Best 2-Year CD Rates in Edgewood, Washington, WA

You are viewing rates from banks across Edgewood

Below are two-year Certificates of Deposit (CD) rates from banks in Edgewood, Washington. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Edgewood, WA - July 6, 2025

2 Year CD National Average : 0.66% ^?

Banks	APY	MIN	MILES ^?
Seattle Bank Seattle Bank Branch	3.90%	$1,000	-	Learn More
Early Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.40% → 4.30% → 4.05% → 3.90%
Rob H. \| Nov 21, 2023 A real pain in the *** process to try and get approved! They were unable to match my drivers license photo with my live image after several times trying! Went to limelight bank instead and got approved in ... Read More Reviews (2)
HSBC Bank USA, National Association Seattle Branch	3.50%	$1,000	-	Learn More
Rate History: 4.00% → 4.10% → 3.50% → 3.25% → 3.50%
john \| Apr 14, 2020 I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More Reviews (3)
Northwest Bank Seattle Branch	3.49%	$100	-	Learn More Add Review
Rate History: 4.40% → 4.00% → 4.09% → 3.75% → 3.49%
Beal Bank USA Seattle Branch	3.45%	$1,000	-	Learn More
Rate History: 4.30% → 4.20% → 4.15% → 3.45%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
Bank of Hope Tacoma Branch	3.45% 0.30%	$250,000 $1,000	-	Learn More
Rate History: 3.95% → 3.70% → 3.90% → 3.60% → 3.45%
NORTY FLATZ \| Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More Reviews (1)
Sound Community Bank Westside Community Bank Branch	3.03%	$1,000	-	Learn More Add Review
Rate History: 2.53% → 2.27% → 2.22% → 2.27% → 3.03%
Zions Bank Seattle Br Branch	2.53%	$1,000	-	Learn More Add Review
Rate History: 3.05% → 2.53%
JPMorgan Chase Bank, National Association Vancouver Branch	2.00%	$10,000	-	Learn More
Rate History: 3.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
Washington Trust Bank Washington Trust Bank Branch	1.36% 1.14%	$100,000 $500	-	Learn More
Tami Phillips \| Aug 15, 2019 I DO NOT LIKE THIS BANK, MORE THAN ONCE I HAVE BEEN HUMILIATED BY THIS BANK AND THEIR CARDS. Read More Reviews (1)
Pacific Crest Savings Bank Pacific Crest Savings Bank Branch	1.05%	$10,000	-	Learn More Add Review
SAVIBANK Savibank Branch	0.85%	$100,000	-	Learn More Add Review
Cashmere Valley Bank Cashmere Valley Bank Branch	0.80%	$10,000	-	Learn More Add Review
SAVIBANK Savibank Branch	0.75%	$10,000	-	Learn More Add Review
RiverBank Riverbank Branch	0.75%	$10,000	-	Learn More Add Review
Twin City Bank Twin City Bank Branch	0.75%	$10,000	-	Learn More Add Review
Twin River Bank Asotin Branch	0.70%	$500	-	Learn More Add Review
Mountain Pacific Bank Mountain Pacific Bank Branch	0.70%	$10,000	-	Learn More Add Review
Community First Bank Community First Bank Branch	0.70%	$10,000	-	Learn More Add Review
UniBank Unibank Branch	0.65%	$10,000	-	Learn More Add Review
Bank of the Pacific Long Beach Branch	0.60%	$100,000	-	Learn More
Oscar \| Nov 17, 2020 The monthly statement did not reach by the time I’m use to send my auto loan payment, which by the way has been always at least 15 days prior to due date.. Then I call to notify that and they took my pay... Read More Reviews (3)
Olympia Federal Savings and Loan Association Olympia Federal Savings And Loan Ass Branch	0.60%	$10,000	-	Learn More
noone \| Dec 24, 2018 they suck Read More Reviews (1)
First Federal Savings and Loan Association of Port Angeles First Federal Savings And Loan Assoc Branch	0.55%	$10,000	-	Learn More Add Review
Glacier Bank Twisp Branch	0.55%	$100,000	-	Learn More
CatAnn \| Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More Reviews (1)
Bank of Eastern Oregon Pasco Branch	0.50%	$500	-	Learn More Add Review
Glacier Bank Twisp Branch	0.50%	$10,000	-	Learn More
CatAnn \| Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More Reviews (1)
Timberland Bank Elma Branch	0.50%	$10,000	-	Learn More Add Review
Yakima Federal Savings and Loan Association Yakima Federal Savings And Loan Asso Branch	0.50%	$10,000	-	Learn More
Unhappy customer \| Jan 21, 2024 Unhappy with YFS&L. Around Dec I had a CD that matured. I was out of the area overseas and I was unable to move the moneys from the CD into my regular savings account and the CD renewed at a much lower r... Read More Reviews (1)
Coastal Community Bank Coastal Community Bank Branch	0.45%	$10,000	-	Learn More Add Review
Armed Forces Bank, National Association Fort Lewis Branch	0.45%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
Community Bank Walla Walla Branch	0.45%	$10,000	-	Learn More Add Review
Cathay Bank Kent North Branch	0.40%	$50,000	-	Learn More Add Review
Heritage Bank 56th Street Branch	0.40%	$0	-	Learn More Add Review
Glacier Bank Twisp Branch	0.40%	$10,000	-	Learn More
CatAnn \| Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More Reviews (1)
Security State Bank Security State Bank Branch	0.40%	$5,000	-	Learn More Add Review
United Business Bank Seattle Downtown Branch	0.40%	$10,000	-	Learn More
Small Company \| Apr 9, 2020 I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions cha... Read More Reviews (1)
Beneficial State Bank Mosler Branch	0.40%	$10,000	-	Learn More
Michael strubert \| Jun 8, 2021 Someone from Beneficial State Bank tried to cash a fraudulent check on my EECU account for $469.99. On 6/1/21. Read More Reviews (1)
GBC International Bank Shoreline Bank Branch	0.40%	$10,000	-	Learn More
tomlynn \| Apr 15, 2019 Very friendly and helpful here. We had closed an account last year, and were not asked what we planned to do with the money or if we found a better rate elsewhere. Just thanks for banking with us...so we ... Read More Reviews (1)
State Bank Northwest State Bank Northwest Branch	0.35%	$10,000	-	Learn More Add Review
Liberty Bank Liberty Bay Bank Branch	0.35%	$100,000	-	Learn More Add Review
Raymond Federal Bank Raymond Federal Bank Branch	0.35%	$100,000	-	Learn More Add Review
Riverview Community Bank Riverview Community Bank Branch	0.35%	$100,000	-	Learn More Add Review
Peoples Bank Peoples Bank Branch	0.30%	$10,000	-	Learn More Add Review
Kitsap Bank Kitsap Bank Branch	0.30%	$10,000	-	Learn More Add Review
Liberty Bank Liberty Bay Bank Branch	0.30%	$10,000	-	Learn More Add Review
Bank of the Pacific Long Beach Branch	0.25%	$10,000	-	Learn More
Oscar \| Nov 17, 2020 The monthly statement did not reach by the time I’m use to send my auto loan payment, which by the way has been always at least 15 days prior to due date.. Then I call to notify that and they took my pay... Read More Reviews (3)
Raymond Federal Bank Raymond Federal Bank Branch	0.25%	$10,000	-	Learn More Add Review
Riverview Community Bank Riverview Community Bank Branch	0.25%	$10,000	-	Learn More Add Review
Washington Federal Bank Downtown Bellevue Branch	0.20%	$1,000	-	Learn More
jim \| Sep 28, 2016 After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More Reviews (2)
First Interstate Bank Lynnwood Branch	0.20%	$10,000	-	Learn More
kmills \| Nov 15, 2019 If you have a choice don't use these people for an auto loan. I called and got the loan pay off which I submitted electronically. I hadn't gotten any lean clearance info so I called. They said they held... Read More Reviews (2)
Baker-Boyer National Bank Baker-Boyer National Bank Branch	0.16%	$10,000	-	Learn More
Doc \| Sep 5, 2020 My investment accounts managed by them are the worst of all of my accounts. In the last 10 years any gain they have made has been offers by fees. The tag my loan account with late fees despite my on t... Read More Reviews (1)
East West Bank Washington First International Bank Branch	0.15%	$10,000	-	Learn More
Bauhinia C \| Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More Reviews (2)
Umpqua Bank Stevenson Branch	0.15% 0.10%	$1 $0	-	Learn More
Austin \| Aug 25, 2021 I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More Reviews (2)
KeyBank National Association Granite Falls Branch	0.05%	$2,500	-	Learn More
Rate History: 0.01% → 0.05%
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
First-Citizens Bank & Trust Company Lacy Branch	0.05%	$500	-	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
U.S. Bank National Association Seattle Main Branch	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
Bank of America, National Association Poulsbo Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
Seattle Bank Seattle Bank Branch	600 University Street, Suite 1850	Seattle	WA
HSBC Bank USA, National Association Seattle Branch	523 Union St.	Seattle	WA
Northwest Bank Seattle Branch	925 Fourth Avenue, Suite 100	Seattle	WA
Beal Bank USA Seattle Branch	10900 N.E. 4th Street, Suite 110	Bellevue	WA
Bank of Hope Tacoma Branch	8608 South Tacoma Way	Lakewood	WA
Sound Community Bank Westside Community Bank Branch	4922 Bridgeport Way West	University Place	WA
Zions Bank Seattle Br Branch	601 Union Street, Suite 3600	Seattle	WA
JPMorgan Chase Bank, National Association Vancouver Branch	1205 Broadway	Vancouver	WA
Washington Trust Bank Washington Trust Bank Branch	717 W Sprague Avenue	Spokane	WA
Washington Trust Bank Washington Trust Bank Branch	717 W Sprague Avenue	Spokane	WA
Pacific Crest Savings Bank Pacific Crest Savings Bank Branch	3500 188th Street, S.W., Suite 575	Lynnwood	WA
SAVIBANK Savibank Branch	1854 South Burlington Boulevard	Burlington	WA
Cashmere Valley Bank Cashmere Valley Bank Branch	117 Aplets Way	Cashmere	WA
SAVIBANK Savibank Branch	1854 South Burlington Boulevard	Burlington	WA
RiverBank Riverbank Branch	202 E. Spokane Falls Boulevard, Suite 500	Spokane	WA
Twin City Bank Twin City Bank Branch	729 Vandercook Way	Longview	WA
Twin River Bank Asotin Branch	201 2nd Street	Asotin	WA
Mountain Pacific Bank Mountain Pacific Bank Branch	3732 Broadway	Everett	WA
Community First Bank Community First Bank Branch	6401 West Clearwater Avenue	Kennewick	WA
UniBank Unibank Branch	19315 Highway 99	Lynnwood	WA
Bank of the Pacific Long Beach Branch	Pacific Ave. South & 10th St. South	Long Beach	WA
Olympia Federal Savings and Loan Association Olympia Federal Savings And Loan Ass Branch	421 Capitol Way S	Olympia	WA
First Fed Bank First Federal Savings And Loan Assoc Branch	105 W. 8th Street	Port Angeles	WA
Glacier Bank Twisp Branch	North 101 Methow Valley Highway	Twisp	WA
Bank of Eastern Oregon Pasco Branch	5205 N Road 68	Pasco	WA
Glacier Bank Twisp Branch	North 101 Methow Valley Highway	Twisp	WA
Timberland Bank Elma Branch	313 Waldrip Street	Elma	WA
Yakima Federal Savings and Loan Association Yakima Federal Savings And Loan Asso Branch	118 East Yakima Ave	Yakima	WA
Coastal Community Bank Coastal Community Bank Branch	5415 Evergreen Way	Everett	WA
Armed Forces Bank, National Association Fort Lewis Branch	Pendleton Avenue & North 12th Street	Fort Lewis	WA
Community Bank Walla Walla Branch	28 East Alder	Walla Walla	WA
Cathay Bank Kent North Branch	18030 East Valley Highway	Kent	WA
Heritage Bank 56th Street Branch	5448 South Tacoma Way	Tacoma	WA
Glacier Bank Twisp Branch	North 101 Methow Valley Highway	Twisp	WA
Security State Bank Security State Bank Branch	1930 South Gold Street	Centralia	WA
United Business Bank Seattle Downtown Branch	520 Pike Street, Suite 2750	Seattle	WA
Beneficial State Bank Mosler Branch	2720 South Third Ave	Seattle	WA
GBC International Bank Shoreline Bank Branch	16001 Aurora Avenue North	Shoreline	WA
State Bank Northwest State Bank Northwest Branch	12902 East Sprague Avenue	Spokane Valley	WA
Liberty Bank Liberty Bay Bank Branch	19917 Seventh Avenue Ne	Poulsbo	WA
Connect Community Bank Raymond Federal Bank Branch	202 Duryea St	Raymond	WA
Riverview Bank Riverview Community Bank Branch	900 Washington, Suite 900	Vancouver	WA
Bank of Hope Tacoma Branch	8608 South Tacoma Way	Lakewood	WA
Peoples Bank Peoples Bank Branch	3100 Woburn Street	Bellingham	WA
Kitsap Bank Kitsap Bank Branch	619 Bay Street	Port Orchard	WA
Liberty Bank Liberty Bay Bank Branch	19917 Seventh Avenue Ne	Poulsbo	WA
Bank of the Pacific Long Beach Branch	Pacific Ave. South & 10th St. South	Long Beach	WA
Connect Community Bank Raymond Federal Bank Branch	202 Duryea St	Raymond	WA
Riverview Bank Riverview Community Bank Branch	900 Washington, Suite 900	Vancouver	WA
Washington Federal Bank Downtown Bellevue Branch	400 108th Avenue, N.E., Suite 104	Bellevue	WA
First Interstate Bank Lynnwood Branch	2502 196th Street, S.W.	Lynnwood	WA
Baker-Boyer National Bank Baker-Boyer National Bank Branch	7 West Main St	Walla Walla	WA
East West Bank Washington First International Bank Branch	9709 Third Avenue, N.E. Suite 110	Seattle	WA
Umpqua Bank Stevenson Branch	167 Ne 2nd St	Stevenson	WA
Umpqua Bank Stevenson Branch	167 Ne 2nd St	Stevenson	WA
KeyBank National Association Granite Falls Branch	117 South Granite Avenue	Granite Falls	WA
First-Citizens Bank & Trust Company Lacy Branch	721 College Street	Lacey	WA
U.S. Bank National Association Seattle Main Branch	1420 Fifth Avenue	Seattle	WA
Bank of America, National Association Poulsbo Branch	19255 Jensen Way, N.E.	Poulsbo	WA

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PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

A higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 24 month period.
A generally higher rate for the same term than what can be found in a branch-based bank.
FDIC insurance.
Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for two years. Removing it early results in significant penalties.
Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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Edgewood, Washington CD Rates – 2-Year

Branches Info around zip 10007

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

The advantages of a two year branch CD are:

The disadvantages of a two year branch CDs are:

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