridge Road	Johns Creek	GA
U.S. Bank National Association Georgia Trust Branch	3384 Peachtree Road, N.E.	Atlanta	GA
Woodforest National Bank Roswell Ga 8256 Branch	970 Mansell Road	Roswell	GA
Bank of Hope Lagrange Branch	1508 Lafayette Parkway	Lagrange	GA
Touchmark National Bank Touchmark National Bank Branch	3651 Old Milton Parkway	Alpharetta	GA
Touchmark National Bank Touchmark National Bank Branch	3651 Old Milton Parkway	Alpharetta	GA
Woodforest National Bank Roswell Ga 8256 Branch	970 Mansell Road	Roswell	GA
American Commerce Bank, National Association American Commerce Bank, National Association Branch	400 U.S. Highway 27 Bypass	Bremen	GA
Touchmark National Bank Touchmark National Bank Branch	3651 Old Milton Parkway	Alpharetta	GA
Woodforest National Bank Roswell Ga 8256 Branch	970 Mansell Road	Roswell	GA
Regions Bank Dawsonville Hwy Branch	976 Dawsonville Highway	Gainesville	GA
Woodforest National Bank Roswell Ga 8256 Branch	970 Mansell Road	Roswell	GA
Touchmark National Bank Touchmark National Bank Branch	3651 Old Milton Parkway	Alpharetta	GA
United Community Bank Tyrone Branch	1528 North Hwy 74	Tyrone	GA
Wells Fargo Bank, National Association Cnn Center Omni Branch	One Cnn Center Suite 219	Atlanta	GA
First Horizon Bank Ringgold Financial Center Branch	5038 Alabama Highway	Ringgold	GA
City National Bank Atlanta Branch	3333 Piedmont Road	Atlanta	GA
United Community Bank Tyrone Branch	1528 North Hwy 74	Tyrone	GA
Peoples Bank & Trust Peoples Bank & Trust Branch	1899 Buford Highway	Buford	GA
Bank of Newington Bank Of Newington Branch	Broad And Church Streets	Newington	GA
Family Bank 800 East College Street Branch	800 East College Street	Bainbridge	GA
First Horizon Bank Ringgold Financial Center Branch	5038 Alabama Highway	Ringgold	GA
Georgia Community Bank Drive-In Branch	344 E Lee Street	Dawson	GA
Bank of Newington Bank Of Newington Branch	Broad And Church Streets	Newington	GA
Bank of Madison Eatontown Road Branch	1540 Eatonton Road	Madison	GA
Bank of Newington Bank Of Newington Branch	Broad And Church Streets	Newington	GA
City National Bank Atlanta Branch	3333 Piedmont Road	Atlanta	GA
First IC Bank First Ic Bank Branch	5593 Buford Highway	Doraville	GA
Bank of Dawson Bank Of Dawson Branch	201-209 Main Street	Dawson	GA
Talbot State Bank Talbot State Bank Branch	76 E. Main Street	Woodland	GA
Glennville Bank Main Street Facility Branch	702 North Main Street	Glennville	GA
United Community Bank Tyrone Branch	1528 North Hwy 74	Tyrone	GA
First Port City Bank First Port City Bank Branch	400 West Shotwell Street	Bainbridge	GA
American Commerce Bank, National Association American Commerce Bank, National Association Branch	400 U.S. Highway 27 Bypass	Bremen	GA
American Commerce Bank, National Association American Commerce Bank, National Association Branch	400 U.S. Highway 27 Bypass	Bremen	GA
The Bank of LaFayette, Georgia West Main-Chattanooga Branch	West Main And Chattanooga Streets	Lafayette	GA
American Commerce Bank, National Association American Commerce Bank, National Association Branch	400 U.S. Highway 27 Bypass	Bremen	GA
Bank of Madison Eatontown Road Branch	1540 Eatonton Road	Madison	GA
Community Bank of Georgia Community Bank Of Georgia Branch	700 West Parker Street	Baxley	GA
First State Bank of Blakely First State Bank Of Blakely Branch	218 South Main Street	Blakely	GA
The Bank of LaFayette, Georgia West Main-Chattanooga Branch	West Main And Chattanooga Streets	Lafayette	GA
Peoples Bank & Trust Peoples Bank & Trust Branch	1899 Buford Highway	Buford	GA
Farmers and Merchants Bank Homerville Branch	Northwest U.S. 84 And Lakeview Drive	Homerville	GA
ServisFirst Bank Douglasville Branch	2801 Chapel Hill Road	Douglasville	GA
Talbot State Bank Talbot State Bank Branch	76 E. Main Street	Woodland	GA
Mount Vernon Bank West First Street Branch	402 West First Street	Vidalia	GA
American Pride Bank American Pride Bank Branch	4740 Log Cabin Drive	Macon	GA
PrimeSouth Bank Atlantic National Bank Branch	710 Gloucester Street	Brunswick	GA
Georgia Community Bank Drive-In Branch	344 E Lee Street	Dawson	GA
Woodforest National Bank Roswell Ga 8256 Branch	970 Mansell Road	Roswell	GA
Woodforest National Bank Roswell Ga 8256 Branch	970 Mansell Road	Roswell	GA
Mount Vernon Bank West First Street Branch	402 West First Street	Vidalia	GA
PrimeSouth Bank Atlantic National Bank Branch	710 Gloucester Street	Brunswick	GA
FirstBank Northwest Georgia Bank Branch	5063 Alabama Highway	Ringgold	GA
American Commerce Bank, National Association American Commerce Bank, National Association Branch	400 U.S. Highway 27 Bypass	Bremen	GA
Farmers and Merchants Bank Homerville Branch	Northwest U.S. 84 And Lakeview Drive	Homerville	GA
The Peoples Bank of Georgia The Peoples Bank Of Georgia Branch	26 West Monroe Street	Talbotton	GA
The Four County Bank The Four County Bank Branch	959 Main Street	Allentown	GA
Morris Bank S. Houston Lake Road Office Branch	464 S. Houston Lake Road	Warner Robins	GA
Bank of Dudley Dublin Branch	200 West Jackson Street	Dublin	GA
First Federal Savings and Loan Association of Valdosta Lakes Blvd. Branch	801 Lakes Blvd.	Lake Park	GA
Family Bank 800 East College Street Branch	800 East College Street	Bainbridge	GA
South Georgia Bank Hinesville Branch	737 South Main Street	Hinesville	GA
Bank of Madison Eatontown Road Branch	1540 Eatonton Road	Madison	GA
The Bank of LaFayette, Georgia West Main-Chattanooga Branch	West Main And Chattanooga Streets	Lafayette	GA
Metro City Bank Metro City Bank Branch	5441 Buford Highway	Doraville	GA
Bank of Dade Drive-In Branch	4995 Hwy 136 West	Trenton	GA
Citizens Bank & Trust, Inc. Citizens Bank & Trust, Inc. Branch	12255 South Main Street	Trenton	GA
Community Bank of Pickens County Cove Road Location Branch	65 Cove Road	Jasper	GA
Rabun County Bank North Rabun Branch	7408 Highway 441 North	Dillard	GA
Shinhan Bank America Duluth Branch	2170 Pleasant Hill Road	Duluth	GA
Signature Bank of Georgia Signature Bank Client Engagement Center Branch	6065 Roswell Road, Suite 110	Sandy Springs	GA
F&M Bank Tignall Branch	114 South Hulin Avenue	Tignall	GA
Bank of Wrightsville Bank Of Wrightsville Branch	156 N. Bradford St.	Wrightsville	GA
The Citizens Bank of Cochran Dublin Branch	605 Bellevue Avenue	Dublin	GA
Southern Bank Liberty Street Office Branch	855 Liberty Street	Waynesboro	GA
The Citizens National Bank of Quitman The Citizens National Bank Of Quitma Branch	100 East Stevens Street	Quitman	GA
First Federal Savings and Loan Association of Valdosta Lakes Blvd. Branch	801 Lakes Blvd.	Lake Park	GA
Bank of Camilla Bank Of Camilla Branch	50 East Broad Street	Camilla	GA
Woodforest National Bank Roswell Ga 8256 Branch	970 Mansell Road	Roswell	GA
State Bank of Cochran Wrightsville Branch	2498 W Elm Street	Wrightsville	GA
Wheeler County State Bank Wheeler County State Bank Branch	313 W. Main St.	Alamo	GA
North Georgia National Bank Downtown Calhoun Branch	406 Court Street	Calhoun	GA
Apex Banking Company of Georgia Wilkinson County Bank Branch	103 East Bank Street	Irwinton	GA
The Four County Bank The Four County Bank Branch	959 Main Street	Allentown	GA
Bank of Hazlehurst Bank Of Hazlehurst Branch	22 South Tallahassee Street	Hazlehurst	GA
PrimeSouth Bank Atlantic National Bank Branch	710 Gloucester Street	Brunswick	GA
Peoples Bank Peoples Bank Branch	299 West Liberty Street	Lyons	GA
Bank of Dade Drive-In Branch	4995 Hwy 136 West	Trenton	GA
Citizens Bank & Trust, Inc. Citizens Bank & Trust, Inc. Branch	12255 South Main Street	Trenton	GA
F&M Bank Tignall Branch	114 South Hulin Avenue	Tignall	GA
First Horizon Bank Ringgold Financial Center Branch	5038 Alabama Highway	Ringgold	GA
The Bank of LaFayette, Georgia West Main-Chattanooga Branch	West Main And Chattanooga Streets	Lafayette	GA
Planters and Citizens Bank Planters And Citizens Bank Branch	21 North Harney Street	Camilla	GA
BankSouth Banksouth Branch	6340 Lake Oconee Parkway	Greensboro	GA
Citizens Community Bank Georgia Valdosta Branch	3261 North Valdosta Road	Valdosta	GA
Bank of Wrightsville Bank Of Wrightsville Branch	156 N. Bradford St.	Wrightsville	GA
Bank of Hancock County Bank Of Hancock County Branch	12855 Broad Street	Sparta	GA
Century Bank and Trust Northside Branch	1800 North Columbia Street	Milledgeville	GA
Glennville Bank Main Street Facility Branch	702 North Main Street	Glennville	GA
American Pride Bank American Pride Bank Branch	4740 Log Cabin Drive	Macon	GA
Bank of Dudley Dublin Branch	200 West Jackson Street	Dublin	GA
Exchange Bank Exchange Bank Of Lake Oconee Branch	6081 Lake Oconee Parkway	Greensboro	GA
First IC Bank First Ic Bank Branch	5593 Buford Highway	Doraville	GA
Community Banking Company of Fitzgerald South Main Street Branch	220 South Main Street	Fitzgerald	GA
Vidalia Federal Savings Bank Vidalia Federal Savings Bank Branch	300 Jackson Street	Vidalia	GA
First Southern Bank Waycross Branch	930 Memorial Drive	Waycross	GA
FNB SOUTH Fnb South Branch	914 South Peterson Avenue	Douglas	GA
Guardian Bank Guardian Bank Branch	701 Wildwood Plantation Drive	Valdosta	GA
The Citizens National Bank of Quitman The Citizens National Bank Of Quitma Branch	100 East Stevens Street	Quitman	GA
First Federal Savings and Loan Association of Valdosta Lakes Blvd. Branch	801 Lakes Blvd.	Lake Park	GA
First Port City Bank First Port City Bank Branch	400 West Shotwell Street	Bainbridge	GA
Peoples Bank & Trust Peoples Bank & Trust Branch	1899 Buford Highway	Buford	GA
U.S. Bank National Association Georgia Trust Branch	3384 Peachtree Road, N.E.	Atlanta	GA
State Bank of Cochran Wrightsville Branch	2498 W Elm Street	Wrightsville	GA
PeoplesSouth Bank Bainbridge Branch	1449 Tallahassess Hwy	Bainbridge	GA
The Merchants & Citizens Bank The Merchants & Citizens Bank Branch	6 College Street	Mcrae	GA
South Coast Bank & Trust Midway Branch	60 Midway Square	Saint Simons Island	GA
Bank of Dudley Dublin Branch	200 West Jackson Street	Dublin	GA
Bank of Hancock County Bank Of Hancock County Branch	12855 Broad Street	Sparta	GA
Morris Bank S. Houston Lake Road Office Branch	464 S. Houston Lake Road	Warner Robins	GA
First Chatham Bank Richmond Hill Branch	9943 Ford Avenue	Richmond Hill	GA
Bank of Monticello Bank Of Monticello Branch	141 Green Street	Monticello	GA
Peoples Bank of East Tennessee Mccaysville Branch	109 Blue Ridge Drive	Mc Caysville	GA
Community Bank of Pickens County Cove Road Location Branch	65 Cove Road	Jasper	GA
ServisFirst Bank Douglasville Branch	2801 Chapel Hill Road	Douglasville	GA
Signature Bank of Georgia Signature Bank Client Engagement Center Branch	6065 Roswell Road, Suite 110	Sandy Springs	GA
First National Community Bank The Eton Branch	3400 Hwy 411 North	Eton	GA
Shinhan Bank America Duluth Branch	2170 Pleasant Hill Road	Duluth	GA
The Citizens Bank of Georgia The Citizens Bank Of Forsyth County Branch	651 Veterans Memorial Boulevard	Cumming	GA
Affinity Bank, National Association Newton Federal Savings And Loan East Branch	8258 Highway 278	Covington	GA
Oconee State Bank Oconee State Bank Branch	35 North Main Street	Watkinsville	GA
Farmers State Bank Washington Branch	209 East Court Street	Washington	GA
Century Bank and Trust Northside Branch	1800 North Columbia Street	Milledgeville	GA
Apex Banking Company of Georgia Wilkinson County Bank Branch	103 East Bank Street	Irwinton	GA
Durden Banking Company, Incorporated Metter Branch	900 South Lewis Street	Metter	GA
Community Banking Company of Fitzgerald South Main Street Branch	220 South Main Street	Fitzgerald	GA
The Security State Bank The Security State Bank Branch	49 West Oak Street	Mcrae	GA
Security Federal Bank Evans Branch	7004 Evans Town Center Blvd.	Evans	GA
First Southern Bank Waycross Branch	930 Memorial Drive	Waycross	GA
Southeastern Bank Folkston Branch	4233 2nd Street North	Folkston	GA
Citizens Community Bank Georgia Valdosta Branch	3261 North Valdosta Road	Valdosta	GA
Commercial Banking Company Tifton Branch	729 W 2nd Street	Tifton	GA
The Citizens National Bank of Quitman The Citizens National Bank Of Quitma Branch	100 East Stevens Street	Quitman	GA
United National Bank United National Bank Branch	722 N Broad St	Cairo	GA
Rabun County Bank North Rabun Branch	7408 Highway 441 North	Dillard	GA
Pinnacle Bank Braselton Branch	6322 Grand Hickory Drive, Suite 300d	Braselton	GA
Douglas National Bank Douglas National Bank Branch	211 East Ward Street	Douglas	GA
Bank of Lumber City Telfair County Bank Branch	288 E. Willow Creek Lane	Mc Rae	GA
Affinity Bank, National Association Newton Federal Savings And Loan East Branch	8258 Highway 278	Covington	GA
Durden Banking Company, Incorporated Metter Branch	900 South Lewis Street	Metter	GA
Community Banking Company of Fitzgerald South Main Street Branch	220 South Main Street	Fitzgerald	GA
United Community Bank Tyrone Branch	1528 North Hwy 74	Tyrone	GA
Altamaha Bank & Trust Company Hazlehurst Branch	57 North Tallahassee St	Hazlehurst	GA
Signature Bank of Georgia Signature Bank Client Engagement Center Branch	6065 Roswell Road, Suite 110	Sandy Springs	GA
First Peoples Bank Hamilton Branch	121 South College Street	Hamilton	GA
Security Federal Bank Evans Branch	7004 Evans Town Center Blvd.	Evans	GA
Embassy National Bank Embassy National Bank Branch	1817 North Brown Road	Lawrenceville	GA
Pineland Bank Kingsland Branch	201 East King Avenue	Kingsland	GA
Glennville Bank Main Street Facility Branch	702 North Main Street	Glennville	GA
Commercial Banking Company Tifton Branch	729 W 2nd Street	Tifton	GA
First Bank of Coastal Georgia Richmond Hill Branch	9720 Ford Avenue	Richmond Hill	GA
AB&T Ab&T Branch	2815 Meredyth Drive	Albany	GA
Century Bank and Trust Northside Branch	1800 North Columbia Street	Milledgeville	GA
Planters and Citizens Bank Planters And Citizens Bank Branch	21 North Harney Street	Camilla	GA
Thomasville National Bank Thomasville National Bank Branch	301 North Broad Street	Thomasville	GA
First National Community Bank The Eton Branch	3400 Hwy 411 North	Eton	GA
First Bank of Pike Concord Branch	9700 Ga Hwy 18	Concord	GA
Oconee Federal Savings and Loan Association Toccoa Br Branch	2859 Hwy 17a	Toccoa	GA
The Citizens Bank of Georgia The Citizens Bank Of Forsyth County Branch	651 Veterans Memorial Boulevard	Cumming	GA
The Commercial Bank The Commercial Bank Branch	102 N. Church Street	Crawford	GA
Oconee State Bank Oconee State Bank Branch	35 North Main Street	Watkinsville	GA
First Community Bank Augusta Branch	3638 Walton Way Extension	Augusta	GA
Farmers & Merchants Bank Oconee Parkway Branch	1011 Lake Oconee Parkway	Eatonton	GA
Exchange Bank Exchange Bank Of Lake Oconee Branch	6081 Lake Oconee Parkway	Greensboro	GA
Guardian Bank Guardian Bank Branch	701 Wildwood Plantation Drive	Valdosta	GA
Bank of Monticello Bank Of Monticello Branch	141 Green Street	Monticello	GA
F & M Bank and Trust Company F & M Bank And Trust Company Branch	142 West Main Street	Manchester	GA
Southern Bank Liberty Street Office Branch	855 Liberty Street	Waynesboro	GA
The Citizens Bank of Cochran Dublin Branch	605 Bellevue Avenue	Dublin	GA
Morris Bank S. Houston Lake Road Office Branch	464 S. Houston Lake Road	Warner Robins	GA
Flint Community Bank Flint Community Bank Branch	2910 Meredyth Drive	Albany	GA
Georgia First Bank The Bank Of Soperton Branch	1202 Second Street North	Soperton	GA
Queensborough National Bank & Trust Company Savannah Branch	7393 Hodgson Memorial Drive	Savannah	GA
First Southern Bank Waycross Branch	930 Memorial Drive	Waycross	GA
The Claxton Bank Claxton Square Branch	U.S. Highway 301 North And Plyler Street	Claxton	GA
The Trust Bank Adel Branch	607 West Fourth Street	Adel	GA
Armed Forces Bank, National Association Moody Afb Branch	4343 George Street	Valdosta	GA
Citizens Community Bank Georgia Valdosta Branch	3261 North Valdosta Road	Valdosta	GA
First Federal Savings and Loan Association of Valdosta Lakes Blvd. Branch	801 Lakes Blvd.	Lake Park	GA
PeoplesSouth Bank Bainbridge Branch	1449 Tallahassess Hwy	Bainbridge	GA
Community Bank of Georgia Community Bank Of Georgia Branch	700 West Parker Street	Baxley	GA
Pinnacle Bank Braselton Branch	6322 Grand Hickory Drive, Suite 300d	Braselton	GA
Southern States Bank Columbus Community Branch	5604 Whittlesey Blvd	Columbus	GA
Community Bank and Trust - West Georgia Columbus Main Banking Center Branch	5420 Veteran's Parkway	Columbus	GA
North Georgia National Bank Downtown Calhoun Branch	406 Court Street	Calhoun	GA
Bank of Monticello Bank Of Monticello Branch	141 Green Street	Monticello	GA
Planters First Bank Ocilla Branch	Cherry And Fourth Streets	Ocilla	GA
Magnolia State Bank Magnolia State Bank -gray Branch	U.S. Highway 129	Gray	GA
F & M Bank and Trust Company F & M Bank And Trust Company Branch	142 West Main Street	Manchester	GA
The Peoples Bank Sinclair Branch	1051 Milledgeville Hwy	Eatonton	GA
Southeast First National Bank Trion Branch	240 Central Avenue	Trion	GA
Ameris Bank Butler Branch	97 South Broad Street	Butler	GA
East West Bank Asian Banking Center Branch	3490 Shallowford Road, Suite 100	Atlanta	GA
Citizens Bank of the South Citizens Bank Of Bulloch County Branch	425 Commerce Drive	Statesboro	GA
First-Citizens Bank & Trust Company Peachtree Branch	94 Peachtree Street	Atlanta	GA
Rabun County Bank North Rabun Branch	7408 Highway 441 North	Dillard	GA
Flint Community Bank Flint Community Bank Branch	2910 Meredyth Drive	Albany	GA
West Central Georgia Bank West Central Georgia Bank Branch	617 North Church Street	Thomaston	GA
Citizens Trust Bank West Side Branch	965 Martin Luther King. Jr., Dr.	Atlanta	GA
The First National Bank of Waynesboro The First National Bank Of Waynesbor Branch	626 Liberty Street	Waynesboro	GA
FirstBank Northwest Georgia Bank Branch	5063 Alabama Highway	Ringgold	GA
Southern States Bank Columbus Community Branch	5604 Whittlesey Blvd	Columbus	GA
South Georgia Bank Hinesville Branch	737 South Main Street	Hinesville	GA
First National Community Bank The Eton Branch	3400 Hwy 411 North	Eton	GA
Oconee Federal Savings and Loan Association Toccoa Br Branch	2859 Hwy 17a	Toccoa	GA
The Citizens Bank of Georgia The Citizens Bank Of Forsyth County Branch	651 Veterans Memorial Boulevard	Cumming	GA
Signature Bank of Georgia Signature Bank Client Engagement Center Branch	6065 Roswell Road, Suite 110	Sandy Springs	GA
Commercial Banking Company Tifton Branch	729 W 2nd Street	Tifton	GA
Affinity Bank, National Association Newton Federal Savings And Loan East Branch	8258 Highway 278	Covington	GA
The Commercial Bank The Commercial Bank Branch	102 N. Church Street	Crawford	GA
Oconee State Bank Oconee State Bank Branch	35 North Main Street	Watkinsville	GA
First Community Bank Augusta Branch	3638 Walton Way Extension	Augusta	GA
First State Bank Peachtree Street Branch	900 Peachtree Street	Louisville	GA
Farmers & Merchants Bank Oconee Parkway Branch	1011 Lake Oconee Parkway	Eatonton	GA
Exchange Bank Exchange Bank Of Lake Oconee Branch	6081 Lake Oconee Parkway	Greensboro	GA
First Peoples Bank Hamilton Branch	121 South College Street	Hamilton	GA
Durden Banking Company, Incorporated Metter Branch	900 South Lewis Street	Metter	GA
American Pride Bank American Pride Bank Branch	4740 Log Cabin Drive	Macon	GA
Georgia First Bank The Bank Of Soperton Branch	1202 Second Street North	Soperton	GA
Security Federal Bank Evans Branch	7004 Evans Town Center Blvd.	Evans	GA
Queensborough National Bank & Trust Company Savannah Branch	7393 Hodgson Memorial Drive	Savannah	GA
South Coast Bank & Trust Midway Branch	60 Midway Square	Saint Simons Island	GA
First Chatham Bank Richmond Hill Branch	9943 Ford Avenue	Richmond Hill	GA
South Georgia Banking Company Vienna Branch	210 S. 3rd Street	Vienna	GA
Armed Forces Bank, National Association Moody Afb Branch	4343 George Street	Valdosta	GA
Southeastern Bank Folkston Branch	4233 2nd Street North	Folkston	GA
United National Bank United National Bank Branch	722 N Broad St	Cairo	GA
Sunmark Community Bank Sunmark Community Bank Branch	Commerce And Lumpkin Streets	Hawkinsville	GA
Southern States Bank Columbus Community Branch	5604 Whittlesey Blvd	Columbus	GA
Builtwell Bank Fort Oglethorpe Branch	769 Battlefield Parkway	Fort Oglethorpe	GA
First-Citizens Bank & Trust Company Peachtree Branch	94 Peachtree Street	Atlanta	GA
The Farmers Bank The Farmers Bank Branch	710 Sibley Avenue	Union Point	GA
Colony Bank Southside Branch	U.S. Highway 129 And Roanoke Drive	Fitzgerald	GA
Northeast Georgia Bank Carnesville Branch	9535 Lavonia Road	Carnesville	GA
Waycross Bank & Trust Waycross Bank & Trust Branch	501 Tebeau Street	Waycross	GA
First National Bank of Griffin Hampton Branch	996 Bear Creek Boulevard	Hampton	GA
Peach State Bank & Trust Peach State Bank & Trust Branch	325 Washington Street	Gainesville	GA
South Georgia Banking Company Vienna Branch	210 S. 3rd Street	Vienna	GA
First Chatham Bank Richmond Hill Branch	9943 Ford Avenue	Richmond Hill	GA
Ameris Bank Butler Branch	97 South Broad Street	Butler	GA
Pinnacle Bank Braselton Branch	6322 Grand Hickory Drive, Suite 300d	Braselton	GA
The Citizens Bank of Georgia The Citizens Bank Of Forsyth County Branch	651 Veterans Memorial Boulevard	Cumming	GA
Southern States Bank Columbus Community Branch	5604 Whittlesey Blvd	Columbus	GA
First American Bank and Trust Company North Athens Branch	825 Hull Road	Athens	GA
Planters First Bank Ocilla Branch	Cherry And Fourth Streets	Ocilla	GA
FirstBank Northwest Georgia Bank Branch	5063 Alabama Highway	Ringgold	GA
Northeast Georgia Bank Carnesville Branch	9535 Lavonia Road	Carnesville	GA
Capital City Bank Highway 84 Branch	Highway 84 East	Cairo	GA
United Bank The Woodbury Banking Company Branch	33 Jones Mill Road	Woodbury	GA
First National Bank of Decatur County First National Bank Of Decatur Count Branch	819 E. Shotwell Street	Bainbridge	GA
The Claxton Bank Claxton Square Branch	U.S. Highway 301 North And Plyler Street	Claxton	GA
Peoples Bank of East Tennessee Mccaysville Branch	109 Blue Ridge Drive	Mc Caysville	GA
Rabun County Bank North Rabun Branch	7408 Highway 441 North	Dillard	GA
Oconee Federal Savings and Loan Association Toccoa Br Branch	2859 Hwy 17a	Toccoa	GA
First Community Bank Augusta Branch	3638 Walton Way Extension	Augusta	GA
East West Bank Asian Banking Center Branch	3490 Shallowford Road, Suite 100	Atlanta	GA
The Farmers Bank The Farmers Bank Branch	710 Sibley Avenue	Union Point	GA
The Commercial Bank The Commercial Bank Branch	102 N. Church Street	Crawford	GA
Farmers State Bank Washington Branch	209 East Court Street	Washington	GA
The Geo. D. Warthen Bank The Geo. D. Warthen Bank Branch	603 South Harris Street	Sandersville	GA
The Peoples Bank Sinclair Branch	1051 Milledgeville Hwy	Eatonton	GA
Armed Forces Bank, National Association Moody Afb Branch	4343 George Street	Valdosta	GA
The Peoples Bank of Georgia The Peoples Bank Of Georgia Branch	26 West Monroe Street	Talbotton	GA
West Central Georgia Bank West Central Georgia Bank Branch	617 North Church Street	Thomaston	GA
The Citizens Bank of Cochran Dublin Branch	605 Bellevue Avenue	Dublin	GA
Community Bank and Trust - West Georgia Columbus Main Banking Center Branch	5420 Veteran's Parkway	Columbus	GA
Citizens Trust Bank West Side Branch	965 Martin Luther King. Jr., Dr.	Atlanta	GA
AB&T Ab&T Branch	2815 Meredyth Drive	Albany	GA
South Coast Bank & Trust Midway Branch	60 Midway Square	Saint Simons Island	GA
Carver State Bank Skidaway Road Branch	7110 Skidaway Road	Savannah	GA
Waycross Bank & Trust Waycross Bank & Trust Branch	501 Tebeau Street	Waycross	GA
Southeastern Bank Folkston Branch	4233 2nd Street North	Folkston	GA
Southern First Bank Paces Ferry Branch	309 East Paces Ferry Road NE, Suite102	Atlanta	GA
Bank OZK Cornelia Branch	920 Level Grove Road	Cornelia	GA
U.S. Bank National Association Georgia Trust Branch	3384 Peachtree Road, N.E.	Atlanta	GA
Sunmark Community Bank Sunmark Community Bank Branch	Commerce And Lumpkin Streets	Hawkinsville	GA
Bank of America, National Association Ponce De Leon Branch	956 Ponce De Leon Avenue, N.E.	Atlanta	GA
First Century Bank, National Association First Century Bank, National Association Branch	807 Dorsey Street	Gainesville	GA
Builtwell Bank Fort Oglethorpe Branch	769 Battlefield Parkway	Fort Oglethorpe	GA
River City Bank River City Bank Branch	228 North Second Avenue	Rome	GA
CIBC Bank USA North Fulton Branch	5895 Windward Parkway, Suite 150	Alpharetta	GA
Carver State Bank Skidaway Road Branch	7110 Skidaway Road	Savannah	GA
Renasant Bank Alpharetta Haynes Bridge Village Bra Branch	9925 Haynes Bridge Road	Johns Creek	GA
Colony Bank Southside Branch	U.S. Highway 129 And Roanoke Drive	Fitzgerald	GA
PNC Bank, National Association Duluth Medlock Bridge Branch	9570 Medlock Bridge Road	Duluth	GA
First Century Bank, National Association First Century Bank, National Association Branch	807 Dorsey Street	Gainesville	GA
The Farmers Bank The Farmers Bank Branch	710 Sibley Avenue	Union Point	GA
First Community Bank Augusta Branch	3638 Walton Way Extension	Augusta	GA
JPMorgan Chase Bank, National Association Roswell - Mansell - Branch	976 Mansell Road, Suite 500	Roswell	GA
Wells Fargo Bank, National Association Cnn Center Omni Branch	One Cnn Center Suite 219	Atlanta	GA
PNC Bank, National Association Duluth Medlock Bridge Branch	9570 Medlock Bridge Road	Duluth	GA
Regions Bank Dawsonville Hwy Branch	976 Dawsonville Highway	Gainesville	GA
Fifth Third Bank, National Association Lawrenceville Suwanne Financial Bran Branch	870 Lawrenceville Suwanne Road	Lawrenceville	GA
Truist Bank Stockbridge Branch	991 Eagles Landing Parkway	Stockbridge	GA
Great Oaks Bank Citizens Bank & Trust Company Branch	5101 Fifth Avenue	Eastman	GA
First Century Bank, National Association First Century Bank, National Association Branch	807 Dorsey Street	Gainesville	GA
City National Bank Atlanta Branch	3333 Piedmont Road	Atlanta	GA
Capital City Bank Highway 84 Branch	Highway 84 East	Cairo	GA
Queensborough National Bank & Trust Company Savannah Branch	7393 Hodgson Memorial Drive	Savannah	GA

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

GEORGIA SAVINGS ACCOUNT ENVIRONMENT

There are several reasons for the high number of bank failures in Georgia this century. One significant factor is the state's rapid growth and speculative lending practices prior to the 2008 financial crisis. Many banks in Georgia focused heavily on commercial and residential real estate lending, which became risky when the real estate market collapsed.

Additionally, Georgia was hit hard by the economic downturn, with high unemployment rates and a significant number of foreclosures. This further impacted the financial stability of banks operating in the state.

As for depositors, the Federal Deposit Insurance Corporation (FDIC) provides insurance coverage for deposits in FDIC-insured banks up to $250,000 per depositor or $500,000 per couple. If a bank fails, the FDIC steps in and pays depositors their insured amount, typically the next day.

As long as they stay within FDIC limits, depositors should not be overly concerned about losing their money even in the event of a bank failure.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES

Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

Find a bank with a location convenient to you. Location counts.
Choose a bank with good rates. Rates are important to get continued growth of your capital.
Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.