Kansas

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Gardner, Kansas CD Rates – 18-Month

You are viewing rates from banks across Gardner





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Gardner, Kansas . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Gardner, KS - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 5.00% → 4.30%

| Sep 19, 2019

No Specials are being offered. These rates are wrong. Read More

Rate History: 2.02% → 4.47% → 4.06%

| Sep 13, 2021

On September 13th, 2021. I called “SBOK” to verify if the account number matches the business name that is on the check I’ve received. I spoke with a supervisor named Brenda Jones. Brenda informed me... Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 4.25% → 3.75% → 3.25% → 2.75%

Rate History: 0.20% → 2.55% → 2.45% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

| Nov 3, 2023

site does not update at all, totally wrong rates listed Read More

1.21%

$10,000

14.07

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1.15%

$10,000

14.08

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Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

Rate History: 1.16% → 2.18% → 2.07% → 0.95%

0.80%

$100,000

22.41

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0.70%

$10,000

5.49

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0.70%

$10,000

9.70

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| Feb 4, 2020

Academy was great helping me open a new account Read More

0.60%

$1,000

20.80

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0.55%

$10,000

22.06

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0.55%

$10,000

16.92

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0.50%

$100,000

14.53

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0.50%

$10,000

7.28

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| Jun 25, 2021

TriCentury is great! They were there for me when my credit was not great, and I haven’t left because of their great customer service. Read More

0.45%

$10,000

22.41

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0.40%

$10,000

14.53

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0.40%

$500

23.53

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| Aug 30, 2017

Excellent bank with a friendly helpful staff Read More

0.35%

$250

24.09

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0.35%

$10,000

19.53

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0.31%

$10,000

20.17

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0.30%

$10,000

23.68

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0.30%

$10,000

13.30

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| Nov 9, 2018

The online banking system for this bank is beyond ridiculous. I have tried on numerous occasions to get help and as soon as I get one issue resolved, sure enough another pops up. From passwords being lock... Read More

| Jun 1, 2020

UMB does not honor the rate posted here! Read More

0.20%

$50,000

19.28

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0.15%

$10,000

19.28

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0.10%

$10,000

21.30

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0.08%

$500

10.05

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Gardner, KS - July 16, 2025


Branch Street City State
Simmons Bank
15670 West 135th Branch
15670 W. 135th Olathe KS
Security Bank of Kansas City
Wea St Branch
3 E Wea Street Paola KS
Wells Fargo Bank, National Association
Olathe Branch
2137 East Santa Fe Drive Olathe KS
Intrust Bank, National Association
544 Columbia Drive Branch
544 Columbia Drive Lawrence KS
BOKF, National Association
Overland Park Office Branch
11225 College Blvd Overland Park KS
First Federal Bank of Kansas City
132 Oak St Branch
132 Oak Street Bonner Springs KS
Union Bank and Trust Company
Commercial State Bk. Of Bonner Sprin Branch
309 Oak Street Bonner Springs KS
Fidelity Bank, National Association
Metcalf Branch
14435 Metcalf Avenue Overland Park KS
The Baldwin State Bank
Eighth Street Branch
112 North Eighth Street Baldwin City KS
Mid-America Bank
Mid-America Bank Branch
802 Ames Street Baldwin City KS
BMO Bank National Association
Monticello Branch
21900 Shawnee Mission Parkway Shawnee KS
Argentine Federal Savings
Overland Park Branch
12501 Antioch Rd Overland Park KS
Community National Bank
Tonganoxie Branch
231 N. Main Street Tonganoxie KS
Farmers Bank & Trust
Cedar Lake Village Branch
15325 South Lone Elm Road Olathe KS
CoreFirst Bank & Trust
Corefirst Bank & Trust Branch
11875 South Ridgeview Road Olathe KS
Academy Bank, National Association
Bonner Springs Wal-Mart Branch # 58
12801 Kansas Avenue Bonner Springs KS
Great American Bank
Great American Bank Branch
3500 Clinton Parkway Lawrence KS
First State Bank and Trust
Lawrence Monterey Branch
3901 West Sixth Street Lawrence KS
The First Security Bank
Paola Branch
29 Wea Street Paola KS
First Heritage Bank
First Heritage Bank Commercial Divis Branch
7450 West 130th Street, Suite 100 Overland Park KS
Kendall Bank
The State Bank Of Spring Hill Branch
201 South Webster Street Spring Hill KS
TriCentury Bank
Tricentury Bank Branch
33485 Lexington Avenue De Soto KS
Community National Bank
Tonganoxie Branch
231 N. Main Street Tonganoxie KS
First Heritage Bank
First Heritage Bank Commercial Divis Branch
7450 West 130th Street, Suite 100 Overland Park KS
The Kansas State Bank
Detached Facility Branch
1314 South Main Street Ottawa KS
Enterprise Bank & Trust
East Branch
110 North Clairborne Olathe KS
Great Southern Bank
Ottawa Branch
2040 S. Princeton Ottawa KS
Landmark National Bank
2710 Iowa Branch
2710 Iowa Lawrence KS
Bank of Prairie Village
Bank Of Prairie Village Branch
3515 W. 75th Street Prairie Village KS
NBH Bank
South Store Branch
1506 South Main Ottawa KS
Cornerstone Bank
Cornerstone Bank Branch
9120 W. 135th Street Overland Park KS
Bank of Labor
Olathe Branch
17900 West 119th Street Olathe KS
UMB Bank, National Association
Shawnee Branch
22320 W 66th Street Shawnee KS
Central National Bank
Lawrence Wal-Mart Branch
3300 Iowa St. P.O. Box 4404 Lawrence KS
Central National Bank
Lawrence Wal-Mart Branch
3300 Iowa St. P.O. Box 4404 Lawrence KS
Commerce Bank
6th St Dillons Branch
3000 W 6th St Lawrence KS
First National Bank of Omaha
Olathe Branch
13518 South Alden Street Olathe KS
U.S. Bank National Association
Northwest Branch
3500 West 6th Street Lawrence KS
Bank of America, National Association
Lawrence Branch
900 Ohio Street Lawrence KS
First-Citizens Bank & Trust Company
Overland Park Branch
7850 College Blvd Overland Park KS


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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