Illinois

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Frankfort, Illinois CD Rates – 18-Month

You are viewing rates from banks across Frankfort





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Frankfort, Illinois . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Frankfort, IL - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 4.60% → 4.30% → 3.90% → 3.50% → 3.25%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 0.15% → 1.00%

Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

0.80%

$10,000

18.56

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Rate History: 1.00% → 0.75%

0.65%

$10,000

1.61

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0.60%

$10,000

17.20

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| Jul 9, 2021

ABSOLUTELY RIDICULOUS how this place is still around in Wheeling. Taking any more than 3 days on a loan check is UNEXCUSEABLE. Having an 800 plus credit rating. A SENIOR. Wanting to move out ofa big hou... Read More

0.50%

$10,000

4.84

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0.49%

$100,000

12.35

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0.47%

$10,000

19.29

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| Nov 3, 2021

If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More

0.45%

$10,000

23.55

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0.45%

$10,000

24.95

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0.45%

$10,000

19.27

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0.40%

$10,000

14.01

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0.40%

$10,000

11.69

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0.39%

$10,000

12.35

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.35%

$10,000

18.01

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.30%

$10,000

15.76

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0.25%

$10,000

15.56

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| Jun 20, 2019

12 month rate not 2.5. Changed to 1.5%. Read More

0.23%

$10,000

23.69

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0.20%

$1,000

9.60

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| Jun 26, 2019

On a scale of 1 to 10 GN bank rates a negative 1. While they gladly accept your deposits, they are far from forhright with your withdrawals. Especially if you are withdrawing large sums of money or closing... Read More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.15%

$500

23.07

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Rate History: 0.10% → 0.15%

0.15%

$10,000

23.46

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0.15%

$10,000

16.83

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0.15%

$10,000

14.69

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.05%

$10,000

21.87

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Frankfort, IL - July 16, 2025


Branch Street City State
Citibank, National Association
Forge Drive Branch
2775 Forgue Dr Naperville IL
Wells Fargo Bank, National Association
Chicago Central Busness Banking Branch
2 Westbrook Corporate Center Westchester IL
Evergreen Bank Group
Evergreen Bank Group Branch
1515 West 22nd Street, Suite 100w Oak Brook IL
JPMorgan Chase Bank, National Association
Shorewood Route 59 Banking Center Br Branch
1421 Illinois Route 59 Joliet IL
Heartland Bank and Trust Company
Bank Of Elwood - A Branch Of Bank Of
430 East Mississippi Ave Elwood IL
BMO Bank National Association
Caton Farm Branch
2251 Route 59 Plainfield IL
United Fidelity Bank, fsb
United Fidelity Bank, Fsb Branch
1800 West 87th Street Chicago IL
Republic Bank of Chicago
111th Street Naperville Branch
2720 Hassert Blvd. Naperville IL
First Savings Bank of Hegewisch
Frankfort Branch
10395 West Lincoln Highway Frankfort IL
Hometown National Bank
Joliet Branch
722 Essington Road, Suite A Joliet IL
Hoyne Savings Bank
Harlem Avenue Branch
11139 South Harlem Avenue Worth IL
Town Center Bank
New Lenox Branch
1938 East Lincoln Highway, Suite 101 New Lenox IL
First Community Bank and Trust
Peotone Branch
650 Wilmington Road Peotone IL
Providence Bank & Trust
Shorewood Branch
1007 Brook Forest Avenue Shorewood IL
Midland States Bank
Joliet Il Branch
1540 Route 59 Joliet IL
First Trust Bank of Illinois
Bourbonnais Branch
1090 Main Street, N.W. Bourbonnais IL
Federated Bank
Bradley Branch
327 South Kinzie Avenue Bradley IL
Old Plank Trail Community Bank, National Association
Shorewood Branch
931 Brook Forest Ave Shorewood IL
First Federal Savings Bank
Shorewood Branch
801 West Jefferson Street Shorewood IL
United Trust Bank
United Trust Bank Branch
12330 South Harlem Avenue Palos Heights IL
First Community Bank and Trust
Peotone Branch
650 Wilmington Road Peotone IL
CIBC Bank USA
Joliet Branch
1550 Essington Road Joliet IL
First American Bank
Louis Joliet Mall Branch
3205 Mall Loop Drive Joliet IL
CIBC Bank USA
Joliet Branch
1550 Essington Road Joliet IL
Cathay Bank
Chicago -westmont Branch
665 Pasquinelli Drive #b104 Westmont IL
Beverly Bank & Trust Company, National Association
Oak Lawn Bank And Trust Branch
5300 W 95th Street Oak Lawn IL
BankFinancial, National Association
1401 N Larkin Ave Branch
1401 North Larkin Avenue Joliet IL
Parkway Bank and Trust Company
Orland Park Branch
14345 South Lagrange Road Orland Park IL
Municipal Trust and Savings Bank
Municipal Trust And Savings Bank Branch
720 Main Street, N.W. Bourbonnais IL
First Bank of Manhattan
550 West North Street Office Branch
550 West North Street Manhattan IL
GN Bank
Illinois-Service Federal Savings And Branch
4619 S Martin L King Drive Chicago IL
First Merchants Bank
Darien Branch
8301 South Cass Avenue Darien IL
Central Federal Savings and Loan Association
La Grange Park Branch
1921 E 31st St. La Grange Park IL
Old Second National Bank
Joliet Branch
850 Essington Joliet IL
Hinsdale Bank & Trust Company, National Association
Downers Grove Branch
718 Ogden Ave Downers Grove IL
Marquette Bank
Romeoville Branch
1876 W. Airport Rd Romeoville IL
The Lemont National Bank
Lemont Branch
310 Main Street Lemont IL
First Merchants Bank
Darien Branch
8301 South Cass Avenue Darien IL
The Bank of Bourbonnais
The Bank Of Bourbonnais Branch
One Heritage Plaza Bourbonnais IL
U.S. Bank National Association
Joliet Junior College Branch
1215 Houbolt Road Joliet IL
PNC Bank, National Association
Naperville-Book Road Branch
3135 Book Road Naperville IL
Bank of America, National Association
Shorewood Branch
1113 Brook Forest Avenue Shorewood IL
Fifth Third Bank, National Association
Shorewood Banking Center Branch
251 Brook Forest Avenue Shorewood IL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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