Oklahoma

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El Reno, Oklahoma CD Rates – 18-Month

You are viewing rates from banks across El Reno





Below are eighteen-month Certificates of Deposit (CD) rates from banks in El Reno, Oklahoma . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

El Reno, OK - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 4.25% → 3.75% → 3.25% → 2.75%

Rate History: 0.20% → 2.55% → 2.45% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Mar 24, 2022

I visited this bank yesterday, 3/23 and this advertised rate was not offered. Read More

0.70%

$1,000

18.68

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0.60%

$10,000

10.53

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0.60%

$100,000

10.44

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0.60%

$10,000

19.48

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.55%

$100,000

15.14

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0.55%

$10,000

14.07

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0.50%

$10,000

1.48

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0.50%

$10,000

23.16

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0.50%

$10,000

15.14

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0.45%

$1,000

12.93

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0.45%

$100,000

19.98

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0.45%

$10,000

19.27

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0.40%

$1,000

12.93

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| Dec 1, 2022

I have banked at First Fidelity since 1991 I think. Their banking staff has always been so helpful. I had a person years ago take one of my blank check and cashed it for 250.00. I caught it right away ... Read More

0.35%

$10,000

24.23

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0.35%

$10,000

19.98

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.35%

$10,000

19.97

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0.35%

$1,000

12.93

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0.30%

$1,000

12.93

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0.30%

$10,000

23.30

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

10.44

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| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

| Jun 17, 2022

Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

| Dec 1, 2021

I have been with bancfirst and love the inperson bank employees. However, online service is more then terrible, it is negligent. I attended an event that encluded troubled kids. On my way home, I stop t... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around El Reno, OK - August 2, 2025


Branch Street City State
Intrust Bank, National Association
Mustang Branch
500 North Mustang Road Mustang OK
BOKF, National Association
Yukon Branch
1100 South Garth Brooks Boulevard Yukon OK
JPMorgan Chase Bank, National Association
Yukon Banking Center Branch
1795 Garth Brooks Boulevard Yukon OK
Fidelity Bank, National Association
West Hefner Branch
6901 West Hefner Rd Oklahoma City OK
Sooner State Bank
Sooner State Bank Branch
2 Southeast Fourth Tuttle OK
Legacy Bank
Oklahoma City Branch
13216 N Macarthur Oklahoma City OK
YNB
Ynb Parkway Branch
1550 Garth Brooks Blvd. Yukon OK
International Bank of Commerce
Yukon Branch
1203 Cornwell St Yukon OK
The Bank of the West
4801 Gaillardia, Suite 190 Branch
4801 Gaillardia, Suite 190 Oklahoma City OK
Prosperity Bank
Ok-23rd Street Motor Branch
4712 Northwest 23rd Street Oklahoma City OK
Community National Bank of Okarche
Community National Bank Of Okarche Branch
653 Us Hwy 81 Okarche OK
The First National Bank and Trust Co., Chickasha, Oklahoma
Minco Branch
524 Sw 3rd Street Minco OK
The City National Bank and Trust Company of Lawton, Oklahoma
El Reno Branch
2400 S. Country Club Road El Reno OK
NBC OKLAHOMA
Chisholm Federal Branch
801 South Main Kingfisher OK
Community National Bank of Okarche
Community National Bank Of Okarche Branch
653 Us Hwy 81 Okarche OK
First Bank & Trust Co.
West Reno Branch
11221 W. Reno Avenue, Suite 100 Yukon OK
Mabrey Bank
Oklahoma Branch
14001 Mcauley Blvd., Suite 170 Oklahoma City OK
Chickasaw Community Bank
Bank 2 Branch
909 South Meridian Avenue Oklahoma City OK
First Bank & Trust Co.
West Reno Branch
11221 W. Reno Avenue, Suite 100 Yukon OK
First Fidelity Bank
Mustang Branch
1521 N Mustang Road Mustang OK
Community State Bank
Cashion Branch
103 South Main Cashion OK
Mabrey Bank
Oklahoma Branch
14001 Mcauley Blvd., Suite 170 Oklahoma City OK
Prosperity Bank
Ok-23rd Street Motor Branch
4712 Northwest 23rd Street Oklahoma City OK
Liberty National Bank
Tuttle Branch
5003 E Hwy 37 Tuttle OK
First Bank & Trust Co.
West Reno Branch
11221 W. Reno Avenue, Suite 100 Yukon OK
First Bank & Trust Co.
West Reno Branch
11221 W. Reno Avenue, Suite 100 Yukon OK
F&M Bank
First Capital Branch
601 South Main Street Kingfisher OK
International Bank of Commerce
Yukon Branch
1203 Cornwell St Yukon OK
BancFirst
The Bank Of Union Branch
2000 South Country Club Road El Reno OK
MidFirst Bank
El Reno Branch
100 North Rock Island Road El Reno OK
BancFirst
The Bank Of Union Branch
2000 South Country Club Road El Reno OK
BancFirst
The Bank Of Union Branch
2000 South Country Club Road El Reno OK
Bank of America, National Association
Yukon Branch
1330 Cornwell Yukon OK
First-Citizens Bank & Trust Company
West Memorial Road Branch
4501 West Memorial Road Oklahoma City OK


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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