California

Image Courtesy: www.pixabay.com

Gardena, California CD Rates – 18-Month

You are viewing rates from banks across Gardena


Below are eighteen-month Certificates of Deposit (CD) rates from banks in Gardena, California . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Gardena, CA - May 25, 2024

18 Month CD National Average : 0.73% ?

Banks APY MIN MILES ?

Rate History: 5.18% → 5.17% → 4.91% → 5.01%

| Mar 5, 2021

The best rate on any CD or savings account is .40% Read More

Rate History: 3.50% → 5.00% → 4.65%

| Jan 30, 2021

Sterling hasn't offered a 1% rate for over a year. Best one can do now is .20%. The rates shown on this site are grossly outdated. Read More

Rate History: 2.65% → 3.00%

| Feb 13, 2018

Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More

1.01%

$10,000

21.09

Learn More

| Mar 2, 2019

does require us citizenship? Read More

0.84%

$100,000

13.28

Learn More

0.79%

$10,000

13.28

Learn More

0.78%

$10,000

15.02

Learn More

0.75%

$10,000

0.65

Learn More

0.65%

$100,000

19.63

Learn More

| Jan 29, 2019

The Bank does not have this product. Read More

0.65%

$100,000

17.06

Learn More

0.65%

$100,000

16.59

Learn More

0.65%

$100,000

22.84

Learn More

0.65%

$100,000

5.88

Learn More

0.55%

$10,000

5.88

Learn More

| Mar 2, 2019

does require us citizenship? Read More

0.50%

$10,000

19.63

Learn More

0.50%

$2,500

5.88

Learn More

| Jul 22, 2015

Fix your automated system so I can find information after you close Read More

0.50%

$10,000

22.84

Learn More

0.50%

$100,000

12.67

Learn More

| Dec 6, 2018

I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More

0.45%

$10,000

13.25

Learn More

0.45%

$10,000

-

Learn More

0.40%

$100,000

21.42

Learn More

0.40%

$10,000

12.67

Learn More

0.35%

$10,000

21.42

Learn More

| Apr 15, 2019

Very friendly and helpful here. We had closed an account last year, and were not asked what we planned to do with the money or if we found a better rate elsewhere. Just thanks for banking with us...so we ... Read More

0.35%

$100,000

19.83

Learn More

0.30%

$10,000

6.61

Learn More

0.30%

$10,000

17.06

Learn More

0.30%

$10,000

19.83

Learn More

| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

| Jun 17, 2022

Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More

0.20%

$10,000

16.59

Learn More

| Aug 25, 2021

I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2024

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates