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You are viewing rates from banks across Montebello
Below are three-year CD Rates from banks in Montebello, California. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.
Montebello, CA - July 16, 2025
3 Year CD National Average : 0.75% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
4.07% |
$10,000 |
2.43 |
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Rate History: 4.80% → 4.65% → 4.49% → 4.33% → 4.07% |
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samcasino | Mar 5, 2021 The best rate on any CD or savings account is .40% Read More |
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3.75% |
$1,000 |
7.99 |
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Rate History: 2.27% → 3.44% → 4.00% → 3.95% → 3.75% |
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3.45% |
$1,000 |
18.62 |
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Rate History: 4.00% → 3.90% → 3.85% → 3.45% |
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3.36% |
$1,000 |
7.37 |
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3.35% 0.30% |
$250,000 $1,000 |
17.83 |
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Rate History: 3.70% → 3.55% → 3.75% → 3.45% → 3.35% |
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NORTY FLATZ | Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More |
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3.20% |
$500 |
9.21 |
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Rate History: 3.25% → 3.20% → 3.82% → 3.05% → 3.20% |
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|
3.00% |
$1,500 |
7.70 |
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Rate History: 2.00% → 3.00% |
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Ryan | Feb 13, 2018 Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More |
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|
2.53% |
$1,000 |
18.96 |
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Rate History: 3.05% → 2.53% |
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|
2.00% |
$0 |
21.66 |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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|
2.00% |
$10,000 |
24.23 |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.85% |
$1,000 |
8.95 |
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1.77% |
$1,000 |
16.77 |
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1.66% |
$10,000 |
18.93 |
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Rate History: 2.02% → 1.66% |
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|
1.26% |
$2,500 |
13.04 |
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Rate History: 2.53% → 2.28% → 1.51% → 1.26% |
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Unhappy | Mar 25, 2020 Banner bank is sometimes hard to work with. If you have a construction loan to get a disbursement you fill out a sheet with the line item (not a big deal). Then they schedule an inspection that you pay $... Read More |
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|
1.11% |
$10,000 |
20.97 |
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1.02% |
$10,000 |
16.38 |
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1.00% |
$100,000 |
15.24 |
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maris | Mar 2, 2019 does require us citizenship? Read More |
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0.90% |
$10,000 |
3.38 |
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0.85% |
$1,000 |
- |
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0.75% |
$100,000 |
12.94 |
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0.75% |
$100,000 |
4.55 |
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0.70% |
$10,000 |
16.09 |
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0.70% |
$100,000 |
18.57 |
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0.65% |
$10,000 |
8.04 |
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0.65% |
$100,000 |
18.49 |
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0.65% |
$10,000 |
12.94 |
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0.65% |
$10,000 |
18.11 |
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RHG | Jan 29, 2019 The Bank does not have this product. Read More |
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0.65% |
$100,000 |
4.72 |
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0.60% |
$10,000 |
24.77 |
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0.60% |
$10,000 |
18.57 |
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0.60% |
$10,000 |
10.54 |
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0.60% |
$100,000 |
21.90 |
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0.55% |
$10,000 |
18.49 |
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0.55% |
$10,000 |
12.07 |
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Small Company | Apr 9, 2020 I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions cha... Read More |
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0.55% |
$10,000 |
21.90 |
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0.50% |
$10,000 |
5.31 |
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0.50% |
$100,000 |
20.75 |
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0.50% |
$10,000 |
18.05 |
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Harry Reese | Jul 22, 2015 Fix your automated system so I can find information after you close Read More |
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|
0.50% |
$100,000 |
15.41 |
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kristinalouise | Dec 6, 2018 I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More |
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|
0.45% |
$10,000 |
17.34 |
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0.45% |
$10,000 |
15.43 |
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0.45% |
$10,000 |
13.08 |
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tomlynn | Apr 15, 2019 Very friendly and helpful here. We had closed an account last year, and were not asked what we planned to do with the money or if we found a better rate elsewhere. Just thanks for banking with us...so we ... Read More |
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|
0.45% |
$100,000 |
20.40 |
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0.45% |
$10,000 |
15.41 |
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kristinalouise | Dec 6, 2018 I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More |
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|
0.45% |
$10,000 |
17.52 |
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0.40% |
$10,000 |
20.75 |
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0.40% |
$10,000 |
4.24 |
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Michael strubert | Jun 8, 2021 Someone from Beneficial State Bank tried to cash a fraudulent check on my EECU account for $469.99. On 6/1/21. Read More |
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0.40% |
$10,000 |
20.40 |
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0.40% |
$50,000 |
18.68 |
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0.35% 0.30% |
$1,000 $1,001 |
17.96 |
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0.35% |
$10,000 |
19.53 |
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0.35% |
$1,000 |
16.24 |
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|
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sharzns | Jun 17, 2022 Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More |
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0.30% |
$10,000 |
4.55 |
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0.30% |
$10,000 |
4.72 |
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0.30% |
$1,000 |
13.93 |
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0.25% |
$10,000 |
17.53 |
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Lori Kroko | Mar 10, 2021 I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More |
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0.15% |
$1 |
19.23 |
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Cory,Baldwin | Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More |
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|
0.15% 0.10% |
$1 $0 |
17.44 |
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Austin | Aug 25, 2021 I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More |
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0.15% |
$10,000 |
22.21 |
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Bauhinia C | Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More |
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0.10% |
$500 |
18.99 |
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|
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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0.05% |
$500 |
16.34 |
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|
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MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
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|
0.03% |
$100,000 |
19.07 |
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|
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
Community Commerce Bank Monterey Park Branch |
2323 S. Atlantic Boulevard | Monterey Park | CA |
|
State Bank of India (California) State Bank Of India (California) Branch |
707 Wilshire Boulevard, Suite 2900 | Los Angeles | CA |
|
Monet Bank Brentwood Branch |
11755 Wilshire Boulevard, Suite 10 | Los Angeles | CA |
|
Bank of Whittier, National Association Bank Of Whittier, National Association Branch |
15141 East Whittier Boulevard | Whittier | CA |
|
Bank of Hope Torrance Market Branch |
4040 Pacific Coast Hwy | Torrance | CA |
|
Amalgamated Bank Amalgamated Bank Branch |
472 East Colorado Blvd. | Pasadena | CA |
|
Habib American Bank Los Angeles Branch |
110 East Ninth Street, Al-10 | Los Angeles | CA |
|
Zions Bank Brentwood Branch |
12300 Wilshire Blvd. Suite#100 | Los Angeles | CA |
|
Citibank, National Association Van Nuys Branch |
6750 Van Nuys Boulevard | Van Nuys | CA |
|
JPMorgan Chase Bank, National Association North Hills Sepulveda Branch |
9154 Sepulveda Blvd | North Hills | CA |
|
American Plus Bank, N.A. Pasadena Branch |
171 S. Hudson Ave. | Pasadena | CA |
|
PCB Bank Torrance Branch |
2505 Torrance Boulevard | Torrance | CA |
|
City National Bank Santa Monica Branch |
1620 26th Street, Suites 1030 And 1040 North | Santa Monica | CA |
|
Banner Bank Los Angeles Branch |
7182 Beverly Blvd. | Los Angeles | CA |
|
California International Bank, N.A. California International Bank, N.A. Branch |
8632 East Valley Boulevard, Suite A | Rosemead | CA |
|
First Western Trust Bank First Western Trust Bank Century Cit Branch |
1900 Avenue Of The Stars, Suite 900 | Los Angeles | CA |
|
First Credit Bank First Credit Bank Branch |
9255 Sunset Boulevard | Los Angeles | CA |
|
United Pacific Bank San Gabriel Valley Regional Office Branch |
101 West Garvey Avenue | Montery Park | CA |
|
Golden State Bank Brea Branch |
403 W. Imperial Highway, Suite D | Brea | CA |
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Mega Bank Mega Bank Branch |
245 West Valley Boulevard | San Gabriel | CA |
|
SMBC MANUBANK Beverly Hills Branch |
9777 Wilshire Boulevard | Beverly Hills | CA |
|
Industrial and Commercial Bank of China USA, National Association Torrance Branch |
23133 Hawthorne Boulevard. Suite 100 | Torrance | CA |
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California Business Bank California Business Bank Branch |
3200 El Camino Real, Suite 220 | Irvine | CA |
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US Metro Bank Us Metro Bank Branch |
9866 Garden Grove Boulevard | Garden Grove | CA |
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Golden State Bank Brea Branch |
403 W. Imperial Highway, Suite D | Brea | CA |
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Commonwealth Business Bank South Bay Branch |
3770 W. Sepulveda Blvd. | Torrance | CA |
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First General Bank San Gabriel Branch |
801 E. Valley Blvd Unit 103 | San Gabriel | CA |
|
Tustin Community Bank Tustin Community Bank Branch |
13891 Newport Avenue, Suites 100 & 130 | Tustin | CA |
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Industrial and Commercial Bank of China USA, National Association Torrance Branch |
23133 Hawthorne Boulevard. Suite 100 | Torrance | CA |
|
Universal Bank Eagle Rock - Colorado Branch |
2575 Colorado Boulevard | Los Angeles | CA |
|
Hanmi Bank Van Nuys Branch |
14427 Sherman Way | Van Nuys | CA |
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US Metro Bank Us Metro Bank Branch |
9866 Garden Grove Boulevard | Garden Grove | CA |
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United Business Bank Tri-Cities Branch |
330 North Brand Blvd., Ste. 120 | Glendale | CA |
|
Hanmi Bank Van Nuys Branch |
14427 Sherman Way | Van Nuys | CA |
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First Pacific Bank Sfs Branch |
12070 Telegraph Road Suite 100 | Santa Fe Springs | CA |
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Malaga Bank F.S.B. Malaga Bank F.S.b. Branch |
2514 Via Tejon | Palos Verdes Peninsula | CA |
|
Pacific Premier Bank, National Association Manhattan Beach Office Branch |
1419 Highland Avenue | Manhattan Beach | CA |
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Mechanics Bank Beverly Hills Branch |
100 N Crescent Dr #125 | Beverly Hills | CA |
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Citizens Business Bank El Segundo Branch |
275 Main Street | El Segundo | CA |
|
Western Alliance Bank Beverly Hills Branch |
9355 Wilshire Boulevard | Beverly Hills | CA |
|
GBC International Bank Gbc International Bank Branch |
5670 Wilshire Boulevard, Suite 1780 | Los Angeles | CA |
|
Commercial Bank of California Sherman Oaks Branch |
14724 Ventura Boulevard, Suite 100 | Sherman Oaks | CA |
|
Mechanics Bank Beverly Hills Branch |
100 N Crescent Dr #125 | Beverly Hills | CA |
|
Royal Business Bank West La Branch |
2105 Sawtelle Blvd. | Los Angeles | CA |
|
Malaga Bank F.S.B. Malaga Bank F.S.b. Branch |
2514 Via Tejon | Palos Verdes Peninsula | CA |
|
Beneficial State Bank Los Angeles Branch |
3626 East First Street | Los Angeles | CA |
|
Commercial Bank of California Sherman Oaks Branch |
14724 Ventura Boulevard, Suite 100 | Sherman Oaks | CA |
|
Cathay Bank Torrance Branch |
23211 Hawthorne Boulevard, Suite 108 | Torrance | CA |
|
First Bank First Bank Branch |
11835 West Olympic Boulevard | Los Angeles | CA |
|
Farmers and Merchants Bank of Long Beach Redondo Beach Branch |
1304 S. Pacific Coast Hwy | Redondo Beach | CA |
|
MidFirst Bank Century City Branch |
1875 Century Park East, Suite 1400 | Los Angeles | CA |
|
Mega Bank Mega Bank Branch |
245 West Valley Boulevard | San Gabriel | CA |
|
First General Bank San Gabriel Branch |
801 E. Valley Blvd Unit 103 | San Gabriel | CA |
|
First Bank First Bank Branch |
11835 West Olympic Boulevard | Los Angeles | CA |
|
Bank of Hope Torrance Market Branch |
4040 Pacific Coast Hwy | Torrance | CA |
|
OneUnited Bank Ladera Heights Branch |
6810 La Tijera Boulevard | Los Angeles | CA |
|
Shinhan Bank America Torrance Branch |
22501 Crenshaw Boulevard | Torrance | CA |
|
Comerica Bank Brentwood Branch |
12001 W. San Vicente Blvd. | Los Angeles | CA |
|
Umpqua Bank Torrance Store Branch |
2355 Crenshaw Boulevard, Ste 146 | Torrance | CA |
|
East West Bank 99 Van Nuys Branch |
6450 North Sepulveda Blvd | Van Nuys | CA |
|
U.S. Bank National Association Brentwood Branch |
11777 San Vicente Boulevard | Los Angeles | CA |
|
Umpqua Bank Torrance Store Branch |
2355 Crenshaw Boulevard, Ste 146 | Torrance | CA |
|
First-Citizens Bank & Trust Company First Regional Bank Branch |
1801 Century Park East | Los Angeles | CA |
|
Bank of America, National Association Venice Branch |
121 Windward Avenue | Venice | CA |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.
The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.
Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.
While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates