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Alamo, Texas CD Rates – 18-Month

You are viewing rates from banks across Alamo





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Alamo, Texas . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Alamo, TX - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.75%

$10,000

7.35

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0.67%

$2,500

5.99

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0.67%

$100,000

11.06

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0.60%

$100,000

9.39

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0.57%

$1,000

11.06

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| Sep 3, 2021

I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More

| Sep 3, 2021

I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More

| Dec 14, 2018

I stayed with Vantage bank when they merged with DHanis bank because of the excellent service there . That remained excellent till you change the ability to deal locally. At the beginning of this review I ... Read More

| Sep 8, 2021

Just moved to south Texas from Oregon, and needed to open a local checking account. I liked the name, Lone Star National Bank so decided to give them a try; and am so glad that I did. Went to the lobby b... Read More

| Oct 7, 2019

Just recently had the pleasure of doing a finance of some rental units. Mr. Hale and his staff were very professional and efficient in this process. I highly recommend them to anyone in our community. Read More

0.25%

$10,000

9.39

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0.05%

$10,000

9.27

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| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Alamo, TX - July 16, 2025


Branch Street City State
Capital One, National Association
Capital One, National Association Branch
300 South Cage Pharr TX
Wells Fargo Bank, National Association
Donna Branch
132 South Main Street Donna TX
JPMorgan Chase Bank, National Association
Mcallen South Mills Bnkg Ctr Branch
920 South Jackson Road Mcallen TX
First Community Bank
Edinburg Branch
8000 North 10th Street Mcallen TX
Rio Bank
Weslaco Branch
1000 N. Westgate Drive Weslaco TX
Texas National Bank
Texas National Bank Branch
201 S. Texas Mercedes TX
International Bank of Commerce
Hidalgo Branch
1023 S. Bridge Hidalgo TX
Texas National Bank
Texas National Bank Branch
201 S. Texas Mercedes TX
Texas Regional Bank
2nd Street Banking Center Branch
2111 S. 2nd Street Mcallen TX
Texas Regional Bank
2nd Street Banking Center Branch
2111 S. 2nd Street Mcallen TX
Vantage Bank Texas
Mcallen Branch
901 South 10th Street Mcallen TX
Lone Star National Bank
Hildalgo Branch
633 South International Boulevard Hidalgo TX
Falcon International Bank
Mcallen 83 Branch
500 E. Highway 83 Mcallen TX
International Bank of Commerce
Hidalgo Branch
1023 S. Bridge Hidalgo TX
Texas Community Bank
Mcallen Nolana Branch
1124 Nolana Mcallen TX
Bank of America, National Association
San Juan Corners Branch
1701 East Expressway 83 San Juan TX


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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