Wisconsin

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Oconomowoc, Wisconsin CD Rates – 18-Month

You are viewing rates from banks across Oconomowoc





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Oconomowoc, Wisconsin . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Oconomowoc, WI - August 1, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.41% → 3.46% → 3.51% → 3.76% → 3.31%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

0.65%

$100,000

23.81

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0.60%

$10,000

23.81

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| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.50%

$10,000

19.39

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0.50%

$10,000

23.58

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0.45%

$10,000

13.86

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0.35%

$1,000

22.36

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0.35%

$10,000

22.25

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0.35%

$10,000

13.72

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0.30%

$1,000

23.24

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0.30%

$10,000

15.42

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0.30%

$500

15.59

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

22.83

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0.25%

$10,000

16.00

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.15%

$10,000

12.12

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| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.15%

$10,000

2.54

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0.07%

$1,000

5.69

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.01%

$10,000

22.31

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Oconomowoc, WI - August 1, 2025


Branch Street City State
Wells Fargo Bank, National Association
Meadow Creek Branch
1463 Capitol Drive Pewaukee WI
Johnson Bank
Fort Atkinson Branch 73000
200 Sherman Avenue West Fort Atkinson WI
Farmers and Merchants Union Bank
Juneau Branch
405 Jewel Street Juneau WI
Farmers and Merchants Union Bank
Juneau Branch
405 Jewel Street Juneau WI
The Huntington National Bank
Jefferson Branch
106 South Main Street Jefferson WI
PyraMax Bank, FSB
Mukwonago Branch
405 Rivercrest Court Mukwonago WI
First Citizens State Bank
Mulberry Glen Retirement Community B Branch
1281 West Main Street Whitewater WI
Bank of Lake Mills
Watertown Branch
400 Bernard Street Watertown WI
Badger Bank
Badger Bank Branch
220 Grant Street Fort Atkinson WI
PremierBank
Drive-In Facility Branch
100 East Sherman Avenue Fort Atkinson WI
First Federal Bank of Wisconsin
1801 Summit Avenue Branch
1801 Summit Avenue Waukesha WI
State Bank of Reeseville
State Bank Of Reeseville Branch
203 South Main Street Reeseville WI
Westbury Bank
Hartford West Branch
25 S. Wacker Drive Hartford WI
FORTE BANK
The First National Bank Of Hartford Branch
116 West Sumner Street Hartford WI
National Exchange Bank and Trust
Allenton Branch
6278 Blueberry Road Allenton WI
Tri City National Bank
Waukesha Megamart Branch
220 East Sunset Drive Waukesha WI
North Shore Bank
120 W Wisconsin Ave Branch
120 W Wisconsin Ave Pewaukee WI
Old National Bank
Brookfield Branch
18200 West Capitol Drive Brookfield WI
Waukesha State Bank
Oconomowoc Branch
1227 Corporate Center Drive Oconomowoc WI
Town Bank, National Association
Delafield Branch
400 Genesee Street Delafield WI
U.S. Bank National Association
Fond Du Lac Horicon Branch
606 Washington Street Horicon WI
PNC Bank, National Association
Hartford Branch
709 Grand Avenue Hartford WI
Associated Bank, National Association
Fort Atkinson Branch
37 East Milwaukee Avenue Fort Atkinson WI


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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