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You are viewing rates from banks across Cleburne
Below are two-year Certificates of Deposit (CD) rates from banks in Cleburne, Texas. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Cleburne, TX - July 16, 2025
2 Year CD National Average : 0.66% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.00% 3.60% |
$100,000 $1,000 |
21.84 |
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3.50% |
$0 |
24.59 |
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Rate History: 4.20% → 4.00% → 3.70% → 3.60% → 3.50% |
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highstream | Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More |
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3.49% 3.00% |
$100,000 $1,000 |
0.07 |
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Rate History: 4.06% → 3.49% |
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3.29% |
$500 |
20.23 |
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2.25% |
$500 |
3.60 |
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Rate History: 1.00% → 1.55% → 2.25% → 3.50% → 2.25% |
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Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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2.00% |
$10,000 |
12.62 |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.16% |
$100,000 |
18.38 |
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mdubois77077@yahoo.com | May 3, 2016 Branchs locations, Houston, Tx. Read More |
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1.06% |
$10,000 |
18.38 |
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mdubois77077@yahoo.com | May 3, 2016 Branchs locations, Houston, Tx. Read More |
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0.70% |
$100,000 |
19.02 |
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.60% |
$10,000 |
19.02 |
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.55% |
$10,000 |
24.73 |
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0.55% |
$10,000 |
16.21 |
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0.50% |
$10,000 |
0.34 |
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0.50% |
$10,000 |
18.62 |
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|
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Ernie Bramlett | Sep 30, 2015 Stephenville,Tx branch is very professional, helpful and possibly the best bank I have encountered. If you move to this region, consider this institution. You will be pleasantly satisfied. I in no way... Read More |
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0.50% |
$10,000 |
13.57 |
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0.45% |
$10,000 |
21.89 |
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0.45% |
$10,000 |
13.61 |
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0.40% |
$10,000 |
19.02 |
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.40% |
$10,000 |
13.82 |
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0.40% |
$100,000 |
14.54 |
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0.35% |
$10,000 |
14.54 |
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0.20% |
$10,000 |
14.59 |
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|
|
|
0.10% |
$1 |
23.11 |
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Cory,Baldwin | Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More |
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0.05% 0.01% |
$2,501 $2,500 |
21.90 |
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|
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Rate History: 0.03% → 0.05% |
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0.03% |
$100,000 |
0.76 |
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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