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Compare Pennsylvania 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.
Lender | APR | Rate (%) | Monthly Payment? |
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![]() District Lending NMLS ID: 1835285 |
6.391% 30 Yr Fixed |
6.250%
Fees & Points
$4,800 Total
1.000 Pts: $3,200 $1,600 Fees |
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![]() Green Lending, LLC NMLS ID: 2598612 |
6.486% 30 Yr Fixed |
6.375%
Fees & Points
$3,954 Total
0.920 Pts: $2,944 $1,010 Fees |
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![]() Loansteady NMLS ID: 1701910 |
6.514% 30 Yr Fixed |
6.375%
Fees & Points
$4,690 Total
1.000 Pts: $3,200 $1,490 Fees |
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![]() Mortgage X, LLC NMLS ID: 2569359 |
6.609% 30 Yr Fixed |
6.500%
Fees & Points
$3,751 Total
0.830 Pts: $2,656 $1,095 Fees |
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![]() Cornerstone Capital Lending NMLS ID: 2627028 |
6.624% 30 Yr Fixed |
6.500%
Fees & Points
$4,243 Total
0.925 Pts: $2,960 $1,283 Fees |
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![]() Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.731% 30 Yr Fixed |
6.625%
Fees & Points
$3,500 Total
0.875 Pts: $2,800 $700 Fees |
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![]() PenFed Credit Union NMLS ID: 401822 |
6.806% 30 Yr Fixed |
6.625%
Fees & Points
$6,000 Total
0.875 Pts: $2,800 $3,200 Fees |
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![]() Sebonic NMLS ID: 66247 |
6.834% 30 Yr Fixed |
6.750%
Fees & Points
$2,749 Total
0.859 Pts: $2,749 $0 Fees |
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![]() Refi.com NMLS ID: 1907 License#: Pennsylvania |
6.930% 30 Yr Fixed |
6.875%
Fees & Points
$1,802 Total
0.563 Pts: $1,802 $0 Fees |
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![]() West Capital Lending NMLS ID: 1566096 |
6.984% 30 Yr Fixed |
6.875%
Fees & Points
$3,555 Total
0.564 Pts: $1,805 $1,750 Fees |
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![]() Agave Home Loans NMLS ID: 1951574 License#: 107135 |
7.219% 30 Yr Fixed |
7.125%
Fees & Points
$3,196 Total
0.937 Pts: $2,998 $198 Fees |
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![]() Rocket Mortgage NMLS ID: 3030 |
7.451% 30 Yr Fixed |
7.375%
Fees & Points
$2,400 Total
0.750 Pts: $2,400 $0 Fees |
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![]() Veterans United Home Loans NMLS ID: 1907 |
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![]() Freedom Mortgage Corporation NMLS ID: 2767 |
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![]() CrossCountry Mortgage NMLS ID: 3029 |
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details. |
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Updated 12/08/2023 |
6.99% |
6.11%
0.00 points $0.00 fees |
$1,940.63 |
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Updated 12/08/2022 |
6.14% |
6.13%
0.00 points $0.00 fees |
$1,944.35 |
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Updated 10/10/2022 |
6.67% |
6.50%
0.00 points $4,266.00 fees |
$2,022.62 |
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Updated 05/09/2025 |
6.91% |
6.54%
0.00 points $0.00 fees |
$2,031.25 |
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Updated 02/24/2023 |
6.61% |
6.61%
0.00 points $0.00 fees |
$2,045.19 |
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Updated 12/20/2022 |
6.94% |
6.63%
2.00 points $4,000.00 fees |
$2,049.00 |
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Citibank, National Association Updated 10/18/2024 |
6.59% |
6.72%
0.63 points $2,739.00 fees |
$2,068.50 |
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Dollar Bank, Federal Savings Bank Updated 05/09/2025 |
6.63% |
6.75%
0.00 points $0.00 fees |
$2,074.66 |
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Updated 05/09/2025 |
6.78% |
6.80%
0.00 points $0.00 fees |
$2,087.01 |
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Jpmorgan Chase Bank, National Association Updated 02/21/2024 |
6.96% |
6.88%
0.00 points $0.00 fees |
$2,102.17 |
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Bank Of America, National Association Updated 05/07/2023 |
7.05% |
6.88%
0.84 points $0.00 fees |
$2,102.17 |
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Peoples Security Bank And Trust Company Updated 10/11/2024 |
6.66% |
6.91%
0.00 points $0.00 fees |
$2,109.66 |
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Updated 02/16/2023 |
6.91% |
6.91%
1.00 points $0.00 fees |
$2,110.30 |
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Updated 10/11/2024 |
6.56% |
6.94%
1.00 points $0.00 fees |
$2,115.23 |
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The Fidelity Deposit And Discount Bank Updated 05/09/2025 |
6.83% |
6.96%
0.00 points $0.00 fees |
$2,120.59 |
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Nbt Bank, National Association Updated 06/15/2022 |
7.07% |
7.00%
0.00 points $0.00 fees |
$2,128.97 |
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Updated 12/07/2022 |
7.10% |
7.00%
0.00 points $0.00 fees |
$2,128.97 |
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Updated 05/09/2025 |
6.35% |
7.11%
0.00 points $0.00 fees |
$2,151.58 |
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Updated 06/15/2022 Restrictions |
7.16% |
7.13%
0.00 points $1,415.00 fees |
$2,155.90 |
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Updated 06/15/2022 Restrictions |
7.19% |
7.13%
0.50 points $0.00 fees |
$2,156.98 |
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Data provided by BestCashCow |
1 Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.