California

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Redwood City, California CD Rates – 18-Month

You are viewing rates from banks across Redwood City





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Redwood City, California . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Redwood City, CA - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 3.44% → 3.29% → 4.00% → 3.29% → 4.10%

Rate History: 4.35% → 4.25% → 4.20% → 3.75%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 3.05% → 2.53%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.70%

$10,000

24.38

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0.65%

$100,000

15.81

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0.65%

$100,000

19.09

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0.65%

$100,000

19.33

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0.55%

$10,000

19.33

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0.50%

$2,500

19.33

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0.50%

$10,000

19.09

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0.45%

$10,000

10.42

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0.40%

$100,000

10.09

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0.35%

$10,000

15.81

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0.30%

$100,000

15.62

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0.27%

$10,000

10.09

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0.20%

$10,000

15.62

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| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Redwood City, CA - July 16, 2025


Branch Street City State
State Bank of India (California)
State Bank Of India (California) - F Branch
39148 Paseo Padre Parkway Fremont CA
Beal Bank USA
San Jose Branch
5180 Stevens Creek Boulevard, Suite 20 San Jose CA
Bank of Hope
Silicon Valley Branch
1102 East El Camino Real Sunnyvale CA
Zions Bank
Millbrae Branch
300 Broadway Millbrae CA
JPMorgan Chase Bank, National Association
Southgate Branch
5 Southgate Ave Daly City CA
First Federal Savings and Loan Association of San Rafael
2521 San Bruno Avenue Branch
2521 San Bruno Avenue San Francisco CA
BEACON BUSINESS BANK, NATIONAL ASSOCIATION
Peninsula Branch
1700 S. El Camino Real Ste 108 San Mateo CA
Hanmi Bank
Silicon Valley Branch
2765 El Camino Real Santa Clara CA
Industrial and Commercial Bank of China USA, National Association
South San Francisco Branch
235 Grand Avenue, Suite 101 South San Francisco CA
Industrial and Commercial Bank of China USA, National Association
South San Francisco Branch
235 Grand Avenue, Suite 101 South San Francisco CA
Industrial and Commercial Bank of China USA, National Association
South San Francisco Branch
235 Grand Avenue, Suite 101 South San Francisco CA
Hanmi Bank
Silicon Valley Branch
2765 El Camino Real Santa Clara CA
Western Alliance Bank
Palo Alto Branch
525 University Avenue Palo Alto CA
Avidbank
Avidbank Branch
1732 N 1st St. 6th Floor San Jose CA
BEACON BUSINESS BANK, NATIONAL ASSOCIATION
Peninsula Branch
1700 S. El Camino Real Ste 108 San Mateo CA
Bank of the Orient
Millbrae Branch
979 Broadway Millbrae CA
Bank of Hope
Silicon Valley Branch
1102 East El Camino Real Sunnyvale CA
Cathay Bank
Millbrae Branch
1095 El Camino Real Millbrae CA
Avidbank
Avidbank Branch
1732 N 1st St. 6th Floor San Jose CA
Bank of the Orient
Millbrae Branch
979 Broadway Millbrae CA
East West Bank
Daly City Branch
192 Skyline Plaza Daly City CA
U.S. Bank National Association
Pacifica Branch
1655 Oceana Pacifica CA
Bank of America, National Association
Linda Mar Branch
1375 Linda Mar Shopping Center Pacifica CA


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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