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30-Year Fixed Conforming Mortgage Refinance

Lakeland, Florida 30-Year Fixed Mortgage Refinance Rates 2025

Compare Florida 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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Lakeland, Florida 30-Year Fixed Conforming Mortgage Refinance

May 9, 2025
Average: 7.19% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Securitas Mortgage Inc NMLS ID: 1039147	6.269% 30 Yr Fixed	6.125% Fees & Points $4,993 Total 0.727 Pts: $2,326 $2,667 Fees	$1,945	Learn More See Table View
Evolve Capital Lending NMLS ID: 2273319	6.341% 30 Yr Fixed	6.125% Fees & Points $7,395 Total 1.000 Pts: $3,200 $4,195 Fees	$1,945	Learn More See Table View
Barrett Financial NMLS ID: 181106 License#: 2618991	6.348% 30 Yr Fixed	6.250% Fees & Points $3,325 Total 0.575 Pts: $1,840 $1,485 Fees	$1,971	Learn More See Table View
District Lending NMLS ID: 1835285	6.380% 30 Yr Fixed	6.250% Fees & Points $4,400 Total 0.875 Pts: $2,800 $1,600 Fees	$1,971	Learn More See Table View
Pure Rate Mortgage NMLS ID: 2578474	6.471% 30 Yr Fixed	6.375% Fees & Points $3,210 Total 0.675 Pts: $2,160 $1,050 Fees	$1,997	Learn More See Table View
Lending Haus LLC NMLS ID: 2634590	6.551% 30 Yr Fixed	6.500% Fees & Points $1,812 Total 0.535 Pts: $1,712 $100 Fees	$2,023	Learn More See Table View
Green Lending, LLC NMLS ID: 2598612	6.565% 30 Yr Fixed	6.490% Fees & Points $2,722 Total 0.535 Pts: $1,712 $1,010 Fees	$2,021	Learn More See Table View
Cornerstone Capital Lending NMLS ID: 2627028	6.612% 30 Yr Fixed	6.500% Fees & Points $3,843 Total 0.800 Pts: $2,560 $1,283 Fees	$2,023	Learn More See Table View
Loansteady NMLS ID: 1701910	6.670% 30 Yr Fixed	6.625% Fees & Points $1,490 Total 0.000 Pts: $0 $1,490 Fees	$2,049	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	6.733% 30 Yr Fixed	6.625% Fees & Points $3,558 Total 0.893 Pts: $2,858 $700 Fees	$2,049	Learn More See Table View
Home Simply NMLS ID: 2473786 License#: MBR6346	6.737% 30 Yr Fixed	6.625% Fees & Points $3,709 Total 0.817 Pts: $2,614 $1,095 Fees	$2,049	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	6.806% 30 Yr Fixed	6.625% Fees & Points $6,000 Total 0.875 Pts: $2,800 $3,200 Fees	$2,049	Learn More See Table View
Sebonic NMLS ID: 66247	6.834% 30 Yr Fixed	6.750% Fees & Points $2,771 Total 0.866 Pts: $2,771 $0 Fees	$2,076	Learn More See Table View
Our Family Mortgage NMLS ID: 2529004	6.881% 30 Yr Fixed	6.750% Fees & Points $4,450 Total 0.875 Pts: $2,800 $1,650 Fees	$2,076	Learn More See Table View
Dylken Home Loans, Inc NMLS ID: 2673152	6.970% 30 Yr Fixed	6.750% Fees & Points $7,231 Total 0.916 Pts: $2,931 $4,300 Fees	$2,076	Learn More See Table View
LoanFlight Lending, LLC NMLS ID: 1522344 License#: MLD 1386	7.057% 30 Yr Fixed	6.990% Fees & Points $2,179 Total 0.681 Pts: $2,179 $0 Fees	$2,127	Learn More See Table View
Rocket Mortgage NMLS ID: 3030	7.463% 30 Yr Fixed	7.375% Fees & Points $2,800 Total 0.875 Pts: $2,800 $0 Fees	$2,211	Learn More See Table View
Freedom Mortgage Corporation NMLS ID: 2767	We approve credit scores as low as 550 for VA and FHA refinancing Family-owned, 35+ years of cash out assistance A top FHA and VA lender Over three million customers nationwide 30 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews 30 Yr Fixed			Learn More
CrossCountry Mortgage NMLS ID: 3029	Top 3 Lender: Trusted and established. 19K+ 5-star reviews: Proven customer satisfaction. Wide mortgage selection: Tailored solutions. Unmatched expertise: Your path to homeownership. 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Pnc Bank, National Association Updated 10/04/2022	6.20%	6.00% 0.00 points $3,210.00 fees	$1,918.56	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$1,944.35	Learn MoreShow Less See Table View
Td Bank, National Association Updated 10/10/2022	6.67%	6.50% 0.00 points $4,266.00 fees	$2,022.62	Learn MoreShow Less See Table View
Citibank, National Association Updated 10/18/2024	6.59%	6.72% 0.63 points $2,739.00 fees	$2,068.50	Learn MoreShow Less See Table View
Seacoast National Bank Updated 05/09/2025	6.57%	6.74% 0.00 points $0.00 fees	$2,072.75	Learn MoreShow Less See Table View
Bmo Bank National Association Updated 02/26/2024	7.08%	6.74% 0.00 points $1,936.00 fees	$2,073.60	Learn MoreShow Less See Table View
Jpmorgan Chase Bank, National Association Updated 02/21/2024	6.96%	6.88% 0.00 points $0.00 fees	$2,102.17	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	7.05%	6.88% 0.84 points $0.00 fees	$2,102.17	Learn MoreShow Less See Table View
Oneunited Bank Updated 06/15/2022	7.00%	6.88% 0.00 points $4,876.00 fees	$2,102.17	Learn MoreShow Less See Table View
Grow Financial Credit Union Updated 06/15/2022 Restrictions	7.33%	7.13% 0.00 points $0.00 fees	$2,155.90	Learn MoreShow Less See Table View
Navy Federal Credit Union Credit Union Updated 01/30/2023 Restrictions	7.43%	7.25% 0.75 points $0.00 fees	$2,182.96	Learn MoreShow Less See Table View
Suncoast Schools Credit Union Updated 06/15/2022 Restrictions	7.28%	7.25% 0.00 points $0.00 fees	$2,182.96	Learn MoreShow Less See Table View
Space Coast Credit Union Updated 06/15/2022 Restrictions	7.38%	7.25% 0.00 points $2,374.00 fees	$2,182.96	Learn MoreShow Less See Table View
Wells Fargo Bank, National Association Updated 09/27/2024	5.20%	7.44% 0.00 points $0.00 fees	$2,225.23	Learn MoreShow Less See Table View
Truist Bank Updated 05/17/2024	7.10%	7.77% 0.00 points $3,874.00 fees	$2,296.50	Learn MoreShow Less See Table View
Raymond James Bank Updated 06/15/2022	7.93%	7.88% 0.00 points $4,125.00 fees	$2,321.33	Learn MoreShow Less See Table View
Everbank, National Association Updated 06/15/2022	8.39%	8.13% 0.00 points $0.00 fees	$2,377.11	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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Lakeland, Florida 30-Year Fixed Mortgage Refinance Rates 2025

Lakeland, Florida 30-Year Fixed Conforming Mortgage Refinance

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