Indiana

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Indiana Savings Rates

You are viewing savings rates from banks across Indiana

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

IN - July 30, 2025

Savings Account National Average Rate: 0.45% ?

Banks APY MIN

Last change: ↑ 4.05% on April 28.

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

Online Savings Account. Account is indicated as not currently available to new customers, but bank accepts new customers who sign up to be notified after 1-2 weeks.
Last change: ↓0.15% on March 12.
Rate History: 5.15% → 5.00% → 4.85% → 4.75% → 4.60%

| Oct 29, 2024

Agree with the prior review even though it is 10 years old. It is shady and it doesn't show up on other sites. However, they did pay me 5.30% and although it is recently lowered to 5.15% it is still the b... Read More

Last change: ↓ 0.15% on February 3.

| Jan 22, 2025

It wasn't all smooth. I needed to call, long wait times. In the end, I felt like the beta customer which isn't how you want to feel with a bank. Read More

Rate requires download of bank app and recording of over 12,500 average daily steps (or 10,000 if over age of 65).
Last change: ↓0.20% on February 3.
Rate History: 4.75% → 5.00% → 4.90% → 4.75% → 4.55%

| Oct 11, 2022

Glad to have found this one and thanks to bestcashcow for not hiding the best rates like bankrate does Read More

New money only. Requires Direct Deposit. Account carries a $15 monthly service charge.
Rate History: 5.34% → 4.72% → 4.46%

| Mar 2, 2024

Attracted to the name, but the service had too many steps so I didn't open an account. Read More

Last change: ↓ 0.10% on May 3.

Rate History: 4.75% → 4.35% → 4.54% → 4.44%

| Jan 28, 2025

4.75% is an introductory rate and they are not openly clear about that. Don't expect 4.75% to continue. They are otherwise competitive. Read More

Direct Money Market Account.
Rate History: 4.86% → 4.67% → 4.51% → 4.47% → 4.41%

| Mar 21, 2023

Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More

Promotional rate for 3 months up to $11,000. Requires $25,000 in new deposits within 10 days of registration. After 3 month promotional period, rate reverts to between 0.03% and 0.12%.
Rate History: 5.00% → 4.75% → 5.00% → 4.50% → 4.35%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Surge Money Market. Bank reports that this rate is available for new accounts only. External transfers are limited to $5,000/day and are not free.
Rate History: 4.85% → 4.70% → 4.50% → 4.40% → 4.35%

| May 30, 2023

They really do pay this amount, but the account lacks any functionality and they are constantly looking for some sort of add-on fee to enable them to claw back the interest. Any bank with a higher rate an... Read More

High Yield Money Market. External transfers are limited to $30,000 per week.
Rate History: 4.80% → 4.65% → 4.52% → 4.37% → 4.32%

| Sep 30, 2023

CFG overs very competitive Interest rates on their High Yield Savings account. I did everything ONLINE and have not had any issues with their service. Read More

Cornerstone Money Market Account. Bank reports that this account is available to new customers only. Old account holders in the savings product are earning 1.10%.
Rate History: 4.56% → 4.46% → 4.41% → 4.36% → 4.31%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Performance Savings
Last change: ↓0.10% on January 18.
Rate History: 5.15% → 5.05% → 4.75% → 4.40% → 4.30%

| Mar 20, 2025

A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More

Last change: ↓ 0.05% on August 7, 2024.

Rate History: 4.35% → 4.30%

| Jun 30, 2020

I can easily imagine the pain and the trouble Karen went through. I tried and open accounts, too, but when I asked questions on the phone, the customer service person was not very knowledgeable, kind, or p... Read More

External outbound transfers are limited to $25,000 per day.
Last change: ↓0.10% on April 18.
Rate History: 5.00% → 4.90% → 4.50% → 4.40% → 4.30%

| Aug 26, 2022

Too slow to raise rates. Read More

High-Yield Savings Account. Outbound transfers limited to $10,000/day or less.
Last change: ↓0.05% on July 13.
Rate History: 4.50% → 4.40% → 4.35% → 4.30% → 4.25%

| Jul 4, 2025

Bread's current 6-month CD is 4.45%, not 4.35%. Read More

Online Savings Account
Last change: ↓0.15% on May 24.
Rate History: 4.90% → 4.75% → 4.50% → 4.40% → 4.25%

| Nov 18, 2023

bank delayed 1-2days to credit into your account, pay less interest. Read More

Quontic Money Market Account.
Rate History: 4.00% → 4.75% → 4.50% → 4.25% → 4.25%

| Mar 17, 2023

STAY AWAY ! They closed my accounts with no warning. After multiple successful direct deposits and mobile checks deposits, they claimed one of the three checks I deposited a few days ago was fake. No... Read More

Rate History: 4.50% → 4.40% → 4.25% → 4.00% → 4.25%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

Online Savings Account.
Last change: ↓0.35% on December 18, 2024.
Rate History: 5.00% → 5.30% → 5.00% → 4.60% → 4.25%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Ivy Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and c... Read More

Growth Savings
Last change: ↓0.35% on January 8.
Rate History: 5.15% → 5.30% → 5.00% → 4.60% → 4.25%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Forbright and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, and ... Read More

Money Market Savings. Bank does not offer ACH processing; customers must initiate ACH externally.
Rate History: 5.00% → 4.75% → 4.50% → 4.25%

| Dec 12, 2022

Developed buyers remorse after they stopped raising the rate and switched to Brilliant. Read More

Last change: ↓ 0.20% on February 17.

Rate History: 4.45% → 4.45% → 4.25%

| Jul 1, 2022

not really an onllne bank. compare this interface that gives you no information with that of any other bank (I cannot even confirm the rate). cannot switch in and out of cds or np cds. just not an online b... Read More

LevelUp Savings Account. Requires direct deposit of at least $250/month. Bank's standard online savings rate is 3.40% APY.
Last change: ↓0.20% on July 15.
Rate History: 5.00% → 4.75% → 4.50% → 4.40% → 4.20%

| Nov 12, 2022

I was shopping for deposit rates in August, and NerdWallet, a site I had previously trusted, had it on their list. I was unaware they took deposits. They are the only bank that ever duplicated a transactio... Read More

Last change: ↓ 0.15% on April 18.

Rate History: 4.65% → 4.65% → 4.50% → 4.35% → 4.20%

| Apr 20, 2024

Save your tears for another day. Very frustrating. 1-star. Read More

Last change: ↓ 0.30% on March 12.

Rate History: 5.25% → 5.05% → 4.80% → 4.50% → 4.20%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Jenius Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, an... Read More

Online Savings Account.
Last change: ↓0.15% on July 21.
Rate History: 4.75% → 4.70% → 4.35% → 4.20%

| Apr 7, 2023

Good luck deploying those high yield savings into profitable investments. It’s always a bad strategy … unbridled growth using volatile deposits forcing them to go out on the risk spectrum to make a dec... Read More

High Yield Savings Account.
Last change: ↓0.11% on July 15.
Rate History: 5.02% → 4.52% → 4.37% → 4.26% → 4.15%

| Mar 19, 2022

Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More

Rate History: 4.00% → 2.51% → 5.25% → 5.00%

| Jul 1, 2022

Very easy opening process and wonderful staff. Read More

Rate History: 4.90% → 4.75% → 4.55% → 4.20% → 4.10%

| Feb 15, 2024

I have always had great experiences with short-term CDs from this bank. No delays. Read More

Last change: ↓ 0.30% on December 9, 2024.

Rate History: 4.50% → 4.00% → 3.45% → 4.40% → 4.10%

| Jan 18, 2024

Hi, We've noticed your website is at risk due to spammy comments and contact form submissions, making it susceptible to issues like spammy backlinks and data breaches. Don't worry—there's a simple sol... Read More

Direct Savings. Bank reports that this rate is available for new accounts only.
Last change: ↓0.05% on April 4.
Rate History: 4.40% → 4.30% → 4.20% → 4.10% → 4.05%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Personal Savings Account.
Last change: ↓0.10% on June 24.
Rate History: 4.50% → 4.15% → 4.05%

| May 6, 2023

Fully functional bank account that would be great for my needs, but the quarterly interest payment thing is a real nuisance. I wish they would change it. It isn't market. Read More

Rate History: 4.65% → 4.75% → 4.25% → 4.05%

| Apr 25, 2022

We would not be having all this trouble with people sealing money out of other people's bank accounts if we were to just stop using fancy banking like onlinebanki Read More

Jumbo Savings.
Last change: ↓0.10% on April 18.
Rate History: 4.60% → 4.50% → 4.25% → 4.15% → 4.05%

| Jul 17, 2021

I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More

CIBC Agility Savings Account.
Last change: ↓0.09% on July 15.
Rate History: 4.38% → 4.28% → 4.21% → 4.11% → 4.02%

| Jul 23, 2023

easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More

Bank reports that this rate is for new customers only. Bank also charges ACH transfer fees and routinely lowers rates for existing customers below those advertised.
Last change: ↓0.24% on January 18.
Rate History: 5.01% → 4.41% → 4.50% → 4.25% → 4.01%

| Dec 8, 2020

Everyone here in Boston raves about Salem Five but it is shithole operation filled with nasty entitled people. As for this online savings product, the fees are ridiculous, the transfer charges are obnoxiou... Read More

UFB High Yield Savings. Bank reports that this rate is for new customers only.
Rate History: 4.83% → 4.57% → 4.31% → 4.01% → 4.01%

| Jul 18, 2023

I got into this one back in early April for the rate. It was the first to hit 5%. I put up with all sorts of annoying thing getting the account funded (including a 5-day wait period during which they had... Read More

Last change: ↓ 0.25% on January 18.

Rate History: 5.00% → 4.85% → 4.25% → 4.00%

| Jun 13, 2023

I'll steer clear of Dollar Savings Direct and My Savings Direct until they guarantee users at both online divisions their best rates. Banks have the right to segment their customers yes, but these games w... Read More

eMoneyMarket Special. Bank reports that rate is extended for new money only.
Rate History: 5.25% → 4.75% → 4.50% → 4.25% → 4.00%

| Dec 22, 2018

I know VirtualBank has monitored these comments in the past and answered here. This is important because they do not respond to questions submitted through the website. I am trying to find out the pena... Read More

Platinum Savings. Bank reports that this rate is available for new accounts only.
Last change: ↓0.10% on July 7.
Rate History: 4.55% → 4.35% → 4.30% → 4.10% → 4.00%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Money Market Premier. Bank reports that this rate is for new customers only.
Rate History: 4.85% → 4.75% → 4.50% → 4.25% → 4.00%

| Jul 6, 2023

This is an example of a bad bank. Their online process for purchasing a CD is horrible. You fill it out and it rejects it after all of your private information is disclosed. They there customer service is ... Read More

Rate History: 4.80% → 4.50% → 4.30% → 4.05% → 4.00%

| Nov 17, 2021

Does Busey Bank cash Series EE Savings Bonds? Read More

Last change: ↓ 0.10% on January 2.

Rate History: 4.50% → 4.25% → 4.10% → 4.00%

| Jan 10, 2024

Account was frozen (over 400K) after they confused our account with another account / person whose name was not even very similar. We were treated like dirt after 12 years and "Guilty until Innocent". I ha... Read More

Performance Money Market
Rate History: 4.30% → 4.20% → 4.30% → 4.00%

| Mar 20, 2025

A non-customer-friendly organization that just switches between two contaminated brands trying to bring back some sort of goodwill that it had before it started selling fake foreign currency CDs in 2006 an... Read More

Rate History: 1.35% → 5.25% → 4.75% → 4.50% → 4.00%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

Rate History: 3.98% → 3.96%

| Jul 17, 2021

I've been with this bank for 6 months and have not had any problems. Bill pay works good. The 24 month investing CD is another vechile I use. Rates are above average considering the national rate. I'd reco... Read More

Rate History: 4.70% → 4.18% → 3.92%

| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

Last change: ↓ 0.10% on April 4.

Rate History: 4.20% → 4.10% → 4.25% → 4.00% → 3.90%

| May 2, 2022

Barclays is the worst. Transfer speeds even worse than Synchrony now. Service is worse than anything. Save yourself the trouble of getting sucked into rates that are sometimes competitive and choose anythi... Read More

Rate History: 4.75% → 3.90%

Rate History: 4.45% → 4.20% → 4.00% → 3.90%

| Mar 14, 2018

Poor service. Condescending attitude. Savings application denied without giving reason (Equifax file had a freeze because of hacking history) and not advising customer of need to unfreeze credit file for a... Read More

Last change: ↓ 0.20% on February 6.

Rate History: 4.00% → 4.25% → 4.10% → 3.90%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.20% → 4.10% → 4.10% → 3.90% → 3.85%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Online Savings
Last change: ↓0.15% on January 4.
Rate History: 4.25% → 4.50% → 4.25% → 4.00% → 3.85%

| Mar 17, 2023

STAY AWAY ! They closed my accounts with no warning. After multiple successful direct deposits and mobile checks deposits, they claimed one of the three checks I deposited a few days ago was fake. No... Read More

Last change: ↑ 1.81% on February 4.

| Mar 2, 2024

Attracted to the name, but the service had too many steps so I didn't open an account. Read More

Last change: ↓ 0.21% on March 24.

Rate History: 4.28% → 4.60% → 4.01% → 3.80%

| Jun 12, 2022

I have a small question Read More

Last change: ↓ 0.20% on January 25.

Rate History: 4.30% → 4.30% → 4.20% → 4.00% → 3.80%

| May 17, 2022

Not what it seems. Avoid! Read More

External transfers may take up to 3 business days and may be limited to $25,000/day.
Last change: ↓0.20% on June 4.
Rate History: 4.50% → 4.30% → 4.10% → 4.00% → 3.80%

| Oct 23, 2023

Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More

High-Yield Savings Account.
Last change: ↓0.20% on February 24.
Rate History: 4.80% → 4.50% → 4.15% → 4.00% → 3.80%

| May 8, 2023

STAY BELOW FDIC limits. This is a desperate product unleashed from a distressed bank! Read More

MySavings Account.
Last change: ↓0.35% on May 19.
Rate History: 4.35% → 4.10% → 3.75%

| Apr 25, 2023

with all of these online bank, including the well known ones, delaying transfers forever in order to fund these high rates, this one still executes inbound and outbound transfers immediately. Read More

Online transfers limited to $1,500 per day and $10,000 per month.
Last change: ↓1.00% on December 19, 2024.
Rate History: 4.75% → 4.00% → 4.80% → 4.75% → 3.75%

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Last change: ↓ 0.45% on December 23, 2024.

Rate History: 4.15% → 3.70%

| Nov 18, 2023

bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More

Rate History: 4.50% → 4.15% → 3.90% → 3.70%

| Mar 20, 2016

Good solid bank. Read More

Rate History: 4.00% → 3.70%

| May 19, 2018

Experience Read More

Rate History: 4.00% → 3.65% → 3.66%

| Jul 28, 2022

Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More

Last change: ↓ 0.10% on May 29.

Rate History: 4.25% → 4.10% → 3.90% → 3.75% → 3.65%

| Feb 15, 2024

best bank on the list but no longer the most competitive Read More

Rate History: 3.76% → 3.77% → 3.77% → 3.61%

| Jan 30, 2024

Have an IRA rollover, they don't take IRAs any longer. Read More

Last change: ↓ 0.10% on May 16.

Rate History: 4.00% → 3.90% → 3.75% → 3.70% → 3.60%

| Jan 10, 2024

AVOID at all costs. We read the addendum to the final page of the LENGTHY account agreement mailed to us after completing the online portion. Guess what? It gives this sweet seeming Discover Bank access to... Read More

Rate History: 4.10% → 4.00% → 3.90% → 3.80% → 3.60%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Last change: ↓ 0.10% on April 25.

Rate History: 4.30% → 4.10% → 4.00% → 3.70% → 3.60%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 1.50% → 3.56%

| Jul 28, 2020

Dropped rates again with restrictive transfer limits and poor service. Better rates and liquidity elsewhere. Beware!!! Read More

360 Performance Savings Account. Rate available for new account holders only.
Last change: ↓0.10% on July 2.
Rate History: 3.90% → 3.80% → 3.70% → 3.60% → 3.50%

| Mar 15, 2023

Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More

Last change: ↓ 0.10% on July 23.

Rate History: 4.00% → 3.80% → 3.70% → 3.60% → 3.50%

| Aug 31, 2022

never had a problem moving money in/out. After trying a couple banks with higher rates but less service will be moving my money back here. Read More

Online Money Market Account. Ally's Online Savings account rate is only 3.75% APY.
Rate History: 3.80% → 3.70% → 3.60% → 3.60% → 3.50%

| Aug 13, 2023

Been a customer for a couple of years now with interesting checking, been a happy customer. They give you a $10 reimbursement on atm fees per statement cycle. They pay you to leave your money there curre... Read More

Not available to residents of states with PNC branch locations.
Rate History: 4.65% → 3.50% → 3.50%

| Jun 29, 2023

$10K monthly transfer limit. No thanks Read More

Rate History: 4.10% → 3.50%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

Last change: ↓ 0.25% on May 16.

Rate History: 4.25% → 4.25% → 3.90% → 3.60% → 3.35%

| Mar 14, 2018

Poor service. Condescending attitude. Savings application denied without giving reason (Equifax file had a freeze because of hacking history) and not advising customer of need to unfreeze credit file for a... Read More

Rate History: 4.00% → 3.75% → 3.50% → 3.25%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 3.75% → 3.25%

Rate History: 1.00% → 3.00%

| Mar 20, 2016

Good solid bank. Read More

Rate History: 4.25% → 3.75% → 3.35% → 3.00%

Rate History: 2.00% → 3.56% → 3.30% → 3.09% → 2.94%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

2.60%

$250

Learn More

Rate History: 2.50% → 3.00% → 2.53%

| May 21, 2021

avoid this Read More

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

| Jun 1, 2021

Update: STAY AWAY FROM THIS BANK! They have no clue how to run an online bank. This bank is not ready for prime time. Nothing but problems. Customer service is dismal at best. Read More

Rate History: 0.15% → 2.53%

| Jul 7, 2022

Insbank 1 yr is 1.5 % 18month is 1.6% 7-7-2022 Read More

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Last change: ↓ 0.35% on October 11, 2024.

Rate History: 2.60% → 2.25%

| Jun 26, 2022

ACH transfers are not allowed. Called and was told that I had to set up wire transfers (and pay fees) or I could come in to the bank and get a bank check. Read More

Last change: ↓ 0.25% on April 9.

Rate History: 2.75% → 2.50% → 2.25%

| Oct 23, 2023

Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

| Oct 11, 2020

You probably thought - as did I - that you were looking at a site that belongs to and was the responsibility of Gateway First. After all it includes their headings, selected financial statements, many pag... Read More

Last change: ↑ 0.09% on February 13, 2023.

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 1.50% → 1.45% → 1.10%

| Nov 28, 2022

While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More

Rate History: 1.01% → 1.02% → 1.01%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 1.15% → 1.10% → 1.06% → 0.95% → 0.90%

| May 26, 2017

Before009 Read More

Last change: ↓ 0.01% on July 28.

Rate History: 1.00% → 0.81% → 0.80%

| Jan 30, 2024

Have an IRA rollover, they don't take IRAs any longer. Read More

Last change: ↓ 0.66% on May 16.

Rate History: 1.60% → 1.50% → 1.45% → 0.79%

| Feb 24, 2020

I had been with USAA for 20 years. Had my checking, savings, auto and renters insurance and 2 credit cards with them. I work in the service industry and make a good portion of my income in cash tips. For 4... Read More

Rate History: 1.00% → 1.26% → 0.75% → 0.65%

Last change: ↑ 0.25% on August 5, 2024.

0.50%

$2,500

Learn More

0.50%

$2,500

Learn More

Inbound transfers limited to $25,000/day and $100,000/month.

| Aug 28, 2022

Rates are totally uncompetitive now. Read More

Rate History: 1.00% → 0.50% → 0.40%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

0.30%

$25,000

Learn More

0.30%

$2,500

Learn More

0.30%

$2,500

Learn More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Aug 13, 2019

I filled out the application 10 days ago answering all questions and sent a file with a copy of my drivers license to Western Bank. I received an email saying that a banker would call me within one busines... Read More

| Mar 19, 2022

Problem with ties to puppy mills. I closed a cct. https://www.americanbanker.com/news/tab-bank-dragged-into-seedy-world-of-puppy-mill-loans-by-fintech-partner Read More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

Rate History: 4.25% → 4.16% → 4.25% → 3.75% → 0.25%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.25%

$10,000

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0.25%

$100

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0.25%

$1

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0.25%

$25,000

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| Mar 25, 2021

Stay away from this bank. I have never dealt with a bank that was so hard to deal with. It’s like pulling teeth to withdraw your own money. Read More

0.25%

$25,000

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0.25%

$25,000

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0.25%

$25,000

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0.25%

$2,500

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0.25%

$25,000

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0.25%

$2,500

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0.20%

$0

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0.20%

$25,000

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0.20%

$1

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0.20%

$25,000

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$2,500

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0.20%

$10,000

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$2,500

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Last change: ↓ 0.10% on December 6, 2024.

Rate History: 0.48% → 0.25% → 0.15%

| Feb 12, 2020

WILL YOU CASH MY EE SAVINGS BONDS? PLEASE ADVSE. Read More

Last change: ↓ 0.30% on June 30, 2023.

| Apr 30, 2019

No issues. I feel confident using them. Read More

0.15%

$2,500

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Rate History: 1.00% → 0.15%

0.15%

$10,000

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0.15%

$50

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0.15%

$50

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0.15%

$15,000

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0.15%

$100

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| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More

0.15%

$2,500

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0.15%

$25,000

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0.15%

$10,000

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0.15%

$2,500

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0.15%

$15,000

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$25,000

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0.15%

$2,500

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0.15%

$1

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0.15%

$2,500

Learn More

0.15%

$2,500

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0.15%

$25,000

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0.15%

$25,000

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0.15%

$2,500

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0.15%

$10,000

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0.15%

$2,500

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Rate not available in all states.

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.12%

$2,500

Learn More

Last change: ↓ 0.05% on September 22, 2024.

Rate History: 0.25% → 0.20% → 0.15% → 0.10%

| May 26, 2017

Before009 Read More

Last change: ↑ 0.07% on March 26, 2024.

Rate History: 0.03% → 0.10%

| Apr 30, 2019

No issues. I feel confident using them. Read More

Last change: ↑ 0.10% on May 11, 2023.

Last change: ↓ 0.90% on June 13, 2024.

| May 21, 2021

avoid this Read More

0.10%

$2,500

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0.10%

$1

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0.10%

$1

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0.10%

$1

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$25,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

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0.10%

$10,000

Learn More

0.10%

$2,500

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0.10%

$2,500

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0.10%

$25,000

Learn More

0.10%

$2,500

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0.10%

$2,500

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0.10%

$25,000

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$2,500

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| Jan 18, 2024

Very rude!!!’ The only time they care about anyone is if you are a business they don’t care about the little guy!!! Read More

| Apr 1, 2020

We had a terrible experience with Extreme Loan we were refinancing our home on home on March 6, 2020. We were told that we would be locked in at 3% with no closing costs or points. My mortgage representati... Read More

0.10%

$2,500

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0.10%

$25,000

Learn More

0.10%

$25,000

Learn More

0.10%

$10,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

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0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$10,000

Learn More

0.10%

$10,000

Learn More

0.10%

$2,500

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0.10%

$25,000

Learn More

0.10%

$25,000

Learn More

0.10%

$25,000

Learn More

0.10%

$25,000

Learn More

0.10%

$10,000

Learn More

0.10%

$2,500

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0.08%

$2,500

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0.07%

$25,000

Learn More

0.07%

$25,000

Learn More

0.07%

$2,500

Learn More

0.07%

$2,500

Learn More

| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.06%

$2,500

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0.06%

$25,000

Learn More

0.06%

$25,000

Learn More

0.05%

$2,500

Learn More

0.05%

$25

Learn More

0.05%

$25,000

Learn More

0.05%

$100

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0.05%

$10,000

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0.05%

$25

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0.05%

$50

Learn More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.05%

$2,500

Learn More

0.05%

$10,000

Learn More

| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$25,000

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Mar 25, 2021

Stay away from this bank. I have never dealt with a bank that was so hard to deal with. It’s like pulling teeth to withdraw your own money. Read More

| Jan 18, 2024

Very rude!!!’ The only time they care about anyone is if you are a business they don’t care about the little guy!!! Read More

| Apr 1, 2020

We had a terrible experience with Extreme Loan we were refinancing our home on home on March 6, 2020. We were told that we would be locked in at 3% with no closing costs or points. My mortgage representati... Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Feb 5, 2020

We used Civista Bank for a mortgage loan because they gave me the best rate of 3.5 for my over 800 credit rating with no points and locked it in for 2 months. Other banks offering the same rate but would n... Read More

0.05%

$2,500

Learn More

0.05%

$10,000

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$25,000

Learn More

0.05%

$2,500

Learn More

0.05%

$25,000

Learn More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

| Sep 26, 2015

Very Polite and Helpful tellers and Managers. Excellent to deal with. Read More

0.04%

$25,000

Learn More

0.04%

$2,500

Learn More

0.04%

$2,500

Learn More

0.04%

$2,500

Learn More

0.04%

$10,000

Learn More

0.03%

$0

Learn More

0.03%

$10,000

Learn More

0.03%

$25,000

Learn More

0.03%

$1

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0.03%

$15,000

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0.03%

$200

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0.03%

$2,500

Learn More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.03%

$2,500

Learn More

| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.03%

$2,500

Learn More

0.03%

$10,000

Learn More

0.03%

$2,500

Learn More

0.03%

$1

Learn More

0.03%

$2,500

Learn More

0.03%

$2,500

Learn More

0.03%

$2,500

Learn More

0.03%

$10,000

Learn More

0.03%

$2,500

Learn More

0.03%

$10,000

Learn More

Rate History: 1.00% → 0.05% → 0.02%

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Sep 26, 2015

Very Polite and Helpful tellers and Managers. Excellent to deal with. Read More

0.02%

$15,000

Learn More

0.02%

$2,500

Learn More

0.02%

$2,500

Learn More

0.02%

$2,500

Learn More

| May 20, 2017

I received a check from them, misplaced it and now have found. Two years old. What now? Read More

0.02%

$2,500

Learn More

0.02%

$2,500

Learn More

0.02%

$2,500

Learn More

Rate History: 0.03% → 0.01%

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.01%

$0

Learn More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Nov 12, 2018

Helpful w/$ Read More

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

0.01%

$1

Learn More

0.01%

$1

Learn More

0.01%

$1

Learn More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.01%

$2,500

Learn More

| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$25

Learn More

0.01%

$2,500

Learn More

| Apr 1, 2020

We had a terrible experience with Extreme Loan we were refinancing our home on home on March 6, 2020. We were told that we would be locked in at 3% with no closing costs or points. My mortgage representati... Read More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More
All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


Branches Info across Indiana


Branch Street City State
Merchants Bank of Indiana
Merchants Bank Of Indiana Branch
11555 N. Meridian Street, Suite 400 Carmel IN
Busey Bank
Busey Bank Branch
10321 North Pennsylvania Indianapolis IN
The Huntington National Bank
Rangeline Road Branch
998 South Range Line Road Carmel IN
Truist Bank
Charlestown Crossing Branch
4210 Charlestown Road New Albany IN
First Internet Bank of Indiana
First Internet Bank Of Indiana Branch
11201 Usa Parkway Fishers IN
Regions Bank
Tower Branch
One Indiana Square Indianapolis IN
U.S. Bank National Association
Richmond Main Branch
800 East Main Richmond IN
Busey Bank
Busey Bank Branch
10321 North Pennsylvania Indianapolis IN
Woodforest National Bank
0544 Avon Indiana Walmart Branch
9500 East Us Highway 36 Avon IN
BMO Bank National Association
Geist Branch
9775 Fall Creek Road Indianapolis IN
Woodforest National Bank
0544 Avon Indiana Walmart Branch
9500 East Us Highway 36 Avon IN
BMO Bank National Association
Geist Branch
9775 Fall Creek Road Indianapolis IN
Woodforest National Bank
0544 Avon Indiana Walmart Branch
9500 East Us Highway 36 Avon IN
Regions Bank
Tower Branch
One Indiana Square Indianapolis IN
Woodforest National Bank
0544 Avon Indiana Walmart Branch
9500 East Us Highway 36 Avon IN
BMO Bank National Association
Geist Branch
9775 Fall Creek Road Indianapolis IN
Wells Fargo Bank, National Association
State & Sherman Branch
901 West State Boulevard Fort Wayne IN
BMO Bank National Association
Geist Branch
9775 Fall Creek Road Indianapolis IN
First Internet Bank of Indiana
First Internet Bank Of Indiana Branch
11201 Usa Parkway Fishers IN
State Bank of Medora
State Bank Of Medora Branch
24 E Main St Medora IN
Logansport Savings Bank
Logansport Savings Bank Branch
723 East Broadway Logansport IN
First Federal Savings and Loan Association of Greensburg
Greensburg Branch
460 Greensburg Commons Greensburg IN
First Bank Richmond
South A Street Motor Branch
601 South A Street Richmond IN
FCN Bank, National Association
Everton Branch
5444 South State Road 1 Connersville IN
Woodforest National Bank
0544 Avon Indiana Walmart Branch
9500 East Us Highway 36 Avon IN
Woodforest National Bank
0544 Avon Indiana Walmart Branch
9500 East Us Highway 36 Avon IN
CentreBank
Covington Branch
315 Washington Street Covington IN
Field & Main Bank
Burkhardt Branch
1020 North Burkhardt Road Evansville IN
Boonville Federal Savings Bank
Boonville Federal Savings Bank Branch
123 N Third Street Boonville IN
Woodforest National Bank
0544 Avon Indiana Walmart Branch
9500 East Us Highway 36 Avon IN
First Robinson Savings Bank, National Association
Vincennes Branch
615 Kimmel Road Vincennes IN
State Bank of Medora
State Bank Of Medora Branch
24 E Main St Medora IN
KeyBank National Association
Greenwood Branch
980 East Main Street Greenwood IN
U.S. Bank National Association
Richmond Main Branch
800 East Main Richmond IN
The Farmers State Bank
Winchester Brance Branch
930 E Washington St Winchester IN
Peoples Community Bank SB of Monticello, Indiana
Peoples Savings And Loan Association Branch
126 Constitution Plz Monticello IN
Community State Bank
Community State Bank Branch
244 West Main Brook IN
The Napoleon State Bank
Osgood Branch
910 South Buckeye Osgood IN
The Peoples State Bank
Paragon Branch
State Road 67, Rr #1 Paragon IN
Community First Bank of Indiana
Dixon Road Branch
2101 South Dixon Road Kokomo IN
First Federal Savings Bank
Bell Oaks Drive Branch
8388 Bell Oaks Drive Newburgh IN
Bath State Bank
West College Corner Branch
3828 South Highway 27 West College Corner IN
First Bank Richmond
South A Street Motor Branch
601 South A Street Richmond IN
Wayne Bank and Trust Co.
Waytru Plaza Branch
500 South A Street Richmond IN
Scottsburg Building and Loan Association
Scottsburg Building And Loan Associa Branch
306 West Mcclain Street Scottsburg IN
FCN Bank, National Association
Everton Branch
5444 South State Road 1 Connersville IN
Peoples Community Bank SB of Monticello, Indiana
Peoples Savings And Loan Association Branch
126 Constitution Plz Monticello IN
The First National Bank of Monterey
North Judson Branch
902 West Talmer North Judson IN
The Bippus State Bank
Roanoke Branch
577 Geiger Drive Roanoke IN
The Napoleon State Bank
Osgood Branch
910 South Buckeye Osgood IN
First Farmers Bank & Trust Co.
Clay City Branch
801 Main Street Clay City IN
Crossroads Bank
W Connexion Way Branch
526 W. Connexion Way Columbia City IN
The New Washington State Bank
Sellersburg Branch
8509 Old State Road 60 Sellersburg IN
Springs Valley Bank & Trust Company
3rd Avenue Branch
865 3rd Ave Jasper IN
First Federal Savings Bank
Bell Oaks Drive Branch
8388 Bell Oaks Drive Newburgh IN
Bath State Bank
West College Corner Branch
3828 South Highway 27 West College Corner IN
First Bank Richmond
South A Street Motor Branch
601 South A Street Richmond IN
First Robinson Savings Bank, National Association
Vincennes Branch
615 Kimmel Road Vincennes IN
The Peoples Bank
Seymour Westside Branch
302 South Airport Road Seymour IN
First Federal Savings Bank
Mishawaka Branch
906 W Edison Road Mishawaka IN
FCN Bank, National Association
Everton Branch
5444 South State Road 1 Connersville IN
Lake City Bank
Direct Banking Center- Www.Lakecityb Branch
Www.Lakecitybank.com Warsaw IN
Peoples Community Bank SB of Monticello, Indiana
Peoples Savings And Loan Association Branch
126 Constitution Plz Monticello IN
Legence Bank
Virginia Street Branch
7325 East Virginia Street Evansville IN
The Farmers Bank of Milton
Madison In Branch
133 Cliffty Drive Madison IN
Community State Bank
Community State Bank Branch
802 East Albion Street Avilla IN
Fowler State Bank
Kentland Branch
607 E. Lincoln Street Kentland IN
Union Savings Bank
Indianapolis Branch
5881 E. 82nd St Indianapolis IN
The Napoleon State Bank
Osgood Branch
910 South Buckeye Osgood IN
Alliance Bank
Winamac Branch
510 North Us Highway 35 Winamac IN
CentreBank
Covington Branch
315 Washington Street Covington IN
Security Federal Savings Bank
Markland Avenue Branch
519 East Markland Avenue Kokomo IN
Kentland Bank
Lake Village Branch
Village Square Shopping Center Lake Village IN
Community First Bank of Indiana
Dixon Road Branch
2101 South Dixon Road Kokomo IN
The Friendship State Bank
The Friendship State Bank Branch
5908 E Main Street Friendship IN
The Campbell & Fetter Bank
Warsaw Branch
U.S. Highway 30 And Center Street Warsaw IN
Union Savings and Loan Association
Union Savings And Loan Association Branch
730 Central Avenue Connersville IN
The First National Bank of Monterey
North Judson Branch
902 West Talmer North Judson IN
The First National Bank of Carmi
Poseyville Branch
State Route 165 And Frontage Road Poseyville IN
The Fairmount State Bank
The Fairmount State Bank Branch
101 North Main Street Fairmount IN
Grant County State Bank
Sweetser Branch
3988 West Delphi Road Sweetser IN
Hendricks County Bank and Trust Company
Avon Office Branch
963 N State Road 267 Avon IN
Wayne Bank and Trust Co.
Waytru Plaza Branch
500 South A Street Richmond IN
Home Bank SB
Birk Road Branch
670 Birk Road Martinsville IN
LNB Community Bank
Boonville In Branch
910 West Main Street Boonville IN
First Federal Savings Bank
Mishawaka Branch
906 W Edison Road Mishawaka IN
Community State Bank
Twelve Mile Branch
8070 State Road 16 Twelve Mile IN
First Robinson Savings Bank, National Association
Vincennes Branch
615 Kimmel Road Vincennes IN
Logansport Savings Bank
Logansport Savings Bank Branch
723 East Broadway Logansport IN
FCN Bank, National Association
Everton Branch
5444 South State Road 1 Connersville IN
Peoples Community Bank SB of Monticello, Indiana
Peoples Savings And Loan Association Branch
126 Constitution Plz Monticello IN
The Home National Bank of Thorntown
Lebanon Branch
2510 N Lebanon St Lebanon IN
Community State Bank
Community State Bank Branch
802 East Albion Street Avilla IN
Kentland Bank
Lake Village Branch
Village Square Shopping Center Lake Village IN
The Garrett State Bank
Pine Valley Branch
811 Mill Lake Road Fort Wayne IN
The Bippus State Bank
Roanoke Branch
577 Geiger Drive Roanoke IN
First Financial Bank
Rossville Branch
358 West Main Street Rossville IN
First Federal Savings and Loan Association of Greensburg
Greensburg Branch
460 Greensburg Commons Greensburg IN
The Napoleon State Bank
Osgood Branch
910 South Buckeye Osgood IN
Alliance Bank
Winamac Branch
510 North Us Highway 35 Winamac IN
CentreBank
Covington Branch
315 Washington Street Covington IN
Security Federal Savings Bank
Markland Avenue Branch
519 East Markland Avenue Kokomo IN
Greenville National Bank
Losantville Branch
9700 South Us 35 Losantville IN
Hoosier Heartland State Bank
Ladoga Branch
Main And Franklin Streets Ladoga IN
Tri-County Bank & Trust Company
Main Street Crawfordsville Branch
224 East Main Street Crawfordsville IN
The Farmers Bank, Frankfort, Indiana
Sheridan Branch
987 S. White Avenue Sheridan IN
The North Salem State Bank
Danville Branch
704 W Main St Danville IN
Owen County State Bank
Gosport Branch
West Main Street Gosport IN
Bank of Wolcott
Remington Branch
506 N Maine St Remington IN
First Savings Bank
Corydon Branch
900 Indiana 62 Nw Corydon IN
WesBanco Bank, Inc.
Floyds Knobs Branch
701 Highlander Point Drive Floyds Knobs IN
The New Washington State Bank
Sellersburg Branch
8509 Old State Road 60 Sellersburg IN
First Financial Bank, National Association
First Financial Bank, National Association Branch
One First Financial Plz Terre Haute IN
First National Bank
Cloverdale I70 Branch
1000 North Main Street Cloverdale IN
The Hometown Savings Bank
Riley Branch
7345 S. State Road 46 Terre Haute IN
Community First Bank of Indiana
Dixon Road Branch
2101 South Dixon Road Kokomo IN
Springs Valley Bank & Trust Company
3rd Avenue Branch
865 3rd Ave Jasper IN
Freedom Bank
Jasper Branch
75 South Us 231 Jasper IN
The Friendship State Bank
The Friendship State Bank Branch
5908 E Main Street Friendship IN
Bath State Bank
West College Corner Branch
3828 South Highway 27 West College Corner IN
The Campbell & Fetter Bank
Warsaw Branch
U.S. Highway 30 And Center Street Warsaw IN
Union Savings and Loan Association
Union Savings And Loan Association Branch
730 Central Avenue Connersville IN
The First National Bank of Carmi
Poseyville Branch
State Route 165 And Frontage Road Poseyville IN
United Fidelity Bank, fsb
Newburgh Branch
8533 Bell Oaks Drive Newburgh IN
The Fairmount State Bank
The Fairmount State Bank Branch
101 North Main Street Fairmount IN
Grant County State Bank
Sweetser Branch
3988 West Delphi Road Sweetser IN
Hendricks County Bank and Trust Company
Avon Office Branch
963 N State Road 267 Avon IN
First Federal Savings Bank
First Federal Savings Bank Branch
648 N Jefferson St Huntington IN
Home Bank SB
Birk Road Branch
670 Birk Road Martinsville IN
First State Bank of Porter
Chesterton Branch
429 North Calumet Road Chesterton IN
First Savings Bank of Hegewisch
Saint John Branch
10865 Parrish Avenue Saint John IN
Peoples Bank
Saint John In Branch
9903 Wicker Avenue Saint John IN
Providence Bank & Trust
Schererville Office Branch
950 W. Us Hwy 30 Schererville IN
Bedford Federal Savings Bank
John Williams Boulevard Branch
2955 John Williams Blvd Bedford IN
Field & Main Bank
Burkhardt Branch
1020 North Burkhardt Road Evansville IN
First Federal Savings Bank
Mishawaka Branch
906 W Edison Road Mishawaka IN
Hendricks County Bank and Trust Company
Avon Office Branch
963 N State Road 267 Avon IN
Spencer County Bank
Spencer County Bank Branch
55 North L J Koch Blvd. Santa Claus IN
Citizens State Bank of New Castle, Indiana
Dunkrik Branch
714 North Main Street Dunkirk IN
Wayne Bank and Trust Co.
Waytru Plaza Branch
500 South A Street Richmond IN
First State Bank of Porter
Chesterton Branch
429 North Calumet Road Chesterton IN
The Huntington National Bank
Rangeline Road Branch
998 South Range Line Road Carmel IN
Alliance Bank
Winamac Branch
510 North Us Highway 35 Winamac IN
First State Bank of Middlebury
Mishawaka Branch
4101 Edison Lakes Parkway, Suite 140 Mishawaka IN
First Federal Savings Bank of Angola
First Federal Savings Bank Of Angola Branch
212 E Maumee Angola IN
Lake City Bank
Direct Banking Center- Www.Lakecityb Branch
Www.Lakecitybank.com Warsaw IN
Busey Bank
Busey Bank Branch
10321 North Pennsylvania Indianapolis IN
First Federal Savings Bank
Mishawaka Branch
906 W Edison Road Mishawaka IN
U.S. Bank National Association
Richmond Main Branch
800 East Main Richmond IN
Community State Bank
Community State Bank Branch
802 East Albion Street Avilla IN
Spencer County Bank
Spencer County Bank Branch
55 North L J Koch Blvd. Santa Claus IN
Stock Yards Bank & Trust Company
Lake Plaza Drive Branch
6840 Lake Plaza Drive Indianapolis IN
Legence Bank
Virginia Street Branch
7325 East Virginia Street Evansville IN
The Riddell National Bank
Center Point Branch
500 East Main Street Center Point IN
The Farmers State Bank
Winchester Brance Branch
930 E Washington St Winchester IN
The Fountain Trust Company
Brookston Branch
309 South Prairie Brookston IN
First Merchants Bank
Valparaiso Branch
855 Thornapple Way Valparaiso IN
The Garrett State Bank
Pine Valley Branch
811 Mill Lake Road Fort Wayne IN
Horizon Bank
350 South Branch
3602 Cougill Lane Lafayette IN
Old National Bank
Southwest Branch
9898 Illinois Road Fort Wayne IN
Farmers and Merchants Bank
Farmers And Merchants Bank Branch
6464 Merchants Drive Laotto IN
The Bippus State Bank
Roanoke Branch
577 Geiger Drive Roanoke IN
First Financial Bank
Rossville Branch
358 West Main Street Rossville IN
STAR Financial Bank
Gas City Branch
931 East Main Street Gas City IN
The Farmers and Merchants Bank
The Farmers And Merchants Bank Branch
302 South Old Us Highway 41 Boswell IN
Alliance Bank
Winamac Branch
510 North Us Highway 35 Winamac IN
CentreBank
Covington Branch
315 Washington Street Covington IN
Citizens State Bank of New Castle, Indiana
Dunkrik Branch
714 North Main Street Dunkirk IN
Greenville National Bank
Losantville Branch
9700 South Us 35 Losantville IN
Hoosier Heartland State Bank
Ladoga Branch
Main And Franklin Streets Ladoga IN
Tri-County Bank & Trust Company
Main Street Crawfordsville Branch
224 East Main Street Crawfordsville IN
The Farmers Bank, Frankfort, Indiana
Sheridan Branch
987 S. White Avenue Sheridan IN
The North Salem State Bank
Danville Branch
704 W Main St Danville IN
The Peoples State Bank
Paragon Branch
State Road 67, Rr #1 Paragon IN
Bank of Wolcott
Remington Branch
506 N Maine St Remington IN
First Savings Bank
Corydon Branch
900 Indiana 62 Nw Corydon IN
The New Washington State Bank
Sellersburg Branch
8509 Old State Road 60 Sellersburg IN
First Financial Bank, National Association
First Financial Bank, National Association Branch
One First Financial Plz Terre Haute IN
First National Bank
Cloverdale I70 Branch
1000 North Main Street Cloverdale IN
The Hometown Savings Bank
Riley Branch
7345 S. State Road 46 Terre Haute IN
Springs Valley Bank & Trust Company
3rd Avenue Branch
865 3rd Ave Jasper IN
Freedom Bank
Jasper Branch
75 South Us 231 Jasper IN
First Federal Savings Bank
Bell Oaks Drive Branch
8388 Bell Oaks Drive Newburgh IN
United Fidelity Bank, fsb
Newburgh Branch
8533 Bell Oaks Drive Newburgh IN
The National Bank of Indianapolis
Aul Branch
One American Square Suite 100 Indianapolis IN
Hendricks County Bank and Trust Company
Avon Office Branch
963 N State Road 267 Avon IN
First Federal Savings Bank
First Federal Savings Bank Branch
648 N Jefferson St Huntington IN
DeMotte State Bank
Morocco Branch
Main And State Streets Morocco IN
First Savings Bank of Hegewisch
Saint John Branch
10865 Parrish Avenue Saint John IN
Peoples Bank
Saint John In Branch
9903 Wicker Avenue Saint John IN
American Community Bank of Indiana
American Community Bank Of Indiana Branch
7880 Wicker Avenue Saint John IN
Bedford Federal Savings Bank
John Williams Boulevard Branch
2955 John Williams Blvd Bedford IN
Banterra Bank
Evansville West - 4200 Branch
705 North Saint Joseph Avenue Evansville IN
Peoples Trust and Savings Bank
Paradise Branch
7199 Parker Drive Newburgh IN
LNB Community Bank
Boonville In Branch
910 West Main Street Boonville IN
First Harrison Bank
Greenville Branch
9849 Highway 150 Greenville IN
State Bank
56th Street Branch
900 East 56th Street Brownsburg IN
Home Bank SB
Birk Road Branch
670 Birk Road Martinsville IN
First State Bank of Porter
Chesterton Branch
429 North Calumet Road Chesterton IN
First Federal Savings Bank of Angola
First Federal Savings Bank Of Angola Branch
212 E Maumee Angola IN
Banterra Bank
Evansville West - 4200 Branch
705 North Saint Joseph Avenue Evansville IN
First Federal Savings Bank
Mishawaka Branch
906 W Edison Road Mishawaka IN
Stock Yards Bank & Trust Company
Lake Plaza Drive Branch
6840 Lake Plaza Drive Indianapolis IN
First Bank of Berne
Peru Branch
915 W Main St Peru IN
The Riddell National Bank
Center Point Branch
500 East Main Street Center Point IN
Citizens Bank
Eminence Branch
Highway 42 And Highway 142 Eminence IN
The Hicksville Bank
Auburn Banking Ctr Branch Of The Hic
1130 W 15th St Auburn IN
The Farmers & Merchants State Bank
Auburn Branch
403 Erie Pass Auburn IN
First Merchants Bank
Valparaiso Branch
855 Thornapple Way Valparaiso IN
Horizon Bank
350 South Branch
3602 Cougill Lane Lafayette IN
Old National Bank
Southwest Branch
9898 Illinois Road Fort Wayne IN
Farmers and Merchants Bank
Farmers And Merchants Bank Branch
6464 Merchants Drive Laotto IN
The State Bank and Trust Company
Fort Wayne Branch
12832 Coldwater Road Fort Wayne IN
Citizens State Bank of New Castle, Indiana
Dunkrik Branch
714 North Main Street Dunkirk IN
State Bank
56th Street Branch
900 East 56th Street Brownsburg IN
The Farmers Bank, Frankfort, Indiana
Sheridan Branch
987 S. White Avenue Sheridan IN
Owen County State Bank
Gosport Branch
West Main Street Gosport IN
Crossroads Bank
W Connexion Way Branch
526 W. Connexion Way Columbia City IN
First State Bank of Middlebury
Mishawaka Branch
4101 Edison Lakes Parkway, Suite 140 Mishawaka IN
Mutual Savings Bank
Mutual Savings Bank Branch
80 East Jefferson Street Franklin IN
Old Plank Trail Community Bank, National Association
First National Bank Of Illinois Bran Branch
1101 Joliet Street Dyer IN
PNC Bank, National Association
Pnc Bank, National Association Branch
U.S. Highway 24 East Logansport IN
JPMorgan Chase Bank, National Association
Washington-Mitthoefer Rd. Branch
9991 East Washington Street Indianapolis IN
First Harrison Bank
Greenville Branch
9849 Highway 150 Greenville IN
Citizens Bank
Eminence Branch
Highway 42 And Highway 142 Eminence IN
The State Bank and Trust Company
Fort Wayne Branch
12832 Coldwater Road Fort Wayne IN
STAR Financial Bank
Gas City Branch
931 East Main Street Gas City IN
Jackson County Bank
North Vernon Branch
611 A North State Street North Vernon IN
Republic Bank & Trust Company
Floyds Knobs Branch
4571 Duffy Road Floyds Knobs IN
First Savings Bank of Hegewisch
Saint John Branch
10865 Parrish Avenue Saint John IN
Old Plank Trail Community Bank, National Association
First National Bank Of Illinois Bran Branch
1101 Joliet Street Dyer IN
Banterra Bank
Evansville West - 4200 Branch
705 North Saint Joseph Avenue Evansville IN
Wells Fargo Bank, National Association
State & Sherman Branch
901 West State Boulevard Fort Wayne IN
PNC Bank, National Association
Pnc Bank, National Association Branch
U.S. Highway 24 East Logansport IN
Regions Bank
Tower Branch
One Indiana Square Indianapolis IN
KeyBank National Association
Greenwood Branch
980 East Main Street Greenwood IN
Fifth Third Bank, National Association
Clinton Branch
Third & Vine Clinton IN
Truist Bank
Charlestown Crossing Branch
4210 Charlestown Road New Albany IN
BMO Bank National Association
Geist Branch
9775 Fall Creek Road Indianapolis IN
Lake City Bank
Direct Banking Center- Www.Lakecityb Branch
Www.Lakecitybank.com Warsaw IN
Citizens Bank
Eminence Branch
Highway 42 And Highway 142 Eminence IN
Stock Yards Bank & Trust Company
Lake Plaza Drive Branch
6840 Lake Plaza Drive Indianapolis IN
First Bank of Berne
Peru Branch
915 W Main St Peru IN
First Merchants Bank
Valparaiso Branch
855 Thornapple Way Valparaiso IN
Horizon Bank
350 South Branch
3602 Cougill Lane Lafayette IN
Old National Bank
Southwest Branch
9898 Illinois Road Fort Wayne IN
The State Bank and Trust Company
Fort Wayne Branch
12832 Coldwater Road Fort Wayne IN
STAR Financial Bank
Gas City Branch
931 East Main Street Gas City IN
State Bank
56th Street Branch
900 East 56th Street Brownsburg IN
First Farmers Bank & Trust Co.
Clay City Branch
801 Main Street Clay City IN
First Savings Bank
Corydon Branch
900 Indiana 62 Nw Corydon IN
WesBanco Bank, Inc.
Floyds Knobs Branch
701 Highlander Point Drive Floyds Knobs IN
Farmers State Bank
Ashley-Hudson Branch
West State Street And Grand Avenue Ashley IN
First State Bank of Middlebury
Mishawaka Branch
4101 Edison Lakes Parkway, Suite 140 Mishawaka IN
The National Bank of Indianapolis
Aul Branch
One American Square Suite 100 Indianapolis IN
Scottsburg Building and Loan Association
Scottsburg Building And Loan Associa Branch
306 West Mcclain Street Scottsburg IN
DeMotte State Bank
Morocco Branch
Main And State Streets Morocco IN
Providence Bank & Trust
Schererville Office Branch
950 W. Us Hwy 30 Schererville IN
Bedford Federal Savings Bank
John Williams Boulevard Branch
2955 John Williams Blvd Bedford IN
Boonville Federal Savings Bank
Boonville Federal Savings Bank Branch
123 N Third Street Boonville IN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

INDIANA SAVINGS ACCOUNT ENVIRONMENT


The savings rate offered to consumers in Indiana, as in most other places, is determined by several factors, including:

1. Market conditions: The overall economic conditions and interest rate environment, both at the national and local levels, play a significant role in determining the savings rate. If interest rates are high, financial institutions can offer higher savings rates to attract deposits. Conversely, if interest rates are low, savings rates tend to be lower as well.

2. Competition among financial institutions: Competition among banks and credit unions drives them to offer competitive savings rates to attract customers. Institutions may adjust their rates depending on the competitive landscape in Indiana.

3. Federal Reserve Policy: The Federal Reserve, which is the central banking system of the United States, sets the monetary policy and has influence over interest rates. The decisions made by the Federal Reserve, such as changes in the federal funds rate, can impact the savings rates offered by financial institutions.

4. Regulatory environment: Regulations imposed by state and federal authorities can also impact the savings rates offered in Indiana. Any regulatory changes related to banking, lending, or interest rates may influence the rates provided to consumers.

5. Institutions' financial health and business strategy: The financial health and business strategies of individual banks and credit unions can also influence the savings rates they offer. Institutions with strong financial positions and a desire to attract deposits may offer higher rates to entice savers.

These factors can vary over time, and the savings rates offered by financial institutions may change accordingly.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES


Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

  • Find a bank with a location convenient to you. Location counts.
  • Choose a bank with good rates. Rates are important to get continued growth of your capital.
  • Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
  • Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
  • Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
  • Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
  • Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
  • Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.