Washington

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Kirkland, Washington 15-Year Fixed Mortgage Refinance Rates 2026

Compare Washington 15-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

Kirkland, Washington 15-Year Fixed Conforming Mortgage Refinance

September 10, 2026
Average: 5.89% APR
Lender APR Rate (%) Monthly
Payment?

U.s. Bank National Association


Updated 05/07/2023

5.66%

5.38%
0.77 points
$0.00 fees

$2,593.49


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Peoples Bank Of Bellingham, Washington


Updated 01/23/2023

5.90%

5.90%
0.87 points
$0.00 fees

$2,683.08


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Bank Of America, National Association


Updated 05/07/2023

6.29%

6.00%
0.78 points
$0.00 fees

$2,700.34


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Yakima Federal Savings And Loan Association


Updated 12/15/2023

6.11%

6.11%
0.00 points
$0.00 fees

$2,718.53


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Bank Of The West


Updated 10/11/2022

6.28%

6.13%
0.63 points
$3,261.00 fees

$2,722.00


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First Financial Northwest Bank


Updated 06/15/2022

6.70%

6.50%
0.00 points
$0.00 fees

$2,787.54


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First Fed Bank


Updated 09/04/2026

6.35%

6.53%
0.50 points
$0.00 fees

$2,793.18


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Navy Federal Credit Union Credit Union


Updated 01/30/2023
Restrictions

6.84%

6.63%
0.50 points
$0.00 fees

$2,809.58


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First Technology Credit Union


Updated 02/06/2023
Restrictions

6.87%

6.63%
0.00 points
$0.00 fees

$2,809.58


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Onpoint Community Credit Union


Updated 06/15/2022
Restrictions

6.77%

6.63%
0.13 points
$2,784.00 fees

$2,810.46


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Firstbank


Updated 04/05/2024

6.21%

6.71%
0.00 points
$1,369.00 fees

$2,824.09


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Jpmorgan Chase Bank, National Association


Updated 02/21/2024

6.91%

6.75%
0.00 points
$0.00 fees

$2,831.71


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Timberland Bank


Updated 06/16/2023

6.47%

6.85%
0.00 points
$0.00 fees

$2,848.77


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Baker-boyer National Bank


Updated 06/15/2022

6.91%

6.88%
0.00 points
$0.00 fees

$2,854.82


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Banner Bank


Updated 06/15/2022

6.99%

6.88%
0.00 points
$3,857.00 fees

$2,854.82


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Wells Fargo Bank, National Association


Updated 02/23/2024

7.54%

6.93%
0.00 points
$0.00 fees

$2,864.10


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Boeing Employees Credit Union


Updated 06/15/2022
Restrictions

7.10%

7.00%
0.13 points
$5,538.00 fees

$2,876.25


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Olympia Federal Savings And Loan Association


Updated 06/15/2022

8.18%

8.13%
0.00 points
$1,904.00 fees

$3,082.15


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Data provided by BestCashCow

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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