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You are viewing rates from banks across Newton
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Newton, New Jersey . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Newton, NJ - December 14, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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3.95% |
$2,500 |
- |
Learn More
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Earty Withdrawal Penalty is 180 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.90% |
$1,000 |
- |
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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3.70% |
$500 |
- |
Learn More
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Rate History: 3.95% → 4.00% → 3.95% → 3.80% → 3.70% |
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2 Months with Vio Bank | Sep 4, 2025 And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More |
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3.70% |
$0 |
16.88 |
Learn More
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Rate History: 3.90% → 3.80% → 3.70% → 3.80% → 3.70% |
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highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
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3.45% |
$10,000 |
- |
Learn More
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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3.35% |
$500 |
22.88 |
Learn More
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SadSack | Dec 2, 2022 No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More |
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2.99% |
$10,000 |
15.40 |
Learn More
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Rate History: 4.50% → 1.00% → 4.00% → 1.00% → 2.99% |
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Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
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2.75% |
$1,000 |
- |
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Rate History: 3.00% → 2.85% → 2.75% |
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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2.00% |
$10,000 |
15.88 |
Learn More
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.51% |
$5,000 |
23.66 |
Learn More
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Rate History: 3.50% → 2.00% → 1.50% → 1.51% |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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0.60% |
$10,000 |
22.81 |
Learn More
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Abraham Farber | May 14, 2015 looking to refinance into a fixed equity 15 yr loan, I have now a 1st Mortg & equity line total of about 218000. looking to get about 360 & pay off the old ones & have extra, I have a 4 unit house were we ... Read More |
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0.35% |
$1,000 |
23.93 |
Learn More
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Rate History: 4.50% → 4.30% → 4.10% → 3.35% → 0.35% |
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Customer18 | Mar 26, 2021 Spencer Bank is by far, the ABSOLUTE WORST Banking institution there is. The Bank - and the Headquarters - display a host of shortcomings and clearly are the most substandard bank - dealing with numerou... Read More |
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0.30% |
$10,000 |
20.81 |
Learn More
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SAM | May 24, 2021 Rate is not valid BCC needs to improve on this. Its difficult enough savers are being penalized by the FED Read More |
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0.25% |
$0 |
13.91 |
Learn More
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Rate History: 1.00% → 0.25% |
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0.03% |
$25,000 |
22.25 |
Learn More
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GAM | May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More |
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0.03% |
$100,000 |
14.94 |
Learn More
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
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Capital One, National Association Wharton Branch |
325 Route 15 | Wharton | NJ |
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Valley National Bank Belvidere Branch |
540 Cr 519, Suite 9 | Belvidere | NJ |
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TD Bank, National Association Budd Lake Branch |
392 Route 46 West | Hackettstown | NJ |
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JPMorgan Chase Bank, National Association Hackettstown Branch |
227 Mountain Avenue | Hackettstown | NJ |
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Wells Fargo Bank, National Association Washington Branch |
2 West Washington Ave | Washington | NJ |
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Provident Bank Mendham Branch |
95 East Main Street | Mendham | NJ |
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Spencer Savings Bank, SLA Parsippany Branch |
1699 Littleton Road | Parsippany | NJ |
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First Bank Sussex Turnpike Branch |
1206 Sussex Turnpike | Randolph | NJ |
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First Hope Bank, A National Banking Association First Hope Bank, A National Banking Association Branch |
1301 Hope-Bridgeville Rd. | Hope | NJ |
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PNC Bank, National Association Belvidere Branch |
101 Mansfield Street | Belvidere | NJ |
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Bank of America, National Association Hackettstown Main Branch |
78-10 Main Street | Hackettstown | NJ |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
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