Illinois

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Calumet City, Illinois CD Rates – 18-Month

You are viewing rates from banks across Calumet City





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Calumet City, Illinois . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Calumet City, IL - August 3, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 4.55% → 5.70% → 5.55%

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.20% → 4.15% → 4.05% → 4.20% → 4.15%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 4.60% → 4.30% → 3.90% → 3.50% → 3.25%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 0.15% → 1.00%

Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

0.80%

$10,000

10.58

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0.65%

$100,000

5.08

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0.65%

$10,000

18.64

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0.50%

$10,000

5.08

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0.50%

$10,000

17.70

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0.50%

$2,500

19.38

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0.49%

$100,000

24.18

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0.47%

$10,000

16.32

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| Nov 3, 2021

If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More

0.45%

$10,000

19.17

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0.40%

$10,000

13.76

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0.40%

$10,000

24.84

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0.39%

$10,000

24.18

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.35%

$100,000

23.01

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.30%

$10,000

13.16

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

16.05

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| Jun 20, 2019

12 month rate not 2.5. Changed to 1.5%. Read More

0.25%

$1,000

23.01

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| Jun 26, 2019

On a scale of 1 to 10 GN bank rates a negative 1. While they gladly accept your deposits, they are far from forhright with your withdrawals. Especially if you are withdrawing large sums of money or closing... Read More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.15%

$500

22.28

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Rate History: 0.10% → 0.15%

0.15%

$10,000

23.15

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0.15%

$10,000

18.52

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0.14%

$100,000

18.73

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.09%

$1,000

18.73

Learn More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Calumet City, IL - August 3, 2025


Branch Street City State
The Federal Savings Bank
The Federal Savings Bank Branch
300 North Elizabeth Street, Floor 3e Chicago IL
Citibank, National Association
Orland Park Branch
18 Orland Square Drive Orland Park IL
Wells Fargo Bank, National Association
Chicago Central Busness Banking Branch
2 Westbrook Corporate Center Westchester IL
Evergreen Bank Group
Evergreen Park Branch
3842 West 95th Street Evergreen Park IL
Heartland Bank and Trust Company
Western Springs National Bank Branch
4456 Wolf Road Western Springs IL
BMO Bank National Association
4475 Grand Avenue Branch
4475 Grand Avenue Western Springs IL
United Fidelity Bank, fsb
United Fidelity Bank, Fsb Branch
1800 West 87th Street Chicago IL
Hanmi Bank
Hanmi Bank Branch
16540 South Halsted Harvey IL
First Savings Bank of Hegewisch
Frankfort Branch
10395 West Lincoln Highway Frankfort IL
Hanmi Bank
Hanmi Bank Branch
16540 South Halsted Harvey IL
Town Center Bank
Town Center Bank Branch
20181 S Lagrange Road Frankfort IL
First Eagle Bank
First Eagle Bank Branch
1201 West Madison Street Chicago IL
First Community Bank and Trust
Peotone Branch
650 Wilmington Road Peotone IL
Providence Bank & Trust
Orland Park Office Branch
16250 South Lagrange Rd Orland Park IL
Midland States Bank
Beecher Banking Center Branch
951 Dixie Highway Beecher IL
Old Plank Trail Community Bank, National Association
Mokena Office Branch
20012 Wolf Road Mokena IL
United Trust Bank
United Trust Bank Branch
12330 South Harlem Avenue Palos Heights IL
Community Savings Bank
West Belmont Branch
4824 West Belmont Avenue Chicago IL
First Community Bank and Trust
Peotone Branch
650 Wilmington Road Peotone IL
CIBC Bank USA
Peace Memorial Facility Branch
10300 Village Circle Drive Palos Park IL
Forest Park National Bank and Trust Company
Forest Park National Bank And Trust Branch
7348 West Madison Street Forest Park IL
CIBC Bank USA
Peace Memorial Facility Branch
10300 Village Circle Drive Palos Park IL
Beverly Bank & Trust Company, National Association
Oak Lawn Bank And Trust Branch
5300 W 95th Street Oak Lawn IL
BankFinancial, National Association
48 Orland Square Dr. Branch
48 Orland Square Drive Orland Park IL
Parkway Bank and Trust Company
Orland Park Branch
14345 South Lagrange Road Orland Park IL
Forest Park National Bank and Trust Company
Forest Park National Bank And Trust Branch
7348 West Madison Street Forest Park IL
GN Bank
Illinois-Service Federal Savings And Branch
4619 S Martin L King Drive Chicago IL
First Merchants Bank
Tinley Park Branch
7231 171st St Tinley Park IL
Central Federal Savings and Loan Association
La Grange Park Branch
1921 E 31st St. La Grange Park IL
Old Second National Bank
Frankfort Branch
20201 South La Grange Road Frankfort IL
Hinsdale Bank & Trust Company, National Association
The Community Bank Of Western Spring Branch
1000 Hillgrove Avenue Western Springs IL
Marquette Bank
Wolf Road Branch
17865 South Wolf Road Orland Park IL
Amalgamated Bank of Chicago
Amalgamated Bank Of Chicago Branch
30 North Lasalle Street Chicago IL
First Merchants Bank
Tinley Park Branch
7231 171st St Tinley Park IL
Amalgamated Bank of Chicago
Amalgamated Bank Of Chicago Branch
30 North Lasalle Street Chicago IL
U.S. Bank National Association
Will-Cook Branch
11901 West 143rd Street Orland Park IL
PNC Bank, National Association
Western Springs Branch
40 West 47th Street Western Springs IL
Bank of America, National Association
La Grange Branch
1425 West 47th Street La Grange IL
Fifth Third Bank, National Association
Countryside Branch
1023 West 55th Street Countryside IL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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