Maryland

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Cheverly, Maryland CD Rates – 18-Month

You are viewing rates from banks across Cheverly





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Cheverly, Maryland . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Cheverly, MD - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Rate History: 4.75% → 4.15% → 3.85% → 4.10% → 4.00%

| Jan 30, 2025

I found CFG Bank while searching for high APYs and went with them since they consistently offers some of the best rates in the country. I’ve had a great experience with my personal money market account. ... Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 3.25% → 4.75% → 4.00% → 3.75% → 3.50%

| Jul 11, 2018

cd rates Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

| Apr 12, 2019

United Bank in Front Royal does not know how to set up an inherited IRA. It took over two months to transfer it from Merrill Edge. Several mistakes were made. And then they did not title it correctly. T... Read More

Rate History: 4.50% → 1.00% → 4.00% → 1.00%

| May 19, 2018

Experience Read More

| Jul 24, 2021

Rate is incorrect. Read More

| Jul 24, 2021

$2000 minimum, 0.20% APY Read More

0.75%

$1,000

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0.75%

$10,000

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0.70%

$10,000

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0.55%

$100,000

-

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0.50%

$10,000

-

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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| Apr 21, 2020

Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More

0.45%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

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| Aug 6, 2019

Run Run very far away. Find an institution where the upper staff actually can add. It is run like a pawn shop and payday loan Read More

0.40%

$10,000

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0.39%

$10,000

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| Jun 16, 2022

Customer service Very Good. Always available Read More

0.35%

$10,000

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0.35%

$10,000

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0.32%

$10,000

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0.30%

$500

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0.30%

$500

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$500

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007


Branch Street City State
Eastern Savings Bank, FSB
Eastern Savings Bank, Fsb Branch
11350 Mccormick Road Hunt Valley MD
EagleBank
Eaglebank Branch
7815 Woodmont Avenue Bethesda MD
CFG Bank
Cfg Community Bank Branch
11 W. Ridgely Road Lutherville MD
Citibank, National Association
Montgomery Village Branch
6 Montgomery Village Avenue Gaithersburg MD
Capital One, National Association
5424 Western Ave Branch
5424 Western Avenue Chevy Chase MD
First Shore Federal Savings and Loan Association
First Shore Federal Savings And Loan Branch
106 S. Division Street Salisbury MD
Wells Fargo Bank, National Association
Saint Paul Street Branch
7 Saint Paul Street Baltimore MD
United Bank
Bethesda Metro Branch
7845 Wisconsin Avenue Bethesda MD
TD Bank, National Association
New Carrollton, Md Branch
8211 Annapolis Road Hyattsville MD
Jarrettsville Federal Savings and Loan Association
Jarrettsville Federal Savings And Lo Branch
3706 Norrisville Road Jarrettsville MD
Cecil Bank
Cecil Bank Branch
127 North St Elkton MD
Harford Bank
Harford Bank Branch
8 West Bel Air Avenue Aberdeen MD
Rosedale Federal Savings and Loan Association
Rosedale Federal Savings And Loan As Branch
9616 Belair Road Nottingham MD
John Marshall Bank
Rockville Branch
11 N. Washington Street, Suite 100 Rockville MD
Arundel Federal Savings Bank
Arundel Federal Savings Bank Branch
655 Crain Highway, S Glen Burnie MD
ACNB Bank
New Windsor Br Branch
213 Main Street New Windsor MD
Arundel Federal Savings Bank
Arundel Federal Savings Bank Branch
655 Crain Highway, S Glen Burnie MD
The Queenstown Bank of Maryland
The Queenstown Bank Of Maryland Branch
7101 Main Street Queenstown MD
Bank of Ocean City
Bank Of Ocean City Branch
10005 Golf Course Road Ocean City MD
First National Bank of Pennsylvania
Germantown Branch
20300 Seneca Meadows Parkway Germantown MD
The Bank of Glen Burnie
The Bank Of Glen Burnie Branch
101 Crain Highway S Glen Burnie MD
Calvin B. Taylor Banking Company of Berlin, Maryland
Calvin B. Taylor Banking Company Of Berlin, Maryland Branch
24 North Main Street Berlin MD
Somerset Trust Company
Grantsville Plaza Branch
3245 Chestnut Ridge Road Grantsville MD
Homewood Federal Savings Bank
Homewood Federal Savings Bank Branch
3228-30 Eastern Ave Baltimore MD
Hebron Savings Bank
Hebron Savings Bank Branch
101 North Main Street Hebron MD
The Farmers Bank of Willards
The Farmers Bank Of Willards Branch
7484 Market Street Willards MD
BayVanguard Bank
North Point Road Branch
7114 Northpoint Road Edgemere MD
Woodsboro Bank
Woodsboro Bank Branch
5 North Main Street Woodsboro MD
Orrstown Bank
Eastern Blvd Branch
1020 Professional Court Hagerstown MD
Farmers and Merchants Bank
Farmers And Merchants Bank Branch
15226 Hanover Pike Upperco MD
The Peoples Bank
The Peoples Bank Branch
100 Spring Avenue Chestertown MD
Shore United Bank, National Association
Shore United Bank Branch
18 Dover Street Easton MD
Clear Mountain Bank
Oakland Branch
12730 Garrett Highway Oakland MD
CNB Bank, Inc.
Hancock Branch
333 E. Main Street Hancock MD
Jefferson Security Bank
Sharpsburg Office Branch
103 West Main Street Sharpsburg MD
ACNB Bank
New Windsor Br Branch
213 Main Street New Windsor MD
The Harbor Bank of Maryland
The Harbor Bank Of Maryland Branch
25 West Fayette Street Baltimore MD
Eastern Savings Bank, FSB
Eastern Savings Bank, Fsb Branch
11350 Mccormick Road Hunt Valley MD
PNC Bank, National Association
Bel Air South Branch
130 South Bond Street Bel Air MD
Bank of America, National Association
Bank Center Branch
100 South Charles Street Baltimore MD
First-Citizens Bank & Trust Company
Annapolis Bestgate Office Branch
890 Bestgate Road Annapolis MD


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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